4100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4100万円の住宅ローン｜期間・年数別
4100万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥81,008 | ¥48,604,526 | ¥7,604,526 |
| 50 | 0.80% | ¥82,931 | ¥49,758,699 | ¥8,758,699 |
| 50 | 0.90% | ¥84,883 | ¥50,929,667 | ¥9,929,667 |
| 50 | 1.00% | ¥86,862 | ¥52,117,358 | ¥11,117,358 |
| 50 | 1.10% | ¥88,869 | ¥53,321,691 | ¥12,321,691 |
| 50 | 1.20% | ¥90,904 | ¥54,542,576 | ¥13,542,576 |
| 50 | 1.30% | ¥92,967 | ¥55,779,917 | ¥14,779,917 |
| 50 | 1.40% | ¥95,056 | ¥57,033,612 | ¥16,033,612 |
| 50 | 1.50% | ¥97,173 | ¥58,303,548 | ¥17,303,548 |
| 50 | 1.60% | ¥99,316 | ¥59,589,608 | ¥18,589,608 |
| 50 | 1.70% | ¥101,486 | ¥60,891,668 | ¥19,891,668 |
| 50 | 1.80% | ¥103,683 | ¥62,209,595 | ¥21,209,595 |
| 50 | 1.90% | ¥105,905 | ¥63,543,252 | ¥22,543,252 |
| 50 | 2.00% | ¥108,154 | ¥64,892,495 | ¥23,892,495 |
| 50 | 2.10% | ¥110,429 | ¥66,257,173 | ¥25,257,173 |
| 50 | 2.20% | ¥112,729 | ¥67,637,131 | ¥26,637,131 |
| 50 | 2.30% | ¥115,054 | ¥69,032,207 | ¥28,032,207 |
| 50 | 2.40% | ¥117,404 | ¥70,442,235 | ¥29,442,235 |
| 50 | 2.50% | ¥119,778 | ¥71,867,043 | ¥30,867,043 |
| 50 | 2.60% | ¥122,177 | ¥73,306,455 | ¥32,306,455 |
| 50 | 2.70% | ¥124,600 | ¥74,760,290 | ¥33,760,290 |
| 50 | 2.80% | ¥127,047 | ¥76,228,363 | ¥35,228,363 |
| 50 | 2.90% | ¥129,517 | ¥77,710,485 | ¥36,710,485 |
| 50 | 3.00% | ¥132,011 | ¥79,206,464 | ¥38,206,464 |
4100万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥88,533 | ¥47,807,818 | ¥6,807,818 |
| 45 | 0.80% | ¥90,436 | ¥48,835,365 | ¥7,835,365 |
| 45 | 0.90% | ¥92,364 | ¥49,876,557 | ¥8,876,557 |
| 45 | 1.00% | ¥94,317 | ¥50,931,347 | ¥9,931,347 |
| 45 | 1.10% | ¥96,296 | ¥51,999,680 | ¥10,999,680 |
| 45 | 1.20% | ¥98,299 | ¥53,081,497 | ¥12,081,497 |
| 45 | 1.30% | ¥100,327 | ¥54,176,736 | ¥13,176,736 |
| 45 | 1.40% | ¥102,380 | ¥55,285,326 | ¥14,285,326 |
| 45 | 1.50% | ¥104,458 | ¥56,407,193 | ¥15,407,193 |
| 45 | 1.60% | ¥106,560 | ¥57,542,261 | ¥16,542,261 |
| 45 | 1.70% | ¥108,686 | ¥58,690,444 | ¥17,690,444 |
| 45 | 1.80% | ¥110,836 | ¥59,851,655 | ¥18,851,655 |
| 45 | 1.90% | ¥113,011 | ¥61,025,803 | ¥20,025,803 |
| 45 | 2.00% | ¥115,209 | ¥62,212,789 | ¥21,212,789 |
| 45 | 2.10% | ¥117,431 | ¥63,412,513 | ¥22,412,513 |
| 45 | 2.20% | ¥119,676 | ¥64,624,871 | ¥23,624,871 |
| 45 | 2.30% | ¥121,944 | ¥65,849,753 | ¥24,849,753 |
| 45 | 2.40% | ¥124,235 | ¥67,087,046 | ¥26,087,046 |
