3780万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3780万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3780万円の住宅ローン｜期間・年数別
3780万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥74,685 |
¥44,811,002 |
¥7,011,002 |
| 50 |
0.80% |
¥76,458 |
¥45,875,093 |
¥8,075,093 |
| 50 |
0.90% |
¥78,258 |
¥46,954,669 |
¥9,154,669 |
| 50 |
1.00% |
¥80,083 |
¥48,049,662 |
¥10,249,662 |
| 50 |
1.10% |
¥81,933 |
¥49,159,998 |
¥11,359,998 |
| 50 |
1.20% |
¥83,809 |
¥50,285,594 |
¥12,485,594 |
| 50 |
1.30% |
¥85,711 |
¥51,426,363 |
¥13,626,363 |
| 50 |
1.40% |
¥87,637 |
¥52,582,208 |
¥14,782,208 |
| 50 |
1.50% |
¥89,588 |
¥53,753,027 |
¥15,953,027 |
| 50 |
1.60% |
¥91,565 |
¥54,938,712 |
¥17,138,712 |
| 50 |
1.70% |
¥93,565 |
¥56,139,147 |
¥18,339,147 |
| 50 |
1.80% |
¥95,590 |
¥57,354,212 |
¥19,554,212 |
| 50 |
1.90% |
¥97,640 |
¥58,583,779 |
¥20,783,779 |
| 50 |
2.00% |
¥99,713 |
¥59,827,715 |
¥22,027,715 |
| 50 |
2.10% |
¥101,810 |
¥61,085,881 |
¥23,285,881 |
| 50 |
2.20% |
¥103,930 |
¥62,358,135 |
¥24,558,135 |
| 50 |
2.30% |
¥106,074 |
¥63,644,327 |
¥25,844,327 |
| 50 |
2.40% |
¥108,241 |
¥64,944,304 |
¥27,144,304 |
| 50 |
2.50% |
¥110,430 |
¥66,257,908 |
¥28,457,908 |
| 50 |
2.60% |
¥112,642 |
¥67,584,976 |
¥29,784,976 |
| 50 |
2.70% |
¥114,876 |
¥68,925,341 |
¥31,125,341 |
| 50 |
2.80% |
¥117,131 |
¥70,278,832 |
¥32,478,832 |
| 50 |
2.90% |
¥119,409 |
¥71,645,277 |
¥33,845,277 |
| 50 |
3.00% |
¥121,707 |
¥73,024,497 |
¥35,224,497 |
3780万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥81,623 |
¥44,076,476 |
¥6,276,476 |
| 45 |
0.80% |
¥83,377 |
¥45,023,824 |
¥7,223,824 |
| 45 |
0.90% |
¥85,155 |
¥45,983,753 |
¥8,183,753 |
| 45 |
1.00% |
¥86,956 |
¥46,956,217 |
¥9,156,217 |
| 45 |
1.10% |
¥88,780 |
¥47,941,168 |
¥10,141,168 |
| 45 |
1.20% |
¥90,627 |
¥48,938,551 |
¥11,138,551 |
| 45 |
1.30% |
¥92,497 |
¥49,948,307 |
¥12,148,307 |
| 45 |
1.40% |
¥94,390 |
¥50,970,373 |
¥13,170,373 |
| 45 |
1.50% |
¥96,305 |
¥52,004,681 |
¥14,204,681 |
| 45 |
1.60% |
¥98,243 |
¥53,051,157 |
¥15,251,157 |
| 45 |
1.70% |
¥100,203 |
¥54,109,726 |
¥16,309,726 |
| 45 |
1.80% |
¥102,186 |
¥55,180,307 |
¥17,380,307 |
| 45 |
1.90% |
¥104,190 |
¥56,262,813 |
¥18,462,813 |
| 45 |
2.00% |
¥106,217 |
¥57,357,156 |
¥19,557,156 |
| 45 |
2.10% |
¥108,265 |
¥58,463,244 |
¥20,663,244 |
| 45 |
2.20% |
¥110,335 |
¥59,580,978 |
¥21,780,978 |
| 45 |
2.30% |
¥112,426 |
¥60,710,260 |
¥22,910,260 |
| 45 |
