3470万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3470万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3470万円の住宅ローン｜期間・年数別
3470万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥68,560 |
¥41,136,025 |
¥6,436,025 |
| 50 |
0.80% |
¥70,188 |
¥42,112,850 |
¥7,412,850 |
| 50 |
0.90% |
¥71,840 |
¥43,103,889 |
¥8,403,889 |
| 50 |
1.00% |
¥73,515 |
¥44,109,081 |
¥9,409,081 |
| 50 |
1.10% |
¥75,214 |
¥45,128,358 |
¥10,428,358 |
| 50 |
1.20% |
¥76,936 |
¥46,161,643 |
¥11,461,643 |
| 50 |
1.30% |
¥78,681 |
¥47,208,857 |
¥12,508,857 |
| 50 |
1.40% |
¥80,450 |
¥48,269,910 |
¥13,569,910 |
| 50 |
1.50% |
¥82,241 |
¥49,344,710 |
¥14,644,710 |
| 50 |
1.60% |
¥84,055 |
¥50,433,156 |
¥15,733,156 |
| 50 |
1.70% |
¥85,892 |
¥51,535,143 |
¥16,835,143 |
| 50 |
1.80% |
¥87,751 |
¥52,650,560 |
¥17,950,560 |
| 50 |
1.90% |
¥89,632 |
¥53,779,289 |
¥19,079,289 |
| 50 |
2.00% |
¥91,535 |
¥54,921,209 |
¥20,221,209 |
| 50 |
2.10% |
¥93,460 |
¥56,076,193 |
¥21,376,193 |
| 50 |
2.20% |
¥95,407 |
¥57,244,108 |
¥22,544,108 |
| 50 |
2.30% |
¥97,375 |
¥58,424,819 |
¥23,724,819 |
| 50 |
2.40% |
¥99,364 |
¥59,618,184 |
¥24,918,184 |
| 50 |
2.50% |
¥101,373 |
¥60,824,058 |
¥26,124,058 |
| 50 |
2.60% |
¥103,404 |
¥62,042,292 |
¥27,342,292 |
| 50 |
2.70% |
¥105,455 |
¥63,272,733 |
¥28,572,733 |
| 50 |
2.80% |
¥107,525 |
¥64,515,224 |
¥29,815,224 |
| 50 |
2.90% |
¥109,616 |
¥65,769,606 |
¥31,069,606 |
| 50 |
3.00% |
¥111,726 |
¥67,035,715 |
¥32,335,715 |
3470万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥74,929 |
¥40,461,739 |
¥5,761,739 |
| 45 |
0.80% |
¥76,540 |
¥41,331,394 |
¥6,631,394 |
| 45 |
0.90% |
¥78,171 |
¥42,212,599 |
¥7,512,599 |
| 45 |
1.00% |
¥79,825 |
¥43,105,311 |
¥8,405,311 |
| 45 |
1.10% |
¥81,499 |
¥44,009,485 |
¥9,309,485 |
| 45 |
1.20% |
¥83,195 |
¥44,925,072 |
¥10,225,072 |
| 45 |
1.30% |
¥84,911 |
¥45,852,018 |
¥11,152,018 |
| 45 |
1.40% |
¥86,649 |
¥46,790,263 |
¥12,090,263 |
| 45 |
1.50% |
¥88,407 |
¥47,739,747 |
¥13,039,747 |
| 45 |
1.60% |
¥90,186 |
¥48,700,401 |
¥14,000,401 |
| 45 |
1.70% |
¥91,985 |
¥49,672,156 |
¥14,972,156 |
| 45 |
1.80% |
¥93,805 |
¥50,654,938 |
¥15,954,938 |
| 45 |
1.90% |
¥95,646 |
¥51,648,667 |
¥16,948,667 |
| 45 |
2.00% |
¥97,506 |
¥52,653,263 |
¥17,953,263 |
| 45 |
2.10% |
¥99,386 |
¥53,668,639 |
¥18,968,639 |
| 45 |
2.20% |
¥101,286 |
¥54,694,708 |
¥19,994,708 |
| 45 |
2.30% |
¥103,206 |
¥55,731,376 |
¥21,031,376 |
| 45 |
