3510万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3510万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3510万円の住宅ローン｜期間・年数別
3510万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥69,350 | ¥41,610,216 | ¥6,510,216 |
| 50 | 0.80% | ¥70,997 | ¥42,598,301 | ¥7,498,301 |
| 50 | 0.90% | ¥72,668 | ¥43,600,764 | ¥8,500,764 |
| 50 | 1.00% | ¥74,363 | ¥44,617,543 | ¥9,517,543 |
| 50 | 1.10% | ¥76,081 | ¥45,648,569 | ¥10,548,569 |
| 50 | 1.20% | ¥77,823 | ¥46,693,766 | ¥11,593,766 |
| 50 | 1.30% | ¥79,588 | ¥47,753,051 | ¥12,653,051 |
| 50 | 1.40% | ¥81,377 | ¥48,826,336 | ¥13,726,336 |
| 50 | 1.50% | ¥83,189 | ¥49,913,525 | ¥14,813,525 |
| 50 | 1.60% | ¥85,024 | ¥51,014,518 | ¥15,914,518 |
| 50 | 1.70% | ¥86,882 | ¥52,129,208 | ¥17,029,208 |
| 50 | 1.80% | ¥88,762 | ¥53,257,483 | ¥18,157,483 |
| 50 | 1.90% | ¥90,665 | ¥54,399,223 | ¥19,299,223 |
| 50 | 2.00% | ¥92,591 | ¥55,554,306 | ¥20,454,306 |
| 50 | 2.10% | ¥94,538 | ¥56,722,604 | ¥21,622,604 |
| 50 | 2.20% | ¥96,507 | ¥57,903,983 | ¥22,803,983 |
| 50 | 2.30% | ¥98,497 | ¥59,098,304 | ¥23,998,304 |
| 50 | 2.40% | ¥100,509 | ¥60,305,426 | ¥25,205,426 |
| 50 | 2.50% | ¥102,542 | ¥61,525,200 | ¥26,425,200 |
| 50 | 2.60% | ¥104,596 | ¥62,757,477 | ¥27,657,477 |
| 50 | 2.70% | ¥106,670 | ¥64,002,102 | ¥28,902,102 |
| 50 | 2.80% | ¥108,765 | ¥65,258,916 | ¥30,158,916 |
| 50 | 2.90% | ¥110,880 | ¥66,527,757 | ¥31,427,757 |
| 50 | 3.00% | ¥113,014 | ¥67,808,461 | ¥32,708,461 |
3510万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥75,793 | ¥40,928,157 | ¥5,828,157 |
| 45 | 0.80% | ¥77,422 | ¥41,807,837 | ¥6,707,837 |
| 45 | 0.90% | ¥79,073 | ¥42,699,199 | ¥7,599,199 |
| 45 | 1.00% | ¥80,745 | ¥43,602,202 | ¥8,502,202 |
| 45 | 1.10% | ¥82,439 | ¥44,516,799 | ¥9,416,799 |
| 45 | 1.20% | ¥84,154 | ¥45,442,940 | ¥10,342,940 |
| 45 | 1.30% | ¥85,890 | ¥46,380,571 | ¥11,280,571 |
| 45 | 1.40% | ¥87,647 | ¥47,329,632 | ¥12,229,632 |
| 45 | 1.50% | ¥89,426 | ¥48,290,061 | ¥13,190,061 |
| 45 | 1.60% | ¥91,226 | ¥49,261,789 | ¥14,161,789 |
| 45 | 1.70% | ¥93,046 | ¥50,244,746 | ¥15,144,746 |
| 45 | 1.80% | ¥94,887 | ¥51,238,856 | ¥16,138,856 |
| 45 | 1.90% | ¥96,748 | ¥52,244,041 | ¥17,144,041 |
| 45 | 2.00% | ¥98,630 | ¥53,260,217 | ¥18,160,217 |
| 45 | 2.10% | ¥100,532 | ¥54,287,298 | ¥19,187,298 |
| 45 | 2.20% | ¥102,454 | ¥55,325,194 | ¥20,225,194 |
| 45 | 2.30% | ¥104,396 | ¥56,373,813 | ¥21,273,813 |
