3490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3490万円の住宅ローン｜期間・年数別
3490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥68,955 | ¥41,373,121 | ¥6,473,121 |
| 50 | 0.80% | ¥70,593 | ¥42,355,575 | ¥7,455,575 |
| 50 | 0.90% | ¥72,254 | ¥43,352,327 | ¥8,452,327 |
| 50 | 1.00% | ¥73,939 | ¥44,363,312 | ¥9,463,312 |
| 50 | 1.10% | ¥75,647 | ¥45,388,463 | ¥10,488,463 |
| 50 | 1.20% | ¥77,380 | ¥46,427,705 | ¥11,527,705 |
| 50 | 1.30% | ¥79,135 | ¥47,480,954 | ¥12,580,954 |
| 50 | 1.40% | ¥80,914 | ¥48,548,123 | ¥13,648,123 |
| 50 | 1.50% | ¥82,715 | ¥49,629,118 | ¥14,729,118 |
| 50 | 1.60% | ¥84,540 | ¥50,723,837 | ¥15,823,837 |
| 50 | 1.70% | ¥86,387 | ¥51,832,176 | ¥16,932,176 |
| 50 | 1.80% | ¥88,257 | ¥52,954,021 | ¥18,054,021 |
| 50 | 1.90% | ¥90,149 | ¥54,089,256 | ¥19,189,256 |
| 50 | 2.00% | ¥92,063 | ¥55,237,758 | ¥20,337,758 |
| 50 | 2.10% | ¥93,999 | ¥56,399,398 | ¥21,499,398 |
| 50 | 2.20% | ¥95,957 | ¥57,574,045 | ¥22,674,045 |
| 50 | 2.30% | ¥97,936 | ¥58,761,562 | ¥23,861,562 |
| 50 | 2.40% | ¥99,936 | ¥59,961,805 | ¥25,061,805 |
| 50 | 2.50% | ¥101,958 | ¥61,174,629 | ¥26,274,629 |
| 50 | 2.60% | ¥104,000 | ¥62,399,885 | ¥27,499,885 |
| 50 | 2.70% | ¥106,062 | ¥63,637,418 | ¥28,737,418 |
| 50 | 2.80% | ¥108,145 | ¥64,887,070 | ¥29,987,070 |
| 50 | 2.90% | ¥110,248 | ¥66,148,682 | ¥31,248,682 |
| 50 | 3.00% | ¥112,370 | ¥67,422,088 | ¥32,522,088 |
3490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥75,361 | ¥40,694,948 | ¥5,794,948 |
| 45 | 0.80% | ¥76,981 | ¥41,569,616 | ¥6,669,616 |
| 45 | 0.90% | ¥78,622 | ¥42,455,899 | ¥7,555,899 |
| 45 | 1.00% | ¥80,285 | ¥43,353,756 | ¥8,453,756 |
| 45 | 1.10% | ¥81,969 | ¥44,263,142 | ¥9,363,142 |
| 45 | 1.20% | ¥83,674 | ¥45,184,006 | ¥10,284,006 |
| 45 | 1.30% | ¥85,401 | ¥46,116,294 | ¥11,216,294 |
| 45 | 1.40% | ¥87,148 | ¥47,059,948 | ¥12,159,948 |
| 45 | 1.50% | ¥88,916 | ¥48,014,904 | ¥13,114,904 |
| 45 | 1.60% | ¥90,706 | ¥48,981,095 | ¥14,081,095 |
| 45 | 1.70% | ¥92,516 | ¥49,958,451 | ¥15,058,451 |
| 45 | 1.80% | ¥94,346 | ¥50,946,897 | ¥16,046,897 |
| 45 | 1.90% | ¥96,197 | ¥51,946,354 | ¥17,046,354 |
| 45 | 2.00% | ¥98,068 | ¥52,956,740 | ¥18,056,740 |
| 45 | 2.10% | ¥99,959 | ¥53,977,969 | ¥19,077,969 |
| 45 | 2.20% | ¥101,870 | ¥55,009,951 | ¥20,109,951 |
| 45 | 2.30% | ¥103,801 | ¥56,052,594 | ¥21,152,594 |
| 45 | 2.40% | ¥105,751 | ¥57,105,803 | ¥22,205,803 |
