3620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3620万円の住宅ローン|期間・年数別
3620万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥71,524 |
¥42,914,240 |
¥6,714,240 |
| 50 |
0.80% |
¥73,222 |
¥43,933,290 |
¥7,733,290 |
| 50 |
0.90% |
¥74,945 |
¥44,967,170 |
¥8,767,170 |
| 50 |
1.00% |
¥76,693 |
¥46,015,814 |
¥9,815,814 |
| 50 |
1.10% |
¥78,465 |
¥47,079,151 |
¥10,879,151 |
| 50 |
1.20% |
¥80,262 |
¥48,157,103 |
¥11,957,103 |
| 50 |
1.30% |
¥82,083 |
¥49,249,585 |
¥13,049,585 |
| 50 |
1.40% |
¥83,928 |
¥50,356,506 |
¥14,156,506 |
| 50 |
1.50% |
¥85,796 |
¥51,477,767 |
¥15,277,767 |
| 50 |
1.60% |
¥87,689 |
¥52,613,264 |
¥16,413,264 |
| 50 |
1.70% |
¥89,605 |
¥53,762,887 |
¥17,562,887 |
| 50 |
1.80% |
¥91,544 |
¥54,926,521 |
¥18,726,521 |
| 50 |
1.90% |
¥93,507 |
¥56,104,042 |
¥19,904,042 |
| 50 |
2.00% |
¥95,492 |
¥57,295,325 |
¥21,095,325 |
| 50 |
2.10% |
¥97,500 |
¥58,500,236 |
¥22,300,236 |
| 50 |
2.20% |
¥99,531 |
¥59,718,637 |
¥23,518,637 |
| 50 |
2.30% |
¥101,584 |
¥60,950,388 |
¥24,750,388 |
| 50 |
2.40% |
¥103,659 |
¥62,195,339 |
¥25,995,339 |
| 50 |
2.50% |
¥105,756 |
¥63,453,340 |
¥27,253,340 |
| 50 |
2.60% |
¥107,874 |
¥64,724,236 |
¥28,524,236 |
| 50 |
2.70% |
¥110,013 |
¥66,007,866 |
¥29,807,866 |
| 50 |
2.80% |
¥112,173 |
¥67,304,067 |
¥31,104,067 |
| 50 |
2.90% |
¥114,354 |
¥68,612,673 |
¥32,412,673 |
| 50 |
3.00% |
¥116,556 |
¥69,933,513 |
¥33,733,513 |
3620万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥78,168 |
¥42,210,805 |
¥6,010,805 |
| 45 |
0.80% |
¥79,848 |
¥43,118,054 |
¥6,918,054 |
| 45 |
0.90% |
¥81,551 |
¥44,037,351 |
¥7,837,351 |
| 45 |
1.00% |
¥83,275 |
¥44,968,653 |
¥8,768,653 |
| 45 |
1.10% |
¥85,022 |
¥45,911,912 |
¥9,711,912 |
| 45 |
1.20% |
¥86,791 |
¥46,867,078 |
¥10,667,078 |
| 45 |
1.30% |
¥88,582 |
¥47,834,093 |
¥11,634,093 |
| 45 |
1.40% |
¥90,394 |
¥48,812,897 |
¥12,612,897 |
| 45 |
1.50% |
¥92,229 |
¥49,803,424 |
¥13,603,424 |
| 45 |
1.60% |
¥94,084 |
¥50,805,606 |
¥14,605,606 |
| 45 |
1.70% |
¥95,962 |
¥51,819,368 |
¥15,619,368 |
| 45 |
1.80% |
¥97,860 |
¥52,844,632 |
¥16,644,632 |
| 45 |
1.90% |
¥99,780 |
¥53,881,318 |
¥17,681,318 |
| 45 |
2.00% |
¥101,721 |
¥54,929,340 |
¥18,729,340 |
| 45 |
2.10% |
¥103,683 |
¥55,988,609 |
¥19,788,609 |
| 45 |
2.20% |
¥105,665 |
¥57,059,032 |
¥20,859,032 |
| 45 |
2.30% |
¥107,668 |
¥58,140,513 |
¥21,940,513 |
| 45 |
2.40% |
¥109,691 |
¥59,232,953 |
¥23,032,953 |
