3610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3610万円の住宅ローン｜期間・年数別
3610万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥71,326 | ¥42,795,692 | ¥6,695,692 |
| 50 | 0.80% | ¥73,020 | ¥43,811,928 | ¥7,711,928 |
| 50 | 0.90% | ¥74,738 | ¥44,842,951 | ¥8,742,951 |
| 50 | 1.00% | ¥76,481 | ¥45,888,698 | ¥9,788,698 |
| 50 | 1.10% | ¥78,248 | ¥46,949,098 | ¥10,849,098 |
| 50 | 1.20% | ¥80,040 | ¥48,024,073 | ¥11,924,073 |
| 50 | 1.30% | ¥81,856 | ¥49,113,537 | ¥13,013,537 |
| 50 | 1.40% | ¥83,696 | ¥50,217,399 | ¥14,117,399 |
| 50 | 1.50% | ¥85,559 | ¥51,335,563 | ¥15,235,563 |
| 50 | 1.60% | ¥87,447 | ¥52,467,923 | ¥16,367,923 |
| 50 | 1.70% | ¥89,357 | ¥53,614,371 | ¥17,514,371 |
| 50 | 1.80% | ¥91,291 | ¥54,774,790 | ¥18,674,790 |
| 50 | 1.90% | ¥93,248 | ¥55,949,059 | ¥19,849,059 |
| 50 | 2.00% | ¥95,228 | ¥57,137,050 | ¥21,037,050 |
| 50 | 2.10% | ¥97,231 | ¥58,338,633 | ¥22,238,633 |
| 50 | 2.20% | ¥99,256 | ¥59,553,669 | ¥23,453,669 |
| 50 | 2.30% | ¥101,303 | ¥60,782,016 | ¥24,682,016 |
| 50 | 2.40% | ¥103,373 | ¥62,023,529 | ¥25,923,529 |
| 50 | 2.50% | ¥105,463 | ¥63,278,055 | ¥27,178,055 |
| 50 | 2.60% | ¥107,576 | ¥64,545,440 | ¥28,445,440 |
| 50 | 2.70% | ¥109,709 | ¥65,825,524 | ¥29,725,524 |
| 50 | 2.80% | ¥111,864 | ¥67,118,144 | ¥31,018,144 |
| 50 | 2.90% | ¥114,039 | ¥68,423,135 | ¥32,323,135 |
| 50 | 3.00% | ¥116,234 | ¥69,740,326 | ¥33,640,326 |
3610万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥77,952 | ¥42,094,201 | ¥5,994,201 |
| 45 | 0.80% | ¥79,628 | ¥42,998,943 | ¥6,898,943 |
| 45 | 0.90% | ¥81,325 | ¥43,915,701 | ¥7,815,701 |
| 45 | 1.00% | ¥83,045 | ¥44,844,430 | ¥8,744,430 |
| 45 | 1.10% | ¥84,787 | ¥45,785,084 | ¥9,685,084 |
| 45 | 1.20% | ¥86,551 | ¥46,737,611 | ¥10,637,611 |
| 45 | 1.30% | ¥88,337 | ¥47,701,955 | ¥11,601,955 |
| 45 | 1.40% | ¥90,145 | ¥48,678,055 | ¥12,578,055 |
| 45 | 1.50% | ¥91,974 | ¥49,665,846 | ¥13,565,846 |
| 45 | 1.60% | ¥93,825 | ¥50,665,259 | ¥14,565,259 |
| 45 | 1.70% | ¥95,697 | ¥51,676,220 | ¥15,576,220 |
| 45 | 1.80% | ¥97,590 | ¥52,698,653 | ¥16,598,653 |
| 45 | 1.90% | ¥99,505 | ¥53,732,475 | ¥17,632,475 |
| 45 | 2.00% | ¥101,440 | ¥54,777,602 | ¥18,677,602 |
| 45 | 2.10% | ¥103,396 | ¥55,833,945 | ¥19,733,945 |
| 45 | 2.20% | ¥105,373 | ¥56,901,411 | ¥20,801,411 |
| 45 | 2.30% | ¥107,370 | ¥57,979,904 | ¥21,879,904 |
| 45 | 2.40% | ¥109,388 | ¥59,069,326 | ¥22,969,326 |
