3870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3870万円の住宅ローン｜期間・年数別
3870万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥76,463 |
¥45,877,930 |
¥7,177,930 |
| 50 |
0.80% |
¥78,279 |
¥46,967,357 |
¥8,267,357 |
| 50 |
0.90% |
¥80,121 |
¥48,072,637 |
¥9,372,637 |
| 50 |
1.00% |
¥81,990 |
¥49,193,702 |
¥10,493,702 |
| 50 |
1.10% |
¥83,884 |
¥50,330,474 |
¥11,630,474 |
| 50 |
1.20% |
¥85,805 |
¥51,482,870 |
¥12,782,870 |
| 50 |
1.30% |
¥87,751 |
¥52,650,800 |
¥13,950,800 |
| 50 |
1.40% |
¥89,724 |
¥53,834,165 |
¥15,134,165 |
| 50 |
1.50% |
¥91,721 |
¥55,032,861 |
¥16,332,861 |
| 50 |
1.60% |
¥93,745 |
¥56,246,777 |
¥17,546,777 |
| 50 |
1.70% |
¥95,793 |
¥57,475,794 |
¥18,775,794 |
| 50 |
1.80% |
¥97,866 |
¥58,719,788 |
¥20,019,788 |
| 50 |
1.90% |
¥99,964 |
¥59,978,631 |
¥21,278,631 |
| 50 |
2.00% |
¥102,087 |
¥61,252,184 |
¥22,552,184 |
| 50 |
2.10% |
¥104,234 |
¥62,540,307 |
¥23,840,307 |
| 50 |
2.20% |
¥106,405 |
¥63,842,853 |
¥25,142,853 |
| 50 |
2.30% |
¥108,599 |
¥65,159,669 |
¥26,459,669 |
| 50 |
2.40% |
¥110,818 |
¥66,490,597 |
¥27,790,597 |
| 50 |
2.50% |
¥113,059 |
¥67,835,477 |
¥29,135,477 |
| 50 |
2.60% |
¥115,324 |
¥69,194,142 |
¥30,494,142 |
| 50 |
2.70% |
¥117,611 |
¥70,566,420 |
¥31,866,420 |
| 50 |
2.80% |
¥119,920 |
¥71,952,138 |
¥33,252,138 |
| 50 |
2.90% |
¥122,252 |
¥73,351,117 |
¥34,651,117 |
| 50 |
3.00% |
¥124,605 |
¥74,763,175 |
¥36,063,175 |
3870万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥83,567 |
¥45,125,916 |
¥6,425,916 |
| 45 |
0.80% |
¥85,363 |
¥46,095,820 |
¥7,395,820 |
| 45 |
0.90% |
¥87,183 |
¥47,078,604 |
¥8,378,604 |
| 45 |
1.00% |
¥89,026 |
¥48,074,223 |
¥9,374,223 |
| 45 |
1.10% |
¥90,894 |
¥49,082,625 |
¥10,382,625 |
| 45 |
1.20% |
¥92,785 |
¥50,103,755 |
¥11,403,755 |
| 45 |
1.30% |
¥94,699 |
¥51,137,553 |
¥12,437,553 |
| 45 |
1.40% |
¥96,637 |
¥52,183,954 |
¥13,483,954 |
| 45 |
1.50% |
¥98,598 |
¥53,242,888 |
¥14,542,888 |
| 45 |
1.60% |
¥100,582 |
¥54,314,280 |
¥15,614,280 |
| 45 |
1.70% |
¥102,589 |
¥55,398,053 |
¥16,698,053 |
| 45 |
1.80% |
¥104,619 |
¥56,494,124 |
¥17,794,124 |
| 45 |
1.90% |
¥106,671 |
¥57,602,404 |
¥18,902,404 |
| 45 |
2.00% |
¥108,746 |
¥58,722,803 |
¥20,022,803 |
| 45 |
2.10% |
¥110,843 |
¥59,855,226 |
¥21,155,226 |
| 45 |
2.20% |
¥112,962 |
¥60,999,573 |
¥22,299,573 |
| 45 |
2.30% |
¥115,103 |
¥62,155,742 |
¥23,455,742 |
| 45 |
2.40% |
¥117,266 |
¥63,323,627 |
¥24,623,627 |
