4180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4180万円の住宅ローン｜期間・年数別
4180万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥82,588 | ¥49,552,907 | ¥7,752,907 |
| 50 | 0.80% | ¥84,549 | ¥50,729,600 | ¥8,929,600 |
| 50 | 0.90% | ¥86,539 | ¥51,923,417 | ¥10,123,417 |
| 50 | 1.00% | ¥88,557 | ¥53,134,282 | ¥11,334,282 |
| 50 | 1.10% | ¥90,604 | ¥54,362,114 | ¥12,562,114 |
| 50 | 1.20% | ¥92,678 | ¥55,606,821 | ¥13,806,821 |
| 50 | 1.30% | ¥94,781 | ¥56,868,306 | ¥15,068,306 |
| 50 | 1.40% | ¥96,911 | ¥58,146,462 | ¥16,346,462 |
| 50 | 1.50% | ¥99,069 | ¥59,441,178 | ¥17,641,178 |
| 50 | 1.60% | ¥101,254 | ¥60,752,332 | ¥18,952,332 |
| 50 | 1.70% | ¥103,466 | ¥62,079,798 | ¥20,279,798 |
| 50 | 1.80% | ¥105,706 | ¥63,423,441 | ¥21,623,441 |
| 50 | 1.90% | ¥107,972 | ¥64,783,120 | ¥22,983,120 |
| 50 | 2.00% | ¥110,264 | ¥66,158,690 | ¥24,358,690 |
| 50 | 2.10% | ¥112,583 | ¥67,549,996 | ¥25,749,996 |
| 50 | 2.20% | ¥114,928 | ¥68,956,880 | ¥27,156,880 |
| 50 | 2.30% | ¥117,299 | ¥70,379,177 | ¥28,579,177 |
| 50 | 2.40% | ¥119,695 | ¥71,816,718 | ¥30,016,718 |
| 50 | 2.50% | ¥122,116 | ¥73,269,327 | ¥31,469,327 |
| 50 | 2.60% | ¥124,561 | ¥74,736,825 | ¥32,936,825 |
| 50 | 2.70% | ¥127,032 | ¥76,219,027 | ¥34,419,027 |
| 50 | 2.80% | ¥129,526 | ¥77,715,746 | ¥35,915,746 |
| 50 | 2.90% | ¥132,045 | ¥79,226,788 | ¥37,426,788 |
| 50 | 3.00% | ¥134,587 | ¥80,751,956 | ¥38,951,956 |
4180万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥90,260 | ¥48,740,654 | ¥6,940,654 |
| 45 | 0.80% | ¥92,200 | ¥49,788,250 | ¥7,988,250 |
| 45 | 0.90% | ¥94,166 | ¥50,849,759 | ¥9,049,759 |
| 45 | 1.00% | ¥96,158 | ¥51,925,129 | ¥10,125,129 |
| 45 | 1.10% | ¥98,175 | ¥53,014,308 | ¥11,214,308 |
| 45 | 1.20% | ¥100,217 | ¥54,117,234 | ¥12,317,234 |
| 45 | 1.30% | ¥102,285 | ¥55,233,843 | ¥13,433,843 |
| 45 | 1.40% | ¥104,378 | ¥56,364,064 | ¥14,564,064 |
| 45 | 1.50% | ¥106,496 | ¥57,507,822 | ¥15,707,822 |
| 45 | 1.60% | ¥108,639 | ¥58,665,037 | ¥16,865,037 |
| 45 | 1.70% | ¥110,807 | ¥59,835,623 | ¥18,035,623 |
| 45 | 1.80% | ¥112,999 | ¥61,019,493 | ¥19,219,493 |
| 45 | 1.90% | ¥115,216 | ¥62,216,550 | ¥20,416,550 |
| 45 | 2.00% | ¥117,457 | ¥63,426,697 | ¥21,626,697 |
| 45 | 2.10% | ¥119,722 | ¥64,649,831 | ¥22,849,831 |
| 45 | 2.20% | ¥122,011 | ¥65,885,844 | ¥24,085,844 |
| 45 | 2.30% | ¥124,323 | ¥67,134,626 | ¥25,334,626 |
| 45 | 2.40% | ¥126,659 | ¥68,396,062 | ¥26,596,062 |
