3830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3830万円の住宅ローン｜期間・年数別
3830万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥75,673 |
¥45,403,740 |
¥7,103,740 |
| 50 |
0.80% |
¥77,470 |
¥46,481,907 |
¥8,181,907 |
| 50 |
0.90% |
¥79,293 |
¥47,575,763 |
¥9,275,763 |
| 50 |
1.00% |
¥81,142 |
¥48,685,240 |
¥10,385,240 |
| 50 |
1.10% |
¥83,017 |
¥49,810,262 |
¥11,510,262 |
| 50 |
1.20% |
¥84,918 |
¥50,950,747 |
¥12,650,747 |
| 50 |
1.30% |
¥86,844 |
¥52,106,605 |
¥13,806,605 |
| 50 |
1.40% |
¥88,796 |
¥53,277,740 |
¥14,977,740 |
| 50 |
1.50% |
¥90,773 |
¥54,464,046 |
¥16,164,046 |
| 50 |
1.60% |
¥92,776 |
¥55,665,415 |
¥17,365,415 |
| 50 |
1.70% |
¥94,803 |
¥56,881,729 |
¥18,581,729 |
| 50 |
1.80% |
¥96,855 |
¥58,112,866 |
¥19,812,866 |
| 50 |
1.90% |
¥98,931 |
¥59,358,696 |
¥21,058,696 |
| 50 |
2.00% |
¥101,032 |
¥60,619,087 |
¥22,319,087 |
| 50 |
2.10% |
¥103,156 |
¥61,893,896 |
¥23,593,896 |
| 50 |
2.20% |
¥105,305 |
¥63,182,978 |
¥24,882,978 |
| 50 |
2.30% |
¥107,477 |
¥64,486,184 |
¥26,186,184 |
| 50 |
2.40% |
¥109,672 |
¥65,803,356 |
¥27,503,356 |
| 50 |
2.50% |
¥111,891 |
¥67,134,335 |
¥28,834,335 |
| 50 |
2.60% |
¥114,132 |
¥68,478,957 |
¥30,178,957 |
| 50 |
2.70% |
¥116,395 |
¥69,837,051 |
¥31,537,051 |
| 50 |
2.80% |
¥118,681 |
¥71,208,447 |
¥32,908,447 |
| 50 |
2.90% |
¥120,988 |
¥72,592,966 |
¥34,292,966 |
| 50 |
3.00% |
¥123,317 |
¥73,990,429 |
¥35,690,429 |
3830万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥82,703 |
¥44,659,498 |
¥6,359,498 |
| 45 |
0.80% |
¥84,480 |
¥45,619,378 |
¥7,319,378 |
| 45 |
0.90% |
¥86,281 |
¥46,592,004 |
¥8,292,004 |
| 45 |
1.00% |
¥88,106 |
¥47,577,331 |
¥9,277,331 |
| 45 |
1.10% |
¥89,954 |
¥48,575,311 |
¥10,275,311 |
| 45 |
1.20% |
¥91,826 |
¥49,585,886 |
¥11,285,886 |
| 45 |
1.30% |
¥93,720 |
¥50,608,999 |
¥12,308,999 |
| 45 |
1.40% |
¥95,638 |
¥51,644,585 |
¥13,344,585 |
| 45 |
1.50% |
¥97,579 |
¥52,692,573 |
¥14,392,573 |
| 45 |
1.60% |
¥99,542 |
¥53,752,892 |
¥15,452,892 |
| 45 |
1.70% |
¥101,529 |
¥54,825,464 |
¥16,525,464 |
| 45 |
1.80% |
¥103,537 |
¥55,910,205 |
¥17,610,205 |
| 45 |
1.90% |
¥105,569 |
¥57,007,030 |
¥18,707,030 |
| 45 |
2.00% |
¥107,622 |
¥58,115,849 |
¥19,815,849 |
| 45 |
2.10% |
¥109,697 |
¥59,236,567 |
¥20,936,567 |
| 45 |
2.20% |
¥111,795 |
¥60,369,087 |
¥22,069,087 |
| 45 |
2.30% |
¥113,914 |
¥61,513,306 |
¥23,213,306 |
| 45 |
2.40% |
¥116,054 |
¥62,669,119 |
¥24,369,119 |
