3630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3630万円の住宅ローン｜期間・年数別
3630万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥71,721 |
¥43,032,787 |
¥6,732,787 |
| 50 |
0.80% |
¥73,424 |
¥44,054,653 |
¥7,754,653 |
| 50 |
0.90% |
¥75,152 |
¥45,091,389 |
¥8,791,389 |
| 50 |
1.00% |
¥76,905 |
¥46,142,929 |
¥9,842,929 |
| 50 |
1.10% |
¥78,682 |
¥47,209,204 |
¥10,909,204 |
| 50 |
1.20% |
¥80,484 |
¥48,290,134 |
¥11,990,134 |
| 50 |
1.30% |
¥82,309 |
¥49,385,634 |
¥13,085,634 |
| 50 |
1.40% |
¥84,159 |
¥50,495,612 |
¥14,195,612 |
| 50 |
1.50% |
¥86,033 |
¥51,619,970 |
¥15,319,970 |
| 50 |
1.60% |
¥87,931 |
¥52,758,604 |
¥16,458,604 |
| 50 |
1.70% |
¥89,852 |
¥53,911,403 |
¥17,611,403 |
| 50 |
1.80% |
¥91,797 |
¥55,078,251 |
¥18,778,251 |
| 50 |
1.90% |
¥93,765 |
¥56,259,026 |
¥19,959,026 |
| 50 |
2.00% |
¥95,756 |
¥57,453,599 |
¥21,153,599 |
| 50 |
2.10% |
¥97,770 |
¥58,661,838 |
¥22,361,838 |
| 50 |
2.20% |
¥99,806 |
¥59,883,606 |
¥23,583,606 |
| 50 |
2.30% |
¥101,865 |
¥61,118,759 |
¥24,818,759 |
| 50 |
2.40% |
¥103,945 |
¥62,367,149 |
¥26,067,149 |
| 50 |
2.50% |
¥106,048 |
¥63,628,626 |
¥27,328,626 |
| 50 |
2.60% |
¥108,172 |
¥64,903,032 |
¥28,603,032 |
| 50 |
2.70% |
¥110,317 |
¥66,190,208 |
¥29,890,208 |
| 50 |
2.80% |
¥112,483 |
¥67,489,990 |
¥31,189,990 |
| 50 |
2.90% |
¥114,670 |
¥68,802,210 |
¥32,502,210 |
| 50 |
3.00% |
¥116,878 |
¥70,126,699 |
¥33,826,699 |
3630万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥78,384 |
¥42,327,410 |
¥6,027,410 |
| 45 |
0.80% |
¥80,069 |
¥43,237,165 |
¥6,937,165 |
| 45 |
0.90% |
¥81,776 |
¥44,159,001 |
¥7,859,001 |
| 45 |
1.00% |
¥83,505 |
¥45,092,875 |
¥8,792,875 |
| 45 |
1.10% |
¥85,257 |
¥46,038,741 |
¥9,738,741 |
| 45 |
1.20% |
¥87,031 |
¥46,996,545 |
¥10,696,545 |
| 45 |
1.30% |
¥88,826 |
¥47,966,232 |
¥11,666,232 |
| 45 |
1.40% |
¥90,644 |
¥48,947,739 |
¥12,647,739 |
| 45 |
1.50% |
¥92,483 |
¥49,941,003 |
¥13,641,003 |
| 45 |
1.60% |
¥94,344 |
¥50,945,953 |
¥14,645,953 |
| 45 |
1.70% |
¥96,227 |
¥51,962,515 |
¥15,662,515 |
| 45 |
1.80% |
¥98,131 |
¥52,990,612 |
¥16,690,612 |
| 45 |
1.90% |
¥100,056 |
¥54,030,162 |
¥17,730,162 |
| 45 |
2.00% |
¥102,002 |
¥55,081,079 |
¥18,781,079 |
| 45 |
2.10% |
¥103,969 |
¥56,143,274 |
¥19,843,274 |
| 45 |
2.20% |
¥105,957 |
¥57,216,654 |
¥20,916,654 |
| 45 |
2.30% |
¥107,965 |
¥58,301,123 |
¥22,001,123 |
| 45 |
2.40% |
¥109,994 |
¥59,396,580 |
¥23,096,580 |