| 45 |
2.50% |
¥119,450 |
¥64,503,117 |
¥25,803,117 |
| 45 |
2.60% |
¥121,656 |
¥65,694,099 |
¥26,994,099 |
| 45 |
2.70% |
¥123,882 |
¥66,896,458 |
¥28,196,458 |
| 45 |
2.80% |
¥126,130 |
¥68,110,073 |
¥29,410,073 |
| 45 |
2.90% |
¥128,398 |
¥69,334,823 |
¥30,634,823 |
| 45 |
3.00% |
¥130,686 |
¥70,570,583 |
¥31,870,583 |
3870万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥92,462 |
¥44,381,723 |
¥5,681,723 |
| 40 |
0.80% |
¥94,238 |
¥45,234,467 |
¥6,534,467 |
| 40 |
0.90% |
¥96,036 |
¥46,097,415 |
¥7,397,415 |
| 40 |
1.00% |
¥97,855 |
¥46,970,539 |
¥8,270,539 |
| 40 |
1.10% |
¥99,695 |
¥47,853,806 |
¥9,153,806 |
| 40 |
1.20% |
¥101,557 |
¥48,747,182 |
¥10,047,182 |
| 40 |
1.30% |
¥103,439 |
¥49,650,628 |
¥10,950,628 |
| 40 |
1.40% |
¥105,342 |
¥50,564,103 |
¥11,864,103 |
| 40 |
1.50% |
¥107,266 |
¥51,487,563 |
¥12,787,563 |
| 40 |
1.60% |
¥109,210 |
¥52,420,961 |
¥13,720,961 |
| 40 |
1.70% |
¥111,176 |
¥53,364,247 |
¥14,664,247 |
| 40 |
1.80% |
¥113,161 |
¥54,317,368 |
¥15,617,368 |
| 40 |
1.90% |
¥115,167 |
¥55,280,269 |
¥16,580,269 |
| 40 |
2.00% |
¥117,194 |
¥56,252,891 |
¥17,552,891 |
| 40 |
2.10% |
¥119,240 |
¥57,235,173 |
¥18,535,173 |
| 40 |
2.20% |
¥121,306 |
¥58,227,053 |
¥19,527,053 |
| 40 |
2.30% |
¥123,393 |
¥59,228,464 |
¥20,528,464 |
| 40 |
2.40% |
¥125,499 |
¥60,239,338 |
¥21,539,338 |
| 40 |
2.50% |
¥127,624 |
¥61,259,604 |
¥22,559,604 |
| 40 |
2.60% |
¥129,769 |
¥62,289,189 |
¥23,589,189 |
| 40 |
2.70% |
¥131,933 |
¥63,328,018 |
¥24,628,018 |
| 40 |
2.80% |
¥134,117 |
¥64,376,014 |
¥25,676,014 |
| 40 |
2.90% |
¥136,319 |
¥65,433,097 |
¥26,733,097 |
| 40 |
3.00% |
¥138,540 |
¥66,499,186 |
¥27,799,186 |
3870万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥103,918 |
¥43,645,367 |
¥4,945,367 |
| 35 |
0.80% |
¥105,675 |
¥44,383,325 |
¥5,683,325 |
| 35 |
0.90% |
¥107,450 |
¥45,129,114 |
¥6,429,114 |
| 35 |
1.00% |
¥109,245 |
¥45,882,718 |
¥7,182,718 |
| 35 |
1.10% |
¥111,057 |
¥46,644,116 |
¥7,944,116 |
| 35 |
1.20% |
¥112,889 |
¥47,413,289 |
¥8,713,289 |
| 35 |
1.30% |
¥114,739 |
¥48,190,214 |
¥9,490,214 |
| 35 |
1.40% |
¥116,607 |
¥48,974,866 |
¥10,274,866 |
| 35 |
1.50% |
¥118,493 |
¥49,767,219 |
¥11,067,219 |
| 35 |
1.60% |
¥120,398 |
¥50,567,244 |
¥11,867,244 |
| 35 |
1.70% |
¥122,321 |
¥51,374,912 |
¥12,674,912 |
| 35 |
1.80% |
¥124,262 |
¥52,190,192 |
¥13,490,192 |
| 35 |
1.90% |
¥126,222 |
¥53,013,050 |
¥14,313,050 |
| 35 |