| 45 | 2.50% | ¥126,549 | ¥68,336,635 | ¥27,336,635 |
| 45 | 2.60% | ¥128,886 | ¥69,598,400 | ¥28,598,400 |
| 45 | 2.70% | ¥131,245 | ¥70,872,216 | ¥29,872,216 |
| 45 | 2.80% | ¥133,626 | ¥72,157,959 | ¥31,157,959 |
| 45 | 2.90% | ¥136,029 | ¥73,455,498 | ¥32,455,498 |
| 45 | 3.00% | ¥138,453 | ¥74,764,701 | ¥33,764,701 |
4100万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥97,957 | ¥47,019,397 | ¥6,019,397 |
| 40 | 0.80% | ¥99,839 | ¥47,922,820 | ¥6,922,820 |
| 40 | 0.90% | ¥101,744 | ¥48,837,055 | ¥7,837,055 |
| 40 | 1.00% | ¥103,671 | ¥49,762,070 | ¥8,762,070 |
| 40 | 1.10% | ¥105,620 | ¥50,697,831 | ¥9,697,831 |
| 40 | 1.20% | ¥107,592 | ¥51,644,301 | ¥10,644,301 |
| 40 | 1.30% | ¥109,586 | ¥52,601,441 | ¥11,601,441 |
| 40 | 1.40% | ¥111,603 | ¥53,569,205 | ¥12,569,205 |
| 40 | 1.50% | ¥113,641 | ¥54,547,548 | ¥13,547,548 |
| 40 | 1.60% | ¥115,701 | ¥55,536,419 | ¥14,536,419 |
| 40 | 1.70% | ¥117,783 | ¥56,535,766 | ¥15,535,766 |
| 40 | 1.80% | ¥119,887 | ¥57,545,532 | ¥16,545,532 |
| 40 | 1.90% | ¥122,012 | ¥58,565,659 | ¥17,565,659 |
| 40 | 2.00% | ¥124,159 | ¥59,596,086 | ¥18,596,086 |
| 40 | 2.10% | ¥126,327 | ¥60,636,747 | ¥19,636,747 |
| 40 | 2.20% | ¥128,516 | ¥61,687,575 | ¥20,687,575 |
| 40 | 2.30% | ¥130,726 | ¥62,748,502 | ¥21,748,502 |
| 40 | 2.40% | ¥132,957 | ¥63,819,453 | ¥22,819,453 |
| 40 | 2.50% | ¥135,209 | ¥64,900,355 | ¥23,900,355 |
| 40 | 2.60% | ¥137,482 | ¥65,991,130 | ¥24,991,130 |
| 40 | 2.70% | ¥139,774 | ¥67,091,699 | ¥26,091,699 |
| 40 | 2.80% | ¥142,087 | ¥68,201,978 | ¥27,201,978 |
| 40 | 2.90% | ¥144,421 | ¥69,321,886 | ¥28,321,886 |
| 40 | 3.00% | ¥146,774 | ¥70,451,334 | ¥29,451,334 |
4100万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥110,094 | ¥46,239,278 | ¥5,239,278 |
| 35 | 0.80% | ¥111,955 | ¥47,021,094 | ¥6,021,094 |
| 35 | 0.90% | ¥113,836 | ¥47,811,206 | ¥6,811,206 |
| 35 | 1.00% | ¥115,737 | ¥48,609,597 | ¥7,609,597 |
| 35 | 1.10% | ¥117,658 | ¥49,416,247 | ¥8,416,247 |
| 35 | 1.20% | ¥119,598 | ¥50,231,134 | ¥9,231,134 |
| 35 | 1.30% | ¥121,558 | ¥51,054,232 | ¥10,054,232 |
| 35 | 1.40% | ¥123,537 | ¥51,885,517 | ¥10,885,517 |
| 35 | 1.50% | ¥125,536 | ¥52,724,961 | ¥11,724,961 |
| 35 | 1.60% | ¥127,554 | ¥53,572,533 | ¥12,572,533 |
| 35 | 1.70% | ¥129,591 | ¥54,428,202 | ¥13,428,202 |
| 35 | 1.80% | ¥131,647 | ¥55,291,935 | ¥14,291,935 |
| 35 | 1.90% | ¥133,723 | ¥56,163,696 | ¥15,163,696 |
