3800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3800万円の住宅ローン|期間・年数別
3800万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥75,080 |
¥45,048,097 |
¥7,048,097 |
| 50 |
0.80% |
¥76,863 |
¥46,117,818 |
¥8,117,818 |
| 50 |
0.90% |
¥78,672 |
¥47,203,106 |
¥9,203,106 |
| 50 |
1.00% |
¥80,506 |
¥48,303,893 |
¥10,303,893 |
| 50 |
1.10% |
¥82,367 |
¥49,420,103 |
¥11,420,103 |
| 50 |
1.20% |
¥84,253 |
¥50,551,655 |
¥12,551,655 |
| 50 |
1.30% |
¥86,164 |
¥51,698,460 |
¥13,698,460 |
| 50 |
1.40% |
¥88,101 |
¥52,860,420 |
¥14,860,420 |
| 50 |
1.50% |
¥90,062 |
¥54,037,435 |
¥16,037,435 |
| 50 |
1.60% |
¥92,049 |
¥55,229,393 |
¥17,229,393 |
| 50 |
1.70% |
¥94,060 |
¥56,436,180 |
¥18,436,180 |
| 50 |
1.80% |
¥96,096 |
¥57,657,673 |
¥19,657,673 |
| 50 |
1.90% |
¥98,156 |
¥58,893,746 |
¥20,893,746 |
| 50 |
2.00% |
¥100,240 |
¥60,144,263 |
¥22,144,263 |
| 50 |
2.10% |
¥102,348 |
¥61,409,087 |
¥23,409,087 |
| 50 |
2.20% |
¥104,480 |
¥62,688,072 |
¥24,688,072 |
| 50 |
2.30% |
¥106,635 |
¥63,981,070 |
¥25,981,070 |
| 50 |
2.40% |
¥108,813 |
¥65,287,925 |
¥27,287,925 |
| 50 |
2.50% |
¥111,014 |
¥66,608,479 |
¥28,608,479 |
| 50 |
2.60% |
¥113,238 |
¥67,942,568 |
¥29,942,568 |
| 50 |
2.70% |
¥115,483 |
¥69,290,025 |
¥31,290,025 |
| 50 |
2.80% |
¥117,751 |
¥70,650,678 |
¥32,650,678 |
| 50 |
2.90% |
¥120,041 |
¥72,024,352 |
¥34,024,352 |
| 50 |
3.00% |
¥122,351 |
¥73,410,870 |
¥35,410,870 |
3800万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥82,055 |
¥44,309,685 |
¥6,309,685 |
| 45 |
0.80% |
¥83,819 |
¥45,262,046 |
¥7,262,046 |
| 45 |
0.90% |
¥85,606 |
¥46,227,053 |
¥8,227,053 |
| 45 |
1.00% |
¥87,416 |
¥47,204,663 |
¥9,204,663 |
| 45 |
1.10% |
¥89,250 |
¥48,194,825 |
¥10,194,825 |
| 45 |
1.20% |
¥91,106 |
¥49,197,485 |
¥11,197,485 |
| 45 |
1.30% |
¥92,986 |
¥50,212,584 |
¥12,212,584 |
| 45 |
1.40% |
¥94,889 |
¥51,240,058 |
¥13,240,058 |
| 45 |
1.50% |
¥96,815 |
¥52,279,838 |
¥14,279,838 |
| 45 |
1.60% |
¥98,763 |
¥53,331,851 |
¥15,331,851 |
| 45 |
1.70% |
¥100,733 |
¥54,396,021 |
¥16,396,021 |
| 45 |
1.80% |
¥102,726 |
¥55,472,266 |
¥17,472,266 |
| 45 |
1.90% |
¥104,742 |
¥56,560,500 |
¥18,560,500 |
| 45 |
2.00% |
¥106,779 |
¥57,660,634 |
¥19,660,634 |
| 45 |
2.10% |
¥108,838 |
¥58,772,573 |
¥20,772,573 |
| 45 |
2.20% |
¥110,919 |
¥59,896,222 |
¥21,896,222 |
| 45 |
2.30% |
¥113,021 |
¥61,031,478 |
¥23,031,478 |
| 45 |
2.40% |
¥115,145 |
¥62,178,238 |
¥24,178,238 |
