4150万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4150万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4150万円の住宅ローン｜期間・年数別
4150万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥81,995 | ¥49,197,264 | ¥7,697,264 |
| 50 | 0.80% | ¥83,943 | ¥50,365,512 | ¥8,865,512 |
| 50 | 0.90% | ¥85,918 | ¥51,550,761 | ¥10,050,761 |
| 50 | 1.00% | ¥87,922 | ¥52,752,936 | ¥11,252,936 |
| 50 | 1.10% | ¥89,953 | ¥53,971,955 | ¥12,471,955 |
| 50 | 1.20% | ¥92,013 | ¥55,207,729 | ¥13,707,729 |
| 50 | 1.30% | ¥94,100 | ¥56,460,160 | ¥14,960,160 |
| 50 | 1.40% | ¥96,215 | ¥57,729,143 | ¥16,229,143 |
| 50 | 1.50% | ¥98,358 | ¥59,014,567 | ¥17,514,567 |
| 50 | 1.60% | ¥100,527 | ¥60,316,311 | ¥18,816,311 |
| 50 | 1.70% | ¥102,724 | ¥61,634,249 | ¥20,134,249 |
| 50 | 1.80% | ¥104,947 | ¥62,968,249 | ¥21,468,249 |
| 50 | 1.90% | ¥107,197 | ¥64,318,170 | ¥22,818,170 |
| 50 | 2.00% | ¥109,473 | ¥65,683,867 | ¥24,183,867 |
| 50 | 2.10% | ¥111,775 | ¥67,065,187 | ¥25,565,187 |
| 50 | 2.20% | ¥114,103 | ¥68,461,974 | ¥26,961,974 |
| 50 | 2.30% | ¥116,457 | ¥69,874,063 | ¥28,374,063 |
| 50 | 2.40% | ¥118,835 | ¥71,301,287 | ¥29,801,287 |
| 50 | 2.50% | ¥121,239 | ¥72,743,470 | ¥31,243,470 |
| 50 | 2.60% | ¥123,667 | ¥74,200,436 | ¥32,700,436 |
| 50 | 2.70% | ¥126,120 | ¥75,672,001 | ¥34,172,001 |
| 50 | 2.80% | ¥128,597 | ¥77,157,977 | ¥35,657,977 |
| 50 | 2.90% | ¥131,097 | ¥78,658,174 | ¥37,158,174 |
| 50 | 3.00% | ¥133,621 | ¥80,172,397 | ¥38,672,397 |
4150万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥89,613 | ¥48,390,840 | ¥6,890,840 |
| 45 | 0.80% | ¥91,539 | ¥49,430,918 | ¥7,930,918 |
| 45 | 0.90% | ¥93,490 | ¥50,484,808 | ¥8,984,808 |
| 45 | 1.00% | ¥95,468 | ¥51,552,461 | ¥10,052,461 |
| 45 | 1.10% | ¥97,470 | ¥52,633,822 | ¥11,133,822 |
| 45 | 1.20% | ¥99,498 | ¥53,728,833 | ¥12,228,833 |
| 45 | 1.30% | ¥101,551 | ¥54,837,427 | ¥13,337,427 |
| 45 | 1.40% | ¥103,629 | ¥55,959,537 | ¥14,459,537 |
| 45 | 1.50% | ¥105,732 | ¥57,095,086 | ¥15,595,086 |
| 45 | 1.60% | ¥107,859 | ¥58,243,996 | ¥16,743,996 |
| 45 | 1.70% | ¥110,011 | ¥59,406,181 | ¥17,906,181 |
| 45 | 1.80% | ¥112,188 | ¥60,581,554 | ¥19,081,554 |
| 45 | 1.90% | ¥114,389 | ¥61,770,020 | ¥20,270,020 |
| 45 | 2.00% | ¥116,614 | ¥62,971,481 | ¥21,471,481 |
| 45 | 2.10% | ¥118,863 | ¥64,185,837 | ¥22,685,837 |
| 45 | 2.20% | ¥121,135 | ¥65,412,979 | ¥23,912,979 |
| 45 | 2.30% | ¥123,431 | ¥66,652,799 | ¥25,152,799 |