2.40% |
¥114,539 |
¥61,850,984 |
¥24,050,984 |
| 45 |
2.50% |
¥116,672 |
¥63,003,044 |
¥25,203,044 |
| 45 |
2.60% |
¥118,827 |
¥64,166,329 |
¥26,366,329 |
| 45 |
2.70% |
¥121,001 |
¥65,340,726 |
¥27,540,726 |
| 45 |
2.80% |
¥123,197 |
¥66,526,118 |
¥28,726,118 |
| 45 |
2.90% |
¥125,412 |
¥67,722,386 |
¥29,922,386 |
| 45 |
3.00% |
¥127,647 |
¥68,929,407 |
¥31,129,407 |
3780万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥90,312 |
¥43,349,590 |
¥5,549,590 |
| 40 |
0.80% |
¥92,047 |
¥44,182,503 |
¥6,382,503 |
| 40 |
0.90% |
¥93,803 |
¥45,025,382 |
¥7,225,382 |
| 40 |
1.00% |
¥95,580 |
¥45,878,201 |
¥8,078,201 |
| 40 |
1.10% |
¥97,377 |
¥46,740,927 |
¥8,940,927 |
| 40 |
1.20% |
¥99,195 |
¥47,613,527 |
¥9,813,527 |
| 40 |
1.30% |
¥101,033 |
¥48,495,962 |
¥10,695,962 |
| 40 |
1.40% |
¥102,892 |
¥49,388,194 |
¥11,588,194 |
| 40 |
1.50% |
¥104,771 |
¥50,290,178 |
¥12,490,178 |
| 40 |
1.60% |
¥106,671 |
¥51,201,869 |
¥13,401,869 |
| 40 |
1.70% |
¥108,590 |
¥52,123,218 |
¥14,323,218 |
| 40 |
1.80% |
¥110,530 |
¥53,054,174 |
¥15,254,174 |
| 40 |
1.90% |
¥112,489 |
¥53,994,681 |
¥16,194,681 |
| 40 |
2.00% |
¥114,468 |
¥54,944,684 |
¥17,144,684 |
| 40 |
2.10% |
¥116,467 |
¥55,904,123 |
¥18,104,123 |
| 40 |
2.20% |
¥118,485 |
¥56,872,935 |
¥19,072,935 |
| 40 |
2.30% |
¥120,523 |
¥57,851,058 |
¥20,051,058 |
| 40 |
2.40% |
¥122,580 |
¥58,838,423 |
¥21,038,423 |
| 40 |
2.50% |
¥124,656 |
¥59,834,962 |
¥22,034,962 |
| 40 |
2.60% |
¥126,751 |
¥60,840,603 |
¥23,040,603 |
| 40 |
2.70% |
¥128,865 |
¥61,855,273 |
¥24,055,273 |
| 40 |
2.80% |
¥130,998 |
¥62,878,897 |
¥25,078,897 |
| 40 |
2.90% |
¥133,149 |
¥63,911,397 |
¥26,111,397 |
| 40 |
3.00% |
¥135,318 |
¥64,952,694 |
¥27,152,694 |
3780万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥101,501 |
¥42,630,359 |
¥4,830,359 |
| 35 |
0.80% |
¥103,217 |
¥43,351,155 |
¥5,551,155 |
| 35 |
0.90% |
¥104,951 |
¥44,079,600 |
¥6,279,600 |
| 35 |
1.00% |
¥106,704 |
¥44,815,678 |
¥7,015,678 |
| 35 |
1.10% |
¥108,475 |
¥45,559,369 |
¥7,759,369 |
| 35 |
1.20% |
¥110,263 |
¥46,310,655 |
¥8,510,655 |
| 35 |
1.30% |
¥112,070 |
¥47,069,512 |
¥9,269,512 |
| 35 |
1.40% |
¥113,895 |
¥47,835,916 |
¥10,035,916 |
| 35 |
1.50% |
¥115,738 |
¥48,609,842 |
¥10,809,842 |
| 35 |
1.60% |
¥117,598 |
¥49,391,262 |
¥11,591,262 |
| 35 |
1.70% |
¥119,477 |
¥50,180,147 |
¥12,380,147 |
| 35 |
1.80% |
¥121,373 |
¥50,976,467 |
¥13,176,467 |
| 35 |
1.90% |
¥123,286 |
