3810万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3810万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3810万円の住宅ローン｜期間・年数別
3810万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥75,278 | ¥45,166,644 | ¥7,066,644 |
| 50 | 0.80% | ¥77,065 | ¥46,239,181 | ¥8,139,181 |
| 50 | 0.90% | ¥78,879 | ¥47,327,325 | ¥9,227,325 |
| 50 | 1.00% | ¥80,718 | ¥48,431,009 | ¥10,331,009 |
| 50 | 1.10% | ¥82,584 | ¥49,550,156 | ¥11,450,156 |
| 50 | 1.20% | ¥84,474 | ¥50,684,686 | ¥12,584,686 |
| 50 | 1.30% | ¥86,391 | ¥51,834,508 | ¥13,734,508 |
| 50 | 1.40% | ¥88,333 | ¥52,999,527 | ¥14,899,527 |
| 50 | 1.50% | ¥90,299 | ¥54,179,638 | ¥16,079,638 |
| 50 | 1.60% | ¥92,291 | ¥55,374,734 | ¥17,274,734 |
| 50 | 1.70% | ¥94,308 | ¥56,584,696 | ¥18,484,696 |
| 50 | 1.80% | ¥96,349 | ¥57,809,404 | ¥19,709,404 |
| 50 | 1.90% | ¥98,415 | ¥59,048,729 | ¥20,948,729 |
| 50 | 2.00% | ¥100,504 | ¥60,302,538 | ¥22,202,538 |
| 50 | 2.10% | ¥102,618 | ¥61,570,690 | ¥23,470,690 |
| 50 | 2.20% | ¥104,755 | ¥62,853,041 | ¥24,753,041 |
| 50 | 2.30% | ¥106,916 | ¥64,149,441 | ¥26,049,441 |
| 50 | 2.40% | ¥109,100 | ¥65,459,735 | ¥27,359,735 |
| 50 | 2.50% | ¥111,306 | ¥66,783,764 | ¥28,683,764 |
| 50 | 2.60% | ¥113,536 | ¥68,121,364 | ¥30,021,364 |
| 50 | 2.70% | ¥115,787 | ¥69,472,367 | ¥31,372,367 |
| 50 | 2.80% | ¥118,061 | ¥70,836,601 | ¥32,736,601 |
| 50 | 2.90% | ¥120,356 | ¥72,213,890 | ¥34,113,890 |
| 50 | 3.00% | ¥122,673 | ¥73,604,056 | ¥35,504,056 |
3810万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥82,271 | ¥44,426,290 | ¥6,326,290 |
| 45 | 0.80% | ¥84,039 | ¥45,381,156 | ¥7,281,156 |
| 45 | 0.90% | ¥85,831 | ¥46,348,703 | ¥8,248,703 |
| 45 | 1.00% | ¥87,646 | ¥47,328,886 | ¥9,228,886 |
| 45 | 1.10% | ¥89,485 | ¥48,321,654 | ¥10,221,654 |
| 45 | 1.20% | ¥91,346 | ¥49,326,952 | ¥11,226,952 |
| 45 | 1.30% | ¥93,231 | ¥50,344,723 | ¥12,244,723 |
| 45 | 1.40% | ¥95,139 | ¥51,374,900 | ¥13,274,900 |
| 45 | 1.50% | ¥97,069 | ¥52,417,416 | ¥14,317,416 |
| 45 | 1.60% | ¥99,023 | ¥53,472,198 | ¥15,372,198 |
| 45 | 1.70% | ¥100,998 | ¥54,539,169 | ¥16,439,169 |
| 45 | 1.80% | ¥102,997 | ¥55,618,246 | ¥17,518,246 |
| 45 | 1.90% | ¥105,017 | ¥56,709,343 | ¥18,609,343 |
| 45 | 2.00% | ¥107,060 | ¥57,812,372 | ¥19,712,372 |
| 45 | 2.10% | ¥109,125 | ¥58,927,238 | ¥20,827,238 |
| 45 | 2.20% | ¥111,211 | ¥60,053,843 | ¥21,953,843 |
| 45 | 2.30% | ¥113,319 | ¥61,192,087 | ¥23,092,087 |