| 45 | 2.40% | ¥125,750 | ¥67,905,181 | ¥26,405,181 |
| 45 | 2.50% | ¥128,093 | ¥69,170,009 | ¥27,670,009 |
| 45 | 2.60% | ¥130,458 | ¥70,447,160 | ¥28,947,160 |
| 45 | 2.70% | ¥132,845 | ¥71,736,511 | ¥30,236,511 |
| 45 | 2.80% | ¥135,255 | ¥73,037,934 | ¥31,537,934 |
| 45 | 2.90% | ¥137,688 | ¥74,351,296 | ¥32,851,296 |
| 45 | 3.00% | ¥140,142 | ¥75,676,465 | ¥34,176,465 |
4150万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥99,152 | ¥47,592,804 | ¥6,092,804 |
| 40 | 0.80% | ¥101,057 | ¥48,507,245 | ¥7,007,245 |
| 40 | 0.90% | ¥102,985 | ¥49,432,629 | ¥7,932,629 |
| 40 | 1.00% | ¥104,935 | ¥50,368,924 | ¥8,868,924 |
| 40 | 1.10% | ¥106,909 | ¥51,316,097 | ¥9,816,097 |
| 40 | 1.20% | ¥108,904 | ¥52,274,110 | ¥10,774,110 |
| 40 | 1.30% | ¥110,923 | ¥53,242,922 | ¥11,742,922 |
| 40 | 1.40% | ¥112,964 | ¥54,222,488 | ¥12,722,488 |
| 40 | 1.50% | ¥115,027 | ¥55,212,762 | ¥13,712,762 |
| 40 | 1.60% | ¥117,112 | ¥56,213,692 | ¥14,713,692 |
| 40 | 1.70% | ¥119,219 | ¥57,225,226 | ¥15,725,226 |
| 40 | 1.80% | ¥121,349 | ¥58,247,307 | ¥16,747,307 |
| 40 | 1.90% | ¥123,500 | ¥59,279,875 | ¥17,779,875 |
| 40 | 2.00% | ¥125,673 | ¥60,322,867 | ¥18,822,867 |
| 40 | 2.10% | ¥127,867 | ¥61,376,219 | ¥19,876,219 |
| 40 | 2.20% | ¥130,083 | ¥62,439,863 | ¥20,939,863 |
| 40 | 2.30% | ¥132,320 | ¥63,513,727 | ¥22,013,727 |
| 40 | 2.40% | ¥134,579 | ¥64,597,739 | ¥23,097,739 |
| 40 | 2.50% | ¥136,858 | ¥65,691,823 | ¥24,191,823 |
| 40 | 2.60% | ¥139,158 | ¥66,795,900 | ¥25,295,900 |
| 40 | 2.70% | ¥141,479 | ¥67,909,890 | ¥26,409,890 |
| 40 | 2.80% | ¥143,820 | ¥69,033,710 | ¥27,533,710 |
| 40 | 2.90% | ¥146,182 | ¥70,167,275 | ¥28,667,275 |
| 40 | 3.00% | ¥148,564 | ¥71,310,497 | ¥29,810,497 |
4150万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥111,436 | ¥46,803,172 | ¥5,303,172 |
| 35 | 0.80% | ¥113,320 | ¥47,594,522 | ¥6,094,522 |
| 35 | 0.90% | ¥115,224 | ¥48,394,270 | ¥6,894,270 |
| 35 | 1.00% | ¥117,149 | ¥49,202,397 | ¥7,702,397 |
| 35 | 1.10% | ¥119,093 | ¥50,018,884 | ¥8,518,884 |
| 35 | 1.20% | ¥121,056 | ¥50,843,708 | ¥9,343,708 |
| 35 | 1.30% | ¥123,040 | ¥51,676,845 | ¥10,176,845 |
| 35 | 1.40% | ¥125,043 | ¥52,518,267 | ¥11,018,267 |
| 35 | 1.50% | ¥127,067 | ¥53,367,948 | ¥11,867,948 |
| 35 | 1.60% | ¥129,109 | ¥54,225,856 | ¥12,725,856 |
| 35 | 1.70% | ¥131,171 | ¥55,091,960 | ¥13,591,960 |
| 35 | 1.80% | ¥133,253 | ¥55,966,227 | ¥14,466,227 |
