4130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4130万円の住宅ローン｜期間・年数別
4130万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥81,600 |
¥48,960,168 |
¥7,660,168 |
| 50 |
0.80% |
¥83,538 |
¥50,122,787 |
¥8,822,787 |
| 50 |
0.90% |
¥85,504 |
¥51,302,324 |
¥10,002,324 |
| 50 |
1.00% |
¥87,498 |
¥52,498,705 |
¥11,198,705 |
| 50 |
1.10% |
¥89,520 |
¥53,711,849 |
¥12,411,849 |
| 50 |
1.20% |
¥91,569 |
¥54,941,668 |
¥13,641,668 |
| 50 |
1.30% |
¥93,647 |
¥56,188,063 |
¥14,888,063 |
| 50 |
1.40% |
¥95,752 |
¥57,450,931 |
¥16,150,931 |
| 50 |
1.50% |
¥97,884 |
¥58,730,159 |
¥17,430,159 |
| 50 |
1.60% |
¥100,043 |
¥60,025,630 |
¥18,725,630 |
| 50 |
1.70% |
¥102,229 |
¥61,337,217 |
¥20,037,217 |
| 50 |
1.80% |
¥104,441 |
¥62,664,787 |
¥21,364,787 |
| 50 |
1.90% |
¥106,680 |
¥64,008,203 |
¥22,708,203 |
| 50 |
2.00% |
¥108,946 |
¥65,367,318 |
¥24,067,318 |
| 50 |
2.10% |
¥111,237 |
¥66,741,982 |
¥25,441,982 |
| 50 |
2.20% |
¥113,553 |
¥68,132,037 |
¥26,832,037 |
| 50 |
2.30% |
¥115,896 |
¥69,537,321 |
¥28,237,321 |
| 50 |
2.40% |
¥118,263 |
¥70,957,666 |
¥29,657,666 |
| 50 |
2.50% |
¥120,655 |
¥72,392,899 |
¥31,092,899 |
| 50 |
2.60% |
¥123,071 |
¥73,842,844 |
¥32,542,844 |
| 50 |
2.70% |
¥125,512 |
¥75,307,317 |
¥34,007,317 |
| 50 |
2.80% |
¥127,977 |
¥76,786,132 |
¥35,486,132 |
| 50 |
2.90% |
¥130,465 |
¥78,279,099 |
¥36,979,099 |
| 50 |
3.00% |
¥132,977 |
¥79,786,024 |
¥38,486,024 |
4130万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥89,181 |
¥48,157,632 |
¥6,857,632 |
| 45 |
0.80% |
¥91,098 |
¥49,192,697 |
¥7,892,697 |
| 45 |
0.90% |
¥93,040 |
¥50,241,508 |
¥8,941,508 |
| 45 |
1.00% |
¥95,007 |
¥51,304,015 |
¥10,004,015 |
| 45 |
1.10% |
¥97,000 |
¥52,380,165 |
¥11,080,165 |
| 45 |
1.20% |
¥99,018 |
¥53,469,898 |
¥12,169,898 |
| 45 |
1.30% |
¥101,061 |
¥54,573,151 |
¥13,273,151 |
| 45 |
1.40% |
¥103,129 |
¥55,689,852 |
¥14,389,852 |
| 45 |
1.50% |
¥105,222 |
¥56,819,929 |
¥15,519,929 |
| 45 |
1.60% |
¥107,339 |
¥57,963,302 |
¥16,663,302 |
| 45 |
1.70% |
¥109,481 |
¥59,119,886 |
¥17,819,886 |
| 45 |
1.80% |
¥111,647 |
¥60,289,594 |
¥18,989,594 |
| 45 |
1.90% |
¥113,838 |
¥61,472,333 |
¥20,172,333 |
| 45 |
2.00% |
¥116,052 |
¥62,668,004 |
¥21,368,004 |
| 45 |
2.10% |
¥118,290 |
¥63,876,507 |
¥22,576,507 |
| 45 |
2.20% |
¥120,551 |
¥65,097,736 |
¥23,797,736 |
| 45 |
2.30% |
¥122,836 |
¥66,331,580 |
¥25,031,580 |
| 45 |
2.40% |
¥125,144 |
¥67,577,927 |
