3990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3990万円の住宅ローン|期間・年数別
3990万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥78,834 |
¥47,300,502 |
¥7,400,502 |
| 50 |
0.80% |
¥80,706 |
¥48,423,709 |
¥8,523,709 |
| 50 |
0.90% |
¥82,605 |
¥49,563,262 |
¥9,663,262 |
| 50 |
1.00% |
¥84,532 |
¥50,719,088 |
¥10,819,088 |
| 50 |
1.10% |
¥86,485 |
¥51,891,109 |
¥11,991,109 |
| 50 |
1.20% |
¥88,465 |
¥53,079,238 |
¥13,179,238 |
| 50 |
1.30% |
¥90,472 |
¥54,283,383 |
¥14,383,383 |
| 50 |
1.40% |
¥92,506 |
¥55,503,441 |
¥15,603,441 |
| 50 |
1.50% |
¥94,566 |
¥56,739,306 |
¥16,839,306 |
| 50 |
1.60% |
¥96,651 |
¥57,990,863 |
¥18,090,863 |
| 50 |
1.70% |
¥98,763 |
¥59,257,989 |
¥19,357,989 |
| 50 |
1.80% |
¥100,901 |
¥60,540,557 |
¥20,640,557 |
| 50 |
1.90% |
¥103,064 |
¥61,838,433 |
¥21,938,433 |
| 50 |
2.00% |
¥105,252 |
¥63,151,477 |
¥23,251,477 |
| 50 |
2.10% |
¥107,466 |
¥64,479,541 |
¥24,579,541 |
| 50 |
2.20% |
¥109,704 |
¥65,822,476 |
¥25,922,476 |
| 50 |
2.30% |
¥111,967 |
¥67,180,123 |
¥27,280,123 |
| 50 |
2.40% |
¥114,254 |
¥68,552,321 |
¥28,652,321 |
| 50 |
2.50% |
¥116,565 |
¥69,938,903 |
¥30,038,903 |
| 50 |
2.60% |
¥118,899 |
¥71,339,696 |
¥31,439,696 |
| 50 |
2.70% |
¥121,258 |
¥72,754,526 |
¥32,854,526 |
| 50 |
2.80% |
¥123,639 |
¥74,183,212 |
¥34,283,212 |
| 50 |
2.90% |
¥126,043 |
¥75,625,570 |
¥35,725,570 |
| 50 |
3.00% |
¥128,469 |
¥77,081,413 |
¥37,181,413 |
3990万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥86,158 |
¥46,525,169 |
¥6,625,169 |
| 45 |
0.80% |
¥88,010 |
¥47,525,148 |
¥7,625,148 |
| 45 |
0.90% |
¥89,886 |
¥48,538,406 |
¥8,638,406 |
| 45 |
1.00% |
¥91,787 |
¥49,564,896 |
¥9,664,896 |
| 45 |
1.10% |
¥93,712 |
¥50,604,566 |
¥10,704,566 |
| 45 |
1.20% |
¥95,662 |
¥51,657,360 |
¥11,757,360 |
| 45 |
1.30% |
¥97,636 |
¥52,723,213 |
¥12,823,213 |
| 45 |
1.40% |
¥99,633 |
¥53,802,061 |
¥13,902,061 |
| 45 |
1.50% |
¥101,655 |
¥54,893,830 |
¥14,993,830 |
| 45 |
1.60% |
¥103,701 |
¥55,998,444 |
¥16,098,444 |
| 45 |
1.70% |
¥105,770 |
¥57,115,822 |
¥17,215,822 |
| 45 |
1.80% |
¥107,863 |
¥58,245,879 |
¥18,345,879 |
| 45 |
1.90% |
¥109,979 |
¥59,388,525 |
¥19,488,525 |
| 45 |
2.00% |
¥112,118 |
¥60,543,665 |
¥20,643,665 |
| 45 |
2.10% |
¥114,280 |
¥61,711,202 |
¥21,811,202 |
| 45 |
2.20% |
¥116,465 |
¥62,891,033 |
¥22,991,033 |
| 45 |
2.30% |
¥118,672 |
¥64,083,052 |
¥24,183,052 |
| 45 |
2.40% |
¥120,902 |
¥65,287,150 |
¥25,387,150 |
