3470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3470万円の住宅ローン｜期間・年数別
3470万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥68,560 | ¥41,136,025 | ¥6,436,025 |
| 50 | 0.80% | ¥70,188 | ¥42,112,850 | ¥7,412,850 |
| 50 | 0.90% | ¥71,840 | ¥43,103,889 | ¥8,403,889 |
| 50 | 1.00% | ¥73,515 | ¥44,109,081 | ¥9,409,081 |
| 50 | 1.10% | ¥75,214 | ¥45,128,358 | ¥10,428,358 |
| 50 | 1.20% | ¥76,936 | ¥46,161,643 | ¥11,461,643 |
| 50 | 1.30% | ¥78,681 | ¥47,208,857 | ¥12,508,857 |
| 50 | 1.40% | ¥80,450 | ¥48,269,910 | ¥13,569,910 |
| 50 | 1.50% | ¥82,241 | ¥49,344,710 | ¥14,644,710 |
| 50 | 1.60% | ¥84,055 | ¥50,433,156 | ¥15,733,156 |
| 50 | 1.70% | ¥85,892 | ¥51,535,143 | ¥16,835,143 |
| 50 | 1.80% | ¥87,751 | ¥52,650,560 | ¥17,950,560 |
| 50 | 1.90% | ¥89,632 | ¥53,779,289 | ¥19,079,289 |
| 50 | 2.00% | ¥91,535 | ¥54,921,209 | ¥20,221,209 |
| 50 | 2.10% | ¥93,460 | ¥56,076,193 | ¥21,376,193 |
| 50 | 2.20% | ¥95,407 | ¥57,244,108 | ¥22,544,108 |
| 50 | 2.30% | ¥97,375 | ¥58,424,819 | ¥23,724,819 |
| 50 | 2.40% | ¥99,364 | ¥59,618,184 | ¥24,918,184 |
| 50 | 2.50% | ¥101,373 | ¥60,824,058 | ¥26,124,058 |
| 50 | 2.60% | ¥103,404 | ¥62,042,292 | ¥27,342,292 |
| 50 | 2.70% | ¥105,455 | ¥63,272,733 | ¥28,572,733 |
| 50 | 2.80% | ¥107,525 | ¥64,515,224 | ¥29,815,224 |
| 50 | 2.90% | ¥109,616 | ¥65,769,606 | ¥31,069,606 |
| 50 | 3.00% | ¥111,726 | ¥67,035,715 | ¥32,335,715 |
3470万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥74,929 | ¥40,461,739 | ¥5,761,739 |
| 45 | 0.80% | ¥76,540 | ¥41,331,394 | ¥6,631,394 |
| 45 | 0.90% | ¥78,171 | ¥42,212,599 | ¥7,512,599 |
| 45 | 1.00% | ¥79,825 | ¥43,105,311 | ¥8,405,311 |
| 45 | 1.10% | ¥81,499 | ¥44,009,485 | ¥9,309,485 |
| 45 | 1.20% | ¥83,195 | ¥44,925,072 | ¥10,225,072 |
| 45 | 1.30% | ¥84,911 | ¥45,852,018 | ¥11,152,018 |
| 45 | 1.40% | ¥86,649 | ¥46,790,263 | ¥12,090,263 |
| 45 | 1.50% | ¥88,407 | ¥47,739,747 | ¥13,039,747 |
| 45 | 1.60% | ¥90,186 | ¥48,700,401 | ¥14,000,401 |
| 45 | 1.70% | ¥91,985 | ¥49,672,156 | ¥14,972,156 |
| 45 | 1.80% | ¥93,805 | ¥50,654,938 | ¥15,954,938 |
| 45 | 1.90% | ¥95,646 | ¥51,648,667 | ¥16,948,667 |
| 45 | 2.00% | ¥97,506 | ¥52,653,263 | ¥17,953,263 |
| 45 | 2.10% | ¥99,386 | ¥53,668,639 | ¥18,968,639 |
| 45 | 2.20% | ¥101,286 | ¥54,694,708 | ¥19,994,708 |
| 45 | 2.30% | ¥103,206 | ¥55,731,376 | ¥21,031,376 |
| 45 | 2.40% | ¥105,145 | ¥56,778,549 | ¥22,078,549 |