| 45 | 2.50% | ¥107,721 | ¥58,169,477 | ¥23,269,477 |
| 45 | 2.60% | ¥109,710 | ¥59,243,516 | ¥24,343,516 |
| 45 | 2.70% | ¥111,718 | ¥60,327,813 | ¥25,427,813 |
| 45 | 2.80% | ¥113,745 | ¥61,422,262 | ¥26,522,262 |
| 45 | 2.90% | ¥115,790 | ¥62,526,753 | ¥27,626,753 |
| 45 | 3.00% | ¥117,854 | ¥63,641,172 | ¥28,741,172 |
3490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥83,383 | ¥40,023,828 | ¥5,123,828 |
| 40 | 0.80% | ¥84,985 | ¥40,792,840 | ¥5,892,840 |
| 40 | 0.90% | ¥86,606 | ¥41,571,054 | ¥6,671,054 |
| 40 | 1.00% | ¥88,247 | ¥42,358,445 | ¥7,458,445 |
| 40 | 1.10% | ¥89,906 | ¥43,154,983 | ¥8,254,983 |
| 40 | 1.20% | ¥91,585 | ¥43,960,637 | ¥9,060,637 |
| 40 | 1.30% | ¥93,282 | ¥44,775,373 | ¥9,875,373 |
| 40 | 1.40% | ¥94,998 | ¥45,599,153 | ¥10,699,153 |
| 40 | 1.50% | ¥96,733 | ¥46,431,937 | ¥11,531,937 |
| 40 | 1.60% | ¥98,487 | ¥47,273,684 | ¥12,373,684 |
| 40 | 1.70% | ¥100,259 | ¥48,124,347 | ¥13,224,347 |
| 40 | 1.80% | ¥102,050 | ¥48,983,880 | ¥14,083,880 |
| 40 | 1.90% | ¥103,859 | ¥49,852,232 | ¥14,952,232 |
| 40 | 2.00% | ¥105,686 | ¥50,729,351 | ¥15,829,351 |
| 40 | 2.10% | ¥107,532 | ¥51,615,182 | ¥16,715,182 |
| 40 | 2.20% | ¥109,395 | ¥52,509,668 | ¥17,609,668 |
| 40 | 2.30% | ¥111,277 | ¥53,412,749 | ¥18,512,749 |
| 40 | 2.40% | ¥113,176 | ¥54,324,364 | ¥19,424,364 |
| 40 | 2.50% | ¥115,093 | ¥55,244,449 | ¥20,344,449 |
| 40 | 2.60% | ¥117,027 | ¥56,172,938 | ¥21,272,938 |
| 40 | 2.70% | ¥118,979 | ¥57,109,763 | ¥22,209,763 |
| 40 | 2.80% | ¥120,948 | ¥58,054,855 | ¥23,154,855 |
| 40 | 2.90% | ¥122,934 | ¥59,008,142 | ¥24,108,142 |
| 40 | 3.00% | ¥124,937 | ¥59,969,550 | ¥25,069,550 |
3490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥93,714 | ¥39,359,776 | ¥4,459,776 |
| 35 | 0.80% | ¥95,298 | ¥40,025,272 | ¥5,125,272 |
| 35 | 0.90% | ¥96,900 | ¥40,697,831 | ¥5,797,831 |
| 35 | 1.00% | ¥98,518 | ¥41,377,438 | ¥6,477,438 |
| 35 | 1.10% | ¥100,153 | ¥42,064,074 | ¥7,164,074 |
| 35 | 1.20% | ¥101,804 | ¥42,757,721 | ¥7,857,721 |
| 35 | 1.30% | ¥103,472 | ¥43,458,359 | ¥8,558,359 |
| 35 | 1.40% | ¥105,157 | ¥44,165,965 | ¥9,265,965 |
| 35 | 1.50% | ¥106,858 | ¥44,880,515 | ¥9,980,515 |
| 35 | 1.60% | ¥108,576 | ¥45,601,985 | ¥10,701,985 |
| 35 | 1.70% | ¥110,310 | ¥46,330,347 | ¥11,430,347 |
| 35 | 1.80% | ¥112,061 | ¥47,065,574 | ¥12,165,574 |
| 35 | 1.90% | ¥113,828 | ¥47,807,634 | ¥12,907,634 |
