3890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3890万円の住宅ローン｜期間・年数別
3890万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥76,858 | ¥46,115,025 | ¥7,215,025 |
| 50 | 0.80% | ¥78,683 | ¥47,210,083 | ¥8,310,083 |
| 50 | 0.90% | ¥80,535 | ¥48,321,075 | ¥9,421,075 |
| 50 | 1.00% | ¥82,413 | ¥49,447,933 | ¥10,547,933 |
| 50 | 1.10% | ¥84,318 | ¥50,590,580 | ¥11,690,580 |
| 50 | 1.20% | ¥86,248 | ¥51,748,931 | ¥12,848,931 |
| 50 | 1.30% | ¥88,205 | ¥52,922,897 | ¥14,022,897 |
| 50 | 1.40% | ¥90,187 | ¥54,112,378 | ¥15,212,378 |
| 50 | 1.50% | ¥92,195 | ¥55,317,269 | ¥16,417,269 |
| 50 | 1.60% | ¥94,229 | ¥56,537,458 | ¥17,637,458 |
| 50 | 1.70% | ¥96,288 | ¥57,772,826 | ¥18,872,826 |
| 50 | 1.80% | ¥98,372 | ¥59,023,250 | ¥20,123,250 |
| 50 | 1.90% | ¥100,481 | ¥60,288,598 | ¥21,388,598 |
| 50 | 2.00% | ¥102,615 | ¥61,568,733 | ¥22,668,733 |
| 50 | 2.10% | ¥104,773 | ¥62,863,513 | ¥23,963,513 |
| 50 | 2.20% | ¥106,955 | ¥64,172,790 | ¥25,272,790 |
| 50 | 2.30% | ¥109,161 | ¥65,496,411 | ¥26,596,411 |
| 50 | 2.40% | ¥111,390 | ¥66,834,218 | ¥27,934,218 |
| 50 | 2.50% | ¥113,643 | ¥68,186,048 | ¥29,286,048 |
| 50 | 2.60% | ¥115,920 | ¥69,551,734 | ¥30,651,734 |
| 50 | 2.70% | ¥118,219 | ¥70,931,104 | ¥32,031,104 |
| 50 | 2.80% | ¥120,540 | ¥72,323,984 | ¥33,423,984 |
| 50 | 2.90% | ¥122,884 | ¥73,730,192 | ¥34,830,192 |
| 50 | 3.00% | ¥125,249 | ¥75,149,548 | ¥36,249,548 |
3890万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥83,998 | ¥45,359,125 | ¥6,459,125 |
| 45 | 0.80% | ¥85,804 | ¥46,334,041 | ¥7,434,041 |
| 45 | 0.90% | ¥87,633 | ¥47,321,904 | ¥8,421,904 |
| 45 | 1.00% | ¥89,486 | ¥48,322,668 | ¥9,422,668 |
| 45 | 1.10% | ¥91,363 | ¥49,336,282 | ¥10,436,282 |
| 45 | 1.20% | ¥93,264 | ¥50,362,689 | ¥11,462,689 |
| 45 | 1.30% | ¥95,189 | ¥51,401,830 | ¥12,501,830 |
| 45 | 1.40% | ¥97,136 | ¥52,453,638 | ¥13,553,638 |
| 45 | 1.50% | ¥99,107 | ¥53,518,045 | ¥14,618,045 |
| 45 | 1.60% | ¥101,102 | ¥54,594,974 | ¥15,694,974 |
| 45 | 1.70% | ¥103,119 | ¥55,684,348 | ¥16,784,348 |
| 45 | 1.80% | ¥105,159 | ¥56,786,083 | ¥17,886,083 |
| 45 | 1.90% | ¥107,222 | ¥57,900,091 | ¥19,000,091 |
| 45 | 2.00% | ¥109,308 | ¥59,026,280 | ¥20,126,280 |
| 45 | 2.10% | ¥111,416 | ¥60,164,555 | ¥21,264,555 |
| 45 | 2.20% | ¥113,546 | ¥61,314,816 | ¥22,414,816 |
| 45 | 2.30% | ¥115,698 | ¥62,476,961 | ¥23,576,961 |
| 45 | 2.40% | ¥117,872 | ¥63,650,881 | ¥24,750,881 |
