3450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3450万円の住宅ローン｜期間・年数別
3450万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥68,165 | ¥40,898,930 | ¥6,398,930 |
| 50 | 0.80% | ¥69,784 | ¥41,870,125 | ¥7,370,125 |
| 50 | 0.90% | ¥71,426 | ¥42,855,452 | ¥8,355,452 |
| 50 | 1.00% | ¥73,091 | ¥43,854,850 | ¥9,354,850 |
| 50 | 1.10% | ¥74,780 | ¥44,868,252 | ¥10,368,252 |
| 50 | 1.20% | ¥76,493 | ¥45,895,582 | ¥11,395,582 |
| 50 | 1.30% | ¥78,228 | ¥46,936,760 | ¥12,436,760 |
| 50 | 1.40% | ¥79,986 | ¥47,991,697 | ¥13,491,697 |
| 50 | 1.50% | ¥81,767 | ¥49,060,302 | ¥14,560,302 |
| 50 | 1.60% | ¥83,571 | ¥50,142,475 | ¥15,642,475 |
| 50 | 1.70% | ¥85,397 | ¥51,238,111 | ¥16,738,111 |
| 50 | 1.80% | ¥87,245 | ¥52,347,098 | ¥17,847,098 |
| 50 | 1.90% | ¥89,116 | ¥53,469,322 | ¥18,969,322 |
| 50 | 2.00% | ¥91,008 | ¥54,604,660 | ¥20,104,660 |
| 50 | 2.10% | ¥92,922 | ¥55,752,987 | ¥21,252,987 |
| 50 | 2.20% | ¥94,857 | ¥56,914,171 | ¥22,414,171 |
| 50 | 2.30% | ¥96,813 | ¥58,088,077 | ¥23,588,077 |
| 50 | 2.40% | ¥98,791 | ¥59,274,564 | ¥24,774,564 |
| 50 | 2.50% | ¥100,789 | ¥60,473,487 | ¥25,973,487 |
| 50 | 2.60% | ¥102,808 | ¥61,684,700 | ¥27,184,700 |
| 50 | 2.70% | ¥104,847 | ¥62,908,049 | ¥28,408,049 |
| 50 | 2.80% | ¥106,906 | ¥64,143,379 | ¥29,643,379 |
| 50 | 2.90% | ¥108,984 | ¥65,390,530 | ¥30,890,530 |
| 50 | 3.00% | ¥111,082 | ¥66,649,342 | ¥32,149,342 |
3450万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥74,497 | ¥40,228,530 | ¥5,728,530 |
| 45 | 0.80% | ¥76,098 | ¥41,093,173 | ¥6,593,173 |
| 45 | 0.90% | ¥77,721 | ¥41,969,298 | ¥7,469,298 |
| 45 | 1.00% | ¥79,365 | ¥42,856,865 | ¥8,356,865 |
| 45 | 1.10% | ¥81,029 | ¥43,755,828 | ¥9,255,828 |
| 45 | 1.20% | ¥82,715 | ¥44,666,138 | ¥10,166,138 |
| 45 | 1.30% | ¥84,422 | ¥45,587,741 | ¥11,087,741 |
| 45 | 1.40% | ¥86,149 | ¥46,520,579 | ¥12,020,579 |
| 45 | 1.50% | ¥87,897 | ¥47,464,590 | ¥12,964,590 |
| 45 | 1.60% | ¥89,666 | ¥48,419,707 | ¥13,919,707 |
| 45 | 1.70% | ¥91,455 | ¥49,385,861 | ¥14,885,861 |
| 45 | 1.80% | ¥93,265 | ¥50,362,978 | ¥15,862,978 |
| 45 | 1.90% | ¥95,094 | ¥51,350,980 | ¥16,850,980 |
| 45 | 2.00% | ¥96,944 | ¥52,349,786 | ¥17,849,786 |
| 45 | 2.10% | ¥98,814 | ¥53,359,310 | ¥18,859,310 |
| 45 | 2.20% | ¥100,703 | ¥54,379,464 | ¥19,879,464 |
| 45 | 2.30% | ¥102,611 | ¥55,410,158 | ¥20,910,158 |
| 45 | 2.40% | ¥104,539 | ¥56,451,295 | ¥21,951,295 |