| 35 | 2.00% | ¥135,818 | ¥57,043,449 | ¥16,043,449 |
| 35 | 2.10% | ¥137,931 | ¥57,931,155 | ¥16,931,155 |
| 35 | 2.20% | ¥140,064 | ¥58,826,773 | ¥17,826,773 |
| 35 | 2.30% | ¥142,215 | ¥59,730,262 | ¥18,730,262 |
| 35 | 2.40% | ¥144,385 | ¥60,641,578 | ¥19,641,578 |
| 35 | 2.50% | ¥146,573 | ¥61,560,676 | ¥20,560,676 |
| 35 | 2.60% | ¥148,780 | ¥62,487,509 | ¥21,487,509 |
| 35 | 2.70% | ¥151,005 | ¥63,422,028 | ¥22,422,028 |
| 35 | 2.80% | ¥153,248 | ¥64,364,185 | ¥23,364,185 |
| 35 | 2.90% | ¥155,509 | ¥65,313,927 | ¥24,313,927 |
| 35 | 3.00% | ¥157,789 | ¥66,271,203 | ¥25,271,203 |
4100万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥126,299 | ¥45,467,478 | ¥4,467,478 |
| 30 | 0.80% | ¥128,139 | ¥46,130,211 | ¥5,130,211 |
| 30 | 0.90% | ¥129,997 | ¥46,799,053 | ¥5,799,053 |
| 30 | 1.00% | ¥131,872 | ¥47,473,993 | ¥6,473,993 |
| 30 | 1.10% | ¥133,764 | ¥48,155,021 | ¥7,155,021 |
| 30 | 1.20% | ¥135,673 | ¥48,842,123 | ¥7,842,123 |
| 30 | 1.30% | ¥137,598 | ¥49,535,288 | ¥8,535,288 |
| 30 | 1.40% | ¥139,540 | ¥50,234,499 | ¥9,234,499 |
| 30 | 1.50% | ¥141,499 | ¥50,939,743 | ¥9,939,743 |
| 30 | 1.60% | ¥143,475 | ¥51,651,003 | ¥10,651,003 |
| 30 | 1.70% | ¥145,467 | ¥52,368,260 | ¥11,368,260 |
| 30 | 1.80% | ¥147,476 | ¥53,091,498 | ¥12,091,498 |
| 30 | 1.90% | ¥149,502 | ¥53,820,696 | ¥12,820,696 |
| 30 | 2.00% | ¥151,544 | ¥54,555,834 | ¥13,555,834 |
| 30 | 2.10% | ¥153,602 | ¥55,296,891 | ¥14,296,891 |
| 30 | 2.20% | ¥155,677 | ¥56,043,844 | ¥15,043,844 |
| 30 | 2.30% | ¥157,769 | ¥56,796,670 | ¥15,796,670 |
| 30 | 2.40% | ¥159,876 | ¥57,555,346 | ¥16,555,346 |
| 30 | 2.50% | ¥162,000 | ¥58,319,845 | ¥17,319,845 |
| 30 | 2.60% | ¥164,139 | ¥59,090,141 | ¥18,090,141 |
| 30 | 2.70% | ¥166,295 | ¥59,866,209 | ¥18,866,209 |
| 30 | 2.80% | ¥168,467 | ¥60,648,020 | ¥19,648,020 |
| 30 | 2.90% | ¥170,654 | ¥61,435,545 | ¥20,435,545 |
| 30 | 3.00% | ¥172,858 | ¥62,228,755 | ¥21,228,755 |
4100万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥149,013 | ¥44,704,009 | ¥3,704,009 |
| 25 | 0.80% | ¥150,834 | ¥45,250,195 | ¥4,250,195 |
| 25 | 0.90% | ¥152,669 | ¥45,800,631 | ¥4,800,631 |
| 25 | 1.00% | ¥154,518 | ¥46,355,312 | ¥5,355,312 |
| 25 | 1.10% | ¥156,381 | ¥46,914,231 | ¥5,914,231 |
| 25 | 1.20% | ¥158,258 | ¥47,477,383 | ¥6,477,383 |
| 25 | 1.30% | ¥160,149 | ¥48,044,762 | ¥7,044,762 |
| 25 | 1.40% | ¥162,055 | ¥48,616,359 | ¥7,616,359 |
