3870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3870万円の住宅ローン｜期間・年数別
3870万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥76,463 | ¥45,877,930 | ¥7,177,930 |
| 50 | 0.80% | ¥78,279 | ¥46,967,357 | ¥8,267,357 |
| 50 | 0.90% | ¥80,121 | ¥48,072,637 | ¥9,372,637 |
| 50 | 1.00% | ¥81,990 | ¥49,193,702 | ¥10,493,702 |
| 50 | 1.10% | ¥83,884 | ¥50,330,474 | ¥11,630,474 |
| 50 | 1.20% | ¥85,805 | ¥51,482,870 | ¥12,782,870 |
| 50 | 1.30% | ¥87,751 | ¥52,650,800 | ¥13,950,800 |
| 50 | 1.40% | ¥89,724 | ¥53,834,165 | ¥15,134,165 |
| 50 | 1.50% | ¥91,721 | ¥55,032,861 | ¥16,332,861 |
| 50 | 1.60% | ¥93,745 | ¥56,246,777 | ¥17,546,777 |
| 50 | 1.70% | ¥95,793 | ¥57,475,794 | ¥18,775,794 |
| 50 | 1.80% | ¥97,866 | ¥58,719,788 | ¥20,019,788 |
| 50 | 1.90% | ¥99,964 | ¥59,978,631 | ¥21,278,631 |
| 50 | 2.00% | ¥102,087 | ¥61,252,184 | ¥22,552,184 |
| 50 | 2.10% | ¥104,234 | ¥62,540,307 | ¥23,840,307 |
| 50 | 2.20% | ¥106,405 | ¥63,842,853 | ¥25,142,853 |
| 50 | 2.30% | ¥108,599 | ¥65,159,669 | ¥26,459,669 |
| 50 | 2.40% | ¥110,818 | ¥66,490,597 | ¥27,790,597 |
| 50 | 2.50% | ¥113,059 | ¥67,835,477 | ¥29,135,477 |
| 50 | 2.60% | ¥115,324 | ¥69,194,142 | ¥30,494,142 |
| 50 | 2.70% | ¥117,611 | ¥70,566,420 | ¥31,866,420 |
| 50 | 2.80% | ¥119,920 | ¥71,952,138 | ¥33,252,138 |
| 50 | 2.90% | ¥122,252 | ¥73,351,117 | ¥34,651,117 |
| 50 | 3.00% | ¥124,605 | ¥74,763,175 | ¥36,063,175 |
3870万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥83,567 | ¥45,125,916 | ¥6,425,916 |
| 45 | 0.80% | ¥85,363 | ¥46,095,820 | ¥7,395,820 |
| 45 | 0.90% | ¥87,183 | ¥47,078,604 | ¥8,378,604 |
| 45 | 1.00% | ¥89,026 | ¥48,074,223 | ¥9,374,223 |
| 45 | 1.10% | ¥90,894 | ¥49,082,625 | ¥10,382,625 |
| 45 | 1.20% | ¥92,785 | ¥50,103,755 | ¥11,403,755 |
| 45 | 1.30% | ¥94,699 | ¥51,137,553 | ¥12,437,553 |
| 45 | 1.40% | ¥96,637 | ¥52,183,954 | ¥13,483,954 |
| 45 | 1.50% | ¥98,598 | ¥53,242,888 | ¥14,542,888 |
| 45 | 1.60% | ¥100,582 | ¥54,314,280 | ¥15,614,280 |
| 45 | 1.70% | ¥102,589 | ¥55,398,053 | ¥16,698,053 |
| 45 | 1.80% | ¥104,619 | ¥56,494,124 | ¥17,794,124 |
| 45 | 1.90% | ¥106,671 | ¥57,602,404 | ¥18,902,404 |
| 45 | 2.00% | ¥108,746 | ¥58,722,803 | ¥20,022,803 |
| 45 | 2.10% | ¥110,843 | ¥59,855,226 | ¥21,155,226 |
| 45 | 2.20% | ¥112,962 | ¥60,999,573 | ¥22,299,573 |
| 45 | 2.30% | ¥115,103 | ¥62,155,742 | ¥23,455,742 |
| 45 | 2.40% | ¥117,266 | ¥63,323,627 | ¥24,623,627 |