| 45 | 2.50% | ¥106,487 | ¥57,502,778 | ¥23,002,778 |
| 45 | 2.60% | ¥108,453 | ¥58,564,507 | ¥24,064,507 |
| 45 | 2.70% | ¥110,438 | ¥59,636,377 | ¥25,136,377 |
| 45 | 2.80% | ¥112,441 | ¥60,718,282 | ¥26,218,282 |
| 45 | 2.90% | ¥114,463 | ¥61,810,114 | ¥27,310,114 |
| 45 | 3.00% | ¥116,503 | ¥62,911,760 | ¥28,411,760 |
3450万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥82,427 | ¥39,565,102 | ¥5,065,102 |
| 40 | 0.80% | ¥84,011 | ¥40,325,300 | ¥5,825,300 |
| 40 | 0.90% | ¥85,614 | ¥41,094,595 | ¥6,594,595 |
| 40 | 1.00% | ¥87,235 | ¥41,872,961 | ¥7,372,961 |
| 40 | 1.10% | ¥88,876 | ¥42,660,370 | ¥8,160,370 |
| 40 | 1.20% | ¥90,535 | ¥43,456,790 | ¥8,956,790 |
| 40 | 1.30% | ¥92,213 | ¥44,262,188 | ¥9,762,188 |
| 40 | 1.40% | ¥93,909 | ¥45,076,526 | ¥10,576,526 |
| 40 | 1.50% | ¥95,625 | ¥45,899,766 | ¥11,399,766 |
| 40 | 1.60% | ¥97,358 | ¥46,731,865 | ¥12,231,865 |
| 40 | 1.70% | ¥99,110 | ¥47,572,779 | ¥13,072,779 |
| 40 | 1.80% | ¥100,880 | ¥48,422,460 | ¥13,922,460 |
| 40 | 1.90% | ¥102,668 | ¥49,280,860 | ¥14,780,860 |
| 40 | 2.00% | ¥104,475 | ¥50,147,926 | ¥15,647,926 |
| 40 | 2.10% | ¥106,299 | ¥51,023,604 | ¥16,523,604 |
| 40 | 2.20% | ¥108,141 | ¥51,907,838 | ¥17,407,838 |
| 40 | 2.30% | ¥110,001 | ¥52,800,568 | ¥18,300,568 |
| 40 | 2.40% | ¥111,879 | ¥53,701,735 | ¥19,201,735 |
| 40 | 2.50% | ¥113,773 | ¥54,611,274 | ¥20,111,274 |
| 40 | 2.60% | ¥115,686 | ¥55,529,122 | ¥21,029,122 |
| 40 | 2.70% | ¥117,615 | ¥56,455,210 | ¥21,955,210 |
| 40 | 2.80% | ¥119,561 | ¥57,389,470 | ¥22,889,470 |
| 40 | 2.90% | ¥121,525 | ¥58,331,831 | ¥23,831,831 |
| 40 | 3.00% | ¥123,505 | ¥59,282,220 | ¥24,782,220 |
3450万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥92,640 | ¥38,908,661 | ¥4,408,661 |
| 35 | 0.80% | ¥94,206 | ¥39,566,530 | ¥5,066,530 |
| 35 | 0.90% | ¥95,789 | ¥40,231,381 | ¥5,731,381 |
| 35 | 1.00% | ¥97,389 | ¥40,903,198 | ¥6,403,198 |
| 35 | 1.10% | ¥99,005 | ¥41,581,964 | ¥7,081,964 |
| 35 | 1.20% | ¥100,637 | ¥42,267,661 | ¥7,767,661 |
| 35 | 1.30% | ¥102,286 | ¥42,960,269 | ¥8,460,269 |
| 35 | 1.40% | ¥103,952 | ¥43,659,764 | ¥9,159,764 |
| 35 | 1.50% | ¥105,634 | ¥44,366,125 | ¥9,866,125 |
| 35 | 1.60% | ¥107,332 | ¥45,079,326 | ¥10,579,326 |
| 35 | 1.70% | ¥109,046 | ¥45,799,341 | ¥11,299,341 |
| 35 | 1.80% | ¥110,777 | ¥46,526,140 | ¥12,026,140 |
| 35 | 1.90% | ¥112,523 | ¥47,259,695 | ¥12,759,695 |
