3550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3550万円の住宅ローン｜期間・年数別
3550万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥70,141 |
¥42,084,406 |
¥6,584,406 |
| 50 |
0.80% |
¥71,806 |
¥43,083,751 |
¥7,583,751 |
| 50 |
0.90% |
¥73,496 |
¥44,097,639 |
¥8,597,639 |
| 50 |
1.00% |
¥75,210 |
¥45,126,005 |
¥9,626,005 |
| 50 |
1.10% |
¥76,948 |
¥46,168,781 |
¥10,668,781 |
| 50 |
1.20% |
¥78,710 |
¥47,225,889 |
¥11,725,889 |
| 50 |
1.30% |
¥80,495 |
¥48,297,245 |
¥12,797,245 |
| 50 |
1.40% |
¥82,305 |
¥49,382,761 |
¥13,882,761 |
| 50 |
1.50% |
¥84,137 |
¥50,482,340 |
¥14,982,340 |
| 50 |
1.60% |
¥85,993 |
¥51,595,880 |
¥16,095,880 |
| 50 |
1.70% |
¥87,872 |
¥52,723,273 |
¥17,223,273 |
| 50 |
1.80% |
¥89,774 |
¥53,864,405 |
¥18,364,405 |
| 50 |
1.90% |
¥91,699 |
¥55,019,157 |
¥19,519,157 |
| 50 |
2.00% |
¥93,646 |
¥56,187,404 |
¥20,687,404 |
| 50 |
2.10% |
¥95,615 |
¥57,369,016 |
¥21,869,016 |
| 50 |
2.20% |
¥97,606 |
¥58,563,857 |
¥23,063,857 |
| 50 |
2.30% |
¥99,620 |
¥59,771,789 |
¥24,271,789 |
| 50 |
2.40% |
¥101,654 |
¥60,992,667 |
¥25,492,667 |
| 50 |
2.50% |
¥103,711 |
¥62,226,342 |
¥26,726,342 |
| 50 |
2.60% |
¥105,788 |
¥63,472,662 |
¥27,972,662 |
| 50 |
2.70% |
¥107,886 |
¥64,731,471 |
¥29,231,471 |
| 50 |
2.80% |
¥110,004 |
¥66,002,607 |
¥30,502,607 |
| 50 |
2.90% |
¥112,143 |
¥67,285,908 |
¥31,785,908 |
| 50 |
3.00% |
¥114,302 |
¥68,581,207 |
¥33,081,207 |
3550万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥76,657 |
¥41,394,574 |
¥5,894,574 |
| 45 |
0.80% |
¥78,304 |
¥42,284,280 |
¥6,784,280 |
| 45 |
0.90% |
¥79,974 |
¥43,185,800 |
¥7,685,800 |
| 45 |
1.00% |
¥81,665 |
¥44,099,093 |
¥8,599,093 |
| 45 |
1.10% |
¥83,378 |
¥45,024,113 |
¥9,524,113 |
| 45 |
1.20% |
¥85,113 |
¥45,960,809 |
¥10,460,809 |
| 45 |
1.30% |
¥86,869 |
¥46,909,125 |
¥11,409,125 |
| 45 |
1.40% |
¥88,646 |
¥47,869,001 |
¥12,369,001 |
| 45 |
1.50% |
¥90,445 |
¥48,840,375 |
¥13,340,375 |
| 45 |
1.60% |
¥92,265 |
¥49,823,177 |
¥14,323,177 |
| 45 |
1.70% |
¥94,106 |
¥50,817,336 |
¥15,317,336 |
| 45 |
1.80% |
¥95,968 |
¥51,822,775 |
¥16,322,775 |
| 45 |
1.90% |
¥97,851 |
¥52,839,414 |
¥17,339,414 |
| 45 |
2.00% |
¥99,754 |
¥53,867,171 |
¥18,367,171 |
| 45 |
2.10% |
¥101,678 |
¥54,905,957 |
¥19,405,957 |
| 45 |
2.20% |
¥103,622 |
¥55,955,681 |
¥20,455,681 |
| 45 |
2.30% |
¥105,586 |
¥57,016,249 |
¥21,516,249 |
| 45 |
2.40% |
¥107,570 |
¥58,087,564 |
¥22,587,564 |