| 45 | 2.50% | ¥119,450 | ¥64,503,117 | ¥25,803,117 |
| 45 | 2.60% | ¥121,656 | ¥65,694,099 | ¥26,994,099 |
| 45 | 2.70% | ¥123,882 | ¥66,896,458 | ¥28,196,458 |
| 45 | 2.80% | ¥126,130 | ¥68,110,073 | ¥29,410,073 |
| 45 | 2.90% | ¥128,398 | ¥69,334,823 | ¥30,634,823 |
| 45 | 3.00% | ¥130,686 | ¥70,570,583 | ¥31,870,583 |
3870万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥92,462 | ¥44,381,723 | ¥5,681,723 |
| 40 | 0.80% | ¥94,238 | ¥45,234,467 | ¥6,534,467 |
| 40 | 0.90% | ¥96,036 | ¥46,097,415 | ¥7,397,415 |
| 40 | 1.00% | ¥97,855 | ¥46,970,539 | ¥8,270,539 |
| 40 | 1.10% | ¥99,695 | ¥47,853,806 | ¥9,153,806 |
| 40 | 1.20% | ¥101,557 | ¥48,747,182 | ¥10,047,182 |
| 40 | 1.30% | ¥103,439 | ¥49,650,628 | ¥10,950,628 |
| 40 | 1.40% | ¥105,342 | ¥50,564,103 | ¥11,864,103 |
| 40 | 1.50% | ¥107,266 | ¥51,487,563 | ¥12,787,563 |
| 40 | 1.60% | ¥109,210 | ¥52,420,961 | ¥13,720,961 |
| 40 | 1.70% | ¥111,176 | ¥53,364,247 | ¥14,664,247 |
| 40 | 1.80% | ¥113,161 | ¥54,317,368 | ¥15,617,368 |
| 40 | 1.90% | ¥115,167 | ¥55,280,269 | ¥16,580,269 |
| 40 | 2.00% | ¥117,194 | ¥56,252,891 | ¥17,552,891 |
| 40 | 2.10% | ¥119,240 | ¥57,235,173 | ¥18,535,173 |
| 40 | 2.20% | ¥121,306 | ¥58,227,053 | ¥19,527,053 |
| 40 | 2.30% | ¥123,393 | ¥59,228,464 | ¥20,528,464 |
| 40 | 2.40% | ¥125,499 | ¥60,239,338 | ¥21,539,338 |
| 40 | 2.50% | ¥127,624 | ¥61,259,604 | ¥22,559,604 |
| 40 | 2.60% | ¥129,769 | ¥62,289,189 | ¥23,589,189 |
| 40 | 2.70% | ¥131,933 | ¥63,328,018 | ¥24,628,018 |
| 40 | 2.80% | ¥134,117 | ¥64,376,014 | ¥25,676,014 |
| 40 | 2.90% | ¥136,319 | ¥65,433,097 | ¥26,733,097 |
| 40 | 3.00% | ¥138,540 | ¥66,499,186 | ¥27,799,186 |
3870万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥103,918 | ¥43,645,367 | ¥4,945,367 |
| 35 | 0.80% | ¥105,675 | ¥44,383,325 | ¥5,683,325 |
| 35 | 0.90% | ¥107,450 | ¥45,129,114 | ¥6,429,114 |
| 35 | 1.00% | ¥109,245 | ¥45,882,718 | ¥7,182,718 |
| 35 | 1.10% | ¥111,057 | ¥46,644,116 | ¥7,944,116 |
| 35 | 1.20% | ¥112,889 | ¥47,413,289 | ¥8,713,289 |
| 35 | 1.30% | ¥114,739 | ¥48,190,214 | ¥9,490,214 |
| 35 | 1.40% | ¥116,607 | ¥48,974,866 | ¥10,274,866 |
| 35 | 1.50% | ¥118,493 | ¥49,767,219 | ¥11,067,219 |
| 35 | 1.60% | ¥120,398 | ¥50,567,244 | ¥11,867,244 |
| 35 | 1.70% | ¥122,321 | ¥51,374,912 | ¥12,674,912 |
| 35 | 1.80% | ¥124,262 | ¥52,190,192 | ¥13,490,192 |
| 35 | 1.90% | ¥126,222 | ¥53,013,050 | ¥14,313,050 |
