3480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3480万円の住宅ローン｜期間・年数別
3480万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥68,758 | ¥41,254,573 | ¥6,454,573 |
| 50 | 0.80% | ¥70,390 | ¥42,234,213 | ¥7,434,213 |
| 50 | 0.90% | ¥72,047 | ¥43,228,108 | ¥8,428,108 |
| 50 | 1.00% | ¥73,727 | ¥44,236,197 | ¥9,436,197 |
| 50 | 1.10% | ¥75,431 | ¥45,258,411 | ¥10,458,411 |
| 50 | 1.20% | ¥77,158 | ¥46,294,674 | ¥11,494,674 |
| 50 | 1.30% | ¥78,908 | ¥47,344,905 | ¥12,544,905 |
| 50 | 1.40% | ¥80,682 | ¥48,409,017 | ¥13,609,017 |
| 50 | 1.50% | ¥82,478 | ¥49,486,914 | ¥14,686,914 |
| 50 | 1.60% | ¥84,297 | ¥50,578,497 | ¥15,778,497 |
| 50 | 1.70% | ¥86,139 | ¥51,683,659 | ¥16,883,659 |
| 50 | 1.80% | ¥88,004 | ¥52,802,290 | ¥18,002,290 |
| 50 | 1.90% | ¥89,890 | ¥53,934,272 | ¥19,134,272 |
| 50 | 2.00% | ¥91,799 | ¥55,079,483 | ¥20,279,483 |
| 50 | 2.10% | ¥93,730 | ¥56,237,796 | ¥21,437,796 |
| 50 | 2.20% | ¥95,682 | ¥57,409,077 | ¥22,609,077 |
| 50 | 2.30% | ¥97,655 | ¥58,593,190 | ¥23,793,190 |
| 50 | 2.40% | ¥99,650 | ¥59,789,995 | ¥24,989,995 |
| 50 | 2.50% | ¥101,666 | ¥60,999,344 | ¥26,199,344 |
| 50 | 2.60% | ¥103,702 | ¥62,221,089 | ¥27,421,089 |
| 50 | 2.70% | ¥105,758 | ¥63,455,075 | ¥28,655,075 |
| 50 | 2.80% | ¥107,835 | ¥64,701,147 | ¥29,901,147 |
| 50 | 2.90% | ¥109,932 | ¥65,959,144 | ¥31,159,144 |
| 50 | 3.00% | ¥112,048 | ¥67,228,902 | ¥32,428,902 |
3480万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥75,145 | ¥40,578,343 | ¥5,778,343 |
| 45 | 0.80% | ¥76,760 | ¥41,450,505 | ¥6,650,505 |
| 45 | 0.90% | ¥78,397 | ¥42,334,249 | ¥7,534,249 |
| 45 | 1.00% | ¥80,055 | ¥43,229,533 | ¥8,429,533 |
| 45 | 1.10% | ¥81,734 | ¥44,136,314 | ¥9,336,314 |
| 45 | 1.20% | ¥83,434 | ¥45,054,539 | ¥10,254,539 |
| 45 | 1.30% | ¥85,156 | ¥45,984,156 | ¥11,184,156 |
| 45 | 1.40% | ¥86,898 | ¥46,925,106 | ¥12,125,106 |
| 45 | 1.50% | ¥88,662 | ¥47,877,325 | ¥13,077,325 |
| 45 | 1.60% | ¥90,446 | ¥48,840,748 | ¥14,040,748 |
| 45 | 1.70% | ¥92,251 | ¥49,815,304 | ¥15,015,304 |
| 45 | 1.80% | ¥94,076 | ¥50,800,917 | ¥16,000,917 |
| 45 | 1.90% | ¥95,921 | ¥51,797,510 | ¥16,997,510 |
| 45 | 2.00% | ¥97,787 | ¥52,805,001 | ¥18,005,001 |
| 45 | 2.10% | ¥99,673 | ¥53,823,304 | ¥19,023,304 |
| 45 | 2.20% | ¥101,578 | ¥54,852,329 | ¥20,052,329 |
| 45 | 2.30% | ¥103,504 | ¥55,891,985 | ¥21,091,985 |
| 45 | 2.40% | ¥105,448 | ¥56,942,176 | ¥22,142,176 |