| 35 | 2.00% | ¥114,286 | ¥47,999,975 | ¥13,499,975 |
| 35 | 2.10% | ¥116,064 | ¥48,746,947 | ¥14,246,947 |
| 35 | 2.20% | ¥117,859 | ¥49,500,578 | ¥15,000,578 |
| 35 | 2.30% | ¥119,669 | ¥50,260,830 | ¥15,760,830 |
| 35 | 2.40% | ¥121,494 | ¥51,027,670 | ¥16,527,670 |
| 35 | 2.50% | ¥123,336 | ¥51,801,057 | ¥17,301,057 |
| 35 | 2.60% | ¥125,193 | ¥52,580,953 | ¥18,080,953 |
| 35 | 2.70% | ¥127,065 | ¥53,367,317 | ¥18,867,317 |
| 35 | 2.80% | ¥128,953 | ¥54,160,107 | ¥19,660,107 |
| 35 | 2.90% | ¥130,855 | ¥54,959,280 | ¥20,459,280 |
| 35 | 3.00% | ¥132,773 | ¥55,764,793 | ¥21,264,793 |
3450万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥106,276 | ¥38,259,219 | ¥3,759,219 |
| 30 | 0.80% | ¥107,825 | ¥38,816,885 | ¥4,316,885 |
| 30 | 0.90% | ¥109,388 | ¥39,379,691 | ¥4,879,691 |
| 30 | 1.00% | ¥110,966 | ¥39,947,628 | ¥5,447,628 |
| 30 | 1.10% | ¥112,557 | ¥40,520,688 | ¥6,020,688 |
| 30 | 1.20% | ¥114,163 | ¥41,098,860 | ¥6,598,860 |
| 30 | 1.30% | ¥115,784 | ¥41,682,132 | ¥7,182,132 |
| 30 | 1.40% | ¥117,418 | ¥42,270,493 | ¥7,770,493 |
| 30 | 1.50% | ¥119,066 | ¥42,863,930 | ¥8,363,930 |
| 30 | 1.60% | ¥120,729 | ¥43,462,429 | ¥8,962,429 |
| 30 | 1.70% | ¥122,405 | ¥44,065,975 | ¥9,565,975 |
| 30 | 1.80% | ¥124,096 | ¥44,674,553 | ¥10,174,553 |
| 30 | 1.90% | ¥125,800 | ¥45,288,147 | ¥10,788,147 |
| 30 | 2.00% | ¥127,519 | ¥45,906,739 | ¥11,406,739 |
| 30 | 2.10% | ¥129,251 | ¥46,530,311 | ¥12,030,311 |
| 30 | 2.20% | ¥130,997 | ¥47,158,845 | ¥12,658,845 |
| 30 | 2.30% | ¥132,756 | ¥47,792,320 | ¥13,292,320 |
| 30 | 2.40% | ¥134,530 | ¥48,430,718 | ¥13,930,718 |
| 30 | 2.50% | ¥136,317 | ¥49,074,016 | ¥14,574,016 |
| 30 | 2.60% | ¥138,117 | ¥49,722,192 | ¥15,222,192 |
| 30 | 2.70% | ¥139,931 | ¥50,375,225 | ¥15,875,225 |
| 30 | 2.80% | ¥141,759 | ¥51,033,090 | ¥16,533,090 |
| 30 | 2.90% | ¥143,599 | ¥51,695,764 | ¥17,195,764 |
| 30 | 3.00% | ¥145,453 | ¥52,363,221 | ¥17,863,221 |
3450万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥125,389 | ¥37,616,788 | ¥3,116,788 |
| 25 | 0.80% | ¥126,921 | ¥38,076,384 | ¥3,576,384 |
| 25 | 0.90% | ¥128,465 | ¥38,539,556 | ¥4,039,556 |
| 25 | 1.00% | ¥130,021 | ¥39,006,299 | ¥4,506,299 |
| 25 | 1.10% | ¥131,589 | ¥39,476,609 | ¥4,976,609 |
| 25 | 1.20% | ¥133,168 | ¥39,950,481 | ¥5,450,481 |
| 25 | 1.30% | ¥134,760 | ¥40,427,909 | ¥5,927,909 |
| 25 | 1.40% | ¥136,363 | ¥40,908,888 | ¥6,408,888 |