| 45 |
2.50% |
¥111,734 |
¥60,336,249 |
¥24,136,249 |
| 45 |
2.60% |
¥113,797 |
¥61,450,294 |
¥25,250,294 |
| 45 |
2.70% |
¥115,880 |
¥62,574,981 |
¥26,374,981 |
| 45 |
2.80% |
¥117,982 |
¥63,710,198 |
¥27,510,198 |
| 45 |
2.90% |
¥120,103 |
¥64,855,830 |
¥28,655,830 |
| 45 |
3.00% |
¥122,244 |
¥66,011,760 |
¥29,811,760 |
3620万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥86,489 |
¥41,514,687 |
¥5,314,687 |
| 40 |
0.80% |
¥88,151 |
¥42,312,344 |
¥6,112,344 |
| 40 |
0.90% |
¥89,832 |
¥43,119,546 |
¥6,919,546 |
| 40 |
1.00% |
¥91,534 |
¥43,936,266 |
¥7,736,266 |
| 40 |
1.10% |
¥93,255 |
¥44,762,475 |
¥8,562,475 |
| 40 |
1.20% |
¥94,996 |
¥45,598,139 |
¥9,398,139 |
| 40 |
1.30% |
¥96,757 |
¥46,443,223 |
¥10,243,223 |
| 40 |
1.40% |
¥98,537 |
¥47,297,688 |
¥11,097,688 |
| 40 |
1.50% |
¥100,336 |
¥48,161,493 |
¥11,961,493 |
| 40 |
1.60% |
¥102,155 |
¥49,034,594 |
¥12,834,594 |
| 40 |
1.70% |
¥103,994 |
¥49,916,944 |
¥13,716,944 |
| 40 |
1.80% |
¥105,851 |
¥50,808,494 |
¥14,608,494 |
| 40 |
1.90% |
¥107,727 |
¥51,709,192 |
¥15,509,192 |
| 40 |
2.00% |
¥109,623 |
¥52,618,983 |
¥16,418,983 |
| 40 |
2.10% |
¥111,537 |
¥53,537,811 |
¥17,337,811 |
| 40 |
2.20% |
¥113,470 |
¥54,465,615 |
¥18,265,615 |
| 40 |
2.30% |
¥115,422 |
¥55,402,336 |
¥19,202,336 |
| 40 |
2.40% |
¥117,391 |
¥56,347,907 |
¥20,147,907 |
| 40 |
2.50% |
¥119,380 |
¥57,302,265 |
¥21,102,265 |
| 40 |
2.60% |
¥121,386 |
¥58,265,339 |
¥22,065,339 |
| 40 |
2.70% |
¥123,411 |
¥59,237,061 |
¥23,037,061 |
| 40 |
2.80% |
¥125,453 |
¥60,217,357 |
¥24,017,357 |
| 40 |
2.90% |
¥127,513 |
¥61,206,153 |
¥25,006,153 |
| 40 |
3.00% |
¥129,590 |
¥62,203,373 |
¥26,003,373 |
3620万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥97,205 |
¥40,825,899 |
¥4,625,899 |
| 35 |
0.80% |
¥98,848 |
¥41,516,185 |
¥5,316,185 |
| 35 |
0.90% |
¥100,509 |
¥42,213,797 |
¥6,013,797 |
| 35 |
1.00% |
¥102,187 |
¥42,918,718 |
¥6,718,718 |
| 35 |
1.10% |
¥103,883 |
¥43,630,930 |
¥7,430,930 |
| 35 |
1.20% |
¥105,596 |
¥44,350,415 |
¥8,150,415 |
| 35 |
1.30% |
¥107,327 |
¥45,077,151 |
¥8,877,151 |
| 35 |
1.40% |
¥109,074 |
¥45,811,115 |
¥9,611,115 |
| 35 |
1.50% |
¥110,839 |
¥46,552,282 |
¥10,352,282 |
| 35 |
1.60% |
¥112,621 |
¥47,300,626 |
¥11,100,626 |
| 35 |
1.70% |
¥114,419 |
¥48,056,120 |
¥11,856,120 |
| 35 |
1.80% |
¥116,235 |
¥48,818,733 |
¥12,618,733 |
| 35 |
1.90% |
¥118,068 |
¥49,588,434 |
¥13,388,434 |
| 35 |
2.00% |