| 45 | 2.50% | ¥107,413 | ¥58,002,803 | ¥23,202,803 |
| 45 | 2.60% | ¥109,396 | ¥59,073,763 | ¥24,273,763 |
| 45 | 2.70% | ¥111,398 | ¥60,154,954 | ¥25,354,954 |
| 45 | 2.80% | ¥113,419 | ¥61,246,267 | ¥26,446,267 |
| 45 | 2.90% | ¥115,459 | ¥62,347,593 | ¥27,547,593 |
| 45 | 3.00% | ¥117,516 | ¥63,458,819 | ¥28,658,819 |
3480万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥83,144 | ¥39,909,146 | ¥5,109,146 |
| 40 | 0.80% | ¥84,742 | ¥40,675,955 | ¥5,875,955 |
| 40 | 0.90% | ¥86,358 | ¥41,451,939 | ¥6,651,939 |
| 40 | 1.00% | ¥87,994 | ¥42,237,074 | ¥7,437,074 |
| 40 | 1.10% | ¥89,649 | ¥43,031,330 | ¥8,231,330 |
| 40 | 1.20% | ¥91,322 | ¥43,834,675 | ¥9,034,675 |
| 40 | 1.30% | ¥93,015 | ¥44,647,076 | ¥9,847,076 |
| 40 | 1.40% | ¥94,726 | ¥45,468,496 | ¥10,668,496 |
| 40 | 1.50% | ¥96,456 | ¥46,298,894 | ¥11,498,894 |
| 40 | 1.60% | ¥98,205 | ¥47,138,229 | ¥12,338,229 |
| 40 | 1.70% | ¥99,972 | ¥47,986,455 | ¥13,186,455 |
| 40 | 1.80% | ¥101,757 | ¥48,843,525 | ¥14,043,525 |
| 40 | 1.90% | ¥103,561 | ¥49,709,389 | ¥14,909,389 |
| 40 | 2.00% | ¥105,383 | ¥50,583,995 | ¥15,783,995 |
| 40 | 2.10% | ¥107,224 | ¥51,467,288 | ¥16,667,288 |
| 40 | 2.20% | ¥109,082 | ¥52,359,210 | ¥17,559,210 |
| 40 | 2.30% | ¥110,958 | ¥53,259,704 | ¥18,459,704 |
| 40 | 2.40% | ¥112,851 | ¥54,168,707 | ¥19,368,707 |
| 40 | 2.50% | ¥114,763 | ¥55,086,155 | ¥20,286,155 |
| 40 | 2.60% | ¥116,692 | ¥56,011,984 | ¥21,211,984 |
| 40 | 2.70% | ¥118,638 | ¥56,946,125 | ¥22,146,125 |
| 40 | 2.80% | ¥120,601 | ¥57,888,509 | ¥23,088,509 |
| 40 | 2.90% | ¥122,581 | ¥58,839,064 | ¥24,039,064 |
| 40 | 3.00% | ¥124,579 | ¥59,797,718 | ¥24,997,718 |
3480万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥93,445 | ¥39,246,997 | ¥4,446,997 |
| 35 | 0.80% | ¥95,025 | ¥39,910,587 | ¥5,110,587 |
| 35 | 0.90% | ¥96,622 | ¥40,581,219 | ¥5,781,219 |
| 35 | 1.00% | ¥98,235 | ¥41,258,878 | ¥6,458,878 |
| 35 | 1.10% | ¥99,866 | ¥41,943,546 | ¥7,143,546 |
| 35 | 1.20% | ¥101,512 | ¥42,635,206 | ¥7,835,206 |
| 35 | 1.30% | ¥103,176 | ¥43,333,836 | ¥8,533,836 |
| 35 | 1.40% | ¥104,856 | ¥44,039,415 | ¥9,239,415 |
| 35 | 1.50% | ¥106,552 | ¥44,751,918 | ¥9,951,918 |
| 35 | 1.60% | ¥108,265 | ¥45,471,320 | ¥10,671,320 |
| 35 | 1.70% | ¥109,994 | ¥46,197,596 | ¥11,397,596 |
| 35 | 1.80% | ¥111,740 | ¥46,930,715 | ¥12,130,715 |
| 35 | 1.90% | ¥113,502 | ¥47,670,649 | ¥12,870,649 |
