3700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3700万円の住宅ローン｜期間・年数別
3700万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥73,104 |
¥43,862,621 |
¥6,862,621 |
| 50 |
0.80% |
¥74,840 |
¥44,904,192 |
¥7,904,192 |
| 50 |
0.90% |
¥76,602 |
¥45,960,919 |
¥8,960,919 |
| 50 |
1.00% |
¥78,388 |
¥47,032,738 |
¥10,032,738 |
| 50 |
1.10% |
¥80,199 |
¥48,119,574 |
¥11,119,574 |
| 50 |
1.20% |
¥82,036 |
¥49,221,349 |
¥12,221,349 |
| 50 |
1.30% |
¥83,897 |
¥50,337,974 |
¥13,337,974 |
| 50 |
1.40% |
¥85,782 |
¥51,469,357 |
¥14,469,357 |
| 50 |
1.50% |
¥87,692 |
¥52,615,397 |
¥15,615,397 |
| 50 |
1.60% |
¥89,627 |
¥53,775,988 |
¥16,775,988 |
| 50 |
1.70% |
¥91,585 |
¥54,951,017 |
¥17,951,017 |
| 50 |
1.80% |
¥93,567 |
¥56,140,366 |
¥19,140,366 |
| 50 |
1.90% |
¥95,573 |
¥57,343,910 |
¥20,343,910 |
| 50 |
2.00% |
¥97,603 |
¥58,561,520 |
¥21,561,520 |
| 50 |
2.10% |
¥99,655 |
¥59,793,059 |
¥22,793,059 |
| 50 |
2.20% |
¥101,731 |
¥61,038,386 |
¥24,038,386 |
| 50 |
2.30% |
¥103,829 |
¥62,297,358 |
¥25,297,358 |
| 50 |
2.40% |
¥105,950 |
¥63,569,822 |
¥26,569,822 |
| 50 |
2.50% |
¥108,093 |
¥64,855,624 |
¥27,855,624 |
| 50 |
2.60% |
¥110,258 |
¥66,154,606 |
¥29,154,606 |
| 50 |
2.70% |
¥112,444 |
¥67,466,603 |
¥30,466,603 |
| 50 |
2.80% |
¥114,652 |
¥68,791,450 |
¥31,791,450 |
| 50 |
2.90% |
¥116,882 |
¥70,128,975 |
¥33,128,975 |
| 50 |
3.00% |
¥119,132 |
¥71,479,005 |
¥34,479,005 |
3700万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥79,896 |
¥43,143,641 |
¥6,143,641 |
| 45 |
0.80% |
¥81,613 |
¥44,070,939 |
¥7,070,939 |
| 45 |
0.90% |
¥83,353 |
¥45,010,552 |
¥8,010,552 |
| 45 |
1.00% |
¥85,116 |
¥45,962,435 |
¥8,962,435 |
| 45 |
1.10% |
¥86,901 |
¥46,926,540 |
¥9,926,540 |
| 45 |
1.20% |
¥88,709 |
¥47,902,815 |
¥10,902,815 |
| 45 |
1.30% |
¥90,539 |
¥48,891,200 |
¥11,891,200 |
| 45 |
1.40% |
¥92,392 |
¥49,891,635 |
¥12,891,635 |
| 45 |
1.50% |
¥94,267 |
¥50,904,053 |
¥13,904,053 |
| 45 |
1.60% |
¥96,164 |
¥51,928,382 |
¥14,928,382 |
| 45 |
1.70% |
¥98,082 |
¥52,964,547 |
¥15,964,547 |
| 45 |
1.80% |
¥100,023 |
¥54,012,470 |
¥17,012,470 |
| 45 |
1.90% |
¥101,985 |
¥55,072,066 |
¥18,072,066 |
| 45 |
2.00% |
¥103,969 |
¥56,143,248 |
¥19,143,248 |
| 45 |
2.10% |
¥105,974 |
¥57,225,927 |
¥20,225,927 |
| 45 |
2.20% |
¥108,000 |
¥58,320,005 |
¥21,320,005 |
| 45 |
2.30% |
¥110,047 |
¥59,425,387 |
¥22,425,387 |
| 45 |
2.40% |
¥112,115 |
¥60,541,969 |
¥23,541,969 |
