4190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4190万円の住宅ローン｜期間・年数別
4190万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥82,786 |
¥49,671,454 |
¥7,771,454 |
| 50 |
0.80% |
¥84,752 |
¥50,850,963 |
¥8,950,963 |
| 50 |
0.90% |
¥86,746 |
¥52,047,636 |
¥10,147,636 |
| 50 |
1.00% |
¥88,769 |
¥53,261,398 |
¥11,361,398 |
| 50 |
1.10% |
¥90,820 |
¥54,492,167 |
¥12,592,167 |
| 50 |
1.20% |
¥92,900 |
¥55,739,852 |
¥13,839,852 |
| 50 |
1.30% |
¥95,007 |
¥57,004,354 |
¥15,104,354 |
| 50 |
1.40% |
¥97,143 |
¥58,285,569 |
¥16,385,569 |
| 50 |
1.50% |
¥99,306 |
¥59,583,382 |
¥17,683,382 |
| 50 |
1.60% |
¥101,496 |
¥60,897,673 |
¥18,997,673 |
| 50 |
1.70% |
¥103,714 |
¥62,228,314 |
¥20,328,314 |
| 50 |
1.80% |
¥105,959 |
¥63,575,172 |
¥21,675,172 |
| 50 |
1.90% |
¥108,230 |
¥64,938,104 |
¥23,038,104 |
| 50 |
2.00% |
¥110,528 |
¥66,316,964 |
¥24,416,964 |
| 50 |
2.10% |
¥112,853 |
¥67,711,599 |
¥25,811,599 |
| 50 |
2.20% |
¥115,203 |
¥69,121,848 |
¥27,221,848 |
| 50 |
2.30% |
¥117,579 |
¥70,547,548 |
¥28,647,548 |
| 50 |
2.40% |
¥119,981 |
¥71,988,528 |
¥30,088,528 |
| 50 |
2.50% |
¥122,408 |
¥73,444,612 |
¥31,544,612 |
| 50 |
2.60% |
¥124,859 |
¥74,915,621 |
¥33,015,621 |
| 50 |
2.70% |
¥127,336 |
¥76,401,370 |
¥34,501,370 |
| 50 |
2.80% |
¥129,836 |
¥77,901,669 |
¥36,001,669 |
| 50 |
2.90% |
¥132,361 |
¥79,416,325 |
¥37,516,325 |
| 50 |
3.00% |
¥134,909 |
¥80,945,143 |
¥39,045,143 |
4190万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥90,476 |
¥48,857,258 |
¥6,957,258 |
| 45 |
0.80% |
¥92,421 |
¥49,907,361 |
¥8,007,361 |
| 45 |
0.90% |
¥94,391 |
¥50,971,409 |
¥9,071,409 |
| 45 |
1.00% |
¥96,388 |
¥52,049,352 |
¥10,149,352 |
| 45 |
1.10% |
¥98,410 |
¥53,141,136 |
¥11,241,136 |
| 45 |
1.20% |
¥100,457 |
¥54,246,701 |
¥12,346,701 |
| 45 |
1.30% |
¥102,530 |
¥55,365,981 |
¥13,465,981 |
| 45 |
1.40% |
¥104,628 |
¥56,498,906 |
¥14,598,906 |
| 45 |
1.50% |
¥106,751 |
¥57,645,400 |
¥15,745,400 |
| 45 |
1.60% |
¥108,899 |
¥58,805,384 |
¥16,905,384 |
| 45 |
1.70% |
¥111,072 |
¥59,978,771 |
¥18,078,771 |
| 45 |
1.80% |
¥113,269 |
¥61,165,472 |
¥19,265,472 |
| 45 |
1.90% |
¥115,491 |
¥62,365,393 |
¥20,465,393 |
| 45 |
2.00% |
¥117,738 |
¥63,578,435 |
¥21,678,435 |
| 45 |
2.10% |
¥120,008 |
¥64,804,495 |
¥22,904,495 |
| 45 |
2.20% |
¥122,303 |
¥66,043,466 |
¥24,143,466 |
| 45 |
2.30% |
¥124,621 |
¥67,295,235 |
¥25,395,235 |
| 45 |
2.40% |
¥126,962 |
¥68,559,689 |