2.00% |
¥128,199 |
¥53,843,451 |
¥15,143,451 |
| 35 |
2.10% |
¥130,194 |
¥54,681,358 |
¥15,981,358 |
| 35 |
2.20% |
¥132,207 |
¥55,526,735 |
¥16,826,735 |
| 35 |
2.30% |
¥134,237 |
¥56,379,540 |
¥17,679,540 |
| 35 |
2.40% |
¥136,285 |
¥57,239,734 |
¥18,539,734 |
| 35 |
2.50% |
¥138,351 |
¥58,107,272 |
¥19,407,272 |
| 35 |
2.60% |
¥140,434 |
¥58,982,112 |
¥20,282,112 |
| 35 |
2.70% |
¥142,534 |
¥59,864,207 |
¥21,164,207 |
| 35 |
2.80% |
¥144,651 |
¥60,753,511 |
¥22,053,511 |
| 35 |
2.90% |
¥146,786 |
¥61,649,975 |
¥22,949,975 |
| 35 |
3.00% |
¥148,937 |
¥62,553,550 |
¥23,853,550 |
3870万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥119,214 |
¥42,916,863 |
¥4,216,863 |
| 30 |
0.80% |
¥120,951 |
¥43,542,419 |
¥4,842,419 |
| 30 |
0.90% |
¥122,705 |
¥44,173,740 |
¥5,473,740 |
| 30 |
1.00% |
¥124,474 |
¥44,810,818 |
¥6,110,818 |
| 30 |
1.10% |
¥126,260 |
¥45,453,642 |
¥6,753,642 |
| 30 |
1.20% |
¥128,062 |
¥46,102,199 |
¥7,402,199 |
| 30 |
1.30% |
¥129,879 |
¥46,756,479 |
¥8,056,479 |
| 30 |
1.40% |
¥131,712 |
¥47,416,466 |
¥8,716,466 |
| 30 |
1.50% |
¥133,562 |
¥48,082,148 |
¥9,382,148 |
| 30 |
1.60% |
¥135,426 |
¥48,753,507 |
¥10,053,507 |
| 30 |
1.70% |
¥137,307 |
¥49,430,529 |
¥10,730,529 |
| 30 |
1.80% |
¥139,203 |
¥50,113,194 |
¥11,413,194 |
| 30 |
1.90% |
¥141,115 |
¥50,801,486 |
¥12,101,486 |
| 30 |
2.00% |
¥143,043 |
¥51,495,385 |
¥12,795,385 |
| 30 |
2.10% |
¥144,986 |
¥52,194,870 |
¥13,494,870 |
| 30 |
2.20% |
¥146,944 |
¥52,899,921 |
¥14,199,921 |
| 30 |
2.30% |
¥148,918 |
¥53,610,516 |
¥14,910,516 |
| 30 |
2.40% |
¥150,907 |
¥54,326,631 |
¥15,626,631 |
| 30 |
2.50% |
¥152,912 |
¥55,048,244 |
¥16,348,244 |
| 30 |
2.60% |
¥154,931 |
¥55,775,329 |
¥17,075,329 |
| 30 |
2.70% |
¥156,966 |
¥56,507,861 |
¥17,807,861 |
| 30 |
2.80% |
¥159,016 |
¥57,245,814 |
¥18,545,814 |
| 30 |
2.90% |
¥161,081 |
¥57,989,161 |
¥19,289,161 |
| 30 |
3.00% |
¥163,161 |
¥58,737,874 |
¥20,037,874 |
3870万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥140,654 |
¥42,196,223 |
¥3,496,223 |
| 25 |
0.80% |
¥142,373 |
¥42,711,770 |
¥4,011,770 |
| 25 |
0.90% |
¥144,104 |
¥43,231,328 |
¥4,531,328 |
| 25 |
1.00% |
¥145,850 |
¥43,754,892 |
¥5,054,892 |
| 25 |
1.10% |
¥147,608 |
¥44,282,457 |
¥5,582,457 |
| 25 |
1.20% |
¥149,380 |
¥44,814,018 |
¥6,114,018 |
| 25 |
1.30% |
¥151,165 |
¥45,349,568 |
¥6,649,568 |
| 25 |
1.40% |
¥152,964 |
¥45,889,100 |
¥7,189,100 |
| 25 |
1.50% |