| 45 |
2.50% |
¥114,203 |
¥61,669,646 |
¥24,669,646 |
| 45 |
2.60% |
¥116,312 |
¥62,808,312 |
¥25,808,312 |
| 45 |
2.70% |
¥118,440 |
¥63,957,854 |
¥26,957,854 |
| 45 |
2.80% |
¥120,589 |
¥65,118,158 |
¥28,118,158 |
| 45 |
2.90% |
¥122,758 |
¥66,289,108 |
¥29,289,108 |
| 45 |
3.00% |
¥124,946 |
¥67,470,584 |
¥30,470,584 |
3700万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥88,400 |
¥42,432,138 |
¥5,432,138 |
| 40 |
0.80% |
¥90,099 |
¥43,247,423 |
¥6,247,423 |
| 40 |
0.90% |
¥91,818 |
¥44,072,464 |
¥7,072,464 |
| 40 |
1.00% |
¥93,557 |
¥44,907,233 |
¥7,907,233 |
| 40 |
1.10% |
¥95,316 |
¥45,751,701 |
¥8,751,701 |
| 40 |
1.20% |
¥97,095 |
¥46,605,833 |
¥9,605,833 |
| 40 |
1.30% |
¥98,895 |
¥47,469,593 |
¥10,469,593 |
| 40 |
1.40% |
¥100,714 |
¥48,342,941 |
¥11,342,941 |
| 40 |
1.50% |
¥102,554 |
¥49,225,836 |
¥12,225,836 |
| 40 |
1.60% |
¥104,413 |
¥50,118,232 |
¥13,118,232 |
| 40 |
1.70% |
¥106,292 |
¥51,020,081 |
¥14,020,081 |
| 40 |
1.80% |
¥108,190 |
¥51,931,334 |
¥14,931,334 |
| 40 |
1.90% |
¥110,108 |
¥52,851,937 |
¥15,851,937 |
| 40 |
2.00% |
¥112,045 |
¥53,781,834 |
¥16,781,834 |
| 40 |
2.10% |
¥114,002 |
¥54,720,967 |
¥17,720,967 |
| 40 |
2.20% |
¥115,978 |
¥55,669,275 |
¥18,669,275 |
| 40 |
2.30% |
¥117,972 |
¥56,626,697 |
¥19,626,697 |
| 40 |
2.40% |
¥119,986 |
¥57,593,165 |
¥20,593,165 |
| 40 |
2.50% |
¥122,018 |
¥58,568,613 |
¥21,568,613 |
| 40 |
2.60% |
¥124,069 |
¥59,552,971 |
¥22,552,971 |
| 40 |
2.70% |
¥126,138 |
¥60,546,167 |
¥23,546,167 |
| 40 |
2.80% |
¥128,225 |
¥61,548,127 |
¥24,548,127 |
| 40 |
2.90% |
¥130,331 |
¥62,558,775 |
¥25,558,775 |
| 40 |
3.00% |
¥132,454 |
¥63,578,033 |
¥26,578,033 |
3700万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥99,353 |
¥41,728,129 |
¥4,728,129 |
| 35 |
0.80% |
¥101,033 |
¥42,433,670 |
¥5,433,670 |
| 35 |
0.90% |
¥102,730 |
¥43,146,698 |
¥6,146,698 |
| 35 |
1.00% |
¥104,446 |
¥43,867,198 |
¥6,867,198 |
| 35 |
1.10% |
¥106,179 |
¥44,595,150 |
¥7,595,150 |
| 35 |
1.20% |
¥107,930 |
¥45,330,535 |
¥8,330,535 |
| 35 |
1.30% |
¥109,698 |
¥46,073,331 |
¥9,073,331 |
| 35 |
1.40% |
¥111,485 |
¥46,823,515 |
¥9,823,515 |
| 35 |
1.50% |
¥113,288 |
¥47,581,062 |
¥10,581,062 |
| 35 |
1.60% |
¥115,109 |
¥48,345,944 |
¥11,345,944 |
| 35 |
1.70% |
¥116,948 |
¥49,118,133 |
¥12,118,133 |
| 35 |
1.80% |
¥118,804 |
¥49,897,600 |
¥12,897,600 |
| 35 |
1.90% |
¥120,677 |
¥50,684,311 |
¥13,684,311 |
| 35 |
