3620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3620万円の住宅ローン｜期間・年数別
3620万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥71,524 | ¥42,914,240 | ¥6,714,240 |
| 50 | 0.80% | ¥73,222 | ¥43,933,290 | ¥7,733,290 |
| 50 | 0.90% | ¥74,945 | ¥44,967,170 | ¥8,767,170 |
| 50 | 1.00% | ¥76,693 | ¥46,015,814 | ¥9,815,814 |
| 50 | 1.10% | ¥78,465 | ¥47,079,151 | ¥10,879,151 |
| 50 | 1.20% | ¥80,262 | ¥48,157,103 | ¥11,957,103 |
| 50 | 1.30% | ¥82,083 | ¥49,249,585 | ¥13,049,585 |
| 50 | 1.40% | ¥83,928 | ¥50,356,506 | ¥14,156,506 |
| 50 | 1.50% | ¥85,796 | ¥51,477,767 | ¥15,277,767 |
| 50 | 1.60% | ¥87,689 | ¥52,613,264 | ¥16,413,264 |
| 50 | 1.70% | ¥89,605 | ¥53,762,887 | ¥17,562,887 |
| 50 | 1.80% | ¥91,544 | ¥54,926,521 | ¥18,726,521 |
| 50 | 1.90% | ¥93,507 | ¥56,104,042 | ¥19,904,042 |
| 50 | 2.00% | ¥95,492 | ¥57,295,325 | ¥21,095,325 |
| 50 | 2.10% | ¥97,500 | ¥58,500,236 | ¥22,300,236 |
| 50 | 2.20% | ¥99,531 | ¥59,718,637 | ¥23,518,637 |
| 50 | 2.30% | ¥101,584 | ¥60,950,388 | ¥24,750,388 |
| 50 | 2.40% | ¥103,659 | ¥62,195,339 | ¥25,995,339 |
| 50 | 2.50% | ¥105,756 | ¥63,453,340 | ¥27,253,340 |
| 50 | 2.60% | ¥107,874 | ¥64,724,236 | ¥28,524,236 |
| 50 | 2.70% | ¥110,013 | ¥66,007,866 | ¥29,807,866 |
| 50 | 2.80% | ¥112,173 | ¥67,304,067 | ¥31,104,067 |
| 50 | 2.90% | ¥114,354 | ¥68,612,673 | ¥32,412,673 |
| 50 | 3.00% | ¥116,556 | ¥69,933,513 | ¥33,733,513 |
3620万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥78,168 | ¥42,210,805 | ¥6,010,805 |
| 45 | 0.80% | ¥79,848 | ¥43,118,054 | ¥6,918,054 |
| 45 | 0.90% | ¥81,551 | ¥44,037,351 | ¥7,837,351 |
| 45 | 1.00% | ¥83,275 | ¥44,968,653 | ¥8,768,653 |
| 45 | 1.10% | ¥85,022 | ¥45,911,912 | ¥9,711,912 |
| 45 | 1.20% | ¥86,791 | ¥46,867,078 | ¥10,667,078 |
| 45 | 1.30% | ¥88,582 | ¥47,834,093 | ¥11,634,093 |
| 45 | 1.40% | ¥90,394 | ¥48,812,897 | ¥12,612,897 |
| 45 | 1.50% | ¥92,229 | ¥49,803,424 | ¥13,603,424 |
| 45 | 1.60% | ¥94,084 | ¥50,805,606 | ¥14,605,606 |
| 45 | 1.70% | ¥95,962 | ¥51,819,368 | ¥15,619,368 |
| 45 | 1.80% | ¥97,860 | ¥52,844,632 | ¥16,644,632 |
| 45 | 1.90% | ¥99,780 | ¥53,881,318 | ¥17,681,318 |
| 45 | 2.00% | ¥101,721 | ¥54,929,340 | ¥18,729,340 |
| 45 | 2.10% | ¥103,683 | ¥55,988,609 | ¥19,788,609 |
| 45 | 2.20% | ¥105,665 | ¥57,059,032 | ¥20,859,032 |
| 45 | 2.30% | ¥107,668 | ¥58,140,513 | ¥21,940,513 |
| 45 | 2.40% | ¥109,691 | ¥59,232,953 | ¥23,032,953 |
