3740万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3740万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3740万円の住宅ローン｜期間・年数別
3740万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥73,895 |
¥44,336,811 |
¥6,936,811 |
| 50 |
0.80% |
¥75,649 |
¥45,389,642 |
¥7,989,642 |
| 50 |
0.90% |
¥77,430 |
¥46,457,794 |
¥9,057,794 |
| 50 |
1.00% |
¥79,235 |
¥47,541,200 |
¥10,141,200 |
| 50 |
1.10% |
¥81,066 |
¥48,639,786 |
¥11,239,786 |
| 50 |
1.20% |
¥82,922 |
¥49,753,471 |
¥12,353,471 |
| 50 |
1.30% |
¥84,804 |
¥50,882,168 |
¥13,482,168 |
| 50 |
1.40% |
¥86,710 |
¥52,025,782 |
¥14,625,782 |
| 50 |
1.50% |
¥88,640 |
¥53,184,212 |
¥15,784,212 |
| 50 |
1.60% |
¥90,596 |
¥54,357,350 |
¥16,957,350 |
| 50 |
1.70% |
¥92,575 |
¥55,545,082 |
¥18,145,082 |
| 50 |
1.80% |
¥94,579 |
¥56,747,289 |
¥19,347,289 |
| 50 |
1.90% |
¥96,606 |
¥57,963,845 |
¥20,563,845 |
| 50 |
2.00% |
¥98,658 |
¥59,194,617 |
¥21,794,617 |
| 50 |
2.10% |
¥100,732 |
¥60,439,470 |
¥23,039,470 |
| 50 |
2.20% |
¥102,830 |
¥61,698,261 |
¥24,298,261 |
| 50 |
2.30% |
¥104,951 |
¥62,970,842 |
¥25,570,842 |
| 50 |
2.40% |
¥107,095 |
¥64,257,063 |
¥26,857,063 |
| 50 |
2.50% |
¥109,261 |
¥65,556,766 |
¥28,156,766 |
| 50 |
2.60% |
¥111,450 |
¥66,869,791 |
¥29,469,791 |
| 50 |
2.70% |
¥113,660 |
¥68,195,972 |
¥30,795,972 |
| 50 |
2.80% |
¥115,892 |
¥69,535,141 |
¥32,135,141 |
| 50 |
2.90% |
¥118,145 |
¥70,887,126 |
¥33,487,126 |
| 50 |
3.00% |
¥120,420 |
¥72,251,751 |
¥34,851,751 |
3740万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥80,759 |
¥43,610,059 |
¥6,210,059 |
| 45 |
0.80% |
¥82,495 |
¥44,547,382 |
¥7,147,382 |
| 45 |
0.90% |
¥84,254 |
¥45,497,152 |
¥8,097,152 |
| 45 |
1.00% |
¥86,036 |
¥46,459,326 |
¥9,059,326 |
| 45 |
1.10% |
¥87,840 |
¥47,433,854 |
¥10,033,854 |
| 45 |
1.20% |
¥89,668 |
¥48,420,683 |
¥11,020,683 |
| 45 |
1.30% |
¥91,518 |
¥49,419,754 |
¥12,019,754 |
| 45 |
1.40% |
¥93,391 |
¥50,431,004 |
¥13,031,004 |
| 45 |
1.50% |
¥95,286 |
¥51,454,367 |
¥14,054,367 |
| 45 |
1.60% |
¥97,203 |
¥52,489,770 |
¥15,089,770 |
| 45 |
1.70% |
¥99,143 |
¥53,537,137 |
¥16,137,137 |
| 45 |
1.80% |
¥101,104 |
¥54,596,388 |
¥17,196,388 |
| 45 |
1.90% |
¥103,088 |
¥55,667,439 |
¥18,267,439 |
| 45 |
2.00% |
¥105,093 |
¥56,750,202 |
¥19,350,202 |
| 45 |
2.10% |
¥107,120 |
¥57,844,585 |
¥20,444,585 |
| 45 |
2.20% |
¥109,168 |
¥58,950,492 |
¥21,550,492 |
| 45 |
2.30% |
¥111,237 |
¥60,067,823 |
¥22,667,823 |
| 45 |