2.00% |
¥122,567 |
¥51,478,234 |
¥14,478,234 |
| 35 |
2.10% |
¥124,475 |
¥52,279,335 |
¥15,279,335 |
| 35 |
2.20% |
¥126,399 |
¥53,087,576 |
¥16,087,576 |
| 35 |
2.30% |
¥128,340 |
¥53,902,920 |
¥16,902,920 |
| 35 |
2.40% |
¥130,298 |
¥54,725,327 |
¥17,725,327 |
| 35 |
2.50% |
¥132,273 |
¥55,554,756 |
¥18,554,756 |
| 35 |
2.60% |
¥134,265 |
¥56,391,167 |
¥19,391,167 |
| 35 |
2.70% |
¥136,273 |
¥57,234,513 |
¥20,234,513 |
| 35 |
2.80% |
¥138,297 |
¥58,084,752 |
¥21,084,752 |
| 35 |
2.90% |
¥140,338 |
¥58,941,837 |
¥21,941,837 |
| 35 |
3.00% |
¥142,395 |
¥59,805,720 |
¥22,805,720 |
3700万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥113,977 |
¥41,031,626 |
¥4,031,626 |
| 30 |
0.80% |
¥115,638 |
¥41,629,703 |
¥4,629,703 |
| 30 |
0.90% |
¥117,315 |
¥42,233,292 |
¥5,233,292 |
| 30 |
1.00% |
¥119,007 |
¥42,842,384 |
¥5,842,384 |
| 30 |
1.10% |
¥120,714 |
¥43,456,970 |
¥6,456,970 |
| 30 |
1.20% |
¥122,436 |
¥44,077,038 |
¥7,077,038 |
| 30 |
1.30% |
¥124,174 |
¥44,702,577 |
¥7,702,577 |
| 30 |
1.40% |
¥125,927 |
¥45,333,573 |
¥8,333,573 |
| 30 |
1.50% |
¥127,694 |
¥45,970,012 |
¥8,970,012 |
| 30 |
1.60% |
¥129,477 |
¥46,611,880 |
¥9,611,880 |
| 30 |
1.70% |
¥131,275 |
¥47,259,162 |
¥10,259,162 |
| 30 |
1.80% |
¥133,088 |
¥47,911,840 |
¥10,911,840 |
| 30 |
1.90% |
¥134,916 |
¥48,569,896 |
¥11,569,896 |
| 30 |
2.00% |
¥136,759 |
¥49,233,314 |
¥12,233,314 |
| 30 |
2.10% |
¥138,617 |
¥49,902,072 |
¥12,902,072 |
| 30 |
2.20% |
¥140,489 |
¥50,576,152 |
¥13,576,152 |
| 30 |
2.30% |
¥142,376 |
¥51,255,532 |
¥14,255,532 |
| 30 |
2.40% |
¥144,278 |
¥51,940,190 |
¥14,940,190 |
| 30 |
2.50% |
¥146,195 |
¥52,630,104 |
¥15,630,104 |
| 30 |
2.60% |
¥148,126 |
¥53,325,250 |
¥16,325,250 |
| 30 |
2.70% |
¥150,071 |
¥54,025,603 |
¥17,025,603 |
| 30 |
2.80% |
¥152,031 |
¥54,731,140 |
¥17,731,140 |
| 30 |
2.90% |
¥154,005 |
¥55,441,833 |
¥18,441,833 |
| 30 |
3.00% |
¥155,993 |
¥56,157,657 |
¥19,157,657 |
3700万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥134,475 |
¥40,342,642 |
¥3,342,642 |
| 25 |
0.80% |
¥136,118 |
¥40,835,542 |
¥3,835,542 |
| 25 |
0.90% |
¥137,774 |
¥41,332,277 |
¥4,332,277 |
| 25 |
1.00% |
¥139,443 |
¥41,832,842 |
¥4,832,842 |
| 25 |
1.10% |
¥141,124 |
¥42,337,233 |
¥5,337,233 |
| 25 |
1.20% |
¥142,818 |
¥42,845,444 |
¥5,845,444 |
| 25 |
1.30% |
¥144,525 |
¥43,357,468 |
¥6,357,468 |
| 25 |
1.40% |
¥146,244 |
¥43,873,300 |
¥6,873,300 |
| 25 |
1.50% |
