4140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4140万円の住宅ローン｜期間・年数別
4140万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥81,798 | ¥49,078,716 | ¥7,678,716 |
| 50 | 0.80% | ¥83,740 | ¥50,244,150 | ¥8,844,150 |
| 50 | 0.90% | ¥85,711 | ¥51,426,542 | ¥10,026,542 |
| 50 | 1.00% | ¥87,710 | ¥52,625,820 | ¥11,225,820 |
| 50 | 1.10% | ¥89,737 | ¥53,841,902 | ¥12,441,902 |
| 50 | 1.20% | ¥91,791 | ¥55,074,698 | ¥13,674,698 |
| 50 | 1.30% | ¥93,874 | ¥56,324,111 | ¥14,924,111 |
| 50 | 1.40% | ¥95,983 | ¥57,590,037 | ¥16,190,037 |
| 50 | 1.50% | ¥98,121 | ¥58,872,363 | ¥17,472,363 |
| 50 | 1.60% | ¥100,285 | ¥60,170,970 | ¥18,770,970 |
| 50 | 1.70% | ¥102,476 | ¥61,485,733 | ¥20,085,733 |
| 50 | 1.80% | ¥104,694 | ¥62,816,518 | ¥21,416,518 |
| 50 | 1.90% | ¥106,939 | ¥64,163,186 | ¥22,763,186 |
| 50 | 2.00% | ¥109,209 | ¥65,525,592 | ¥24,125,592 |
| 50 | 2.10% | ¥111,506 | ¥66,903,584 | ¥25,503,584 |
| 50 | 2.20% | ¥113,828 | ¥68,297,005 | ¥26,897,005 |
| 50 | 2.30% | ¥116,176 | ¥69,705,692 | ¥28,305,692 |
| 50 | 2.40% | ¥118,549 | ¥71,129,476 | ¥29,729,476 |
| 50 | 2.50% | ¥120,947 | ¥72,568,185 | ¥31,168,185 |
| 50 | 2.60% | ¥123,369 | ¥74,021,640 | ¥32,621,640 |
| 50 | 2.70% | ¥125,816 | ¥75,489,659 | ¥34,089,659 |
| 50 | 2.80% | ¥128,287 | ¥76,972,054 | ¥35,572,054 |
| 50 | 2.90% | ¥130,781 | ¥78,468,637 | ¥37,068,637 |
| 50 | 3.00% | ¥133,299 | ¥79,979,210 | ¥38,579,210 |
4140万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥89,397 | ¥48,274,236 | ¥6,874,236 |
| 45 | 0.80% | ¥91,318 | ¥49,311,808 | ¥7,911,808 |
| 45 | 0.90% | ¥93,265 | ¥50,363,158 | ¥8,963,158 |
| 45 | 1.00% | ¥95,237 | ¥51,428,238 | ¥10,028,238 |
| 45 | 1.10% | ¥97,235 | ¥52,506,994 | ¥11,106,994 |
| 45 | 1.20% | ¥99,258 | ¥53,599,366 | ¥12,199,366 |
| 45 | 1.30% | ¥101,306 | ¥54,705,289 | ¥13,305,289 |
| 45 | 1.40% | ¥103,379 | ¥55,824,695 | ¥14,424,695 |
| 45 | 1.50% | ¥105,477 | ¥56,957,508 | ¥15,557,508 |
| 45 | 1.60% | ¥107,599 | ¥58,103,649 | ¥16,703,649 |
| 45 | 1.70% | ¥109,746 | ¥59,263,034 | ¥17,863,034 |
| 45 | 1.80% | ¥111,918 | ¥60,435,574 | ¥19,035,574 |
| 45 | 1.90% | ¥114,113 | ¥61,621,176 | ¥20,221,176 |
| 45 | 2.00% | ¥116,333 | ¥62,819,743 | ¥21,419,743 |
| 45 | 2.10% | ¥118,576 | ¥64,031,172 | ¥22,631,172 |
| 45 | 2.20% | ¥120,843 | ¥65,255,357 | ¥23,855,357 |
| 45 | 2.30% | ¥123,134 | ¥66,492,189 | ¥25,092,189 |
| 45 | 2.40% | ¥125,447 | ¥67,741,554 | ¥26,341,554 |