2.40% |
¥113,327 |
¥61,196,476 |
¥23,796,476 |
| 45 |
2.50% |
¥115,438 |
¥62,336,345 |
¥24,936,345 |
| 45 |
2.60% |
¥117,569 |
¥63,487,321 |
¥26,087,321 |
| 45 |
2.70% |
¥119,721 |
¥64,649,290 |
¥27,249,290 |
| 45 |
2.80% |
¥121,893 |
¥65,822,138 |
¥28,422,138 |
| 45 |
2.90% |
¥124,085 |
¥67,005,747 |
¥29,605,747 |
| 45 |
3.00% |
¥126,296 |
¥68,199,995 |
¥30,799,995 |
3740万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥89,356 |
¥42,890,864 |
¥5,490,864 |
| 40 |
0.80% |
¥91,073 |
¥43,714,963 |
¥6,314,963 |
| 40 |
0.90% |
¥92,810 |
¥44,548,923 |
¥7,148,923 |
| 40 |
1.00% |
¥94,568 |
¥45,392,717 |
¥7,992,717 |
| 40 |
1.10% |
¥96,346 |
¥46,246,314 |
¥8,846,314 |
| 40 |
1.20% |
¥98,145 |
¥47,109,680 |
¥9,709,680 |
| 40 |
1.30% |
¥99,964 |
¥47,982,778 |
¥10,582,778 |
| 40 |
1.40% |
¥101,803 |
¥48,865,568 |
¥11,465,568 |
| 40 |
1.50% |
¥103,663 |
¥49,758,007 |
¥12,358,007 |
| 40 |
1.60% |
¥105,542 |
¥50,660,051 |
¥13,260,051 |
| 40 |
1.70% |
¥107,441 |
¥51,571,650 |
¥14,171,650 |
| 40 |
1.80% |
¥109,360 |
¥52,492,754 |
¥15,092,754 |
| 40 |
1.90% |
¥111,299 |
¥53,423,309 |
¥16,023,309 |
| 40 |
2.00% |
¥113,257 |
¥54,363,259 |
¥16,963,259 |
| 40 |
2.10% |
¥115,234 |
¥55,312,545 |
¥17,912,545 |
| 40 |
2.20% |
¥117,231 |
¥56,271,105 |
¥18,871,105 |
| 40 |
2.30% |
¥119,248 |
¥57,238,877 |
¥19,838,877 |
| 40 |
2.40% |
¥121,283 |
¥58,215,794 |
¥20,815,794 |
| 40 |
2.50% |
¥123,337 |
¥59,201,787 |
¥21,801,787 |
| 40 |
2.60% |
¥125,410 |
¥60,196,787 |
¥22,796,787 |
| 40 |
2.70% |
¥127,502 |
¥61,200,720 |
¥23,800,720 |
| 40 |
2.80% |
¥129,611 |
¥62,213,512 |
¥24,813,512 |
| 40 |
2.90% |
¥131,740 |
¥63,235,086 |
¥25,835,086 |
| 40 |
3.00% |
¥133,886 |
¥64,265,363 |
¥26,865,363 |
3740万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥100,427 |
¥42,179,244 |
¥4,779,244 |
| 35 |
0.80% |
¥102,125 |
¥42,892,412 |
¥5,492,412 |
| 35 |
0.90% |
¥103,841 |
¥43,613,149 |
¥6,213,149 |
| 35 |
1.00% |
¥105,575 |
¥44,341,438 |
¥6,941,438 |
| 35 |
1.10% |
¥107,327 |
¥45,077,260 |
¥7,677,260 |
| 35 |
1.20% |
¥109,097 |
¥45,820,595 |
¥8,420,595 |
| 35 |
1.30% |
¥110,884 |
¥46,571,422 |
¥9,171,422 |
| 35 |
1.40% |
¥112,690 |
¥47,329,716 |
¥9,929,716 |
| 35 |
1.50% |
¥114,513 |
¥48,095,452 |
¥10,695,452 |
| 35 |
1.60% |
¥116,354 |
¥48,868,603 |
¥11,468,603 |
| 35 |
1.70% |
¥118,212 |
¥49,649,140 |
¥12,249,140 |
| 35 |
1.80% |
¥120,088 |
¥50,437,033 |
¥13,037,033 |
| 35 |
1.90% |
¥121,982 |