| 45 |
2.50% |
¥109,573 |
¥59,169,526 |
¥23,669,526 |
| 45 |
2.60% |
¥111,596 |
¥60,262,029 |
¥24,762,029 |
| 45 |
2.70% |
¥113,639 |
¥61,364,968 |
¥25,864,968 |
| 45 |
2.80% |
¥115,700 |
¥62,478,232 |
¥26,978,232 |
| 45 |
2.90% |
¥117,781 |
¥63,601,711 |
¥28,101,711 |
| 45 |
3.00% |
¥119,880 |
¥64,735,290 |
¥29,235,290 |
3550万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥84,816 |
¥40,711,917 |
¥5,211,917 |
| 40 |
0.80% |
¥86,446 |
¥41,494,149 |
¥5,994,149 |
| 40 |
0.90% |
¥88,095 |
¥42,285,742 |
¥6,785,742 |
| 40 |
1.00% |
¥89,764 |
¥43,086,670 |
¥7,586,670 |
| 40 |
1.10% |
¥91,452 |
¥43,896,902 |
¥8,396,902 |
| 40 |
1.20% |
¥93,159 |
¥44,716,407 |
¥9,216,407 |
| 40 |
1.30% |
¥94,886 |
¥45,545,150 |
¥10,045,150 |
| 40 |
1.40% |
¥96,631 |
¥46,383,092 |
¥10,883,092 |
| 40 |
1.50% |
¥98,396 |
¥47,230,194 |
¥11,730,194 |
| 40 |
1.60% |
¥100,180 |
¥48,086,412 |
¥12,586,412 |
| 40 |
1.70% |
¥101,983 |
¥48,951,700 |
¥13,451,700 |
| 40 |
1.80% |
¥103,804 |
¥49,826,010 |
¥14,326,010 |
| 40 |
1.90% |
¥105,644 |
¥50,709,290 |
¥15,209,290 |
| 40 |
2.00% |
¥107,503 |
¥51,601,489 |
¥16,101,489 |
| 40 |
2.10% |
¥109,380 |
¥52,502,549 |
¥17,002,549 |
| 40 |
2.20% |
¥111,276 |
¥53,412,413 |
¥17,912,413 |
| 40 |
2.30% |
¥113,190 |
¥54,331,020 |
¥18,831,020 |
| 40 |
2.40% |
¥115,121 |
¥55,258,307 |
¥19,758,307 |
| 40 |
2.50% |
¥117,071 |
¥56,194,210 |
¥20,694,210 |
| 40 |
2.60% |
¥119,039 |
¥57,138,661 |
¥21,638,661 |
| 40 |
2.70% |
¥121,024 |
¥58,091,593 |
¥22,591,593 |
| 40 |
2.80% |
¥123,027 |
¥59,052,933 |
¥23,552,933 |
| 40 |
2.90% |
¥125,047 |
¥60,022,608 |
¥24,522,608 |
| 40 |
3.00% |
¥127,084 |
¥61,000,546 |
¥25,500,546 |
3550万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥95,325 |
¥40,036,448 |
¥4,536,448 |
| 35 |
0.80% |
¥96,937 |
¥40,713,386 |
¥5,213,386 |
| 35 |
0.90% |
¥98,565 |
¥41,397,508 |
¥5,897,508 |
| 35 |
1.00% |
¥100,211 |
¥42,088,798 |
¥6,588,798 |
| 35 |
1.10% |
¥101,874 |
¥42,787,238 |
¥7,287,238 |
| 35 |
1.20% |
¥103,554 |
¥43,492,811 |
¥7,992,811 |
| 35 |
1.30% |
¥105,251 |
¥44,205,494 |
¥8,705,494 |
| 35 |
1.40% |
¥106,965 |
¥44,925,265 |
¥9,425,265 |
| 35 |
1.50% |
¥108,695 |
¥45,652,100 |
¥10,152,100 |
| 35 |
1.60% |
¥110,443 |
¥46,385,973 |
¥10,885,973 |
| 35 |
1.70% |
¥112,207 |
¥47,126,858 |
¥11,626,858 |
| 35 |
1.80% |
¥113,987 |
¥47,874,724 |
¥12,374,724 |
| 35 |
1.90% |
¥115,785 |
¥48,629,542 |
¥13,129,542 |
| 35 |
2.00% |
