3550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3550万円の住宅ローン｜期間・年数別
3550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥70,141 | ¥42,084,406 | ¥6,584,406 |
| 50 | 0.80% | ¥71,806 | ¥43,083,751 | ¥7,583,751 |
| 50 | 0.90% | ¥73,496 | ¥44,097,639 | ¥8,597,639 |
| 50 | 1.00% | ¥75,210 | ¥45,126,005 | ¥9,626,005 |
| 50 | 1.10% | ¥76,948 | ¥46,168,781 | ¥10,668,781 |
| 50 | 1.20% | ¥78,710 | ¥47,225,889 | ¥11,725,889 |
| 50 | 1.30% | ¥80,495 | ¥48,297,245 | ¥12,797,245 |
| 50 | 1.40% | ¥82,305 | ¥49,382,761 | ¥13,882,761 |
| 50 | 1.50% | ¥84,137 | ¥50,482,340 | ¥14,982,340 |
| 50 | 1.60% | ¥85,993 | ¥51,595,880 | ¥16,095,880 |
| 50 | 1.70% | ¥87,872 | ¥52,723,273 | ¥17,223,273 |
| 50 | 1.80% | ¥89,774 | ¥53,864,405 | ¥18,364,405 |
| 50 | 1.90% | ¥91,699 | ¥55,019,157 | ¥19,519,157 |
| 50 | 2.00% | ¥93,646 | ¥56,187,404 | ¥20,687,404 |
| 50 | 2.10% | ¥95,615 | ¥57,369,016 | ¥21,869,016 |
| 50 | 2.20% | ¥97,606 | ¥58,563,857 | ¥23,063,857 |
| 50 | 2.30% | ¥99,620 | ¥59,771,789 | ¥24,271,789 |
| 50 | 2.40% | ¥101,654 | ¥60,992,667 | ¥25,492,667 |
| 50 | 2.50% | ¥103,711 | ¥62,226,342 | ¥26,726,342 |
| 50 | 2.60% | ¥105,788 | ¥63,472,662 | ¥27,972,662 |
| 50 | 2.70% | ¥107,886 | ¥64,731,471 | ¥29,231,471 |
| 50 | 2.80% | ¥110,004 | ¥66,002,607 | ¥30,502,607 |
| 50 | 2.90% | ¥112,143 | ¥67,285,908 | ¥31,785,908 |
| 50 | 3.00% | ¥114,302 | ¥68,581,207 | ¥33,081,207 |
3550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥76,657 | ¥41,394,574 | ¥5,894,574 |
| 45 | 0.80% | ¥78,304 | ¥42,284,280 | ¥6,784,280 |
| 45 | 0.90% | ¥79,974 | ¥43,185,800 | ¥7,685,800 |
| 45 | 1.00% | ¥81,665 | ¥44,099,093 | ¥8,599,093 |
| 45 | 1.10% | ¥83,378 | ¥45,024,113 | ¥9,524,113 |
| 45 | 1.20% | ¥85,113 | ¥45,960,809 | ¥10,460,809 |
| 45 | 1.30% | ¥86,869 | ¥46,909,125 | ¥11,409,125 |
| 45 | 1.40% | ¥88,646 | ¥47,869,001 | ¥12,369,001 |
| 45 | 1.50% | ¥90,445 | ¥48,840,375 | ¥13,340,375 |
| 45 | 1.60% | ¥92,265 | ¥49,823,177 | ¥14,323,177 |
| 45 | 1.70% | ¥94,106 | ¥50,817,336 | ¥15,317,336 |
| 45 | 1.80% | ¥95,968 | ¥51,822,775 | ¥16,322,775 |
| 45 | 1.90% | ¥97,851 | ¥52,839,414 | ¥17,339,414 |
| 45 | 2.00% | ¥99,754 | ¥53,867,171 | ¥18,367,171 |
| 45 | 2.10% | ¥101,678 | ¥54,905,957 | ¥19,405,957 |
| 45 | 2.20% | ¥103,622 | ¥55,955,681 | ¥20,455,681 |
| 45 | 2.30% | ¥105,586 | ¥57,016,249 | ¥21,516,249 |
| 45 | 2.40% | ¥107,570 | ¥58,087,564 | ¥22,587,564 |