2.40% |
¥105,145 |
¥56,778,549 |
¥22,078,549 |
| 45 |
2.50% |
¥107,104 |
¥57,836,128 |
¥23,136,128 |
| 45 |
2.60% |
¥109,082 |
¥58,904,011 |
¥24,204,011 |
| 45 |
2.70% |
¥111,078 |
¥59,982,095 |
¥25,282,095 |
| 45 |
2.80% |
¥113,093 |
¥61,070,272 |
¥26,370,272 |
| 45 |
2.90% |
¥115,127 |
¥62,168,433 |
¥27,468,433 |
| 45 |
3.00% |
¥117,179 |
¥63,276,466 |
¥28,576,466 |
3470万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥82,905 |
¥39,794,465 |
¥5,094,465 |
| 40 |
0.80% |
¥84,498 |
¥40,559,070 |
¥5,859,070 |
| 40 |
0.90% |
¥86,110 |
¥41,332,824 |
¥6,632,824 |
| 40 |
1.00% |
¥87,741 |
¥42,115,703 |
¥7,415,703 |
| 40 |
1.10% |
¥89,391 |
¥42,907,676 |
¥8,207,676 |
| 40 |
1.20% |
¥91,060 |
¥43,708,714 |
¥9,008,714 |
| 40 |
1.30% |
¥92,747 |
¥44,518,780 |
¥9,818,780 |
| 40 |
1.40% |
¥94,454 |
¥45,337,839 |
¥10,637,839 |
| 40 |
1.50% |
¥96,179 |
¥46,165,851 |
¥11,465,851 |
| 40 |
1.60% |
¥97,922 |
¥47,002,774 |
¥12,302,774 |
| 40 |
1.70% |
¥99,685 |
¥47,848,563 |
¥13,148,563 |
| 40 |
1.80% |
¥101,465 |
¥48,703,170 |
¥14,003,170 |
| 40 |
1.90% |
¥103,264 |
¥49,566,546 |
¥14,866,546 |
| 40 |
2.00% |
¥105,080 |
¥50,438,638 |
¥15,738,638 |
| 40 |
2.10% |
¥106,915 |
¥51,319,393 |
¥16,619,393 |
| 40 |
2.20% |
¥108,768 |
¥52,208,753 |
¥17,508,753 |
| 40 |
2.30% |
¥110,639 |
¥53,106,659 |
¥18,406,659 |
| 40 |
2.40% |
¥112,527 |
¥54,013,049 |
¥19,313,049 |
| 40 |
2.50% |
¥114,433 |
¥54,927,862 |
¥20,227,862 |
| 40 |
2.60% |
¥116,356 |
¥55,851,030 |
¥21,151,030 |
| 40 |
2.70% |
¥118,297 |
¥56,782,486 |
¥22,082,486 |
| 40 |
2.80% |
¥120,255 |
¥57,722,162 |
¥23,022,162 |
| 40 |
2.90% |
¥122,229 |
¥58,669,986 |
¥23,969,986 |
| 40 |
3.00% |
¥124,221 |
¥59,625,885 |
¥24,925,885 |
3470万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥93,177 |
¥39,134,218 |
¥4,434,218 |
| 35 |
0.80% |
¥94,752 |
¥39,795,901 |
¥5,095,901 |
| 35 |
0.90% |
¥96,344 |
¥40,464,606 |
¥5,764,606 |
| 35 |
1.00% |
¥97,953 |
¥41,140,318 |
¥6,440,318 |
| 35 |
1.10% |
¥99,579 |
¥41,823,019 |
¥7,123,019 |
| 35 |
1.20% |
¥101,221 |
¥42,512,691 |
¥7,812,691 |
| 35 |
1.30% |
¥102,879 |
¥43,209,314 |
¥8,509,314 |
| 35 |
1.40% |
¥104,554 |
¥43,912,864 |
¥9,212,864 |
| 35 |
1.50% |
¥106,246 |
¥44,623,320 |
¥9,923,320 |
| 35 |
1.60% |
¥107,954 |
¥45,340,656 |
¥10,640,656 |
| 35 |
1.70% |
¥109,678 |
¥46,064,844 |
¥11,364,844 |
| 35 |
1.80% |
¥111,419 |
¥46,795,857 |
¥12,095,857 |
| 35 |
1.90% |
¥113,175 |
¥47,533,665 |