| 45 | 2.40% | ¥115,448 | ¥62,341,865 | ¥24,241,865 |
| 45 | 2.50% | ¥117,598 | ¥63,503,068 | ¥25,403,068 |
| 45 | 2.60% | ¥119,770 | ¥64,675,586 | ¥26,575,586 |
| 45 | 2.70% | ¥121,962 | ¥65,859,303 | ¥27,759,303 |
| 45 | 2.80% | ¥124,174 | ¥67,054,103 | ¥28,954,103 |
| 45 | 2.90% | ¥126,407 | ¥68,259,865 | ¥30,159,865 |
| 45 | 3.00% | ¥128,660 | ¥69,476,466 | ¥31,376,466 |
3810万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥91,028 | ¥43,693,634 | ¥5,593,634 |
| 40 | 0.80% | ¥92,777 | ¥44,533,157 | ¥6,433,157 |
| 40 | 0.90% | ¥94,547 | ¥45,382,726 | ¥7,282,726 |
| 40 | 1.00% | ¥96,338 | ¥46,242,313 | ¥8,142,313 |
| 40 | 1.10% | ¥98,150 | ¥47,111,887 | ¥9,011,887 |
| 40 | 1.20% | ¥99,982 | ¥47,991,412 | ¥9,891,412 |
| 40 | 1.30% | ¥101,835 | ¥48,880,851 | ¥10,780,851 |
| 40 | 1.40% | ¥103,709 | ¥49,780,164 | ¥11,680,164 |
| 40 | 1.50% | ¥105,603 | ¥50,689,307 | ¥12,589,307 |
| 40 | 1.60% | ¥107,517 | ¥51,608,233 | ¥13,508,233 |
| 40 | 1.70% | ¥109,452 | ¥52,536,895 | ¥14,436,895 |
| 40 | 1.80% | ¥111,407 | ¥53,475,238 | ¥15,375,238 |
| 40 | 1.90% | ¥113,382 | ¥54,423,210 | ¥16,323,210 |
| 40 | 2.00% | ¥115,377 | ¥55,380,753 | ¥17,280,753 |
| 40 | 2.10% | ¥117,391 | ¥56,347,806 | ¥18,247,806 |
| 40 | 2.20% | ¥119,426 | ¥57,324,308 | ¥19,224,308 |
| 40 | 2.30% | ¥121,480 | ¥58,310,193 | ¥20,210,193 |
| 40 | 2.40% | ¥123,553 | ¥59,305,394 | ¥21,205,394 |
| 40 | 2.50% | ¥125,646 | ¥60,309,842 | ¥22,209,842 |
| 40 | 2.60% | ¥127,757 | ¥61,323,465 | ¥23,223,465 |
| 40 | 2.70% | ¥129,888 | ¥62,346,188 | ¥24,246,188 |
| 40 | 2.80% | ¥132,037 | ¥63,377,936 | ¥25,277,936 |
| 40 | 2.90% | ¥134,205 | ¥64,418,630 | ¥26,318,630 |
| 40 | 3.00% | ¥136,392 | ¥65,468,191 | ¥27,368,191 |
3810万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥102,306 | ¥42,968,695 | ¥4,868,695 |
| 35 | 0.80% | ¥104,036 | ¥43,695,211 | ¥5,595,211 |
| 35 | 0.90% | ¥105,784 | ¥44,429,438 | ¥6,329,438 |
| 35 | 1.00% | ¥107,551 | ¥45,171,358 | ¥7,071,358 |
| 35 | 1.10% | ¥109,336 | ¥45,920,952 | ¥7,820,952 |
| 35 | 1.20% | ¥111,139 | ¥46,678,200 | ¥8,578,200 |
| 35 | 1.30% | ¥112,960 | ¥47,443,079 | ¥9,343,079 |
| 35 | 1.40% | ¥114,799 | ¥48,215,566 | ¥10,115,566 |
| 35 | 1.50% | ¥116,656 | ¥48,995,634 | ¥10,895,634 |
| 35 | 1.60% | ¥118,532 | ¥49,783,256 | ¥11,683,256 |
| 35 | 1.70% | ¥120,425 | ¥50,578,402 | ¥12,478,402 |
| 35 | 1.80% | ¥122,336 | ¥51,381,042 | ¥13,281,042 |