| 45 |
2.50% |
¥117,290 |
¥63,336,394 |
¥25,336,394 |
| 45 |
2.60% |
¥119,455 |
¥64,505,834 |
¥26,505,834 |
| 45 |
2.70% |
¥121,642 |
¥65,686,444 |
¥27,686,444 |
| 45 |
2.80% |
¥123,848 |
¥66,878,108 |
¥28,878,108 |
| 45 |
2.90% |
¥126,075 |
¥68,080,705 |
¥30,080,705 |
| 45 |
3.00% |
¥128,322 |
¥69,294,113 |
¥31,294,113 |
3800万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥90,789 |
¥43,578,953 |
¥5,578,953 |
| 40 |
0.80% |
¥92,534 |
¥44,416,272 |
¥6,416,272 |
| 40 |
0.90% |
¥94,299 |
¥45,263,612 |
¥7,263,612 |
| 40 |
1.00% |
¥96,085 |
¥46,120,943 |
¥8,120,943 |
| 40 |
1.10% |
¥97,892 |
¥46,988,233 |
¥8,988,233 |
| 40 |
1.20% |
¥99,720 |
¥47,865,450 |
¥9,865,450 |
| 40 |
1.30% |
¥101,568 |
¥48,752,555 |
¥10,752,555 |
| 40 |
1.40% |
¥103,436 |
¥49,649,507 |
¥11,649,507 |
| 40 |
1.50% |
¥105,326 |
¥50,556,264 |
¥12,556,264 |
| 40 |
1.60% |
¥107,235 |
¥51,472,779 |
¥13,472,779 |
| 40 |
1.70% |
¥109,165 |
¥52,399,002 |
¥14,399,002 |
| 40 |
1.80% |
¥111,114 |
¥53,334,884 |
¥15,334,884 |
| 40 |
1.90% |
¥113,084 |
¥54,280,367 |
¥16,280,367 |
| 40 |
2.00% |
¥115,074 |
¥55,235,397 |
¥17,235,397 |
| 40 |
2.10% |
¥117,083 |
¥56,199,912 |
¥18,199,912 |
| 40 |
2.20% |
¥119,112 |
¥57,173,850 |
¥19,173,850 |
| 40 |
2.30% |
¥121,161 |
¥58,157,148 |
¥20,157,148 |
| 40 |
2.40% |
¥123,229 |
¥59,149,737 |
¥21,149,737 |
| 40 |
2.50% |
¥125,316 |
¥60,151,549 |
¥22,151,549 |
| 40 |
2.60% |
¥127,422 |
¥61,162,511 |
¥23,162,511 |
| 40 |
2.70% |
¥129,547 |
¥62,182,550 |
¥24,182,550 |
| 40 |
2.80% |
¥131,691 |
¥63,211,590 |
¥25,211,590 |
| 40 |
2.90% |
¥133,853 |
¥64,249,553 |
¥26,249,553 |
| 40 |
3.00% |
¥136,034 |
¥65,296,359 |
¥27,296,359 |
3800万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥102,038 |
¥42,855,916 |
¥4,855,916 |
| 35 |
0.80% |
¥103,763 |
¥43,580,526 |
¥5,580,526 |
| 35 |
0.90% |
¥105,507 |
¥44,312,825 |
¥6,312,825 |
| 35 |
1.00% |
¥107,269 |
¥45,052,798 |
¥7,052,798 |
| 35 |
1.10% |
¥109,049 |
¥45,800,424 |
¥7,800,424 |
| 35 |
1.20% |
¥110,847 |
¥46,555,685 |
¥8,555,685 |
| 35 |
1.30% |
¥112,663 |
¥47,318,557 |
¥9,318,557 |
| 35 |
1.40% |
¥114,498 |
¥48,089,016 |
¥10,089,016 |
| 35 |
1.50% |
¥116,350 |
¥48,867,037 |
¥10,867,037 |
| 35 |
1.60% |
¥118,220 |
¥49,652,591 |
¥11,652,591 |
| 35 |
1.70% |
¥120,109 |
¥50,445,650 |
¥12,445,650 |
| 35 |
1.80% |
¥122,015 |
¥51,246,183 |
¥13,246,183 |
| 35 |
1.90% |
¥123,938 |
¥52,054,157 |
¥14,054,157 |
| 35 |