| 45 | 2.50% | ¥120,068 | ¥64,836,466 | ¥25,936,466 |
| 45 | 2.60% | ¥122,284 | ¥66,033,603 | ¥27,133,603 |
| 45 | 2.70% | ¥124,523 | ¥67,242,176 | ¥28,342,176 |
| 45 | 2.80% | ¥126,782 | ¥68,462,063 | ¥29,562,063 |
| 45 | 2.90% | ¥129,061 | ¥69,693,143 | ¥30,793,143 |
| 45 | 3.00% | ¥131,362 | ¥70,935,289 | ¥32,035,289 |
3890万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥92,940 | ¥44,611,086 | ¥5,711,086 |
| 40 | 0.80% | ¥94,725 | ¥45,468,237 | ¥6,568,237 |
| 40 | 0.90% | ¥96,533 | ¥46,335,645 | ¥7,435,645 |
| 40 | 1.00% | ¥98,361 | ¥47,213,281 | ¥8,313,281 |
| 40 | 1.10% | ¥100,211 | ¥48,101,113 | ¥9,201,113 |
| 40 | 1.20% | ¥102,081 | ¥48,999,105 | ¥10,099,105 |
| 40 | 1.30% | ¥103,973 | ¥49,907,221 | ¥11,007,221 |
| 40 | 1.40% | ¥105,886 | ¥50,825,417 | ¥11,925,417 |
| 40 | 1.50% | ¥107,820 | ¥51,753,649 | ¥12,853,649 |
| 40 | 1.60% | ¥109,775 | ¥52,691,871 | ¥13,791,871 |
| 40 | 1.70% | ¥111,750 | ¥53,640,031 | ¥14,740,031 |
| 40 | 1.80% | ¥113,746 | ¥54,598,078 | ¥15,698,078 |
| 40 | 1.90% | ¥115,762 | ¥55,565,955 | ¥16,665,955 |
| 40 | 2.00% | ¥117,799 | ¥56,543,603 | ¥17,643,603 |
| 40 | 2.10% | ¥119,856 | ¥57,530,962 | ¥18,630,962 |
| 40 | 2.20% | ¥121,933 | ¥58,527,968 | ¥19,627,968 |
| 40 | 2.30% | ¥124,030 | ¥59,534,554 | ¥20,634,554 |
| 40 | 2.40% | ¥126,147 | ¥60,550,652 | ¥21,650,652 |
| 40 | 2.50% | ¥128,284 | ¥61,576,191 | ¥22,676,191 |
| 40 | 2.60% | ¥130,440 | ¥62,611,097 | ¥23,711,097 |
| 40 | 2.70% | ¥132,615 | ¥63,655,294 | ¥24,755,294 |
| 40 | 2.80% | ¥134,810 | ¥64,708,706 | ¥25,808,706 |
| 40 | 2.90% | ¥137,023 | ¥65,771,253 | ¥26,871,253 |
| 40 | 3.00% | ¥139,256 | ¥66,842,851 | ¥27,942,851 |
3890万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥104,455 | ¥43,870,925 | ¥4,970,925 |
| 35 | 0.80% | ¥106,221 | ¥44,612,696 | ¥5,712,696 |
| 35 | 0.90% | ¥108,006 | ¥45,362,339 | ¥6,462,339 |
| 35 | 1.00% | ¥109,809 | ¥46,119,837 | ¥7,219,837 |
| 35 | 1.10% | ¥111,631 | ¥46,885,171 | ¥7,985,171 |
| 35 | 1.20% | ¥113,472 | ¥47,658,319 | ¥8,758,319 |
| 35 | 1.30% | ¥115,332 | ¥48,439,259 | ¥9,539,259 |
| 35 | 1.40% | ¥117,209 | ¥49,227,966 | ¥10,327,966 |
| 35 | 1.50% | ¥119,106 | ¥50,024,414 | ¥11,124,414 |
| 35 | 1.60% | ¥121,020 | ¥50,828,574 | ¥11,928,574 |
| 35 | 1.70% | ¥122,953 | ¥51,640,416 | ¥12,740,416 |
| 35 | 1.80% | ¥124,905 | ¥52,459,909 | ¥13,559,909 |
| 35 | 1.90% | ¥126,874 | ¥53,287,019 | ¥14,387,019 |