¥51,232,250 |
¥13,832,250 |
| 35 |
2.00% |
¥123,892 |
¥52,034,756 |
¥14,634,756 |
| 35 |
2.10% |
¥125,820 |
¥52,844,517 |
¥15,444,517 |
| 35 |
2.20% |
¥127,765 |
¥53,661,496 |
¥16,261,496 |
| 35 |
2.30% |
¥129,728 |
¥54,485,654 |
¥17,085,654 |
| 35 |
2.40% |
¥131,707 |
¥55,316,952 |
¥17,916,952 |
| 35 |
2.50% |
¥133,703 |
¥56,155,348 |
¥18,755,348 |
| 35 |
2.60% |
¥135,716 |
¥57,000,801 |
¥19,600,801 |
| 35 |
2.70% |
¥137,746 |
¥57,853,265 |
¥20,453,265 |
| 35 |
2.80% |
¥139,792 |
¥58,712,695 |
¥21,312,695 |
| 35 |
2.90% |
¥141,855 |
¥59,579,046 |
¥22,179,046 |
| 35 |
3.00% |
¥143,934 |
¥60,452,268 |
¥23,052,268 |
3740万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥115,209 |
¥41,475,211 |
¥4,075,211 |
| 30 |
0.80% |
¥116,888 |
¥42,079,754 |
¥4,679,754 |
| 30 |
0.90% |
¥118,583 |
¥42,689,868 |
¥5,289,868 |
| 30 |
1.00% |
¥120,293 |
¥43,305,545 |
¥5,905,545 |
| 30 |
1.10% |
¥122,019 |
¥43,926,775 |
¥6,526,775 |
| 30 |
1.20% |
¥123,760 |
¥44,553,547 |
¥7,153,547 |
| 30 |
1.30% |
¥125,516 |
¥45,185,848 |
¥7,785,848 |
| 30 |
1.40% |
¥127,288 |
¥45,823,665 |
¥8,423,665 |
| 30 |
1.50% |
¥129,075 |
¥46,466,985 |
¥9,066,985 |
| 30 |
1.60% |
¥130,877 |
¥47,115,793 |
¥9,715,793 |
| 30 |
1.70% |
¥132,695 |
¥47,770,072 |
¥10,370,072 |
| 30 |
1.80% |
¥134,527 |
¥48,429,805 |
¥11,029,805 |
| 30 |
1.90% |
¥136,375 |
¥49,094,976 |
¥11,694,976 |
| 30 |
2.00% |
¥138,238 |
¥49,765,566 |
¥12,365,566 |
| 30 |
2.10% |
¥140,115 |
¥50,441,554 |
¥13,041,554 |
| 30 |
2.20% |
¥142,008 |
¥51,122,921 |
¥13,722,921 |
| 30 |
2.30% |
¥143,916 |
¥51,809,646 |
¥14,409,646 |
| 30 |
2.40% |
¥145,838 |
¥52,501,706 |
¥15,101,706 |
| 30 |
2.50% |
¥147,775 |
¥53,199,078 |
¥15,799,078 |
| 30 |
2.60% |
¥149,727 |
¥53,901,739 |
¥16,501,739 |
| 30 |
2.70% |
¥151,694 |
¥54,609,664 |
¥17,209,664 |
| 30 |
2.80% |
¥153,675 |
¥55,322,828 |
¥17,922,828 |
| 30 |
2.90% |
¥155,670 |
¥56,041,205 |
¥18,641,205 |
| 30 |
3.00% |
¥157,680 |
¥56,764,767 |
¥19,364,767 |
3740万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥135,929 |
¥40,778,779 |
¥3,378,779 |
| 25 |
0.80% |
¥137,590 |
¥41,277,007 |
¥3,877,007 |
| 25 |
0.90% |
¥139,264 |
¥41,779,113 |
¥4,379,113 |
| 25 |
1.00% |
¥140,950 |
¥42,285,089 |
¥4,885,089 |
| 25 |
1.10% |
¥142,650 |
¥42,794,933 |
¥5,394,933 |
| 25 |
1.20% |
¥144,362 |
¥43,308,638 |
¥5,908,638 |
| 25 |
1.30% |
¥146,087 |
¥43,826,197 |
¥6,426,197 |
| 25 |
1.40% |
¥147,825 |
¥44,347,606 |
