3880万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3880万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3880万円の住宅ローン｜期間・年数別
3880万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥76,661 | ¥45,996,478 | ¥7,196,478 |
| 50 | 0.80% | ¥78,481 | ¥47,088,720 | ¥8,288,720 |
| 50 | 0.90% | ¥80,328 | ¥48,196,856 | ¥9,396,856 |
| 50 | 1.00% | ¥82,201 | ¥49,320,817 | ¥10,520,817 |
| 50 | 1.10% | ¥84,101 | ¥50,460,527 | ¥11,660,527 |
| 50 | 1.20% | ¥86,027 | ¥51,615,901 | ¥12,815,901 |
| 50 | 1.30% | ¥87,978 | ¥52,786,848 | ¥13,986,848 |
| 50 | 1.40% | ¥89,955 | ¥53,973,271 | ¥15,173,271 |
| 50 | 1.50% | ¥91,958 | ¥55,175,065 | ¥16,375,065 |
| 50 | 1.60% | ¥93,987 | ¥56,392,117 | ¥17,592,117 |
| 50 | 1.70% | ¥96,041 | ¥57,624,310 | ¥18,824,310 |
| 50 | 1.80% | ¥98,119 | ¥58,871,519 | ¥20,071,519 |
| 50 | 1.90% | ¥100,223 | ¥60,133,614 | ¥21,333,614 |
| 50 | 2.00% | ¥102,351 | ¥61,410,458 | ¥22,610,458 |
| 50 | 2.10% | ¥104,503 | ¥62,701,910 | ¥23,901,910 |
| 50 | 2.20% | ¥106,680 | ¥64,007,821 | ¥25,207,821 |
| 50 | 2.30% | ¥108,880 | ¥65,328,040 | ¥26,528,040 |
| 50 | 2.40% | ¥111,104 | ¥66,662,408 | ¥27,862,408 |
| 50 | 2.50% | ¥113,351 | ¥68,010,763 | ¥29,210,763 |
| 50 | 2.60% | ¥115,622 | ¥69,372,938 | ¥30,572,938 |
| 50 | 2.70% | ¥117,915 | ¥70,748,762 | ¥31,948,762 |
| 50 | 2.80% | ¥120,230 | ¥72,138,061 | ¥33,338,061 |
| 50 | 2.90% | ¥122,568 | ¥73,540,655 | ¥34,740,655 |
| 50 | 3.00% | ¥124,927 | ¥74,956,362 | ¥36,156,362 |
3880万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥83,782 | ¥45,242,521 | ¥6,442,521 |
| 45 | 0.80% | ¥85,583 | ¥46,214,931 | ¥7,414,931 |
| 45 | 0.90% | ¥87,408 | ¥47,200,254 | ¥8,400,254 |
| 45 | 1.00% | ¥89,256 | ¥48,198,445 | ¥9,398,445 |
| 45 | 1.10% | ¥91,129 | ¥49,209,453 | ¥10,409,453 |
| 45 | 1.20% | ¥93,024 | ¥50,233,222 | ¥11,433,222 |
| 45 | 1.30% | ¥94,944 | ¥51,269,691 | ¥12,469,691 |
| 45 | 1.40% | ¥96,887 | ¥52,318,796 | ¥13,518,796 |
| 45 | 1.50% | ¥98,853 | ¥53,380,466 | ¥14,580,466 |
| 45 | 1.60% | ¥100,842 | ¥54,454,627 | ¥15,654,627 |
| 45 | 1.70% | ¥102,854 | ¥55,541,201 | ¥16,741,201 |
| 45 | 1.80% | ¥104,889 | ¥56,640,103 | ¥17,840,103 |
| 45 | 1.90% | ¥106,947 | ¥57,751,247 | ¥18,951,247 |
| 45 | 2.00% | ¥109,027 | ¥58,874,542 | ¥20,074,542 |
| 45 | 2.10% | ¥111,129 | ¥60,009,891 | ¥21,209,891 |
| 45 | 2.20% | ¥113,254 | ¥61,157,195 | ¥22,357,195 |
| 45 | 2.30% | ¥115,401 | ¥62,316,351 | ¥23,516,351 |