| 45 | 2.40% | ¥106,358 | ¥57,433,057 | ¥22,333,057 |
| 45 | 2.50% | ¥108,339 | ¥58,502,827 | ¥23,402,827 |
| 45 | 2.60% | ¥110,339 | ¥59,583,020 | ¥24,483,020 |
| 45 | 2.70% | ¥112,358 | ¥60,673,531 | ¥25,573,531 |
| 45 | 2.80% | ¥114,397 | ¥61,774,252 | ¥26,674,252 |
| 45 | 2.90% | ¥116,454 | ¥62,885,072 | ¥27,785,072 |
| 45 | 3.00% | ¥118,529 | ¥64,005,878 | ¥28,905,878 |
3510万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥83,861 | ¥40,253,191 | ¥5,153,191 |
| 40 | 0.80% | ¥85,472 | ¥41,026,609 | ¥5,926,609 |
| 40 | 0.90% | ¥87,103 | ¥41,809,283 | ¥6,709,283 |
| 40 | 1.00% | ¥88,752 | ¥42,601,186 | ¥7,501,186 |
| 40 | 1.10% | ¥90,421 | ¥43,402,289 | ¥8,302,289 |
| 40 | 1.20% | ¥92,110 | ¥44,212,560 | ¥9,112,560 |
| 40 | 1.30% | ¥93,817 | ¥45,031,965 | ¥9,931,965 |
| 40 | 1.40% | ¥95,543 | ¥45,860,466 | ¥10,760,466 |
| 40 | 1.50% | ¥97,288 | ¥46,698,023 | ¥11,598,023 |
| 40 | 1.60% | ¥99,051 | ¥47,544,593 | ¥12,444,593 |
| 40 | 1.70% | ¥100,834 | ¥48,400,131 | ¥13,300,131 |
| 40 | 1.80% | ¥102,635 | ¥49,264,590 | ¥14,164,590 |
| 40 | 1.90% | ¥104,454 | ¥50,137,918 | ¥15,037,918 |
| 40 | 2.00% | ¥106,292 | ¥51,020,064 | ¥15,920,064 |
| 40 | 2.10% | ¥108,148 | ¥51,910,971 | ¥16,810,971 |
| 40 | 2.20% | ¥110,022 | ¥52,810,583 | ¥17,710,583 |
| 40 | 2.30% | ¥111,914 | ¥53,718,839 | ¥18,618,839 |
| 40 | 2.40% | ¥113,824 | ¥54,635,678 | ¥19,535,678 |
| 40 | 2.50% | ¥115,752 | ¥55,561,036 | ¥20,461,036 |
| 40 | 2.60% | ¥117,698 | ¥56,494,846 | ¥21,394,846 |
| 40 | 2.70% | ¥119,660 | ¥57,437,040 | ¥22,337,040 |
| 40 | 2.80% | ¥121,641 | ¥58,387,547 | ¥23,287,547 |
| 40 | 2.90% | ¥123,638 | ¥59,346,297 | ¥24,246,297 |
| 40 | 3.00% | ¥125,653 | ¥60,313,215 | ¥25,213,215 |
3510万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥94,251 | ¥39,585,333 | ¥4,485,333 |
| 35 | 0.80% | ¥95,844 | ¥40,254,644 | ¥5,154,644 |
| 35 | 0.90% | ¥97,455 | ¥40,931,057 | ¥5,831,057 |
| 35 | 1.00% | ¥99,082 | ¥41,614,558 | ¥6,514,558 |
| 35 | 1.10% | ¥100,726 | ¥42,305,129 | ¥7,205,129 |
| 35 | 1.20% | ¥102,388 | ¥43,002,751 | ¥7,902,751 |
| 35 | 1.30% | ¥104,065 | ¥43,707,404 | ¥8,607,404 |
| 35 | 1.40% | ¥105,760 | ¥44,419,065 | ¥9,319,065 |
| 35 | 1.50% | ¥107,471 | ¥45,137,710 | ¥10,037,710 |
| 35 | 1.60% | ¥109,198 | ¥45,863,314 | ¥10,763,314 |
| 35 | 1.70% | ¥110,943 | ¥46,595,851 | ¥11,495,851 |
| 35 | 1.80% | ¥112,703 | ¥47,335,290 | ¥12,235,290 |
| 35 | 1.90% | ¥114,480 | ¥48,081,603 | ¥12,981,603 |
