4030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4030万円の住宅ローン｜期間・年数別
4030万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥79,624 | ¥47,774,692 | ¥7,474,692 |
| 50 | 0.80% | ¥81,515 | ¥48,909,160 | ¥8,609,160 |
| 50 | 0.90% | ¥83,434 | ¥50,060,137 | ¥9,760,137 |
| 50 | 1.00% | ¥85,379 | ¥51,227,550 | ¥10,927,550 |
| 50 | 1.10% | ¥87,352 | ¥52,411,320 | ¥12,111,320 |
| 50 | 1.20% | ¥89,352 | ¥53,611,361 | ¥13,311,361 |
| 50 | 1.30% | ¥91,379 | ¥54,827,577 | ¥14,527,577 |
| 50 | 1.40% | ¥93,433 | ¥56,059,867 | ¥15,759,867 |
| 50 | 1.50% | ¥95,514 | ¥57,308,121 | ¥17,008,121 |
| 50 | 1.60% | ¥97,620 | ¥58,572,225 | ¥18,272,225 |
| 50 | 1.70% | ¥99,753 | ¥59,852,054 | ¥19,552,054 |
| 50 | 1.80% | ¥101,912 | ¥61,147,480 | ¥20,847,480 |
| 50 | 1.90% | ¥104,097 | ¥62,458,367 | ¥22,158,367 |
| 50 | 2.00% | ¥106,308 | ¥63,784,574 | ¥23,484,574 |
| 50 | 2.10% | ¥108,543 | ¥65,125,953 | ¥24,825,953 |
| 50 | 2.20% | ¥110,804 | ¥66,482,351 | ¥26,182,351 |
| 50 | 2.30% | ¥113,089 | ¥67,853,608 | ¥27,553,608 |
| 50 | 2.40% | ¥115,399 | ¥69,239,563 | ¥28,939,563 |
| 50 | 2.50% | ¥117,733 | ¥70,640,045 | ¥30,340,045 |
| 50 | 2.60% | ¥120,091 | ¥72,054,881 | ¥31,754,881 |
| 50 | 2.70% | ¥122,473 | ¥73,483,895 | ¥33,183,895 |
| 50 | 2.80% | ¥124,878 | ¥74,926,903 | ¥34,626,903 |
| 50 | 2.90% | ¥127,306 | ¥76,383,721 | ¥36,083,721 |
| 50 | 3.00% | ¥129,757 | ¥77,854,159 | ¥37,554,159 |
4030万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥87,021 | ¥46,991,587 | ¥6,691,587 |
| 45 | 0.80% | ¥88,892 | ¥48,001,591 | ¥7,701,591 |
| 45 | 0.90% | ¥90,787 | ¥49,025,006 | ¥8,725,006 |
| 45 | 1.00% | ¥92,707 | ¥50,061,787 | ¥9,761,787 |
| 45 | 1.10% | ¥94,652 | ¥51,111,880 | ¥10,811,880 |
| 45 | 1.20% | ¥96,621 | ¥52,175,228 | ¥11,875,228 |
| 45 | 1.30% | ¥98,614 | ¥53,251,767 | ¥12,951,767 |
| 45 | 1.40% | ¥100,632 | ¥54,341,430 | ¥14,041,430 |
| 45 | 1.50% | ¥102,674 | ¥55,444,144 | ¥15,144,144 |
| 45 | 1.60% | ¥104,740 | ¥56,559,832 | ¥16,259,832 |
| 45 | 1.70% | ¥106,830 | ¥57,688,412 | ¥17,388,412 |
| 45 | 1.80% | ¥108,944 | ¥58,829,798 | ¥18,529,798 |
| 45 | 1.90% | ¥111,081 | ¥59,983,899 | ¥19,683,899 |
| 45 | 2.00% | ¥113,242 | ¥61,150,619 | ¥20,850,619 |
| 45 | 2.10% | ¥115,426 | ¥62,329,861 | ¥22,029,861 |
| 45 | 2.20% | ¥117,632 | ¥63,521,519 | ¥23,221,519 |
| 45 | 2.30% | ¥119,862 | ¥64,725,489 | ¥24,425,489 |
| 45 | 2.40% | ¥122,114 | ¥65,941,658 | ¥25,641,658 |