¥12,833,665 |
| 35 |
2.00% |
¥114,948 |
¥48,278,236 |
¥13,578,236 |
| 35 |
2.10% |
¥116,737 |
¥49,029,538 |
¥14,329,538 |
| 35 |
2.20% |
¥118,542 |
¥49,787,537 |
¥15,087,537 |
| 35 |
2.30% |
¥120,362 |
¥50,552,198 |
¥15,852,198 |
| 35 |
2.40% |
¥122,199 |
¥51,323,482 |
¥16,623,482 |
| 35 |
2.50% |
¥124,051 |
¥52,101,353 |
¥17,401,353 |
| 35 |
2.60% |
¥125,918 |
¥52,885,770 |
¥18,185,770 |
| 35 |
2.70% |
¥127,802 |
¥53,676,692 |
¥18,976,692 |
| 35 |
2.80% |
¥129,700 |
¥54,474,078 |
¥19,774,078 |
| 35 |
2.90% |
¥131,614 |
¥55,277,885 |
¥20,577,885 |
| 35 |
3.00% |
¥133,543 |
¥56,088,067 |
¥21,388,067 |
3470万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥106,892 |
¥38,481,012 |
¥3,781,012 |
| 30 |
0.80% |
¥108,450 |
¥39,041,910 |
¥4,341,910 |
| 30 |
0.90% |
¥110,022 |
¥39,607,979 |
¥4,907,979 |
| 30 |
1.00% |
¥111,609 |
¥40,179,209 |
¥5,479,209 |
| 30 |
1.10% |
¥113,210 |
¥40,755,591 |
¥6,055,591 |
| 30 |
1.20% |
¥114,825 |
¥41,337,114 |
¥6,637,114 |
| 30 |
1.30% |
¥116,455 |
¥41,923,768 |
¥7,223,768 |
| 30 |
1.40% |
¥118,099 |
¥42,515,540 |
¥7,815,540 |
| 30 |
1.50% |
¥119,757 |
¥43,112,417 |
¥8,412,417 |
| 30 |
1.60% |
¥121,429 |
¥43,714,385 |
¥9,014,385 |
| 30 |
1.70% |
¥123,115 |
¥44,321,430 |
¥9,621,430 |
| 30 |
1.80% |
¥124,815 |
¥44,933,536 |
¥10,233,536 |
| 30 |
1.90% |
¥126,530 |
¥45,550,687 |
¥10,850,687 |
| 30 |
2.00% |
¥128,258 |
¥46,172,865 |
¥11,472,865 |
| 30 |
2.10% |
¥130,000 |
¥46,800,052 |
¥12,100,052 |
| 30 |
2.20% |
¥131,756 |
¥47,432,229 |
¥12,732,229 |
| 30 |
2.30% |
¥133,526 |
¥48,069,377 |
¥13,369,377 |
| 30 |
2.40% |
¥135,310 |
¥48,711,475 |
¥14,011,475 |
| 30 |
2.50% |
¥137,107 |
¥49,358,503 |
¥14,658,503 |
| 30 |
2.60% |
¥138,918 |
¥50,010,437 |
¥15,310,437 |
| 30 |
2.70% |
¥140,742 |
¥50,667,255 |
¥15,967,255 |
| 30 |
2.80% |
¥142,580 |
¥51,328,934 |
¥16,628,934 |
| 30 |
2.90% |
¥144,432 |
¥51,995,449 |
¥17,295,449 |
| 30 |
3.00% |
¥146,297 |
¥52,666,776 |
¥17,966,776 |
3470万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥126,116 |
¥37,834,856 |
¥3,134,856 |
| 25 |
0.80% |
¥127,657 |
¥38,297,117 |
¥3,597,117 |
| 25 |
0.90% |
¥129,210 |
¥38,762,973 |
¥4,062,973 |
| 25 |
1.00% |
¥130,775 |
¥39,232,422 |
¥4,532,422 |
| 25 |
1.10% |
¥132,352 |
¥39,705,459 |
¥5,005,459 |
| 25 |
1.20% |
¥133,940 |
¥40,182,078 |
¥5,482,078 |
| 25 |
1.30% |
¥135,541 |
¥40,662,274 |
¥5,962,274 |
| 25 |
1.40% |
¥137,153 |
¥41,146,041 |
¥6,446,041 |