| 45 | 2.40% | ¥117,569 | ¥63,487,254 | ¥24,687,254 |
| 45 | 2.50% | ¥119,759 | ¥64,669,791 | ¥25,869,791 |
| 45 | 2.60% | ¥121,970 | ¥65,863,851 | ¥27,063,851 |
| 45 | 2.70% | ¥124,202 | ¥67,069,317 | ¥28,269,317 |
| 45 | 2.80% | ¥126,456 | ¥68,286,068 | ¥29,486,068 |
| 45 | 2.90% | ¥128,730 | ¥69,513,983 | ¥30,713,983 |
| 45 | 3.00% | ¥131,024 | ¥70,752,936 | ¥31,952,936 |
3880万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥92,701 | ¥44,496,405 | ¥5,696,405 |
| 40 | 0.80% | ¥94,482 | ¥45,351,352 | ¥6,551,352 |
| 40 | 0.90% | ¥96,284 | ¥46,216,530 | ¥7,416,530 |
| 40 | 1.00% | ¥98,108 | ¥47,091,910 | ¥8,291,910 |
| 40 | 1.10% | ¥99,953 | ¥47,977,459 | ¥9,177,459 |
| 40 | 1.20% | ¥101,819 | ¥48,873,144 | ¥10,073,144 |
| 40 | 1.30% | ¥103,706 | ¥49,778,924 | ¥10,978,924 |
| 40 | 1.40% | ¥105,614 | ¥50,694,760 | ¥11,894,760 |
| 40 | 1.50% | ¥107,543 | ¥51,620,606 | ¥12,820,606 |
| 40 | 1.60% | ¥109,493 | ¥52,556,416 | ¥13,756,416 |
| 40 | 1.70% | ¥111,463 | ¥53,502,139 | ¥14,702,139 |
| 40 | 1.80% | ¥113,454 | ¥54,457,723 | ¥15,657,723 |
| 40 | 1.90% | ¥115,465 | ¥55,423,112 | ¥16,623,112 |
| 40 | 2.00% | ¥117,496 | ¥56,398,247 | ¥17,598,247 |
| 40 | 2.10% | ¥119,548 | ¥57,383,068 | ¥18,583,068 |
| 40 | 2.20% | ¥121,620 | ¥58,377,510 | ¥19,577,510 |
| 40 | 2.30% | ¥123,711 | ¥59,381,509 | ¥20,581,509 |
| 40 | 2.40% | ¥125,823 | ¥60,394,995 | ¥21,594,995 |
| 40 | 2.50% | ¥127,954 | ¥61,417,897 | ¥22,617,897 |
| 40 | 2.60% | ¥130,104 | ¥62,450,143 | ¥23,650,143 |
| 40 | 2.70% | ¥132,274 | ¥63,491,656 | ¥24,691,656 |
| 40 | 2.80% | ¥134,463 | ¥64,542,360 | ¥25,742,360 |
| 40 | 2.90% | ¥136,671 | ¥65,602,175 | ¥26,802,175 |
| 40 | 3.00% | ¥138,898 | ¥66,671,019 | ¥27,871,019 |
3880万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥104,186 | ¥43,758,146 | ¥4,958,146 |
| 35 | 0.80% | ¥105,948 | ¥44,498,010 | ¥5,698,010 |
| 35 | 0.90% | ¥107,728 | ¥45,245,727 | ¥6,445,727 |
| 35 | 1.00% | ¥109,527 | ¥46,001,277 | ¥7,201,277 |
| 35 | 1.10% | ¥111,344 | ¥46,764,644 | ¥7,964,644 |
| 35 | 1.20% | ¥113,180 | ¥47,535,804 | ¥8,735,804 |
| 35 | 1.30% | ¥115,035 | ¥48,314,737 | ¥9,514,737 |
| 35 | 1.40% | ¥116,908 | ¥49,101,416 | ¥10,301,416 |
| 35 | 1.50% | ¥118,800 | ¥49,895,816 | ¥11,095,816 |
| 35 | 1.60% | ¥120,709 | ¥50,697,909 | ¥11,897,909 |
| 35 | 1.70% | ¥122,637 | ¥51,507,664 | ¥12,707,664 |
| 35 | 1.80% | ¥124,583 | ¥52,325,050 | ¥13,525,050 |