| 45 | 2.50% | ¥124,389 | ¥67,169,912 | ¥26,869,912 |
| 45 | 2.60% | ¥126,685 | ¥68,410,134 | ¥28,110,134 |
| 45 | 2.70% | ¥129,004 | ¥69,662,203 | ¥29,362,203 |
| 45 | 2.80% | ¥131,344 | ¥70,925,994 | ¥30,625,994 |
| 45 | 2.90% | ¥133,706 | ¥72,201,379 | ¥31,901,379 |
| 45 | 3.00% | ¥136,089 | ¥73,488,230 | ¥33,188,230 |
4030万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥96,285 | ¥46,216,626 | ¥5,916,626 |
| 40 | 0.80% | ¥98,135 | ¥47,104,626 | ¥6,804,626 |
| 40 | 0.90% | ¥100,007 | ¥48,003,251 | ¥7,703,251 |
| 40 | 1.00% | ¥101,901 | ¥48,912,473 | ¥8,612,473 |
| 40 | 1.10% | ¥103,817 | ¥49,832,258 | ¥9,532,258 |
| 40 | 1.20% | ¥105,755 | ¥50,762,569 | ¥10,462,569 |
| 40 | 1.30% | ¥107,715 | ¥51,703,367 | ¥11,403,367 |
| 40 | 1.40% | ¥109,697 | ¥52,654,609 | ¥12,354,609 |
| 40 | 1.50% | ¥111,701 | ¥53,616,248 | ¥13,316,248 |
| 40 | 1.60% | ¥113,725 | ¥54,588,236 | ¥14,288,236 |
| 40 | 1.70% | ¥115,772 | ¥55,570,521 | ¥15,270,521 |
| 40 | 1.80% | ¥117,840 | ¥56,563,048 | ¥16,263,048 |
| 40 | 1.90% | ¥119,929 | ¥57,565,758 | ¥17,265,758 |
| 40 | 2.00% | ¥122,039 | ¥58,578,592 | ¥18,278,592 |
| 40 | 2.10% | ¥124,170 | ¥59,601,485 | ¥19,301,485 |
| 40 | 2.20% | ¥126,322 | ¥60,634,373 | ¥20,334,373 |
| 40 | 2.30% | ¥128,494 | ¥61,677,186 | ¥21,377,186 |
| 40 | 2.40% | ¥130,687 | ¥62,729,853 | ¥22,429,853 |
| 40 | 2.50% | ¥132,901 | ¥63,792,300 | ¥23,492,300 |
| 40 | 2.60% | ¥135,134 | ¥64,864,452 | ¥24,564,452 |
| 40 | 2.70% | ¥137,388 | ¥65,946,231 | ¥25,646,231 |
| 40 | 2.80% | ¥139,662 | ¥67,037,554 | ¥26,737,554 |
| 40 | 2.90% | ¥141,955 | ¥68,138,341 | ¥27,838,341 |
| 40 | 3.00% | ¥144,268 | ¥69,248,507 | ¥28,948,507 |
4030万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥108,214 | ¥45,449,827 | ¥5,149,827 |
| 35 | 0.80% | ¥110,044 | ¥46,218,294 | ¥5,918,294 |
| 35 | 0.90% | ¥111,893 | ¥46,994,917 | ¥6,694,917 |
| 35 | 1.00% | ¥113,761 | ¥47,779,677 | ¥7,479,677 |
| 35 | 1.10% | ¥115,649 | ¥48,572,555 | ¥8,272,555 |
| 35 | 1.20% | ¥117,556 | ¥49,373,529 | ¥9,073,529 |
| 35 | 1.30% | ¥119,482 | ¥50,182,575 | ¥9,882,575 |
| 35 | 1.40% | ¥121,428 | ¥50,999,667 | ¥10,699,667 |
| 35 | 1.50% | ¥123,392 | ¥51,824,778 | ¥11,524,778 |
| 35 | 1.60% | ¥125,376 | ¥52,657,880 | ¥12,357,880 |
| 35 | 1.70% | ¥127,378 | ¥53,498,940 | ¥13,198,940 |
| 35 | 1.80% | ¥129,400 | ¥54,347,926 | ¥14,047,926 |
| 35 | 1.90% | ¥131,440 | ¥55,204,804 | ¥14,904,804 |