| 35 | 2.00% | ¥115,611 | ¥48,556,497 | ¥13,656,497 |
| 35 | 2.10% | ¥117,410 | ¥49,312,129 | ¥14,412,129 |
| 35 | 2.20% | ¥119,225 | ¥50,074,497 | ¥15,174,497 |
| 35 | 2.30% | ¥121,056 | ¥50,843,565 | ¥15,943,565 |
| 35 | 2.40% | ¥122,903 | ¥51,619,295 | ¥16,719,295 |
| 35 | 2.50% | ¥124,766 | ¥52,401,649 | ¥17,501,649 |
| 35 | 2.60% | ¥126,644 | ¥53,190,587 | ¥18,290,587 |
| 35 | 2.70% | ¥128,538 | ¥53,986,068 | ¥19,086,068 |
| 35 | 2.80% | ¥130,448 | ¥54,788,050 | ¥19,888,050 |
| 35 | 2.90% | ¥132,373 | ¥55,596,489 | ¥20,696,489 |
| 35 | 3.00% | ¥134,313 | ¥56,411,341 | ¥21,511,341 |
3490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥107,508 | ¥38,702,804 | ¥3,802,804 |
| 30 | 0.80% | ¥109,075 | ¥39,266,936 | ¥4,366,936 |
| 30 | 0.90% | ¥110,656 | ¥39,836,267 | ¥4,936,267 |
| 30 | 1.00% | ¥112,252 | ¥40,410,789 | ¥5,510,789 |
| 30 | 1.10% | ¥113,862 | ¥40,990,493 | ¥6,090,493 |
| 30 | 1.20% | ¥115,487 | ¥41,575,368 | ¥6,675,368 |
| 30 | 1.30% | ¥117,126 | ¥42,165,403 | ¥7,265,403 |
| 30 | 1.40% | ¥118,779 | ¥42,760,586 | ¥7,860,586 |
| 30 | 1.50% | ¥120,447 | ¥43,360,903 | ¥8,460,903 |
| 30 | 1.60% | ¥122,129 | ¥43,966,341 | ¥9,066,341 |
| 30 | 1.70% | ¥123,825 | ¥44,576,885 | ¥9,676,885 |
| 30 | 1.80% | ¥125,535 | ¥45,192,519 | ¥10,292,519 |
| 30 | 1.90% | ¥127,259 | ¥45,813,227 | ¥10,913,227 |
| 30 | 2.00% | ¥128,997 | ¥46,438,991 | ¥11,538,991 |
| 30 | 2.10% | ¥130,749 | ¥47,069,793 | ¥12,169,793 |
| 30 | 2.20% | ¥132,516 | ¥47,705,614 | ¥12,805,614 |
| 30 | 2.30% | ¥134,296 | ¥48,346,434 | ¥13,446,434 |
| 30 | 2.40% | ¥136,090 | ¥48,992,233 | ¥14,092,233 |
| 30 | 2.50% | ¥137,897 | ¥49,642,990 | ¥14,742,990 |
| 30 | 2.60% | ¥139,719 | ¥50,298,681 | ¥15,398,681 |
| 30 | 2.70% | ¥141,554 | ¥50,959,285 | ¥16,059,285 |
| 30 | 2.80% | ¥143,402 | ¥51,624,778 | ¥16,724,778 |
| 30 | 2.90% | ¥145,264 | ¥52,295,135 | ¥17,395,135 |
| 30 | 3.00% | ¥147,140 | ¥52,970,331 | ¥18,070,331 |
3490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥126,843 | ¥38,052,925 | ¥3,152,925 |
| 25 | 0.80% | ¥128,393 | ¥38,517,849 | ¥3,617,849 |
| 25 | 0.90% | ¥129,955 | ¥38,986,391 | ¥4,086,391 |
| 25 | 1.00% | ¥131,528 | ¥39,458,546 | ¥4,558,546 |
| 25 | 1.10% | ¥133,114 | ¥39,934,309 | ¥5,034,309 |
| 25 | 1.20% | ¥134,712 | ¥40,413,675 | ¥5,513,675 |
| 25 | 1.30% | ¥136,322 | ¥40,896,639 | ¥5,996,639 |
| 25 | 1.40% | ¥137,944 | ¥41,383,194 | ¥6,483,194 |
