3610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3610万円の住宅ローン｜期間・年数別
3610万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥71,326 |
¥42,795,692 |
¥6,695,692 |
| 50 |
0.80% |
¥73,020 |
¥43,811,928 |
¥7,711,928 |
| 50 |
0.90% |
¥74,738 |
¥44,842,951 |
¥8,742,951 |
| 50 |
1.00% |
¥76,481 |
¥45,888,698 |
¥9,788,698 |
| 50 |
1.10% |
¥78,248 |
¥46,949,098 |
¥10,849,098 |
| 50 |
1.20% |
¥80,040 |
¥48,024,073 |
¥11,924,073 |
| 50 |
1.30% |
¥81,856 |
¥49,113,537 |
¥13,013,537 |
| 50 |
1.40% |
¥83,696 |
¥50,217,399 |
¥14,117,399 |
| 50 |
1.50% |
¥85,559 |
¥51,335,563 |
¥15,235,563 |
| 50 |
1.60% |
¥87,447 |
¥52,467,923 |
¥16,367,923 |
| 50 |
1.70% |
¥89,357 |
¥53,614,371 |
¥17,514,371 |
| 50 |
1.80% |
¥91,291 |
¥54,774,790 |
¥18,674,790 |
| 50 |
1.90% |
¥93,248 |
¥55,949,059 |
¥19,849,059 |
| 50 |
2.00% |
¥95,228 |
¥57,137,050 |
¥21,037,050 |
| 50 |
2.10% |
¥97,231 |
¥58,338,633 |
¥22,238,633 |
| 50 |
2.20% |
¥99,256 |
¥59,553,669 |
¥23,453,669 |
| 50 |
2.30% |
¥101,303 |
¥60,782,016 |
¥24,682,016 |
| 50 |
2.40% |
¥103,373 |
¥62,023,529 |
¥25,923,529 |
| 50 |
2.50% |
¥105,463 |
¥63,278,055 |
¥27,178,055 |
| 50 |
2.60% |
¥107,576 |
¥64,545,440 |
¥28,445,440 |
| 50 |
2.70% |
¥109,709 |
¥65,825,524 |
¥29,725,524 |
| 50 |
2.80% |
¥111,864 |
¥67,118,144 |
¥31,018,144 |
| 50 |
2.90% |
¥114,039 |
¥68,423,135 |
¥32,323,135 |
| 50 |
3.00% |
¥116,234 |
¥69,740,326 |
¥33,640,326 |
3610万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥77,952 |
¥42,094,201 |
¥5,994,201 |
| 45 |
0.80% |
¥79,628 |
¥42,998,943 |
¥6,898,943 |
| 45 |
0.90% |
¥81,325 |
¥43,915,701 |
¥7,815,701 |
| 45 |
1.00% |
¥83,045 |
¥44,844,430 |
¥8,744,430 |
| 45 |
1.10% |
¥84,787 |
¥45,785,084 |
¥9,685,084 |
| 45 |
1.20% |
¥86,551 |
¥46,737,611 |
¥10,637,611 |
| 45 |
1.30% |
¥88,337 |
¥47,701,955 |
¥11,601,955 |
| 45 |
1.40% |
¥90,145 |
¥48,678,055 |
¥12,578,055 |
| 45 |
1.50% |
¥91,974 |
¥49,665,846 |
¥13,565,846 |
| 45 |
1.60% |
¥93,825 |
¥50,665,259 |
¥14,565,259 |
| 45 |
1.70% |
¥95,697 |
¥51,676,220 |
¥15,576,220 |
| 45 |
1.80% |
¥97,590 |
¥52,698,653 |
¥16,598,653 |
| 45 |
1.90% |
¥99,505 |
¥53,732,475 |
¥17,632,475 |
| 45 |
2.00% |
¥101,440 |
¥54,777,602 |
¥18,677,602 |
| 45 |
2.10% |
¥103,396 |
¥55,833,945 |
¥19,733,945 |
| 45 |
2.20% |
¥105,373 |
¥56,901,411 |
¥20,801,411 |
| 45 |
2.30% |
¥107,370 |
¥57,979,904 |
¥21,879,904 |
| 45 |
2.40% |
¥109,388 |
¥59,069,326 |
¥22,969,326 |