¥26,277,927 |
| 45 |
2.50% |
¥127,475 |
¥68,836,659 |
¥27,536,659 |
| 45 |
2.60% |
¥129,829 |
¥70,107,656 |
¥28,807,656 |
| 45 |
2.70% |
¥132,205 |
¥71,390,793 |
¥30,090,793 |
| 45 |
2.80% |
¥134,604 |
¥72,685,944 |
¥31,385,944 |
| 45 |
2.90% |
¥137,024 |
¥73,992,977 |
¥32,692,977 |
| 45 |
3.00% |
¥139,466 |
¥75,311,760 |
¥34,011,760 |
4130万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥98,674 |
¥47,363,441 |
¥6,063,441 |
| 40 |
0.80% |
¥100,570 |
¥48,273,475 |
¥6,973,475 |
| 40 |
0.90% |
¥102,488 |
¥49,194,399 |
¥7,894,399 |
| 40 |
1.00% |
¥104,430 |
¥50,126,182 |
¥8,826,182 |
| 40 |
1.10% |
¥106,393 |
¥51,068,791 |
¥9,768,791 |
| 40 |
1.20% |
¥108,380 |
¥52,022,187 |
¥10,722,187 |
| 40 |
1.30% |
¥110,388 |
¥52,986,329 |
¥11,686,329 |
| 40 |
1.40% |
¥112,419 |
¥53,961,175 |
¥12,661,175 |
| 40 |
1.50% |
¥114,472 |
¥54,946,676 |
¥13,646,676 |
| 40 |
1.60% |
¥116,547 |
¥55,942,783 |
¥14,642,783 |
| 40 |
1.70% |
¥118,645 |
¥56,949,442 |
¥15,649,442 |
| 40 |
1.80% |
¥120,764 |
¥57,966,597 |
¥16,666,597 |
| 40 |
1.90% |
¥122,905 |
¥58,994,189 |
¥17,694,189 |
| 40 |
2.00% |
¥125,067 |
¥60,032,155 |
¥18,732,155 |
| 40 |
2.10% |
¥127,251 |
¥61,080,430 |
¥19,780,430 |
| 40 |
2.20% |
¥129,456 |
¥62,138,948 |
¥20,838,948 |
| 40 |
2.30% |
¥131,683 |
¥63,207,637 |
¥21,907,637 |
| 40 |
2.40% |
¥133,930 |
¥64,286,425 |
¥22,986,425 |
| 40 |
2.50% |
¥136,198 |
¥65,375,236 |
¥24,075,236 |
| 40 |
2.60% |
¥138,487 |
¥66,473,992 |
¥25,173,992 |
| 40 |
2.70% |
¥140,797 |
¥67,582,613 |
¥26,282,613 |
| 40 |
2.80% |
¥143,127 |
¥68,701,017 |
¥27,401,017 |
| 40 |
2.90% |
¥145,477 |
¥69,829,119 |
¥28,529,119 |
| 40 |
3.00% |
¥147,848 |
¥70,966,832 |
¥29,666,832 |
4130万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥110,899 |
¥46,577,614 |
¥5,277,614 |
| 35 |
0.80% |
¥112,774 |
¥47,365,150 |
¥6,065,150 |
| 35 |
0.90% |
¥114,669 |
¥48,161,044 |
¥6,861,044 |
| 35 |
1.00% |
¥116,584 |
¥48,965,277 |
¥7,665,277 |
| 35 |
1.10% |
¥118,519 |
¥49,777,830 |
¥8,477,830 |
| 35 |
1.20% |
¥120,473 |
¥50,598,678 |
¥9,298,678 |
| 35 |
1.30% |
¥122,447 |
¥51,427,800 |
¥10,127,800 |
| 35 |
1.40% |
¥124,441 |
¥52,265,167 |
¥10,965,167 |
| 35 |
1.50% |
¥126,454 |
¥53,110,753 |
¥11,810,753 |
| 35 |
1.60% |
¥128,487 |
¥53,964,527 |
¥12,664,527 |
| 35 |
1.70% |
¥130,539 |
¥54,826,457 |
¥13,526,457 |
| 35 |
1.80% |
¥132,611 |
¥55,696,510 |
¥14,396,510 |
| 35 |
1.90% |
¥134,702 |
¥56,574,650 |
¥15,274,650 |