¥51,780,188 |
¥13,980,188 |
| 35 |
2.00% |
¥125,217 |
¥52,591,277 |
¥14,791,277 |
| 35 |
2.10% |
¥127,166 |
¥53,409,699 |
¥15,609,699 |
| 35 |
2.20% |
¥129,132 |
¥54,235,415 |
¥16,435,415 |
| 35 |
2.30% |
¥131,115 |
¥55,068,388 |
¥17,268,388 |
| 35 |
2.40% |
¥133,116 |
¥55,908,577 |
¥18,108,577 |
| 35 |
2.50% |
¥135,133 |
¥56,755,940 |
¥18,955,940 |
| 35 |
2.60% |
¥137,168 |
¥57,610,435 |
¥19,810,435 |
| 35 |
2.70% |
¥139,219 |
¥58,472,016 |
¥20,672,016 |
| 35 |
2.80% |
¥141,287 |
¥59,340,639 |
¥21,540,639 |
| 35 |
2.90% |
¥143,372 |
¥60,216,255 |
¥22,416,255 |
| 35 |
3.00% |
¥145,473 |
¥61,098,816 |
¥23,298,816 |
3780万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥116,441 |
¥41,918,797 |
¥4,118,797 |
| 30 |
0.80% |
¥118,138 |
¥42,529,804 |
¥4,729,804 |
| 30 |
0.90% |
¥119,851 |
¥43,146,444 |
¥5,346,444 |
| 30 |
1.00% |
¥121,580 |
¥43,768,706 |
¥5,968,706 |
| 30 |
1.10% |
¥123,324 |
¥44,396,580 |
¥6,596,580 |
| 30 |
1.20% |
¥125,083 |
¥45,030,055 |
¥7,230,055 |
| 30 |
1.30% |
¥126,859 |
¥45,669,119 |
¥7,869,119 |
| 30 |
1.40% |
¥128,649 |
¥46,313,758 |
¥8,513,758 |
| 30 |
1.50% |
¥130,455 |
¥46,963,958 |
¥9,163,958 |
| 30 |
1.60% |
¥132,277 |
¥47,619,705 |
¥9,819,705 |
| 30 |
1.70% |
¥134,114 |
¥48,280,981 |
¥10,480,981 |
| 30 |
1.80% |
¥135,966 |
¥48,947,771 |
¥11,147,771 |
| 30 |
1.90% |
¥137,833 |
¥49,620,056 |
¥11,820,056 |
| 30 |
2.00% |
¥139,716 |
¥50,297,818 |
¥12,497,818 |
| 30 |
2.10% |
¥141,614 |
¥50,981,036 |
¥13,181,036 |
| 30 |
2.20% |
¥143,527 |
¥51,669,691 |
¥13,869,691 |
| 30 |
2.30% |
¥145,455 |
¥52,363,760 |
¥14,563,760 |
| 30 |
2.40% |
¥147,398 |
¥53,063,221 |
¥15,263,221 |
| 30 |
2.50% |
¥149,356 |
¥53,768,052 |
¥15,968,052 |
| 30 |
2.60% |
¥151,328 |
¥54,478,228 |
¥16,678,228 |
| 30 |
2.70% |
¥153,316 |
¥55,193,724 |
¥17,393,724 |
| 30 |
2.80% |
¥155,318 |
¥55,914,516 |
¥18,114,516 |
| 30 |
2.90% |
¥157,335 |
¥56,640,576 |
¥18,840,576 |
| 30 |
3.00% |
¥159,366 |
¥57,371,877 |
¥19,571,877 |
3780万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥137,383 |
¥41,214,915 |
¥3,414,915 |
| 25 |
0.80% |
¥139,062 |
¥41,718,473 |
¥3,918,473 |
| 25 |
0.90% |
¥140,753 |
¥42,225,948 |
¥4,425,948 |
| 25 |
1.00% |
¥142,458 |
¥42,737,336 |
¥4,937,336 |
| 25 |
1.10% |
¥144,175 |
¥43,252,633 |
¥5,452,633 |
| 25 |
1.20% |
¥145,906 |
¥43,771,831 |
¥5,971,831 |
| 25 |
1.30% |
¥147,650 |
¥44,294,927 |
¥6,494,927 |
| 25 |
1.40% |
¥149,406 |
¥44,821,912 |