| 35 | 1.90% | ¥126,548 | ¥53,150,034 | ¥14,350,034 |
| 35 | 2.00% | ¥128,530 | ¥53,982,581 | ¥15,182,581 |
| 35 | 2.10% | ¥130,530 | ¥54,822,654 | ¥16,022,654 |
| 35 | 2.20% | ¥132,548 | ¥55,670,215 | ¥16,870,215 |
| 35 | 2.30% | ¥134,584 | ¥56,525,224 | ¥17,725,224 |
| 35 | 2.40% | ¥136,637 | ¥57,387,640 | ¥18,587,640 |
| 35 | 2.50% | ¥138,708 | ¥58,257,420 | ¥19,457,420 |
| 35 | 2.60% | ¥140,796 | ¥59,134,521 | ¥20,334,521 |
| 35 | 2.70% | ¥142,902 | ¥60,018,895 | ¥21,218,895 |
| 35 | 2.80% | ¥145,025 | ¥60,910,497 | ¥22,110,497 |
| 35 | 2.90% | ¥147,165 | ¥61,809,277 | ¥23,009,277 |
| 35 | 3.00% | ¥149,322 | ¥62,715,187 | ¥23,915,187 |
3880万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥119,522 | ¥43,027,759 | ¥4,227,759 |
| 30 | 0.80% | ¥121,264 | ¥43,654,931 | ¥4,854,931 |
| 30 | 0.90% | ¥123,022 | ¥44,287,884 | ¥5,487,884 |
| 30 | 1.00% | ¥124,796 | ¥44,926,608 | ¥6,126,608 |
| 30 | 1.10% | ¥126,586 | ¥45,571,093 | ¥6,771,093 |
| 30 | 1.20% | ¥128,393 | ¥46,221,326 | ¥7,421,326 |
| 30 | 1.30% | ¥130,215 | ¥46,877,297 | ¥8,077,297 |
| 30 | 1.40% | ¥132,053 | ¥47,538,990 | ¥8,738,990 |
| 30 | 1.50% | ¥133,907 | ¥48,206,391 | ¥9,406,391 |
| 30 | 1.60% | ¥135,776 | ¥48,879,485 | ¥10,079,485 |
| 30 | 1.70% | ¥137,662 | ¥49,558,256 | ¥10,758,256 |
| 30 | 1.80% | ¥139,563 | ¥50,242,686 | ¥11,442,686 |
| 30 | 1.90% | ¥141,480 | ¥50,932,756 | ¥12,132,756 |
| 30 | 2.00% | ¥143,412 | ¥51,628,448 | ¥12,828,448 |
| 30 | 2.10% | ¥145,360 | ¥52,329,741 | ¥13,529,741 |
| 30 | 2.20% | ¥147,324 | ¥53,036,614 | ¥14,236,614 |
| 30 | 2.30% | ¥149,303 | ¥53,749,044 | ¥14,949,044 |
| 30 | 2.40% | ¥151,297 | ¥54,467,010 | ¥15,667,010 |
| 30 | 2.50% | ¥153,307 | ¥55,190,487 | ¥16,390,487 |
| 30 | 2.60% | ¥155,332 | ¥55,919,451 | ¥17,119,451 |
| 30 | 2.70% | ¥157,372 | ¥56,653,876 | ¥17,853,876 |
| 30 | 2.80% | ¥159,427 | ¥57,393,736 | ¥18,593,736 |
| 30 | 2.90% | ¥161,497 | ¥58,139,004 | ¥19,339,004 |
| 30 | 3.00% | ¥163,582 | ¥58,889,651 | ¥20,089,651 |
3880万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥141,018 | ¥42,305,257 | ¥3,505,257 |
| 25 | 0.80% | ¥142,740 | ¥42,822,136 | ¥4,022,136 |
| 25 | 0.90% | ¥144,477 | ¥43,343,037 | ¥4,543,037 |
| 25 | 1.00% | ¥146,227 | ¥43,867,954 | ¥5,067,954 |
| 25 | 1.10% | ¥147,990 | ¥44,396,882 | ¥5,596,882 |
| 25 | 1.20% | ¥149,766 | ¥44,929,816 | ¥6,129,816 |
| 25 | 1.30% | ¥151,556 | ¥45,466,750 | ¥6,666,750 |
| 25 | 1.40% | ¥153,359 | ¥46,007,676 | ¥7,207,676 |