| 45 | 2.50% | ¥109,573 | ¥59,169,526 | ¥23,669,526 |
| 45 | 2.60% | ¥111,596 | ¥60,262,029 | ¥24,762,029 |
| 45 | 2.70% | ¥113,639 | ¥61,364,968 | ¥25,864,968 |
| 45 | 2.80% | ¥115,700 | ¥62,478,232 | ¥26,978,232 |
| 45 | 2.90% | ¥117,781 | ¥63,601,711 | ¥28,101,711 |
| 45 | 3.00% | ¥119,880 | ¥64,735,290 | ¥29,235,290 |
3550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥84,816 | ¥40,711,917 | ¥5,211,917 |
| 40 | 0.80% | ¥86,446 | ¥41,494,149 | ¥5,994,149 |
| 40 | 0.90% | ¥88,095 | ¥42,285,742 | ¥6,785,742 |
| 40 | 1.00% | ¥89,764 | ¥43,086,670 | ¥7,586,670 |
| 40 | 1.10% | ¥91,452 | ¥43,896,902 | ¥8,396,902 |
| 40 | 1.20% | ¥93,159 | ¥44,716,407 | ¥9,216,407 |
| 40 | 1.30% | ¥94,886 | ¥45,545,150 | ¥10,045,150 |
| 40 | 1.40% | ¥96,631 | ¥46,383,092 | ¥10,883,092 |
| 40 | 1.50% | ¥98,396 | ¥47,230,194 | ¥11,730,194 |
| 40 | 1.60% | ¥100,180 | ¥48,086,412 | ¥12,586,412 |
| 40 | 1.70% | ¥101,983 | ¥48,951,700 | ¥13,451,700 |
| 40 | 1.80% | ¥103,804 | ¥49,826,010 | ¥14,326,010 |
| 40 | 1.90% | ¥105,644 | ¥50,709,290 | ¥15,209,290 |
| 40 | 2.00% | ¥107,503 | ¥51,601,489 | ¥16,101,489 |
| 40 | 2.10% | ¥109,380 | ¥52,502,549 | ¥17,002,549 |
| 40 | 2.20% | ¥111,276 | ¥53,412,413 | ¥17,912,413 |
| 40 | 2.30% | ¥113,190 | ¥54,331,020 | ¥18,831,020 |
| 40 | 2.40% | ¥115,121 | ¥55,258,307 | ¥19,758,307 |
| 40 | 2.50% | ¥117,071 | ¥56,194,210 | ¥20,694,210 |
| 40 | 2.60% | ¥119,039 | ¥57,138,661 | ¥21,638,661 |
| 40 | 2.70% | ¥121,024 | ¥58,091,593 | ¥22,591,593 |
| 40 | 2.80% | ¥123,027 | ¥59,052,933 | ¥23,552,933 |
| 40 | 2.90% | ¥125,047 | ¥60,022,608 | ¥24,522,608 |
| 40 | 3.00% | ¥127,084 | ¥61,000,546 | ¥25,500,546 |
3550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥95,325 | ¥40,036,448 | ¥4,536,448 |
| 35 | 0.80% | ¥96,937 | ¥40,713,386 | ¥5,213,386 |
| 35 | 0.90% | ¥98,565 | ¥41,397,508 | ¥5,897,508 |
| 35 | 1.00% | ¥100,211 | ¥42,088,798 | ¥6,588,798 |
| 35 | 1.10% | ¥101,874 | ¥42,787,238 | ¥7,287,238 |
| 35 | 1.20% | ¥103,554 | ¥43,492,811 | ¥7,992,811 |
| 35 | 1.30% | ¥105,251 | ¥44,205,494 | ¥8,705,494 |
| 35 | 1.40% | ¥106,965 | ¥44,925,265 | ¥9,425,265 |
| 35 | 1.50% | ¥108,695 | ¥45,652,100 | ¥10,152,100 |
| 35 | 1.60% | ¥110,443 | ¥46,385,973 | ¥10,885,973 |
| 35 | 1.70% | ¥112,207 | ¥47,126,858 | ¥11,626,858 |
| 35 | 1.80% | ¥113,987 | ¥47,874,724 | ¥12,374,724 |
| 35 | 1.90% | ¥115,785 | ¥48,629,542 | ¥13,129,542 |