| 45 |
2.50% |
¥111,425 |
¥60,169,574 |
¥24,069,574 |
| 45 |
2.60% |
¥113,482 |
¥61,280,542 |
¥25,180,542 |
| 45 |
2.70% |
¥115,559 |
¥62,402,122 |
¥26,302,122 |
| 45 |
2.80% |
¥117,656 |
¥63,534,203 |
¥27,434,203 |
| 45 |
2.90% |
¥119,772 |
¥64,676,670 |
¥28,576,670 |
| 45 |
3.00% |
¥121,906 |
¥65,829,407 |
¥29,729,407 |
3610万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥86,250 |
¥41,400,005 |
¥5,300,005 |
| 40 |
0.80% |
¥87,907 |
¥42,195,459 |
¥6,095,459 |
| 40 |
0.90% |
¥89,584 |
¥43,000,431 |
¥6,900,431 |
| 40 |
1.00% |
¥91,281 |
¥43,814,895 |
¥7,714,895 |
| 40 |
1.10% |
¥92,998 |
¥44,638,822 |
¥8,538,822 |
| 40 |
1.20% |
¥94,734 |
¥45,472,178 |
¥9,372,178 |
| 40 |
1.30% |
¥96,489 |
¥46,314,927 |
¥10,214,927 |
| 40 |
1.40% |
¥98,265 |
¥47,167,032 |
¥11,067,032 |
| 40 |
1.50% |
¥100,059 |
¥48,028,451 |
¥11,928,451 |
| 40 |
1.60% |
¥101,873 |
¥48,899,140 |
¥12,799,140 |
| 40 |
1.70% |
¥103,706 |
¥49,779,052 |
¥13,679,052 |
| 40 |
1.80% |
¥105,559 |
¥50,668,139 |
¥14,568,139 |
| 40 |
1.90% |
¥107,430 |
¥51,566,349 |
¥15,466,349 |
| 40 |
2.00% |
¥109,320 |
¥52,473,627 |
¥16,373,627 |
| 40 |
2.10% |
¥111,229 |
¥53,389,916 |
¥17,289,916 |
| 40 |
2.20% |
¥113,157 |
¥54,315,158 |
¥18,215,158 |
| 40 |
2.30% |
¥115,103 |
¥55,249,290 |
¥19,149,290 |
| 40 |
2.40% |
¥117,067 |
¥56,192,250 |
¥20,092,250 |
| 40 |
2.50% |
¥119,050 |
¥57,143,971 |
¥21,043,971 |
| 40 |
2.60% |
¥121,051 |
¥58,104,385 |
¥22,004,385 |
| 40 |
2.70% |
¥123,070 |
¥59,073,422 |
¥22,973,422 |
| 40 |
2.80% |
¥125,106 |
¥60,051,010 |
¥23,951,010 |
| 40 |
2.90% |
¥127,161 |
¥61,037,075 |
¥24,937,075 |
| 40 |
3.00% |
¥129,232 |
¥62,031,541 |
¥25,931,541 |
3610万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥96,936 |
¥40,713,120 |
¥4,613,120 |
| 35 |
0.80% |
¥98,575 |
¥41,401,499 |
¥5,301,499 |
| 35 |
0.90% |
¥100,231 |
¥42,097,184 |
¥5,997,184 |
| 35 |
1.00% |
¥101,905 |
¥42,800,158 |
¥6,700,158 |
| 35 |
1.10% |
¥103,596 |
¥43,510,403 |
¥7,410,403 |
| 35 |
1.20% |
¥105,305 |
¥44,227,901 |
¥8,127,901 |
| 35 |
1.30% |
¥107,030 |
¥44,952,629 |
¥8,852,629 |
| 35 |
1.40% |
¥108,773 |
¥45,684,565 |
¥9,584,565 |
| 35 |
1.50% |
¥110,533 |
¥46,423,685 |
¥10,323,685 |
| 35 |
1.60% |
¥112,309 |
¥47,169,962 |
¥11,069,962 |
| 35 |
1.70% |
¥114,103 |
¥47,923,368 |
¥11,823,368 |
| 35 |
1.80% |
¥115,914 |
¥48,683,874 |
¥12,583,874 |
| 35 |
1.90% |
¥117,742 |
¥49,451,449 |
¥13,351,449 |
| 35 |
2.00% |