| 45 | 2.50% | ¥107,104 | ¥57,836,128 | ¥23,136,128 |
| 45 | 2.60% | ¥109,082 | ¥58,904,011 | ¥24,204,011 |
| 45 | 2.70% | ¥111,078 | ¥59,982,095 | ¥25,282,095 |
| 45 | 2.80% | ¥113,093 | ¥61,070,272 | ¥26,370,272 |
| 45 | 2.90% | ¥115,127 | ¥62,168,433 | ¥27,468,433 |
| 45 | 3.00% | ¥117,179 | ¥63,276,466 | ¥28,576,466 |
3470万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥82,905 | ¥39,794,465 | ¥5,094,465 |
| 40 | 0.80% | ¥84,498 | ¥40,559,070 | ¥5,859,070 |
| 40 | 0.90% | ¥86,110 | ¥41,332,824 | ¥6,632,824 |
| 40 | 1.00% | ¥87,741 | ¥42,115,703 | ¥7,415,703 |
| 40 | 1.10% | ¥89,391 | ¥42,907,676 | ¥8,207,676 |
| 40 | 1.20% | ¥91,060 | ¥43,708,714 | ¥9,008,714 |
| 40 | 1.30% | ¥92,747 | ¥44,518,780 | ¥9,818,780 |
| 40 | 1.40% | ¥94,454 | ¥45,337,839 | ¥10,637,839 |
| 40 | 1.50% | ¥96,179 | ¥46,165,851 | ¥11,465,851 |
| 40 | 1.60% | ¥97,922 | ¥47,002,774 | ¥12,302,774 |
| 40 | 1.70% | ¥99,685 | ¥47,848,563 | ¥13,148,563 |
| 40 | 1.80% | ¥101,465 | ¥48,703,170 | ¥14,003,170 |
| 40 | 1.90% | ¥103,264 | ¥49,566,546 | ¥14,866,546 |
| 40 | 2.00% | ¥105,080 | ¥50,438,638 | ¥15,738,638 |
| 40 | 2.10% | ¥106,915 | ¥51,319,393 | ¥16,619,393 |
| 40 | 2.20% | ¥108,768 | ¥52,208,753 | ¥17,508,753 |
| 40 | 2.30% | ¥110,639 | ¥53,106,659 | ¥18,406,659 |
| 40 | 2.40% | ¥112,527 | ¥54,013,049 | ¥19,313,049 |
| 40 | 2.50% | ¥114,433 | ¥54,927,862 | ¥20,227,862 |
| 40 | 2.60% | ¥116,356 | ¥55,851,030 | ¥21,151,030 |
| 40 | 2.70% | ¥118,297 | ¥56,782,486 | ¥22,082,486 |
| 40 | 2.80% | ¥120,255 | ¥57,722,162 | ¥23,022,162 |
| 40 | 2.90% | ¥122,229 | ¥58,669,986 | ¥23,969,986 |
| 40 | 3.00% | ¥124,221 | ¥59,625,885 | ¥24,925,885 |
3470万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥93,177 | ¥39,134,218 | ¥4,434,218 |
| 35 | 0.80% | ¥94,752 | ¥39,795,901 | ¥5,095,901 |
| 35 | 0.90% | ¥96,344 | ¥40,464,606 | ¥5,764,606 |
| 35 | 1.00% | ¥97,953 | ¥41,140,318 | ¥6,440,318 |
| 35 | 1.10% | ¥99,579 | ¥41,823,019 | ¥7,123,019 |
| 35 | 1.20% | ¥101,221 | ¥42,512,691 | ¥7,812,691 |
| 35 | 1.30% | ¥102,879 | ¥43,209,314 | ¥8,509,314 |
| 35 | 1.40% | ¥104,554 | ¥43,912,864 | ¥9,212,864 |
| 35 | 1.50% | ¥106,246 | ¥44,623,320 | ¥9,923,320 |
| 35 | 1.60% | ¥107,954 | ¥45,340,656 | ¥10,640,656 |
| 35 | 1.70% | ¥109,678 | ¥46,064,844 | ¥11,364,844 |
| 35 | 1.80% | ¥111,419 | ¥46,795,857 | ¥12,095,857 |
| 35 | 1.90% | ¥113,175 | ¥47,533,665 | ¥12,833,665 |