| 45 |
2.50% |
¥123,154 |
¥66,503,213 |
¥26,603,213 |
| 45 |
2.60% |
¥125,428 |
¥67,731,125 |
¥27,831,125 |
| 45 |
2.70% |
¥127,724 |
¥68,970,766 |
¥29,070,766 |
| 45 |
2.80% |
¥130,041 |
¥70,222,013 |
¥30,322,013 |
| 45 |
2.90% |
¥132,379 |
¥71,484,740 |
¥31,584,740 |
| 45 |
3.00% |
¥134,739 |
¥72,758,819 |
¥32,858,819 |
3990万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥95,329 |
¥45,757,901 |
¥5,857,901 |
| 40 |
0.80% |
¥97,161 |
¥46,637,086 |
¥6,737,086 |
| 40 |
0.90% |
¥99,014 |
¥47,526,792 |
¥7,626,792 |
| 40 |
1.00% |
¥100,890 |
¥48,426,990 |
¥8,526,990 |
| 40 |
1.10% |
¥102,787 |
¥49,337,645 |
¥9,437,645 |
| 40 |
1.20% |
¥104,706 |
¥50,258,723 |
¥10,358,723 |
| 40 |
1.30% |
¥106,646 |
¥51,190,183 |
¥11,290,183 |
| 40 |
1.40% |
¥108,608 |
¥52,131,983 |
¥12,231,983 |
| 40 |
1.50% |
¥110,592 |
¥53,084,077 |
¥13,184,077 |
| 40 |
1.60% |
¥112,597 |
¥54,046,418 |
¥14,146,418 |
| 40 |
1.70% |
¥114,623 |
¥55,018,953 |
¥15,118,953 |
| 40 |
1.80% |
¥116,670 |
¥56,001,628 |
¥16,101,628 |
| 40 |
1.90% |
¥118,738 |
¥56,994,386 |
¥17,094,386 |
| 40 |
2.00% |
¥120,827 |
¥57,997,166 |
¥18,097,166 |
| 40 |
2.10% |
¥122,937 |
¥59,009,907 |
¥19,109,907 |
| 40 |
2.20% |
¥125,068 |
¥60,032,543 |
¥20,132,543 |
| 40 |
2.30% |
¥127,219 |
¥61,065,005 |
¥21,165,005 |
| 40 |
2.40% |
¥129,390 |
¥62,107,224 |
¥22,207,224 |
| 40 |
2.50% |
¥131,582 |
¥63,159,126 |
¥23,259,126 |
| 40 |
2.60% |
¥133,793 |
¥64,220,636 |
¥24,320,636 |
| 40 |
2.70% |
¥136,024 |
¥65,291,677 |
¥25,391,677 |
| 40 |
2.80% |
¥138,275 |
¥66,372,169 |
¥26,472,169 |
| 40 |
2.90% |
¥140,546 |
¥67,462,030 |
¥27,562,030 |
| 40 |
3.00% |
¥142,836 |
¥68,561,177 |
¥28,661,177 |
3990万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥107,140 |
¥44,998,712 |
¥5,098,712 |
| 35 |
0.80% |
¥108,951 |
¥45,759,552 |
¥5,859,552 |
| 35 |
0.90% |
¥110,782 |
¥46,528,466 |
¥6,628,466 |
| 35 |
1.00% |
¥112,632 |
¥47,305,437 |
¥7,405,437 |
| 35 |
1.10% |
¥114,501 |
¥48,090,445 |
¥8,190,445 |
| 35 |
1.20% |
¥116,389 |
¥48,883,469 |
¥8,983,469 |
| 35 |
1.30% |
¥118,296 |
¥49,684,484 |
¥9,784,484 |
| 35 |
1.40% |
¥120,223 |
¥50,493,467 |
¥10,593,467 |
| 35 |
1.50% |
¥122,168 |
¥51,310,388 |
¥11,410,388 |
| 35 |
1.60% |
¥124,131 |
¥52,135,221 |
¥12,235,221 |
| 35 |
1.70% |
¥126,114 |
¥52,967,933 |
¥13,067,933 |
| 35 |
1.80% |
¥128,115 |
¥53,808,492 |
¥13,908,492 |
| 35 |
1.90% |
¥130,135 |
¥54,656,865 |
¥14,756,865 |