¥7,021,912 |
| 25 |
1.50% |
¥151,176 |
¥45,352,779 |
¥7,552,779 |
| 25 |
1.60% |
¥152,958 |
¥45,887,522 |
¥8,087,522 |
| 25 |
1.70% |
¥154,754 |
¥46,426,133 |
¥8,626,133 |
| 25 |
1.80% |
¥156,562 |
¥46,968,602 |
¥9,168,602 |
| 25 |
1.90% |
¥158,383 |
¥47,514,922 |
¥9,714,922 |
| 25 |
2.00% |
¥160,217 |
¥48,065,082 |
¥10,265,082 |
| 25 |
2.10% |
¥162,064 |
¥48,619,073 |
¥10,819,073 |
| 25 |
2.20% |
¥163,923 |
¥49,176,885 |
¥11,376,885 |
| 25 |
2.30% |
¥165,795 |
¥49,738,508 |
¥11,938,508 |
| 25 |
2.40% |
¥167,680 |
¥50,303,929 |
¥12,503,929 |
| 25 |
2.50% |
¥169,577 |
¥50,873,138 |
¥13,073,138 |
| 25 |
2.60% |
¥171,487 |
¥51,446,122 |
¥13,646,122 |
| 25 |
2.70% |
¥173,410 |
¥52,022,870 |
¥14,222,870 |
| 25 |
2.80% |
¥175,345 |
¥52,603,368 |
¥14,803,368 |
| 25 |
2.90% |
¥177,292 |
¥53,187,604 |
¥15,387,604 |
| 25 |
3.00% |
¥179,252 |
¥53,775,563 |
¥15,975,563 |
3780万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥168,828 |
¥40,518,726 |
¥2,718,726 |
| 20 |
0.80% |
¥170,488 |
¥40,917,177 |
¥3,117,177 |
| 20 |
0.90% |
¥172,159 |
¥41,318,140 |
¥3,518,140 |
| 20 |
1.00% |
¥173,840 |
¥41,721,612 |
¥3,921,612 |
| 20 |
1.10% |
¥175,532 |
¥42,127,590 |
¥4,327,590 |
| 20 |
1.20% |
¥177,234 |
¥42,536,073 |
¥4,736,073 |
| 20 |
1.30% |
¥178,946 |
¥42,947,057 |
¥5,147,057 |
| 20 |
1.40% |
¥180,669 |
¥43,360,540 |
¥5,560,540 |
| 20 |
1.50% |
¥182,402 |
¥43,776,519 |
¥5,976,519 |
| 20 |
1.60% |
¥184,146 |
¥44,194,991 |
¥6,394,991 |
| 20 |
1.70% |
¥185,900 |
¥44,615,953 |
¥6,815,953 |
| 20 |
1.80% |
¥187,664 |
¥45,039,400 |
¥7,239,400 |
| 20 |
1.90% |
¥189,439 |
¥45,465,329 |
¥7,665,329 |
| 20 |
2.00% |
¥191,224 |
¥45,893,736 |
¥8,093,736 |
| 20 |
2.10% |
¥193,019 |
¥46,324,617 |
¥8,524,617 |
| 20 |
2.20% |
¥194,825 |
¥46,757,968 |
¥8,957,968 |
| 20 |
2.30% |
¥196,641 |
¥47,193,783 |
¥9,393,783 |
| 20 |
2.40% |
¥198,467 |
¥47,632,059 |
¥9,832,059 |
| 20 |
2.50% |
¥200,303 |
¥48,072,790 |
¥10,272,790 |
| 20 |
2.60% |
¥202,150 |
¥48,515,972 |
¥10,715,972 |
| 20 |
2.70% |
¥204,007 |
¥48,961,599 |
¥11,161,599 |
| 20 |
2.80% |
¥205,874 |
¥49,409,665 |
¥11,609,665 |
| 20 |
2.90% |
¥207,751 |
¥49,860,165 |
¥12,060,165 |
| 20 |
3.00% |
¥209,638 |
¥50,313,094 |
¥12,513,094 |
3780万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥221,279 |
¥39,830,236 |
¥2,030,236 |
| 15 |
0.80% |
¥222,922 |
¥40,125,933 |
¥2,325,933 |
| 15 |
0.90% |
¥224,572 |
¥40,423,043 |
¥2,623,043 |
| 15 |
1.00% |