¥119,917 |
¥50,365,192 |
¥14,165,192 |
| 35 |
2.10% |
¥121,783 |
¥51,148,971 |
¥14,948,971 |
| 35 |
2.20% |
¥123,666 |
¥51,939,736 |
¥15,739,736 |
| 35 |
2.30% |
¥125,565 |
¥52,737,451 |
¥16,537,451 |
| 35 |
2.40% |
¥127,481 |
¥53,542,076 |
¥17,342,076 |
| 35 |
2.50% |
¥129,413 |
¥54,353,573 |
¥18,153,573 |
| 35 |
2.60% |
¥131,362 |
¥55,171,898 |
¥18,971,898 |
| 35 |
2.70% |
¥133,326 |
¥55,997,010 |
¥19,797,010 |
| 35 |
2.80% |
¥135,307 |
¥56,828,866 |
¥20,628,866 |
| 35 |
2.90% |
¥137,303 |
¥57,667,419 |
¥21,467,419 |
| 35 |
3.00% |
¥139,316 |
¥58,512,623 |
¥22,312,623 |
3620万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥111,512 |
¥40,144,456 |
¥3,944,456 |
| 30 |
0.80% |
¥113,138 |
¥40,729,601 |
¥4,529,601 |
| 30 |
0.90% |
¥114,778 |
¥41,320,139 |
¥5,120,139 |
| 30 |
1.00% |
¥116,434 |
¥41,916,062 |
¥5,716,062 |
| 30 |
1.10% |
¥118,104 |
¥42,517,360 |
¥6,317,360 |
| 30 |
1.20% |
¥119,789 |
¥43,124,021 |
¥6,924,021 |
| 30 |
1.30% |
¥121,489 |
¥43,736,034 |
¥7,536,034 |
| 30 |
1.40% |
¥123,204 |
¥44,353,387 |
¥8,153,387 |
| 30 |
1.50% |
¥124,934 |
¥44,976,066 |
¥8,776,066 |
| 30 |
1.60% |
¥126,678 |
¥45,604,056 |
¥9,404,056 |
| 30 |
1.70% |
¥128,437 |
¥46,237,342 |
¥10,037,342 |
| 30 |
1.80% |
¥130,211 |
¥46,875,908 |
¥10,675,908 |
| 30 |
1.90% |
¥131,999 |
¥47,519,736 |
¥11,319,736 |
| 30 |
2.00% |
¥133,802 |
¥48,168,810 |
¥11,968,810 |
| 30 |
2.10% |
¥135,620 |
¥48,823,109 |
¥12,623,109 |
| 30 |
2.20% |
¥137,452 |
¥49,482,614 |
¥13,282,614 |
| 30 |
2.30% |
¥139,298 |
¥50,147,304 |
¥13,947,304 |
| 30 |
2.40% |
¥141,159 |
¥50,817,159 |
¥14,617,159 |
| 30 |
2.50% |
¥143,034 |
¥51,492,156 |
¥15,292,156 |
| 30 |
2.60% |
¥144,923 |
¥52,172,271 |
¥15,972,271 |
| 30 |
2.70% |
¥146,826 |
¥52,857,482 |
¥16,657,482 |
| 30 |
2.80% |
¥148,744 |
¥53,547,764 |
¥17,347,764 |
| 30 |
2.90% |
¥150,675 |
¥54,243,091 |
¥18,043,091 |
| 30 |
3.00% |
¥152,621 |
¥54,943,438 |
¥18,743,438 |
3620万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥131,568 |
¥39,470,369 |
¥3,270,369 |
| 25 |
0.80% |
¥133,175 |
¥39,952,612 |
¥3,752,612 |
| 25 |
0.90% |
¥134,795 |
¥40,438,606 |
¥4,238,606 |
| 25 |
1.00% |
¥136,428 |
¥40,928,349 |
¥4,728,349 |
| 25 |
1.10% |
¥138,073 |
¥41,421,833 |
¥5,221,833 |
| 25 |
1.20% |
¥139,730 |
¥41,919,056 |
¥5,719,056 |
| 25 |
1.30% |
¥141,400 |
¥42,420,009 |
¥6,220,009 |
| 25 |
1.40% |
¥143,082 |
¥42,924,688 |
¥6,724,688 |
| 25 |
1.50% |