| 35 | 2.00% | ¥133,499 | ¥56,069,536 | ¥15,769,536 |
| 35 | 2.10% | ¥135,576 | ¥56,942,086 | ¥16,642,086 |
| 35 | 2.20% | ¥137,672 | ¥57,822,414 | ¥17,522,414 |
| 35 | 2.30% | ¥139,787 | ¥58,710,477 | ¥18,410,477 |
| 35 | 2.40% | ¥141,920 | ¥59,606,234 | ¥19,306,234 |
| 35 | 2.50% | ¥144,071 | ¥60,509,640 | ¥20,209,640 |
| 35 | 2.60% | ¥146,240 | ¥61,420,649 | ¥21,120,649 |
| 35 | 2.70% | ¥148,427 | ¥62,339,213 | ¥22,039,213 |
| 35 | 2.80% | ¥150,632 | ¥63,265,284 | ¥22,965,284 |
| 35 | 2.90% | ¥152,854 | ¥64,198,811 | ¥23,898,811 |
| 35 | 3.00% | ¥155,095 | ¥65,139,743 | ¥24,839,743 |
4030万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥124,142 | ¥44,691,204 | ¥4,391,204 |
| 30 | 0.80% | ¥125,952 | ¥45,342,622 | ¥5,042,622 |
| 30 | 0.90% | ¥127,778 | ¥46,000,045 | ¥5,700,045 |
| 30 | 1.00% | ¥129,621 | ¥46,663,462 | ¥6,363,462 |
| 30 | 1.10% | ¥131,480 | ¥47,332,862 | ¥7,032,862 |
| 30 | 1.20% | ¥133,356 | ¥48,008,233 | ¥7,708,233 |
| 30 | 1.30% | ¥135,249 | ¥48,689,563 | ¥8,389,563 |
| 30 | 1.40% | ¥137,158 | ¥49,376,837 | ¥9,076,837 |
| 30 | 1.50% | ¥139,083 | ¥50,070,040 | ¥9,770,040 |
| 30 | 1.60% | ¥141,025 | ¥50,769,156 | ¥10,469,156 |
| 30 | 1.70% | ¥142,984 | ¥51,474,168 | ¥11,174,168 |
| 30 | 1.80% | ¥144,958 | ¥52,185,058 | ¥11,885,058 |
| 30 | 1.90% | ¥146,949 | ¥52,901,806 | ¥12,601,806 |
| 30 | 2.00% | ¥148,957 | ¥53,624,393 | ¥13,324,393 |
| 30 | 2.10% | ¥150,980 | ¥54,352,798 | ¥14,052,798 |
| 30 | 2.20% | ¥153,019 | ¥55,086,998 | ¥14,786,998 |
| 30 | 2.30% | ¥155,075 | ¥55,826,971 | ¥15,526,971 |
| 30 | 2.40% | ¥157,146 | ¥56,572,693 | ¥16,272,693 |
| 30 | 2.50% | ¥159,234 | ¥57,324,140 | ¥17,024,140 |
| 30 | 2.60% | ¥161,337 | ¥58,081,285 | ¥17,781,285 |
| 30 | 2.70% | ¥163,456 | ¥58,844,103 | ¥18,544,103 |
| 30 | 2.80% | ¥165,590 | ¥59,612,566 | ¥19,312,566 |
| 30 | 2.90% | ¥167,741 | ¥60,386,646 | ¥20,086,646 |
| 30 | 3.00% | ¥169,906 | ¥61,166,313 | ¥20,866,313 |
4030万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥146,469 | ¥43,940,770 | ¥3,640,770 |
| 25 | 0.80% | ¥148,259 | ¥44,477,631 | ¥4,177,631 |
| 25 | 0.90% | ¥150,062 | ¥45,018,669 | ¥4,718,669 |
| 25 | 1.00% | ¥151,880 | ¥45,563,880 | ¥5,263,880 |
| 25 | 1.10% | ¥153,711 | ¥46,113,257 | ¥5,813,257 |
| 25 | 1.20% | ¥155,556 | ¥46,666,794 | ¥6,366,794 |
| 25 | 1.30% | ¥157,415 | ¥47,224,485 | ¥6,924,485 |
| 25 | 1.40% | ¥159,288 | ¥47,786,324 | ¥7,486,324 |