2.00% |
¥125,880 |
¥52,869,538 |
¥14,869,538 |
| 35 |
2.10% |
¥127,839 |
¥53,692,290 |
¥15,692,290 |
| 35 |
2.20% |
¥129,815 |
¥54,522,375 |
¥16,522,375 |
| 35 |
2.30% |
¥131,809 |
¥55,359,755 |
¥17,359,755 |
| 35 |
2.40% |
¥133,820 |
¥56,204,390 |
¥18,204,390 |
| 35 |
2.50% |
¥135,848 |
¥57,056,236 |
¥19,056,236 |
| 35 |
2.60% |
¥137,893 |
¥57,915,252 |
¥19,915,252 |
| 35 |
2.70% |
¥139,956 |
¥58,781,392 |
¥20,781,392 |
| 35 |
2.80% |
¥142,035 |
¥59,654,610 |
¥21,654,610 |
| 35 |
2.90% |
¥144,131 |
¥60,534,859 |
¥22,534,859 |
| 35 |
3.00% |
¥146,243 |
¥61,422,090 |
¥23,422,090 |
3800万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥117,057 |
¥42,140,589 |
¥4,140,589 |
| 30 |
0.80% |
¥118,763 |
¥42,754,830 |
¥4,754,830 |
| 30 |
0.90% |
¥120,485 |
¥43,374,732 |
¥5,374,732 |
| 30 |
1.00% |
¥122,223 |
¥44,000,286 |
¥6,000,286 |
| 30 |
1.10% |
¥123,976 |
¥44,631,483 |
¥6,631,483 |
| 30 |
1.20% |
¥125,745 |
¥45,268,309 |
¥7,268,309 |
| 30 |
1.30% |
¥127,530 |
¥45,910,754 |
¥7,910,754 |
| 30 |
1.40% |
¥129,330 |
¥46,558,804 |
¥8,558,804 |
| 30 |
1.50% |
¥131,146 |
¥47,212,445 |
¥9,212,445 |
| 30 |
1.60% |
¥132,977 |
¥47,871,661 |
¥9,871,661 |
| 30 |
1.70% |
¥134,823 |
¥48,536,436 |
¥10,536,436 |
| 30 |
1.80% |
¥136,685 |
¥49,206,754 |
¥11,206,754 |
| 30 |
1.90% |
¥138,563 |
¥49,882,596 |
¥11,882,596 |
| 30 |
2.00% |
¥140,455 |
¥50,563,944 |
¥12,563,944 |
| 30 |
2.10% |
¥142,363 |
¥51,250,777 |
¥13,250,777 |
| 30 |
2.20% |
¥144,286 |
¥51,943,075 |
¥13,943,075 |
| 30 |
2.30% |
¥146,224 |
¥52,640,817 |
¥14,640,817 |
| 30 |
2.40% |
¥148,178 |
¥53,343,979 |
¥15,343,979 |
| 30 |
2.50% |
¥150,146 |
¥54,052,539 |
¥16,052,539 |
| 30 |
2.60% |
¥152,129 |
¥54,766,473 |
¥16,766,473 |
| 30 |
2.70% |
¥154,127 |
¥55,485,755 |
¥17,485,755 |
| 30 |
2.80% |
¥156,140 |
¥56,210,360 |
¥18,210,360 |
| 30 |
2.90% |
¥158,167 |
¥56,940,261 |
¥18,940,261 |
| 30 |
3.00% |
¥160,210 |
¥57,675,432 |
¥19,675,432 |
3800万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥138,110 |
¥41,432,984 |
¥3,432,984 |
| 25 |
0.80% |
¥139,797 |
¥41,939,205 |
¥3,939,205 |
| 25 |
0.90% |
¥141,498 |
¥42,449,366 |
¥4,449,366 |
| 25 |
1.00% |
¥143,212 |
¥42,963,460 |
¥4,963,460 |
| 25 |
1.10% |
¥144,938 |
¥43,481,483 |
¥5,481,483 |
| 25 |
1.20% |
¥146,678 |
¥44,003,428 |
¥6,003,428 |
| 25 |
1.30% |
¥148,431 |
¥44,529,291 |
¥6,529,291 |
| 25 |
1.40% |
¥150,197 |
¥45,059,065 |
¥7,059,065 |
| 25 |
1.50% |