| 35 | 2.00% | ¥128,199 | ¥53,843,451 | ¥15,143,451 |
| 35 | 2.10% | ¥130,194 | ¥54,681,358 | ¥15,981,358 |
| 35 | 2.20% | ¥132,207 | ¥55,526,735 | ¥16,826,735 |
| 35 | 2.30% | ¥134,237 | ¥56,379,540 | ¥17,679,540 |
| 35 | 2.40% | ¥136,285 | ¥57,239,734 | ¥18,539,734 |
| 35 | 2.50% | ¥138,351 | ¥58,107,272 | ¥19,407,272 |
| 35 | 2.60% | ¥140,434 | ¥58,982,112 | ¥20,282,112 |
| 35 | 2.70% | ¥142,534 | ¥59,864,207 | ¥21,164,207 |
| 35 | 2.80% | ¥144,651 | ¥60,753,511 | ¥22,053,511 |
| 35 | 2.90% | ¥146,786 | ¥61,649,975 | ¥22,949,975 |
| 35 | 3.00% | ¥148,937 | ¥62,553,550 | ¥23,853,550 |
3870万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥119,214 | ¥42,916,863 | ¥4,216,863 |
| 30 | 0.80% | ¥120,951 | ¥43,542,419 | ¥4,842,419 |
| 30 | 0.90% | ¥122,705 | ¥44,173,740 | ¥5,473,740 |
| 30 | 1.00% | ¥124,474 | ¥44,810,818 | ¥6,110,818 |
| 30 | 1.10% | ¥126,260 | ¥45,453,642 | ¥6,753,642 |
| 30 | 1.20% | ¥128,062 | ¥46,102,199 | ¥7,402,199 |
| 30 | 1.30% | ¥129,879 | ¥46,756,479 | ¥8,056,479 |
| 30 | 1.40% | ¥131,712 | ¥47,416,466 | ¥8,716,466 |
| 30 | 1.50% | ¥133,562 | ¥48,082,148 | ¥9,382,148 |
| 30 | 1.60% | ¥135,426 | ¥48,753,507 | ¥10,053,507 |
| 30 | 1.70% | ¥137,307 | ¥49,430,529 | ¥10,730,529 |
| 30 | 1.80% | ¥139,203 | ¥50,113,194 | ¥11,413,194 |
| 30 | 1.90% | ¥141,115 | ¥50,801,486 | ¥12,101,486 |
| 30 | 2.00% | ¥143,043 | ¥51,495,385 | ¥12,795,385 |
| 30 | 2.10% | ¥144,986 | ¥52,194,870 | ¥13,494,870 |
| 30 | 2.20% | ¥146,944 | ¥52,899,921 | ¥14,199,921 |
| 30 | 2.30% | ¥148,918 | ¥53,610,516 | ¥14,910,516 |
| 30 | 2.40% | ¥150,907 | ¥54,326,631 | ¥15,626,631 |
| 30 | 2.50% | ¥152,912 | ¥55,048,244 | ¥16,348,244 |
| 30 | 2.60% | ¥154,931 | ¥55,775,329 | ¥17,075,329 |
| 30 | 2.70% | ¥156,966 | ¥56,507,861 | ¥17,807,861 |
| 30 | 2.80% | ¥159,016 | ¥57,245,814 | ¥18,545,814 |
| 30 | 2.90% | ¥161,081 | ¥57,989,161 | ¥19,289,161 |
| 30 | 3.00% | ¥163,161 | ¥58,737,874 | ¥20,037,874 |
3870万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥140,654 | ¥42,196,223 | ¥3,496,223 |
| 25 | 0.80% | ¥142,373 | ¥42,711,770 | ¥4,011,770 |
| 25 | 0.90% | ¥144,104 | ¥43,231,328 | ¥4,531,328 |
| 25 | 1.00% | ¥145,850 | ¥43,754,892 | ¥5,054,892 |
| 25 | 1.10% | ¥147,608 | ¥44,282,457 | ¥5,582,457 |
| 25 | 1.20% | ¥149,380 | ¥44,814,018 | ¥6,114,018 |
| 25 | 1.30% | ¥151,165 | ¥45,349,568 | ¥6,649,568 |
| 25 | 1.40% | ¥152,964 | ¥45,889,100 | ¥7,189,100 |