| 35 | 2.00% | ¥115,279 | ¥48,417,366 | ¥13,617,366 |
| 35 | 2.10% | ¥117,073 | ¥49,170,834 | ¥14,370,834 |
| 35 | 2.20% | ¥118,883 | ¥49,931,017 | ¥15,131,017 |
| 35 | 2.30% | ¥120,709 | ¥50,697,881 | ¥15,897,881 |
| 35 | 2.40% | ¥122,551 | ¥51,471,388 | ¥16,671,388 |
| 35 | 2.50% | ¥124,408 | ¥52,251,501 | ¥17,451,501 |
| 35 | 2.60% | ¥126,281 | ¥53,038,178 | ¥18,238,178 |
| 35 | 2.70% | ¥128,170 | ¥53,831,380 | ¥19,031,380 |
| 35 | 2.80% | ¥130,074 | ¥54,631,064 | ¥19,831,064 |
| 35 | 2.90% | ¥131,993 | ¥55,437,187 | ¥20,637,187 |
| 35 | 3.00% | ¥133,928 | ¥56,249,704 | ¥21,449,704 |
3480万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥107,200 | ¥38,591,908 | ¥3,791,908 |
| 30 | 0.80% | ¥108,762 | ¥39,154,423 | ¥4,354,423 |
| 30 | 0.90% | ¥110,339 | ¥39,722,123 | ¥4,922,123 |
| 30 | 1.00% | ¥111,931 | ¥40,294,999 | ¥5,494,999 |
| 30 | 1.10% | ¥113,536 | ¥40,873,042 | ¥6,073,042 |
| 30 | 1.20% | ¥115,156 | ¥41,456,241 | ¥6,656,241 |
| 30 | 1.30% | ¥116,791 | ¥42,044,586 | ¥7,244,586 |
| 30 | 1.40% | ¥118,439 | ¥42,638,063 | ¥7,838,063 |
| 30 | 1.50% | ¥120,102 | ¥43,236,660 | ¥8,436,660 |
| 30 | 1.60% | ¥121,779 | ¥43,840,363 | ¥9,040,363 |
| 30 | 1.70% | ¥123,470 | ¥44,449,158 | ¥9,649,158 |
| 30 | 1.80% | ¥125,175 | ¥45,063,028 | ¥10,263,028 |
| 30 | 1.90% | ¥126,894 | ¥45,681,957 | ¥10,881,957 |
| 30 | 2.00% | ¥128,628 | ¥46,305,928 | ¥11,505,928 |
| 30 | 2.10% | ¥130,375 | ¥46,934,922 | ¥12,134,922 |
| 30 | 2.20% | ¥132,136 | ¥47,568,921 | ¥12,768,921 |
| 30 | 2.30% | ¥133,911 | ¥48,207,906 | ¥13,407,906 |
| 30 | 2.40% | ¥135,700 | ¥48,851,854 | ¥14,051,854 |
| 30 | 2.50% | ¥137,502 | ¥49,500,746 | ¥14,700,746 |
| 30 | 2.60% | ¥139,318 | ¥50,154,559 | ¥15,354,559 |
| 30 | 2.70% | ¥141,148 | ¥50,813,270 | ¥16,013,270 |
| 30 | 2.80% | ¥142,991 | ¥51,476,856 | ¥16,676,856 |
| 30 | 2.90% | ¥144,848 | ¥52,145,292 | ¥17,345,292 |
| 30 | 3.00% | ¥146,718 | ¥52,818,553 | ¥18,018,553 |
3480万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥126,480 | ¥37,943,890 | ¥3,143,890 |
| 25 | 0.80% | ¥128,025 | ¥38,407,483 | ¥3,607,483 |
| 25 | 0.90% | ¥129,582 | ¥38,874,682 | ¥4,074,682 |
| 25 | 1.00% | ¥131,152 | ¥39,345,484 | ¥4,545,484 |
| 25 | 1.10% | ¥132,733 | ¥39,819,884 | ¥5,019,884 |
| 25 | 1.20% | ¥134,326 | ¥40,297,877 | ¥5,497,877 |
| 25 | 1.30% | ¥135,932 | ¥40,779,456 | ¥5,979,456 |
| 25 | 1.40% | ¥137,549 | ¥41,264,617 | ¥6,464,617 |