| 35 | 1.90% | ¥124,265 | ¥52,191,142 | ¥14,091,142 |
| 35 | 2.00% | ¥126,211 | ¥53,008,668 | ¥14,908,668 |
| 35 | 2.10% | ¥128,175 | ¥53,833,585 | ¥15,733,585 |
| 35 | 2.20% | ¥130,157 | ¥54,665,855 | ¥16,565,855 |
| 35 | 2.30% | ¥132,156 | ¥55,505,439 | ¥17,405,439 |
| 35 | 2.40% | ¥134,172 | ¥56,352,296 | ¥18,252,296 |
| 35 | 2.50% | ¥136,206 | ¥57,206,384 | ¥19,106,384 |
| 35 | 2.60% | ¥138,256 | ¥58,067,661 | ¥19,967,661 |
| 35 | 2.70% | ¥140,324 | ¥58,936,080 | ¥20,836,080 |
| 35 | 2.80% | ¥142,409 | ¥59,811,596 | ¥21,711,596 |
| 35 | 2.90% | ¥144,510 | ¥60,694,162 | ¥22,594,162 |
| 35 | 3.00% | ¥146,628 | ¥61,583,727 | ¥23,483,727 |
3810万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥117,365 | ¥42,251,485 | ¥4,151,485 |
| 30 | 0.80% | ¥119,076 | ¥42,867,343 | ¥4,767,343 |
| 30 | 0.90% | ¥120,802 | ¥43,488,876 | ¥5,388,876 |
| 30 | 1.00% | ¥122,545 | ¥44,116,077 | ¥6,016,077 |
| 30 | 1.10% | ¥124,303 | ¥44,748,934 | ¥6,648,934 |
| 30 | 1.20% | ¥126,076 | ¥45,387,436 | ¥7,287,436 |
| 30 | 1.30% | ¥127,865 | ¥46,031,572 | ¥7,931,572 |
| 30 | 1.40% | ¥129,670 | ¥46,681,327 | ¥8,581,327 |
| 30 | 1.50% | ¥131,491 | ¥47,336,688 | ¥9,236,688 |
| 30 | 1.60% | ¥133,327 | ¥47,997,639 | ¥9,897,639 |
| 30 | 1.70% | ¥135,178 | ¥48,664,164 | ¥10,564,164 |
| 30 | 1.80% | ¥137,045 | ¥49,336,246 | ¥11,236,246 |
| 30 | 1.90% | ¥138,927 | ¥50,013,866 | ¥11,913,866 |
| 30 | 2.00% | ¥140,825 | ¥50,697,007 | ¥12,597,007 |
| 30 | 2.10% | ¥142,738 | ¥51,385,647 | ¥13,285,647 |
| 30 | 2.20% | ¥144,666 | ¥52,079,767 | ¥13,979,767 |
| 30 | 2.30% | ¥146,609 | ¥52,779,345 | ¥14,679,345 |
| 30 | 2.40% | ¥148,568 | ¥53,484,358 | ¥15,384,358 |
| 30 | 2.50% | ¥150,541 | ¥54,194,782 | ¥16,094,782 |
| 30 | 2.60% | ¥152,529 | ¥54,910,595 | ¥16,810,595 |
| 30 | 2.70% | ¥154,533 | ¥55,631,770 | ¥17,531,770 |
| 30 | 2.80% | ¥156,551 | ¥56,358,282 | ¥18,258,282 |
| 30 | 2.90% | ¥158,584 | ¥57,090,104 | ¥18,990,104 |
| 30 | 3.00% | ¥160,631 | ¥57,827,209 | ¥19,727,209 |
3810万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥138,473 | ¥41,542,018 | ¥3,442,018 |
| 25 | 0.80% | ¥140,165 | ¥42,049,572 | ¥3,949,572 |
| 25 | 0.90% | ¥141,870 | ¥42,561,075 | ¥4,461,075 |
| 25 | 1.00% | ¥143,588 | ¥43,076,522 | ¥4,976,522 |
| 25 | 1.10% | ¥145,320 | ¥43,595,908 | ¥5,495,908 |
| 25 | 1.20% | ¥147,064 | ¥44,119,227 | ¥6,019,227 |
| 25 | 1.30% | ¥148,822 | ¥44,646,474 | ¥6,546,474 |
| 25 | 1.40% | ¥150,592 | ¥45,177,641 | ¥7,077,641 |