¥151,976 |
¥45,592,741 |
¥7,592,741 |
| 25 |
1.60% |
¥153,768 |
¥46,130,314 |
¥8,130,314 |
| 25 |
1.70% |
¥155,573 |
¥46,671,774 |
¥8,671,774 |
| 25 |
1.80% |
¥157,390 |
¥47,217,113 |
¥9,217,113 |
| 25 |
1.90% |
¥159,221 |
¥47,766,323 |
¥9,766,323 |
| 25 |
2.00% |
¥161,065 |
¥48,319,395 |
¥10,319,395 |
| 25 |
2.10% |
¥162,921 |
¥48,876,317 |
¥10,876,317 |
| 25 |
2.20% |
¥164,790 |
¥49,437,080 |
¥11,437,080 |
| 25 |
2.30% |
¥166,672 |
¥50,001,674 |
¥12,001,674 |
| 25 |
2.40% |
¥168,567 |
¥50,570,087 |
¥12,570,087 |
| 25 |
2.50% |
¥170,474 |
¥51,142,308 |
¥13,142,308 |
| 25 |
2.60% |
¥172,394 |
¥51,718,324 |
¥13,718,324 |
| 25 |
2.70% |
¥174,327 |
¥52,298,123 |
¥14,298,123 |
| 25 |
2.80% |
¥176,272 |
¥52,881,693 |
¥14,881,693 |
| 25 |
2.90% |
¥178,230 |
¥53,469,020 |
¥15,469,020 |
| 25 |
3.00% |
¥180,200 |
¥54,060,090 |
¥16,060,090 |
3800万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥169,721 |
¥40,733,111 |
¥2,733,111 |
| 20 |
0.80% |
¥171,390 |
¥41,133,670 |
¥3,133,670 |
| 20 |
0.90% |
¥173,070 |
¥41,536,754 |
¥3,536,754 |
| 20 |
1.00% |
¥174,760 |
¥41,942,361 |
¥3,942,361 |
| 20 |
1.10% |
¥176,460 |
¥42,350,487 |
¥4,350,487 |
| 20 |
1.20% |
¥178,171 |
¥42,761,131 |
¥4,761,131 |
| 20 |
1.30% |
¥179,893 |
¥43,174,290 |
¥5,174,290 |
| 20 |
1.40% |
¥181,625 |
¥43,589,961 |
¥5,589,961 |
| 20 |
1.50% |
¥183,367 |
¥44,008,141 |
¥6,008,141 |
| 20 |
1.60% |
¥185,120 |
¥44,428,827 |
¥6,428,827 |
| 20 |
1.70% |
¥186,883 |
¥44,852,016 |
¥6,852,016 |
| 20 |
1.80% |
¥188,657 |
¥45,277,704 |
¥7,277,704 |
| 20 |
1.90% |
¥190,441 |
¥45,705,886 |
¥7,705,886 |
| 20 |
2.00% |
¥192,236 |
¥46,136,560 |
¥8,136,560 |
| 20 |
2.10% |
¥194,041 |
¥46,569,721 |
¥8,569,721 |
| 20 |
2.20% |
¥195,856 |
¥47,005,364 |
¥9,005,364 |
| 20 |
2.30% |
¥197,681 |
¥47,443,486 |
¥9,443,486 |
| 20 |
2.40% |
¥199,517 |
¥47,884,081 |
¥9,884,081 |
| 20 |
2.50% |
¥201,363 |
¥48,327,144 |
¥10,327,144 |
| 20 |
2.60% |
¥203,219 |
¥48,772,670 |
¥10,772,670 |
| 20 |
2.70% |
¥205,086 |
¥49,220,655 |
¥11,220,655 |
| 20 |
2.80% |
¥206,963 |
¥49,671,092 |
¥11,671,092 |
| 20 |
2.90% |
¥208,850 |
¥50,123,976 |
¥12,123,976 |
| 20 |
3.00% |
¥210,747 |
¥50,579,301 |
¥12,579,301 |
3800万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥222,450 |
¥40,040,978 |
¥2,040,978 |
| 15 |
0.80% |
¥224,101 |
¥40,338,239 |
¥2,338,239 |
| 15 |
0.90% |
¥225,761 |
¥40,636,922 |
¥2,636,922 |
| 15 |
1.00% |
¥227,428 |