| 35 | 2.00% | ¥117,598 | ¥49,391,279 | ¥13,891,279 |
| 35 | 2.10% | ¥119,428 | ¥50,159,902 | ¥14,659,902 |
| 35 | 2.20% | ¥121,275 | ¥50,935,377 | ¥15,435,377 |
| 35 | 2.30% | ¥123,137 | ¥51,717,666 | ¥16,217,666 |
| 35 | 2.40% | ¥125,016 | ¥52,506,732 | ¥17,006,732 |
| 35 | 2.50% | ¥126,911 | ¥53,302,537 | ¥17,802,537 |
| 35 | 2.60% | ¥128,822 | ¥54,105,038 | ¥18,605,038 |
| 35 | 2.70% | ¥130,748 | ¥54,914,195 | ¥19,414,195 |
| 35 | 2.80% | ¥132,690 | ¥55,729,965 | ¥20,229,965 |
| 35 | 2.90% | ¥134,648 | ¥56,552,303 | ¥21,052,303 |
| 35 | 3.00% | ¥136,622 | ¥57,381,163 | ¥21,881,163 |
3550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥109,356 | ¥39,368,182 | ¥3,868,182 |
| 30 | 0.80% | ¥110,950 | ¥39,942,012 | ¥4,442,012 |
| 30 | 0.90% | ¥112,559 | ¥40,521,131 | ¥5,021,131 |
| 30 | 1.00% | ¥114,182 | ¥41,105,531 | ¥5,605,531 |
| 30 | 1.10% | ¥115,820 | ¥41,695,201 | ¥6,195,201 |
| 30 | 1.20% | ¥117,473 | ¥42,290,131 | ¥6,790,131 |
| 30 | 1.30% | ¥119,140 | ¥42,890,310 | ¥7,390,310 |
| 30 | 1.40% | ¥120,821 | ¥43,495,725 | ¥7,995,725 |
| 30 | 1.50% | ¥122,518 | ¥44,106,363 | ¥8,606,363 |
| 30 | 1.60% | ¥124,228 | ¥44,722,210 | ¥9,222,210 |
| 30 | 1.70% | ¥125,953 | ¥45,343,250 | ¥9,843,250 |
| 30 | 1.80% | ¥127,693 | ¥45,969,468 | ¥10,469,468 |
| 30 | 1.90% | ¥129,447 | ¥46,600,847 | ¥11,100,847 |
| 30 | 2.00% | ¥131,215 | ¥47,237,369 | ¥11,737,369 |
| 30 | 2.10% | ¥132,997 | ¥47,879,015 | ¥12,379,015 |
| 30 | 2.20% | ¥134,794 | ¥48,525,768 | ¥13,025,768 |
| 30 | 2.30% | ¥136,604 | ¥49,177,605 | ¥13,677,605 |
| 30 | 2.40% | ¥138,429 | ¥49,834,507 | ¥14,334,507 |
| 30 | 2.50% | ¥140,268 | ¥50,496,451 | ¥14,996,451 |
| 30 | 2.60% | ¥142,121 | ¥51,163,415 | ¥15,663,415 |
| 30 | 2.70% | ¥143,987 | ¥51,835,376 | ¥16,335,376 |
| 30 | 2.80% | ¥145,868 | ¥52,512,310 | ¥17,012,310 |
| 30 | 2.90% | ¥147,762 | ¥53,194,191 | ¥17,694,191 |
| 30 | 3.00% | ¥149,669 | ¥53,880,996 | ¥18,380,996 |
3550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥129,024 | ¥38,707,130 | ¥3,207,130 |
| 25 | 0.80% | ¥130,600 | ¥39,180,047 | ¥3,680,047 |
| 25 | 0.90% | ¥132,189 | ¥39,656,644 | ¥4,156,644 |
| 25 | 1.00% | ¥133,790 | ¥40,136,916 | ¥4,636,916 |
| 25 | 1.10% | ¥135,403 | ¥40,620,859 | ¥5,120,859 |
| 25 | 1.20% | ¥137,028 | ¥41,108,466 | ¥5,608,466 |
| 25 | 1.30% | ¥138,666 | ¥41,599,733 | ¥6,099,733 |
| 25 | 1.40% | ¥140,316 | ¥42,094,652 | ¥6,594,652 |