¥6,947,606 |
| 25 |
1.50% |
¥149,576 |
¥44,872,856 |
¥7,472,856 |
| 25 |
1.60% |
¥151,340 |
¥45,401,940 |
¥8,001,940 |
| 25 |
1.70% |
¥153,116 |
¥45,934,851 |
¥8,534,851 |
| 25 |
1.80% |
¥154,905 |
¥46,471,580 |
¥9,071,580 |
| 25 |
1.90% |
¥156,707 |
¥47,012,118 |
¥9,612,118 |
| 25 |
2.00% |
¥158,522 |
¥47,556,457 |
¥10,156,457 |
| 25 |
2.10% |
¥160,349 |
¥48,104,586 |
¥10,704,586 |
| 25 |
2.20% |
¥162,188 |
¥48,656,495 |
¥11,256,495 |
| 25 |
2.30% |
¥164,041 |
¥49,212,174 |
¥11,812,174 |
| 25 |
2.40% |
¥165,905 |
¥49,771,612 |
¥12,371,612 |
| 25 |
2.50% |
¥167,783 |
¥50,334,798 |
¥12,934,798 |
| 25 |
2.60% |
¥169,672 |
¥50,901,719 |
¥13,501,719 |
| 25 |
2.70% |
¥171,575 |
¥51,472,363 |
¥14,072,363 |
| 25 |
2.80% |
¥173,489 |
¥52,046,719 |
¥14,646,719 |
| 25 |
2.90% |
¥175,416 |
¥52,624,772 |
¥15,224,772 |
| 25 |
3.00% |
¥177,355 |
¥53,206,509 |
¥15,806,509 |
3740万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥167,041 |
¥40,089,956 |
¥2,689,956 |
| 20 |
0.80% |
¥168,684 |
¥40,484,191 |
¥3,084,191 |
| 20 |
0.90% |
¥170,337 |
¥40,880,911 |
¥3,480,911 |
| 20 |
1.00% |
¥172,000 |
¥41,280,113 |
¥3,880,113 |
| 20 |
1.10% |
¥173,674 |
¥41,681,795 |
¥4,281,795 |
| 20 |
1.20% |
¥175,358 |
¥42,085,955 |
¥4,685,955 |
| 20 |
1.30% |
¥177,052 |
¥42,492,591 |
¥5,092,591 |
| 20 |
1.40% |
¥178,757 |
¥42,901,699 |
¥5,501,699 |
| 20 |
1.50% |
¥180,472 |
¥43,313,276 |
¥5,913,276 |
| 20 |
1.60% |
¥182,197 |
¥43,727,320 |
¥6,327,320 |
| 20 |
1.70% |
¥183,933 |
¥44,143,826 |
¥6,743,826 |
| 20 |
1.80% |
¥185,678 |
¥44,562,793 |
¥7,162,793 |
| 20 |
1.90% |
¥187,434 |
¥44,984,214 |
¥7,584,214 |
| 20 |
2.00% |
¥189,200 |
¥45,408,088 |
¥8,008,088 |
| 20 |
2.10% |
¥190,977 |
¥45,834,410 |
¥8,434,410 |
| 20 |
2.20% |
¥192,763 |
¥46,263,174 |
¥8,863,174 |
| 20 |
2.30% |
¥194,560 |
¥46,694,378 |
¥9,294,378 |
| 20 |
2.40% |
¥196,367 |
¥47,128,016 |
¥9,728,016 |
| 20 |
2.50% |
¥198,184 |
¥47,564,084 |
¥10,164,084 |
| 20 |
2.60% |
¥200,011 |
¥48,002,576 |
¥10,602,576 |
| 20 |
2.70% |
¥201,848 |
¥48,443,487 |
¥11,043,487 |
| 20 |
2.80% |
¥203,695 |
¥48,886,812 |
¥11,486,812 |
| 20 |
2.90% |
¥205,552 |
¥49,332,545 |
¥11,932,545 |
| 20 |
3.00% |
¥207,420 |
¥49,780,680 |
¥12,380,680 |
3740万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥218,938 |
¥39,408,752 |
¥2,008,752 |
| 15 |
0.80% |
¥220,563 |
¥39,701,320 |
¥2,301,320 |
| 15 |
0.90% |
¥222,196 |
¥39,995,286 |
¥2,595,286 |
| 15 |
1.00% |