| 25 | 1.50% | ¥161,174 | ¥48,352,302 | ¥8,052,302 |
| 25 | 1.60% | ¥163,075 | ¥48,922,412 | ¥8,622,412 |
| 25 | 1.70% | ¥164,989 | ¥49,496,644 | ¥9,196,644 |
| 25 | 1.80% | ¥166,917 | ¥50,074,991 | ¥9,774,991 |
| 25 | 1.90% | ¥168,858 | ¥50,657,443 | ¥10,357,443 |
| 25 | 2.00% | ¥170,813 | ¥51,243,990 | ¥10,943,990 |
| 25 | 2.10% | ¥172,782 | ¥51,834,620 | ¥11,534,620 |
| 25 | 2.20% | ¥174,764 | ¥52,429,325 | ¥12,129,325 |
| 25 | 2.30% | ¥176,760 | ¥53,028,091 | ¥12,728,091 |
| 25 | 2.40% | ¥178,770 | ¥53,630,908 | ¥13,330,908 |
| 25 | 2.50% | ¥180,793 | ¥54,237,763 | ¥13,937,763 |
| 25 | 2.60% | ¥182,829 | ¥54,848,643 | ¥14,548,643 |
| 25 | 2.70% | ¥184,878 | ¥55,463,536 | ¥15,163,536 |
| 25 | 2.80% | ¥186,941 | ¥56,082,427 | ¥15,782,427 |
| 25 | 2.90% | ¥189,018 | ¥56,705,302 | ¥16,405,302 |
| 25 | 3.00% | ¥191,107 | ¥57,332,148 | ¥17,032,148 |
4030万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥179,994 | ¥43,198,536 | ¥2,898,536 |
| 20 | 0.80% | ¥181,764 | ¥43,623,340 | ¥3,323,340 |
| 20 | 0.90% | ¥183,545 | ¥44,050,821 | ¥3,750,821 |
| 20 | 1.00% | ¥185,337 | ¥44,480,977 | ¥4,180,977 |
| 20 | 1.10% | ¥187,141 | ¥44,913,806 | ¥4,613,806 |
| 20 | 1.20% | ¥188,955 | ¥45,349,305 | ¥5,049,305 |
| 20 | 1.30% | ¥190,781 | ¥45,787,471 | ¥5,487,471 |
| 20 | 1.40% | ¥192,618 | ¥46,228,301 | ¥5,928,301 |
| 20 | 1.50% | ¥194,466 | ¥46,671,792 | ¥6,371,792 |
| 20 | 1.60% | ¥196,325 | ¥47,117,941 | ¥6,817,941 |
| 20 | 1.70% | ¥198,195 | ¥47,566,743 | ¥7,266,743 |
| 20 | 1.80% | ¥200,076 | ¥48,018,196 | ¥7,718,196 |
| 20 | 1.90% | ¥201,968 | ¥48,472,295 | ¥8,172,295 |
| 20 | 2.00% | ¥203,871 | ¥48,929,036 | ¥8,629,036 |
| 20 | 2.10% | ¥205,785 | ¥49,388,415 | ¥9,088,415 |
| 20 | 2.20% | ¥207,710 | ¥49,850,426 | ¥9,550,426 |
| 20 | 2.30% | ¥209,646 | ¥50,315,065 | ¥10,015,065 |
| 20 | 2.40% | ¥211,593 | ¥50,782,328 | ¥10,482,328 |
| 20 | 2.50% | ¥213,551 | ¥51,252,208 | ¥10,952,208 |
| 20 | 2.60% | ¥215,520 | ¥51,724,700 | ¥11,424,700 |
| 20 | 2.70% | ¥217,499 | ¥52,199,800 | ¥11,899,800 |
| 20 | 2.80% | ¥219,490 | ¥52,677,500 | ¥12,377,500 |
| 20 | 2.90% | ¥221,491 | ¥53,157,795 | ¥12,857,795 |
| 20 | 3.00% | ¥223,503 | ¥53,640,680 | ¥13,340,680 |
4030万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥235,914 | ¥42,464,511 | ¥2,164,511 |
| 15 | 0.80% | ¥237,665 | ¥42,779,764 | ¥2,479,764 |
| 15 | 0.90% | ¥239,425 | ¥43,096,525 | ¥2,796,525 |
| 15 | 1.00% | ¥241,193 | ¥43,414,792 | ¥3,114,792 |
