3600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3600万円の住宅ローン｜期間・年数別
3600万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥71,129 | ¥42,677,144 | ¥6,677,144 |
| 50 | 0.80% | ¥72,818 | ¥43,690,565 | ¥7,690,565 |
| 50 | 0.90% | ¥74,531 | ¥44,718,732 | ¥8,718,732 |
| 50 | 1.00% | ¥76,269 | ¥45,761,583 | ¥9,761,583 |
| 50 | 1.10% | ¥78,032 | ¥46,819,045 | ¥10,819,045 |
| 50 | 1.20% | ¥79,818 | ¥47,891,042 | ¥11,891,042 |
| 50 | 1.30% | ¥81,629 | ¥48,977,488 | ¥12,977,488 |
| 50 | 1.40% | ¥83,464 | ¥50,078,293 | ¥14,078,293 |
| 50 | 1.50% | ¥85,322 | ¥51,193,359 | ¥15,193,359 |
| 50 | 1.60% | ¥87,204 | ¥52,322,583 | ¥16,322,583 |
| 50 | 1.70% | ¥89,110 | ¥53,465,855 | ¥17,465,855 |
| 50 | 1.80% | ¥91,038 | ¥54,623,059 | ¥18,623,059 |
| 50 | 1.90% | ¥92,990 | ¥55,794,075 | ¥19,794,075 |
| 50 | 2.00% | ¥94,965 | ¥56,978,776 | ¥20,978,776 |
| 50 | 2.10% | ¥96,962 | ¥58,177,030 | ¥22,177,030 |
| 50 | 2.20% | ¥98,981 | ¥59,388,700 | ¥23,388,700 |
| 50 | 2.30% | ¥101,023 | ¥60,613,645 | ¥24,613,645 |
| 50 | 2.40% | ¥103,086 | ¥61,851,718 | ¥25,851,718 |
| 50 | 2.50% | ¥105,171 | ¥63,102,769 | ¥27,102,769 |
| 50 | 2.60% | ¥107,278 | ¥64,366,643 | ¥28,366,643 |
| 50 | 2.70% | ¥109,405 | ¥65,643,181 | ¥29,643,181 |
| 50 | 2.80% | ¥111,554 | ¥66,932,221 | ¥30,932,221 |
| 50 | 2.90% | ¥113,723 | ¥68,233,597 | ¥32,233,597 |
| 50 | 3.00% | ¥115,912 | ¥69,547,140 | ¥33,547,140 |
3600万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥77,736 | ¥41,977,597 | ¥5,977,597 |
| 45 | 0.80% | ¥79,407 | ¥42,879,833 | ¥6,879,833 |
| 45 | 0.90% | ¥81,100 | ¥43,794,050 | ¥7,794,050 |
| 45 | 1.00% | ¥82,815 | ¥44,720,207 | ¥8,720,207 |
| 45 | 1.10% | ¥84,552 | ¥45,658,255 | ¥9,658,255 |
| 45 | 1.20% | ¥86,311 | ¥46,608,144 | ¥10,608,144 |
| 45 | 1.30% | ¥88,092 | ¥47,569,817 | ¥11,569,817 |
| 45 | 1.40% | ¥89,895 | ¥48,543,213 | ¥12,543,213 |
| 45 | 1.50% | ¥91,719 | ¥49,528,267 | ¥13,528,267 |
| 45 | 1.60% | ¥93,565 | ¥50,524,912 | ¥14,524,912 |
| 45 | 1.70% | ¥95,432 | ¥51,533,073 | ¥15,533,073 |
| 45 | 1.80% | ¥97,320 | ¥52,552,673 | ¥16,552,673 |
| 45 | 1.90% | ¥99,229 | ¥53,583,632 | ¥17,583,632 |
| 45 | 2.00% | ¥101,159 | ¥54,625,863 | ¥18,625,863 |
| 45 | 2.10% | ¥103,110 | ¥55,679,280 | ¥19,679,280 |
| 45 | 2.20% | ¥105,081 | ¥56,743,789 | ¥20,743,789 |
| 45 | 2.30% | ¥107,073 | ¥57,819,295 | ¥21,819,295 |
| 45 | 2.40% | ¥109,085 | ¥58,905,699 | ¥22,905,699 |