| 35 | 2.00% | ¥116,273 | ¥48,834,758 | ¥13,734,758 |
| 35 | 2.10% | ¥118,083 | ¥49,594,720 | ¥14,494,720 |
| 35 | 2.20% | ¥119,908 | ¥50,361,457 | ¥15,261,457 |
| 35 | 2.30% | ¥121,750 | ¥51,134,932 | ¥16,034,932 |
| 35 | 2.40% | ¥123,607 | ¥51,915,107 | ¥16,815,107 |
| 35 | 2.50% | ¥125,481 | ¥52,701,945 | ¥17,601,945 |
| 35 | 2.60% | ¥127,370 | ¥53,495,404 | ¥18,395,404 |
| 35 | 2.70% | ¥129,275 | ¥54,295,444 | ¥19,195,444 |
| 35 | 2.80% | ¥131,195 | ¥55,102,022 | ¥20,002,022 |
| 35 | 2.90% | ¥133,131 | ¥55,915,094 | ¥20,815,094 |
| 35 | 3.00% | ¥135,082 | ¥56,734,615 | ¥21,634,615 |
3510万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥108,124 | ¥38,924,597 | ¥3,824,597 |
| 30 | 0.80% | ¥109,700 | ¥39,491,961 | ¥4,391,961 |
| 30 | 0.90% | ¥111,290 | ¥40,064,555 | ¥4,964,555 |
| 30 | 1.00% | ¥112,895 | ¥40,642,370 | ¥5,542,370 |
| 30 | 1.10% | ¥114,515 | ¥41,225,396 | ¥6,125,396 |
| 30 | 1.20% | ¥116,149 | ¥41,813,623 | ¥6,713,623 |
| 30 | 1.30% | ¥117,797 | ¥42,407,039 | ¥7,307,039 |
| 30 | 1.40% | ¥119,460 | ¥43,005,632 | ¥7,905,632 |
| 30 | 1.50% | ¥121,137 | ¥43,609,390 | ¥8,509,390 |
| 30 | 1.60% | ¥122,829 | ¥44,218,297 | ¥9,118,297 |
| 30 | 1.70% | ¥124,534 | ¥44,832,340 | ¥9,732,340 |
| 30 | 1.80% | ¥126,254 | ¥45,451,502 | ¥10,351,502 |
| 30 | 1.90% | ¥127,988 | ¥46,075,767 | ¥10,975,767 |
| 30 | 2.00% | ¥129,736 | ¥46,705,117 | ¥11,605,117 |
| 30 | 2.10% | ¥131,499 | ¥47,339,534 | ¥12,239,534 |
| 30 | 2.20% | ¥133,275 | ¥47,978,998 | ¥12,878,998 |
| 30 | 2.30% | ¥135,065 | ¥48,623,491 | ¥13,523,491 |
| 30 | 2.40% | ¥136,869 | ¥49,272,991 | ¥14,172,991 |
| 30 | 2.50% | ¥138,687 | ¥49,927,477 | ¥14,827,477 |
| 30 | 2.60% | ¥140,519 | ¥50,586,926 | ¥15,486,926 |
| 30 | 2.70% | ¥142,365 | ¥51,251,316 | ¥16,151,316 |
| 30 | 2.80% | ¥144,224 | ¥51,920,622 | ¥16,820,622 |
| 30 | 2.90% | ¥146,097 | ¥52,594,820 | ¥17,494,820 |
| 30 | 3.00% | ¥147,983 | ¥53,273,886 | ¥18,173,886 |
3510万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥127,570 | ¥38,270,993 | ¥3,170,993 |
| 25 | 0.80% | ¥129,129 | ¥38,738,582 | ¥3,638,582 |
| 25 | 0.90% | ¥130,699 | ¥39,209,809 | ¥4,109,809 |
| 25 | 1.00% | ¥132,282 | ¥39,684,669 | ¥4,584,669 |
| 25 | 1.10% | ¥133,877 | ¥40,163,159 | ¥5,063,159 |
| 25 | 1.20% | ¥135,484 | ¥40,645,272 | ¥5,545,272 |
| 25 | 1.30% | ¥137,103 | ¥41,131,003 | ¥6,031,003 |
| 25 | 1.40% | ¥138,734 | ¥41,620,347 | ¥6,520,347 |