| 45 | 2.50% | ¥111,425 | ¥60,169,574 | ¥24,069,574 |
| 45 | 2.60% | ¥113,482 | ¥61,280,542 | ¥25,180,542 |
| 45 | 2.70% | ¥115,559 | ¥62,402,122 | ¥26,302,122 |
| 45 | 2.80% | ¥117,656 | ¥63,534,203 | ¥27,434,203 |
| 45 | 2.90% | ¥119,772 | ¥64,676,670 | ¥28,576,670 |
| 45 | 3.00% | ¥121,906 | ¥65,829,407 | ¥29,729,407 |
3610万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥86,250 | ¥41,400,005 | ¥5,300,005 |
| 40 | 0.80% | ¥87,907 | ¥42,195,459 | ¥6,095,459 |
| 40 | 0.90% | ¥89,584 | ¥43,000,431 | ¥6,900,431 |
| 40 | 1.00% | ¥91,281 | ¥43,814,895 | ¥7,714,895 |
| 40 | 1.10% | ¥92,998 | ¥44,638,822 | ¥8,538,822 |
| 40 | 1.20% | ¥94,734 | ¥45,472,178 | ¥9,372,178 |
| 40 | 1.30% | ¥96,489 | ¥46,314,927 | ¥10,214,927 |
| 40 | 1.40% | ¥98,265 | ¥47,167,032 | ¥11,067,032 |
| 40 | 1.50% | ¥100,059 | ¥48,028,451 | ¥11,928,451 |
| 40 | 1.60% | ¥101,873 | ¥48,899,140 | ¥12,799,140 |
| 40 | 1.70% | ¥103,706 | ¥49,779,052 | ¥13,679,052 |
| 40 | 1.80% | ¥105,559 | ¥50,668,139 | ¥14,568,139 |
| 40 | 1.90% | ¥107,430 | ¥51,566,349 | ¥15,466,349 |
| 40 | 2.00% | ¥109,320 | ¥52,473,627 | ¥16,373,627 |
| 40 | 2.10% | ¥111,229 | ¥53,389,916 | ¥17,289,916 |
| 40 | 2.20% | ¥113,157 | ¥54,315,158 | ¥18,215,158 |
| 40 | 2.30% | ¥115,103 | ¥55,249,290 | ¥19,149,290 |
| 40 | 2.40% | ¥117,067 | ¥56,192,250 | ¥20,092,250 |
| 40 | 2.50% | ¥119,050 | ¥57,143,971 | ¥21,043,971 |
| 40 | 2.60% | ¥121,051 | ¥58,104,385 | ¥22,004,385 |
| 40 | 2.70% | ¥123,070 | ¥59,073,422 | ¥22,973,422 |
| 40 | 2.80% | ¥125,106 | ¥60,051,010 | ¥23,951,010 |
| 40 | 2.90% | ¥127,161 | ¥61,037,075 | ¥24,937,075 |
| 40 | 3.00% | ¥129,232 | ¥62,031,541 | ¥25,931,541 |
3610万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥96,936 | ¥40,713,120 | ¥4,613,120 |
| 35 | 0.80% | ¥98,575 | ¥41,401,499 | ¥5,301,499 |
| 35 | 0.90% | ¥100,231 | ¥42,097,184 | ¥5,997,184 |
| 35 | 1.00% | ¥101,905 | ¥42,800,158 | ¥6,700,158 |
| 35 | 1.10% | ¥103,596 | ¥43,510,403 | ¥7,410,403 |
| 35 | 1.20% | ¥105,305 | ¥44,227,901 | ¥8,127,901 |
| 35 | 1.30% | ¥107,030 | ¥44,952,629 | ¥8,852,629 |
| 35 | 1.40% | ¥108,773 | ¥45,684,565 | ¥9,584,565 |
| 35 | 1.50% | ¥110,533 | ¥46,423,685 | ¥10,323,685 |
| 35 | 1.60% | ¥112,309 | ¥47,169,962 | ¥11,069,962 |
| 35 | 1.70% | ¥114,103 | ¥47,923,368 | ¥11,823,368 |
| 35 | 1.80% | ¥115,914 | ¥48,683,874 | ¥12,583,874 |
| 35 | 1.90% | ¥117,742 | ¥49,451,449 | ¥13,351,449 |