¥26,659,689 |
| 45 |
2.50% |
¥129,327 |
¥69,836,708 |
¥27,936,708 |
| 45 |
2.60% |
¥131,715 |
¥71,126,169 |
¥29,226,169 |
| 45 |
2.70% |
¥134,126 |
¥72,427,948 |
¥30,527,948 |
| 45 |
2.80% |
¥136,559 |
¥73,741,914 |
¥31,841,914 |
| 45 |
2.90% |
¥139,015 |
¥75,067,935 |
¥33,167,935 |
| 45 |
3.00% |
¥141,492 |
¥76,405,877 |
¥34,505,877 |
4190万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥100,107 |
¥48,051,530 |
¥6,151,530 |
| 40 |
0.80% |
¥102,031 |
¥48,974,785 |
¥7,074,785 |
| 40 |
0.90% |
¥103,977 |
¥49,909,088 |
¥8,009,088 |
| 40 |
1.00% |
¥105,947 |
¥50,854,408 |
¥8,954,408 |
| 40 |
1.10% |
¥107,939 |
¥51,810,710 |
¥9,910,710 |
| 40 |
1.20% |
¥109,954 |
¥52,777,957 |
¥10,877,957 |
| 40 |
1.30% |
¥111,992 |
¥53,756,106 |
¥11,856,106 |
| 40 |
1.40% |
¥114,052 |
¥54,745,114 |
¥12,845,114 |
| 40 |
1.50% |
¥116,135 |
¥55,744,933 |
¥13,844,933 |
| 40 |
1.60% |
¥118,241 |
¥56,755,511 |
¥14,855,511 |
| 40 |
1.70% |
¥120,368 |
¥57,776,795 |
¥15,876,795 |
| 40 |
1.80% |
¥122,518 |
¥58,808,727 |
¥16,908,727 |
| 40 |
1.90% |
¥124,690 |
¥59,851,247 |
¥17,951,247 |
| 40 |
2.00% |
¥126,884 |
¥60,904,293 |
¥19,004,293 |
| 40 |
2.10% |
¥129,100 |
¥61,967,797 |
¥20,067,797 |
| 40 |
2.20% |
¥131,337 |
¥63,041,693 |
¥21,141,693 |
| 40 |
2.30% |
¥133,596 |
¥64,125,908 |
¥22,225,908 |
| 40 |
2.40% |
¥135,876 |
¥65,220,368 |
¥23,320,368 |
| 40 |
2.50% |
¥138,177 |
¥66,324,997 |
¥24,424,997 |
| 40 |
2.60% |
¥140,499 |
¥67,439,716 |
¥25,539,716 |
| 40 |
2.70% |
¥142,843 |
¥68,564,443 |
¥26,664,443 |
| 40 |
2.80% |
¥145,206 |
¥69,699,095 |
¥27,799,095 |
| 40 |
2.90% |
¥147,591 |
¥70,843,586 |
¥28,943,586 |
| 40 |
3.00% |
¥149,995 |
¥71,997,827 |
¥30,097,827 |
4190万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥112,510 |
¥47,254,287 |
¥5,354,287 |
| 35 |
0.80% |
¥114,413 |
¥48,053,264 |
¥6,153,264 |
| 35 |
0.90% |
¥116,335 |
¥48,860,720 |
¥6,960,720 |
| 35 |
1.00% |
¥118,278 |
¥49,676,637 |
¥7,776,637 |
| 35 |
1.10% |
¥120,240 |
¥50,500,994 |
¥8,600,994 |
| 35 |
1.20% |
¥122,223 |
¥51,333,768 |
¥9,433,768 |
| 35 |
1.30% |
¥124,226 |
¥52,174,935 |
¥10,274,935 |
| 35 |
1.40% |
¥126,249 |
¥53,024,468 |
¥11,124,468 |
| 35 |
1.50% |
¥128,291 |
¥53,882,338 |
¥11,982,338 |
| 35 |
1.60% |
¥130,354 |
¥54,748,515 |
¥12,848,515 |
| 35 |
1.70% |
¥132,436 |
¥55,622,967 |
¥13,722,967 |
| 35 |
1.80% |
¥134,537 |
¥56,505,660 |
¥14,605,660 |
| 35 |
1.90% |
¥136,658 |
¥57,396,558 |
¥15,496,558 |