¥119,586 |
¥50,226,061 |
¥14,126,061 |
| 35 |
2.10% |
¥121,447 |
¥51,007,675 |
¥14,907,675 |
| 35 |
2.20% |
¥123,324 |
¥51,796,256 |
¥15,696,256 |
| 35 |
2.30% |
¥125,218 |
¥52,591,768 |
¥16,491,768 |
| 35 |
2.40% |
¥127,129 |
¥53,394,170 |
¥17,294,170 |
| 35 |
2.50% |
¥129,056 |
¥54,203,425 |
¥18,103,425 |
| 35 |
2.60% |
¥130,999 |
¥55,019,489 |
¥18,919,489 |
| 35 |
2.70% |
¥132,958 |
¥55,842,323 |
¥19,742,323 |
| 35 |
2.80% |
¥134,933 |
¥56,671,880 |
¥20,571,880 |
| 35 |
2.90% |
¥136,924 |
¥57,508,116 |
¥21,408,116 |
| 35 |
3.00% |
¥138,931 |
¥58,350,986 |
¥22,250,986 |
3610万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥111,204 |
¥40,033,560 |
¥3,933,560 |
| 30 |
0.80% |
¥112,825 |
¥40,617,088 |
¥4,517,088 |
| 30 |
0.90% |
¥114,461 |
¥41,205,995 |
¥5,105,995 |
| 30 |
1.00% |
¥116,112 |
¥41,800,272 |
¥5,700,272 |
| 30 |
1.10% |
¥117,778 |
¥42,399,908 |
¥6,299,908 |
| 30 |
1.20% |
¥119,458 |
¥43,004,894 |
¥6,904,894 |
| 30 |
1.30% |
¥121,153 |
¥43,615,217 |
¥7,515,217 |
| 30 |
1.40% |
¥122,864 |
¥44,230,864 |
¥8,130,864 |
| 30 |
1.50% |
¥124,588 |
¥44,851,823 |
¥8,751,823 |
| 30 |
1.60% |
¥126,328 |
¥45,478,078 |
¥9,378,078 |
| 30 |
1.70% |
¥128,082 |
¥46,109,615 |
¥10,009,615 |
| 30 |
1.80% |
¥129,851 |
¥46,746,416 |
¥10,646,416 |
| 30 |
1.90% |
¥131,635 |
¥47,388,467 |
¥11,288,467 |
| 30 |
2.00% |
¥133,433 |
¥48,035,747 |
¥11,935,747 |
| 30 |
2.10% |
¥135,245 |
¥48,688,238 |
¥12,588,238 |
| 30 |
2.20% |
¥137,072 |
¥49,345,921 |
¥13,245,921 |
| 30 |
2.30% |
¥138,913 |
¥50,008,776 |
¥13,908,776 |
| 30 |
2.40% |
¥140,769 |
¥50,676,780 |
¥14,576,780 |
| 30 |
2.50% |
¥142,639 |
¥51,349,912 |
¥15,249,912 |
| 30 |
2.60% |
¥144,523 |
¥52,028,149 |
¥15,928,149 |
| 30 |
2.70% |
¥146,421 |
¥52,711,467 |
¥16,611,467 |
| 30 |
2.80% |
¥148,333 |
¥53,399,842 |
¥17,299,842 |
| 30 |
2.90% |
¥150,259 |
¥54,093,248 |
¥17,993,248 |
| 30 |
3.00% |
¥152,199 |
¥54,791,660 |
¥18,691,660 |
3610万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥131,204 |
¥39,361,335 |
¥3,261,335 |
| 25 |
0.80% |
¥132,807 |
¥39,842,245 |
¥3,742,245 |
| 25 |
0.90% |
¥134,423 |
¥40,326,897 |
¥4,226,897 |
| 25 |
1.00% |
¥136,051 |
¥40,815,287 |
¥4,715,287 |
| 25 |
1.10% |
¥137,691 |
¥41,307,408 |
¥5,207,408 |
| 25 |
1.20% |
¥139,344 |
¥41,803,257 |
¥5,703,257 |
| 25 |
1.30% |
¥141,009 |
¥42,302,827 |
¥6,202,827 |
| 25 |
1.40% |
¥142,687 |
¥42,806,111 |
¥6,706,111 |
| 25 |
1.50% |