| 45 | 2.50% | ¥111,116 | ¥60,002,899 | ¥24,002,899 |
| 45 | 2.60% | ¥113,168 | ¥61,110,790 | ¥25,110,790 |
| 45 | 2.70% | ¥115,239 | ¥62,229,263 | ¥26,229,263 |
| 45 | 2.80% | ¥117,330 | ¥63,358,208 | ¥27,358,208 |
| 45 | 2.90% | ¥119,440 | ¥64,497,510 | ¥28,497,510 |
| 45 | 3.00% | ¥121,569 | ¥65,647,054 | ¥29,647,054 |
3600万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥86,011 | ¥41,285,324 | ¥5,285,324 |
| 40 | 0.80% | ¥87,664 | ¥42,078,574 | ¥6,078,574 |
| 40 | 0.90% | ¥89,336 | ¥42,881,316 | ¥6,881,316 |
| 40 | 1.00% | ¥91,028 | ¥43,693,524 | ¥7,693,524 |
| 40 | 1.10% | ¥92,740 | ¥44,515,169 | ¥8,515,169 |
| 40 | 1.20% | ¥94,471 | ¥45,346,216 | ¥9,346,216 |
| 40 | 1.30% | ¥96,222 | ¥46,186,631 | ¥10,186,631 |
| 40 | 1.40% | ¥97,992 | ¥47,036,375 | ¥11,036,375 |
| 40 | 1.50% | ¥99,782 | ¥47,895,408 | ¥11,895,408 |
| 40 | 1.60% | ¥101,591 | ¥48,763,685 | ¥12,763,685 |
| 40 | 1.70% | ¥103,419 | ¥49,641,160 | ¥13,641,160 |
| 40 | 1.80% | ¥105,266 | ¥50,527,784 | ¥14,527,784 |
| 40 | 1.90% | ¥107,132 | ¥51,423,506 | ¥15,423,506 |
| 40 | 2.00% | ¥109,017 | ¥52,328,270 | ¥16,328,270 |
| 40 | 2.10% | ¥110,921 | ¥53,242,022 | ¥17,242,022 |
| 40 | 2.20% | ¥112,843 | ¥54,164,700 | ¥18,164,700 |
| 40 | 2.30% | ¥114,784 | ¥55,096,245 | ¥19,096,245 |
| 40 | 2.40% | ¥116,743 | ¥56,036,593 | ¥20,036,593 |
| 40 | 2.50% | ¥118,720 | ¥56,985,678 | ¥20,985,678 |
| 40 | 2.60% | ¥120,715 | ¥57,943,431 | ¥21,943,431 |
| 40 | 2.70% | ¥122,729 | ¥58,909,784 | ¥22,909,784 |
| 40 | 2.80% | ¥124,760 | ¥59,884,664 | ¥23,884,664 |
| 40 | 2.90% | ¥126,808 | ¥60,867,997 | ¥24,867,997 |
| 40 | 3.00% | ¥128,874 | ¥61,859,708 | ¥25,859,708 |
3600万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥96,667 | ¥40,600,342 | ¥4,600,342 |
| 35 | 0.80% | ¥98,302 | ¥41,286,814 | ¥5,286,814 |
| 35 | 0.90% | ¥99,954 | ¥41,980,571 | ¥5,980,571 |
| 35 | 1.00% | ¥101,623 | ¥42,681,598 | ¥6,681,598 |
| 35 | 1.10% | ¥103,309 | ¥43,389,876 | ¥7,389,876 |
| 35 | 1.20% | ¥105,013 | ¥44,105,386 | ¥8,105,386 |
| 35 | 1.30% | ¥106,734 | ¥44,828,106 | ¥8,828,106 |
| 35 | 1.40% | ¥108,471 | ¥45,558,015 | ¥9,558,015 |
| 35 | 1.50% | ¥110,226 | ¥46,295,087 | ¥10,295,087 |
| 35 | 1.60% | ¥111,998 | ¥47,039,297 | ¥11,039,297 |
| 35 | 1.70% | ¥113,787 | ¥47,790,616 | ¥11,790,616 |
| 35 | 1.80% | ¥115,593 | ¥48,549,016 | ¥12,549,016 |
| 35 | 1.90% | ¥117,415 | ¥49,314,465 | ¥13,314,465 |