| 35 | 2.00% | ¥119,586 | ¥50,226,061 | ¥14,126,061 |
| 35 | 2.10% | ¥121,447 | ¥51,007,675 | ¥14,907,675 |
| 35 | 2.20% | ¥123,324 | ¥51,796,256 | ¥15,696,256 |
| 35 | 2.30% | ¥125,218 | ¥52,591,768 | ¥16,491,768 |
| 35 | 2.40% | ¥127,129 | ¥53,394,170 | ¥17,294,170 |
| 35 | 2.50% | ¥129,056 | ¥54,203,425 | ¥18,103,425 |
| 35 | 2.60% | ¥130,999 | ¥55,019,489 | ¥18,919,489 |
| 35 | 2.70% | ¥132,958 | ¥55,842,323 | ¥19,742,323 |
| 35 | 2.80% | ¥134,933 | ¥56,671,880 | ¥20,571,880 |
| 35 | 2.90% | ¥136,924 | ¥57,508,116 | ¥21,408,116 |
| 35 | 3.00% | ¥138,931 | ¥58,350,986 | ¥22,250,986 |
3610万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥111,204 | ¥40,033,560 | ¥3,933,560 |
| 30 | 0.80% | ¥112,825 | ¥40,617,088 | ¥4,517,088 |
| 30 | 0.90% | ¥114,461 | ¥41,205,995 | ¥5,105,995 |
| 30 | 1.00% | ¥116,112 | ¥41,800,272 | ¥5,700,272 |
| 30 | 1.10% | ¥117,778 | ¥42,399,908 | ¥6,299,908 |
| 30 | 1.20% | ¥119,458 | ¥43,004,894 | ¥6,904,894 |
| 30 | 1.30% | ¥121,153 | ¥43,615,217 | ¥7,515,217 |
| 30 | 1.40% | ¥122,864 | ¥44,230,864 | ¥8,130,864 |
| 30 | 1.50% | ¥124,588 | ¥44,851,823 | ¥8,751,823 |
| 30 | 1.60% | ¥126,328 | ¥45,478,078 | ¥9,378,078 |
| 30 | 1.70% | ¥128,082 | ¥46,109,615 | ¥10,009,615 |
| 30 | 1.80% | ¥129,851 | ¥46,746,416 | ¥10,646,416 |
| 30 | 1.90% | ¥131,635 | ¥47,388,467 | ¥11,288,467 |
| 30 | 2.00% | ¥133,433 | ¥48,035,747 | ¥11,935,747 |
| 30 | 2.10% | ¥135,245 | ¥48,688,238 | ¥12,588,238 |
| 30 | 2.20% | ¥137,072 | ¥49,345,921 | ¥13,245,921 |
| 30 | 2.30% | ¥138,913 | ¥50,008,776 | ¥13,908,776 |
| 30 | 2.40% | ¥140,769 | ¥50,676,780 | ¥14,576,780 |
| 30 | 2.50% | ¥142,639 | ¥51,349,912 | ¥15,249,912 |
| 30 | 2.60% | ¥144,523 | ¥52,028,149 | ¥15,928,149 |
| 30 | 2.70% | ¥146,421 | ¥52,711,467 | ¥16,611,467 |
| 30 | 2.80% | ¥148,333 | ¥53,399,842 | ¥17,299,842 |
| 30 | 2.90% | ¥150,259 | ¥54,093,248 | ¥17,993,248 |
| 30 | 3.00% | ¥152,199 | ¥54,791,660 | ¥18,691,660 |
3610万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥131,204 | ¥39,361,335 | ¥3,261,335 |
| 25 | 0.80% | ¥132,807 | ¥39,842,245 | ¥3,742,245 |
| 25 | 0.90% | ¥134,423 | ¥40,326,897 | ¥4,226,897 |
| 25 | 1.00% | ¥136,051 | ¥40,815,287 | ¥4,715,287 |
| 25 | 1.10% | ¥137,691 | ¥41,307,408 | ¥5,207,408 |
| 25 | 1.20% | ¥139,344 | ¥41,803,257 | ¥5,703,257 |
| 25 | 1.30% | ¥141,009 | ¥42,302,827 | ¥6,202,827 |
| 25 | 1.40% | ¥142,687 | ¥42,806,111 | ¥6,706,111 |