| 25 | 1.50% | ¥141,977 | ¥42,593,219 | ¥7,093,219 |
| 25 | 1.60% | ¥143,651 | ¥43,095,425 | ¥7,595,425 |
| 25 | 1.70% | ¥145,338 | ¥43,601,262 | ¥8,101,262 |
| 25 | 1.80% | ¥147,036 | ¥44,110,724 | ¥8,610,724 |
| 25 | 1.90% | ¥148,746 | ¥44,623,802 | ¥9,123,802 |
| 25 | 2.00% | ¥150,468 | ¥45,140,487 | ¥9,640,487 |
| 25 | 2.10% | ¥152,203 | ¥45,660,770 | ¥10,160,770 |
| 25 | 2.20% | ¥153,949 | ¥46,184,641 | ¥10,684,641 |
| 25 | 2.30% | ¥155,707 | ¥46,712,090 | ¥11,212,090 |
| 25 | 2.40% | ¥157,477 | ¥47,243,108 | ¥11,743,108 |
| 25 | 2.50% | ¥159,259 | ¥47,777,682 | ¥12,277,682 |
| 25 | 2.60% | ¥161,053 | ¥48,315,803 | ¥12,815,803 |
| 25 | 2.70% | ¥162,858 | ¥48,857,457 | ¥13,357,457 |
| 25 | 2.80% | ¥164,675 | ¥49,402,634 | ¥13,902,634 |
| 25 | 2.90% | ¥166,504 | ¥49,951,321 | ¥14,451,321 |
| 25 | 3.00% | ¥168,345 | ¥50,503,505 | ¥15,003,505 |
3550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥158,555 | ¥38,053,301 | ¥2,553,301 |
| 20 | 0.80% | ¥160,115 | ¥38,427,508 | ¥2,927,508 |
| 20 | 0.90% | ¥161,684 | ¥38,804,073 | ¥3,304,073 |
| 20 | 1.00% | ¥163,262 | ¥39,182,995 | ¥3,682,995 |
| 20 | 1.10% | ¥164,851 | ¥39,564,271 | ¥4,064,271 |
| 20 | 1.20% | ¥166,450 | ¥39,947,899 | ¥4,447,899 |
| 20 | 1.30% | ¥168,058 | ¥40,333,876 | ¥4,833,876 |
| 20 | 1.40% | ¥169,676 | ¥40,722,200 | ¥5,222,200 |
| 20 | 1.50% | ¥171,304 | ¥41,112,869 | ¥5,612,869 |
| 20 | 1.60% | ¥172,941 | ¥41,505,878 | ¥6,005,878 |
| 20 | 1.70% | ¥174,588 | ¥41,901,226 | ¥6,401,226 |
| 20 | 1.80% | ¥176,245 | ¥42,298,907 | ¥6,798,907 |
| 20 | 1.90% | ¥177,912 | ¥42,698,920 | ¥7,198,920 |
| 20 | 2.00% | ¥179,589 | ¥43,101,260 | ¥7,601,260 |
| 20 | 2.10% | ¥181,275 | ¥43,505,924 | ¥8,005,924 |
| 20 | 2.20% | ¥182,970 | ¥43,912,906 | ¥8,412,906 |
| 20 | 2.30% | ¥184,676 | ¥44,322,204 | ¥8,822,204 |
| 20 | 2.40% | ¥186,391 | ¥44,733,812 | ¥9,233,812 |
| 20 | 2.50% | ¥188,116 | ¥45,147,726 | ¥9,647,726 |
| 20 | 2.60% | ¥189,850 | ¥45,563,942 | ¥10,063,942 |
| 20 | 2.70% | ¥191,594 | ¥45,982,454 | ¥10,482,454 |
| 20 | 2.80% | ¥193,347 | ¥46,403,257 | ¥10,903,257 |
| 20 | 2.90% | ¥195,110 | ¥46,826,346 | ¥11,326,346 |
| 20 | 3.00% | ¥196,882 | ¥47,251,715 | ¥11,751,715 |
3550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥207,815 | ¥37,406,703 | ¥1,906,703 |
| 15 | 0.80% | ¥209,358 | ¥37,684,408 | ¥2,184,408 |
| 15 | 0.90% | ¥210,908 | ¥37,963,440 | ¥2,463,440 |
| 15 | 1.00% | ¥212,466 | ¥38,243,799 | ¥2,743,799 |