| 45 |
2.50% |
¥112,042 |
¥60,502,923 |
¥24,202,923 |
| 45 |
2.60% |
¥114,111 |
¥61,620,046 |
¥25,320,046 |
| 45 |
2.70% |
¥116,200 |
¥62,747,840 |
¥26,447,840 |
| 45 |
2.80% |
¥118,308 |
¥63,886,193 |
¥27,586,193 |
| 45 |
2.90% |
¥120,435 |
¥65,034,989 |
¥28,734,989 |
| 45 |
3.00% |
¥122,582 |
¥66,194,113 |
¥29,894,113 |
3630万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥86,728 |
¥41,629,368 |
¥5,329,368 |
| 40 |
0.80% |
¥88,394 |
¥42,429,229 |
¥6,129,229 |
| 40 |
0.90% |
¥90,081 |
¥43,238,661 |
¥6,938,661 |
| 40 |
1.00% |
¥91,787 |
¥44,057,637 |
¥7,757,637 |
| 40 |
1.10% |
¥93,513 |
¥44,886,128 |
¥8,586,128 |
| 40 |
1.20% |
¥95,259 |
¥45,724,101 |
¥9,424,101 |
| 40 |
1.30% |
¥97,024 |
¥46,571,519 |
¥10,271,519 |
| 40 |
1.40% |
¥98,809 |
¥47,428,345 |
¥11,128,345 |
| 40 |
1.50% |
¥100,614 |
¥48,294,536 |
¥11,994,536 |
| 40 |
1.60% |
¥102,438 |
¥49,170,049 |
¥12,870,049 |
| 40 |
1.70% |
¥104,281 |
¥50,054,837 |
¥13,754,837 |
| 40 |
1.80% |
¥106,143 |
¥50,948,849 |
¥14,648,849 |
| 40 |
1.90% |
¥108,025 |
¥51,852,035 |
¥15,552,035 |
| 40 |
2.00% |
¥109,926 |
¥52,764,339 |
¥16,464,339 |
| 40 |
2.10% |
¥111,845 |
¥53,685,705 |
¥17,385,705 |
| 40 |
2.20% |
¥113,783 |
¥54,616,073 |
¥18,316,073 |
| 40 |
2.30% |
¥115,740 |
¥55,555,381 |
¥19,255,381 |
| 40 |
2.40% |
¥117,716 |
¥56,503,565 |
¥20,203,565 |
| 40 |
2.50% |
¥119,709 |
¥57,460,558 |
¥21,160,558 |
| 40 |
2.60% |
¥121,721 |
¥58,426,293 |
¥22,126,293 |
| 40 |
2.70% |
¥123,751 |
¥59,400,699 |
¥23,100,699 |
| 40 |
2.80% |
¥125,799 |
¥60,383,703 |
¥24,083,703 |
| 40 |
2.90% |
¥127,865 |
¥61,375,231 |
¥25,075,231 |
| 40 |
3.00% |
¥129,948 |
¥62,375,206 |
¥26,075,206 |
3630万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥97,473 |
¥40,938,678 |
¥4,638,678 |
| 35 |
0.80% |
¥99,121 |
¥41,630,871 |
¥5,330,871 |
| 35 |
0.90% |
¥100,787 |
¥42,330,409 |
¥6,030,409 |
| 35 |
1.00% |
¥102,470 |
¥43,037,278 |
¥6,737,278 |
| 35 |
1.10% |
¥104,170 |
¥43,751,458 |
¥7,451,458 |
| 35 |
1.20% |
¥105,888 |
¥44,472,930 |
¥8,172,930 |
| 35 |
1.30% |
¥107,623 |
¥45,201,674 |
¥8,901,674 |
| 35 |
1.40% |
¥109,375 |
¥45,937,665 |
¥9,637,665 |
| 35 |
1.50% |
¥111,145 |
¥46,680,880 |
¥10,380,880 |
| 35 |
1.60% |
¥112,932 |
¥47,431,291 |
¥11,131,291 |
| 35 |
1.70% |
¥114,735 |
¥48,188,871 |
¥11,888,871 |
| 35 |
1.80% |
¥116,556 |
¥48,953,591 |
¥12,653,591 |
| 35 |
1.90% |
¥118,394 |
¥49,725,419 |
¥13,425,419 |
| 35 |
2.00% |