| 35 | 2.00% | ¥114,948 | ¥48,278,236 | ¥13,578,236 |
| 35 | 2.10% | ¥116,737 | ¥49,029,538 | ¥14,329,538 |
| 35 | 2.20% | ¥118,542 | ¥49,787,537 | ¥15,087,537 |
| 35 | 2.30% | ¥120,362 | ¥50,552,198 | ¥15,852,198 |
| 35 | 2.40% | ¥122,199 | ¥51,323,482 | ¥16,623,482 |
| 35 | 2.50% | ¥124,051 | ¥52,101,353 | ¥17,401,353 |
| 35 | 2.60% | ¥125,918 | ¥52,885,770 | ¥18,185,770 |
| 35 | 2.70% | ¥127,802 | ¥53,676,692 | ¥18,976,692 |
| 35 | 2.80% | ¥129,700 | ¥54,474,078 | ¥19,774,078 |
| 35 | 2.90% | ¥131,614 | ¥55,277,885 | ¥20,577,885 |
| 35 | 3.00% | ¥133,543 | ¥56,088,067 | ¥21,388,067 |
3470万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥106,892 | ¥38,481,012 | ¥3,781,012 |
| 30 | 0.80% | ¥108,450 | ¥39,041,910 | ¥4,341,910 |
| 30 | 0.90% | ¥110,022 | ¥39,607,979 | ¥4,907,979 |
| 30 | 1.00% | ¥111,609 | ¥40,179,209 | ¥5,479,209 |
| 30 | 1.10% | ¥113,210 | ¥40,755,591 | ¥6,055,591 |
| 30 | 1.20% | ¥114,825 | ¥41,337,114 | ¥6,637,114 |
| 30 | 1.30% | ¥116,455 | ¥41,923,768 | ¥7,223,768 |
| 30 | 1.40% | ¥118,099 | ¥42,515,540 | ¥7,815,540 |
| 30 | 1.50% | ¥119,757 | ¥43,112,417 | ¥8,412,417 |
| 30 | 1.60% | ¥121,429 | ¥43,714,385 | ¥9,014,385 |
| 30 | 1.70% | ¥123,115 | ¥44,321,430 | ¥9,621,430 |
| 30 | 1.80% | ¥124,815 | ¥44,933,536 | ¥10,233,536 |
| 30 | 1.90% | ¥126,530 | ¥45,550,687 | ¥10,850,687 |
| 30 | 2.00% | ¥128,258 | ¥46,172,865 | ¥11,472,865 |
| 30 | 2.10% | ¥130,000 | ¥46,800,052 | ¥12,100,052 |
| 30 | 2.20% | ¥131,756 | ¥47,432,229 | ¥12,732,229 |
| 30 | 2.30% | ¥133,526 | ¥48,069,377 | ¥13,369,377 |
| 30 | 2.40% | ¥135,310 | ¥48,711,475 | ¥14,011,475 |
| 30 | 2.50% | ¥137,107 | ¥49,358,503 | ¥14,658,503 |
| 30 | 2.60% | ¥138,918 | ¥50,010,437 | ¥15,310,437 |
| 30 | 2.70% | ¥140,742 | ¥50,667,255 | ¥15,967,255 |
| 30 | 2.80% | ¥142,580 | ¥51,328,934 | ¥16,628,934 |
| 30 | 2.90% | ¥144,432 | ¥51,995,449 | ¥17,295,449 |
| 30 | 3.00% | ¥146,297 | ¥52,666,776 | ¥17,966,776 |
3470万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥126,116 | ¥37,834,856 | ¥3,134,856 |
| 25 | 0.80% | ¥127,657 | ¥38,297,117 | ¥3,597,117 |
| 25 | 0.90% | ¥129,210 | ¥38,762,973 | ¥4,062,973 |
| 25 | 1.00% | ¥130,775 | ¥39,232,422 | ¥4,532,422 |
| 25 | 1.10% | ¥132,352 | ¥39,705,459 | ¥5,005,459 |
| 25 | 1.20% | ¥133,940 | ¥40,182,078 | ¥5,482,078 |
| 25 | 1.30% | ¥135,541 | ¥40,662,274 | ¥5,962,274 |
| 25 | 1.40% | ¥137,153 | ¥41,146,041 | ¥6,446,041 |