| 45 | 2.50% | ¥111,734 | ¥60,336,249 | ¥24,136,249 |
| 45 | 2.60% | ¥113,797 | ¥61,450,294 | ¥25,250,294 |
| 45 | 2.70% | ¥115,880 | ¥62,574,981 | ¥26,374,981 |
| 45 | 2.80% | ¥117,982 | ¥63,710,198 | ¥27,510,198 |
| 45 | 2.90% | ¥120,103 | ¥64,855,830 | ¥28,655,830 |
| 45 | 3.00% | ¥122,244 | ¥66,011,760 | ¥29,811,760 |
3620万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥86,489 | ¥41,514,687 | ¥5,314,687 |
| 40 | 0.80% | ¥88,151 | ¥42,312,344 | ¥6,112,344 |
| 40 | 0.90% | ¥89,832 | ¥43,119,546 | ¥6,919,546 |
| 40 | 1.00% | ¥91,534 | ¥43,936,266 | ¥7,736,266 |
| 40 | 1.10% | ¥93,255 | ¥44,762,475 | ¥8,562,475 |
| 40 | 1.20% | ¥94,996 | ¥45,598,139 | ¥9,398,139 |
| 40 | 1.30% | ¥96,757 | ¥46,443,223 | ¥10,243,223 |
| 40 | 1.40% | ¥98,537 | ¥47,297,688 | ¥11,097,688 |
| 40 | 1.50% | ¥100,336 | ¥48,161,493 | ¥11,961,493 |
| 40 | 1.60% | ¥102,155 | ¥49,034,594 | ¥12,834,594 |
| 40 | 1.70% | ¥103,994 | ¥49,916,944 | ¥13,716,944 |
| 40 | 1.80% | ¥105,851 | ¥50,808,494 | ¥14,608,494 |
| 40 | 1.90% | ¥107,727 | ¥51,709,192 | ¥15,509,192 |
| 40 | 2.00% | ¥109,623 | ¥52,618,983 | ¥16,418,983 |
| 40 | 2.10% | ¥111,537 | ¥53,537,811 | ¥17,337,811 |
| 40 | 2.20% | ¥113,470 | ¥54,465,615 | ¥18,265,615 |
| 40 | 2.30% | ¥115,422 | ¥55,402,336 | ¥19,202,336 |
| 40 | 2.40% | ¥117,391 | ¥56,347,907 | ¥20,147,907 |
| 40 | 2.50% | ¥119,380 | ¥57,302,265 | ¥21,102,265 |
| 40 | 2.60% | ¥121,386 | ¥58,265,339 | ¥22,065,339 |
| 40 | 2.70% | ¥123,411 | ¥59,237,061 | ¥23,037,061 |
| 40 | 2.80% | ¥125,453 | ¥60,217,357 | ¥24,017,357 |
| 40 | 2.90% | ¥127,513 | ¥61,206,153 | ¥25,006,153 |
| 40 | 3.00% | ¥129,590 | ¥62,203,373 | ¥26,003,373 |
3620万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥97,205 | ¥40,825,899 | ¥4,625,899 |
| 35 | 0.80% | ¥98,848 | ¥41,516,185 | ¥5,316,185 |
| 35 | 0.90% | ¥100,509 | ¥42,213,797 | ¥6,013,797 |
| 35 | 1.00% | ¥102,187 | ¥42,918,718 | ¥6,718,718 |
| 35 | 1.10% | ¥103,883 | ¥43,630,930 | ¥7,430,930 |
| 35 | 1.20% | ¥105,596 | ¥44,350,415 | ¥8,150,415 |
| 35 | 1.30% | ¥107,327 | ¥45,077,151 | ¥8,877,151 |
| 35 | 1.40% | ¥109,074 | ¥45,811,115 | ¥9,611,115 |
| 35 | 1.50% | ¥110,839 | ¥46,552,282 | ¥10,352,282 |
| 35 | 1.60% | ¥112,621 | ¥47,300,626 | ¥11,100,626 |
| 35 | 1.70% | ¥114,419 | ¥48,056,120 | ¥11,856,120 |
| 35 | 1.80% | ¥116,235 | ¥48,818,733 | ¥12,618,733 |
| 35 | 1.90% | ¥118,068 | ¥49,588,434 | ¥13,388,434 |
