3580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3580万円の住宅ローン｜期間・年数別
3580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥70,733 | ¥42,440,049 | ¥6,640,049 |
| 50 | 0.80% | ¥72,413 | ¥43,447,840 | ¥7,647,840 |
| 50 | 0.90% | ¥74,117 | ¥44,470,295 | ¥8,670,295 |
| 50 | 1.00% | ¥75,846 | ¥45,507,352 | ¥9,707,352 |
| 50 | 1.10% | ¥77,598 | ¥46,558,940 | ¥10,758,940 |
| 50 | 1.20% | ¥79,375 | ¥47,624,981 | ¥11,824,981 |
| 50 | 1.30% | ¥81,176 | ¥48,705,391 | ¥12,905,391 |
| 50 | 1.40% | ¥83,000 | ¥49,800,080 | ¥14,000,080 |
| 50 | 1.50% | ¥84,848 | ¥50,908,952 | ¥15,108,952 |
| 50 | 1.60% | ¥86,720 | ¥52,031,902 | ¥16,231,902 |
| 50 | 1.70% | ¥88,615 | ¥53,168,822 | ¥17,368,822 |
| 50 | 1.80% | ¥90,533 | ¥54,319,598 | ¥18,519,598 |
| 50 | 1.90% | ¥92,474 | ¥55,484,108 | ¥19,684,108 |
| 50 | 2.00% | ¥94,437 | ¥56,662,227 | ¥20,862,227 |
| 50 | 2.10% | ¥96,423 | ¥57,853,824 | ¥22,053,824 |
| 50 | 2.20% | ¥98,431 | ¥59,058,763 | ¥23,258,763 |
| 50 | 2.30% | ¥100,462 | ¥60,276,903 | ¥24,476,903 |
| 50 | 2.40% | ¥102,513 | ¥61,508,098 | ¥25,708,098 |
| 50 | 2.50% | ¥104,587 | ¥62,752,199 | ¥26,952,199 |
| 50 | 2.60% | ¥106,682 | ¥64,009,051 | ¥28,209,051 |
| 50 | 2.70% | ¥108,797 | ¥65,278,497 | ¥29,478,497 |
| 50 | 2.80% | ¥110,934 | ¥66,560,376 | ¥30,760,376 |
| 50 | 2.90% | ¥113,091 | ¥67,854,521 | ¥32,054,521 |
| 50 | 3.00% | ¥115,268 | ¥69,160,767 | ¥33,360,767 |
3580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥77,304 | ¥41,744,388 | ¥5,944,388 |
| 45 | 0.80% | ¥78,966 | ¥42,641,611 | ¥6,841,611 |
| 45 | 0.90% | ¥80,650 | ¥43,550,750 | ¥7,750,750 |
| 45 | 1.00% | ¥82,355 | ¥44,471,761 | ¥8,671,761 |
| 45 | 1.10% | ¥84,083 | ¥45,404,598 | ¥9,604,598 |
| 45 | 1.20% | ¥85,832 | ¥46,349,210 | ¥10,549,210 |
| 45 | 1.30% | ¥87,603 | ¥47,305,540 | ¥11,505,540 |
| 45 | 1.40% | ¥89,395 | ¥48,273,528 | ¥12,473,528 |
| 45 | 1.50% | ¥91,209 | ¥49,253,110 | ¥13,453,110 |
| 45 | 1.60% | ¥93,045 | ¥50,244,218 | ¥14,444,218 |
| 45 | 1.70% | ¥94,901 | ¥51,246,778 | ¥15,446,778 |
| 45 | 1.80% | ¥96,779 | ¥52,260,714 | ¥16,460,714 |
| 45 | 1.90% | ¥98,678 | ¥53,285,945 | ¥17,485,945 |
| 45 | 2.00% | ¥100,597 | ¥54,322,386 | ¥18,522,386 |
| 45 | 2.10% | ¥102,537 | ¥55,369,951 | ¥19,569,951 |
| 45 | 2.20% | ¥104,497 | ¥56,428,546 | ¥20,628,546 |
| 45 | 2.30% | ¥106,478 | ¥57,498,077 | ¥21,698,077 |
| 45 | 2.40% | ¥108,479 | ¥58,578,445 | ¥22,778,445 |