| 35 | 2.00% | ¥128,861 | ¥54,121,711 | ¥15,221,711 |
| 35 | 2.10% | ¥130,867 | ¥54,963,949 | ¥16,063,949 |
| 35 | 2.20% | ¥132,890 | ¥55,813,695 | ¥16,913,695 |
| 35 | 2.30% | ¥134,931 | ¥56,670,907 | ¥17,770,907 |
| 35 | 2.40% | ¥136,989 | ¥57,535,546 | ¥18,635,546 |
| 35 | 2.50% | ¥139,066 | ¥58,407,568 | ¥19,507,568 |
| 35 | 2.60% | ¥141,159 | ¥59,286,929 | ¥20,386,929 |
| 35 | 2.70% | ¥143,270 | ¥60,173,583 | ¥21,273,583 |
| 35 | 2.80% | ¥145,399 | ¥61,067,483 | ¥22,167,483 |
| 35 | 2.90% | ¥147,544 | ¥61,968,580 | ¥23,068,580 |
| 35 | 3.00% | ¥149,707 | ¥62,876,824 | ¥23,976,824 |
3890万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥119,830 | ¥43,138,656 | ¥4,238,656 |
| 30 | 0.80% | ¥121,576 | ¥43,767,444 | ¥4,867,444 |
| 30 | 0.90% | ¥123,339 | ¥44,402,028 | ¥5,502,028 |
| 30 | 1.00% | ¥125,118 | ¥45,042,398 | ¥6,142,398 |
| 30 | 1.10% | ¥126,913 | ¥45,688,544 | ¥6,788,544 |
| 30 | 1.20% | ¥128,723 | ¥46,340,454 | ¥7,440,454 |
| 30 | 1.30% | ¥130,550 | ¥46,998,114 | ¥8,098,114 |
| 30 | 1.40% | ¥132,393 | ¥47,661,513 | ¥8,761,513 |
| 30 | 1.50% | ¥134,252 | ¥48,330,634 | ¥9,430,634 |
| 30 | 1.60% | ¥136,126 | ¥49,005,463 | ¥10,105,463 |
| 30 | 1.70% | ¥138,017 | ¥49,685,984 | ¥10,785,984 |
| 30 | 1.80% | ¥139,923 | ¥50,372,177 | ¥11,472,177 |
| 30 | 1.90% | ¥141,845 | ¥51,064,026 | ¥12,164,026 |
| 30 | 2.00% | ¥143,782 | ¥51,761,511 | ¥12,861,511 |
| 30 | 2.10% | ¥145,735 | ¥52,464,611 | ¥13,564,611 |
| 30 | 2.20% | ¥147,704 | ¥53,173,306 | ¥14,273,306 |
| 30 | 2.30% | ¥149,688 | ¥53,887,573 | ¥14,987,573 |
| 30 | 2.40% | ¥151,687 | ¥54,607,389 | ¥15,707,389 |
| 30 | 2.50% | ¥153,702 | ¥55,332,731 | ¥16,432,731 |
| 30 | 2.60% | ¥155,732 | ¥56,063,573 | ¥17,163,573 |
| 30 | 2.70% | ¥157,777 | ¥56,799,891 | ¥17,899,891 |
| 30 | 2.80% | ¥159,838 | ¥57,541,658 | ¥18,641,658 |
| 30 | 2.90% | ¥161,913 | ¥58,288,846 | ¥19,388,846 |
| 30 | 3.00% | ¥164,004 | ¥59,041,429 | ¥20,141,429 |
3890万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥141,381 | ¥42,414,291 | ¥3,514,291 |
| 25 | 0.80% | ¥143,108 | ¥42,932,502 | ¥4,032,502 |
| 25 | 0.90% | ¥144,849 | ¥43,454,745 | ¥4,554,745 |
| 25 | 1.00% | ¥146,603 | ¥43,981,015 | ¥5,081,015 |
| 25 | 1.10% | ¥148,371 | ¥44,511,307 | ¥5,611,307 |
| 25 | 1.20% | ¥150,152 | ¥45,045,615 | ¥6,145,615 |
| 25 | 1.30% | ¥151,946 | ¥45,583,932 | ¥6,683,932 |
| 25 | 1.40% | ¥153,754 | ¥46,126,253 | ¥7,226,253 |