| 45 |
2.50% |
¥118,216 |
¥63,836,418 |
¥25,536,418 |
| 45 |
2.60% |
¥120,398 |
¥65,015,090 |
¥26,715,090 |
| 45 |
2.70% |
¥122,602 |
¥66,205,021 |
¥27,905,021 |
| 45 |
2.80% |
¥124,826 |
¥67,406,093 |
¥29,106,093 |
| 45 |
2.90% |
¥127,071 |
¥68,618,184 |
¥30,318,184 |
| 45 |
3.00% |
¥129,336 |
¥69,841,172 |
¥31,541,172 |
3830万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥91,506 |
¥43,922,997 |
¥5,622,997 |
| 40 |
0.80% |
¥93,264 |
¥44,766,927 |
¥6,466,927 |
| 40 |
0.90% |
¥95,044 |
¥45,620,956 |
¥7,320,956 |
| 40 |
1.00% |
¥96,844 |
¥46,485,055 |
¥8,185,055 |
| 40 |
1.10% |
¥98,665 |
¥47,359,193 |
¥9,059,193 |
| 40 |
1.20% |
¥100,507 |
¥48,243,335 |
¥9,943,335 |
| 40 |
1.30% |
¥102,370 |
¥49,137,443 |
¥10,837,443 |
| 40 |
1.40% |
¥104,253 |
¥50,041,477 |
¥11,741,477 |
| 40 |
1.50% |
¥106,157 |
¥50,955,392 |
¥12,655,392 |
| 40 |
1.60% |
¥108,082 |
¥51,879,143 |
¥13,579,143 |
| 40 |
1.70% |
¥110,026 |
¥52,812,679 |
¥14,512,679 |
| 40 |
1.80% |
¥111,992 |
¥53,755,948 |
¥15,455,948 |
| 40 |
1.90% |
¥113,977 |
¥54,708,896 |
¥16,408,896 |
| 40 |
2.00% |
¥115,982 |
¥55,671,466 |
¥17,371,466 |
| 40 |
2.10% |
¥118,007 |
¥56,643,595 |
¥18,343,595 |
| 40 |
2.20% |
¥120,053 |
¥57,625,223 |
¥19,325,223 |
| 40 |
2.30% |
¥122,117 |
¥58,616,283 |
¥20,316,283 |
| 40 |
2.40% |
¥124,201 |
¥59,616,709 |
¥21,316,709 |
| 40 |
2.50% |
¥126,305 |
¥60,626,429 |
¥22,326,429 |
| 40 |
2.60% |
¥128,428 |
¥61,645,373 |
¥23,345,373 |
| 40 |
2.70% |
¥130,570 |
¥62,673,465 |
¥24,373,465 |
| 40 |
2.80% |
¥132,730 |
¥63,710,629 |
¥25,410,629 |
| 40 |
2.90% |
¥134,910 |
¥64,756,786 |
¥26,456,786 |
| 40 |
3.00% |
¥137,108 |
¥65,811,856 |
¥27,511,856 |
3830万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥102,843 |
¥43,194,252 |
¥4,894,252 |
| 35 |
0.80% |
¥104,582 |
¥43,924,583 |
¥5,624,583 |
| 35 |
0.90% |
¥106,340 |
¥44,662,663 |
¥6,362,663 |
| 35 |
1.00% |
¥108,115 |
¥45,408,478 |
¥7,108,478 |
| 35 |
1.10% |
¥109,910 |
¥46,162,007 |
¥7,862,007 |
| 35 |
1.20% |
¥111,722 |
¥46,923,230 |
¥8,623,230 |
| 35 |
1.30% |
¥113,553 |
¥47,692,124 |
¥9,392,124 |
| 35 |
1.40% |
¥115,402 |
¥48,468,666 |
¥10,168,666 |
| 35 |
1.50% |
¥117,269 |
¥49,252,829 |
¥10,952,829 |
| 35 |
1.60% |
¥119,154 |
¥50,044,585 |
¥11,744,585 |
| 35 |
1.70% |
¥121,057 |
¥50,843,906 |
¥12,543,906 |
| 35 |
1.80% |
¥122,978 |
¥51,650,758 |
¥13,350,758 |
| 35 |
1.90% |
¥124,917 |
¥52,465,111 |
¥14,165,111 |
| 35 |