| 45 | 2.50% | ¥110,499 | ¥59,669,550 | ¥23,869,550 |
| 45 | 2.60% | ¥112,539 | ¥60,771,285 | ¥24,971,285 |
| 45 | 2.70% | ¥114,599 | ¥61,883,545 | ¥26,083,545 |
| 45 | 2.80% | ¥116,678 | ¥63,006,218 | ¥27,206,218 |
| 45 | 2.90% | ¥118,776 | ¥64,139,191 | ¥28,339,191 |
| 45 | 3.00% | ¥120,893 | ¥65,282,348 | ¥29,482,348 |
3580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥85,533 | ¥41,055,961 | ¥5,255,961 |
| 40 | 0.80% | ¥87,177 | ¥41,844,804 | ¥6,044,804 |
| 40 | 0.90% | ¥88,840 | ¥42,643,087 | ¥6,843,087 |
| 40 | 1.00% | ¥90,522 | ¥43,450,783 | ¥7,650,783 |
| 40 | 1.10% | ¥92,225 | ¥44,267,862 | ¥8,467,862 |
| 40 | 1.20% | ¥93,946 | ¥45,094,292 | ¥9,294,292 |
| 40 | 1.30% | ¥95,688 | ¥45,930,038 | ¥10,130,038 |
| 40 | 1.40% | ¥97,448 | ¥46,775,062 | ¥10,975,062 |
| 40 | 1.50% | ¥99,228 | ¥47,629,322 | ¥11,829,322 |
| 40 | 1.60% | ¥101,027 | ¥48,492,776 | ¥12,692,776 |
| 40 | 1.70% | ¥102,845 | ¥49,365,376 | ¥13,565,376 |
| 40 | 1.80% | ¥104,681 | ¥50,247,074 | ¥14,447,074 |
| 40 | 1.90% | ¥106,537 | ¥51,137,820 | ¥15,337,820 |
| 40 | 2.00% | ¥108,412 | ¥52,037,558 | ¥16,237,558 |
| 40 | 2.10% | ¥110,305 | ¥52,946,233 | ¥17,146,233 |
| 40 | 2.20% | ¥112,216 | ¥53,863,785 | ¥18,063,785 |
| 40 | 2.30% | ¥114,146 | ¥54,790,155 | ¥18,990,155 |
| 40 | 2.40% | ¥116,094 | ¥55,725,279 | ¥19,925,279 |
| 40 | 2.50% | ¥118,061 | ¥56,669,091 | ¥20,869,091 |
| 40 | 2.60% | ¥120,045 | ¥57,621,523 | ¥21,821,523 |
| 40 | 2.70% | ¥122,047 | ¥58,582,508 | ¥22,782,508 |
| 40 | 2.80% | ¥124,067 | ¥59,551,971 | ¥23,751,971 |
| 40 | 2.90% | ¥126,104 | ¥60,529,842 | ¥24,729,842 |
| 40 | 3.00% | ¥128,158 | ¥61,516,043 | ¥25,716,043 |
3580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥96,130 | ¥40,374,784 | ¥4,574,784 |
| 35 | 0.80% | ¥97,756 | ¥41,057,443 | ¥5,257,443 |
| 35 | 0.90% | ¥99,398 | ¥41,747,346 | ¥5,947,346 |
| 35 | 1.00% | ¥101,058 | ¥42,444,478 | ¥6,644,478 |
| 35 | 1.10% | ¥102,735 | ¥43,148,821 | ¥7,348,821 |
| 35 | 1.20% | ¥104,429 | ¥43,860,356 | ¥8,060,356 |
| 35 | 1.30% | ¥106,141 | ¥44,579,061 | ¥8,779,061 |
| 35 | 1.40% | ¥107,869 | ¥45,304,915 | ¥9,504,915 |
| 35 | 1.50% | ¥109,614 | ¥46,037,892 | ¥10,237,892 |
| 35 | 1.60% | ¥111,376 | ¥46,777,967 | ¥10,977,967 |
| 35 | 1.70% | ¥113,155 | ¥47,525,113 | ¥11,725,113 |
| 35 | 1.80% | ¥114,951 | ¥48,279,299 | ¥12,479,299 |
| 35 | 1.90% | ¥116,763 | ¥49,040,496 | ¥13,240,496 |