| 25 | 1.50% | ¥163,974 | ¥49,192,168 | ¥8,192,168 |
| 25 | 1.60% | ¥165,907 | ¥49,772,180 | ¥8,772,180 |
| 25 | 1.70% | ¥167,855 | ¥50,356,388 | ¥9,356,388 |
| 25 | 1.80% | ¥169,816 | ¥50,944,780 | ¥9,944,780 |
| 25 | 1.90% | ¥171,791 | ¥51,537,349 | ¥10,537,349 |
| 25 | 2.00% | ¥173,780 | ¥52,134,084 | ¥11,134,084 |
| 25 | 2.10% | ¥175,783 | ¥52,734,974 | ¥11,734,974 |
| 25 | 2.20% | ¥177,800 | ¥53,340,008 | ¥12,340,008 |
| 25 | 2.30% | ¥179,831 | ¥53,949,175 | ¥12,949,175 |
| 25 | 2.40% | ¥181,875 | ¥54,562,462 | ¥13,562,462 |
| 25 | 2.50% | ¥183,933 | ¥55,179,858 | ¥14,179,858 |
| 25 | 2.60% | ¥186,004 | ¥55,801,349 | ¥14,801,349 |
| 25 | 2.70% | ¥188,090 | ¥56,426,922 | ¥15,426,922 |
| 25 | 2.80% | ¥190,189 | ¥57,056,563 | ¥16,056,563 |
| 25 | 2.90% | ¥192,301 | ¥57,690,258 | ¥16,690,258 |
| 25 | 3.00% | ¥194,427 | ¥58,327,992 | ¥17,327,992 |
4100万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥183,120 | ¥43,948,882 | ¥2,948,882 |
| 20 | 0.80% | ¥184,921 | ¥44,381,065 | ¥3,381,065 |
| 20 | 0.90% | ¥186,733 | ¥44,815,972 | ¥3,815,972 |
| 20 | 1.00% | ¥188,557 | ¥45,253,600 | ¥4,253,600 |
| 20 | 1.10% | ¥190,391 | ¥45,693,947 | ¥4,693,947 |
| 20 | 1.20% | ¥192,238 | ¥46,137,010 | ¥5,137,010 |
| 20 | 1.30% | ¥194,095 | ¥46,582,787 | ¥5,582,787 |
| 20 | 1.40% | ¥195,964 | ¥47,031,274 | ¥6,031,274 |
| 20 | 1.50% | ¥197,844 | ¥47,482,468 | ¥6,482,468 |
| 20 | 1.60% | ¥199,735 | ¥47,936,366 | ¥6,936,366 |
| 20 | 1.70% | ¥201,637 | ¥48,392,965 | ¥7,392,965 |
| 20 | 1.80% | ¥203,551 | ¥48,852,259 | ¥7,852,259 |
| 20 | 1.90% | ¥205,476 | ¥49,314,246 | ¥8,314,246 |
| 20 | 2.00% | ¥207,412 | ¥49,778,920 | ¥8,778,920 |
| 20 | 2.10% | ¥209,359 | ¥50,246,278 | ¥9,246,278 |
| 20 | 2.20% | ¥211,318 | ¥50,716,314 | ¥9,716,314 |
| 20 | 2.30% | ¥213,288 | ¥51,189,024 | ¥10,189,024 |
| 20 | 2.40% | ¥215,268 | ¥51,664,403 | ¥10,664,403 |
| 20 | 2.50% | ¥217,260 | ¥52,142,445 | ¥11,142,445 |
| 20 | 2.60% | ¥219,263 | ¥52,623,144 | ¥11,623,144 |
| 20 | 2.70% | ¥221,277 | ¥53,106,496 | ¥12,106,496 |
| 20 | 2.80% | ¥223,302 | ¥53,592,494 | ¥12,592,494 |
| 20 | 2.90% | ¥225,338 | ¥54,081,132 | ¥13,081,132 |
| 20 | 3.00% | ¥227,385 | ¥54,572,404 | ¥13,572,404 |
4100万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥240,012 | ¥43,202,108 | ¥2,202,108 |
| 15 | 0.80% | ¥241,794 | ¥43,522,837 | ¥2,522,837 |
| 15 | 0.90% | ¥243,584 | ¥43,845,100 | ¥2,845,100 |
| 15 | 1.00% | ¥245,383 | ¥44,168,895 | ¥3,168,895 |