| 35 |
2.00% |
¥132,174 |
¥55,513,015 |
¥15,613,015 |
| 35 |
2.10% |
¥134,231 |
¥56,376,904 |
¥16,476,904 |
| 35 |
2.20% |
¥136,306 |
¥57,248,494 |
¥17,348,494 |
| 35 |
2.30% |
¥138,399 |
¥58,127,743 |
¥18,227,743 |
| 35 |
2.40% |
¥140,511 |
¥59,014,609 |
¥19,114,609 |
| 35 |
2.50% |
¥142,641 |
¥59,909,048 |
¥20,009,048 |
| 35 |
2.60% |
¥144,788 |
¥60,811,015 |
¥20,911,015 |
| 35 |
2.70% |
¥146,953 |
¥61,720,462 |
¥21,820,462 |
| 35 |
2.80% |
¥149,137 |
¥62,637,341 |
¥22,737,341 |
| 35 |
2.90% |
¥151,337 |
¥63,561,602 |
¥23,661,602 |
| 35 |
3.00% |
¥153,555 |
¥64,493,195 |
¥24,593,195 |
3990万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥122,910 |
¥44,247,619 |
¥4,347,619 |
| 30 |
0.80% |
¥124,702 |
¥44,892,571 |
¥4,992,571 |
| 30 |
0.90% |
¥126,510 |
¥45,543,469 |
¥5,643,469 |
| 30 |
1.00% |
¥128,334 |
¥46,200,301 |
¥6,300,301 |
| 30 |
1.10% |
¥130,175 |
¥46,863,057 |
¥6,963,057 |
| 30 |
1.20% |
¥132,033 |
¥47,531,725 |
¥7,631,725 |
| 30 |
1.30% |
¥133,906 |
¥48,206,292 |
¥8,306,292 |
| 30 |
1.40% |
¥135,797 |
¥48,886,744 |
¥8,986,744 |
| 30 |
1.50% |
¥137,703 |
¥49,573,067 |
¥9,673,067 |
| 30 |
1.60% |
¥139,626 |
¥50,265,244 |
¥10,365,244 |
| 30 |
1.70% |
¥141,565 |
¥50,963,258 |
¥11,063,258 |
| 30 |
1.80% |
¥143,520 |
¥51,667,092 |
¥11,767,092 |
| 30 |
1.90% |
¥145,491 |
¥52,376,726 |
¥12,476,726 |
| 30 |
2.00% |
¥147,478 |
¥53,092,141 |
¥13,192,141 |
| 30 |
2.10% |
¥149,481 |
¥53,813,316 |
¥13,913,316 |
| 30 |
2.20% |
¥151,501 |
¥54,540,229 |
¥14,640,229 |
| 30 |
2.30% |
¥153,536 |
¥55,272,857 |
¥15,372,857 |
| 30 |
2.40% |
¥155,587 |
¥56,011,178 |
¥16,111,178 |
| 30 |
2.50% |
¥157,653 |
¥56,755,166 |
¥16,855,166 |
| 30 |
2.60% |
¥159,736 |
¥57,504,796 |
¥17,604,796 |
| 30 |
2.70% |
¥161,833 |
¥58,260,042 |
¥18,360,042 |
| 30 |
2.80% |
¥163,947 |
¥59,020,878 |
¥19,120,878 |
| 30 |
2.90% |
¥166,076 |
¥59,787,274 |
¥19,887,274 |
| 30 |
3.00% |
¥168,220 |
¥60,559,203 |
¥20,659,203 |
3990万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥145,015 |
¥43,504,633 |
¥3,604,633 |
| 25 |
0.80% |
¥146,787 |
¥44,036,166 |
¥4,136,166 |
| 25 |
0.90% |
¥148,573 |
¥44,571,834 |
¥4,671,834 |
| 25 |
1.00% |
¥150,372 |
¥45,111,633 |
¥5,211,633 |
| 25 |
1.10% |
¥152,185 |
¥45,655,557 |
¥5,755,557 |
| 25 |
1.20% |
¥154,012 |
¥46,203,600 |
¥6,303,600 |
| 25 |
1.30% |
¥155,853 |
¥46,755,756 |
¥6,855,756 |
| 25 |
1.40% |
¥157,707 |
¥47,312,018 |
¥7,412,018 |
| 25 |