¥144,377 |
¥43,313,104 |
¥7,213,104 |
| 25 |
1.60% |
¥146,079 |
¥43,823,798 |
¥7,723,798 |
| 25 |
1.70% |
¥147,794 |
¥44,338,185 |
¥8,238,185 |
| 25 |
1.80% |
¥149,521 |
¥44,856,258 |
¥8,756,258 |
| 25 |
1.90% |
¥151,260 |
¥45,378,007 |
¥9,278,007 |
| 25 |
2.00% |
¥153,011 |
¥45,903,425 |
¥9,803,425 |
| 25 |
2.10% |
¥154,775 |
¥46,432,501 |
¥10,332,501 |
| 25 |
2.20% |
¥156,551 |
¥46,965,226 |
¥10,865,226 |
| 25 |
2.30% |
¥158,339 |
¥47,501,591 |
¥11,401,591 |
| 25 |
2.40% |
¥160,139 |
¥48,041,583 |
¥11,941,583 |
| 25 |
2.50% |
¥161,951 |
¥48,585,192 |
¥12,485,192 |
| 25 |
2.60% |
¥163,775 |
¥49,132,408 |
¥13,032,408 |
| 25 |
2.70% |
¥165,611 |
¥49,683,217 |
¥13,583,217 |
| 25 |
2.80% |
¥167,459 |
¥50,237,608 |
¥14,137,608 |
| 25 |
2.90% |
¥169,319 |
¥50,795,569 |
¥14,695,569 |
| 25 |
3.00% |
¥171,190 |
¥51,357,085 |
¥15,257,085 |
3610万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥161,235 |
¥38,696,455 |
¥2,596,455 |
| 20 |
0.80% |
¥162,821 |
¥39,076,987 |
¥2,976,987 |
| 20 |
0.90% |
¥164,416 |
¥39,459,917 |
¥3,359,917 |
| 20 |
1.00% |
¥166,022 |
¥39,845,243 |
¥3,745,243 |
| 20 |
1.10% |
¥167,637 |
¥40,232,963 |
¥4,132,963 |
| 20 |
1.20% |
¥169,263 |
¥40,623,075 |
¥4,523,075 |
| 20 |
1.30% |
¥170,898 |
¥41,015,576 |
¥4,915,576 |
| 20 |
1.40% |
¥172,544 |
¥41,410,463 |
¥5,310,463 |
| 20 |
1.50% |
¥174,199 |
¥41,807,734 |
¥5,707,734 |
| 20 |
1.60% |
¥175,864 |
¥42,207,386 |
¥6,107,386 |
| 20 |
1.70% |
¥177,539 |
¥42,609,415 |
¥6,509,415 |
| 20 |
1.80% |
¥179,224 |
¥43,013,818 |
¥6,913,818 |
| 20 |
1.90% |
¥180,919 |
¥43,420,592 |
¥7,320,592 |
| 20 |
2.00% |
¥182,624 |
¥43,829,732 |
¥7,729,732 |
| 20 |
2.10% |
¥184,338 |
¥44,241,235 |
¥8,141,235 |
| 20 |
2.20% |
¥186,063 |
¥44,655,096 |
¥8,555,096 |
| 20 |
2.30% |
¥187,797 |
¥45,071,312 |
¥8,971,312 |
| 20 |
2.40% |
¥189,541 |
¥45,489,877 |
¥9,389,877 |
| 20 |
2.50% |
¥191,295 |
¥45,910,787 |
¥9,810,787 |
| 20 |
2.60% |
¥193,058 |
¥46,334,037 |
¥10,234,037 |
| 20 |
2.70% |
¥194,832 |
¥46,759,622 |
¥10,659,622 |
| 20 |
2.80% |
¥196,615 |
¥47,187,537 |
¥11,087,537 |
| 20 |
2.90% |
¥198,407 |
¥47,617,777 |
¥11,517,777 |
| 20 |
3.00% |
¥200,210 |
¥48,050,336 |
¥11,950,336 |
3610万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥211,327 |
¥38,038,929 |
¥1,938,929 |
| 15 |
0.80% |
¥212,896 |
¥38,321,327 |
¥2,221,327 |
| 15 |
0.90% |
¥214,473 |
¥38,605,076 |
¥2,505,076 |
| 15 |
1.00% |
¥216,057 |