| 25 | 1.50% | ¥152,376 | ¥45,712,722 | ¥7,612,722 |
| 25 | 1.60% | ¥154,172 | ¥46,251,709 | ¥8,151,709 |
| 25 | 1.70% | ¥155,982 | ¥46,794,594 | ¥8,694,594 |
| 25 | 1.80% | ¥157,805 | ¥47,341,369 | ¥9,241,369 |
| 25 | 1.90% | ¥159,640 | ¥47,892,024 | ¥9,792,024 |
| 25 | 2.00% | ¥161,489 | ¥48,446,551 | ¥10,346,551 |
| 25 | 2.10% | ¥163,350 | ¥49,004,939 | ¥10,904,939 |
| 25 | 2.20% | ¥165,224 | ¥49,567,178 | ¥11,467,178 |
| 25 | 2.30% | ¥167,111 | ¥50,133,258 | ¥12,033,258 |
| 25 | 2.40% | ¥169,011 | ¥50,703,166 | ¥12,603,166 |
| 25 | 2.50% | ¥170,923 | ¥51,276,893 | ¥13,176,893 |
| 25 | 2.60% | ¥172,848 | ¥51,854,425 | ¥13,754,425 |
| 25 | 2.70% | ¥174,786 | ¥52,435,750 | ¥14,335,750 |
| 25 | 2.80% | ¥176,736 | ¥53,020,855 | ¥14,920,855 |
| 25 | 2.90% | ¥178,699 | ¥53,609,728 | ¥15,509,728 |
| 25 | 3.00% | ¥180,675 | ¥54,202,353 | ¥16,102,353 |
3810万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥170,168 | ¥40,840,303 | ¥2,740,303 |
| 20 | 0.80% | ¥171,841 | ¥41,241,917 | ¥3,141,917 |
| 20 | 0.90% | ¥173,525 | ¥41,646,062 | ¥3,546,062 |
| 20 | 1.00% | ¥175,220 | ¥42,052,735 | ¥3,952,735 |
| 20 | 1.10% | ¥176,925 | ¥42,461,936 | ¥4,361,936 |
| 20 | 1.20% | ¥178,640 | ¥42,873,660 | ¥4,773,660 |
| 20 | 1.30% | ¥180,366 | ¥43,287,907 | ¥5,187,907 |
| 20 | 1.40% | ¥182,103 | ¥43,704,672 | ¥5,604,672 |
| 20 | 1.50% | ¥183,850 | ¥44,123,952 | ¥6,023,952 |
| 20 | 1.60% | ¥185,607 | ¥44,545,745 | ¥6,445,745 |
| 20 | 1.70% | ¥187,375 | ¥44,970,048 | ¥6,870,048 |
| 20 | 1.80% | ¥189,154 | ¥45,396,855 | ¥7,296,855 |
| 20 | 1.90% | ¥190,942 | ¥45,826,165 | ¥7,726,165 |
| 20 | 2.00% | ¥192,742 | ¥46,257,972 | ¥8,157,972 |
| 20 | 2.10% | ¥194,551 | ¥46,692,273 | ¥8,592,273 |
| 20 | 2.20% | ¥196,371 | ¥47,129,063 | ¥9,029,063 |
| 20 | 2.30% | ¥198,201 | ¥47,568,337 | ¥9,468,337 |
| 20 | 2.40% | ¥200,042 | ¥48,010,091 | ¥9,910,091 |
| 20 | 2.50% | ¥201,893 | ¥48,454,321 | ¥10,354,321 |
| 20 | 2.60% | ¥203,754 | ¥48,901,019 | ¥10,801,019 |
| 20 | 2.70% | ¥205,626 | ¥49,350,183 | ¥11,250,183 |
| 20 | 2.80% | ¥207,508 | ¥49,801,805 | ¥11,701,805 |
| 20 | 2.90% | ¥209,400 | ¥50,255,881 | ¥12,155,881 |
| 20 | 3.00% | ¥211,302 | ¥50,712,404 | ¥12,612,404 |
3810万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥223,035 | ¥40,146,349 | ¥2,046,349 |
| 15 | 0.80% | ¥224,691 | ¥40,444,392 | ¥2,344,392 |
| 15 | 0.90% | ¥226,355 | ¥40,743,861 | ¥2,643,861 |