¥147,976 |
¥44,392,932 |
¥7,392,932 |
| 25 |
1.60% |
¥149,721 |
¥44,916,358 |
¥7,916,358 |
| 25 |
1.70% |
¥151,479 |
¥45,443,569 |
¥8,443,569 |
| 25 |
1.80% |
¥153,249 |
¥45,974,558 |
¥8,974,558 |
| 25 |
1.90% |
¥155,031 |
¥46,509,315 |
¥9,509,315 |
| 25 |
2.00% |
¥156,826 |
¥47,047,832 |
¥10,047,832 |
| 25 |
2.10% |
¥158,634 |
¥47,590,098 |
¥10,590,098 |
| 25 |
2.20% |
¥160,454 |
¥48,136,105 |
¥11,136,105 |
| 25 |
2.30% |
¥162,286 |
¥48,685,841 |
¥11,685,841 |
| 25 |
2.40% |
¥164,131 |
¥49,239,295 |
¥12,239,295 |
| 25 |
2.50% |
¥165,988 |
¥49,796,457 |
¥12,796,457 |
| 25 |
2.60% |
¥167,858 |
¥50,357,315 |
¥13,357,315 |
| 25 |
2.70% |
¥169,740 |
¥50,921,857 |
¥13,921,857 |
| 25 |
2.80% |
¥171,634 |
¥51,490,069 |
¥14,490,069 |
| 25 |
2.90% |
¥173,540 |
¥52,061,940 |
¥15,061,940 |
| 25 |
3.00% |
¥175,458 |
¥52,637,456 |
¥15,637,456 |
3700万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥165,255 |
¥39,661,187 |
¥2,661,187 |
| 20 |
0.80% |
¥166,880 |
¥40,051,205 |
¥3,051,205 |
| 20 |
0.90% |
¥168,515 |
¥40,443,682 |
¥3,443,682 |
| 20 |
1.00% |
¥170,161 |
¥40,838,614 |
¥3,838,614 |
| 20 |
1.10% |
¥171,817 |
¥41,236,001 |
¥4,236,001 |
| 20 |
1.20% |
¥173,483 |
¥41,635,838 |
¥4,635,838 |
| 20 |
1.30% |
¥175,159 |
¥42,038,124 |
¥5,038,124 |
| 20 |
1.40% |
¥176,845 |
¥42,442,857 |
¥5,442,857 |
| 20 |
1.50% |
¥178,542 |
¥42,850,032 |
¥5,850,032 |
| 20 |
1.60% |
¥180,249 |
¥43,259,648 |
¥6,259,648 |
| 20 |
1.70% |
¥181,965 |
¥43,671,700 |
¥6,671,700 |
| 20 |
1.80% |
¥183,692 |
¥44,086,185 |
¥7,086,185 |
| 20 |
1.90% |
¥185,430 |
¥44,503,100 |
¥7,503,100 |
| 20 |
2.00% |
¥187,177 |
¥44,922,440 |
¥7,922,440 |
| 20 |
2.10% |
¥188,934 |
¥45,344,202 |
¥8,344,202 |
| 20 |
2.20% |
¥190,702 |
¥45,768,381 |
¥8,768,381 |
| 20 |
2.30% |
¥192,479 |
¥46,194,973 |
¥9,194,973 |
| 20 |
2.40% |
¥194,267 |
¥46,623,973 |
¥9,623,973 |
| 20 |
2.50% |
¥196,064 |
¥47,055,377 |
¥10,055,377 |
| 20 |
2.60% |
¥197,872 |
¥47,489,179 |
¥10,489,179 |
| 20 |
2.70% |
¥199,689 |
¥47,925,374 |
¥10,925,374 |
| 20 |
2.80% |
¥201,516 |
¥48,363,958 |
¥11,363,958 |
| 20 |
2.90% |
¥203,354 |
¥48,804,924 |
¥11,804,924 |
| 20 |
3.00% |
¥205,201 |
¥49,248,267 |
¥12,248,267 |
3700万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥216,596 |
¥38,987,268 |
¥1,987,268 |
| 15 |
0.80% |
¥218,204 |
¥39,276,707 |
¥2,276,707 |
| 15 |
0.90% |
¥219,820 |
¥39,567,529 |
¥2,567,529 |
| 15 |
1.00% |
¥221,443 |