¥144,777 |
¥43,433,085 |
¥7,233,085 |
| 25 |
1.60% |
¥146,484 |
¥43,945,193 |
¥7,745,193 |
| 25 |
1.70% |
¥148,203 |
¥44,461,006 |
¥8,261,006 |
| 25 |
1.80% |
¥149,935 |
¥44,980,513 |
¥8,780,513 |
| 25 |
1.90% |
¥151,679 |
¥45,503,708 |
¥9,303,708 |
| 25 |
2.00% |
¥153,435 |
¥46,030,581 |
¥9,830,581 |
| 25 |
2.10% |
¥155,204 |
¥46,561,123 |
¥10,361,123 |
| 25 |
2.20% |
¥156,984 |
¥47,095,324 |
¥10,895,324 |
| 25 |
2.30% |
¥158,777 |
¥47,633,174 |
¥11,433,174 |
| 25 |
2.40% |
¥160,582 |
¥48,174,662 |
¥11,974,662 |
| 25 |
2.50% |
¥162,399 |
¥48,719,777 |
¥12,519,777 |
| 25 |
2.60% |
¥164,228 |
¥49,268,508 |
¥13,068,508 |
| 25 |
2.70% |
¥166,069 |
¥49,820,844 |
¥13,620,844 |
| 25 |
2.80% |
¥167,923 |
¥50,376,771 |
¥14,176,771 |
| 25 |
2.90% |
¥169,788 |
¥50,936,277 |
¥14,736,277 |
| 25 |
3.00% |
¥171,664 |
¥51,499,349 |
¥15,299,349 |
3620万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥161,682 |
¥38,803,647 |
¥2,603,647 |
| 20 |
0.80% |
¥163,272 |
¥39,185,233 |
¥2,985,233 |
| 20 |
0.90% |
¥164,872 |
¥39,569,224 |
¥3,369,224 |
| 20 |
1.00% |
¥166,482 |
¥39,955,617 |
¥3,755,617 |
| 20 |
1.10% |
¥168,102 |
¥40,344,411 |
¥4,144,411 |
| 20 |
1.20% |
¥169,732 |
¥40,735,604 |
¥4,535,604 |
| 20 |
1.30% |
¥171,372 |
¥41,129,192 |
¥4,929,192 |
| 20 |
1.40% |
¥173,022 |
¥41,525,173 |
¥5,325,173 |
| 20 |
1.50% |
¥174,681 |
¥41,923,545 |
¥5,723,545 |
| 20 |
1.60% |
¥176,351 |
¥42,324,304 |
¥6,124,304 |
| 20 |
1.70% |
¥178,031 |
¥42,727,447 |
¥6,527,447 |
| 20 |
1.80% |
¥179,721 |
¥43,132,970 |
¥6,932,970 |
| 20 |
1.90% |
¥181,420 |
¥43,540,871 |
¥7,340,871 |
| 20 |
2.00% |
¥183,130 |
¥43,951,144 |
¥7,751,144 |
| 20 |
2.10% |
¥184,849 |
¥44,363,787 |
¥8,163,787 |
| 20 |
2.20% |
¥186,578 |
¥44,778,794 |
¥8,578,794 |
| 20 |
2.30% |
¥188,317 |
¥45,196,163 |
¥8,996,163 |
| 20 |
2.40% |
¥190,066 |
¥45,615,887 |
¥9,415,887 |
| 20 |
2.50% |
¥191,825 |
¥46,037,963 |
¥9,837,963 |
| 20 |
2.60% |
¥193,593 |
¥46,462,386 |
¥10,262,386 |
| 20 |
2.70% |
¥195,371 |
¥46,889,150 |
¥10,689,150 |
| 20 |
2.80% |
¥197,159 |
¥47,318,251 |
¥11,118,251 |
| 20 |
2.90% |
¥198,957 |
¥47,749,682 |
¥11,549,682 |
| 20 |
3.00% |
¥200,764 |
¥48,183,439 |
¥11,983,439 |
3620万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥211,913 |
¥38,144,300 |
¥1,944,300 |
| 15 |
0.80% |
¥213,486 |
¥38,427,480 |
¥2,227,480 |
| 15 |
0.90% |
¥215,067 |
¥38,712,015 |
¥2,512,015 |
| 15 |
1.00% |
¥216,655 |