| 25 | 1.50% | ¥155,175 | ¥46,552,588 | ¥7,752,588 |
| 25 | 1.60% | ¥157,005 | ¥47,101,478 | ¥8,301,478 |
| 25 | 1.70% | ¥158,848 | ¥47,654,337 | ¥8,854,337 |
| 25 | 1.80% | ¥160,704 | ¥48,211,158 | ¥9,411,158 |
| 25 | 1.90% | ¥162,573 | ¥48,771,930 | ¥9,971,930 |
| 25 | 2.00% | ¥164,455 | ¥49,336,645 | ¥10,536,645 |
| 25 | 2.10% | ¥166,351 | ¥49,905,292 | ¥11,105,292 |
| 25 | 2.20% | ¥168,260 | ¥50,477,861 | ¥11,677,861 |
| 25 | 2.30% | ¥170,181 | ¥51,054,341 | ¥12,254,341 |
| 25 | 2.40% | ¥172,116 | ¥51,634,721 | ¥12,834,721 |
| 25 | 2.50% | ¥174,063 | ¥52,218,988 | ¥13,418,988 |
| 25 | 2.60% | ¥176,024 | ¥52,807,131 | ¥14,007,131 |
| 25 | 2.70% | ¥177,997 | ¥53,399,136 | ¥14,599,136 |
| 25 | 2.80% | ¥179,983 | ¥53,994,992 | ¥15,194,992 |
| 25 | 2.90% | ¥181,982 | ¥54,594,683 | ¥15,794,683 |
| 25 | 3.00% | ¥183,994 | ¥55,198,197 | ¥16,398,197 |
3880万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥173,294 | ¥41,590,650 | ¥2,790,650 |
| 20 | 0.80% | ¥174,999 | ¥41,999,642 | ¥3,199,642 |
| 20 | 0.90% | ¥176,713 | ¥42,411,212 | ¥3,611,212 |
| 20 | 1.00% | ¥178,439 | ¥42,825,358 | ¥4,025,358 |
| 20 | 1.10% | ¥180,175 | ¥43,242,076 | ¥4,442,076 |
| 20 | 1.20% | ¥181,922 | ¥43,661,365 | ¥4,861,365 |
| 20 | 1.30% | ¥183,680 | ¥44,083,222 | ¥5,283,222 |
| 20 | 1.40% | ¥185,449 | ¥44,507,644 | ¥5,707,644 |
| 20 | 1.50% | ¥187,228 | ¥44,934,628 | ¥6,134,628 |
| 20 | 1.60% | ¥189,017 | ¥45,364,171 | ¥6,564,171 |
| 20 | 1.70% | ¥190,818 | ¥45,796,269 | ¥6,996,269 |
| 20 | 1.80% | ¥192,629 | ¥46,230,918 | ¥7,430,918 |
| 20 | 1.90% | ¥194,450 | ¥46,668,116 | ¥7,868,116 |
| 20 | 2.00% | ¥196,283 | ¥47,107,856 | ¥8,307,856 |
| 20 | 2.10% | ¥198,126 | ¥47,550,136 | ¥8,750,136 |
| 20 | 2.20% | ¥199,979 | ¥47,994,951 | ¥9,194,951 |
| 20 | 2.30% | ¥201,843 | ¥48,442,296 | ¥9,642,296 |
| 20 | 2.40% | ¥203,717 | ¥48,892,167 | ¥10,092,167 |
| 20 | 2.50% | ¥205,602 | ¥49,344,557 | ¥10,544,557 |
| 20 | 2.60% | ¥207,498 | ¥49,799,463 | ¥10,999,463 |
| 20 | 2.70% | ¥209,404 | ¥50,256,879 | ¥11,456,879 |
| 20 | 2.80% | ¥211,320 | ¥50,716,799 | ¥11,916,799 |
| 20 | 2.90% | ¥213,247 | ¥51,179,217 | ¥12,379,217 |
| 20 | 3.00% | ¥215,184 | ¥51,644,128 | ¥12,844,128 |
3880万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥227,133 | ¥40,883,946 | ¥2,083,946 |
| 15 | 0.80% | ¥228,819 | ¥41,187,465 | ¥2,387,465 |
| 15 | 0.90% | ¥230,514 | ¥41,492,436 | ¥2,692,436 |