¥39,859,735 |
¥2,859,735 |
| 15 |
1.10% |
¥223,074 |
¥40,153,323 |
¥3,153,323 |
| 15 |
1.20% |
¥224,713 |
¥40,448,293 |
¥3,448,293 |
| 15 |
1.30% |
¥226,359 |
¥40,744,644 |
¥3,744,644 |
| 15 |
1.40% |
¥228,013 |
¥41,042,375 |
¥4,042,375 |
| 15 |
1.50% |
¥229,675 |
¥41,341,485 |
¥4,341,485 |
| 15 |
1.60% |
¥231,344 |
¥41,641,973 |
¥4,641,973 |
| 15 |
1.70% |
¥233,021 |
¥41,943,838 |
¥4,943,838 |
| 15 |
1.80% |
¥234,706 |
¥42,247,078 |
¥5,247,078 |
| 15 |
1.90% |
¥236,398 |
¥42,551,692 |
¥5,551,692 |
| 15 |
2.00% |
¥238,098 |
¥42,857,679 |
¥5,857,679 |
| 15 |
2.10% |
¥239,806 |
¥43,165,038 |
¥6,165,038 |
| 15 |
2.20% |
¥241,521 |
¥43,473,768 |
¥6,473,768 |
| 15 |
2.30% |
¥243,244 |
¥43,783,866 |
¥6,783,866 |
| 15 |
2.40% |
¥244,974 |
¥44,095,331 |
¥7,095,331 |
| 15 |
2.50% |
¥246,712 |
¥44,408,161 |
¥7,408,161 |
| 15 |
2.60% |
¥248,458 |
¥44,722,356 |
¥7,722,356 |
| 15 |
2.70% |
¥250,211 |
¥45,037,912 |
¥8,037,912 |
| 15 |
2.80% |
¥251,971 |
¥45,354,829 |
¥8,354,829 |
| 15 |
2.90% |
¥253,739 |
¥45,673,105 |
¥8,673,105 |
| 15 |
3.00% |
¥255,515 |
¥45,992,737 |
¥8,992,737 |
3700万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥319,341 |
¥38,320,893 |
¥1,320,893 |
| 10 |
0.80% |
¥320,934 |
¥38,512,057 |
¥1,512,057 |
| 10 |
0.90% |
¥322,532 |
¥38,703,836 |
¥1,703,836 |
| 10 |
1.00% |
¥324,135 |
¥38,896,230 |
¥1,896,230 |
| 10 |
1.10% |
¥325,744 |
¥39,089,239 |
¥2,089,239 |
| 10 |
1.20% |
¥327,357 |
¥39,282,864 |
¥2,282,864 |
| 10 |
1.30% |
¥328,976 |
¥39,477,104 |
¥2,477,104 |
| 10 |
1.40% |
¥330,600 |
¥39,671,958 |
¥2,671,958 |
| 10 |
1.50% |
¥332,229 |
¥39,867,426 |
¥2,867,426 |
| 10 |
1.60% |
¥333,863 |
¥40,063,508 |
¥3,063,508 |
| 10 |
1.70% |
¥335,502 |
¥40,260,205 |
¥3,260,205 |
| 10 |
1.80% |
¥337,146 |
¥40,457,514 |
¥3,457,514 |
| 10 |
1.90% |
¥338,795 |
¥40,655,437 |
¥3,655,437 |
| 10 |
2.00% |
¥340,450 |
¥40,853,974 |
¥3,853,974 |
| 10 |
2.10% |
¥342,109 |
¥41,053,122 |
¥4,053,122 |
| 10 |
2.20% |
¥343,774 |
¥41,252,883 |
¥4,252,883 |
| 10 |
2.30% |
¥345,444 |
¥41,453,256 |
¥4,453,256 |
| 10 |
2.40% |
¥347,119 |
¥41,654,241 |
¥4,654,241 |
| 10 |
2.50% |
¥348,799 |
¥41,855,836 |
¥4,855,836 |
| 10 |
2.60% |
¥350,484 |
¥42,058,043 |
¥5,058,043 |
| 10 |
2.70% |
¥352,174 |
¥42,260,860 |
¥5,260,860 |
| 10 |
2.80% |
¥353,869 |
¥42,464,287 |
¥5,464,287 |
| 10 |
2.90% |
¥355,569 |
¥42,668,324 |
¥5,668,324 |
| 10 |
3.00% |
¥357,275 |
¥42,872,971 |
¥5,872,971 |