| 25 | 1.50% | ¥139,578 | ¥41,873,333 | ¥6,973,333 |
| 25 | 1.60% | ¥141,224 | ¥42,367,051 | ¥7,467,051 |
| 25 | 1.70% | ¥142,881 | ¥42,864,340 | ¥7,964,340 |
| 25 | 1.80% | ¥144,551 | ¥43,365,191 | ¥8,465,191 |
| 25 | 1.90% | ¥146,232 | ¥43,869,597 | ¥8,969,597 |
| 25 | 2.00% | ¥147,925 | ¥44,377,549 | ¥9,477,549 |
| 25 | 2.10% | ¥149,630 | ¥44,889,039 | ¥9,989,039 |
| 25 | 2.20% | ¥151,347 | ¥45,404,055 | ¥10,504,055 |
| 25 | 2.30% | ¥153,075 | ¥45,922,590 | ¥11,022,590 |
| 25 | 2.40% | ¥154,815 | ¥46,444,633 | ¥11,544,633 |
| 25 | 2.50% | ¥156,567 | ¥46,970,172 | ¥12,070,172 |
| 25 | 2.60% | ¥158,331 | ¥47,499,197 | ¥12,599,197 |
| 25 | 2.70% | ¥160,106 | ¥48,031,697 | ¥13,131,697 |
| 25 | 2.80% | ¥161,892 | ¥48,567,660 | ¥13,667,660 |
| 25 | 2.90% | ¥163,690 | ¥49,107,073 | ¥14,207,073 |
| 25 | 3.00% | ¥165,500 | ¥49,649,925 | ¥14,749,925 |
3490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥155,876 | ¥37,410,146 | ¥2,510,146 |
| 20 | 0.80% | ¥157,408 | ¥37,778,029 | ¥2,878,029 |
| 20 | 0.90% | ¥158,951 | ¥38,148,230 | ¥3,248,230 |
| 20 | 1.00% | ¥160,503 | ¥38,520,747 | ¥3,620,747 |
| 20 | 1.10% | ¥162,065 | ¥38,895,579 | ¥3,995,579 |
| 20 | 1.20% | ¥163,636 | ¥39,272,723 | ¥4,372,723 |
| 20 | 1.30% | ¥165,217 | ¥39,652,177 | ¥4,752,177 |
| 20 | 1.40% | ¥166,808 | ¥40,033,938 | ¥5,133,938 |
| 20 | 1.50% | ¥168,408 | ¥40,418,003 | ¥5,518,003 |
| 20 | 1.60% | ¥170,018 | ¥40,804,370 | ¥5,904,370 |
| 20 | 1.70% | ¥171,638 | ¥41,193,036 | ¥6,293,036 |
| 20 | 1.80% | ¥173,267 | ¥41,583,996 | ¥6,683,996 |
| 20 | 1.90% | ¥174,905 | ¥41,977,248 | ¥7,077,248 |
| 20 | 2.00% | ¥176,553 | ¥42,372,788 | ¥7,472,788 |
| 20 | 2.10% | ¥178,211 | ¥42,770,612 | ¥7,870,612 |
| 20 | 2.20% | ¥179,878 | ¥43,170,716 | ¥8,270,716 |
| 20 | 2.30% | ¥181,555 | ¥43,573,096 | ¥8,673,096 |
| 20 | 2.40% | ¥183,241 | ¥43,977,748 | ¥9,077,748 |
| 20 | 2.50% | ¥184,936 | ¥44,384,666 | ¥9,484,666 |
| 20 | 2.60% | ¥186,641 | ¥44,793,847 | ¥9,893,847 |
| 20 | 2.70% | ¥188,355 | ¥45,205,286 | ¥10,305,286 |
| 20 | 2.80% | ¥190,079 | ¥45,618,977 | ¥10,718,977 |
| 20 | 2.90% | ¥191,812 | ¥46,034,915 | ¥11,134,915 |
| 20 | 3.00% | ¥193,555 | ¥46,453,095 | ¥11,553,095 |
3490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥204,303 | ¥36,774,477 | ¥1,874,477 |
| 15 | 0.80% | ¥205,819 | ¥37,047,488 | ¥2,147,488 |
| 15 | 0.90% | ¥207,343 | ¥37,321,804 | ¥2,421,804 |
| 15 | 1.00% | ¥208,875 | ¥37,597,425 | ¥2,697,425 |