¥226,231 |
¥40,721,567 |
¥2,921,567 |
| 15 |
1.10% |
¥227,897 |
¥41,021,503 |
¥3,221,503 |
| 15 |
1.20% |
¥229,571 |
¥41,322,851 |
¥3,522,851 |
| 15 |
1.30% |
¥231,253 |
¥41,625,610 |
¥3,825,610 |
| 15 |
1.40% |
¥232,943 |
¥41,929,778 |
¥4,129,778 |
| 15 |
1.50% |
¥234,641 |
¥42,235,355 |
¥4,435,355 |
| 15 |
1.60% |
¥236,346 |
¥42,542,340 |
¥4,742,340 |
| 15 |
1.70% |
¥238,060 |
¥42,850,731 |
¥5,050,731 |
| 15 |
1.80% |
¥239,781 |
¥43,160,528 |
¥5,360,528 |
| 15 |
1.90% |
¥241,510 |
¥43,471,729 |
¥5,671,729 |
| 15 |
2.00% |
¥243,246 |
¥43,784,332 |
¥5,984,332 |
| 15 |
2.10% |
¥244,991 |
¥44,098,337 |
¥6,298,337 |
| 15 |
2.20% |
¥246,743 |
¥44,413,741 |
¥6,613,741 |
| 15 |
2.30% |
¥248,503 |
¥44,730,544 |
¥6,930,544 |
| 15 |
2.40% |
¥250,271 |
¥45,048,743 |
¥7,248,743 |
| 15 |
2.50% |
¥252,046 |
¥45,368,338 |
¥7,568,338 |
| 15 |
2.60% |
¥253,830 |
¥45,689,326 |
¥7,889,326 |
| 15 |
2.70% |
¥255,621 |
¥46,011,705 |
¥8,211,705 |
| 15 |
2.80% |
¥257,419 |
¥46,335,474 |
¥8,535,474 |
| 15 |
2.90% |
¥259,226 |
¥46,660,632 |
¥8,860,632 |
| 15 |
3.00% |
¥261,040 |
¥46,987,175 |
¥9,187,175 |
3780万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥326,245 |
¥39,149,453 |
¥1,349,453 |
| 10 |
0.80% |
¥327,873 |
¥39,344,750 |
¥1,544,750 |
| 10 |
0.90% |
¥329,506 |
¥39,540,675 |
¥1,740,675 |
| 10 |
1.00% |
¥331,144 |
¥39,737,229 |
¥1,937,229 |
| 10 |
1.10% |
¥332,787 |
¥39,934,412 |
¥2,134,412 |
| 10 |
1.20% |
¥334,435 |
¥40,132,223 |
¥2,332,223 |
| 10 |
1.30% |
¥336,089 |
¥40,330,663 |
¥2,530,663 |
| 10 |
1.40% |
¥337,748 |
¥40,529,730 |
¥2,729,730 |
| 10 |
1.50% |
¥339,412 |
¥40,729,424 |
¥2,929,424 |
| 10 |
1.60% |
¥341,081 |
¥40,929,746 |
¥3,129,746 |
| 10 |
1.70% |
¥342,756 |
¥41,130,696 |
¥3,330,696 |
| 10 |
1.80% |
¥344,436 |
¥41,332,272 |
¥3,532,272 |
| 10 |
1.90% |
¥346,121 |
¥41,534,474 |
¥3,734,474 |
| 10 |
2.00% |
¥347,811 |
¥41,737,303 |
¥3,937,303 |
| 10 |
2.10% |
¥349,506 |
¥41,940,757 |
¥4,140,757 |
| 10 |
2.20% |
¥351,207 |
¥42,144,837 |
¥4,344,837 |
| 10 |
2.30% |
¥352,913 |
¥42,349,543 |
¥4,549,543 |
| 10 |
2.40% |
¥354,624 |
¥42,554,873 |
¥4,754,873 |
| 10 |
2.50% |
¥356,340 |
¥42,760,827 |
¥4,960,827 |
| 10 |
2.60% |
¥358,062 |
¥42,967,406 |
¥5,167,406 |
| 10 |
2.70% |
¥359,788 |
¥43,174,609 |
¥5,374,609 |
| 10 |
2.80% |
¥361,520 |
¥43,382,434 |
¥5,582,434 |
| 10 |
2.90% |
¥363,257 |
¥43,590,883 |
¥5,790,883 |
| 10 |
3.00% |
¥365,000 |
¥43,799,954 |
¥5,999,954 |