1.50% |
¥159,575 |
¥47,872,378 |
¥7,972,378 |
| 25 |
1.60% |
¥161,456 |
¥48,436,829 |
¥8,536,829 |
| 25 |
1.70% |
¥163,351 |
¥49,005,363 |
¥9,105,363 |
| 25 |
1.80% |
¥165,260 |
¥49,577,969 |
¥9,677,969 |
| 25 |
1.90% |
¥167,182 |
¥50,154,640 |
¥10,254,640 |
| 25 |
2.00% |
¥169,118 |
¥50,735,364 |
¥10,835,364 |
| 25 |
2.10% |
¥171,067 |
¥51,320,133 |
¥11,420,133 |
| 25 |
2.20% |
¥173,030 |
¥51,908,934 |
¥12,008,934 |
| 25 |
2.30% |
¥175,006 |
¥52,501,758 |
¥12,601,758 |
| 25 |
2.40% |
¥176,995 |
¥53,098,592 |
¥13,198,592 |
| 25 |
2.50% |
¥178,998 |
¥53,699,423 |
¥13,799,423 |
| 25 |
2.60% |
¥181,014 |
¥54,304,240 |
¥14,404,240 |
| 25 |
2.70% |
¥183,043 |
¥54,913,029 |
¥15,013,029 |
| 25 |
2.80% |
¥185,086 |
¥55,525,777 |
¥15,625,777 |
| 25 |
2.90% |
¥187,142 |
¥56,142,471 |
¥16,242,471 |
| 25 |
3.00% |
¥189,210 |
¥56,763,094 |
¥16,863,094 |
3990万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥178,207 |
¥42,769,766 |
¥2,869,766 |
| 20 |
0.80% |
¥179,960 |
¥43,190,354 |
¥3,290,354 |
| 20 |
0.90% |
¥181,723 |
¥43,613,592 |
¥3,713,592 |
| 20 |
1.00% |
¥183,498 |
¥44,039,479 |
¥4,139,479 |
| 20 |
1.10% |
¥185,283 |
¥44,468,012 |
¥4,568,012 |
| 20 |
1.20% |
¥187,080 |
¥44,899,188 |
¥4,999,188 |
| 20 |
1.30% |
¥188,888 |
¥45,333,005 |
¥5,433,005 |
| 20 |
1.40% |
¥190,706 |
¥45,769,459 |
¥5,869,459 |
| 20 |
1.50% |
¥192,536 |
¥46,208,548 |
¥6,308,548 |
| 20 |
1.60% |
¥194,376 |
¥46,650,269 |
¥6,750,269 |
| 20 |
1.70% |
¥196,228 |
¥47,094,617 |
¥7,194,617 |
| 20 |
1.80% |
¥198,090 |
¥47,541,589 |
¥7,641,589 |
| 20 |
1.90% |
¥199,963 |
¥47,991,181 |
¥8,091,181 |
| 20 |
2.00% |
¥201,847 |
¥48,443,388 |
¥8,543,388 |
| 20 |
2.10% |
¥203,743 |
¥48,898,207 |
¥8,998,207 |
| 20 |
2.20% |
¥205,648 |
¥49,355,633 |
¥9,455,633 |
| 20 |
2.30% |
¥207,565 |
¥49,815,660 |
¥9,915,660 |
| 20 |
2.40% |
¥209,493 |
¥50,278,285 |
¥10,378,285 |
| 20 |
2.50% |
¥211,431 |
¥50,743,501 |
¥10,843,501 |
| 20 |
2.60% |
¥213,380 |
¥51,211,304 |
¥11,311,304 |
| 20 |
2.70% |
¥215,340 |
¥51,681,688 |
¥11,781,688 |
| 20 |
2.80% |
¥217,311 |
¥52,154,647 |
¥12,254,647 |
| 20 |
2.90% |
¥219,292 |
¥52,630,175 |
¥12,730,175 |
| 20 |
3.00% |
¥221,284 |
¥53,108,266 |
¥13,208,266 |
3990万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥233,572 |
¥42,043,027 |
¥2,143,027 |
| 15 |
0.80% |
¥235,306 |
¥42,355,151 |
¥2,455,151 |
| 15 |
0.90% |
¥237,049 |
¥42,668,768 |
¥2,768,768 |
| 15 |
1.00% |
¥238,799 |