| 15 | 1.10% | ¥210,413 | ¥37,874,351 | ¥2,974,351 |
| 15 | 1.20% | ¥211,959 | ¥38,152,579 | ¥3,252,579 |
| 15 | 1.30% | ¥213,512 | ¥38,432,110 | ¥3,532,110 |
| 15 | 1.40% | ¥215,072 | ¥38,712,943 | ¥3,812,943 |
| 15 | 1.50% | ¥216,639 | ¥38,995,077 | ¥4,095,077 |
| 15 | 1.60% | ¥218,214 | ¥39,278,510 | ¥4,378,510 |
| 15 | 1.70% | ¥219,796 | ¥39,563,241 | ¥4,663,241 |
| 15 | 1.80% | ¥221,385 | ¥39,849,271 | ¥4,949,271 |
| 15 | 1.90% | ¥222,981 | ¥40,136,596 | ¥5,236,596 |
| 15 | 2.00% | ¥224,585 | ¥40,425,217 | ¥5,525,217 |
| 15 | 2.10% | ¥226,195 | ¥40,715,131 | ¥5,815,131 |
| 15 | 2.20% | ¥227,813 | ¥41,006,338 | ¥6,106,338 |
| 15 | 2.30% | ¥229,438 | ¥41,298,835 | ¥6,398,835 |
| 15 | 2.40% | ¥231,070 | ¥41,592,623 | ¥6,692,623 |
| 15 | 2.50% | ¥232,709 | ¥41,887,698 | ¥6,987,698 |
| 15 | 2.60% | ¥234,356 | ¥42,184,060 | ¥7,284,060 |
| 15 | 2.70% | ¥236,009 | ¥42,481,707 | ¥7,581,707 |
| 15 | 2.80% | ¥237,670 | ¥42,780,636 | ¥7,880,636 |
| 15 | 2.90% | ¥239,338 | ¥43,080,848 | ¥8,180,848 |
| 15 | 3.00% | ¥241,013 | ¥43,382,339 | ¥8,482,339 |
3490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥301,216 | ¥36,145,924 | ¥1,245,924 |
| 10 | 0.80% | ¥302,719 | ¥36,326,237 | ¥1,426,237 |
| 10 | 0.90% | ¥304,226 | ¥36,507,131 | ¥1,607,131 |
| 10 | 1.00% | ¥305,738 | ¥36,688,606 | ¥1,788,606 |
| 10 | 1.10% | ¥307,256 | ¥36,870,661 | ¥1,970,661 |
| 10 | 1.20% | ¥308,777 | ¥37,053,296 | ¥2,153,296 |
| 10 | 1.30% | ¥310,304 | ¥37,236,511 | ¥2,336,511 |
| 10 | 1.40% | ¥311,836 | ¥37,420,306 | ¥2,520,306 |
| 10 | 1.50% | ¥313,372 | ¥37,604,680 | ¥2,704,680 |
| 10 | 1.60% | ¥314,914 | ¥37,789,634 | ¥2,889,634 |
| 10 | 1.70% | ¥316,460 | ¥37,975,166 | ¥3,075,166 |
| 10 | 1.80% | ¥318,011 | ¥38,161,277 | ¥3,261,277 |
| 10 | 1.90% | ¥319,566 | ¥38,347,967 | ¥3,447,967 |
| 10 | 2.00% | ¥321,127 | ¥38,535,234 | ¥3,635,234 |
| 10 | 2.10% | ¥322,692 | ¥38,723,080 | ¥3,823,080 |
| 10 | 2.20% | ¥324,263 | ¥38,911,503 | ¥4,011,503 |
| 10 | 2.30% | ¥325,838 | ¥39,100,504 | ¥4,200,504 |
| 10 | 2.40% | ¥327,417 | ¥39,290,081 | ¥4,390,081 |
| 10 | 2.50% | ¥329,002 | ¥39,480,235 | ¥4,580,235 |
| 10 | 2.60% | ¥330,591 | ¥39,670,965 | ¥4,770,965 |
| 10 | 2.70% | ¥332,186 | ¥39,862,271 | ¥4,962,271 |
| 10 | 2.80% | ¥333,785 | ¥40,054,152 | ¥5,154,152 |
| 10 | 2.90% | ¥335,388 | ¥40,246,609 | ¥5,346,609 |
| 10 | 3.00% | ¥336,997 | ¥40,439,640 | ¥5,539,640 |