| 45 | 2.50% | ¥127,784 | ¥69,003,334 | ¥27,603,334 |
| 45 | 2.60% | ¥130,143 | ¥70,277,408 | ¥28,877,408 |
| 45 | 2.70% | ¥132,525 | ¥71,563,652 | ¥30,163,652 |
| 45 | 2.80% | ¥134,930 | ¥72,861,939 | ¥31,461,939 |
| 45 | 2.90% | ¥137,356 | ¥74,172,137 | ¥32,772,137 |
| 45 | 3.00% | ¥139,804 | ¥75,494,113 | ¥34,094,113 |
4140万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥98,913 | ¥47,478,123 | ¥6,078,123 |
| 40 | 0.80% | ¥100,813 | ¥48,390,360 | ¥6,990,360 |
| 40 | 0.90% | ¥102,736 | ¥49,313,514 | ¥7,913,514 |
| 40 | 1.00% | ¥104,682 | ¥50,247,553 | ¥8,847,553 |
| 40 | 1.10% | ¥106,651 | ¥51,192,444 | ¥9,792,444 |
| 40 | 1.20% | ¥108,642 | ¥52,148,148 | ¥10,748,148 |
| 40 | 1.30% | ¥110,655 | ¥53,114,625 | ¥11,714,625 |
| 40 | 1.40% | ¥112,691 | ¥54,091,831 | ¥12,691,831 |
| 40 | 1.50% | ¥114,749 | ¥55,079,719 | ¥13,679,719 |
| 40 | 1.60% | ¥116,830 | ¥56,078,238 | ¥14,678,238 |
| 40 | 1.70% | ¥118,932 | ¥57,087,334 | ¥15,687,334 |
| 40 | 1.80% | ¥121,056 | ¥58,106,952 | ¥16,706,952 |
| 40 | 1.90% | ¥123,202 | ¥59,137,032 | ¥17,737,032 |
| 40 | 2.00% | ¥125,370 | ¥60,177,511 | ¥18,777,511 |
| 40 | 2.10% | ¥127,559 | ¥61,228,325 | ¥19,828,325 |
| 40 | 2.20% | ¥129,770 | ¥62,289,405 | ¥20,889,405 |
| 40 | 2.30% | ¥132,001 | ¥63,360,682 | ¥21,960,682 |
| 40 | 2.40% | ¥134,254 | ¥64,442,082 | ¥23,042,082 |
| 40 | 2.50% | ¥136,528 | ¥65,533,529 | ¥24,133,529 |
| 40 | 2.60% | ¥138,823 | ¥66,634,946 | ¥25,234,946 |
| 40 | 2.70% | ¥141,138 | ¥67,746,252 | ¥26,346,252 |
| 40 | 2.80% | ¥143,474 | ¥68,867,364 | ¥27,467,364 |
| 40 | 2.90% | ¥145,830 | ¥69,998,197 | ¥28,598,197 |
| 40 | 3.00% | ¥148,206 | ¥71,138,664 | ¥29,738,664 |
4140万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥111,168 | ¥46,690,393 | ¥5,290,393 |
| 35 | 0.80% | ¥113,047 | ¥47,479,836 | ¥6,079,836 |
| 35 | 0.90% | ¥114,947 | ¥48,277,657 | ¥6,877,657 |
| 35 | 1.00% | ¥116,866 | ¥49,083,837 | ¥7,683,837 |
| 35 | 1.10% | ¥118,806 | ¥49,898,357 | ¥8,498,357 |
| 35 | 1.20% | ¥120,765 | ¥50,721,193 | ¥9,321,193 |
| 35 | 1.30% | ¥122,744 | ¥51,552,322 | ¥10,152,322 |
| 35 | 1.40% | ¥124,742 | ¥52,391,717 | ¥10,991,717 |
| 35 | 1.50% | ¥126,760 | ¥53,239,350 | ¥11,839,350 |
| 35 | 1.60% | ¥128,798 | ¥54,095,191 | ¥12,695,191 |
| 35 | 1.70% | ¥130,855 | ¥54,959,209 | ¥13,559,209 |
| 35 | 1.80% | ¥132,932 | ¥55,831,368 | ¥14,431,368 |
| 35 | 1.90% | ¥135,028 | ¥56,711,634 | ¥15,311,634 |