| 25 | 1.50% | ¥139,178 | ¥41,753,352 | ¥6,953,352 |
| 25 | 1.60% | ¥140,819 | ¥42,245,656 | ¥7,445,656 |
| 25 | 1.70% | ¥142,472 | ¥42,741,519 | ¥7,941,519 |
| 25 | 1.80% | ¥144,136 | ¥43,240,935 | ¥8,440,935 |
| 25 | 1.90% | ¥145,813 | ¥43,743,896 | ¥8,943,896 |
| 25 | 2.00% | ¥147,501 | ¥44,250,393 | ¥9,450,393 |
| 25 | 2.10% | ¥149,201 | ¥44,760,417 | ¥9,960,417 |
| 25 | 2.20% | ¥150,913 | ¥45,273,958 | ¥10,473,958 |
| 25 | 2.30% | ¥152,637 | ¥45,791,007 | ¥10,991,007 |
| 25 | 2.40% | ¥154,372 | ¥46,311,553 | ¥11,511,553 |
| 25 | 2.50% | ¥156,119 | ¥46,835,587 | ¥12,035,587 |
| 25 | 2.60% | ¥157,877 | ¥47,363,097 | ¥12,563,097 |
| 25 | 2.70% | ¥159,647 | ¥47,894,071 | ¥13,094,071 |
| 25 | 2.80% | ¥161,428 | ¥48,428,498 | ¥13,628,498 |
| 25 | 2.90% | ¥163,221 | ¥48,966,365 | ¥14,166,365 |
| 25 | 3.00% | ¥165,026 | ¥49,507,661 | ¥14,707,661 |
3480万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥155,429 | ¥37,302,954 | ¥2,502,954 |
| 20 | 0.80% | ¥156,957 | ¥37,669,782 | ¥2,869,782 |
| 20 | 0.90% | ¥158,496 | ¥38,038,923 | ¥3,238,923 |
| 20 | 1.00% | ¥160,043 | ¥38,410,373 | ¥3,610,373 |
| 20 | 1.10% | ¥161,601 | ¥38,784,130 | ¥3,984,130 |
| 20 | 1.20% | ¥163,167 | ¥39,160,194 | ¥4,360,194 |
| 20 | 1.30% | ¥164,744 | ¥39,538,560 | ¥4,738,560 |
| 20 | 1.40% | ¥166,330 | ¥39,919,228 | ¥5,119,228 |
| 20 | 1.50% | ¥167,926 | ¥40,302,193 | ¥5,502,193 |
| 20 | 1.60% | ¥169,531 | ¥40,687,452 | ¥5,887,452 |
| 20 | 1.70% | ¥171,146 | ¥41,075,004 | ¥6,275,004 |
| 20 | 1.80% | ¥172,770 | ¥41,464,844 | ¥6,664,844 |
| 20 | 1.90% | ¥174,404 | ¥41,856,970 | ¥7,056,970 |
| 20 | 2.00% | ¥176,047 | ¥42,251,376 | ¥7,451,376 |
| 20 | 2.10% | ¥177,700 | ¥42,648,060 | ¥7,848,060 |
| 20 | 2.20% | ¥179,363 | ¥43,047,018 | ¥8,247,018 |
| 20 | 2.30% | ¥181,034 | ¥43,448,245 | ¥8,648,245 |
| 20 | 2.40% | ¥182,716 | ¥43,851,737 | ¥9,051,737 |
| 20 | 2.50% | ¥184,406 | ¥44,257,490 | ¥9,457,490 |
| 20 | 2.60% | ¥186,106 | ¥44,665,498 | ¥9,865,498 |
| 20 | 2.70% | ¥187,816 | ¥45,075,758 | ¥10,275,758 |
| 20 | 2.80% | ¥189,534 | ¥45,488,263 | ¥10,688,263 |
| 20 | 2.90% | ¥191,263 | ¥45,903,009 | ¥11,103,009 |
| 20 | 3.00% | ¥193,000 | ¥46,319,991 | ¥11,519,991 |
3480万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥203,717 | ¥36,669,106 | ¥1,869,106 |
| 15 | 0.80% | ¥205,230 | ¥36,941,335 | ¥2,141,335 |
| 15 | 0.90% | ¥206,749 | ¥37,214,865 | ¥2,414,865 |
| 15 | 1.00% | ¥208,276 | ¥37,489,696 | ¥2,689,696 |