¥38,997,903 |
¥2,797,903 |
| 15 |
1.10% |
¥218,251 |
¥39,285,143 |
¥3,085,143 |
| 15 |
1.20% |
¥219,854 |
¥39,573,735 |
¥3,373,735 |
| 15 |
1.30% |
¥221,465 |
¥39,863,679 |
¥3,663,679 |
| 15 |
1.40% |
¥223,083 |
¥40,154,973 |
¥3,954,973 |
| 15 |
1.50% |
¥224,709 |
¥40,447,615 |
¥4,247,615 |
| 15 |
1.60% |
¥226,342 |
¥40,741,606 |
¥4,541,606 |
| 15 |
1.70% |
¥227,983 |
¥41,036,944 |
¥4,836,944 |
| 15 |
1.80% |
¥229,631 |
¥41,333,627 |
¥5,133,627 |
| 15 |
1.90% |
¥231,287 |
¥41,631,655 |
¥5,431,655 |
| 15 |
2.00% |
¥232,950 |
¥41,931,027 |
¥5,731,027 |
| 15 |
2.10% |
¥234,621 |
¥42,231,740 |
¥6,031,740 |
| 15 |
2.20% |
¥236,299 |
¥42,533,794 |
¥6,333,794 |
| 15 |
2.30% |
¥237,984 |
¥42,837,187 |
¥6,637,187 |
| 15 |
2.40% |
¥239,677 |
¥43,141,918 |
¥6,941,918 |
| 15 |
2.50% |
¥241,378 |
¥43,447,985 |
¥7,247,985 |
| 15 |
2.60% |
¥243,085 |
¥43,755,386 |
¥7,555,386 |
| 15 |
2.70% |
¥244,801 |
¥44,064,120 |
¥7,864,120 |
| 15 |
2.80% |
¥246,523 |
¥44,374,185 |
¥8,174,185 |
| 15 |
2.90% |
¥248,253 |
¥44,685,578 |
¥8,485,578 |
| 15 |
3.00% |
¥249,991 |
¥44,998,300 |
¥8,798,300 |
3620万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥312,436 |
¥37,492,333 |
¥1,292,333 |
| 10 |
0.80% |
¥313,995 |
¥37,679,364 |
¥1,479,364 |
| 10 |
0.90% |
¥315,558 |
¥37,866,996 |
¥1,666,996 |
| 10 |
1.00% |
¥317,127 |
¥38,055,230 |
¥1,855,230 |
| 10 |
1.10% |
¥318,701 |
¥38,244,067 |
¥2,044,067 |
| 10 |
1.20% |
¥320,279 |
¥38,433,505 |
¥2,233,505 |
| 10 |
1.30% |
¥321,863 |
¥38,623,545 |
¥2,423,545 |
| 10 |
1.40% |
¥323,452 |
¥38,814,185 |
¥2,614,185 |
| 10 |
1.50% |
¥325,045 |
¥39,005,428 |
¥2,805,428 |
| 10 |
1.60% |
¥326,644 |
¥39,197,270 |
¥2,997,270 |
| 10 |
1.70% |
¥328,248 |
¥39,389,714 |
¥3,189,714 |
| 10 |
1.80% |
¥329,856 |
¥39,582,757 |
¥3,382,757 |
| 10 |
1.90% |
¥331,470 |
¥39,776,401 |
¥3,576,401 |
| 10 |
2.00% |
¥333,089 |
¥39,970,644 |
¥3,770,644 |
| 10 |
2.10% |
¥334,712 |
¥40,165,487 |
¥3,965,487 |
| 10 |
2.20% |
¥336,341 |
¥40,360,929 |
¥4,160,929 |
| 10 |
2.30% |
¥337,975 |
¥40,556,969 |
¥4,356,969 |
| 10 |
2.40% |
¥339,613 |
¥40,753,608 |
¥4,553,608 |
| 10 |
2.50% |
¥341,257 |
¥40,950,845 |
¥4,750,845 |
| 10 |
2.60% |
¥342,906 |
¥41,148,680 |
¥4,948,680 |
| 10 |
2.70% |
¥344,559 |
¥41,347,112 |
¥5,147,112 |
| 10 |
2.80% |
¥346,218 |
¥41,546,141 |
¥5,346,141 |
| 10 |
2.90% |
¥347,881 |
¥41,745,766 |
¥5,545,766 |
| 10 |
3.00% |
¥349,550 |
¥41,945,987 |
¥5,745,987 |