| 25 | 1.50% | ¥155,575 | ¥46,672,569 | ¥7,772,569 |
| 25 | 1.60% | ¥157,410 | ¥47,222,874 | ¥8,322,874 |
| 25 | 1.70% | ¥159,257 | ¥47,777,158 | ¥8,877,158 |
| 25 | 1.80% | ¥161,118 | ¥48,335,413 | ¥9,435,413 |
| 25 | 1.90% | ¥162,992 | ¥48,897,631 | ¥9,997,631 |
| 25 | 2.00% | ¥164,879 | ¥49,463,801 | ¥10,563,801 |
| 25 | 2.10% | ¥166,780 | ¥50,033,914 | ¥11,133,914 |
| 25 | 2.20% | ¥168,693 | ¥50,607,959 | ¥11,707,959 |
| 25 | 2.30% | ¥170,620 | ¥51,185,924 | ¥12,285,924 |
| 25 | 2.40% | ¥172,559 | ¥51,767,800 | ¥12,867,800 |
| 25 | 2.50% | ¥174,512 | ¥52,353,573 | ¥13,453,573 |
| 25 | 2.60% | ¥176,477 | ¥52,943,231 | ¥14,043,231 |
| 25 | 2.70% | ¥178,456 | ¥53,536,763 | ¥14,636,763 |
| 25 | 2.80% | ¥180,447 | ¥54,134,154 | ¥15,234,154 |
| 25 | 2.90% | ¥182,451 | ¥54,735,391 | ¥15,835,391 |
| 25 | 3.00% | ¥184,468 | ¥55,340,460 | ¥16,440,460 |
3890万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥173,741 | ¥41,697,842 | ¥2,797,842 |
| 20 | 0.80% | ¥175,450 | ¥42,107,889 | ¥3,207,889 |
| 20 | 0.90% | ¥177,169 | ¥42,520,520 | ¥3,620,520 |
| 20 | 1.00% | ¥178,899 | ¥42,935,732 | ¥4,035,732 |
| 20 | 1.10% | ¥180,640 | ¥43,353,525 | ¥4,453,525 |
| 20 | 1.20% | ¥182,391 | ¥43,773,895 | ¥4,873,895 |
| 20 | 1.30% | ¥184,153 | ¥44,196,839 | ¥5,296,839 |
| 20 | 1.40% | ¥185,926 | ¥44,622,355 | ¥5,722,355 |
| 20 | 1.50% | ¥187,710 | ¥45,050,439 | ¥6,150,439 |
| 20 | 1.60% | ¥189,505 | ¥45,481,089 | ¥6,581,089 |
| 20 | 1.70% | ¥191,310 | ¥45,914,301 | ¥7,014,301 |
| 20 | 1.80% | ¥193,125 | ¥46,350,070 | ¥7,450,070 |
| 20 | 1.90% | ¥194,952 | ¥46,788,394 | ¥7,888,394 |
| 20 | 2.00% | ¥196,789 | ¥47,229,268 | ¥8,329,268 |
| 20 | 2.10% | ¥198,636 | ¥47,672,688 | ¥8,772,688 |
| 20 | 2.20% | ¥200,494 | ¥48,118,649 | ¥9,218,649 |
| 20 | 2.30% | ¥202,363 | ¥48,567,147 | ¥9,667,147 |
| 20 | 2.40% | ¥204,242 | ¥49,018,177 | ¥10,118,177 |
| 20 | 2.50% | ¥206,132 | ¥49,471,734 | ¥10,571,734 |
| 20 | 2.60% | ¥208,033 | ¥49,927,813 | ¥11,027,813 |
| 20 | 2.70% | ¥209,943 | ¥50,386,407 | ¥11,486,407 |
| 20 | 2.80% | ¥211,865 | ¥50,847,513 | ¥11,947,513 |
| 20 | 2.90% | ¥213,796 | ¥51,311,123 | ¥12,411,123 |
| 20 | 3.00% | ¥215,738 | ¥51,777,232 | ¥12,877,232 |
3890万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥227,718 | ¥40,989,317 | ¥2,089,317 |
| 15 | 0.80% | ¥229,409 | ¥41,293,618 | ¥2,393,618 |
| 15 | 0.90% | ¥231,108 | ¥41,599,375 | ¥2,699,375 |
| 15 | 1.00% | ¥232,814 | ¥41,906,586 | ¥3,006,586 |