| 45 | 2.50% | ¥129,019 | ¥69,670,033 | ¥27,870,033 |
| 45 | 2.60% | ¥131,401 | ¥70,956,417 | ¥29,156,417 |
| 45 | 2.70% | ¥133,806 | ¥72,255,089 | ¥30,455,089 |
| 45 | 2.80% | ¥136,233 | ¥73,565,919 | ¥31,765,919 |
| 45 | 2.90% | ¥138,683 | ¥74,888,776 | ¥33,088,776 |
| 45 | 3.00% | ¥141,155 | ¥76,223,524 | ¥34,423,524 |
4180万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥99,868 | ¥47,936,848 | ¥6,136,848 |
| 40 | 0.80% | ¥101,787 | ¥48,857,900 | ¥7,057,900 |
| 40 | 0.90% | ¥103,729 | ¥49,789,973 | ¥7,989,973 |
| 40 | 1.00% | ¥105,694 | ¥50,733,037 | ¥8,933,037 |
| 40 | 1.10% | ¥107,681 | ¥51,687,057 | ¥9,887,057 |
| 40 | 1.20% | ¥109,692 | ¥52,651,995 | ¥10,851,995 |
| 40 | 1.30% | ¥111,725 | ¥53,627,810 | ¥11,827,810 |
| 40 | 1.40% | ¥113,780 | ¥54,614,458 | ¥12,814,458 |
| 40 | 1.50% | ¥115,858 | ¥55,611,890 | ¥13,811,890 |
| 40 | 1.60% | ¥117,958 | ¥56,620,057 | ¥14,820,057 |
| 40 | 1.70% | ¥120,081 | ¥57,638,903 | ¥15,838,903 |
| 40 | 1.80% | ¥122,226 | ¥58,668,372 | ¥16,868,372 |
| 40 | 1.90% | ¥124,393 | ¥59,708,404 | ¥17,908,404 |
| 40 | 2.00% | ¥126,581 | ¥60,758,936 | ¥18,958,936 |
| 40 | 2.10% | ¥128,791 | ¥61,819,903 | ¥20,019,903 |
| 40 | 2.20% | ¥131,023 | ¥62,891,235 | ¥21,091,235 |
| 40 | 2.30% | ¥133,277 | ¥63,972,863 | ¥22,172,863 |
| 40 | 2.40% | ¥135,551 | ¥65,064,711 | ¥23,264,711 |
| 40 | 2.50% | ¥137,847 | ¥66,166,704 | ¥24,366,704 |
| 40 | 2.60% | ¥140,164 | ¥67,278,762 | ¥25,478,762 |
| 40 | 2.70% | ¥142,502 | ¥68,400,805 | ¥26,600,805 |
| 40 | 2.80% | ¥144,860 | ¥69,532,749 | ¥27,732,749 |
| 40 | 2.90% | ¥147,239 | ¥70,674,508 | ¥28,874,508 |
| 40 | 3.00% | ¥149,637 | ¥71,825,994 | ¥30,025,994 |
4180万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥112,242 | ¥47,141,508 | ¥5,341,508 |
| 35 | 0.80% | ¥114,139 | ¥47,938,578 | ¥6,138,578 |
| 35 | 0.90% | ¥116,057 | ¥48,744,108 | ¥6,944,108 |
| 35 | 1.00% | ¥117,995 | ¥49,558,077 | ¥7,758,077 |
| 35 | 1.10% | ¥119,953 | ¥50,380,467 | ¥8,580,467 |
| 35 | 1.20% | ¥121,932 | ¥51,211,253 | ¥9,411,253 |
| 35 | 1.30% | ¥123,930 | ¥52,050,412 | ¥10,250,412 |
| 35 | 1.40% | ¥125,947 | ¥52,897,917 | ¥11,097,917 |
| 35 | 1.50% | ¥127,985 | ¥53,753,740 | ¥11,953,740 |
| 35 | 1.60% | ¥130,043 | ¥54,617,850 | ¥12,817,850 |
| 35 | 1.70% | ¥132,120 | ¥55,490,215 | ¥13,690,215 |
| 35 | 1.80% | ¥134,216 | ¥56,370,802 | ¥14,570,802 |
| 35 | 1.90% | ¥136,332 | ¥57,259,573 | ¥15,459,573 |