| 25 | 1.50% | ¥138,778 | ¥41,633,372 | ¥6,933,372 |
| 25 | 1.60% | ¥140,414 | ¥42,124,260 | ¥7,424,260 |
| 25 | 1.70% | ¥142,062 | ¥42,618,699 | ¥7,918,699 |
| 25 | 1.80% | ¥143,722 | ¥43,116,680 | ¥8,416,680 |
| 25 | 1.90% | ¥145,394 | ¥43,618,195 | ¥8,918,195 |
| 25 | 2.00% | ¥147,077 | ¥44,123,237 | ¥9,423,237 |
| 25 | 2.10% | ¥148,773 | ¥44,631,795 | ¥9,931,795 |
| 25 | 2.20% | ¥150,480 | ¥45,143,860 | ¥10,443,860 |
| 25 | 2.30% | ¥152,198 | ¥45,659,424 | ¥10,959,424 |
| 25 | 2.40% | ¥153,928 | ¥46,178,474 | ¥11,478,474 |
| 25 | 2.50% | ¥155,670 | ¥46,701,002 | ¥12,001,002 |
| 25 | 2.60% | ¥157,423 | ¥47,226,996 | ¥12,526,996 |
| 25 | 2.70% | ¥159,188 | ¥47,756,444 | ¥13,056,444 |
| 25 | 2.80% | ¥160,964 | ¥48,289,335 | ¥13,589,335 |
| 25 | 2.90% | ¥162,752 | ¥48,825,657 | ¥14,125,657 |
| 25 | 3.00% | ¥164,551 | ¥49,365,398 | ¥14,665,398 |
3470万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥154,982 | ¥37,195,762 | ¥2,495,762 |
| 20 | 0.80% | ¥156,506 | ¥37,561,536 | ¥2,861,536 |
| 20 | 0.90% | ¥158,040 | ¥37,929,615 | ¥3,229,615 |
| 20 | 1.00% | ¥159,583 | ¥38,299,998 | ¥3,599,998 |
| 20 | 1.10% | ¥161,136 | ¥38,672,682 | ¥3,972,682 |
| 20 | 1.20% | ¥162,699 | ¥39,047,664 | ¥4,347,664 |
| 20 | 1.30% | ¥164,271 | ¥39,424,944 | ¥4,724,944 |
| 20 | 1.40% | ¥165,852 | ¥39,804,517 | ¥5,104,517 |
| 20 | 1.50% | ¥167,443 | ¥40,186,382 | ¥5,486,382 |
| 20 | 1.60% | ¥169,044 | ¥40,570,535 | ¥5,870,535 |
| 20 | 1.70% | ¥170,654 | ¥40,956,973 | ¥6,256,973 |
| 20 | 1.80% | ¥172,274 | ¥41,345,693 | ¥6,645,693 |
| 20 | 1.90% | ¥173,903 | ¥41,736,691 | ¥7,036,691 |
| 20 | 2.00% | ¥175,542 | ¥42,129,964 | ¥7,429,964 |
| 20 | 2.10% | ¥177,190 | ¥42,525,508 | ¥7,825,508 |
| 20 | 2.20% | ¥178,847 | ¥42,923,320 | ¥8,223,320 |
| 20 | 2.30% | ¥180,514 | ¥43,323,394 | ¥8,623,394 |
| 20 | 2.40% | ¥182,191 | ¥43,725,726 | ¥9,025,726 |
| 20 | 2.50% | ¥183,876 | ¥44,130,313 | ¥9,430,313 |
| 20 | 2.60% | ¥185,571 | ¥44,537,149 | ¥9,837,149 |
| 20 | 2.70% | ¥187,276 | ¥44,946,230 | ¥10,246,230 |
| 20 | 2.80% | ¥188,990 | ¥45,357,550 | ¥10,657,550 |
| 20 | 2.90% | ¥190,713 | ¥45,771,104 | ¥11,071,104 |
| 20 | 3.00% | ¥192,445 | ¥46,186,888 | ¥11,486,888 |
3470万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥203,132 | ¥36,563,735 | ¥1,863,735 |
| 15 | 0.80% | ¥204,640 | ¥36,835,182 | ¥2,135,182 |
| 15 | 0.90% | ¥206,155 | ¥37,107,926 | ¥2,407,926 |
| 15 | 1.00% | ¥207,678 | ¥37,381,967 | ¥2,681,967 |