| 25 | 1.50% | ¥140,378 | ¥42,113,295 | ¥7,013,295 |
| 25 | 1.60% | ¥142,033 | ¥42,609,842 | ¥7,509,842 |
| 25 | 1.70% | ¥143,700 | ¥43,109,981 | ¥8,009,981 |
| 25 | 1.80% | ¥145,379 | ¥43,613,702 | ¥8,513,702 |
| 25 | 1.90% | ¥147,070 | ¥44,120,999 | ¥9,020,999 |
| 25 | 2.00% | ¥148,773 | ¥44,631,862 | ¥9,531,862 |
| 25 | 2.10% | ¥150,488 | ¥45,146,282 | ¥10,046,282 |
| 25 | 2.20% | ¥152,214 | ¥45,664,251 | ¥10,564,251 |
| 25 | 2.30% | ¥153,953 | ¥46,185,757 | ¥11,085,757 |
| 25 | 2.40% | ¥155,703 | ¥46,710,791 | ¥11,610,791 |
| 25 | 2.50% | ¥157,464 | ¥47,239,342 | ¥12,139,342 |
| 25 | 2.60% | ¥159,238 | ¥47,771,399 | ¥12,671,399 |
| 25 | 2.70% | ¥161,023 | ¥48,306,951 | ¥13,206,951 |
| 25 | 2.80% | ¥162,820 | ¥48,845,985 | ¥13,745,985 |
| 25 | 2.90% | ¥164,628 | ¥49,388,489 | ¥14,288,489 |
| 25 | 3.00% | ¥166,448 | ¥49,934,451 | ¥14,834,451 |
3510万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥156,769 | ¥37,624,531 | ¥2,524,531 |
| 20 | 0.80% | ¥158,311 | ¥37,994,522 | ¥2,894,522 |
| 20 | 0.90% | ¥159,862 | ¥38,366,844 | ¥3,266,844 |
| 20 | 1.00% | ¥161,423 | ¥38,741,496 | ¥3,641,496 |
| 20 | 1.10% | ¥162,994 | ¥39,118,476 | ¥4,018,476 |
| 20 | 1.20% | ¥164,574 | ¥39,497,782 | ¥4,397,782 |
| 20 | 1.30% | ¥166,164 | ¥39,879,410 | ¥4,779,410 |
| 20 | 1.40% | ¥167,764 | ¥40,263,359 | ¥5,163,359 |
| 20 | 1.50% | ¥169,373 | ¥40,649,625 | ¥5,549,625 |
| 20 | 1.60% | ¥170,993 | ¥41,038,206 | ¥5,938,206 |
| 20 | 1.70% | ¥172,621 | ¥41,429,099 | ¥6,329,099 |
| 20 | 1.80% | ¥174,260 | ¥41,822,300 | ¥6,722,300 |
| 20 | 1.90% | ¥175,908 | ¥42,217,806 | ¥7,117,806 |
| 20 | 2.00% | ¥177,565 | ¥42,615,612 | ¥7,515,612 |
| 20 | 2.10% | ¥179,232 | ¥43,015,716 | ¥7,915,716 |
| 20 | 2.20% | ¥180,909 | ¥43,418,113 | ¥8,318,113 |
| 20 | 2.30% | ¥182,595 | ¥43,822,799 | ¥8,722,799 |
| 20 | 2.40% | ¥184,291 | ¥44,229,769 | ¥9,129,769 |
| 20 | 2.50% | ¥185,996 | ¥44,639,020 | ¥9,539,020 |
| 20 | 2.60% | ¥187,711 | ¥45,050,546 | ¥9,950,546 |
| 20 | 2.70% | ¥189,435 | ¥45,464,342 | ¥10,364,342 |
| 20 | 2.80% | ¥191,168 | ¥45,880,403 | ¥10,780,403 |
| 20 | 2.90% | ¥192,911 | ¥46,298,725 | ¥11,198,725 |
| 20 | 3.00% | ¥194,664 | ¥46,719,302 | ¥11,619,302 |
3510万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥205,473 | ¥36,985,219 | ¥1,885,219 |
| 15 | 0.80% | ¥206,999 | ¥37,259,795 | ¥2,159,795 |
| 15 | 0.90% | ¥208,532 | ¥37,535,683 | ¥2,435,683 |