¥117,598 |
¥49,391,279 |
¥13,891,279 |
| 35 |
2.10% |
¥119,428 |
¥50,159,902 |
¥14,659,902 |
| 35 |
2.20% |
¥121,275 |
¥50,935,377 |
¥15,435,377 |
| 35 |
2.30% |
¥123,137 |
¥51,717,666 |
¥16,217,666 |
| 35 |
2.40% |
¥125,016 |
¥52,506,732 |
¥17,006,732 |
| 35 |
2.50% |
¥126,911 |
¥53,302,537 |
¥17,802,537 |
| 35 |
2.60% |
¥128,822 |
¥54,105,038 |
¥18,605,038 |
| 35 |
2.70% |
¥130,748 |
¥54,914,195 |
¥19,414,195 |
| 35 |
2.80% |
¥132,690 |
¥55,729,965 |
¥20,229,965 |
| 35 |
2.90% |
¥134,648 |
¥56,552,303 |
¥21,052,303 |
| 35 |
3.00% |
¥136,622 |
¥57,381,163 |
¥21,881,163 |
3550万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥109,356 |
¥39,368,182 |
¥3,868,182 |
| 30 |
0.80% |
¥110,950 |
¥39,942,012 |
¥4,442,012 |
| 30 |
0.90% |
¥112,559 |
¥40,521,131 |
¥5,021,131 |
| 30 |
1.00% |
¥114,182 |
¥41,105,531 |
¥5,605,531 |
| 30 |
1.10% |
¥115,820 |
¥41,695,201 |
¥6,195,201 |
| 30 |
1.20% |
¥117,473 |
¥42,290,131 |
¥6,790,131 |
| 30 |
1.30% |
¥119,140 |
¥42,890,310 |
¥7,390,310 |
| 30 |
1.40% |
¥120,821 |
¥43,495,725 |
¥7,995,725 |
| 30 |
1.50% |
¥122,518 |
¥44,106,363 |
¥8,606,363 |
| 30 |
1.60% |
¥124,228 |
¥44,722,210 |
¥9,222,210 |
| 30 |
1.70% |
¥125,953 |
¥45,343,250 |
¥9,843,250 |
| 30 |
1.80% |
¥127,693 |
¥45,969,468 |
¥10,469,468 |
| 30 |
1.90% |
¥129,447 |
¥46,600,847 |
¥11,100,847 |
| 30 |
2.00% |
¥131,215 |
¥47,237,369 |
¥11,737,369 |
| 30 |
2.10% |
¥132,997 |
¥47,879,015 |
¥12,379,015 |
| 30 |
2.20% |
¥134,794 |
¥48,525,768 |
¥13,025,768 |
| 30 |
2.30% |
¥136,604 |
¥49,177,605 |
¥13,677,605 |
| 30 |
2.40% |
¥138,429 |
¥49,834,507 |
¥14,334,507 |
| 30 |
2.50% |
¥140,268 |
¥50,496,451 |
¥14,996,451 |
| 30 |
2.60% |
¥142,121 |
¥51,163,415 |
¥15,663,415 |
| 30 |
2.70% |
¥143,987 |
¥51,835,376 |
¥16,335,376 |
| 30 |
2.80% |
¥145,868 |
¥52,512,310 |
¥17,012,310 |
| 30 |
2.90% |
¥147,762 |
¥53,194,191 |
¥17,694,191 |
| 30 |
3.00% |
¥149,669 |
¥53,880,996 |
¥18,380,996 |
3550万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥129,024 |
¥38,707,130 |
¥3,207,130 |
| 25 |
0.80% |
¥130,600 |
¥39,180,047 |
¥3,680,047 |
| 25 |
0.90% |
¥132,189 |
¥39,656,644 |
¥4,156,644 |
| 25 |
1.00% |
¥133,790 |
¥40,136,916 |
¥4,636,916 |
| 25 |
1.10% |
¥135,403 |
¥40,620,859 |
¥5,120,859 |
| 25 |
1.20% |
¥137,028 |
¥41,108,466 |
¥5,608,466 |
| 25 |
1.30% |
¥138,666 |
¥41,599,733 |
¥6,099,733 |
| 25 |
1.40% |
¥140,316 |
¥42,094,652 |
¥6,594,652 |
| 25 |
1.50% |