| 25 | 1.50% | ¥144,377 | ¥43,313,104 | ¥7,213,104 |
| 25 | 1.60% | ¥146,079 | ¥43,823,798 | ¥7,723,798 |
| 25 | 1.70% | ¥147,794 | ¥44,338,185 | ¥8,238,185 |
| 25 | 1.80% | ¥149,521 | ¥44,856,258 | ¥8,756,258 |
| 25 | 1.90% | ¥151,260 | ¥45,378,007 | ¥9,278,007 |
| 25 | 2.00% | ¥153,011 | ¥45,903,425 | ¥9,803,425 |
| 25 | 2.10% | ¥154,775 | ¥46,432,501 | ¥10,332,501 |
| 25 | 2.20% | ¥156,551 | ¥46,965,226 | ¥10,865,226 |
| 25 | 2.30% | ¥158,339 | ¥47,501,591 | ¥11,401,591 |
| 25 | 2.40% | ¥160,139 | ¥48,041,583 | ¥11,941,583 |
| 25 | 2.50% | ¥161,951 | ¥48,585,192 | ¥12,485,192 |
| 25 | 2.60% | ¥163,775 | ¥49,132,408 | ¥13,032,408 |
| 25 | 2.70% | ¥165,611 | ¥49,683,217 | ¥13,583,217 |
| 25 | 2.80% | ¥167,459 | ¥50,237,608 | ¥14,137,608 |
| 25 | 2.90% | ¥169,319 | ¥50,795,569 | ¥14,695,569 |
| 25 | 3.00% | ¥171,190 | ¥51,357,085 | ¥15,257,085 |
3610万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥161,235 | ¥38,696,455 | ¥2,596,455 |
| 20 | 0.80% | ¥162,821 | ¥39,076,987 | ¥2,976,987 |
| 20 | 0.90% | ¥164,416 | ¥39,459,917 | ¥3,359,917 |
| 20 | 1.00% | ¥166,022 | ¥39,845,243 | ¥3,745,243 |
| 20 | 1.10% | ¥167,637 | ¥40,232,963 | ¥4,132,963 |
| 20 | 1.20% | ¥169,263 | ¥40,623,075 | ¥4,523,075 |
| 20 | 1.30% | ¥170,898 | ¥41,015,576 | ¥4,915,576 |
| 20 | 1.40% | ¥172,544 | ¥41,410,463 | ¥5,310,463 |
| 20 | 1.50% | ¥174,199 | ¥41,807,734 | ¥5,707,734 |
| 20 | 1.60% | ¥175,864 | ¥42,207,386 | ¥6,107,386 |
| 20 | 1.70% | ¥177,539 | ¥42,609,415 | ¥6,509,415 |
| 20 | 1.80% | ¥179,224 | ¥43,013,818 | ¥6,913,818 |
| 20 | 1.90% | ¥180,919 | ¥43,420,592 | ¥7,320,592 |
| 20 | 2.00% | ¥182,624 | ¥43,829,732 | ¥7,729,732 |
| 20 | 2.10% | ¥184,338 | ¥44,241,235 | ¥8,141,235 |
| 20 | 2.20% | ¥186,063 | ¥44,655,096 | ¥8,555,096 |
| 20 | 2.30% | ¥187,797 | ¥45,071,312 | ¥8,971,312 |
| 20 | 2.40% | ¥189,541 | ¥45,489,877 | ¥9,389,877 |
| 20 | 2.50% | ¥191,295 | ¥45,910,787 | ¥9,810,787 |
| 20 | 2.60% | ¥193,058 | ¥46,334,037 | ¥10,234,037 |
| 20 | 2.70% | ¥194,832 | ¥46,759,622 | ¥10,659,622 |
| 20 | 2.80% | ¥196,615 | ¥47,187,537 | ¥11,087,537 |
| 20 | 2.90% | ¥198,407 | ¥47,617,777 | ¥11,517,777 |
| 20 | 3.00% | ¥200,210 | ¥48,050,336 | ¥11,950,336 |
3610万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥211,327 | ¥38,038,929 | ¥1,938,929 |
| 15 | 0.80% | ¥212,896 | ¥38,321,327 | ¥2,221,327 |
| 15 | 0.90% | ¥214,473 | ¥38,605,076 | ¥2,505,076 |
| 15 | 1.00% | ¥216,057 | ¥38,890,174 | ¥2,790,174 |