| 35 | 2.00% | ¥119,255 | ¥50,086,931 | ¥14,086,931 |
| 35 | 2.10% | ¥121,110 | ¥50,866,380 | ¥14,866,380 |
| 35 | 2.20% | ¥122,983 | ¥51,652,777 | ¥15,652,777 |
| 35 | 2.30% | ¥124,872 | ¥52,446,084 | ¥16,446,084 |
| 35 | 2.40% | ¥126,777 | ¥53,246,264 | ¥17,246,264 |
| 35 | 2.50% | ¥128,698 | ¥54,053,277 | ¥18,053,277 |
| 35 | 2.60% | ¥130,636 | ¥54,867,081 | ¥18,867,081 |
| 35 | 2.70% | ¥132,590 | ¥55,687,635 | ¥19,687,635 |
| 35 | 2.80% | ¥134,559 | ¥56,514,894 | ¥20,514,894 |
| 35 | 2.90% | ¥136,545 | ¥57,348,814 | ¥21,348,814 |
| 35 | 3.00% | ¥138,546 | ¥58,189,349 | ¥22,189,349 |
3600万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥110,896 | ¥39,922,663 | ¥3,922,663 |
| 30 | 0.80% | ¥112,513 | ¥40,504,576 | ¥4,504,576 |
| 30 | 0.90% | ¥114,144 | ¥41,091,851 | ¥5,091,851 |
| 30 | 1.00% | ¥115,790 | ¥41,684,482 | ¥5,684,482 |
| 30 | 1.10% | ¥117,451 | ¥42,282,457 | ¥6,282,457 |
| 30 | 1.20% | ¥119,127 | ¥42,885,767 | ¥6,885,767 |
| 30 | 1.30% | ¥120,818 | ¥43,494,399 | ¥7,494,399 |
| 30 | 1.40% | ¥122,523 | ¥44,108,341 | ¥8,108,341 |
| 30 | 1.50% | ¥124,243 | ¥44,727,579 | ¥8,727,579 |
| 30 | 1.60% | ¥125,978 | ¥45,352,100 | ¥9,352,100 |
| 30 | 1.70% | ¥127,727 | ¥45,981,887 | ¥9,981,887 |
| 30 | 1.80% | ¥129,491 | ¥46,616,925 | ¥10,616,925 |
| 30 | 1.90% | ¥131,270 | ¥47,257,197 | ¥11,257,197 |
| 30 | 2.00% | ¥133,063 | ¥47,902,684 | ¥11,902,684 |
| 30 | 2.10% | ¥134,870 | ¥48,553,368 | ¥12,553,368 |
| 30 | 2.20% | ¥136,692 | ¥49,209,229 | ¥13,209,229 |
| 30 | 2.30% | ¥138,528 | ¥49,870,247 | ¥13,870,247 |
| 30 | 2.40% | ¥140,379 | ¥50,536,401 | ¥14,536,401 |
| 30 | 2.50% | ¥142,244 | ¥51,207,668 | ¥15,207,668 |
| 30 | 2.60% | ¥144,122 | ¥51,884,027 | ¥15,884,027 |
| 30 | 2.70% | ¥146,015 | ¥52,565,452 | ¥16,565,452 |
| 30 | 2.80% | ¥147,922 | ¥53,251,920 | ¥17,251,920 |
| 30 | 2.90% | ¥149,843 | ¥53,943,405 | ¥17,943,405 |
| 30 | 3.00% | ¥151,777 | ¥54,639,883 | ¥18,639,883 |
3600万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥130,841 | ¥39,252,300 | ¥3,252,300 |
| 25 | 0.80% | ¥132,440 | ¥39,731,879 | ¥3,731,879 |
| 25 | 0.90% | ¥134,051 | ¥40,215,189 | ¥4,215,189 |
| 25 | 1.00% | ¥135,674 | ¥40,702,225 | ¥4,702,225 |
| 25 | 1.10% | ¥137,310 | ¥41,192,984 | ¥5,192,984 |
| 25 | 1.20% | ¥138,958 | ¥41,687,459 | ¥5,687,459 |
| 25 | 1.30% | ¥140,619 | ¥42,185,644 | ¥6,185,644 |
| 25 | 1.40% | ¥142,292 | ¥42,687,535 | ¥6,687,535 |