| 35 | 1.90% | ¥135,354 | ¥56,848,619 | ¥15,348,619 |
| 35 | 2.00% | ¥137,474 | ¥57,739,101 | ¥16,239,101 |
| 35 | 2.10% | ¥139,613 | ¥58,637,632 | ¥17,137,632 |
| 35 | 2.20% | ¥141,772 | ¥59,544,173 | ¥18,044,173 |
| 35 | 2.30% | ¥143,949 | ¥60,458,680 | ¥18,958,680 |
| 35 | 2.40% | ¥146,145 | ¥61,381,110 | ¥19,881,110 |
| 35 | 2.50% | ¥148,361 | ¥62,311,416 | ¥20,811,416 |
| 35 | 2.60% | ¥150,594 | ¥63,249,552 | ¥21,749,552 |
| 35 | 2.70% | ¥152,846 | ¥64,195,468 | ¥22,695,468 |
| 35 | 2.80% | ¥155,117 | ¥65,149,114 | ¥23,649,114 |
| 35 | 2.90% | ¥157,406 | ¥66,110,438 | ¥24,610,438 |
| 35 | 3.00% | ¥159,713 | ¥67,079,388 | ¥25,579,388 |
4150万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥127,839 | ¥46,021,959 | ¥4,521,959 |
| 30 | 0.80% | ¥129,702 | ¥46,692,775 | ¥5,192,775 |
| 30 | 0.90% | ¥131,583 | ¥47,369,773 | ¥5,869,773 |
| 30 | 1.00% | ¥133,480 | ¥48,052,944 | ¥6,552,944 |
| 30 | 1.10% | ¥135,395 | ¥48,742,277 | ¥7,242,277 |
| 30 | 1.20% | ¥137,327 | ¥49,437,759 | ¥7,937,759 |
| 30 | 1.30% | ¥139,276 | ¥50,139,376 | ¥8,639,376 |
| 30 | 1.40% | ¥141,242 | ¥50,847,115 | ¥9,347,115 |
| 30 | 1.50% | ¥143,225 | ¥51,560,959 | ¥10,060,959 |
| 30 | 1.60% | ¥145,225 | ¥52,280,893 | ¥10,780,893 |
| 30 | 1.70% | ¥147,241 | ¥53,006,898 | ¥11,506,898 |
| 30 | 1.80% | ¥149,275 | ¥53,738,955 | ¥12,238,955 |
| 30 | 1.90% | ¥151,325 | ¥54,477,046 | ¥12,977,046 |
| 30 | 2.00% | ¥153,392 | ¥55,221,149 | ¥13,721,149 |
| 30 | 2.10% | ¥155,476 | ¥55,971,243 | ¥14,471,243 |
| 30 | 2.20% | ¥157,576 | ¥56,727,306 | ¥15,227,306 |
| 30 | 2.30% | ¥159,693 | ¥57,489,313 | ¥15,989,313 |
| 30 | 2.40% | ¥161,826 | ¥58,257,240 | ¥16,757,240 |
| 30 | 2.50% | ¥163,975 | ¥59,031,062 | ¥17,531,062 |
| 30 | 2.60% | ¥166,141 | ¥59,810,753 | ¥18,310,753 |
| 30 | 2.70% | ¥168,323 | ¥60,596,285 | ¥19,096,285 |
| 30 | 2.80% | ¥170,521 | ¥61,387,630 | ¥19,887,630 |
| 30 | 2.90% | ¥172,735 | ¥62,184,759 | ¥20,684,759 |
| 30 | 3.00% | ¥174,966 | ¥62,987,643 | ¥21,487,643 |
4150万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥150,831 | ¥45,249,180 | ¥3,749,180 |
| 25 | 0.80% | ¥152,673 | ¥45,802,027 | ¥4,302,027 |
| 25 | 0.90% | ¥154,531 | ¥46,359,176 | ¥4,859,176 |
| 25 | 1.00% | ¥156,402 | ¥46,920,621 | ¥5,420,621 |
| 25 | 1.10% | ¥158,288 | ¥47,486,356 | ¥5,986,356 |
| 25 | 1.20% | ¥160,188 | ¥48,056,376 | ¥6,556,376 |
| 25 | 1.30% | ¥162,102 | ¥48,630,673 | ¥7,130,673 |
| 25 | 1.40% | ¥164,031 | ¥49,209,242 | ¥7,709,242 |