| 35 |
2.00% |
¥138,799 |
¥58,295,622 |
¥16,395,622 |
| 35 |
2.10% |
¥140,959 |
¥59,202,814 |
¥17,302,814 |
| 35 |
2.20% |
¥143,138 |
¥60,118,093 |
¥18,218,093 |
| 35 |
2.30% |
¥145,337 |
¥61,041,414 |
¥19,141,414 |
| 35 |
2.40% |
¥147,554 |
¥61,972,735 |
¥20,072,735 |
| 35 |
2.50% |
¥149,790 |
¥62,912,008 |
¥21,012,008 |
| 35 |
2.60% |
¥152,046 |
¥63,859,186 |
¥21,959,186 |
| 35 |
2.70% |
¥154,320 |
¥64,814,219 |
¥22,914,219 |
| 35 |
2.80% |
¥156,612 |
¥65,777,057 |
¥23,877,057 |
| 35 |
2.90% |
¥158,923 |
¥66,747,647 |
¥24,847,647 |
| 35 |
3.00% |
¥161,252 |
¥67,725,936 |
¥25,825,936 |
4190万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥129,071 |
¥46,465,544 |
¥4,565,544 |
| 30 |
0.80% |
¥130,952 |
¥47,142,825 |
¥5,242,825 |
| 30 |
0.90% |
¥132,851 |
¥47,826,349 |
¥5,926,349 |
| 30 |
1.00% |
¥134,767 |
¥48,516,105 |
¥6,616,105 |
| 30 |
1.10% |
¥136,700 |
¥49,212,082 |
¥7,312,082 |
| 30 |
1.20% |
¥138,651 |
¥49,914,267 |
¥8,014,267 |
| 30 |
1.30% |
¥140,618 |
¥50,622,648 |
¥8,722,648 |
| 30 |
1.40% |
¥142,603 |
¥51,337,208 |
¥9,437,208 |
| 30 |
1.50% |
¥144,605 |
¥52,057,933 |
¥10,157,933 |
| 30 |
1.60% |
¥146,624 |
¥52,784,805 |
¥10,884,805 |
| 30 |
1.70% |
¥148,661 |
¥53,517,807 |
¥11,617,807 |
| 30 |
1.80% |
¥150,714 |
¥54,256,921 |
¥12,356,921 |
| 30 |
1.90% |
¥152,784 |
¥55,002,126 |
¥13,102,126 |
| 30 |
2.00% |
¥154,871 |
¥55,753,401 |
¥13,853,401 |
| 30 |
2.10% |
¥156,974 |
¥56,510,725 |
¥14,610,725 |
| 30 |
2.20% |
¥159,095 |
¥57,274,075 |
¥15,374,075 |
| 30 |
2.30% |
¥161,232 |
¥58,043,427 |
¥16,143,427 |
| 30 |
2.40% |
¥163,385 |
¥58,818,756 |
¥16,918,756 |
| 30 |
2.50% |
¥165,556 |
¥59,600,036 |
¥17,700,036 |
| 30 |
2.60% |
¥167,742 |
¥60,387,242 |
¥18,487,242 |
| 30 |
2.70% |
¥169,945 |
¥61,180,345 |
¥19,280,345 |
| 30 |
2.80% |
¥172,165 |
¥61,979,318 |
¥20,079,318 |
| 30 |
2.90% |
¥174,400 |
¥62,784,130 |
¥20,884,130 |
| 30 |
3.00% |
¥176,652 |
¥63,594,752 |
¥21,694,752 |
4190万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥152,284 |
¥45,685,316 |
¥3,785,316 |
| 25 |
0.80% |
¥154,145 |
¥46,243,492 |
¥4,343,492 |
| 25 |
0.90% |
¥156,020 |
¥46,806,011 |
¥4,906,011 |
| 25 |
1.00% |
¥157,910 |
¥47,372,867 |
¥5,472,867 |
| 25 |
1.10% |
¥159,814 |
¥47,944,056 |
¥6,044,056 |
| 25 |
1.20% |
¥161,732 |
¥48,519,570 |
¥6,619,570 |
| 25 |
1.30% |
¥163,665 |
¥49,099,403 |
¥7,199,403 |
| 25 |
1.40% |
¥165,612 |
¥49,683,548 |
¥7,783,548 |
| 25 |