| 35 | 2.00% | ¥118,592 | ¥49,808,670 | ¥14,008,670 |
| 35 | 2.10% | ¥120,438 | ¥50,583,789 | ¥14,783,789 |
| 35 | 2.20% | ¥122,300 | ¥51,365,817 | ¥15,565,817 |
| 35 | 2.30% | ¥124,178 | ¥52,154,717 | ¥16,354,717 |
| 35 | 2.40% | ¥126,073 | ¥52,950,451 | ¥17,150,451 |
| 35 | 2.50% | ¥127,983 | ¥53,752,981 | ¥17,952,981 |
| 35 | 2.60% | ¥129,910 | ¥54,562,264 | ¥18,762,264 |
| 35 | 2.70% | ¥131,853 | ¥55,378,259 | ¥19,578,259 |
| 35 | 2.80% | ¥133,812 | ¥56,200,922 | ¥20,400,922 |
| 35 | 2.90% | ¥135,786 | ¥57,030,210 | ¥21,230,210 |
| 35 | 3.00% | ¥137,776 | ¥57,866,075 | ¥22,066,075 |
3580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥110,280 | ¥39,700,871 | ¥3,900,871 |
| 30 | 0.80% | ¥111,888 | ¥40,279,550 | ¥4,479,550 |
| 30 | 0.90% | ¥113,510 | ¥40,863,563 | ¥5,063,563 |
| 30 | 1.00% | ¥115,147 | ¥41,452,901 | ¥5,652,901 |
| 30 | 1.10% | ¥116,799 | ¥42,047,555 | ¥6,247,555 |
| 30 | 1.20% | ¥118,465 | ¥42,647,512 | ¥6,847,512 |
| 30 | 1.30% | ¥120,147 | ¥43,252,763 | ¥7,452,763 |
| 30 | 1.40% | ¥121,842 | ¥43,863,294 | ¥8,063,294 |
| 30 | 1.50% | ¥123,553 | ¥44,479,093 | ¥8,679,093 |
| 30 | 1.60% | ¥125,278 | ¥45,100,144 | ¥9,300,144 |
| 30 | 1.70% | ¥127,018 | ¥45,726,432 | ¥9,926,432 |
| 30 | 1.80% | ¥128,772 | ¥46,357,942 | ¥10,557,942 |
| 30 | 1.90% | ¥130,541 | ¥46,994,657 | ¥11,194,657 |
| 30 | 2.00% | ¥132,324 | ¥47,636,558 | ¥11,836,558 |
| 30 | 2.10% | ¥134,121 | ¥48,283,627 | ¥12,483,627 |
| 30 | 2.20% | ¥135,933 | ¥48,935,844 | ¥13,135,844 |
| 30 | 2.30% | ¥137,759 | ¥49,593,190 | ¥13,793,190 |
| 30 | 2.40% | ¥139,599 | ¥50,255,643 | ¥14,455,643 |
| 30 | 2.50% | ¥141,453 | ¥50,923,181 | ¥15,123,181 |
| 30 | 2.60% | ¥143,322 | ¥51,595,782 | ¥15,795,782 |
| 30 | 2.70% | ¥145,204 | ¥52,273,422 | ¥16,473,422 |
| 30 | 2.80% | ¥147,100 | ¥52,956,076 | ¥17,156,076 |
| 30 | 2.90% | ¥149,010 | ¥53,643,720 | ¥17,843,720 |
| 30 | 3.00% | ¥150,934 | ¥54,336,328 | ¥18,536,328 |
3580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥130,114 | ¥39,034,232 | ¥3,234,232 |
| 25 | 0.80% | ¥131,704 | ¥39,511,146 | ¥3,711,146 |
| 25 | 0.90% | ¥133,306 | ¥39,991,771 | ¥4,191,771 |
| 25 | 1.00% | ¥134,920 | ¥40,476,102 | ¥4,676,102 |
| 25 | 1.10% | ¥136,547 | ¥40,964,134 | ¥5,164,134 |
| 25 | 1.20% | ¥138,186 | ¥41,455,862 | ¥5,655,862 |
| 25 | 1.30% | ¥139,838 | ¥41,951,280 | ¥6,151,280 |
| 25 | 1.40% | ¥141,501 | ¥42,450,382 | ¥6,650,382 |