¥120,248 |
¥50,504,322 |
¥14,204,322 |
| 35 |
2.10% |
¥122,120 |
¥51,290,266 |
¥14,990,266 |
| 35 |
2.20% |
¥124,008 |
¥52,083,216 |
¥15,783,216 |
| 35 |
2.30% |
¥125,912 |
¥52,883,135 |
¥16,583,135 |
| 35 |
2.40% |
¥127,833 |
¥53,689,983 |
¥17,389,983 |
| 35 |
2.50% |
¥129,771 |
¥54,503,721 |
¥18,203,721 |
| 35 |
2.60% |
¥131,725 |
¥55,324,307 |
¥19,024,307 |
| 35 |
2.70% |
¥133,695 |
¥56,151,698 |
¥19,851,698 |
| 35 |
2.80% |
¥135,681 |
¥56,985,851 |
¥20,685,851 |
| 35 |
2.90% |
¥137,683 |
¥57,826,721 |
¥21,526,721 |
| 35 |
3.00% |
¥139,701 |
¥58,674,260 |
¥22,374,260 |
3630万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥111,820 |
¥40,255,352 |
¥3,955,352 |
| 30 |
0.80% |
¥113,450 |
¥40,842,114 |
¥4,542,114 |
| 30 |
0.90% |
¥115,095 |
¥41,434,283 |
¥5,134,283 |
| 30 |
1.00% |
¥116,755 |
¥42,031,853 |
¥5,731,853 |
| 30 |
1.10% |
¥118,430 |
¥42,634,811 |
¥6,334,811 |
| 30 |
1.20% |
¥120,120 |
¥43,243,148 |
¥6,943,148 |
| 30 |
1.30% |
¥121,825 |
¥43,856,852 |
¥7,556,852 |
| 30 |
1.40% |
¥123,544 |
¥44,475,910 |
¥8,175,910 |
| 30 |
1.50% |
¥125,279 |
¥45,100,309 |
¥8,800,309 |
| 30 |
1.60% |
¥127,028 |
¥45,730,034 |
¥9,430,034 |
| 30 |
1.70% |
¥128,792 |
¥46,365,069 |
¥10,065,069 |
| 30 |
1.80% |
¥130,571 |
¥47,005,399 |
¥10,705,399 |
| 30 |
1.90% |
¥132,364 |
¥47,651,006 |
¥11,351,006 |
| 30 |
2.00% |
¥134,172 |
¥48,301,873 |
¥12,001,873 |
| 30 |
2.10% |
¥135,994 |
¥48,957,979 |
¥12,657,979 |
| 30 |
2.20% |
¥137,831 |
¥49,619,306 |
¥13,319,306 |
| 30 |
2.30% |
¥139,683 |
¥50,285,833 |
¥13,985,833 |
| 30 |
2.40% |
¥141,549 |
¥50,957,538 |
¥14,657,538 |
| 30 |
2.50% |
¥143,429 |
¥51,634,399 |
¥15,334,399 |
| 30 |
2.60% |
¥145,323 |
¥52,316,394 |
¥16,016,394 |
| 30 |
2.70% |
¥147,232 |
¥53,003,497 |
¥16,703,497 |
| 30 |
2.80% |
¥149,155 |
¥53,695,686 |
¥17,395,686 |
| 30 |
2.90% |
¥151,091 |
¥54,392,934 |
¥18,092,934 |
| 30 |
3.00% |
¥153,042 |
¥55,095,215 |
¥18,795,215 |
3630万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥131,931 |
¥39,579,403 |
¥3,279,403 |
| 25 |
0.80% |
¥133,543 |
¥40,062,978 |
¥3,762,978 |
| 25 |
0.90% |
¥135,168 |
¥40,550,315 |
¥4,250,315 |
| 25 |
1.00% |
¥136,805 |
¥41,041,410 |
¥4,741,410 |
| 25 |
1.10% |
¥138,454 |
¥41,536,258 |
¥5,236,258 |
| 25 |
1.20% |
¥140,116 |
¥42,034,854 |
¥5,734,854 |
| 25 |
1.30% |
¥141,791 |
¥42,537,191 |
¥6,237,191 |
| 25 |
1.40% |
¥143,478 |
¥43,043,264 |
¥6,743,264 |
| 25 |
1.50% |