| 35 | 2.00% | ¥119,917 | ¥50,365,192 | ¥14,165,192 |
| 35 | 2.10% | ¥121,783 | ¥51,148,971 | ¥14,948,971 |
| 35 | 2.20% | ¥123,666 | ¥51,939,736 | ¥15,739,736 |
| 35 | 2.30% | ¥125,565 | ¥52,737,451 | ¥16,537,451 |
| 35 | 2.40% | ¥127,481 | ¥53,542,076 | ¥17,342,076 |
| 35 | 2.50% | ¥129,413 | ¥54,353,573 | ¥18,153,573 |
| 35 | 2.60% | ¥131,362 | ¥55,171,898 | ¥18,971,898 |
| 35 | 2.70% | ¥133,326 | ¥55,997,010 | ¥19,797,010 |
| 35 | 2.80% | ¥135,307 | ¥56,828,866 | ¥20,628,866 |
| 35 | 2.90% | ¥137,303 | ¥57,667,419 | ¥21,467,419 |
| 35 | 3.00% | ¥139,316 | ¥58,512,623 | ¥22,312,623 |
3620万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥111,512 | ¥40,144,456 | ¥3,944,456 |
| 30 | 0.80% | ¥113,138 | ¥40,729,601 | ¥4,529,601 |
| 30 | 0.90% | ¥114,778 | ¥41,320,139 | ¥5,120,139 |
| 30 | 1.00% | ¥116,434 | ¥41,916,062 | ¥5,716,062 |
| 30 | 1.10% | ¥118,104 | ¥42,517,360 | ¥6,317,360 |
| 30 | 1.20% | ¥119,789 | ¥43,124,021 | ¥6,924,021 |
| 30 | 1.30% | ¥121,489 | ¥43,736,034 | ¥7,536,034 |
| 30 | 1.40% | ¥123,204 | ¥44,353,387 | ¥8,153,387 |
| 30 | 1.50% | ¥124,934 | ¥44,976,066 | ¥8,776,066 |
| 30 | 1.60% | ¥126,678 | ¥45,604,056 | ¥9,404,056 |
| 30 | 1.70% | ¥128,437 | ¥46,237,342 | ¥10,037,342 |
| 30 | 1.80% | ¥130,211 | ¥46,875,908 | ¥10,675,908 |
| 30 | 1.90% | ¥131,999 | ¥47,519,736 | ¥11,319,736 |
| 30 | 2.00% | ¥133,802 | ¥48,168,810 | ¥11,968,810 |
| 30 | 2.10% | ¥135,620 | ¥48,823,109 | ¥12,623,109 |
| 30 | 2.20% | ¥137,452 | ¥49,482,614 | ¥13,282,614 |
| 30 | 2.30% | ¥139,298 | ¥50,147,304 | ¥13,947,304 |
| 30 | 2.40% | ¥141,159 | ¥50,817,159 | ¥14,617,159 |
| 30 | 2.50% | ¥143,034 | ¥51,492,156 | ¥15,292,156 |
| 30 | 2.60% | ¥144,923 | ¥52,172,271 | ¥15,972,271 |
| 30 | 2.70% | ¥146,826 | ¥52,857,482 | ¥16,657,482 |
| 30 | 2.80% | ¥148,744 | ¥53,547,764 | ¥17,347,764 |
| 30 | 2.90% | ¥150,675 | ¥54,243,091 | ¥18,043,091 |
| 30 | 3.00% | ¥152,621 | ¥54,943,438 | ¥18,743,438 |
3620万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥131,568 | ¥39,470,369 | ¥3,270,369 |
| 25 | 0.80% | ¥133,175 | ¥39,952,612 | ¥3,752,612 |
| 25 | 0.90% | ¥134,795 | ¥40,438,606 | ¥4,238,606 |
| 25 | 1.00% | ¥136,428 | ¥40,928,349 | ¥4,728,349 |
| 25 | 1.10% | ¥138,073 | ¥41,421,833 | ¥5,221,833 |
| 25 | 1.20% | ¥139,730 | ¥41,919,056 | ¥5,719,056 |
| 25 | 1.30% | ¥141,400 | ¥42,420,009 | ¥6,220,009 |
| 25 | 1.40% | ¥143,082 | ¥42,924,688 | ¥6,724,688 |