| 35 |
2.00% |
¥136,812 |
¥57,460,840 |
¥16,160,840 |
| 35 |
2.10% |
¥138,941 |
¥58,355,041 |
¥17,055,041 |
| 35 |
2.20% |
¥141,089 |
¥59,257,213 |
¥17,957,213 |
| 35 |
2.30% |
¥143,256 |
¥60,167,313 |
¥18,867,313 |
| 35 |
2.40% |
¥145,441 |
¥61,085,297 |
¥19,785,297 |
| 35 |
2.50% |
¥147,646 |
¥62,011,120 |
¥20,711,120 |
| 35 |
2.60% |
¥149,868 |
¥62,944,735 |
¥21,644,735 |
| 35 |
2.70% |
¥152,110 |
¥63,886,092 |
¥22,586,092 |
| 35 |
2.80% |
¥154,369 |
¥64,835,142 |
¥23,535,142 |
| 35 |
2.90% |
¥156,647 |
¥65,791,834 |
¥24,491,834 |
| 35 |
3.00% |
¥158,943 |
¥66,756,114 |
¥25,456,114 |
4130万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥127,223 |
¥45,800,167 |
¥4,500,167 |
| 30 |
0.80% |
¥129,077 |
¥46,467,749 |
¥5,167,749 |
| 30 |
0.90% |
¥130,949 |
¥47,141,485 |
¥5,841,485 |
| 30 |
1.00% |
¥132,837 |
¥47,821,364 |
¥6,521,364 |
| 30 |
1.10% |
¥134,743 |
¥48,507,375 |
¥7,207,375 |
| 30 |
1.20% |
¥136,665 |
¥49,199,505 |
¥7,899,505 |
| 30 |
1.30% |
¥138,605 |
¥49,897,741 |
¥8,597,741 |
| 30 |
1.40% |
¥140,561 |
¥50,602,069 |
¥9,302,069 |
| 30 |
1.50% |
¥142,535 |
¥51,312,473 |
¥10,012,473 |
| 30 |
1.60% |
¥144,525 |
¥52,028,937 |
¥10,728,937 |
| 30 |
1.70% |
¥146,532 |
¥52,751,443 |
¥11,451,443 |
| 30 |
1.80% |
¥148,555 |
¥53,479,972 |
¥12,179,972 |
| 30 |
1.90% |
¥150,596 |
¥54,214,506 |
¥12,914,506 |
| 30 |
2.00% |
¥152,653 |
¥54,955,023 |
¥13,655,023 |
| 30 |
2.10% |
¥154,726 |
¥55,701,502 |
¥14,401,502 |
| 30 |
2.20% |
¥156,816 |
¥56,453,921 |
¥15,153,921 |
| 30 |
2.30% |
¥158,923 |
¥57,212,256 |
¥15,912,256 |
| 30 |
2.40% |
¥161,046 |
¥57,976,482 |
¥16,676,482 |
| 30 |
2.50% |
¥163,185 |
¥58,746,575 |
¥17,446,575 |
| 30 |
2.60% |
¥165,340 |
¥59,522,508 |
¥18,222,508 |
| 30 |
2.70% |
¥167,512 |
¥60,304,254 |
¥19,004,254 |
| 30 |
2.80% |
¥169,699 |
¥61,091,786 |
¥19,791,786 |
| 30 |
2.90% |
¥171,903 |
¥61,885,073 |
¥20,585,073 |
| 30 |
3.00% |
¥174,122 |
¥62,684,088 |
¥21,384,088 |
4130万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥150,104 |
¥45,031,111 |
¥3,731,111 |
| 25 |
0.80% |
¥151,938 |
¥45,581,294 |
¥4,281,294 |
| 25 |
0.90% |
¥153,786 |
¥46,135,758 |
¥4,835,758 |
| 25 |
1.00% |
¥155,648 |
¥46,694,497 |
¥5,394,497 |
| 25 |
1.10% |
¥157,525 |
¥47,257,506 |
¥5,957,506 |
| 25 |
1.20% |
¥159,416 |
¥47,824,779 |
¥6,524,779 |
| 25 |
1.30% |
¥161,321 |
¥48,396,309 |
¥7,096,309 |
| 25 |
1.40% |
¥163,240 |
¥48,972,089 |
¥7,672,089 |
| 25 |