| 25 | 1.50% | ¥165,974 | ¥49,792,073 | ¥8,292,073 |
| 25 | 1.60% | ¥167,931 | ¥50,379,158 | ¥8,879,158 |
| 25 | 1.70% | ¥169,902 | ¥50,970,490 | ¥9,470,490 |
| 25 | 1.80% | ¥171,887 | ¥51,566,058 | ¥10,066,058 |
| 25 | 1.90% | ¥173,886 | ¥52,165,853 | ¥10,665,853 |
| 25 | 2.00% | ¥175,900 | ¥52,769,865 | ¥11,269,865 |
| 25 | 2.10% | ¥177,927 | ¥53,378,083 | ¥11,878,083 |
| 25 | 2.20% | ¥179,968 | ¥53,990,496 | ¥12,490,496 |
| 25 | 2.30% | ¥182,024 | ¥54,607,092 | ¥13,107,092 |
| 25 | 2.40% | ¥184,093 | ¥55,227,858 | ¥13,727,858 |
| 25 | 2.50% | ¥186,176 | ¥55,852,783 | ¥14,352,783 |
| 25 | 2.60% | ¥188,273 | ¥56,481,854 | ¥14,981,854 |
| 25 | 2.70% | ¥190,384 | ¥57,115,056 | ¥15,615,056 |
| 25 | 2.80% | ¥192,508 | ¥57,752,375 | ¥16,252,375 |
| 25 | 2.90% | ¥194,646 | ¥58,393,798 | ¥16,893,798 |
| 25 | 3.00% | ¥196,798 | ¥59,039,309 | ¥17,539,309 |
4150万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥185,354 | ¥44,484,844 | ¥2,984,844 |
| 20 | 0.80% | ¥187,176 | ¥44,922,298 | ¥3,422,298 |
| 20 | 0.90% | ¥189,010 | ¥45,362,508 | ¥3,862,508 |
| 20 | 1.00% | ¥190,856 | ¥45,805,473 | ¥4,305,473 |
| 20 | 1.10% | ¥192,713 | ¥46,251,190 | ¥4,751,190 |
| 20 | 1.20% | ¥194,582 | ¥46,699,656 | ¥5,199,656 |
| 20 | 1.30% | ¥196,462 | ¥47,150,869 | ¥5,650,869 |
| 20 | 1.40% | ¥198,353 | ¥47,604,826 | ¥6,104,826 |
| 20 | 1.50% | ¥200,256 | ¥48,061,523 | ¥6,561,523 |
| 20 | 1.60% | ¥202,171 | ¥48,520,956 | ¥7,020,956 |
| 20 | 1.70% | ¥204,096 | ¥48,983,123 | ¥7,483,123 |
| 20 | 1.80% | ¥206,033 | ¥49,448,018 | ¥7,948,018 |
| 20 | 1.90% | ¥207,982 | ¥49,915,639 | ¥8,415,639 |
| 20 | 2.00% | ¥209,942 | ¥50,385,980 | ¥8,885,980 |
| 20 | 2.10% | ¥211,913 | ¥50,859,037 | ¥9,359,037 |
| 20 | 2.20% | ¥213,895 | ¥51,334,806 | ¥9,834,806 |
| 20 | 2.30% | ¥215,889 | ¥51,813,281 | ¥10,313,281 |
| 20 | 2.40% | ¥217,894 | ¥52,294,456 | ¥10,794,456 |
| 20 | 2.50% | ¥219,910 | ¥52,778,328 | ¥11,278,328 |
| 20 | 2.60% | ¥221,937 | ¥53,264,890 | ¥11,764,890 |
| 20 | 2.70% | ¥223,976 | ¥53,754,136 | ¥12,254,136 |
| 20 | 2.80% | ¥226,025 | ¥54,246,061 | ¥12,746,061 |
| 20 | 2.90% | ¥228,086 | ¥54,740,658 | ¥13,240,658 |
| 20 | 3.00% | ¥230,158 | ¥55,237,921 | ¥13,737,921 |
4150万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥242,939 | ¥43,728,963 | ¥2,228,963 |
| 15 | 0.80% | ¥244,742 | ¥44,053,603 | ¥2,553,603 |
| 15 | 0.90% | ¥246,554 | ¥44,379,796 | ¥2,879,796 |