| 35 | 2.00% | ¥138,468 | ¥58,156,492 | ¥16,356,492 |
| 35 | 2.10% | ¥140,623 | ¥59,061,519 | ¥17,261,519 |
| 35 | 2.20% | ¥142,797 | ¥59,974,613 | ¥18,174,613 |
| 35 | 2.30% | ¥144,990 | ¥60,895,731 | ¥19,095,731 |
| 35 | 2.40% | ¥147,202 | ¥61,824,829 | ¥20,024,829 |
| 35 | 2.50% | ¥149,433 | ¥62,761,860 | ¥20,961,860 |
| 35 | 2.60% | ¥151,683 | ¥63,706,777 | ¥21,906,777 |
| 35 | 2.70% | ¥153,951 | ¥64,659,531 | ¥22,859,531 |
| 35 | 2.80% | ¥156,238 | ¥65,620,071 | ¥23,820,071 |
| 35 | 2.90% | ¥158,544 | ¥66,588,345 | ¥24,788,345 |
| 35 | 3.00% | ¥160,867 | ¥67,564,299 | ¥25,764,299 |
4180万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥128,763 | ¥46,354,648 | ¥4,554,648 |
| 30 | 0.80% | ¥130,640 | ¥47,030,313 | ¥5,230,313 |
| 30 | 0.90% | ¥132,534 | ¥47,712,205 | ¥5,912,205 |
| 30 | 1.00% | ¥134,445 | ¥48,400,315 | ¥6,600,315 |
| 30 | 1.10% | ¥136,374 | ¥49,094,631 | ¥7,294,631 |
| 30 | 1.20% | ¥138,320 | ¥49,795,140 | ¥7,995,140 |
| 30 | 1.30% | ¥140,283 | ¥50,501,830 | ¥8,701,830 |
| 30 | 1.40% | ¥142,263 | ¥51,214,685 | ¥9,414,685 |
| 30 | 1.50% | ¥144,260 | ¥51,933,689 | ¥10,133,689 |
| 30 | 1.60% | ¥146,275 | ¥52,658,827 | ¥10,858,827 |
| 30 | 1.70% | ¥148,306 | ¥53,390,080 | ¥11,590,080 |
| 30 | 1.80% | ¥150,354 | ¥54,127,430 | ¥12,327,430 |
| 30 | 1.90% | ¥152,419 | ¥54,870,856 | ¥13,070,856 |
| 30 | 2.00% | ¥154,501 | ¥55,620,338 | ¥13,820,338 |
| 30 | 2.10% | ¥156,600 | ¥56,375,855 | ¥14,575,855 |
| 30 | 2.20% | ¥158,715 | ¥57,137,383 | ¥15,337,383 |
| 30 | 2.30% | ¥160,847 | ¥57,904,898 | ¥16,104,898 |
| 30 | 2.40% | ¥162,995 | ¥58,678,377 | ¥16,878,377 |
| 30 | 2.50% | ¥165,161 | ¥59,457,793 | ¥17,657,793 |
| 30 | 2.60% | ¥167,342 | ¥60,243,120 | ¥18,443,120 |
| 30 | 2.70% | ¥169,540 | ¥61,034,330 | ¥19,234,330 |
| 30 | 2.80% | ¥171,754 | ¥61,831,396 | ¥20,031,396 |
| 30 | 2.90% | ¥173,984 | ¥62,634,287 | ¥20,834,287 |
| 30 | 3.00% | ¥176,230 | ¥63,442,975 | ¥21,642,975 |
4180万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥151,921 | ¥45,576,282 | ¥3,776,282 |
| 25 | 0.80% | ¥153,777 | ¥46,133,126 | ¥4,333,126 |
| 25 | 0.90% | ¥155,648 | ¥46,694,302 | ¥4,894,302 |
| 25 | 1.00% | ¥157,533 | ¥47,259,806 | ¥5,459,806 |
| 25 | 1.10% | ¥159,432 | ¥47,829,631 | ¥6,029,631 |
| 25 | 1.20% | ¥161,346 | ¥48,403,771 | ¥6,603,771 |
| 25 | 1.30% | ¥163,274 | ¥48,982,220 | ¥7,182,220 |
| 25 | 1.40% | ¥165,217 | ¥49,564,971 | ¥7,764,971 |