| 25 | 1.50% | ¥143,977 | ¥43,193,123 | ¥7,193,123 |
| 25 | 1.60% | ¥145,675 | ¥43,702,402 | ¥7,702,402 |
| 25 | 1.70% | ¥147,385 | ¥44,215,365 | ¥8,215,365 |
| 25 | 1.80% | ¥149,107 | ¥44,732,002 | ¥8,732,002 |
| 25 | 1.90% | ¥150,841 | ¥45,252,306 | ¥9,252,306 |
| 25 | 2.00% | ¥152,588 | ¥45,776,269 | ¥9,776,269 |
| 25 | 2.10% | ¥154,346 | ¥46,303,879 | ¥10,303,879 |
| 25 | 2.20% | ¥156,117 | ¥46,835,129 | ¥10,835,129 |
| 25 | 2.30% | ¥157,900 | ¥47,370,007 | ¥11,370,007 |
| 25 | 2.40% | ¥159,695 | ¥47,908,504 | ¥11,908,504 |
| 25 | 2.50% | ¥161,502 | ¥48,450,607 | ¥12,450,607 |
| 25 | 2.60% | ¥163,321 | ¥48,996,307 | ¥12,996,307 |
| 25 | 2.70% | ¥165,152 | ¥49,545,590 | ¥13,545,590 |
| 25 | 2.80% | ¥166,995 | ¥50,098,446 | ¥14,098,446 |
| 25 | 2.90% | ¥168,850 | ¥50,654,861 | ¥14,654,861 |
| 25 | 3.00% | ¥170,716 | ¥51,214,822 | ¥15,214,822 |
3600万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥160,789 | ¥38,589,263 | ¥2,589,263 |
| 20 | 0.80% | ¥162,370 | ¥38,968,740 | ¥2,968,740 |
| 20 | 0.90% | ¥163,961 | ¥39,350,609 | ¥3,350,609 |
| 20 | 1.00% | ¥165,562 | ¥39,734,868 | ¥3,734,868 |
| 20 | 1.10% | ¥167,173 | ¥40,121,514 | ¥4,121,514 |
| 20 | 1.20% | ¥168,794 | ¥40,510,545 | ¥4,510,545 |
| 20 | 1.30% | ¥170,425 | ¥40,901,959 | ¥4,901,959 |
| 20 | 1.40% | ¥172,066 | ¥41,295,753 | ¥5,295,753 |
| 20 | 1.50% | ¥173,716 | ¥41,691,923 | ¥5,691,923 |
| 20 | 1.60% | ¥175,377 | ¥42,090,468 | ¥6,090,468 |
| 20 | 1.70% | ¥177,047 | ¥42,491,384 | ¥6,491,384 |
| 20 | 1.80% | ¥178,728 | ¥42,894,667 | ¥6,894,667 |
| 20 | 1.90% | ¥180,418 | ¥43,300,313 | ¥7,300,313 |
| 20 | 2.00% | ¥182,118 | ¥43,708,320 | ¥7,708,320 |
| 20 | 2.10% | ¥183,828 | ¥44,118,683 | ¥8,118,683 |
| 20 | 2.20% | ¥185,547 | ¥44,531,398 | ¥8,531,398 |
| 20 | 2.30% | ¥187,277 | ¥44,946,460 | ¥8,946,460 |
| 20 | 2.40% | ¥189,016 | ¥45,363,866 | ¥9,363,866 |
| 20 | 2.50% | ¥190,765 | ¥45,783,610 | ¥9,783,610 |
| 20 | 2.60% | ¥192,524 | ¥46,205,688 | ¥10,205,688 |
| 20 | 2.70% | ¥194,292 | ¥46,630,094 | ¥10,630,094 |
| 20 | 2.80% | ¥196,070 | ¥47,056,824 | ¥11,056,824 |
| 20 | 2.90% | ¥197,858 | ¥47,485,872 | ¥11,485,872 |
| 20 | 3.00% | ¥199,655 | ¥47,917,232 | ¥11,917,232 |
3600万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥210,742 | ¥37,933,558 | ¥1,933,558 |
| 15 | 0.80% | ¥212,307 | ¥38,215,174 | ¥2,215,174 |
| 15 | 0.90% | ¥213,879 | ¥38,498,136 | ¥2,498,136 |
| 15 | 1.00% | ¥215,458 | ¥38,782,445 | ¥2,782,445 |