2.00% |
¥126,874 |
¥53,286,929 |
¥14,986,929 |
| 35 |
2.10% |
¥128,848 |
¥54,116,176 |
¥15,816,176 |
| 35 |
2.20% |
¥130,840 |
¥54,952,815 |
¥16,652,815 |
| 35 |
2.30% |
¥132,850 |
¥55,796,806 |
¥17,496,806 |
| 35 |
2.40% |
¥134,876 |
¥56,648,109 |
¥18,348,109 |
| 35 |
2.50% |
¥136,921 |
¥57,506,680 |
¥19,206,680 |
| 35 |
2.60% |
¥138,982 |
¥58,372,478 |
¥20,072,478 |
| 35 |
2.70% |
¥141,061 |
¥59,245,456 |
¥20,945,456 |
| 35 |
2.80% |
¥143,156 |
¥60,125,568 |
¥21,825,568 |
| 35 |
2.90% |
¥145,268 |
¥61,012,766 |
¥22,712,766 |
| 35 |
3.00% |
¥147,398 |
¥61,907,002 |
¥23,607,002 |
3830万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥117,981 |
¥42,473,278 |
¥4,173,278 |
| 30 |
0.80% |
¥119,701 |
¥43,092,368 |
¥4,792,368 |
| 30 |
0.90% |
¥121,437 |
¥43,717,164 |
¥5,417,164 |
| 30 |
1.00% |
¥123,188 |
¥44,347,657 |
¥6,047,657 |
| 30 |
1.10% |
¥124,955 |
¥44,983,836 |
¥6,683,836 |
| 30 |
1.20% |
¥126,738 |
¥45,625,691 |
¥7,325,691 |
| 30 |
1.30% |
¥128,537 |
¥46,273,208 |
¥7,973,208 |
| 30 |
1.40% |
¥130,351 |
¥46,926,374 |
¥8,626,374 |
| 30 |
1.50% |
¥132,181 |
¥47,585,175 |
¥9,285,175 |
| 30 |
1.60% |
¥134,027 |
¥48,249,595 |
¥9,949,595 |
| 30 |
1.70% |
¥135,888 |
¥48,919,619 |
¥10,619,619 |
| 30 |
1.80% |
¥137,765 |
¥49,595,229 |
¥11,295,229 |
| 30 |
1.90% |
¥139,657 |
¥50,276,406 |
¥11,976,406 |
| 30 |
2.00% |
¥141,564 |
¥50,963,133 |
¥12,663,133 |
| 30 |
2.10% |
¥143,487 |
¥51,655,388 |
¥13,355,388 |
| 30 |
2.20% |
¥145,425 |
¥52,353,152 |
¥14,053,152 |
| 30 |
2.30% |
¥147,379 |
¥53,056,402 |
¥14,756,402 |
| 30 |
2.40% |
¥149,348 |
¥53,765,116 |
¥15,465,116 |
| 30 |
2.50% |
¥151,331 |
¥54,479,270 |
¥16,179,270 |
| 30 |
2.60% |
¥153,330 |
¥55,198,839 |
¥16,898,839 |
| 30 |
2.70% |
¥155,344 |
¥55,923,800 |
¥17,623,800 |
| 30 |
2.80% |
¥157,373 |
¥56,654,126 |
¥18,354,126 |
| 30 |
2.90% |
¥159,416 |
¥57,389,790 |
¥19,089,790 |
| 30 |
3.00% |
¥161,474 |
¥58,130,764 |
¥19,830,764 |
3830万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥139,200 |
¥41,760,086 |
¥3,460,086 |
| 25 |
0.80% |
¥140,901 |
¥42,270,304 |
¥3,970,304 |
| 25 |
0.90% |
¥142,615 |
¥42,784,492 |
¥4,484,492 |
| 25 |
1.00% |
¥144,342 |
¥43,302,645 |
¥5,002,645 |
| 25 |
1.10% |
¥146,083 |
¥43,824,757 |
¥5,524,757 |
| 25 |
1.20% |
¥147,836 |
¥44,350,824 |
¥6,050,824 |
| 25 |
1.30% |
¥149,603 |
¥44,880,838 |
¥6,580,838 |
| 25 |
1.40% |
¥151,383 |
¥45,414,794 |
¥7,114,794 |
| 25 |
1.50% |