| 25 | 1.50% | ¥154,775 | ¥46,432,607 | ¥7,732,607 |
| 25 | 1.60% | ¥156,600 | ¥46,980,083 | ¥8,280,083 |
| 25 | 1.70% | ¥158,438 | ¥47,531,517 | ¥8,831,517 |
| 25 | 1.80% | ¥160,290 | ¥48,086,902 | ¥9,386,902 |
| 25 | 1.90% | ¥162,154 | ¥48,646,229 | ¥9,946,229 |
| 25 | 2.00% | ¥164,032 | ¥49,209,489 | ¥10,509,489 |
| 25 | 2.10% | ¥165,922 | ¥49,776,670 | ¥11,076,670 |
| 25 | 2.20% | ¥167,826 | ¥50,347,764 | ¥11,647,764 |
| 25 | 2.30% | ¥169,743 | ¥50,922,758 | ¥12,222,758 |
| 25 | 2.40% | ¥171,672 | ¥51,501,641 | ¥12,801,641 |
| 25 | 2.50% | ¥173,615 | ¥52,084,403 | ¥13,384,403 |
| 25 | 2.60% | ¥175,570 | ¥52,671,030 | ¥13,971,030 |
| 25 | 2.70% | ¥177,538 | ¥53,261,510 | ¥14,561,510 |
| 25 | 2.80% | ¥179,519 | ¥53,855,829 | ¥15,155,829 |
| 25 | 2.90% | ¥181,513 | ¥54,453,975 | ¥15,753,975 |
| 25 | 3.00% | ¥183,520 | ¥55,055,934 | ¥16,355,934 |
3870万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥172,848 | ¥41,483,457 | ¥2,783,457 |
| 20 | 0.80% | ¥174,547 | ¥41,891,396 | ¥3,191,396 |
| 20 | 0.90% | ¥176,258 | ¥42,301,905 | ¥3,601,905 |
| 20 | 1.00% | ¥177,979 | ¥42,714,983 | ¥4,014,983 |
| 20 | 1.10% | ¥179,711 | ¥43,130,628 | ¥4,430,628 |
| 20 | 1.20% | ¥181,453 | ¥43,548,836 | ¥4,848,836 |
| 20 | 1.30% | ¥183,207 | ¥43,969,606 | ¥5,269,606 |
| 20 | 1.40% | ¥184,971 | ¥44,392,934 | ¥5,692,934 |
| 20 | 1.50% | ¥186,745 | ¥44,818,818 | ¥6,118,818 |
| 20 | 1.60% | ¥188,530 | ¥45,247,253 | ¥6,547,253 |
| 20 | 1.70% | ¥190,326 | ¥45,678,237 | ¥6,978,237 |
| 20 | 1.80% | ¥192,132 | ¥46,111,767 | ¥7,411,767 |
| 20 | 1.90% | ¥193,949 | ¥46,547,837 | ¥7,847,837 |
| 20 | 2.00% | ¥195,777 | ¥46,986,444 | ¥8,286,444 |
| 20 | 2.10% | ¥197,615 | ¥47,427,584 | ¥8,727,584 |
| 20 | 2.20% | ¥199,464 | ¥47,871,253 | ¥9,171,253 |
| 20 | 2.30% | ¥201,323 | ¥48,317,445 | ¥9,617,445 |
| 20 | 2.40% | ¥203,192 | ¥48,766,156 | ¥10,066,156 |
| 20 | 2.50% | ¥205,072 | ¥49,217,381 | ¥10,517,381 |
| 20 | 2.60% | ¥206,963 | ¥49,671,114 | ¥10,971,114 |
| 20 | 2.70% | ¥208,864 | ¥50,127,351 | ¥11,427,351 |
| 20 | 2.80% | ¥210,775 | ¥50,586,086 | ¥11,886,086 |
| 20 | 2.90% | ¥212,697 | ¥51,047,312 | ¥12,347,312 |
| 20 | 3.00% | ¥214,629 | ¥51,511,025 | ¥12,811,025 |
3870万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥226,548 | ¥40,778,575 | ¥2,078,575 |
| 15 | 0.80% | ¥228,230 | ¥41,081,312 | ¥2,381,312 |
| 15 | 0.90% | ¥229,919 | ¥41,385,496 | ¥2,685,496 |
| 15 | 1.00% | ¥231,617 | ¥41,691,128 | ¥2,991,128 |