| 15 | 1.10% | ¥234,529 | ¥42,215,250 | ¥3,315,250 |
| 15 | 1.20% | ¥236,252 | ¥42,525,368 | ¥3,625,368 |
| 15 | 1.30% | ¥237,983 | ¥42,836,937 | ¥3,936,937 |
| 15 | 1.40% | ¥239,722 | ¥43,149,957 | ¥4,249,957 |
| 15 | 1.50% | ¥241,469 | ¥43,464,426 | ¥4,564,426 |
| 15 | 1.60% | ¥243,224 | ¥43,780,345 | ¥4,880,345 |
| 15 | 1.70% | ¥244,987 | ¥44,097,710 | ¥5,197,710 |
| 15 | 1.80% | ¥246,758 | ¥44,416,522 | ¥5,516,522 |
| 15 | 1.90% | ¥248,538 | ¥44,736,779 | ¥5,836,779 |
| 15 | 2.00% | ¥250,325 | ¥45,058,479 | ¥6,158,479 |
| 15 | 2.10% | ¥252,120 | ¥45,381,622 | ¥6,481,622 |
| 15 | 2.20% | ¥253,923 | ¥45,706,204 | ¥6,806,204 |
| 15 | 2.30% | ¥255,735 | ¥46,032,226 | ¥7,132,226 |
| 15 | 2.40% | ¥257,554 | ¥46,359,686 | ¥7,459,686 |
| 15 | 2.50% | ¥259,381 | ¥46,688,580 | ¥7,788,580 |
| 15 | 2.60% | ¥261,216 | ¥47,018,909 | ¥8,118,909 |
| 15 | 2.70% | ¥263,059 | ¥47,350,670 | ¥8,450,670 |
| 15 | 2.80% | ¥264,910 | ¥47,683,861 | ¥8,783,861 |
| 15 | 2.90% | ¥266,769 | ¥48,018,481 | ¥9,118,481 |
| 15 | 3.00% | ¥268,636 | ¥48,354,526 | ¥9,454,526 |
3890万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥335,739 | ¥40,288,723 | ¥1,388,723 |
| 10 | 0.80% | ¥337,414 | ¥40,489,703 | ¥1,589,703 |
| 10 | 0.90% | ¥339,094 | ¥40,691,330 | ¥1,791,330 |
| 10 | 1.00% | ¥340,780 | ¥40,893,604 | ¥1,993,604 |
| 10 | 1.10% | ¥342,471 | ¥41,096,525 | ¥2,196,525 |
| 10 | 1.20% | ¥344,167 | ¥41,300,092 | ¥2,400,092 |
| 10 | 1.30% | ¥345,869 | ¥41,504,306 | ¥2,604,306 |
| 10 | 1.40% | ¥347,576 | ¥41,709,166 | ¥2,809,166 |
| 10 | 1.50% | ¥349,289 | ¥41,914,672 | ¥3,014,672 |
| 10 | 1.60% | ¥351,007 | ¥42,120,824 | ¥3,220,824 |
| 10 | 1.70% | ¥352,730 | ¥42,327,621 | ¥3,427,621 |
| 10 | 1.80% | ¥354,459 | ¥42,535,062 | ¥3,635,062 |
| 10 | 1.90% | ¥356,193 | ¥42,743,149 | ¥3,843,149 |
| 10 | 2.00% | ¥357,932 | ¥42,951,880 | ¥4,051,880 |
| 10 | 2.10% | ¥359,677 | ¥43,161,255 | ¥4,261,255 |
| 10 | 2.20% | ¥361,427 | ¥43,371,274 | ¥4,471,274 |
| 10 | 2.30% | ¥363,183 | ¥43,581,937 | ¥4,681,937 |
| 10 | 2.40% | ¥364,944 | ¥43,793,242 | ¥4,893,242 |
| 10 | 2.50% | ¥366,710 | ¥44,005,190 | ¥5,105,190 |
| 10 | 2.60% | ¥368,482 | ¥44,217,780 | ¥5,317,780 |
| 10 | 2.70% | ¥370,258 | ¥44,431,012 | ¥5,531,012 |
| 10 | 2.80% | ¥372,041 | ¥44,644,886 | ¥5,744,886 |
| 10 | 2.90% | ¥373,828 | ¥44,859,401 | ¥5,959,401 |
| 10 | 3.00% | ¥375,621 | ¥45,074,556 | ¥6,174,556 |