1.50% |
¥165,174 |
¥49,552,111 |
¥8,252,111 |
| 25 |
1.60% |
¥167,121 |
¥50,136,367 |
¥8,836,367 |
| 25 |
1.70% |
¥169,083 |
¥50,724,849 |
¥9,424,849 |
| 25 |
1.80% |
¥171,058 |
¥51,317,547 |
¥10,017,547 |
| 25 |
1.90% |
¥173,048 |
¥51,914,452 |
¥10,614,452 |
| 25 |
2.00% |
¥175,052 |
¥52,515,553 |
¥11,215,553 |
| 25 |
2.10% |
¥177,069 |
¥53,120,839 |
¥11,820,839 |
| 25 |
2.20% |
¥179,101 |
¥53,730,301 |
¥12,430,301 |
| 25 |
2.30% |
¥181,146 |
¥54,343,925 |
¥13,043,925 |
| 25 |
2.40% |
¥183,206 |
¥54,961,700 |
¥13,661,700 |
| 25 |
2.50% |
¥185,279 |
¥55,583,613 |
¥14,283,613 |
| 25 |
2.60% |
¥187,366 |
¥56,209,652 |
¥14,909,652 |
| 25 |
2.70% |
¥189,466 |
¥56,839,802 |
¥15,539,802 |
| 25 |
2.80% |
¥191,580 |
¥57,474,050 |
¥16,174,050 |
| 25 |
2.90% |
¥193,708 |
¥58,112,382 |
¥16,812,382 |
| 25 |
3.00% |
¥195,849 |
¥58,754,782 |
¥17,454,782 |
4130万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥184,460 |
¥44,270,460 |
¥2,970,460 |
| 20 |
0.80% |
¥186,274 |
¥44,705,805 |
¥3,405,805 |
| 20 |
0.90% |
¥188,100 |
¥45,143,894 |
¥3,843,894 |
| 20 |
1.00% |
¥189,936 |
¥45,584,724 |
¥4,284,724 |
| 20 |
1.10% |
¥191,785 |
¥46,028,293 |
¥4,728,293 |
| 20 |
1.20% |
¥193,644 |
¥46,474,598 |
¥5,174,598 |
| 20 |
1.30% |
¥195,515 |
¥46,923,636 |
¥5,623,636 |
| 20 |
1.40% |
¥197,398 |
¥47,375,405 |
¥6,075,405 |
| 20 |
1.50% |
¥199,291 |
¥47,829,901 |
¥6,529,901 |
| 20 |
1.60% |
¥201,196 |
¥48,287,120 |
¥6,987,120 |
| 20 |
1.70% |
¥203,113 |
¥48,747,060 |
¥7,447,060 |
| 20 |
1.80% |
¥205,040 |
¥49,209,715 |
¥7,909,715 |
| 20 |
1.90% |
¥206,980 |
¥49,675,082 |
¥8,375,082 |
| 20 |
2.00% |
¥208,930 |
¥50,143,156 |
¥8,843,156 |
| 20 |
2.10% |
¥210,891 |
¥50,613,934 |
¥9,313,934 |
| 20 |
2.20% |
¥212,864 |
¥51,087,409 |
¥9,787,409 |
| 20 |
2.30% |
¥214,848 |
¥51,563,578 |
¥10,263,578 |
| 20 |
2.40% |
¥216,843 |
¥52,042,435 |
¥10,742,435 |
| 20 |
2.50% |
¥218,850 |
¥52,523,975 |
¥11,223,975 |
| 20 |
2.60% |
¥220,867 |
¥53,008,192 |
¥11,708,192 |
| 20 |
2.70% |
¥222,896 |
¥53,495,080 |
¥12,195,080 |
| 20 |
2.80% |
¥224,936 |
¥53,984,634 |
¥12,684,634 |
| 20 |
2.90% |
¥226,987 |
¥54,476,847 |
¥13,176,847 |
| 20 |
3.00% |
¥229,049 |
¥54,971,714 |
¥13,671,714 |
4130万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥241,768 |
¥43,518,221 |
¥2,218,221 |
| 15 |
0.80% |
¥243,563 |
¥43,841,297 |
¥2,541,297 |
| 15 |
0.90% |
¥245,366 |
¥44,165,917 |
¥2,865,917 |
| 15 |
1.00% |
¥247,178 |