| 15 | 1.10% | ¥209,207 | ¥37,657,306 | ¥2,957,306 |
| 15 | 1.20% | ¥210,744 | ¥37,933,940 | ¥3,233,940 |
| 15 | 1.30% | ¥212,288 | ¥38,211,869 | ¥3,511,869 |
| 15 | 1.40% | ¥213,839 | ¥38,491,092 | ¥3,791,092 |
| 15 | 1.50% | ¥215,398 | ¥38,771,609 | ¥4,071,609 |
| 15 | 1.60% | ¥216,963 | ¥39,053,418 | ¥4,353,418 |
| 15 | 1.70% | ¥218,536 | ¥39,336,518 | ¥4,636,518 |
| 15 | 1.80% | ¥220,116 | ¥39,620,908 | ¥4,920,908 |
| 15 | 1.90% | ¥221,703 | ¥39,906,587 | ¥5,206,587 |
| 15 | 2.00% | ¥223,298 | ¥40,193,553 | ¥5,493,553 |
| 15 | 2.10% | ¥224,899 | ¥40,481,806 | ¥5,781,806 |
| 15 | 2.20% | ¥226,507 | ¥40,771,344 | ¥6,071,344 |
| 15 | 2.30% | ¥228,123 | ¥41,062,166 | ¥6,362,166 |
| 15 | 2.40% | ¥229,746 | ¥41,354,270 | ¥6,654,270 |
| 15 | 2.50% | ¥231,376 | ¥41,647,654 | ¥6,947,654 |
| 15 | 2.60% | ¥233,013 | ¥41,942,317 | ¥7,242,317 |
| 15 | 2.70% | ¥234,657 | ¥42,238,258 | ¥7,538,258 |
| 15 | 2.80% | ¥236,308 | ¥42,535,475 | ¥7,835,475 |
| 15 | 2.90% | ¥237,966 | ¥42,833,966 | ¥8,133,966 |
| 15 | 3.00% | ¥239,632 | ¥43,133,729 | ¥8,433,729 |
3470万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥299,490 | ¥35,938,784 | ¥1,238,784 |
| 10 | 0.80% | ¥300,984 | ¥36,118,064 | ¥1,418,064 |
| 10 | 0.90% | ¥302,483 | ¥36,297,921 | ¥1,597,921 |
| 10 | 1.00% | ¥303,986 | ¥36,478,356 | ¥1,778,356 |
| 10 | 1.10% | ¥305,495 | ¥36,659,368 | ¥1,959,368 |
| 10 | 1.20% | ¥307,008 | ¥36,840,956 | ¥2,140,956 |
| 10 | 1.30% | ¥308,526 | ¥37,023,121 | ¥2,323,121 |
| 10 | 1.40% | ¥310,049 | ¥37,205,863 | ¥2,505,863 |
| 10 | 1.50% | ¥311,577 | ¥37,389,181 | ¥2,689,181 |
| 10 | 1.60% | ¥313,109 | ¥37,573,074 | ¥2,873,074 |
| 10 | 1.70% | ¥314,646 | ¥37,757,543 | ¥3,057,543 |
| 10 | 1.80% | ¥316,188 | ¥37,942,588 | ¥3,242,588 |
| 10 | 1.90% | ¥317,735 | ¥38,128,208 | ¥3,428,208 |
| 10 | 2.00% | ¥319,287 | ¥38,314,402 | ¥3,614,402 |
| 10 | 2.10% | ¥320,843 | ¥38,501,171 | ¥3,801,171 |
| 10 | 2.20% | ¥322,404 | ¥38,688,515 | ¥3,988,515 |
| 10 | 2.30% | ¥323,970 | ¥38,876,432 | ¥4,176,432 |
| 10 | 2.40% | ¥325,541 | ¥39,064,923 | ¥4,364,923 |
| 10 | 2.50% | ¥327,117 | ¥39,253,987 | ¥4,553,987 |
| 10 | 2.60% | ¥328,697 | ¥39,443,624 | ¥4,743,624 |
| 10 | 2.70% | ¥330,282 | ¥39,633,834 | ¥4,933,834 |
| 10 | 2.80% | ¥331,872 | ¥39,824,616 | ¥5,124,616 |
| 10 | 2.90% | ¥333,466 | ¥40,015,969 | ¥5,315,969 |
| 10 | 3.00% | ¥335,066 | ¥40,207,894 | ¥5,507,894 |