¥153,176 |
¥45,952,684 |
¥7,652,684 |
| 25 |
1.60% |
¥154,982 |
¥46,494,500 |
¥8,194,500 |
| 25 |
1.70% |
¥156,801 |
¥47,040,235 |
¥8,740,235 |
| 25 |
1.80% |
¥158,633 |
¥47,589,880 |
¥9,289,880 |
| 25 |
1.90% |
¥160,478 |
¥48,143,426 |
¥9,843,426 |
| 25 |
2.00% |
¥162,336 |
¥48,700,864 |
¥10,400,864 |
| 25 |
2.10% |
¥164,207 |
¥49,262,183 |
¥10,962,183 |
| 25 |
2.20% |
¥166,091 |
¥49,827,373 |
¥11,527,373 |
| 25 |
2.30% |
¥167,988 |
¥50,396,424 |
¥12,096,424 |
| 25 |
2.40% |
¥169,898 |
¥50,969,325 |
¥12,669,325 |
| 25 |
2.50% |
¥171,820 |
¥51,546,063 |
¥13,246,063 |
| 25 |
2.60% |
¥173,755 |
¥52,126,626 |
¥13,826,626 |
| 25 |
2.70% |
¥175,703 |
¥52,711,003 |
¥14,411,003 |
| 25 |
2.80% |
¥177,664 |
¥53,299,180 |
¥14,999,180 |
| 25 |
2.90% |
¥179,637 |
¥53,891,143 |
¥15,591,143 |
| 25 |
3.00% |
¥181,623 |
¥54,486,880 |
¥16,186,880 |
3830万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥171,061 |
¥41,054,688 |
¥2,754,688 |
| 20 |
0.80% |
¥172,743 |
¥41,458,410 |
¥3,158,410 |
| 20 |
0.90% |
¥174,436 |
¥41,864,676 |
¥3,564,676 |
| 20 |
1.00% |
¥176,140 |
¥42,273,485 |
¥3,973,485 |
| 20 |
1.10% |
¥177,853 |
¥42,684,833 |
¥4,384,833 |
| 20 |
1.20% |
¥179,578 |
¥43,098,719 |
¥4,798,719 |
| 20 |
1.30% |
¥181,313 |
¥43,515,140 |
¥5,215,140 |
| 20 |
1.40% |
¥183,059 |
¥43,934,092 |
¥5,634,092 |
| 20 |
1.50% |
¥184,815 |
¥44,355,574 |
¥6,055,574 |
| 20 |
1.60% |
¥186,582 |
¥44,779,581 |
¥6,479,581 |
| 20 |
1.70% |
¥188,359 |
¥45,206,111 |
¥6,906,111 |
| 20 |
1.80% |
¥190,146 |
¥45,635,159 |
¥7,335,159 |
| 20 |
1.90% |
¥191,945 |
¥46,066,722 |
¥7,766,722 |
| 20 |
2.00% |
¥193,753 |
¥46,500,796 |
¥8,200,796 |
| 20 |
2.10% |
¥195,572 |
¥46,937,377 |
¥8,637,377 |
| 20 |
2.20% |
¥197,402 |
¥47,376,459 |
¥9,076,459 |
| 20 |
2.30% |
¥199,242 |
¥47,818,040 |
¥9,518,040 |
| 20 |
2.40% |
¥201,092 |
¥48,262,113 |
¥9,962,113 |
| 20 |
2.50% |
¥202,953 |
¥48,708,674 |
¥10,408,674 |
| 20 |
2.60% |
¥204,824 |
¥49,157,718 |
¥10,857,718 |
| 20 |
2.70% |
¥206,705 |
¥49,609,239 |
¥11,309,239 |
| 20 |
2.80% |
¥208,597 |
¥50,063,232 |
¥11,763,232 |
| 20 |
2.90% |
¥210,499 |
¥50,519,691 |
¥12,219,691 |
| 20 |
3.00% |
¥212,411 |
¥50,978,611 |
¥12,678,611 |
3830万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥224,206 |
¥40,357,091 |
¥2,057,091 |
| 15 |
0.80% |
¥225,871 |
¥40,656,699 |
¥2,356,699 |
| 15 |
0.90% |
¥227,543 |
¥40,957,739 |
¥2,657,739 |
| 15 |
1.00% |
¥229,223 |