| 15 | 1.10% | ¥217,045 | ¥39,068,098 | ¥3,068,098 |
| 15 | 1.20% | ¥218,639 | ¥39,355,096 | ¥3,355,096 |
| 15 | 1.30% | ¥220,241 | ¥39,643,438 | ¥3,643,438 |
| 15 | 1.40% | ¥221,851 | ¥39,933,122 | ¥3,933,122 |
| 15 | 1.50% | ¥223,467 | ¥40,224,148 | ¥4,224,148 |
| 15 | 1.60% | ¥225,092 | ¥40,516,514 | ¥4,516,514 |
| 15 | 1.70% | ¥226,723 | ¥40,810,220 | ¥4,810,220 |
| 15 | 1.80% | ¥228,363 | ¥41,105,265 | ¥5,105,265 |
| 15 | 1.90% | ¥230,009 | ¥41,401,646 | ¥5,401,646 |
| 15 | 2.00% | ¥231,663 | ¥41,699,364 | ¥5,699,364 |
| 15 | 2.10% | ¥233,325 | ¥41,998,416 | ¥5,998,416 |
| 15 | 2.20% | ¥234,993 | ¥42,298,801 | ¥6,298,801 |
| 15 | 2.30% | ¥236,670 | ¥42,600,518 | ¥6,600,518 |
| 15 | 2.40% | ¥238,353 | ¥42,903,565 | ¥6,903,565 |
| 15 | 2.50% | ¥240,044 | ¥43,207,941 | ¥7,207,941 |
| 15 | 2.60% | ¥241,742 | ¥43,513,643 | ¥7,513,643 |
| 15 | 2.70% | ¥243,448 | ¥43,820,672 | ¥7,820,672 |
| 15 | 2.80% | ¥245,161 | ¥44,129,023 | ¥8,129,023 |
| 15 | 2.90% | ¥246,882 | ¥44,438,697 | ¥8,438,697 |
| 15 | 3.00% | ¥248,609 | ¥44,749,690 | ¥8,749,690 |
3600万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥310,710 | ¥37,285,193 | ¥1,285,193 |
| 10 | 0.80% | ¥312,260 | ¥37,471,190 | ¥1,471,190 |
| 10 | 0.90% | ¥313,815 | ¥37,657,786 | ¥1,657,786 |
| 10 | 1.00% | ¥315,375 | ¥37,844,980 | ¥1,844,980 |
| 10 | 1.10% | ¥316,940 | ¥38,032,774 | ¥2,032,774 |
| 10 | 1.20% | ¥318,510 | ¥38,221,165 | ¥2,221,165 |
| 10 | 1.30% | ¥320,085 | ¥38,410,155 | ¥2,410,155 |
| 10 | 1.40% | ¥321,665 | ¥38,599,742 | ¥2,599,742 |
| 10 | 1.50% | ¥323,249 | ¥38,789,928 | ¥2,789,928 |
| 10 | 1.60% | ¥324,839 | ¥38,980,711 | ¥2,980,711 |
| 10 | 1.70% | ¥326,434 | ¥39,172,091 | ¥3,172,091 |
| 10 | 1.80% | ¥328,034 | ¥39,364,068 | ¥3,364,068 |
| 10 | 1.90% | ¥329,639 | ¥39,556,642 | ¥3,556,642 |
| 10 | 2.00% | ¥331,248 | ¥39,749,812 | ¥3,749,812 |
| 10 | 2.10% | ¥332,863 | ¥39,943,578 | ¥3,943,578 |
| 10 | 2.20% | ¥334,483 | ¥40,137,940 | ¥4,137,940 |
| 10 | 2.30% | ¥336,107 | ¥40,332,898 | ¥4,332,898 |
| 10 | 2.40% | ¥337,737 | ¥40,528,450 | ¥4,528,450 |
| 10 | 2.50% | ¥339,372 | ¥40,724,598 | ¥4,724,598 |
| 10 | 2.60% | ¥341,011 | ¥40,921,339 | ¥4,921,339 |
| 10 | 2.70% | ¥342,656 | ¥41,118,675 | ¥5,118,675 |
| 10 | 2.80% | ¥344,305 | ¥41,316,604 | ¥5,316,604 |
| 10 | 2.90% | ¥345,959 | ¥41,515,126 | ¥5,515,126 |
| 10 | 3.00% | ¥347,619 | ¥41,714,242 | ¥5,714,242 |