| 15 | 1.10% | ¥209,810 | ¥37,765,828 | ¥2,965,828 |
| 15 | 1.20% | ¥211,351 | ¥38,043,260 | ¥3,243,260 |
| 15 | 1.30% | ¥212,900 | ¥38,321,990 | ¥3,521,990 |
| 15 | 1.40% | ¥214,456 | ¥38,602,018 | ¥3,802,018 |
| 15 | 1.50% | ¥216,019 | ¥38,883,343 | ¥4,083,343 |
| 15 | 1.60% | ¥217,589 | ¥39,165,964 | ¥4,365,964 |
| 15 | 1.70% | ¥219,166 | ¥39,449,880 | ¥4,649,880 |
| 15 | 1.80% | ¥220,750 | ¥39,735,089 | ¥4,935,089 |
| 15 | 1.90% | ¥222,342 | ¥40,021,591 | ¥5,221,591 |
| 15 | 2.00% | ¥223,941 | ¥40,309,385 | ¥5,509,385 |
| 15 | 2.10% | ¥225,547 | ¥40,598,469 | ¥5,798,469 |
| 15 | 2.20% | ¥227,160 | ¥40,888,841 | ¥6,088,841 |
| 15 | 2.30% | ¥228,781 | ¥41,180,501 | ¥6,380,501 |
| 15 | 2.40% | ¥230,408 | ¥41,473,446 | ¥6,673,446 |
| 15 | 2.50% | ¥232,043 | ¥41,767,676 | ¥6,967,676 |
| 15 | 2.60% | ¥233,684 | ¥42,063,189 | ¥7,263,189 |
| 15 | 2.70% | ¥235,333 | ¥42,359,983 | ¥7,559,983 |
| 15 | 2.80% | ¥236,989 | ¥42,658,056 | ¥7,858,056 |
| 15 | 2.90% | ¥238,652 | ¥42,957,407 | ¥8,157,407 |
| 15 | 3.00% | ¥240,322 | ¥43,258,034 | ¥8,458,034 |
3480万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥300,353 | ¥36,042,354 | ¥1,242,354 |
| 10 | 0.80% | ¥301,851 | ¥36,222,151 | ¥1,422,151 |
| 10 | 0.90% | ¥303,354 | ¥36,402,526 | ¥1,602,526 |
| 10 | 1.00% | ¥304,862 | ¥36,583,481 | ¥1,783,481 |
| 10 | 1.10% | ¥306,375 | ¥36,765,014 | ¥1,965,014 |
| 10 | 1.20% | ¥307,893 | ¥36,947,126 | ¥2,147,126 |
| 10 | 1.30% | ¥309,415 | ¥37,129,816 | ¥2,329,816 |
| 10 | 1.40% | ¥310,942 | ¥37,313,084 | ¥2,513,084 |
| 10 | 1.50% | ¥312,474 | ¥37,496,930 | ¥2,696,930 |
| 10 | 1.60% | ¥314,011 | ¥37,681,354 | ¥2,881,354 |
| 10 | 1.70% | ¥315,553 | ¥37,866,355 | ¥3,066,355 |
| 10 | 1.80% | ¥317,099 | ¥38,051,932 | ¥3,251,932 |
| 10 | 1.90% | ¥318,651 | ¥38,238,087 | ¥3,438,087 |
| 10 | 2.00% | ¥320,207 | ¥38,424,818 | ¥3,624,818 |
| 10 | 2.10% | ¥321,768 | ¥38,612,126 | ¥3,812,126 |
| 10 | 2.20% | ¥323,333 | ¥38,800,009 | ¥4,000,009 |
| 10 | 2.30% | ¥324,904 | ¥38,988,468 | ¥4,188,468 |
| 10 | 2.40% | ¥326,479 | ¥39,177,502 | ¥4,377,502 |
| 10 | 2.50% | ¥328,059 | ¥39,367,111 | ¥4,567,111 |
| 10 | 2.60% | ¥329,644 | ¥39,557,295 | ¥4,757,295 |
| 10 | 2.70% | ¥331,234 | ¥39,748,052 | ¥4,948,052 |
| 10 | 2.80% | ¥332,828 | ¥39,939,384 | ¥5,139,384 |
| 10 | 2.90% | ¥334,427 | ¥40,131,289 | ¥5,331,289 |
| 10 | 3.00% | ¥336,031 | ¥40,323,767 | ¥5,523,767 |