¥41,260,212 |
¥2,960,212 |
| 15 |
1.10% |
¥230,912 |
¥41,564,115 |
¥3,264,115 |
| 15 |
1.20% |
¥232,608 |
¥41,869,449 |
¥3,569,449 |
| 15 |
1.30% |
¥234,312 |
¥42,176,213 |
¥3,876,213 |
| 15 |
1.40% |
¥236,024 |
¥42,484,405 |
¥4,184,405 |
| 15 |
1.50% |
¥237,745 |
¥42,794,024 |
¥4,494,024 |
| 15 |
1.60% |
¥239,473 |
¥43,105,069 |
¥4,805,069 |
| 15 |
1.70% |
¥241,209 |
¥43,417,540 |
¥5,117,540 |
| 15 |
1.80% |
¥242,952 |
¥43,731,434 |
¥5,431,434 |
| 15 |
1.90% |
¥244,704 |
¥44,046,752 |
¥5,746,752 |
| 15 |
2.00% |
¥246,464 |
¥44,363,490 |
¥6,063,490 |
| 15 |
2.10% |
¥248,231 |
¥44,681,648 |
¥6,381,648 |
| 15 |
2.20% |
¥250,007 |
¥45,001,224 |
¥6,701,224 |
| 15 |
2.30% |
¥251,790 |
¥45,322,218 |
¥7,022,218 |
| 15 |
2.40% |
¥253,581 |
¥45,644,626 |
¥7,344,626 |
| 15 |
2.50% |
¥255,380 |
¥45,968,448 |
¥7,668,448 |
| 15 |
2.60% |
¥257,187 |
¥46,293,682 |
¥7,993,682 |
| 15 |
2.70% |
¥259,002 |
¥46,620,326 |
¥8,320,326 |
| 15 |
2.80% |
¥260,824 |
¥46,948,378 |
¥8,648,378 |
| 15 |
2.90% |
¥262,655 |
¥47,277,836 |
¥8,977,836 |
| 15 |
3.00% |
¥264,493 |
¥47,608,698 |
¥9,308,698 |
3830万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥330,561 |
¥39,667,303 |
¥1,367,303 |
| 10 |
0.80% |
¥332,210 |
¥39,865,183 |
¥1,565,183 |
| 10 |
0.90% |
¥333,864 |
¥40,063,700 |
¥1,763,700 |
| 10 |
1.00% |
¥335,524 |
¥40,262,854 |
¥1,962,854 |
| 10 |
1.10% |
¥337,189 |
¥40,462,645 |
¥2,162,645 |
| 10 |
1.20% |
¥338,859 |
¥40,663,073 |
¥2,363,073 |
| 10 |
1.30% |
¥340,534 |
¥40,864,137 |
¥2,564,137 |
| 10 |
1.40% |
¥342,215 |
¥41,065,837 |
¥2,765,837 |
| 10 |
1.50% |
¥343,901 |
¥41,268,173 |
¥2,968,173 |
| 10 |
1.60% |
¥345,593 |
¥41,471,145 |
¥3,171,145 |
| 10 |
1.70% |
¥347,290 |
¥41,674,752 |
¥3,374,752 |
| 10 |
1.80% |
¥348,992 |
¥41,878,995 |
¥3,578,995 |
| 10 |
1.90% |
¥350,699 |
¥42,083,872 |
¥3,783,872 |
| 10 |
2.00% |
¥352,412 |
¥42,289,383 |
¥3,989,383 |
| 10 |
2.10% |
¥354,129 |
¥42,495,529 |
¥4,195,529 |
| 10 |
2.20% |
¥355,853 |
¥42,702,309 |
¥4,402,309 |
| 10 |
2.30% |
¥357,581 |
¥42,909,722 |
¥4,609,722 |
| 10 |
2.40% |
¥359,315 |
¥43,117,768 |
¥4,817,768 |
| 10 |
2.50% |
¥361,054 |
¥43,326,447 |
¥5,026,447 |
| 10 |
2.60% |
¥362,798 |
¥43,535,758 |
¥5,235,758 |
| 10 |
2.70% |
¥364,548 |
¥43,745,701 |
¥5,445,701 |
| 10 |
2.80% |
¥366,302 |
¥43,956,276 |
¥5,656,276 |
| 10 |
2.90% |
¥368,062 |
¥44,167,482 |
¥5,867,482 |
| 10 |
3.00% |
¥369,828 |
¥44,379,318 |
¥6,079,318 |