| 25 |
1.50% |
¥138,778 |
¥41,633,372 |
¥6,933,372 |
| 25 |
1.60% |
¥140,414 |
¥42,124,260 |
¥7,424,260 |
| 25 |
1.70% |
¥142,062 |
¥42,618,699 |
¥7,918,699 |
| 25 |
1.80% |
¥143,722 |
¥43,116,680 |
¥8,416,680 |
| 25 |
1.90% |
¥145,394 |
¥43,618,195 |
¥8,918,195 |
| 25 |
2.00% |
¥147,077 |
¥44,123,237 |
¥9,423,237 |
| 25 |
2.10% |
¥148,773 |
¥44,631,795 |
¥9,931,795 |
| 25 |
2.20% |
¥150,480 |
¥45,143,860 |
¥10,443,860 |
| 25 |
2.30% |
¥152,198 |
¥45,659,424 |
¥10,959,424 |
| 25 |
2.40% |
¥153,928 |
¥46,178,474 |
¥11,478,474 |
| 25 |
2.50% |
¥155,670 |
¥46,701,002 |
¥12,001,002 |
| 25 |
2.60% |
¥157,423 |
¥47,226,996 |
¥12,526,996 |
| 25 |
2.70% |
¥159,188 |
¥47,756,444 |
¥13,056,444 |
| 25 |
2.80% |
¥160,964 |
¥48,289,335 |
¥13,589,335 |
| 25 |
2.90% |
¥162,752 |
¥48,825,657 |
¥14,125,657 |
| 25 |
3.00% |
¥164,551 |
¥49,365,398 |
¥14,665,398 |
3470万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥154,982 |
¥37,195,762 |
¥2,495,762 |
| 20 |
0.80% |
¥156,506 |
¥37,561,536 |
¥2,861,536 |
| 20 |
0.90% |
¥158,040 |
¥37,929,615 |
¥3,229,615 |
| 20 |
1.00% |
¥159,583 |
¥38,299,998 |
¥3,599,998 |
| 20 |
1.10% |
¥161,136 |
¥38,672,682 |
¥3,972,682 |
| 20 |
1.20% |
¥162,699 |
¥39,047,664 |
¥4,347,664 |
| 20 |
1.30% |
¥164,271 |
¥39,424,944 |
¥4,724,944 |
| 20 |
1.40% |
¥165,852 |
¥39,804,517 |
¥5,104,517 |
| 20 |
1.50% |
¥167,443 |
¥40,186,382 |
¥5,486,382 |
| 20 |
1.60% |
¥169,044 |
¥40,570,535 |
¥5,870,535 |
| 20 |
1.70% |
¥170,654 |
¥40,956,973 |
¥6,256,973 |
| 20 |
1.80% |
¥172,274 |
¥41,345,693 |
¥6,645,693 |
| 20 |
1.90% |
¥173,903 |
¥41,736,691 |
¥7,036,691 |
| 20 |
2.00% |
¥175,542 |
¥42,129,964 |
¥7,429,964 |
| 20 |
2.10% |
¥177,190 |
¥42,525,508 |
¥7,825,508 |
| 20 |
2.20% |
¥178,847 |
¥42,923,320 |
¥8,223,320 |
| 20 |
2.30% |
¥180,514 |
¥43,323,394 |
¥8,623,394 |
| 20 |
2.40% |
¥182,191 |
¥43,725,726 |
¥9,025,726 |
| 20 |
2.50% |
¥183,876 |
¥44,130,313 |
¥9,430,313 |
| 20 |
2.60% |
¥185,571 |
¥44,537,149 |
¥9,837,149 |
| 20 |
2.70% |
¥187,276 |
¥44,946,230 |
¥10,246,230 |
| 20 |
2.80% |
¥188,990 |
¥45,357,550 |
¥10,657,550 |
| 20 |
2.90% |
¥190,713 |
¥45,771,104 |
¥11,071,104 |
| 20 |
3.00% |
¥192,445 |
¥46,186,888 |
¥11,486,888 |
3470万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥203,132 |
¥36,563,735 |
¥1,863,735 |
| 15 |
0.80% |
¥204,640 |
¥36,835,182 |
¥2,135,182 |
| 15 |
0.90% |
¥206,155 |
¥37,107,926 |
¥2,407,926 |
| 15 |
1.00% |
¥207,678 |