¥145,177 |
¥43,553,066 |
¥7,253,066 |
| 25 |
1.60% |
¥146,889 |
¥44,066,589 |
¥7,766,589 |
| 25 |
1.70% |
¥148,613 |
¥44,583,826 |
¥8,283,826 |
| 25 |
1.80% |
¥150,349 |
¥45,104,769 |
¥8,804,769 |
| 25 |
1.90% |
¥152,098 |
¥45,629,409 |
¥9,329,409 |
| 25 |
2.00% |
¥153,859 |
¥46,157,737 |
¥9,857,737 |
| 25 |
2.10% |
¥155,632 |
¥46,689,745 |
¥10,389,745 |
| 25 |
2.20% |
¥157,418 |
¥47,225,422 |
¥10,925,422 |
| 25 |
2.30% |
¥159,216 |
¥47,764,757 |
¥11,464,757 |
| 25 |
2.40% |
¥161,026 |
¥48,307,741 |
¥12,007,741 |
| 25 |
2.50% |
¥162,848 |
¥48,854,362 |
¥12,554,362 |
| 25 |
2.60% |
¥164,682 |
¥49,404,609 |
¥13,104,609 |
| 25 |
2.70% |
¥166,528 |
¥49,958,470 |
¥13,658,470 |
| 25 |
2.80% |
¥168,386 |
¥50,515,933 |
¥14,215,933 |
| 25 |
2.90% |
¥170,257 |
¥51,076,984 |
¥14,776,984 |
| 25 |
3.00% |
¥172,139 |
¥51,641,612 |
¥15,341,612 |
3630万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥162,128 |
¥38,910,840 |
¥2,610,840 |
| 20 |
0.80% |
¥163,723 |
¥39,293,480 |
¥2,993,480 |
| 20 |
0.90% |
¥165,327 |
¥39,678,531 |
¥3,378,531 |
| 20 |
1.00% |
¥166,942 |
¥40,065,992 |
¥3,765,992 |
| 20 |
1.10% |
¥168,566 |
¥40,455,860 |
¥4,155,860 |
| 20 |
1.20% |
¥170,201 |
¥40,848,133 |
¥4,548,133 |
| 20 |
1.30% |
¥171,845 |
¥41,242,809 |
¥4,942,809 |
| 20 |
1.40% |
¥173,500 |
¥41,639,884 |
¥5,339,884 |
| 20 |
1.50% |
¥175,164 |
¥42,039,356 |
¥5,739,356 |
| 20 |
1.60% |
¥176,838 |
¥42,441,222 |
¥6,141,222 |
| 20 |
1.70% |
¥178,523 |
¥42,845,479 |
¥6,545,479 |
| 20 |
1.80% |
¥180,217 |
¥43,252,122 |
¥6,952,122 |
| 20 |
1.90% |
¥181,921 |
¥43,661,149 |
¥7,361,149 |
| 20 |
2.00% |
¥183,636 |
¥44,072,556 |
¥7,772,556 |
| 20 |
2.10% |
¥185,360 |
¥44,486,339 |
¥8,186,339 |
| 20 |
2.20% |
¥187,094 |
¥44,902,493 |
¥8,602,493 |
| 20 |
2.30% |
¥188,838 |
¥45,321,014 |
¥9,021,014 |
| 20 |
2.40% |
¥190,591 |
¥45,741,898 |
¥9,441,898 |
| 20 |
2.50% |
¥192,355 |
¥46,165,140 |
¥9,865,140 |
| 20 |
2.60% |
¥194,128 |
¥46,590,735 |
¥10,290,735 |
| 20 |
2.70% |
¥195,911 |
¥47,018,678 |
¥10,718,678 |
| 20 |
2.80% |
¥197,704 |
¥47,448,964 |
¥11,148,964 |
| 20 |
2.90% |
¥199,507 |
¥47,881,587 |
¥11,581,587 |
| 20 |
3.00% |
¥201,319 |
¥48,316,543 |
¥12,016,543 |
3630万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥212,498 |
¥38,249,671 |
¥1,949,671 |
| 15 |
0.80% |
¥214,076 |
¥38,533,634 |
¥2,233,634 |
| 15 |
0.90% |
¥215,661 |
¥38,818,954 |
¥2,518,954 |
| 15 |
1.00% |
¥217,254 |