| 15 | 1.00% | ¥210,072 | ¥37,812,883 | ¥2,712,883 |
| 15 | 1.10% | ¥211,619 | ¥38,091,396 | ¥2,991,396 |
| 15 | 1.20% | ¥213,173 | ¥38,371,219 | ¥3,271,219 |
| 15 | 1.30% | ¥214,735 | ¥38,652,352 | ¥3,552,352 |
| 15 | 1.40% | ¥216,304 | ¥38,934,794 | ¥3,834,794 |
| 15 | 1.50% | ¥217,881 | ¥39,218,544 | ¥4,118,544 |
| 15 | 1.60% | ¥219,464 | ¥39,503,601 | ¥4,403,601 |
| 15 | 1.70% | ¥221,055 | ¥39,789,965 | ¥4,689,965 |
| 15 | 1.80% | ¥222,654 | ¥40,077,633 | ¥4,977,633 |
| 15 | 1.90% | ¥224,259 | ¥40,366,605 | ¥5,266,605 |
| 15 | 2.00% | ¥225,872 | ¥40,656,880 | ¥5,556,880 |
| 15 | 2.10% | ¥227,491 | ¥40,948,455 | ¥5,848,455 |
| 15 | 2.20% | ¥229,119 | ¥41,241,331 | ¥6,141,331 |
| 15 | 2.30% | ¥230,753 | ¥41,535,505 | ¥6,435,505 |
| 15 | 2.40% | ¥232,394 | ¥41,830,976 | ¥6,730,976 |
| 15 | 2.50% | ¥234,043 | ¥42,127,742 | ¥7,027,742 |
| 15 | 2.60% | ¥235,699 | ¥42,425,802 | ¥7,325,802 |
| 15 | 2.70% | ¥237,362 | ¥42,725,155 | ¥7,625,155 |
| 15 | 2.80% | ¥239,032 | ¥43,025,798 | ¥7,925,798 |
| 15 | 2.90% | ¥240,710 | ¥43,327,729 | ¥8,227,729 |
| 15 | 3.00% | ¥242,394 | ¥43,630,948 | ¥8,530,948 |
3510万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥302,942 | ¥36,353,064 | ¥1,253,064 |
| 10 | 0.80% | ¥304,453 | ¥36,534,410 | ¥1,434,410 |
| 10 | 0.90% | ¥305,970 | ¥36,716,341 | ¥1,616,341 |
| 10 | 1.00% | ¥307,490 | ¥36,898,856 | ¥1,798,856 |
| 10 | 1.10% | ¥309,016 | ¥37,081,954 | ¥1,981,954 |
| 10 | 1.20% | ¥310,547 | ¥37,265,636 | ¥2,165,636 |
| 10 | 1.30% | ¥312,083 | ¥37,449,901 | ¥2,349,901 |
| 10 | 1.40% | ¥313,623 | ¥37,634,749 | ¥2,534,749 |
| 10 | 1.50% | ¥315,168 | ¥37,820,180 | ¥2,720,180 |
| 10 | 1.60% | ¥316,718 | ¥38,006,193 | ¥2,906,193 |
| 10 | 1.70% | ¥318,273 | ¥38,192,789 | ¥3,092,789 |
| 10 | 1.80% | ¥319,833 | ¥38,379,966 | ¥3,279,966 |
| 10 | 1.90% | ¥321,398 | ¥38,567,726 | ¥3,467,726 |
| 10 | 2.00% | ¥322,967 | ¥38,756,067 | ¥3,656,067 |
| 10 | 2.10% | ¥324,542 | ¥38,944,989 | ¥3,844,989 |
| 10 | 2.20% | ¥326,121 | ¥39,134,492 | ¥4,034,492 |
| 10 | 2.30% | ¥327,705 | ¥39,324,575 | ¥4,224,575 |
| 10 | 2.40% | ¥329,294 | ¥39,515,239 | ¥4,415,239 |
| 10 | 2.50% | ¥330,887 | ¥39,706,483 | ¥4,606,483 |
| 10 | 2.60% | ¥332,486 | ¥39,898,306 | ¥4,798,306 |
| 10 | 2.70% | ¥334,089 | ¥40,090,708 | ¥4,990,708 |
| 10 | 2.80% | ¥335,697 | ¥40,283,689 | ¥5,183,689 |
| 10 | 2.90% | ¥337,310 | ¥40,477,248 | ¥5,377,248 |
| 10 | 3.00% | ¥338,928 | ¥40,671,386 | ¥5,571,386 |