¥38,890,174 |
¥2,790,174 |
| 15 |
1.10% |
¥217,648 |
¥39,176,621 |
¥3,076,621 |
| 15 |
1.20% |
¥219,247 |
¥39,464,416 |
¥3,364,416 |
| 15 |
1.30% |
¥220,853 |
¥39,753,558 |
¥3,653,558 |
| 15 |
1.40% |
¥222,467 |
¥40,044,047 |
¥3,944,047 |
| 15 |
1.50% |
¥224,088 |
¥40,335,881 |
¥4,235,881 |
| 15 |
1.60% |
¥225,717 |
¥40,629,060 |
¥4,529,060 |
| 15 |
1.70% |
¥227,353 |
¥40,923,582 |
¥4,823,582 |
| 15 |
1.80% |
¥228,997 |
¥41,219,446 |
¥5,119,446 |
| 15 |
1.90% |
¥230,648 |
¥41,516,651 |
¥5,416,651 |
| 15 |
2.00% |
¥232,307 |
¥41,815,195 |
¥5,715,195 |
| 15 |
2.10% |
¥233,973 |
¥42,115,078 |
¥6,015,078 |
| 15 |
2.20% |
¥235,646 |
¥42,416,298 |
¥6,316,298 |
| 15 |
2.30% |
¥237,327 |
¥42,718,853 |
¥6,618,853 |
| 15 |
2.40% |
¥239,015 |
¥43,022,742 |
¥6,922,742 |
| 15 |
2.50% |
¥240,711 |
¥43,327,963 |
¥7,227,963 |
| 15 |
2.60% |
¥242,414 |
¥43,634,515 |
¥7,534,515 |
| 15 |
2.70% |
¥244,124 |
¥43,942,396 |
¥7,842,396 |
| 15 |
2.80% |
¥245,842 |
¥44,251,604 |
¥8,151,604 |
| 15 |
2.90% |
¥247,567 |
¥44,562,138 |
¥8,462,138 |
| 15 |
3.00% |
¥249,300 |
¥44,873,995 |
¥8,773,995 |
3610万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥311,573 |
¥37,388,763 |
¥1,288,763 |
| 10 |
0.80% |
¥313,127 |
¥37,575,277 |
¥1,475,277 |
| 10 |
0.90% |
¥314,687 |
¥37,762,391 |
¥1,662,391 |
| 10 |
1.00% |
¥316,251 |
¥37,950,105 |
¥1,850,105 |
| 10 |
1.10% |
¥317,820 |
¥38,138,420 |
¥2,038,420 |
| 10 |
1.20% |
¥319,394 |
¥38,327,335 |
¥2,227,335 |
| 10 |
1.30% |
¥320,974 |
¥38,516,850 |
¥2,416,850 |
| 10 |
1.40% |
¥322,558 |
¥38,706,964 |
¥2,606,964 |
| 10 |
1.50% |
¥324,147 |
¥38,897,678 |
¥2,797,678 |
| 10 |
1.60% |
¥325,742 |
¥39,088,991 |
¥2,988,991 |
| 10 |
1.70% |
¥327,341 |
¥39,280,902 |
¥3,180,902 |
| 10 |
1.80% |
¥328,945 |
¥39,473,413 |
¥3,373,413 |
| 10 |
1.90% |
¥330,554 |
¥39,666,521 |
¥3,566,521 |
| 10 |
2.00% |
¥332,169 |
¥39,860,228 |
¥3,760,228 |
| 10 |
2.10% |
¥333,788 |
¥40,054,533 |
¥3,954,533 |
| 10 |
2.20% |
¥335,412 |
¥40,249,435 |
¥4,149,435 |
| 10 |
2.30% |
¥337,041 |
¥40,444,934 |
¥4,344,934 |
| 10 |
2.40% |
¥338,675 |
¥40,641,029 |
¥4,541,029 |
| 10 |
2.50% |
¥340,314 |
¥40,837,721 |
¥4,737,721 |
| 10 |
2.60% |
¥341,958 |
¥41,035,010 |
¥4,935,010 |
| 10 |
2.70% |
¥343,607 |
¥41,232,893 |
¥5,132,893 |
| 10 |
2.80% |
¥345,261 |
¥41,431,372 |
¥5,331,372 |
| 10 |
2.90% |
¥346,920 |
¥41,630,446 |
¥5,530,446 |
| 10 |
3.00% |
¥348,584 |
¥41,830,115 |
¥5,730,115 |