¥39,105,632 |
¥2,805,632 |
| 15 |
1.10% |
¥218,854 |
¥39,393,666 |
¥3,093,666 |
| 15 |
1.20% |
¥220,461 |
¥39,683,055 |
¥3,383,055 |
| 15 |
1.30% |
¥222,077 |
¥39,973,800 |
¥3,673,800 |
| 15 |
1.40% |
¥223,699 |
¥40,265,898 |
¥3,965,898 |
| 15 |
1.50% |
¥225,330 |
¥40,559,349 |
¥4,259,349 |
| 15 |
1.60% |
¥226,968 |
¥40,854,152 |
¥4,554,152 |
| 15 |
1.70% |
¥228,613 |
¥41,150,305 |
¥4,850,305 |
| 15 |
1.80% |
¥230,266 |
¥41,447,809 |
¥5,147,809 |
| 15 |
1.90% |
¥231,926 |
¥41,746,660 |
¥5,446,660 |
| 15 |
2.00% |
¥233,594 |
¥42,046,858 |
¥5,746,858 |
| 15 |
2.10% |
¥235,269 |
¥42,348,403 |
¥6,048,403 |
| 15 |
2.20% |
¥236,952 |
¥42,651,291 |
¥6,351,291 |
| 15 |
2.30% |
¥238,642 |
¥42,955,522 |
¥6,655,522 |
| 15 |
2.40% |
¥240,339 |
¥43,261,095 |
¥6,961,095 |
| 15 |
2.50% |
¥242,044 |
¥43,568,007 |
¥7,268,007 |
| 15 |
2.60% |
¥243,757 |
¥43,876,257 |
¥7,576,257 |
| 15 |
2.70% |
¥245,477 |
¥44,185,844 |
¥7,885,844 |
| 15 |
2.80% |
¥247,204 |
¥44,496,765 |
¥8,196,765 |
| 15 |
2.90% |
¥248,939 |
¥44,809,019 |
¥8,509,019 |
| 15 |
3.00% |
¥250,681 |
¥45,122,604 |
¥8,822,604 |
3630万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥313,299 |
¥37,595,903 |
¥1,295,903 |
| 10 |
0.80% |
¥314,862 |
¥37,783,450 |
¥1,483,450 |
| 10 |
0.90% |
¥316,430 |
¥37,971,601 |
¥1,671,601 |
| 10 |
1.00% |
¥318,003 |
¥38,160,355 |
¥1,860,355 |
| 10 |
1.10% |
¥319,581 |
¥38,349,713 |
¥2,049,713 |
| 10 |
1.20% |
¥321,164 |
¥38,539,675 |
¥2,239,675 |
| 10 |
1.30% |
¥322,752 |
¥38,730,239 |
¥2,430,239 |
| 10 |
1.40% |
¥324,345 |
¥38,921,407 |
¥2,621,407 |
| 10 |
1.50% |
¥325,943 |
¥39,113,177 |
¥2,813,177 |
| 10 |
1.60% |
¥327,546 |
¥39,305,550 |
¥3,005,550 |
| 10 |
1.70% |
¥329,154 |
¥39,498,525 |
¥3,198,525 |
| 10 |
1.80% |
¥330,768 |
¥39,692,102 |
¥3,392,102 |
| 10 |
1.90% |
¥332,386 |
¥39,886,281 |
¥3,586,281 |
| 10 |
2.00% |
¥334,009 |
¥40,081,060 |
¥3,781,060 |
| 10 |
2.10% |
¥335,637 |
¥40,276,441 |
¥3,976,441 |
| 10 |
2.20% |
¥337,270 |
¥40,472,423 |
¥4,172,423 |
| 10 |
2.30% |
¥338,908 |
¥40,669,005 |
¥4,369,005 |
| 10 |
2.40% |
¥340,552 |
¥40,866,187 |
¥4,566,187 |
| 10 |
2.50% |
¥342,200 |
¥41,063,969 |
¥4,763,969 |
| 10 |
2.60% |
¥343,853 |
¥41,262,350 |
¥4,962,350 |
| 10 |
2.70% |
¥345,511 |
¥41,461,330 |
¥5,161,330 |
| 10 |
2.80% |
¥347,174 |
¥41,660,909 |
¥5,360,909 |
| 10 |
2.90% |
¥348,842 |
¥41,861,086 |
¥5,561,086 |
| 10 |
3.00% |
¥350,516 |
¥42,061,860 |
¥5,761,860 |