| 15 | 1.00% | ¥228,026 | ¥41,044,754 | ¥2,944,754 |
| 15 | 1.10% | ¥229,706 | ¥41,347,070 | ¥3,247,070 |
| 15 | 1.20% | ¥231,393 | ¥41,650,810 | ¥3,550,810 |
| 15 | 1.30% | ¥233,089 | ¥41,955,971 | ¥3,855,971 |
| 15 | 1.40% | ¥234,792 | ¥42,262,554 | ¥4,162,554 |
| 15 | 1.50% | ¥236,503 | ¥42,570,556 | ¥4,470,556 |
| 15 | 1.60% | ¥238,222 | ¥42,879,978 | ¥4,779,978 |
| 15 | 1.70% | ¥239,949 | ¥43,190,816 | ¥5,090,816 |
| 15 | 1.80% | ¥241,684 | ¥43,503,072 | ¥5,403,072 |
| 15 | 1.90% | ¥243,426 | ¥43,816,742 | ¥5,716,742 |
| 15 | 2.00% | ¥245,177 | ¥44,131,827 | ¥6,031,827 |
| 15 | 2.10% | ¥246,935 | ¥44,448,323 | ¥6,348,323 |
| 15 | 2.20% | ¥248,701 | ¥44,766,231 | ¥6,666,231 |
| 15 | 2.30% | ¥250,475 | ¥45,085,548 | ¥6,985,548 |
| 15 | 2.40% | ¥252,257 | ¥45,406,273 | ¥7,306,273 |
| 15 | 2.50% | ¥254,047 | ¥45,728,404 | ¥7,628,404 |
| 15 | 2.60% | ¥255,844 | ¥46,051,939 | ¥7,951,939 |
| 15 | 2.70% | ¥257,649 | ¥46,376,877 | ¥8,276,877 |
| 15 | 2.80% | ¥259,462 | ¥46,703,216 | ¥8,603,216 |
| 15 | 2.90% | ¥261,283 | ¥47,030,954 | ¥8,930,954 |
| 15 | 3.00% | ¥263,112 | ¥47,360,089 | ¥9,260,089 |
3810万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥328,835 | ¥39,460,163 | ¥1,360,163 |
| 10 | 0.80% | ¥330,475 | ¥39,657,010 | ¥1,557,010 |
| 10 | 0.90% | ¥332,121 | ¥39,854,490 | ¥1,754,490 |
| 10 | 1.00% | ¥333,772 | ¥40,052,604 | ¥1,952,604 |
| 10 | 1.10% | ¥335,428 | ¥40,251,352 | ¥2,151,352 |
| 10 | 1.20% | ¥337,089 | ¥40,450,733 | ¥2,350,733 |
| 10 | 1.30% | ¥338,756 | ¥40,650,747 | ¥2,550,747 |
| 10 | 1.40% | ¥340,428 | ¥40,851,394 | ¥2,751,394 |
| 10 | 1.50% | ¥342,106 | ¥41,052,674 | ¥2,952,674 |
| 10 | 1.60% | ¥343,788 | ¥41,254,586 | ¥3,154,586 |
| 10 | 1.70% | ¥345,476 | ¥41,457,130 | ¥3,357,130 |
| 10 | 1.80% | ¥347,169 | ¥41,660,305 | ¥3,560,305 |
| 10 | 1.90% | ¥348,868 | ¥41,864,113 | ¥3,764,113 |
| 10 | 2.00% | ¥350,571 | ¥42,068,551 | ¥3,968,551 |
| 10 | 2.10% | ¥352,280 | ¥42,273,620 | ¥4,173,620 |
| 10 | 2.20% | ¥353,994 | ¥42,479,320 | ¥4,379,320 |
| 10 | 2.30% | ¥355,714 | ¥42,685,650 | ¥4,585,650 |
| 10 | 2.40% | ¥357,438 | ¥42,892,610 | ¥4,792,610 |
| 10 | 2.50% | ¥359,168 | ¥43,100,199 | ¥5,000,199 |
| 10 | 2.60% | ¥360,903 | ¥43,308,417 | ¥5,208,417 |
| 10 | 2.70% | ¥362,644 | ¥43,517,264 | ¥5,417,264 |
| 10 | 2.80% | ¥364,389 | ¥43,726,739 | ¥5,626,739 |
| 10 | 2.90% | ¥366,140 | ¥43,936,842 | ¥5,836,842 |
| 10 | 3.00% | ¥367,896 | ¥44,147,572 | ¥6,047,572 |