| 15 | 1.10% | ¥217,648 | ¥39,176,621 | ¥3,076,621 |
| 15 | 1.20% | ¥219,247 | ¥39,464,416 | ¥3,364,416 |
| 15 | 1.30% | ¥220,853 | ¥39,753,558 | ¥3,653,558 |
| 15 | 1.40% | ¥222,467 | ¥40,044,047 | ¥3,944,047 |
| 15 | 1.50% | ¥224,088 | ¥40,335,881 | ¥4,235,881 |
| 15 | 1.60% | ¥225,717 | ¥40,629,060 | ¥4,529,060 |
| 15 | 1.70% | ¥227,353 | ¥40,923,582 | ¥4,823,582 |
| 15 | 1.80% | ¥228,997 | ¥41,219,446 | ¥5,119,446 |
| 15 | 1.90% | ¥230,648 | ¥41,516,651 | ¥5,416,651 |
| 15 | 2.00% | ¥232,307 | ¥41,815,195 | ¥5,715,195 |
| 15 | 2.10% | ¥233,973 | ¥42,115,078 | ¥6,015,078 |
| 15 | 2.20% | ¥235,646 | ¥42,416,298 | ¥6,316,298 |
| 15 | 2.30% | ¥237,327 | ¥42,718,853 | ¥6,618,853 |
| 15 | 2.40% | ¥239,015 | ¥43,022,742 | ¥6,922,742 |
| 15 | 2.50% | ¥240,711 | ¥43,327,963 | ¥7,227,963 |
| 15 | 2.60% | ¥242,414 | ¥43,634,515 | ¥7,534,515 |
| 15 | 2.70% | ¥244,124 | ¥43,942,396 | ¥7,842,396 |
| 15 | 2.80% | ¥245,842 | ¥44,251,604 | ¥8,151,604 |
| 15 | 2.90% | ¥247,567 | ¥44,562,138 | ¥8,462,138 |
| 15 | 3.00% | ¥249,300 | ¥44,873,995 | ¥8,773,995 |
3610万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥311,573 | ¥37,388,763 | ¥1,288,763 |
| 10 | 0.80% | ¥313,127 | ¥37,575,277 | ¥1,475,277 |
| 10 | 0.90% | ¥314,687 | ¥37,762,391 | ¥1,662,391 |
| 10 | 1.00% | ¥316,251 | ¥37,950,105 | ¥1,850,105 |
| 10 | 1.10% | ¥317,820 | ¥38,138,420 | ¥2,038,420 |
| 10 | 1.20% | ¥319,394 | ¥38,327,335 | ¥2,227,335 |
| 10 | 1.30% | ¥320,974 | ¥38,516,850 | ¥2,416,850 |
| 10 | 1.40% | ¥322,558 | ¥38,706,964 | ¥2,606,964 |
| 10 | 1.50% | ¥324,147 | ¥38,897,678 | ¥2,797,678 |
| 10 | 1.60% | ¥325,742 | ¥39,088,991 | ¥2,988,991 |
| 10 | 1.70% | ¥327,341 | ¥39,280,902 | ¥3,180,902 |
| 10 | 1.80% | ¥328,945 | ¥39,473,413 | ¥3,373,413 |
| 10 | 1.90% | ¥330,554 | ¥39,666,521 | ¥3,566,521 |
| 10 | 2.00% | ¥332,169 | ¥39,860,228 | ¥3,760,228 |
| 10 | 2.10% | ¥333,788 | ¥40,054,533 | ¥3,954,533 |
| 10 | 2.20% | ¥335,412 | ¥40,249,435 | ¥4,149,435 |
| 10 | 2.30% | ¥337,041 | ¥40,444,934 | ¥4,344,934 |
| 10 | 2.40% | ¥338,675 | ¥40,641,029 | ¥4,541,029 |
| 10 | 2.50% | ¥340,314 | ¥40,837,721 | ¥4,737,721 |
| 10 | 2.60% | ¥341,958 | ¥41,035,010 | ¥4,935,010 |
| 10 | 2.70% | ¥343,607 | ¥41,232,893 | ¥5,132,893 |
| 10 | 2.80% | ¥345,261 | ¥41,431,372 | ¥5,331,372 |
| 10 | 2.90% | ¥346,920 | ¥41,630,446 | ¥5,530,446 |
| 10 | 3.00% | ¥348,584 | ¥41,830,115 | ¥5,730,115 |