| 35 | 2.00% | ¥137,143 | ¥57,599,970 | ¥16,199,970 |
| 35 | 2.10% | ¥139,277 | ¥58,496,337 | ¥17,096,337 |
| 35 | 2.20% | ¥141,430 | ¥59,400,693 | ¥18,000,693 |
| 35 | 2.30% | ¥143,602 | ¥60,312,997 | ¥18,912,997 |
| 35 | 2.40% | ¥145,793 | ¥61,233,203 | ¥19,833,203 |
| 35 | 2.50% | ¥148,003 | ¥62,161,268 | ¥20,761,268 |
| 35 | 2.60% | ¥150,231 | ¥63,097,143 | ¥21,697,143 |
| 35 | 2.70% | ¥152,478 | ¥64,040,780 | ¥22,640,780 |
| 35 | 2.80% | ¥154,743 | ¥64,992,128 | ¥23,592,128 |
| 35 | 2.90% | ¥157,027 | ¥65,951,136 | ¥24,551,136 |
| 35 | 3.00% | ¥159,328 | ¥66,917,751 | ¥25,517,751 |
4140万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥127,531 | ¥45,911,063 | ¥4,511,063 |
| 30 | 0.80% | ¥129,390 | ¥46,580,262 | ¥5,180,262 |
| 30 | 0.90% | ¥131,266 | ¥47,255,629 | ¥5,855,629 |
| 30 | 1.00% | ¥133,159 | ¥47,937,154 | ¥6,537,154 |
| 30 | 1.10% | ¥135,069 | ¥48,624,826 | ¥7,224,826 |
| 30 | 1.20% | ¥136,996 | ¥49,318,632 | ¥7,918,632 |
| 30 | 1.30% | ¥138,940 | ¥50,018,559 | ¥8,618,559 |
| 30 | 1.40% | ¥140,902 | ¥50,724,592 | ¥9,324,592 |
| 30 | 1.50% | ¥142,880 | ¥51,436,716 | ¥10,036,716 |
| 30 | 1.60% | ¥144,875 | ¥52,154,915 | ¥10,754,915 |
| 30 | 1.70% | ¥146,887 | ¥52,879,170 | ¥11,479,170 |
| 30 | 1.80% | ¥148,915 | ¥53,609,464 | ¥12,209,464 |
| 30 | 1.90% | ¥150,960 | ¥54,345,776 | ¥12,945,776 |
| 30 | 2.00% | ¥153,022 | ¥55,088,086 | ¥13,688,086 |
| 30 | 2.10% | ¥155,101 | ¥55,836,373 | ¥14,436,373 |
| 30 | 2.20% | ¥157,196 | ¥56,590,613 | ¥15,190,613 |
| 30 | 2.30% | ¥159,308 | ¥57,350,784 | ¥15,950,784 |
| 30 | 2.40% | ¥161,436 | ¥58,116,861 | ¥16,716,861 |
| 30 | 2.50% | ¥163,580 | ¥58,888,819 | ¥17,488,819 |
| 30 | 2.60% | ¥165,741 | ¥59,666,631 | ¥18,266,631 |
| 30 | 2.70% | ¥167,917 | ¥60,450,270 | ¥19,050,270 |
| 30 | 2.80% | ¥170,110 | ¥61,239,708 | ¥19,839,708 |
| 30 | 2.90% | ¥172,319 | ¥62,034,916 | ¥20,634,916 |
| 30 | 3.00% | ¥174,544 | ¥62,835,865 | ¥21,435,865 |
4140万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥150,467 | ¥45,140,145 | ¥3,740,145 |
| 25 | 0.80% | ¥152,306 | ¥45,691,661 | ¥4,291,661 |
| 25 | 0.90% | ¥154,158 | ¥46,247,467 | ¥4,847,467 |
| 25 | 1.00% | ¥156,025 | ¥46,807,559 | ¥5,407,559 |
| 25 | 1.10% | ¥157,906 | ¥47,371,931 | ¥5,971,931 |
| 25 | 1.20% | ¥159,802 | ¥47,940,577 | ¥6,540,577 |
| 25 | 1.30% | ¥161,712 | ¥48,513,491 | ¥7,113,491 |
| 25 | 1.40% | ¥163,636 | ¥49,090,665 | ¥7,690,665 |