¥37,381,967 |
¥2,681,967 |
| 15 |
1.10% |
¥209,207 |
¥37,657,306 |
¥2,957,306 |
| 15 |
1.20% |
¥210,744 |
¥37,933,940 |
¥3,233,940 |
| 15 |
1.30% |
¥212,288 |
¥38,211,869 |
¥3,511,869 |
| 15 |
1.40% |
¥213,839 |
¥38,491,092 |
¥3,791,092 |
| 15 |
1.50% |
¥215,398 |
¥38,771,609 |
¥4,071,609 |
| 15 |
1.60% |
¥216,963 |
¥39,053,418 |
¥4,353,418 |
| 15 |
1.70% |
¥218,536 |
¥39,336,518 |
¥4,636,518 |
| 15 |
1.80% |
¥220,116 |
¥39,620,908 |
¥4,920,908 |
| 15 |
1.90% |
¥221,703 |
¥39,906,587 |
¥5,206,587 |
| 15 |
2.00% |
¥223,298 |
¥40,193,553 |
¥5,493,553 |
| 15 |
2.10% |
¥224,899 |
¥40,481,806 |
¥5,781,806 |
| 15 |
2.20% |
¥226,507 |
¥40,771,344 |
¥6,071,344 |
| 15 |
2.30% |
¥228,123 |
¥41,062,166 |
¥6,362,166 |
| 15 |
2.40% |
¥229,746 |
¥41,354,270 |
¥6,654,270 |
| 15 |
2.50% |
¥231,376 |
¥41,647,654 |
¥6,947,654 |
| 15 |
2.60% |
¥233,013 |
¥41,942,317 |
¥7,242,317 |
| 15 |
2.70% |
¥234,657 |
¥42,238,258 |
¥7,538,258 |
| 15 |
2.80% |
¥236,308 |
¥42,535,475 |
¥7,835,475 |
| 15 |
2.90% |
¥237,966 |
¥42,833,966 |
¥8,133,966 |
| 15 |
3.00% |
¥239,632 |
¥43,133,729 |
¥8,433,729 |
3470万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥299,490 |
¥35,938,784 |
¥1,238,784 |
| 10 |
0.80% |
¥300,984 |
¥36,118,064 |
¥1,418,064 |
| 10 |
0.90% |
¥302,483 |
¥36,297,921 |
¥1,597,921 |
| 10 |
1.00% |
¥303,986 |
¥36,478,356 |
¥1,778,356 |
| 10 |
1.10% |
¥305,495 |
¥36,659,368 |
¥1,959,368 |
| 10 |
1.20% |
¥307,008 |
¥36,840,956 |
¥2,140,956 |
| 10 |
1.30% |
¥308,526 |
¥37,023,121 |
¥2,323,121 |
| 10 |
1.40% |
¥310,049 |
¥37,205,863 |
¥2,505,863 |
| 10 |
1.50% |
¥311,577 |
¥37,389,181 |
¥2,689,181 |
| 10 |
1.60% |
¥313,109 |
¥37,573,074 |
¥2,873,074 |
| 10 |
1.70% |
¥314,646 |
¥37,757,543 |
¥3,057,543 |
| 10 |
1.80% |
¥316,188 |
¥37,942,588 |
¥3,242,588 |
| 10 |
1.90% |
¥317,735 |
¥38,128,208 |
¥3,428,208 |
| 10 |
2.00% |
¥319,287 |
¥38,314,402 |
¥3,614,402 |
| 10 |
2.10% |
¥320,843 |
¥38,501,171 |
¥3,801,171 |
| 10 |
2.20% |
¥322,404 |
¥38,688,515 |
¥3,988,515 |
| 10 |
2.30% |
¥323,970 |
¥38,876,432 |
¥4,176,432 |
| 10 |
2.40% |
¥325,541 |
¥39,064,923 |
¥4,364,923 |
| 10 |
2.50% |
¥327,117 |
¥39,253,987 |
¥4,553,987 |
| 10 |
2.60% |
¥328,697 |
¥39,443,624 |
¥4,743,624 |
| 10 |
2.70% |
¥330,282 |
¥39,633,834 |
¥4,933,834 |
| 10 |
2.80% |
¥331,872 |
¥39,824,616 |
¥5,124,616 |
| 10 |
2.90% |
¥333,466 |
¥40,015,969 |
¥5,315,969 |
| 10 |
3.00% |
¥335,066 |
¥40,207,894 |
¥5,507,894 |