| 15 | 1.10% | ¥242,970 | ¥43,734,565 | ¥3,434,565 |
| 15 | 1.20% | ¥244,755 | ¥44,055,844 | ¥3,755,844 |
| 15 | 1.30% | ¥246,548 | ¥44,378,626 | ¥4,078,626 |
| 15 | 1.40% | ¥248,350 | ¥44,702,911 | ¥4,402,911 |
| 15 | 1.50% | ¥250,159 | ¥45,028,699 | ¥4,728,699 |
| 15 | 1.60% | ¥251,978 | ¥45,355,987 | ¥5,055,987 |
| 15 | 1.70% | ¥253,804 | ¥45,684,774 | ¥5,384,774 |
| 15 | 1.80% | ¥255,639 | ¥46,015,060 | ¥5,715,060 |
| 15 | 1.90% | ¥257,482 | ¥46,346,843 | ¥6,046,843 |
| 15 | 2.00% | ¥259,334 | ¥46,680,121 | ¥6,380,121 |
| 15 | 2.10% | ¥261,194 | ¥47,014,893 | ¥6,714,893 |
| 15 | 2.20% | ¥263,062 | ¥47,351,158 | ¥7,051,158 |
| 15 | 2.30% | ¥264,938 | ¥47,688,913 | ¥7,388,913 |
| 15 | 2.40% | ¥266,823 | ¥48,028,157 | ¥7,728,157 |
| 15 | 2.50% | ¥268,716 | ¥48,368,889 | ¥8,068,889 |
| 15 | 2.60% | ¥270,617 | ¥48,711,106 | ¥8,411,106 |
| 15 | 2.70% | ¥272,527 | ¥49,054,807 | ¥8,754,807 |
| 15 | 2.80% | ¥274,444 | ¥49,399,990 | ¥9,099,990 |
| 15 | 2.90% | ¥276,370 | ¥49,746,652 | ¥9,446,652 |
| 15 | 3.00% | ¥278,304 | ¥50,094,792 | ¥9,794,792 |
4030万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥347,823 | ¥41,738,703 | ¥1,438,703 |
| 10 | 0.80% | ¥349,558 | ¥41,946,916 | ¥1,646,916 |
| 10 | 0.90% | ¥351,298 | ¥42,155,799 | ¥1,855,799 |
| 10 | 1.00% | ¥353,045 | ¥42,365,353 | ¥2,065,353 |
| 10 | 1.10% | ¥354,796 | ¥42,575,577 | ¥2,275,577 |
| 10 | 1.20% | ¥356,554 | ¥42,786,471 | ¥2,486,471 |
| 10 | 1.30% | ¥358,317 | ¥42,998,034 | ¥2,698,034 |
| 10 | 1.40% | ¥360,086 | ¥43,210,267 | ¥2,910,267 |
| 10 | 1.50% | ¥361,860 | ¥43,423,169 | ¥3,123,169 |
| 10 | 1.60% | ¥363,640 | ¥43,636,740 | ¥3,336,740 |
| 10 | 1.70% | ¥365,425 | ¥43,850,980 | ¥3,550,980 |
| 10 | 1.80% | ¥367,216 | ¥44,065,887 | ¥3,765,887 |
| 10 | 1.90% | ¥369,012 | ¥44,281,463 | ¥3,981,463 |
| 10 | 2.00% | ¥370,814 | ¥44,497,706 | ¥4,197,706 |
| 10 | 2.10% | ¥372,622 | ¥44,714,617 | ¥4,414,617 |
| 10 | 2.20% | ¥374,435 | ¥44,932,194 | ¥4,632,194 |
| 10 | 2.30% | ¥376,254 | ¥45,150,438 | ¥4,850,438 |
| 10 | 2.40% | ¥378,078 | ¥45,369,349 | ¥5,069,349 |
| 10 | 2.50% | ¥379,908 | ¥45,588,924 | ¥5,288,924 |
| 10 | 2.60% | ¥381,743 | ¥45,809,166 | ¥5,509,166 |
| 10 | 2.70% | ¥383,584 | ¥46,030,072 | ¥5,730,072 |
| 10 | 2.80% | ¥385,430 | ¥46,251,643 | ¥5,951,643 |
| 10 | 2.90% | ¥387,282 | ¥46,473,878 | ¥6,173,878 |
| 10 | 3.00% | ¥389,140 | ¥46,696,776 | ¥6,396,776 |