| 15 | 1.00% | ¥248,375 | ¥44,707,540 | ¥3,207,540 |
| 15 | 1.10% | ¥250,205 | ¥45,036,835 | ¥3,536,835 |
| 15 | 1.20% | ¥252,043 | ¥45,367,680 | ¥3,867,680 |
| 15 | 1.30% | ¥253,889 | ¥45,700,074 | ¥4,200,074 |
| 15 | 1.40% | ¥255,745 | ¥46,034,015 | ¥4,534,015 |
| 15 | 1.50% | ¥257,608 | ¥46,369,504 | ¥4,869,504 |
| 15 | 1.60% | ¥259,481 | ¥46,706,537 | ¥5,206,537 |
| 15 | 1.70% | ¥261,362 | ¥47,045,115 | ¥5,545,115 |
| 15 | 1.80% | ¥263,251 | ¥47,385,236 | ¥5,885,236 |
| 15 | 1.90% | ¥265,149 | ¥47,726,898 | ¥6,226,898 |
| 15 | 2.00% | ¥267,056 | ¥48,070,100 | ¥6,570,100 |
| 15 | 2.10% | ¥268,971 | ¥48,414,840 | ¥6,914,840 |
| 15 | 2.20% | ¥270,895 | ¥48,761,118 | ¥7,261,118 |
| 15 | 2.30% | ¥272,827 | ¥49,108,930 | ¥7,608,930 |
| 15 | 2.40% | ¥274,768 | ¥49,458,276 | ¥7,958,276 |
| 15 | 2.50% | ¥276,718 | ¥49,809,154 | ¥8,309,154 |
| 15 | 2.60% | ¥278,675 | ¥50,161,561 | ¥8,661,561 |
| 15 | 2.70% | ¥280,642 | ¥50,515,496 | ¥9,015,496 |
| 15 | 2.80% | ¥282,616 | ¥50,870,957 | ¥9,370,957 |
| 15 | 2.90% | ¥284,600 | ¥51,227,942 | ¥9,727,942 |
| 15 | 3.00% | ¥286,591 | ¥51,586,449 | ¥10,086,449 |
4150万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥358,180 | ¥42,981,543 | ¥1,481,543 |
| 10 | 0.80% | ¥359,966 | ¥43,195,955 | ¥1,695,955 |
| 10 | 0.90% | ¥361,759 | ¥43,411,059 | ¥1,911,059 |
| 10 | 1.00% | ¥363,557 | ¥43,626,852 | ¥2,126,852 |
| 10 | 1.10% | ¥365,361 | ¥43,843,336 | ¥2,343,336 |
| 10 | 1.20% | ¥367,171 | ¥44,060,510 | ¥2,560,510 |
| 10 | 1.30% | ¥368,986 | ¥44,278,373 | ¥2,778,373 |
| 10 | 1.40% | ¥370,808 | ¥44,496,925 | ¥2,996,925 |
| 10 | 1.50% | ¥372,635 | ¥44,716,167 | ¥3,216,167 |
| 10 | 1.60% | ¥374,467 | ¥44,936,097 | ¥3,436,097 |
| 10 | 1.70% | ¥376,306 | ¥45,156,716 | ¥3,656,716 |
| 10 | 1.80% | ¥378,150 | ¥45,378,023 | ¥3,878,023 |
| 10 | 1.90% | ¥380,000 | ¥45,600,018 | ¥4,100,018 |
| 10 | 2.00% | ¥381,856 | ¥45,822,700 | ¥4,322,700 |
| 10 | 2.10% | ¥383,717 | ¥46,046,069 | ¥4,546,069 |
| 10 | 2.20% | ¥385,584 | ¥46,270,126 | ¥4,770,126 |
| 10 | 2.30% | ¥387,457 | ¥46,494,868 | ¥4,994,868 |
| 10 | 2.40% | ¥389,336 | ¥46,720,297 | ¥5,220,297 |
| 10 | 2.50% | ¥391,220 | ¥46,946,411 | ¥5,446,411 |
| 10 | 2.60% | ¥393,110 | ¥47,173,210 | ¥5,673,210 |
| 10 | 2.70% | ¥395,006 | ¥47,400,695 | ¥5,900,695 |
| 10 | 2.80% | ¥396,907 | ¥47,628,863 | ¥6,128,863 |
| 10 | 2.90% | ¥398,814 | ¥47,857,715 | ¥6,357,715 |
| 10 | 3.00% | ¥400,727 | ¥48,087,251 | ¥6,587,251 |