¥154,775 |
¥46,432,607 |
¥7,732,607 |
| 25 |
1.60% |
¥156,600 |
¥46,980,083 |
¥8,280,083 |
| 25 |
1.70% |
¥158,438 |
¥47,531,517 |
¥8,831,517 |
| 25 |
1.80% |
¥160,290 |
¥48,086,902 |
¥9,386,902 |
| 25 |
1.90% |
¥162,154 |
¥48,646,229 |
¥9,946,229 |
| 25 |
2.00% |
¥164,032 |
¥49,209,489 |
¥10,509,489 |
| 25 |
2.10% |
¥165,922 |
¥49,776,670 |
¥11,076,670 |
| 25 |
2.20% |
¥167,826 |
¥50,347,764 |
¥11,647,764 |
| 25 |
2.30% |
¥169,743 |
¥50,922,758 |
¥12,222,758 |
| 25 |
2.40% |
¥171,672 |
¥51,501,641 |
¥12,801,641 |
| 25 |
2.50% |
¥173,615 |
¥52,084,403 |
¥13,384,403 |
| 25 |
2.60% |
¥175,570 |
¥52,671,030 |
¥13,971,030 |
| 25 |
2.70% |
¥177,538 |
¥53,261,510 |
¥14,561,510 |
| 25 |
2.80% |
¥179,519 |
¥53,855,829 |
¥15,155,829 |
| 25 |
2.90% |
¥181,513 |
¥54,453,975 |
¥15,753,975 |
| 25 |
3.00% |
¥183,520 |
¥55,055,934 |
¥16,355,934 |
3870万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥172,848 |
¥41,483,457 |
¥2,783,457 |
| 20 |
0.80% |
¥174,547 |
¥41,891,396 |
¥3,191,396 |
| 20 |
0.90% |
¥176,258 |
¥42,301,905 |
¥3,601,905 |
| 20 |
1.00% |
¥177,979 |
¥42,714,983 |
¥4,014,983 |
| 20 |
1.10% |
¥179,711 |
¥43,130,628 |
¥4,430,628 |
| 20 |
1.20% |
¥181,453 |
¥43,548,836 |
¥4,848,836 |
| 20 |
1.30% |
¥183,207 |
¥43,969,606 |
¥5,269,606 |
| 20 |
1.40% |
¥184,971 |
¥44,392,934 |
¥5,692,934 |
| 20 |
1.50% |
¥186,745 |
¥44,818,818 |
¥6,118,818 |
| 20 |
1.60% |
¥188,530 |
¥45,247,253 |
¥6,547,253 |
| 20 |
1.70% |
¥190,326 |
¥45,678,237 |
¥6,978,237 |
| 20 |
1.80% |
¥192,132 |
¥46,111,767 |
¥7,411,767 |
| 20 |
1.90% |
¥193,949 |
¥46,547,837 |
¥7,847,837 |
| 20 |
2.00% |
¥195,777 |
¥46,986,444 |
¥8,286,444 |
| 20 |
2.10% |
¥197,615 |
¥47,427,584 |
¥8,727,584 |
| 20 |
2.20% |
¥199,464 |
¥47,871,253 |
¥9,171,253 |
| 20 |
2.30% |
¥201,323 |
¥48,317,445 |
¥9,617,445 |
| 20 |
2.40% |
¥203,192 |
¥48,766,156 |
¥10,066,156 |
| 20 |
2.50% |
¥205,072 |
¥49,217,381 |
¥10,517,381 |
| 20 |
2.60% |
¥206,963 |
¥49,671,114 |
¥10,971,114 |
| 20 |
2.70% |
¥208,864 |
¥50,127,351 |
¥11,427,351 |
| 20 |
2.80% |
¥210,775 |
¥50,586,086 |
¥11,886,086 |
| 20 |
2.90% |
¥212,697 |
¥51,047,312 |
¥12,347,312 |
| 20 |
3.00% |
¥214,629 |
¥51,511,025 |
¥12,811,025 |
3870万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥226,548 |
¥40,778,575 |
¥2,078,575 |
| 15 |
0.80% |
¥228,230 |
¥41,081,312 |
¥2,381,312 |
| 15 |
0.90% |
¥229,919 |
¥41,385,496 |
¥2,685,496 |
| 15 |
1.00% |
¥231,617 |