| 25 | 1.50% | ¥165,574 | ¥49,672,092 | ¥8,272,092 |
| 25 | 1.60% | ¥167,526 | ¥50,257,763 | ¥8,857,763 |
| 25 | 1.70% | ¥169,492 | ¥50,847,669 | ¥9,447,669 |
| 25 | 1.80% | ¥171,473 | ¥51,441,803 | ¥10,041,803 |
| 25 | 1.90% | ¥173,467 | ¥52,040,152 | ¥10,640,152 |
| 25 | 2.00% | ¥175,476 | ¥52,642,709 | ¥11,242,709 |
| 25 | 2.10% | ¥177,498 | ¥53,249,461 | ¥11,849,461 |
| 25 | 2.20% | ¥179,535 | ¥53,860,398 | ¥12,460,398 |
| 25 | 2.30% | ¥181,585 | ¥54,475,508 | ¥13,075,508 |
| 25 | 2.40% | ¥183,649 | ¥55,094,779 | ¥13,694,779 |
| 25 | 2.50% | ¥185,727 | ¥55,718,198 | ¥14,318,198 |
| 25 | 2.60% | ¥187,819 | ¥56,345,753 | ¥14,945,753 |
| 25 | 2.70% | ¥189,925 | ¥56,977,429 | ¥15,577,429 |
| 25 | 2.80% | ¥192,044 | ¥57,613,213 | ¥16,213,213 |
| 25 | 2.90% | ¥194,177 | ¥58,253,090 | ¥16,853,090 |
| 25 | 3.00% | ¥196,323 | ¥58,897,045 | ¥17,497,045 |
4140万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥184,907 | ¥44,377,652 | ¥2,977,652 |
| 20 | 0.80% | ¥186,725 | ¥44,814,051 | ¥3,414,051 |
| 20 | 0.90% | ¥188,555 | ¥45,253,201 | ¥3,853,201 |
| 20 | 1.00% | ¥190,396 | ¥45,695,098 | ¥4,295,098 |
| 20 | 1.10% | ¥192,249 | ¥46,139,741 | ¥4,739,741 |
| 20 | 1.20% | ¥194,113 | ¥46,587,127 | ¥5,187,127 |
| 20 | 1.30% | ¥195,989 | ¥47,037,253 | ¥5,637,253 |
| 20 | 1.40% | ¥197,875 | ¥47,490,115 | ¥6,090,115 |
| 20 | 1.50% | ¥199,774 | ¥47,945,712 | ¥6,545,712 |
| 20 | 1.60% | ¥201,683 | ¥48,404,038 | ¥7,004,038 |
| 20 | 1.70% | ¥203,605 | ¥48,865,091 | ¥7,465,091 |
| 20 | 1.80% | ¥205,537 | ¥49,328,867 | ¥7,928,867 |
| 20 | 1.90% | ¥207,481 | ¥49,795,360 | ¥8,395,360 |
| 20 | 2.00% | ¥209,436 | ¥50,264,568 | ¥8,864,568 |
| 20 | 2.10% | ¥211,402 | ¥50,736,485 | ¥9,336,485 |
| 20 | 2.20% | ¥213,380 | ¥51,211,108 | ¥9,811,108 |
| 20 | 2.30% | ¥215,368 | ¥51,688,429 | ¥10,288,429 |
| 20 | 2.40% | ¥217,369 | ¥52,168,446 | ¥10,768,446 |
| 20 | 2.50% | ¥219,380 | ¥52,651,151 | ¥11,251,151 |
| 20 | 2.60% | ¥221,402 | ¥53,136,541 | ¥11,736,541 |
| 20 | 2.70% | ¥223,436 | ¥53,624,608 | ¥12,224,608 |
| 20 | 2.80% | ¥225,481 | ¥54,115,348 | ¥12,715,348 |
| 20 | 2.90% | ¥227,536 | ¥54,608,753 | ¥13,208,753 |
| 20 | 3.00% | ¥229,603 | ¥55,104,817 | ¥13,704,817 |
4140万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥242,353 | ¥43,623,592 | ¥2,223,592 |
| 15 | 0.80% | ¥244,153 | ¥43,947,450 | ¥2,547,450 |
| 15 | 0.90% | ¥245,960 | ¥44,272,857 | ¥2,872,857 |