| 15 | 1.00% | ¥232,216 | ¥41,798,857 | ¥2,998,857 |
| 15 | 1.10% | ¥233,926 | ¥42,106,728 | ¥3,306,728 |
| 15 | 1.20% | ¥235,645 | ¥42,416,048 | ¥3,616,048 |
| 15 | 1.30% | ¥237,371 | ¥42,726,816 | ¥3,926,816 |
| 15 | 1.40% | ¥239,106 | ¥43,039,031 | ¥4,239,031 |
| 15 | 1.50% | ¥240,848 | ¥43,352,693 | ¥4,552,693 |
| 15 | 1.60% | ¥242,599 | ¥43,667,799 | ¥4,867,799 |
| 15 | 1.70% | ¥244,357 | ¥43,984,349 | ¥5,184,349 |
| 15 | 1.80% | ¥246,124 | ¥44,302,341 | ¥5,502,341 |
| 15 | 1.90% | ¥247,899 | ¥44,621,774 | ¥5,821,774 |
| 15 | 2.00% | ¥249,681 | ¥44,942,648 | ¥6,142,648 |
| 15 | 2.10% | ¥251,472 | ¥45,264,959 | ¥6,464,959 |
| 15 | 2.20% | ¥253,271 | ¥45,588,708 | ¥6,788,708 |
| 15 | 2.30% | ¥255,077 | ¥45,913,892 | ¥7,113,892 |
| 15 | 2.40% | ¥256,892 | ¥46,240,509 | ¥7,440,509 |
| 15 | 2.50% | ¥258,714 | ¥46,568,558 | ¥7,768,558 |
| 15 | 2.60% | ¥260,545 | ¥46,898,038 | ¥8,098,038 |
| 15 | 2.70% | ¥262,383 | ¥47,228,946 | ¥8,428,946 |
| 15 | 2.80% | ¥264,229 | ¥47,561,281 | ¥8,761,281 |
| 15 | 2.90% | ¥266,084 | ¥47,895,040 | ¥9,095,040 |
| 15 | 3.00% | ¥267,946 | ¥48,230,222 | ¥9,430,222 |
3880万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥334,876 | ¥40,185,153 | ¥1,385,153 |
| 10 | 0.80% | ¥336,547 | ¥40,385,616 | ¥1,585,616 |
| 10 | 0.90% | ¥338,223 | ¥40,586,725 | ¥1,786,725 |
| 10 | 1.00% | ¥339,904 | ¥40,788,479 | ¥1,988,479 |
| 10 | 1.10% | ¥341,591 | ¥40,990,878 | ¥2,190,878 |
| 10 | 1.20% | ¥343,283 | ¥41,193,922 | ¥2,393,922 |
| 10 | 1.30% | ¥344,980 | ¥41,397,611 | ¥2,597,611 |
| 10 | 1.40% | ¥346,683 | ¥41,601,945 | ¥2,801,945 |
| 10 | 1.50% | ¥348,391 | ¥41,806,922 | ¥3,006,922 |
| 10 | 1.60% | ¥350,105 | ¥42,012,544 | ¥3,212,544 |
| 10 | 1.70% | ¥351,823 | ¥42,218,809 | ¥3,418,809 |
| 10 | 1.80% | ¥353,548 | ¥42,425,718 | ¥3,625,718 |
| 10 | 1.90% | ¥355,277 | ¥42,633,270 | ¥3,833,270 |
| 10 | 2.00% | ¥357,012 | ¥42,841,464 | ¥4,041,464 |
| 10 | 2.10% | ¥358,753 | ¥43,050,301 | ¥4,250,301 |
| 10 | 2.20% | ¥360,498 | ¥43,259,780 | ¥4,459,780 |
| 10 | 2.30% | ¥362,249 | ¥43,469,901 | ¥4,669,901 |
| 10 | 2.40% | ¥364,006 | ¥43,680,663 | ¥4,880,663 |
| 10 | 2.50% | ¥365,767 | ¥43,892,066 | ¥5,092,066 |
| 10 | 2.60% | ¥367,534 | ¥44,104,110 | ¥5,304,110 |
| 10 | 2.70% | ¥369,307 | ¥44,316,794 | ¥5,516,794 |
| 10 | 2.80% | ¥371,084 | ¥44,530,118 | ¥5,730,118 |
| 10 | 2.90% | ¥372,867 | ¥44,744,081 | ¥5,944,081 |
| 10 | 3.00% | ¥374,656 | ¥44,958,683 | ¥6,158,683 |