| 25 | 1.50% | ¥143,177 | ¥42,953,161 | ¥7,153,161 |
| 25 | 1.60% | ¥144,865 | ¥43,459,611 | ¥7,659,611 |
| 25 | 1.70% | ¥146,566 | ¥43,969,724 | ¥8,169,724 |
| 25 | 1.80% | ¥148,278 | ¥44,483,491 | ¥8,683,491 |
| 25 | 1.90% | ¥150,003 | ¥45,000,905 | ¥9,200,905 |
| 25 | 2.00% | ¥151,740 | ¥45,521,956 | ¥9,721,956 |
| 25 | 2.10% | ¥153,489 | ¥46,046,636 | ¥10,246,636 |
| 25 | 2.20% | ¥155,250 | ¥46,574,934 | ¥10,774,934 |
| 25 | 2.30% | ¥157,023 | ¥47,106,840 | ¥11,306,840 |
| 25 | 2.40% | ¥158,808 | ¥47,642,345 | ¥11,842,345 |
| 25 | 2.50% | ¥160,605 | ¥48,181,437 | ¥12,381,437 |
| 25 | 2.60% | ¥162,414 | ¥48,724,105 | ¥12,924,105 |
| 25 | 2.70% | ¥164,234 | ¥49,270,337 | ¥13,470,337 |
| 25 | 2.80% | ¥166,067 | ¥49,820,121 | ¥14,020,121 |
| 25 | 2.90% | ¥167,911 | ¥50,373,445 | ¥14,573,445 |
| 25 | 3.00% | ¥169,768 | ¥50,930,295 | ¥15,130,295 |
3580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥159,895 | ¥38,374,878 | ¥2,574,878 |
| 20 | 0.80% | ¥161,468 | ¥38,752,247 | ¥2,952,247 |
| 20 | 0.90% | ¥163,050 | ¥39,131,995 | ¥3,331,995 |
| 20 | 1.00% | ¥164,642 | ¥39,514,119 | ¥3,714,119 |
| 20 | 1.10% | ¥166,244 | ¥39,898,617 | ¥4,098,617 |
| 20 | 1.20% | ¥167,856 | ¥40,285,487 | ¥4,485,487 |
| 20 | 1.30% | ¥169,478 | ¥40,674,726 | ¥4,874,726 |
| 20 | 1.40% | ¥171,110 | ¥41,066,332 | ¥5,266,332 |
| 20 | 1.50% | ¥172,751 | ¥41,460,302 | ¥5,660,302 |
| 20 | 1.60% | ¥174,403 | ¥41,856,632 | ¥6,056,632 |
| 20 | 1.70% | ¥176,064 | ¥42,255,320 | ¥6,455,320 |
| 20 | 1.80% | ¥177,735 | ¥42,656,363 | ¥6,856,363 |
| 20 | 1.90% | ¥179,416 | ¥43,059,756 | ¥7,259,756 |
| 20 | 2.00% | ¥181,106 | ¥43,465,496 | ¥7,665,496 |
| 20 | 2.10% | ¥182,807 | ¥43,873,579 | ¥8,073,579 |
| 20 | 2.20% | ¥184,517 | ¥44,284,001 | ¥8,484,001 |
| 20 | 2.30% | ¥186,236 | ¥44,696,758 | ¥8,896,758 |
| 20 | 2.40% | ¥187,966 | ¥45,111,844 | ¥9,311,844 |
| 20 | 2.50% | ¥189,705 | ¥45,529,257 | ¥9,729,257 |
| 20 | 2.60% | ¥191,454 | ¥45,948,989 | ¥10,148,989 |
| 20 | 2.70% | ¥193,213 | ¥46,371,038 | ¥10,571,038 |
| 20 | 2.80% | ¥194,981 | ¥46,795,397 | ¥10,995,397 |
| 20 | 2.90% | ¥196,759 | ¥47,222,061 | ¥11,422,061 |
| 20 | 3.00% | ¥198,546 | ¥47,651,026 | ¥11,851,026 |
3580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥209,571 | ¥37,722,816 | ¥1,922,816 |
| 15 | 0.80% | ¥211,127 | ¥38,002,867 | ¥2,202,867 |
| 15 | 0.90% | ¥212,690 | ¥38,284,258 | ¥2,484,258 |
| 15 | 1.00% | ¥214,261 | ¥38,566,987 | ¥2,766,987 |