¥223,837 |
¥40,290,651 |
¥2,890,651 |
| 15 |
1.10% |
¥225,486 |
¥40,587,413 |
¥3,187,413 |
| 15 |
1.20% |
¥227,142 |
¥40,885,572 |
¥3,485,572 |
| 15 |
1.30% |
¥228,806 |
¥41,185,127 |
¥3,785,127 |
| 15 |
1.40% |
¥230,478 |
¥41,486,077 |
¥4,086,077 |
| 15 |
1.50% |
¥232,158 |
¥41,788,420 |
¥4,388,420 |
| 15 |
1.60% |
¥233,845 |
¥42,092,156 |
¥4,692,156 |
| 15 |
1.70% |
¥235,540 |
¥42,397,284 |
¥4,997,284 |
| 15 |
1.80% |
¥237,243 |
¥42,703,803 |
¥5,303,803 |
| 15 |
1.90% |
¥238,954 |
¥43,011,710 |
¥5,611,710 |
| 15 |
2.00% |
¥240,672 |
¥43,321,006 |
¥5,921,006 |
| 15 |
2.10% |
¥242,398 |
¥43,631,688 |
¥6,231,688 |
| 15 |
2.20% |
¥244,132 |
¥43,943,754 |
¥6,543,754 |
| 15 |
2.30% |
¥245,873 |
¥44,257,205 |
¥6,857,205 |
| 15 |
2.40% |
¥247,622 |
¥44,572,037 |
¥7,172,037 |
| 15 |
2.50% |
¥249,379 |
¥44,888,250 |
¥7,488,250 |
| 15 |
2.60% |
¥251,144 |
¥45,205,841 |
¥7,805,841 |
| 15 |
2.70% |
¥252,916 |
¥45,524,809 |
¥8,124,809 |
| 15 |
2.80% |
¥254,695 |
¥45,845,152 |
¥8,445,152 |
| 15 |
2.90% |
¥256,483 |
¥46,166,868 |
¥8,766,868 |
| 15 |
3.00% |
¥258,278 |
¥46,489,956 |
¥9,089,956 |
3740万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥322,793 |
¥38,735,173 |
¥1,335,173 |
| 10 |
0.80% |
¥324,403 |
¥38,928,403 |
¥1,528,403 |
| 10 |
0.90% |
¥326,019 |
¥39,122,255 |
¥1,722,255 |
| 10 |
1.00% |
¥327,639 |
¥39,316,730 |
¥1,916,730 |
| 10 |
1.10% |
¥329,265 |
¥39,511,826 |
¥2,111,826 |
| 10 |
1.20% |
¥330,896 |
¥39,707,544 |
¥2,307,544 |
| 10 |
1.30% |
¥332,532 |
¥39,903,883 |
¥2,503,883 |
| 10 |
1.40% |
¥334,174 |
¥40,100,844 |
¥2,700,844 |
| 10 |
1.50% |
¥335,820 |
¥40,298,425 |
¥2,898,425 |
| 10 |
1.60% |
¥337,472 |
¥40,496,627 |
¥3,096,627 |
| 10 |
1.70% |
¥339,129 |
¥40,695,450 |
¥3,295,450 |
| 10 |
1.80% |
¥340,791 |
¥40,894,893 |
¥3,494,893 |
| 10 |
1.90% |
¥342,458 |
¥41,094,956 |
¥3,694,956 |
| 10 |
2.00% |
¥344,130 |
¥41,295,638 |
¥3,895,638 |
| 10 |
2.10% |
¥345,808 |
¥41,496,940 |
¥4,096,940 |
| 10 |
2.20% |
¥347,491 |
¥41,698,860 |
¥4,298,860 |
| 10 |
2.30% |
¥349,178 |
¥41,901,399 |
¥4,501,399 |
| 10 |
2.40% |
¥350,871 |
¥42,104,557 |
¥4,704,557 |
| 10 |
2.50% |
¥352,569 |
¥42,308,332 |
¥4,908,332 |
| 10 |
2.60% |
¥354,273 |
¥42,512,725 |
¥5,112,725 |
| 10 |
2.70% |
¥355,981 |
¥42,717,734 |
¥5,317,734 |
| 10 |
2.80% |
¥357,695 |
¥42,923,361 |
¥5,523,361 |
| 10 |
2.90% |
¥359,413 |
¥43,129,604 |
¥5,729,604 |
| 10 |
3.00% |
¥361,137 |
¥43,336,462 |
¥5,936,462 |