¥141,977 |
¥42,593,219 |
¥7,093,219 |
| 25 |
1.60% |
¥143,651 |
¥43,095,425 |
¥7,595,425 |
| 25 |
1.70% |
¥145,338 |
¥43,601,262 |
¥8,101,262 |
| 25 |
1.80% |
¥147,036 |
¥44,110,724 |
¥8,610,724 |
| 25 |
1.90% |
¥148,746 |
¥44,623,802 |
¥9,123,802 |
| 25 |
2.00% |
¥150,468 |
¥45,140,487 |
¥9,640,487 |
| 25 |
2.10% |
¥152,203 |
¥45,660,770 |
¥10,160,770 |
| 25 |
2.20% |
¥153,949 |
¥46,184,641 |
¥10,684,641 |
| 25 |
2.30% |
¥155,707 |
¥46,712,090 |
¥11,212,090 |
| 25 |
2.40% |
¥157,477 |
¥47,243,108 |
¥11,743,108 |
| 25 |
2.50% |
¥159,259 |
¥47,777,682 |
¥12,277,682 |
| 25 |
2.60% |
¥161,053 |
¥48,315,803 |
¥12,815,803 |
| 25 |
2.70% |
¥162,858 |
¥48,857,457 |
¥13,357,457 |
| 25 |
2.80% |
¥164,675 |
¥49,402,634 |
¥13,902,634 |
| 25 |
2.90% |
¥166,504 |
¥49,951,321 |
¥14,451,321 |
| 25 |
3.00% |
¥168,345 |
¥50,503,505 |
¥15,003,505 |
3550万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥158,555 |
¥38,053,301 |
¥2,553,301 |
| 20 |
0.80% |
¥160,115 |
¥38,427,508 |
¥2,927,508 |
| 20 |
0.90% |
¥161,684 |
¥38,804,073 |
¥3,304,073 |
| 20 |
1.00% |
¥163,262 |
¥39,182,995 |
¥3,682,995 |
| 20 |
1.10% |
¥164,851 |
¥39,564,271 |
¥4,064,271 |
| 20 |
1.20% |
¥166,450 |
¥39,947,899 |
¥4,447,899 |
| 20 |
1.30% |
¥168,058 |
¥40,333,876 |
¥4,833,876 |
| 20 |
1.40% |
¥169,676 |
¥40,722,200 |
¥5,222,200 |
| 20 |
1.50% |
¥171,304 |
¥41,112,869 |
¥5,612,869 |
| 20 |
1.60% |
¥172,941 |
¥41,505,878 |
¥6,005,878 |
| 20 |
1.70% |
¥174,588 |
¥41,901,226 |
¥6,401,226 |
| 20 |
1.80% |
¥176,245 |
¥42,298,907 |
¥6,798,907 |
| 20 |
1.90% |
¥177,912 |
¥42,698,920 |
¥7,198,920 |
| 20 |
2.00% |
¥179,589 |
¥43,101,260 |
¥7,601,260 |
| 20 |
2.10% |
¥181,275 |
¥43,505,924 |
¥8,005,924 |
| 20 |
2.20% |
¥182,970 |
¥43,912,906 |
¥8,412,906 |
| 20 |
2.30% |
¥184,676 |
¥44,322,204 |
¥8,822,204 |
| 20 |
2.40% |
¥186,391 |
¥44,733,812 |
¥9,233,812 |
| 20 |
2.50% |
¥188,116 |
¥45,147,726 |
¥9,647,726 |
| 20 |
2.60% |
¥189,850 |
¥45,563,942 |
¥10,063,942 |
| 20 |
2.70% |
¥191,594 |
¥45,982,454 |
¥10,482,454 |
| 20 |
2.80% |
¥193,347 |
¥46,403,257 |
¥10,903,257 |
| 20 |
2.90% |
¥195,110 |
¥46,826,346 |
¥11,326,346 |
| 20 |
3.00% |
¥196,882 |
¥47,251,715 |
¥11,751,715 |
3550万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥207,815 |
¥37,406,703 |
¥1,906,703 |
| 15 |
0.80% |
¥209,358 |
¥37,684,408 |
¥2,184,408 |
| 15 |
0.90% |
¥210,908 |
¥37,963,440 |
¥2,463,440 |
| 15 |
1.00% |
¥212,466 |
¥38,243,799 |