| 25 | 1.50% | ¥144,777 | ¥43,433,085 | ¥7,233,085 |
| 25 | 1.60% | ¥146,484 | ¥43,945,193 | ¥7,745,193 |
| 25 | 1.70% | ¥148,203 | ¥44,461,006 | ¥8,261,006 |
| 25 | 1.80% | ¥149,935 | ¥44,980,513 | ¥8,780,513 |
| 25 | 1.90% | ¥151,679 | ¥45,503,708 | ¥9,303,708 |
| 25 | 2.00% | ¥153,435 | ¥46,030,581 | ¥9,830,581 |
| 25 | 2.10% | ¥155,204 | ¥46,561,123 | ¥10,361,123 |
| 25 | 2.20% | ¥156,984 | ¥47,095,324 | ¥10,895,324 |
| 25 | 2.30% | ¥158,777 | ¥47,633,174 | ¥11,433,174 |
| 25 | 2.40% | ¥160,582 | ¥48,174,662 | ¥11,974,662 |
| 25 | 2.50% | ¥162,399 | ¥48,719,777 | ¥12,519,777 |
| 25 | 2.60% | ¥164,228 | ¥49,268,508 | ¥13,068,508 |
| 25 | 2.70% | ¥166,069 | ¥49,820,844 | ¥13,620,844 |
| 25 | 2.80% | ¥167,923 | ¥50,376,771 | ¥14,176,771 |
| 25 | 2.90% | ¥169,788 | ¥50,936,277 | ¥14,736,277 |
| 25 | 3.00% | ¥171,664 | ¥51,499,349 | ¥15,299,349 |
3620万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥161,682 | ¥38,803,647 | ¥2,603,647 |
| 20 | 0.80% | ¥163,272 | ¥39,185,233 | ¥2,985,233 |
| 20 | 0.90% | ¥164,872 | ¥39,569,224 | ¥3,369,224 |
| 20 | 1.00% | ¥166,482 | ¥39,955,617 | ¥3,755,617 |
| 20 | 1.10% | ¥168,102 | ¥40,344,411 | ¥4,144,411 |
| 20 | 1.20% | ¥169,732 | ¥40,735,604 | ¥4,535,604 |
| 20 | 1.30% | ¥171,372 | ¥41,129,192 | ¥4,929,192 |
| 20 | 1.40% | ¥173,022 | ¥41,525,173 | ¥5,325,173 |
| 20 | 1.50% | ¥174,681 | ¥41,923,545 | ¥5,723,545 |
| 20 | 1.60% | ¥176,351 | ¥42,324,304 | ¥6,124,304 |
| 20 | 1.70% | ¥178,031 | ¥42,727,447 | ¥6,527,447 |
| 20 | 1.80% | ¥179,721 | ¥43,132,970 | ¥6,932,970 |
| 20 | 1.90% | ¥181,420 | ¥43,540,871 | ¥7,340,871 |
| 20 | 2.00% | ¥183,130 | ¥43,951,144 | ¥7,751,144 |
| 20 | 2.10% | ¥184,849 | ¥44,363,787 | ¥8,163,787 |
| 20 | 2.20% | ¥186,578 | ¥44,778,794 | ¥8,578,794 |
| 20 | 2.30% | ¥188,317 | ¥45,196,163 | ¥8,996,163 |
| 20 | 2.40% | ¥190,066 | ¥45,615,887 | ¥9,415,887 |
| 20 | 2.50% | ¥191,825 | ¥46,037,963 | ¥9,837,963 |
| 20 | 2.60% | ¥193,593 | ¥46,462,386 | ¥10,262,386 |
| 20 | 2.70% | ¥195,371 | ¥46,889,150 | ¥10,689,150 |
| 20 | 2.80% | ¥197,159 | ¥47,318,251 | ¥11,118,251 |
| 20 | 2.90% | ¥198,957 | ¥47,749,682 | ¥11,549,682 |
| 20 | 3.00% | ¥200,764 | ¥48,183,439 | ¥11,983,439 |
3620万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥211,913 | ¥38,144,300 | ¥1,944,300 |
| 15 | 0.80% | ¥213,486 | ¥38,427,480 | ¥2,227,480 |
| 15 | 0.90% | ¥215,067 | ¥38,712,015 | ¥2,512,015 |
| 15 | 1.00% | ¥216,655 | ¥38,997,903 | ¥2,797,903 |