¥40,937,025 |
¥2,937,025 |
| 15 |
1.10% |
¥229,103 |
¥41,238,548 |
¥3,238,548 |
| 15 |
1.20% |
¥230,786 |
¥41,541,490 |
¥3,541,490 |
| 15 |
1.30% |
¥232,477 |
¥41,845,851 |
¥3,845,851 |
| 15 |
1.40% |
¥234,176 |
¥42,151,629 |
¥4,151,629 |
| 15 |
1.50% |
¥235,882 |
¥42,458,823 |
¥4,458,823 |
| 15 |
1.60% |
¥237,597 |
¥42,767,432 |
¥4,767,432 |
| 15 |
1.70% |
¥239,319 |
¥43,077,455 |
¥5,077,455 |
| 15 |
1.80% |
¥241,049 |
¥43,388,891 |
¥5,388,891 |
| 15 |
1.90% |
¥242,787 |
¥43,701,738 |
¥5,701,738 |
| 15 |
2.00% |
¥244,533 |
¥44,015,995 |
¥6,015,995 |
| 15 |
2.10% |
¥246,287 |
¥44,331,661 |
¥6,331,661 |
| 15 |
2.20% |
¥248,049 |
¥44,648,734 |
¥6,648,734 |
| 15 |
2.30% |
¥249,818 |
¥44,967,213 |
¥6,967,213 |
| 15 |
2.40% |
¥251,595 |
¥45,287,096 |
¥7,287,096 |
| 15 |
2.50% |
¥253,380 |
¥45,608,382 |
¥7,608,382 |
| 15 |
2.60% |
¥255,173 |
¥45,931,068 |
¥7,931,068 |
| 15 |
2.70% |
¥256,973 |
¥46,255,153 |
¥8,255,153 |
| 15 |
2.80% |
¥258,781 |
¥46,580,636 |
¥8,580,636 |
| 15 |
2.90% |
¥260,597 |
¥46,907,513 |
¥8,907,513 |
| 15 |
3.00% |
¥262,421 |
¥47,235,784 |
¥9,235,784 |
3800万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥327,972 |
¥39,356,593 |
¥1,356,593 |
| 10 |
0.80% |
¥329,608 |
¥39,552,923 |
¥1,552,923 |
| 10 |
0.90% |
¥331,249 |
¥39,749,885 |
¥1,749,885 |
| 10 |
1.00% |
¥332,896 |
¥39,947,479 |
¥1,947,479 |
| 10 |
1.10% |
¥334,548 |
¥40,145,705 |
¥2,145,705 |
| 10 |
1.20% |
¥336,205 |
¥40,344,563 |
¥2,344,563 |
| 10 |
1.30% |
¥337,867 |
¥40,544,052 |
¥2,544,052 |
| 10 |
1.40% |
¥339,535 |
¥40,744,173 |
¥2,744,173 |
| 10 |
1.50% |
¥341,208 |
¥40,944,924 |
¥2,944,924 |
| 10 |
1.60% |
¥342,886 |
¥41,146,306 |
¥3,146,306 |
| 10 |
1.70% |
¥344,569 |
¥41,348,318 |
¥3,348,318 |
| 10 |
1.80% |
¥346,258 |
¥41,550,961 |
¥3,550,961 |
| 10 |
1.90% |
¥347,952 |
¥41,754,233 |
¥3,754,233 |
| 10 |
2.00% |
¥349,651 |
¥41,958,135 |
¥3,958,135 |
| 10 |
2.10% |
¥351,356 |
¥42,162,666 |
¥4,162,666 |
| 10 |
2.20% |
¥353,065 |
¥42,367,826 |
¥4,367,826 |
| 10 |
2.30% |
¥354,780 |
¥42,573,614 |
¥4,573,614 |
| 10 |
2.40% |
¥356,500 |
¥42,780,031 |
¥4,780,031 |
| 10 |
2.50% |
¥358,226 |
¥42,987,075 |
¥4,987,075 |
| 10 |
2.60% |
¥359,956 |
¥43,194,747 |
¥5,194,747 |
| 10 |
2.70% |
¥361,692 |
¥43,403,046 |
¥5,403,046 |
| 10 |
2.80% |
¥363,433 |
¥43,611,971 |
¥5,611,971 |
| 10 |
2.90% |
¥365,179 |
¥43,821,522 |
¥5,821,522 |
| 10 |
3.00% |
¥366,931 |
¥44,031,700 |
¥6,031,700 |