¥41,691,128 |
¥2,991,128 |
| 15 |
1.10% |
¥233,323 |
¥41,998,205 |
¥3,298,205 |
| 15 |
1.20% |
¥235,037 |
¥42,306,728 |
¥3,606,728 |
| 15 |
1.30% |
¥236,759 |
¥42,616,695 |
¥3,916,695 |
| 15 |
1.40% |
¥238,489 |
¥42,928,106 |
¥4,228,106 |
| 15 |
1.50% |
¥240,228 |
¥43,240,959 |
¥4,540,959 |
| 15 |
1.60% |
¥241,974 |
¥43,555,253 |
¥4,855,253 |
| 15 |
1.70% |
¥243,728 |
¥43,870,987 |
¥5,170,987 |
| 15 |
1.80% |
¥245,490 |
¥44,188,160 |
¥5,488,160 |
| 15 |
1.90% |
¥247,260 |
¥44,506,770 |
¥5,806,770 |
| 15 |
2.00% |
¥249,038 |
¥44,826,816 |
¥6,126,816 |
| 15 |
2.10% |
¥250,824 |
¥45,148,297 |
¥6,448,297 |
| 15 |
2.20% |
¥252,618 |
¥45,471,211 |
¥6,771,211 |
| 15 |
2.30% |
¥254,420 |
¥45,795,557 |
¥7,095,557 |
| 15 |
2.40% |
¥256,230 |
¥46,121,332 |
¥7,421,332 |
| 15 |
2.50% |
¥258,047 |
¥46,448,536 |
¥7,748,536 |
| 15 |
2.60% |
¥259,873 |
¥46,777,167 |
¥8,077,167 |
| 15 |
2.70% |
¥261,707 |
¥47,107,222 |
¥8,407,222 |
| 15 |
2.80% |
¥263,548 |
¥47,438,700 |
¥8,738,700 |
| 15 |
2.90% |
¥265,398 |
¥47,771,599 |
¥9,071,599 |
| 15 |
3.00% |
¥267,255 |
¥48,105,917 |
¥9,405,917 |
3870万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥334,013 |
¥40,081,583 |
¥1,381,583 |
| 10 |
0.80% |
¥335,679 |
¥40,281,529 |
¥1,581,529 |
| 10 |
0.90% |
¥337,351 |
¥40,482,120 |
¥1,782,120 |
| 10 |
1.00% |
¥339,028 |
¥40,683,354 |
¥1,983,354 |
| 10 |
1.10% |
¥340,710 |
¥40,885,232 |
¥2,185,232 |
| 10 |
1.20% |
¥342,398 |
¥41,087,752 |
¥2,387,752 |
| 10 |
1.30% |
¥344,091 |
¥41,290,916 |
¥2,590,916 |
| 10 |
1.40% |
¥345,789 |
¥41,494,723 |
¥2,794,723 |
| 10 |
1.50% |
¥347,493 |
¥41,699,173 |
¥2,999,173 |
| 10 |
1.60% |
¥349,202 |
¥41,904,264 |
¥3,204,264 |
| 10 |
1.70% |
¥350,917 |
¥42,109,998 |
¥3,409,998 |
| 10 |
1.80% |
¥352,636 |
¥42,316,373 |
¥3,616,373 |
| 10 |
1.90% |
¥354,362 |
¥42,523,390 |
¥3,823,390 |
| 10 |
2.00% |
¥356,092 |
¥42,731,048 |
¥4,031,048 |
| 10 |
2.10% |
¥357,828 |
¥42,939,347 |
¥4,239,347 |
| 10 |
2.20% |
¥359,569 |
¥43,148,286 |
¥4,448,286 |
| 10 |
2.30% |
¥361,316 |
¥43,357,865 |
¥4,657,865 |
| 10 |
2.40% |
¥363,067 |
¥43,568,084 |
¥4,868,084 |
| 10 |
2.50% |
¥364,825 |
¥43,778,942 |
¥5,078,942 |
| 10 |
2.60% |
¥366,587 |
¥43,990,440 |
¥5,290,440 |
| 10 |
2.70% |
¥368,355 |
¥44,202,575 |
¥5,502,575 |
| 10 |
2.80% |
¥370,128 |
¥44,415,349 |
¥5,715,349 |
| 10 |
2.90% |
¥371,906 |
¥44,628,761 |
¥5,928,761 |
| 10 |
3.00% |
¥373,690 |
¥44,842,810 |
¥6,142,810 |