| 25 | 1.50% | ¥137,978 | ¥41,393,410 | ¥6,893,410 |
| 25 | 1.60% | ¥139,605 | ¥41,881,469 | ¥7,381,469 |
| 25 | 1.70% | ¥141,244 | ¥42,373,058 | ¥7,873,058 |
| 25 | 1.80% | ¥142,894 | ¥42,868,169 | ¥8,368,169 |
| 25 | 1.90% | ¥144,556 | ¥43,366,794 | ¥8,866,794 |
| 25 | 2.00% | ¥146,230 | ¥43,868,924 | ¥9,368,924 |
| 25 | 2.10% | ¥147,915 | ¥44,374,551 | ¥9,874,551 |
| 25 | 2.20% | ¥149,612 | ¥44,883,665 | ¥10,383,665 |
| 25 | 2.30% | ¥151,321 | ¥45,396,257 | ¥10,896,257 |
| 25 | 2.40% | ¥153,041 | ¥45,912,316 | ¥11,412,316 |
| 25 | 2.50% | ¥154,773 | ¥46,431,832 | ¥11,931,832 |
| 25 | 2.60% | ¥156,516 | ¥46,954,794 | ¥12,454,794 |
| 25 | 2.70% | ¥158,271 | ¥47,481,191 | ¥12,981,191 |
| 25 | 2.80% | ¥160,037 | ¥48,011,011 | ¥13,511,011 |
| 25 | 2.90% | ¥161,814 | ¥48,544,241 | ¥14,044,241 |
| 25 | 3.00% | ¥163,603 | ¥49,080,871 | ¥14,580,871 |
3450万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥154,089 | ¥36,981,377 | ¥2,481,377 |
| 20 | 0.80% | ¥155,604 | ¥37,345,043 | ¥2,845,043 |
| 20 | 0.90% | ¥157,129 | ¥37,711,001 | ¥3,211,001 |
| 20 | 1.00% | ¥158,664 | ¥38,079,249 | ¥3,579,249 |
| 20 | 1.10% | ¥160,207 | ¥38,449,784 | ¥3,949,784 |
| 20 | 1.20% | ¥161,761 | ¥38,822,606 | ¥4,322,606 |
| 20 | 1.30% | ¥163,324 | ¥39,197,711 | ¥4,697,711 |
| 20 | 1.40% | ¥164,896 | ¥39,575,096 | ¥5,075,096 |
| 20 | 1.50% | ¥166,478 | ¥39,954,760 | ¥5,454,760 |
| 20 | 1.60% | ¥168,070 | ¥40,336,699 | ¥5,836,699 |
| 20 | 1.70% | ¥169,670 | ¥40,720,909 | ¥6,220,909 |
| 20 | 1.80% | ¥171,281 | ¥41,107,389 | ¥6,607,389 |
| 20 | 1.90% | ¥172,901 | ¥41,496,134 | ¥6,996,134 |
| 20 | 2.00% | ¥174,530 | ¥41,887,140 | ¥7,387,140 |
| 20 | 2.10% | ¥176,168 | ¥42,280,405 | ¥7,780,405 |
| 20 | 2.20% | ¥177,816 | ¥42,675,923 | ¥8,175,923 |
| 20 | 2.30% | ¥179,474 | ¥43,073,691 | ¥8,573,691 |
| 20 | 2.40% | ¥181,140 | ¥43,473,705 | ¥8,973,705 |
| 20 | 2.50% | ¥182,816 | ¥43,875,960 | ¥9,375,960 |
| 20 | 2.60% | ¥184,502 | ¥44,280,451 | ¥9,780,451 |
| 20 | 2.70% | ¥186,197 | ¥44,687,173 | ¥10,187,173 |
| 20 | 2.80% | ¥187,901 | ¥45,096,123 | ¥10,596,123 |
| 20 | 2.90% | ¥189,614 | ¥45,507,294 | ¥11,007,294 |
| 20 | 3.00% | ¥191,336 | ¥45,920,681 | ¥11,420,681 |
3450万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥201,961 | ¥36,352,993 | ¥1,852,993 |
| 15 | 0.80% | ¥203,460 | ¥36,622,875 | ¥2,122,875 |
| 15 | 0.90% | ¥204,967 | ¥36,894,047 | ¥2,394,047 |
| 15 | 1.00% | ¥206,481 | ¥37,166,509 | ¥2,666,509 |