| 15 | 1.10% | ¥233,323 | ¥41,998,205 | ¥3,298,205 |
| 15 | 1.20% | ¥235,037 | ¥42,306,728 | ¥3,606,728 |
| 15 | 1.30% | ¥236,759 | ¥42,616,695 | ¥3,916,695 |
| 15 | 1.40% | ¥238,489 | ¥42,928,106 | ¥4,228,106 |
| 15 | 1.50% | ¥240,228 | ¥43,240,959 | ¥4,540,959 |
| 15 | 1.60% | ¥241,974 | ¥43,555,253 | ¥4,855,253 |
| 15 | 1.70% | ¥243,728 | ¥43,870,987 | ¥5,170,987 |
| 15 | 1.80% | ¥245,490 | ¥44,188,160 | ¥5,488,160 |
| 15 | 1.90% | ¥247,260 | ¥44,506,770 | ¥5,806,770 |
| 15 | 2.00% | ¥249,038 | ¥44,826,816 | ¥6,126,816 |
| 15 | 2.10% | ¥250,824 | ¥45,148,297 | ¥6,448,297 |
| 15 | 2.20% | ¥252,618 | ¥45,471,211 | ¥6,771,211 |
| 15 | 2.30% | ¥254,420 | ¥45,795,557 | ¥7,095,557 |
| 15 | 2.40% | ¥256,230 | ¥46,121,332 | ¥7,421,332 |
| 15 | 2.50% | ¥258,047 | ¥46,448,536 | ¥7,748,536 |
| 15 | 2.60% | ¥259,873 | ¥46,777,167 | ¥8,077,167 |
| 15 | 2.70% | ¥261,707 | ¥47,107,222 | ¥8,407,222 |
| 15 | 2.80% | ¥263,548 | ¥47,438,700 | ¥8,738,700 |
| 15 | 2.90% | ¥265,398 | ¥47,771,599 | ¥9,071,599 |
| 15 | 3.00% | ¥267,255 | ¥48,105,917 | ¥9,405,917 |
3870万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥334,013 | ¥40,081,583 | ¥1,381,583 |
| 10 | 0.80% | ¥335,679 | ¥40,281,529 | ¥1,581,529 |
| 10 | 0.90% | ¥337,351 | ¥40,482,120 | ¥1,782,120 |
| 10 | 1.00% | ¥339,028 | ¥40,683,354 | ¥1,983,354 |
| 10 | 1.10% | ¥340,710 | ¥40,885,232 | ¥2,185,232 |
| 10 | 1.20% | ¥342,398 | ¥41,087,752 | ¥2,387,752 |
| 10 | 1.30% | ¥344,091 | ¥41,290,916 | ¥2,590,916 |
| 10 | 1.40% | ¥345,789 | ¥41,494,723 | ¥2,794,723 |
| 10 | 1.50% | ¥347,493 | ¥41,699,173 | ¥2,999,173 |
| 10 | 1.60% | ¥349,202 | ¥41,904,264 | ¥3,204,264 |
| 10 | 1.70% | ¥350,917 | ¥42,109,998 | ¥3,409,998 |
| 10 | 1.80% | ¥352,636 | ¥42,316,373 | ¥3,616,373 |
| 10 | 1.90% | ¥354,362 | ¥42,523,390 | ¥3,823,390 |
| 10 | 2.00% | ¥356,092 | ¥42,731,048 | ¥4,031,048 |
| 10 | 2.10% | ¥357,828 | ¥42,939,347 | ¥4,239,347 |
| 10 | 2.20% | ¥359,569 | ¥43,148,286 | ¥4,448,286 |
| 10 | 2.30% | ¥361,316 | ¥43,357,865 | ¥4,657,865 |
| 10 | 2.40% | ¥363,067 | ¥43,568,084 | ¥4,868,084 |
| 10 | 2.50% | ¥364,825 | ¥43,778,942 | ¥5,078,942 |
| 10 | 2.60% | ¥366,587 | ¥43,990,440 | ¥5,290,440 |
| 10 | 2.70% | ¥368,355 | ¥44,202,575 | ¥5,502,575 |
| 10 | 2.80% | ¥370,128 | ¥44,415,349 | ¥5,715,349 |
| 10 | 2.90% | ¥371,906 | ¥44,628,761 | ¥5,928,761 |
| 10 | 3.00% | ¥373,690 | ¥44,842,810 | ¥6,142,810 |