¥2,743,799 |
| 15 |
1.10% |
¥214,030 |
¥38,525,486 |
¥3,025,486 |
| 15 |
1.20% |
¥215,603 |
¥38,808,498 |
¥3,308,498 |
| 15 |
1.30% |
¥217,182 |
¥39,092,834 |
¥3,592,834 |
| 15 |
1.40% |
¥218,769 |
¥39,378,495 |
¥3,878,495 |
| 15 |
1.50% |
¥220,364 |
¥39,665,479 |
¥4,165,479 |
| 15 |
1.60% |
¥221,965 |
¥39,953,785 |
¥4,453,785 |
| 15 |
1.70% |
¥223,575 |
¥40,243,412 |
¥4,743,412 |
| 15 |
1.80% |
¥225,191 |
¥40,534,358 |
¥5,034,358 |
| 15 |
1.90% |
¥226,815 |
¥40,826,623 |
¥5,326,623 |
| 15 |
2.00% |
¥228,446 |
¥41,120,206 |
¥5,620,206 |
| 15 |
2.10% |
¥230,084 |
¥41,415,104 |
¥5,915,104 |
| 15 |
2.20% |
¥231,730 |
¥41,711,318 |
¥6,211,318 |
| 15 |
2.30% |
¥233,382 |
¥42,008,844 |
¥6,508,844 |
| 15 |
2.40% |
¥235,043 |
¥42,307,682 |
¥6,807,682 |
| 15 |
2.50% |
¥236,710 |
¥42,607,830 |
¥7,107,830 |
| 15 |
2.60% |
¥238,385 |
¥42,909,287 |
¥7,409,287 |
| 15 |
2.70% |
¥240,067 |
¥43,212,051 |
¥7,712,051 |
| 15 |
2.80% |
¥241,756 |
¥43,516,120 |
¥8,016,120 |
| 15 |
2.90% |
¥243,453 |
¥43,821,493 |
¥8,321,493 |
| 15 |
3.00% |
¥245,156 |
¥44,128,167 |
¥8,628,167 |
3550万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥306,395 |
¥36,767,344 |
¥1,267,344 |
| 10 |
0.80% |
¥307,923 |
¥36,950,757 |
¥1,450,757 |
| 10 |
0.90% |
¥309,456 |
¥37,134,761 |
¥1,634,761 |
| 10 |
1.00% |
¥310,995 |
¥37,319,356 |
¥1,819,356 |
| 10 |
1.10% |
¥312,538 |
¥37,504,541 |
¥2,004,541 |
| 10 |
1.20% |
¥314,086 |
¥37,690,316 |
¥2,190,316 |
| 10 |
1.30% |
¥315,639 |
¥37,876,680 |
¥2,376,680 |
| 10 |
1.40% |
¥317,197 |
¥38,063,635 |
¥2,563,635 |
| 10 |
1.50% |
¥318,760 |
¥38,251,179 |
¥2,751,179 |
| 10 |
1.60% |
¥320,328 |
¥38,439,312 |
¥2,939,312 |
| 10 |
1.70% |
¥321,900 |
¥38,628,034 |
¥3,128,034 |
| 10 |
1.80% |
¥323,478 |
¥38,817,345 |
¥3,317,345 |
| 10 |
1.90% |
¥325,060 |
¥39,007,244 |
¥3,507,244 |
| 10 |
2.00% |
¥326,648 |
¥39,197,731 |
¥3,697,731 |
| 10 |
2.10% |
¥328,240 |
¥39,388,806 |
¥3,888,806 |
| 10 |
2.20% |
¥329,837 |
¥39,580,469 |
¥4,080,469 |
| 10 |
2.30% |
¥331,439 |
¥39,772,719 |
¥4,272,719 |
| 10 |
2.40% |
¥333,046 |
¥39,965,555 |
¥4,465,555 |
| 10 |
2.50% |
¥334,658 |
¥40,158,978 |
¥4,658,978 |
| 10 |
2.60% |
¥336,275 |
¥40,352,987 |
¥4,852,987 |
| 10 |
2.70% |
¥337,897 |
¥40,547,582 |
¥5,047,582 |
| 10 |
2.80% |
¥339,523 |
¥40,742,762 |
¥5,242,762 |
| 10 |
2.90% |
¥341,154 |
¥40,938,527 |
¥5,438,527 |
| 10 |
3.00% |
¥342,791 |
¥41,134,877 |
¥5,634,877 |