1.50% |
¥167,573 |
¥50,271,996 |
¥8,371,996 |
| 25 |
1.60% |
¥169,549 |
¥50,864,741 |
¥8,964,741 |
| 25 |
1.70% |
¥171,539 |
¥51,461,772 |
¥9,561,772 |
| 25 |
1.80% |
¥173,544 |
¥52,063,080 |
¥10,163,080 |
| 25 |
1.90% |
¥175,562 |
¥52,668,657 |
¥10,768,657 |
| 25 |
2.00% |
¥177,595 |
¥53,278,490 |
¥11,378,490 |
| 25 |
2.10% |
¥179,642 |
¥53,892,571 |
¥11,992,571 |
| 25 |
2.20% |
¥181,703 |
¥54,510,886 |
¥12,610,886 |
| 25 |
2.30% |
¥183,778 |
¥55,133,425 |
¥13,233,425 |
| 25 |
2.40% |
¥185,867 |
¥55,760,175 |
¥13,860,175 |
| 25 |
2.50% |
¥187,970 |
¥56,391,123 |
¥14,491,123 |
| 25 |
2.60% |
¥190,088 |
¥57,026,257 |
¥15,126,257 |
| 25 |
2.70% |
¥192,219 |
¥57,665,562 |
¥15,765,562 |
| 25 |
2.80% |
¥194,363 |
¥58,309,024 |
¥16,409,024 |
| 25 |
2.90% |
¥196,522 |
¥58,956,629 |
¥17,056,629 |
| 25 |
3.00% |
¥198,695 |
¥59,608,362 |
¥17,708,362 |
4190万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥187,140 |
¥44,913,614 |
¥3,013,614 |
| 20 |
0.80% |
¥188,980 |
¥45,355,284 |
¥3,455,284 |
| 20 |
0.90% |
¥190,832 |
¥45,799,737 |
¥3,899,737 |
| 20 |
1.00% |
¥192,696 |
¥46,246,972 |
¥4,346,972 |
| 20 |
1.10% |
¥194,571 |
¥46,696,985 |
¥4,796,985 |
| 20 |
1.20% |
¥196,457 |
¥47,149,773 |
¥5,249,773 |
| 20 |
1.30% |
¥198,356 |
¥47,605,336 |
¥5,705,336 |
| 20 |
1.40% |
¥200,265 |
¥48,063,668 |
¥6,163,668 |
| 20 |
1.50% |
¥202,187 |
¥48,524,766 |
¥6,624,766 |
| 20 |
1.60% |
¥204,119 |
¥48,988,628 |
¥7,088,628 |
| 20 |
1.70% |
¥206,064 |
¥49,455,249 |
¥7,555,249 |
| 20 |
1.80% |
¥208,019 |
¥49,924,626 |
¥8,024,626 |
| 20 |
1.90% |
¥209,986 |
¥50,396,754 |
¥8,496,754 |
| 20 |
2.00% |
¥211,965 |
¥50,871,628 |
¥8,971,628 |
| 20 |
2.10% |
¥213,955 |
¥51,349,245 |
¥9,449,245 |
| 20 |
2.20% |
¥215,957 |
¥51,829,599 |
¥9,929,599 |
| 20 |
2.30% |
¥217,970 |
¥52,312,686 |
¥10,412,686 |
| 20 |
2.40% |
¥219,994 |
¥52,798,499 |
¥10,898,499 |
| 20 |
2.50% |
¥222,029 |
¥53,287,035 |
¥11,387,035 |
| 20 |
2.60% |
¥224,076 |
¥53,778,287 |
¥11,878,287 |
| 20 |
2.70% |
¥226,134 |
¥54,272,248 |
¥12,372,248 |
| 20 |
2.80% |
¥228,204 |
¥54,768,915 |
¥12,868,915 |
| 20 |
2.90% |
¥230,284 |
¥55,268,279 |
¥13,368,279 |
| 20 |
3.00% |
¥232,376 |
¥55,770,334 |
¥13,870,334 |
4190万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥245,280 |
¥44,150,447 |
¥2,250,447 |
| 15 |
0.80% |
¥247,101 |
¥44,478,216 |
¥2,578,216 |
| 15 |
0.90% |
¥248,931 |
¥44,807,553 |
¥2,907,553 |
| 15 |
1.00% |
¥250,769 |