| 15 | 1.10% | ¥208,001 | ¥37,440,261 | ¥2,940,261 |
| 15 | 1.20% | ¥209,529 | ¥37,715,300 | ¥3,215,300 |
| 15 | 1.30% | ¥211,065 | ¥37,991,628 | ¥3,491,628 |
| 15 | 1.40% | ¥212,607 | ¥38,269,242 | ¥3,769,242 |
| 15 | 1.50% | ¥214,156 | ¥38,548,142 | ¥4,048,142 |
| 15 | 1.60% | ¥215,713 | ¥38,828,326 | ¥4,328,326 |
| 15 | 1.70% | ¥217,277 | ¥39,109,794 | ¥4,609,794 |
| 15 | 1.80% | ¥218,847 | ¥39,392,545 | ¥4,892,545 |
| 15 | 1.90% | ¥220,425 | ¥39,676,578 | ¥5,176,578 |
| 15 | 2.00% | ¥222,011 | ¥39,961,890 | ¥5,461,890 |
| 15 | 2.10% | ¥223,603 | ¥40,248,482 | ¥5,748,482 |
| 15 | 2.20% | ¥225,202 | ¥40,536,351 | ¥6,036,351 |
| 15 | 2.30% | ¥226,808 | ¥40,825,496 | ¥6,325,496 |
| 15 | 2.40% | ¥228,422 | ¥41,115,916 | ¥6,615,916 |
| 15 | 2.50% | ¥230,042 | ¥41,407,610 | ¥6,907,610 |
| 15 | 2.60% | ¥231,670 | ¥41,700,575 | ¥7,200,575 |
| 15 | 2.70% | ¥233,305 | ¥41,994,810 | ¥7,494,810 |
| 15 | 2.80% | ¥234,946 | ¥42,290,314 | ¥7,790,314 |
| 15 | 2.90% | ¥236,595 | ¥42,587,084 | ¥8,087,084 |
| 15 | 3.00% | ¥238,251 | ¥42,885,120 | ¥8,385,120 |
3450万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥297,764 | ¥35,731,644 | ¥1,231,644 |
| 10 | 0.80% | ¥299,249 | ¥35,909,891 | ¥1,409,891 |
| 10 | 0.90% | ¥300,739 | ¥36,088,712 | ¥1,588,712 |
| 10 | 1.00% | ¥302,234 | ¥36,268,106 | ¥1,768,106 |
| 10 | 1.10% | ¥303,734 | ¥36,448,075 | ¥1,948,075 |
| 10 | 1.20% | ¥305,238 | ¥36,628,617 | ¥2,128,617 |
| 10 | 1.30% | ¥306,748 | ¥36,809,732 | ¥2,309,732 |
| 10 | 1.40% | ¥308,262 | ¥36,991,420 | ¥2,491,420 |
| 10 | 1.50% | ¥309,781 | ¥37,173,681 | ¥2,673,681 |
| 10 | 1.60% | ¥311,304 | ¥37,356,515 | ¥2,856,515 |
| 10 | 1.70% | ¥312,833 | ¥37,539,921 | ¥3,039,921 |
| 10 | 1.80% | ¥314,366 | ¥37,723,899 | ¥3,223,899 |
| 10 | 1.90% | ¥315,904 | ¥37,908,448 | ¥3,408,448 |
| 10 | 2.00% | ¥317,446 | ¥38,093,570 | ¥3,593,570 |
| 10 | 2.10% | ¥318,994 | ¥38,279,263 | ¥3,779,263 |
| 10 | 2.20% | ¥320,546 | ¥38,465,526 | ¥3,965,526 |
| 10 | 2.30% | ¥322,103 | ¥38,652,360 | ¥4,152,360 |
| 10 | 2.40% | ¥323,665 | ¥38,839,765 | ¥4,339,765 |
| 10 | 2.50% | ¥325,231 | ¥39,027,739 | ¥4,527,739 |
| 10 | 2.60% | ¥326,802 | ¥39,216,283 | ¥4,716,283 |
| 10 | 2.70% | ¥328,378 | ¥39,405,397 | ¥4,905,397 |
| 10 | 2.80% | ¥329,959 | ¥39,595,079 | ¥5,095,079 |
| 10 | 2.90% | ¥331,544 | ¥39,785,330 | ¥5,285,330 |
| 10 | 3.00% | ¥333,135 | ¥39,976,148 | ¥5,476,148 |