¥42,983,876 |
¥3,083,876 |
| 15 |
1.10% |
¥240,558 |
¥43,300,475 |
¥3,400,475 |
| 15 |
1.20% |
¥242,325 |
¥43,618,565 |
¥3,718,565 |
| 15 |
1.30% |
¥244,101 |
¥43,938,143 |
¥4,038,143 |
| 15 |
1.40% |
¥245,885 |
¥44,259,210 |
¥4,359,210 |
| 15 |
1.50% |
¥247,676 |
¥44,581,764 |
¥4,681,764 |
| 15 |
1.60% |
¥249,477 |
¥44,905,803 |
¥5,005,803 |
| 15 |
1.70% |
¥251,285 |
¥45,231,327 |
¥5,331,327 |
| 15 |
1.80% |
¥253,102 |
¥45,558,335 |
¥5,658,335 |
| 15 |
1.90% |
¥254,927 |
¥45,886,825 |
¥5,986,825 |
| 15 |
2.00% |
¥256,760 |
¥46,216,795 |
¥6,316,795 |
| 15 |
2.10% |
¥258,601 |
¥46,548,244 |
¥6,648,244 |
| 15 |
2.20% |
¥260,451 |
¥46,881,171 |
¥6,981,171 |
| 15 |
2.30% |
¥262,309 |
¥47,215,574 |
¥7,315,574 |
| 15 |
2.40% |
¥264,175 |
¥47,551,451 |
¥7,651,451 |
| 15 |
2.50% |
¥266,049 |
¥47,888,801 |
¥7,988,801 |
| 15 |
2.60% |
¥267,931 |
¥48,227,622 |
¥8,327,622 |
| 15 |
2.70% |
¥269,822 |
¥48,567,911 |
¥8,667,911 |
| 15 |
2.80% |
¥271,720 |
¥48,909,667 |
¥9,009,667 |
| 15 |
2.90% |
¥273,627 |
¥49,252,889 |
¥9,352,889 |
| 15 |
3.00% |
¥275,542 |
¥49,597,573 |
¥9,697,573 |
3990万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥344,370 |
¥41,324,423 |
¥1,424,423 |
| 10 |
0.80% |
¥346,088 |
¥41,530,569 |
¥1,630,569 |
| 10 |
0.90% |
¥347,811 |
¥41,737,379 |
¥1,837,379 |
| 10 |
1.00% |
¥349,540 |
¥41,944,853 |
¥2,044,853 |
| 10 |
1.10% |
¥351,275 |
¥42,152,991 |
¥2,252,991 |
| 10 |
1.20% |
¥353,015 |
¥42,361,791 |
¥2,461,791 |
| 10 |
1.30% |
¥354,760 |
¥42,571,255 |
¥2,671,255 |
| 10 |
1.40% |
¥356,512 |
¥42,781,381 |
¥2,881,381 |
| 10 |
1.50% |
¥358,268 |
¥42,992,170 |
¥3,092,170 |
| 10 |
1.60% |
¥360,030 |
¥43,203,621 |
¥3,303,621 |
| 10 |
1.70% |
¥361,798 |
¥43,415,734 |
¥3,515,734 |
| 10 |
1.80% |
¥363,571 |
¥43,628,509 |
¥3,728,509 |
| 10 |
1.90% |
¥365,350 |
¥43,841,945 |
¥3,941,945 |
| 10 |
2.00% |
¥367,134 |
¥44,056,042 |
¥4,156,042 |
| 10 |
2.10% |
¥368,923 |
¥44,270,799 |
¥4,370,799 |
| 10 |
2.20% |
¥370,718 |
¥44,486,217 |
¥4,586,217 |
| 10 |
2.30% |
¥372,519 |
¥44,702,295 |
¥4,802,295 |
| 10 |
2.40% |
¥374,325 |
¥44,919,032 |
¥5,019,032 |
| 10 |
2.50% |
¥376,137 |
¥45,136,429 |
¥5,236,429 |
| 10 |
2.60% |
¥377,954 |
¥45,354,484 |
¥5,454,484 |
| 10 |
2.70% |
¥379,777 |
¥45,573,198 |
¥5,673,198 |
| 10 |
2.80% |
¥381,605 |
¥45,792,569 |
¥5,892,569 |
| 10 |
2.90% |
¥383,438 |
¥46,012,599 |
¥6,112,599 |
| 10 |
3.00% |
¥385,277 |
¥46,233,285 |
¥6,333,285 |