¥45,138,456 |
¥3,238,456 |
| 15 |
1.10% |
¥252,616 |
¥45,470,925 |
¥3,570,925 |
| 15 |
1.20% |
¥254,472 |
¥45,804,959 |
¥3,904,959 |
| 15 |
1.30% |
¥256,336 |
¥46,140,557 |
¥4,240,557 |
| 15 |
1.40% |
¥258,210 |
¥46,477,717 |
¥4,577,717 |
| 15 |
1.50% |
¥260,091 |
¥46,816,439 |
¥4,916,439 |
| 15 |
1.60% |
¥261,982 |
¥47,156,721 |
¥5,256,721 |
| 15 |
1.70% |
¥263,881 |
¥47,498,562 |
¥5,598,562 |
| 15 |
1.80% |
¥265,789 |
¥47,841,961 |
¥5,941,961 |
| 15 |
1.90% |
¥267,705 |
¥48,186,916 |
¥6,286,916 |
| 15 |
2.00% |
¥269,630 |
¥48,533,426 |
¥6,633,426 |
| 15 |
2.10% |
¥271,564 |
¥48,881,490 |
¥6,981,490 |
| 15 |
2.20% |
¥273,506 |
¥49,231,105 |
¥7,331,105 |
| 15 |
2.30% |
¥275,457 |
¥49,582,269 |
¥7,682,269 |
| 15 |
2.40% |
¥277,417 |
¥49,934,983 |
¥8,034,983 |
| 15 |
2.50% |
¥279,385 |
¥50,289,242 |
¥8,389,242 |
| 15 |
2.60% |
¥281,361 |
¥50,645,046 |
¥8,745,046 |
| 15 |
2.70% |
¥283,347 |
¥51,002,393 |
¥9,102,393 |
| 15 |
2.80% |
¥285,340 |
¥51,361,280 |
¥9,461,280 |
| 15 |
2.90% |
¥287,343 |
¥51,721,705 |
¥9,821,705 |
| 15 |
3.00% |
¥289,354 |
¥52,083,667 |
¥10,183,667 |
4190万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥361,632 |
¥43,395,822 |
¥1,495,822 |
| 10 |
0.80% |
¥363,436 |
¥43,612,302 |
¥1,712,302 |
| 10 |
0.90% |
¥365,246 |
¥43,829,479 |
¥1,929,479 |
| 10 |
1.00% |
¥367,061 |
¥44,047,352 |
¥2,147,352 |
| 10 |
1.10% |
¥368,883 |
¥44,265,923 |
¥2,365,923 |
| 10 |
1.20% |
¥370,710 |
¥44,485,189 |
¥2,585,189 |
| 10 |
1.30% |
¥372,543 |
¥44,705,152 |
¥2,805,152 |
| 10 |
1.40% |
¥374,382 |
¥44,925,811 |
¥3,025,811 |
| 10 |
1.50% |
¥376,226 |
¥45,147,166 |
¥3,247,166 |
| 10 |
1.60% |
¥378,077 |
¥45,369,216 |
¥3,469,216 |
| 10 |
1.70% |
¥379,933 |
¥45,591,961 |
¥3,691,961 |
| 10 |
1.80% |
¥381,795 |
¥45,815,401 |
¥3,915,401 |
| 10 |
1.90% |
¥383,663 |
¥46,039,536 |
¥4,139,536 |
| 10 |
2.00% |
¥385,536 |
¥46,264,365 |
¥4,364,365 |
| 10 |
2.10% |
¥387,416 |
¥46,489,887 |
¥4,589,887 |
| 10 |
2.20% |
¥389,301 |
¥46,716,103 |
¥4,816,103 |
| 10 |
2.30% |
¥391,192 |
¥46,943,012 |
¥5,043,012 |
| 10 |
2.40% |
¥393,088 |
¥47,170,613 |
¥5,270,613 |
| 10 |
2.50% |
¥394,991 |
¥47,398,907 |
¥5,498,907 |
| 10 |
2.60% |
¥396,899 |
¥47,627,892 |
¥5,727,892 |
| 10 |
2.70% |
¥398,813 |
¥47,857,569 |
¥5,957,569 |
| 10 |
2.80% |
¥400,733 |
¥48,087,936 |
¥6,187,936 |
| 10 |
2.90% |
¥402,658 |
¥48,318,994 |
¥6,418,994 |
| 10 |
3.00% |
¥404,590 |
¥48,550,742 |
¥6,650,742 |