| 15 | 1.10% | ¥214,030 | ¥38,525,486 | ¥3,025,486 |
| 15 | 1.20% | ¥215,603 | ¥38,808,498 | ¥3,308,498 |
| 15 | 1.30% | ¥217,182 | ¥39,092,834 | ¥3,592,834 |
| 15 | 1.40% | ¥218,769 | ¥39,378,495 | ¥3,878,495 |
| 15 | 1.50% | ¥220,364 | ¥39,665,479 | ¥4,165,479 |
| 15 | 1.60% | ¥221,965 | ¥39,953,785 | ¥4,453,785 |
| 15 | 1.70% | ¥223,575 | ¥40,243,412 | ¥4,743,412 |
| 15 | 1.80% | ¥225,191 | ¥40,534,358 | ¥5,034,358 |
| 15 | 1.90% | ¥226,815 | ¥40,826,623 | ¥5,326,623 |
| 15 | 2.00% | ¥228,446 | ¥41,120,206 | ¥5,620,206 |
| 15 | 2.10% | ¥230,084 | ¥41,415,104 | ¥5,915,104 |
| 15 | 2.20% | ¥231,730 | ¥41,711,318 | ¥6,211,318 |
| 15 | 2.30% | ¥233,382 | ¥42,008,844 | ¥6,508,844 |
| 15 | 2.40% | ¥235,043 | ¥42,307,682 | ¥6,807,682 |
| 15 | 2.50% | ¥236,710 | ¥42,607,830 | ¥7,107,830 |
| 15 | 2.60% | ¥238,385 | ¥42,909,287 | ¥7,409,287 |
| 15 | 2.70% | ¥240,067 | ¥43,212,051 | ¥7,712,051 |
| 15 | 2.80% | ¥241,756 | ¥43,516,120 | ¥8,016,120 |
| 15 | 2.90% | ¥243,453 | ¥43,821,493 | ¥8,321,493 |
| 15 | 3.00% | ¥245,156 | ¥44,128,167 | ¥8,628,167 |
3550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥306,395 | ¥36,767,344 | ¥1,267,344 |
| 10 | 0.80% | ¥307,923 | ¥36,950,757 | ¥1,450,757 |
| 10 | 0.90% | ¥309,456 | ¥37,134,761 | ¥1,634,761 |
| 10 | 1.00% | ¥310,995 | ¥37,319,356 | ¥1,819,356 |
| 10 | 1.10% | ¥312,538 | ¥37,504,541 | ¥2,004,541 |
| 10 | 1.20% | ¥314,086 | ¥37,690,316 | ¥2,190,316 |
| 10 | 1.30% | ¥315,639 | ¥37,876,680 | ¥2,376,680 |
| 10 | 1.40% | ¥317,197 | ¥38,063,635 | ¥2,563,635 |
| 10 | 1.50% | ¥318,760 | ¥38,251,179 | ¥2,751,179 |
| 10 | 1.60% | ¥320,328 | ¥38,439,312 | ¥2,939,312 |
| 10 | 1.70% | ¥321,900 | ¥38,628,034 | ¥3,128,034 |
| 10 | 1.80% | ¥323,478 | ¥38,817,345 | ¥3,317,345 |
| 10 | 1.90% | ¥325,060 | ¥39,007,244 | ¥3,507,244 |
| 10 | 2.00% | ¥326,648 | ¥39,197,731 | ¥3,697,731 |
| 10 | 2.10% | ¥328,240 | ¥39,388,806 | ¥3,888,806 |
| 10 | 2.20% | ¥329,837 | ¥39,580,469 | ¥4,080,469 |
| 10 | 2.30% | ¥331,439 | ¥39,772,719 | ¥4,272,719 |
| 10 | 2.40% | ¥333,046 | ¥39,965,555 | ¥4,465,555 |
| 10 | 2.50% | ¥334,658 | ¥40,158,978 | ¥4,658,978 |
| 10 | 2.60% | ¥336,275 | ¥40,352,987 | ¥4,852,987 |
| 10 | 2.70% | ¥337,897 | ¥40,547,582 | ¥5,047,582 |
| 10 | 2.80% | ¥339,523 | ¥40,742,762 | ¥5,242,762 |
| 10 | 2.90% | ¥341,154 | ¥40,938,527 | ¥5,438,527 |
| 10 | 3.00% | ¥342,791 | ¥41,134,877 | ¥5,634,877 |