| 15 | 1.10% | ¥247,190 | ¥44,494,223 | ¥3,494,223 |
| 15 | 1.20% | ¥249,006 | ¥44,821,082 | ¥3,821,082 |
| 15 | 1.30% | ¥250,830 | ¥45,149,471 | ¥4,149,471 |
| 15 | 1.40% | ¥252,663 | ¥45,479,389 | ¥4,479,389 |
| 15 | 1.50% | ¥254,505 | ¥45,810,835 | ¥4,810,835 |
| 15 | 1.60% | ¥256,354 | ¥46,143,808 | ¥5,143,808 |
| 15 | 1.70% | ¥258,213 | ¥46,478,306 | ¥5,478,306 |
| 15 | 1.80% | ¥260,080 | ¥46,814,329 | ¥5,814,329 |
| 15 | 1.90% | ¥261,955 | ¥47,151,875 | ¥6,151,875 |
| 15 | 2.00% | ¥263,839 | ¥47,490,942 | ¥6,490,942 |
| 15 | 2.10% | ¥265,731 | ¥47,831,529 | ¥6,831,529 |
| 15 | 2.20% | ¥267,631 | ¥48,173,634 | ¥7,173,634 |
| 15 | 2.30% | ¥269,540 | ¥48,517,257 | ¥7,517,257 |
| 15 | 2.40% | ¥271,458 | ¥48,862,393 | ¥7,862,393 |
| 15 | 2.50% | ¥273,384 | ¥49,209,044 | ¥8,209,044 |
| 15 | 2.60% | ¥275,318 | ¥49,557,205 | ¥8,557,205 |
| 15 | 2.70% | ¥277,260 | ¥49,906,876 | ¥8,906,876 |
| 15 | 2.80% | ¥279,211 | ¥50,258,054 | ¥9,258,054 |
| 15 | 2.90% | ¥281,171 | ¥50,610,738 | ¥9,610,738 |
| 15 | 3.00% | ¥283,138 | ¥50,964,925 | ¥9,964,925 |
4100万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥353,864 | ¥42,463,693 | ¥1,463,693 |
| 10 | 0.80% | ¥355,629 | ¥42,675,522 | ¥1,675,522 |
| 10 | 0.90% | ¥357,400 | ¥42,888,034 | ¥1,888,034 |
| 10 | 1.00% | ¥359,177 | ¥43,101,228 | ¥2,101,228 |
| 10 | 1.10% | ¥360,959 | ¥43,315,103 | ¥2,315,103 |
| 10 | 1.20% | ¥362,747 | ¥43,529,660 | ¥2,529,660 |
| 10 | 1.30% | ¥364,541 | ¥43,744,899 | ¥2,744,899 |
| 10 | 1.40% | ¥366,340 | ¥43,960,818 | ¥2,960,818 |
| 10 | 1.50% | ¥368,145 | ¥44,177,418 | ¥3,177,418 |
| 10 | 1.60% | ¥369,956 | ¥44,394,698 | ¥3,394,698 |
| 10 | 1.70% | ¥371,772 | ¥44,612,659 | ¥3,612,659 |
| 10 | 1.80% | ¥373,594 | ¥44,831,300 | ¥3,831,300 |
| 10 | 1.90% | ¥375,422 | ¥45,050,620 | ¥4,050,620 |
| 10 | 2.00% | ¥377,255 | ¥45,270,619 | ¥4,270,619 |
| 10 | 2.10% | ¥379,094 | ¥45,491,298 | ¥4,491,298 |
| 10 | 2.20% | ¥380,939 | ¥45,712,654 | ¥4,712,654 |
| 10 | 2.30% | ¥382,789 | ¥45,934,689 | ¥4,934,689 |
| 10 | 2.40% | ¥384,645 | ¥46,157,402 | ¥5,157,402 |
| 10 | 2.50% | ¥386,507 | ¥46,380,792 | ¥5,380,792 |
| 10 | 2.60% | ¥388,374 | ¥46,604,858 | ¥5,604,858 |
| 10 | 2.70% | ¥390,247 | ¥46,829,602 | ¥5,829,602 |
| 10 | 2.80% | ¥392,125 | ¥47,055,021 | ¥6,055,021 |
| 10 | 2.90% | ¥394,009 | ¥47,281,116 | ¥6,281,116 |
| 10 | 3.00% | ¥395,899 | ¥47,507,886 | ¥6,507,886 |