| 15 | 1.10% | ¥218,251 | ¥39,285,143 | ¥3,085,143 |
| 15 | 1.20% | ¥219,854 | ¥39,573,735 | ¥3,373,735 |
| 15 | 1.30% | ¥221,465 | ¥39,863,679 | ¥3,663,679 |
| 15 | 1.40% | ¥223,083 | ¥40,154,973 | ¥3,954,973 |
| 15 | 1.50% | ¥224,709 | ¥40,447,615 | ¥4,247,615 |
| 15 | 1.60% | ¥226,342 | ¥40,741,606 | ¥4,541,606 |
| 15 | 1.70% | ¥227,983 | ¥41,036,944 | ¥4,836,944 |
| 15 | 1.80% | ¥229,631 | ¥41,333,627 | ¥5,133,627 |
| 15 | 1.90% | ¥231,287 | ¥41,631,655 | ¥5,431,655 |
| 15 | 2.00% | ¥232,950 | ¥41,931,027 | ¥5,731,027 |
| 15 | 2.10% | ¥234,621 | ¥42,231,740 | ¥6,031,740 |
| 15 | 2.20% | ¥236,299 | ¥42,533,794 | ¥6,333,794 |
| 15 | 2.30% | ¥237,984 | ¥42,837,187 | ¥6,637,187 |
| 15 | 2.40% | ¥239,677 | ¥43,141,918 | ¥6,941,918 |
| 15 | 2.50% | ¥241,378 | ¥43,447,985 | ¥7,247,985 |
| 15 | 2.60% | ¥243,085 | ¥43,755,386 | ¥7,555,386 |
| 15 | 2.70% | ¥244,801 | ¥44,064,120 | ¥7,864,120 |
| 15 | 2.80% | ¥246,523 | ¥44,374,185 | ¥8,174,185 |
| 15 | 2.90% | ¥248,253 | ¥44,685,578 | ¥8,485,578 |
| 15 | 3.00% | ¥249,991 | ¥44,998,300 | ¥8,798,300 |
3620万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥312,436 | ¥37,492,333 | ¥1,292,333 |
| 10 | 0.80% | ¥313,995 | ¥37,679,364 | ¥1,479,364 |
| 10 | 0.90% | ¥315,558 | ¥37,866,996 | ¥1,666,996 |
| 10 | 1.00% | ¥317,127 | ¥38,055,230 | ¥1,855,230 |
| 10 | 1.10% | ¥318,701 | ¥38,244,067 | ¥2,044,067 |
| 10 | 1.20% | ¥320,279 | ¥38,433,505 | ¥2,233,505 |
| 10 | 1.30% | ¥321,863 | ¥38,623,545 | ¥2,423,545 |
| 10 | 1.40% | ¥323,452 | ¥38,814,185 | ¥2,614,185 |
| 10 | 1.50% | ¥325,045 | ¥39,005,428 | ¥2,805,428 |
| 10 | 1.60% | ¥326,644 | ¥39,197,270 | ¥2,997,270 |
| 10 | 1.70% | ¥328,248 | ¥39,389,714 | ¥3,189,714 |
| 10 | 1.80% | ¥329,856 | ¥39,582,757 | ¥3,382,757 |
| 10 | 1.90% | ¥331,470 | ¥39,776,401 | ¥3,576,401 |
| 10 | 2.00% | ¥333,089 | ¥39,970,644 | ¥3,770,644 |
| 10 | 2.10% | ¥334,712 | ¥40,165,487 | ¥3,965,487 |
| 10 | 2.20% | ¥336,341 | ¥40,360,929 | ¥4,160,929 |
| 10 | 2.30% | ¥337,975 | ¥40,556,969 | ¥4,356,969 |
| 10 | 2.40% | ¥339,613 | ¥40,753,608 | ¥4,553,608 |
| 10 | 2.50% | ¥341,257 | ¥40,950,845 | ¥4,750,845 |
| 10 | 2.60% | ¥342,906 | ¥41,148,680 | ¥4,948,680 |
| 10 | 2.70% | ¥344,559 | ¥41,347,112 | ¥5,147,112 |
| 10 | 2.80% | ¥346,218 | ¥41,546,141 | ¥5,346,141 |
| 10 | 2.90% | ¥347,881 | ¥41,745,766 | ¥5,545,766 |
| 10 | 3.00% | ¥349,550 | ¥41,945,987 | ¥5,745,987 |