| 25 | 1.50% | ¥167,173 | ¥50,152,015 | ¥8,352,015 |
| 25 | 1.60% | ¥169,144 | ¥50,743,345 | ¥8,943,345 |
| 25 | 1.70% | ¥171,130 | ¥51,338,951 | ¥9,538,951 |
| 25 | 1.80% | ¥173,129 | ¥51,938,825 | ¥10,138,825 |
| 25 | 1.90% | ¥175,143 | ¥52,542,956 | ¥10,742,956 |
| 25 | 2.00% | ¥177,171 | ¥53,151,334 | ¥11,351,334 |
| 25 | 2.10% | ¥179,213 | ¥53,763,949 | ¥11,963,949 |
| 25 | 2.20% | ¥181,269 | ¥54,380,789 | ¥12,580,789 |
| 25 | 2.30% | ¥183,339 | ¥55,001,842 | ¥13,201,842 |
| 25 | 2.40% | ¥185,424 | ¥55,627,096 | ¥13,827,096 |
| 25 | 2.50% | ¥187,522 | ¥56,256,538 | ¥14,456,538 |
| 25 | 2.60% | ¥189,634 | ¥56,890,156 | ¥15,090,156 |
| 25 | 2.70% | ¥191,760 | ¥57,527,935 | ¥15,727,935 |
| 25 | 2.80% | ¥193,900 | ¥58,169,862 | ¥16,369,862 |
| 25 | 2.90% | ¥196,053 | ¥58,815,922 | ¥17,015,922 |
| 25 | 3.00% | ¥198,220 | ¥59,466,099 | ¥17,666,099 |
4180万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥186,693 | ¥44,806,422 | ¥3,006,422 |
| 20 | 0.80% | ¥188,529 | ¥45,247,037 | ¥3,447,037 |
| 20 | 0.90% | ¥190,377 | ¥45,690,430 | ¥3,890,430 |
| 20 | 1.00% | ¥192,236 | ¥46,136,597 | ¥4,336,597 |
| 20 | 1.10% | ¥194,106 | ¥46,585,536 | ¥4,785,536 |
| 20 | 1.20% | ¥195,989 | ¥47,037,244 | ¥5,237,244 |
| 20 | 1.30% | ¥197,882 | ¥47,491,719 | ¥5,691,719 |
| 20 | 1.40% | ¥199,787 | ¥47,948,957 | ¥6,148,957 |
| 20 | 1.50% | ¥201,704 | ¥48,408,955 | ¥6,608,955 |
| 20 | 1.60% | ¥203,632 | ¥48,871,710 | ¥7,071,710 |
| 20 | 1.70% | ¥205,572 | ¥49,337,218 | ¥7,537,218 |
| 20 | 1.80% | ¥207,523 | ¥49,805,474 | ¥8,005,474 |
| 20 | 1.90% | ¥209,485 | ¥50,276,475 | ¥8,476,475 |
| 20 | 2.00% | ¥211,459 | ¥50,750,216 | ¥8,950,216 |
| 20 | 2.10% | ¥213,445 | ¥51,226,693 | ¥9,426,693 |
| 20 | 2.20% | ¥215,441 | ¥51,705,901 | ¥9,905,901 |
| 20 | 2.30% | ¥217,449 | ¥52,187,834 | ¥10,387,834 |
| 20 | 2.40% | ¥219,469 | ¥52,672,489 | ¥10,872,489 |
| 20 | 2.50% | ¥221,499 | ¥53,159,858 | ¥11,359,858 |
| 20 | 2.60% | ¥223,541 | ¥53,649,937 | ¥11,849,937 |
| 20 | 2.70% | ¥225,595 | ¥54,142,720 | ¥12,342,720 |
| 20 | 2.80% | ¥227,659 | ¥54,638,201 | ¥12,838,201 |
| 20 | 2.90% | ¥229,735 | ¥55,136,373 | ¥13,336,373 |
| 20 | 3.00% | ¥231,822 | ¥55,637,231 | ¥13,837,231 |
4180万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥244,695 | ¥44,045,076 | ¥2,245,076 |
| 15 | 0.80% | ¥246,511 | ¥44,372,063 | ¥2,572,063 |
| 15 | 0.90% | ¥248,337 | ¥44,700,614 | ¥2,900,614 |