¥44,492,082 |
¥3,192,082 |
| 15 |
1.10% |
¥248,999 |
¥44,819,790 |
¥3,519,790 |
| 15 |
1.20% |
¥250,828 |
¥45,149,041 |
¥3,849,041 |
| 15 |
1.30% |
¥252,666 |
¥45,479,833 |
¥4,179,833 |
| 15 |
1.40% |
¥254,512 |
¥45,812,165 |
¥4,512,165 |
| 15 |
1.50% |
¥256,367 |
¥46,146,036 |
¥4,846,036 |
| 15 |
1.60% |
¥258,230 |
¥46,481,446 |
¥5,181,446 |
| 15 |
1.70% |
¥260,102 |
¥46,818,392 |
¥5,518,392 |
| 15 |
1.80% |
¥261,983 |
¥47,156,873 |
¥5,856,873 |
| 15 |
1.90% |
¥263,872 |
¥47,496,889 |
¥6,196,889 |
| 15 |
2.00% |
¥265,769 |
¥47,838,437 |
¥6,538,437 |
| 15 |
2.10% |
¥267,675 |
¥48,181,516 |
¥6,881,516 |
| 15 |
2.20% |
¥269,590 |
¥48,526,124 |
¥7,226,124 |
| 15 |
2.30% |
¥271,513 |
¥48,872,261 |
¥7,572,261 |
| 15 |
2.40% |
¥273,444 |
¥49,219,923 |
¥7,919,923 |
| 15 |
2.50% |
¥275,384 |
¥49,569,110 |
¥8,269,110 |
| 15 |
2.60% |
¥277,332 |
¥49,919,819 |
¥8,619,819 |
| 15 |
2.70% |
¥279,289 |
¥50,272,048 |
¥8,972,048 |
| 15 |
2.80% |
¥281,254 |
¥50,625,796 |
¥9,325,796 |
| 15 |
2.90% |
¥283,228 |
¥50,981,061 |
¥9,681,061 |
| 15 |
3.00% |
¥285,210 |
¥51,337,839 |
¥10,037,839 |
4130万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥356,453 |
¥42,774,403 |
¥1,474,403 |
| 10 |
0.80% |
¥358,232 |
¥42,987,782 |
¥1,687,782 |
| 10 |
0.90% |
¥360,015 |
¥43,201,849 |
¥1,901,849 |
| 10 |
1.00% |
¥361,805 |
¥43,416,603 |
¥2,116,603 |
| 10 |
1.10% |
¥363,600 |
¥43,632,043 |
¥2,332,043 |
| 10 |
1.20% |
¥365,401 |
¥43,848,170 |
¥2,548,170 |
| 10 |
1.30% |
¥367,208 |
¥44,064,983 |
¥2,764,983 |
| 10 |
1.40% |
¥369,021 |
¥44,282,482 |
¥2,982,482 |
| 10 |
1.50% |
¥370,839 |
¥44,500,667 |
¥3,200,667 |
| 10 |
1.60% |
¥372,663 |
¥44,719,538 |
¥3,419,538 |
| 10 |
1.70% |
¥374,492 |
¥44,939,093 |
¥3,639,093 |
| 10 |
1.80% |
¥376,328 |
¥45,159,334 |
¥3,859,334 |
| 10 |
1.90% |
¥378,169 |
¥45,380,259 |
¥4,080,259 |
| 10 |
2.00% |
¥380,016 |
¥45,601,868 |
¥4,301,868 |
| 10 |
2.10% |
¥381,868 |
¥45,824,161 |
¥4,524,161 |
| 10 |
2.20% |
¥383,726 |
¥46,047,137 |
¥4,747,137 |
| 10 |
2.30% |
¥385,590 |
¥46,270,797 |
¥4,970,797 |
| 10 |
2.40% |
¥387,459 |
¥46,495,139 |
¥5,195,139 |
| 10 |
2.50% |
¥389,335 |
¥46,720,163 |
¥5,420,163 |
| 10 |
2.60% |
¥391,216 |
¥46,945,870 |
¥5,645,870 |
| 10 |
2.70% |
¥393,102 |
¥47,172,257 |
¥5,872,257 |
| 10 |
2.80% |
¥394,994 |
¥47,399,326 |
¥6,099,326 |
| 10 |
2.90% |
¥396,892 |
¥47,627,076 |
¥6,327,076 |
| 10 |
3.00% |
¥398,796 |
¥47,855,505 |
¥6,555,505 |