| 15 | 1.10% | ¥215,839 | ¥38,851,053 | ¥3,051,053 |
| 15 | 1.20% | ¥217,425 | ¥39,136,457 | ¥3,336,457 |
| 15 | 1.30% | ¥219,018 | ¥39,423,196 | ¥3,623,196 |
| 15 | 1.40% | ¥220,618 | ¥39,711,271 | ¥3,911,271 |
| 15 | 1.50% | ¥222,226 | ¥40,000,680 | ¥4,200,680 |
| 15 | 1.60% | ¥223,841 | ¥40,291,422 | ¥4,491,422 |
| 15 | 1.70% | ¥225,464 | ¥40,583,497 | ¥4,783,497 |
| 15 | 1.80% | ¥227,094 | ¥40,876,902 | ¥5,076,902 |
| 15 | 1.90% | ¥228,731 | ¥41,171,637 | ¥5,371,637 |
| 15 | 2.00% | ¥230,376 | ¥41,467,701 | ¥5,667,701 |
| 15 | 2.10% | ¥232,028 | ¥41,765,091 | ¥5,965,091 |
| 15 | 2.20% | ¥233,688 | ¥42,063,808 | ¥6,263,808 |
| 15 | 2.30% | ¥235,355 | ¥42,363,848 | ¥6,563,848 |
| 15 | 2.40% | ¥237,029 | ¥42,665,212 | ¥6,865,212 |
| 15 | 2.50% | ¥238,711 | ¥42,967,897 | ¥7,167,897 |
| 15 | 2.60% | ¥240,399 | ¥43,271,901 | ¥7,471,901 |
| 15 | 2.70% | ¥242,096 | ¥43,577,223 | ¥7,777,223 |
| 15 | 2.80% | ¥243,799 | ¥43,883,862 | ¥8,083,862 |
| 15 | 2.90% | ¥245,510 | ¥44,191,815 | ¥8,391,815 |
| 15 | 3.00% | ¥247,228 | ¥44,501,081 | ¥8,701,081 |
3580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥308,984 | ¥37,078,054 | ¥1,278,054 |
| 10 | 0.80% | ¥310,525 | ¥37,263,017 | ¥1,463,017 |
| 10 | 0.90% | ¥312,071 | ¥37,448,576 | ¥1,648,576 |
| 10 | 1.00% | ¥313,623 | ¥37,634,731 | ¥1,834,731 |
| 10 | 1.10% | ¥315,179 | ¥37,821,480 | ¥2,021,480 |
| 10 | 1.20% | ¥316,740 | ¥38,008,825 | ¥2,208,825 |
| 10 | 1.30% | ¥318,306 | ¥38,196,765 | ¥2,396,765 |
| 10 | 1.40% | ¥319,877 | ¥38,385,299 | ¥2,585,299 |
| 10 | 1.50% | ¥321,454 | ¥38,574,428 | ¥2,774,428 |
| 10 | 1.60% | ¥323,035 | ¥38,764,151 | ¥2,964,151 |
| 10 | 1.70% | ¥324,621 | ¥38,954,468 | ¥3,154,468 |
| 10 | 1.80% | ¥326,211 | ¥39,145,379 | ¥3,345,379 |
| 10 | 1.90% | ¥327,807 | ¥39,336,883 | ¥3,536,883 |
| 10 | 2.00% | ¥329,408 | ¥39,528,980 | ¥3,728,980 |
| 10 | 2.10% | ¥331,014 | ¥39,721,670 | ¥3,921,670 |
| 10 | 2.20% | ¥332,625 | ¥39,914,952 | ¥4,114,952 |
| 10 | 2.30% | ¥334,240 | ¥40,108,826 | ¥4,308,826 |
| 10 | 2.40% | ¥335,861 | ¥40,303,292 | ¥4,503,292 |
| 10 | 2.50% | ¥337,486 | ¥40,498,350 | ¥4,698,350 |
| 10 | 2.60% | ¥339,117 | ¥40,693,998 | ¥4,893,998 |
| 10 | 2.70% | ¥340,752 | ¥40,890,238 | ¥5,090,238 |
| 10 | 2.80% | ¥342,392 | ¥41,087,067 | ¥5,287,067 |
| 10 | 2.90% | ¥344,037 | ¥41,284,487 | ¥5,484,487 |
| 10 | 3.00% | ¥345,687 | ¥41,482,496 | ¥5,682,496 |