| 15 | 1.00% | ¥250,171 | ¥45,030,727 | ¥3,230,727 |
| 15 | 1.10% | ¥252,013 | ¥45,362,403 | ¥3,562,403 |
| 15 | 1.20% | ¥253,865 | ¥45,695,639 | ¥3,895,639 |
| 15 | 1.30% | ¥255,725 | ¥46,030,436 | ¥4,230,436 |
| 15 | 1.40% | ¥257,593 | ¥46,366,791 | ¥4,566,791 |
| 15 | 1.50% | ¥259,471 | ¥46,704,705 | ¥4,904,705 |
| 15 | 1.60% | ¥261,357 | ¥47,044,175 | ¥5,244,175 |
| 15 | 1.70% | ¥263,251 | ¥47,385,200 | ¥5,585,200 |
| 15 | 1.80% | ¥265,154 | ¥47,727,780 | ¥5,927,780 |
| 15 | 1.90% | ¥267,066 | ¥48,071,912 | ¥6,271,912 |
| 15 | 2.00% | ¥268,987 | ¥48,417,595 | ¥6,617,595 |
| 15 | 2.10% | ¥270,916 | ¥48,764,827 | ¥6,964,827 |
| 15 | 2.20% | ¥272,853 | ¥49,113,608 | ¥7,313,608 |
| 15 | 2.30% | ¥274,800 | ¥49,463,935 | ¥7,663,935 |
| 15 | 2.40% | ¥276,754 | ¥49,815,806 | ¥8,015,806 |
| 15 | 2.50% | ¥278,718 | ¥50,169,220 | ¥8,369,220 |
| 15 | 2.60% | ¥280,690 | ¥50,524,175 | ¥8,724,175 |
| 15 | 2.70% | ¥282,670 | ¥50,880,669 | ¥9,080,669 |
| 15 | 2.80% | ¥284,659 | ¥51,238,699 | ¥9,438,699 |
| 15 | 2.90% | ¥286,657 | ¥51,598,265 | ¥9,798,265 |
| 15 | 3.00% | ¥288,663 | ¥51,959,363 | ¥10,159,363 |
4180万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥360,769 | ¥43,292,252 | ¥1,492,252 |
| 10 | 0.80% | ¥362,568 | ¥43,508,215 | ¥1,708,215 |
| 10 | 0.90% | ¥364,374 | ¥43,724,874 | ¥1,924,874 |
| 10 | 1.00% | ¥366,185 | ¥43,942,227 | ¥2,142,227 |
| 10 | 1.10% | ¥368,002 | ¥44,160,276 | ¥2,360,276 |
| 10 | 1.20% | ¥369,825 | ¥44,379,019 | ¥2,579,019 |
| 10 | 1.30% | ¥371,654 | ¥44,598,458 | ¥2,798,458 |
| 10 | 1.40% | ¥373,488 | ¥44,818,590 | ¥3,018,590 |
| 10 | 1.50% | ¥375,328 | ¥45,039,416 | ¥3,239,416 |
| 10 | 1.60% | ¥377,174 | ¥45,260,936 | ¥3,460,936 |
| 10 | 1.70% | ¥379,026 | ¥45,483,150 | ¥3,683,150 |
| 10 | 1.80% | ¥380,884 | ¥45,706,057 | ¥3,906,057 |
| 10 | 1.90% | ¥382,747 | ¥45,929,656 | ¥4,129,656 |
| 10 | 2.00% | ¥384,616 | ¥46,153,948 | ¥4,353,948 |
| 10 | 2.10% | ¥386,491 | ¥46,378,933 | ¥4,578,933 |
| 10 | 2.20% | ¥388,372 | ¥46,604,608 | ¥4,804,608 |
| 10 | 2.30% | ¥390,258 | ¥46,830,976 | ¥5,030,976 |
| 10 | 2.40% | ¥392,150 | ¥47,058,034 | ¥5,258,034 |
| 10 | 2.50% | ¥394,048 | ¥47,285,783 | ¥5,485,783 |
| 10 | 2.60% | ¥395,952 | ¥47,514,222 | ¥5,714,222 |
| 10 | 2.70% | ¥397,861 | ¥47,743,350 | ¥5,943,350 |
| 10 | 2.80% | ¥399,776 | ¥47,973,168 | ¥6,173,168 |
| 10 | 2.90% | ¥401,697 | ¥48,203,675 | ¥6,403,675 |
| 10 | 3.00% | ¥403,624 | ¥48,434,870 | ¥6,634,870 |