| 15 | 1.00% | ¥247,777 | ¥44,599,811 | ¥3,199,811 |
| 15 | 1.10% | ¥249,602 | ¥44,928,313 | ¥3,528,313 |
| 15 | 1.20% | ¥251,435 | ¥45,258,360 | ¥3,858,360 |
| 15 | 1.30% | ¥253,278 | ¥45,589,953 | ¥4,189,953 |
| 15 | 1.40% | ¥255,128 | ¥45,923,090 | ¥4,523,090 |
| 15 | 1.50% | ¥256,988 | ¥46,257,770 | ¥4,857,770 |
| 15 | 1.60% | ¥258,856 | ¥46,593,991 | ¥5,193,991 |
| 15 | 1.70% | ¥260,732 | ¥46,931,753 | ¥5,531,753 |
| 15 | 1.80% | ¥262,617 | ¥47,271,054 | ¥5,871,054 |
| 15 | 1.90% | ¥264,511 | ¥47,611,893 | ¥6,211,893 |
| 15 | 2.00% | ¥266,413 | ¥47,954,268 | ¥6,554,268 |
| 15 | 2.10% | ¥268,323 | ¥48,298,178 | ¥6,898,178 |
| 15 | 2.20% | ¥270,242 | ¥48,643,621 | ¥7,243,621 |
| 15 | 2.30% | ¥272,170 | ¥48,990,596 | ¥7,590,596 |
| 15 | 2.40% | ¥274,106 | ¥49,339,100 | ¥7,939,100 |
| 15 | 2.50% | ¥276,051 | ¥49,689,132 | ¥8,289,132 |
| 15 | 2.60% | ¥278,004 | ¥50,040,690 | ¥8,640,690 |
| 15 | 2.70% | ¥279,965 | ¥50,393,772 | ¥8,993,772 |
| 15 | 2.80% | ¥281,935 | ¥50,748,377 | ¥9,348,377 |
| 15 | 2.90% | ¥283,914 | ¥51,104,501 | ¥9,704,501 |
| 15 | 3.00% | ¥285,901 | ¥51,462,144 | ¥10,062,144 |
4140万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥357,316 | ¥42,877,973 | ¥1,477,973 |
| 10 | 0.80% | ¥359,099 | ¥43,091,869 | ¥1,691,869 |
| 10 | 0.90% | ¥360,887 | ¥43,306,454 | ¥1,906,454 |
| 10 | 1.00% | ¥362,681 | ¥43,521,727 | ¥2,121,727 |
| 10 | 1.10% | ¥364,481 | ¥43,737,690 | ¥2,337,690 |
| 10 | 1.20% | ¥366,286 | ¥43,954,340 | ¥2,554,340 |
| 10 | 1.30% | ¥368,097 | ¥44,171,678 | ¥2,771,678 |
| 10 | 1.40% | ¥369,914 | ¥44,389,704 | ¥2,989,704 |
| 10 | 1.50% | ¥371,737 | ¥44,608,417 | ¥3,208,417 |
| 10 | 1.60% | ¥373,565 | ¥44,827,817 | ¥3,427,817 |
| 10 | 1.70% | ¥375,399 | ¥45,047,905 | ¥3,647,905 |
| 10 | 1.80% | ¥377,239 | ¥45,268,678 | ¥3,868,678 |
| 10 | 1.90% | ¥379,084 | ¥45,490,138 | ¥4,090,138 |
| 10 | 2.00% | ¥380,936 | ¥45,712,284 | ¥4,312,284 |
| 10 | 2.10% | ¥382,793 | ¥45,935,115 | ¥4,535,115 |
| 10 | 2.20% | ¥384,655 | ¥46,158,631 | ¥4,758,631 |
| 10 | 2.30% | ¥386,524 | ¥46,382,832 | ¥4,982,832 |
| 10 | 2.40% | ¥388,398 | ¥46,607,718 | ¥5,207,718 |
| 10 | 2.50% | ¥390,277 | ¥46,833,287 | ¥5,433,287 |
| 10 | 2.60% | ¥392,163 | ¥47,059,540 | ¥5,659,540 |
| 10 | 2.70% | ¥394,054 | ¥47,286,476 | ¥5,886,476 |
| 10 | 2.80% | ¥395,951 | ¥47,514,095 | ¥6,114,095 |
| 10 | 2.90% | ¥397,853 | ¥47,742,395 | ¥6,342,395 |
| 10 | 3.00% | ¥399,761 | ¥47,971,378 | ¥6,571,378 |
