4190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4190万円の住宅ローン｜期間・年数別
4190万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥82,786 | ¥49,671,454 | ¥7,771,454 |
| 50 | 0.80% | ¥84,752 | ¥50,850,963 | ¥8,950,963 |
| 50 | 0.90% | ¥86,746 | ¥52,047,636 | ¥10,147,636 |
| 50 | 1.00% | ¥88,769 | ¥53,261,398 | ¥11,361,398 |
| 50 | 1.10% | ¥90,820 | ¥54,492,167 | ¥12,592,167 |
| 50 | 1.20% | ¥92,900 | ¥55,739,852 | ¥13,839,852 |
| 50 | 1.30% | ¥95,007 | ¥57,004,354 | ¥15,104,354 |
| 50 | 1.40% | ¥97,143 | ¥58,285,569 | ¥16,385,569 |
| 50 | 1.50% | ¥99,306 | ¥59,583,382 | ¥17,683,382 |
| 50 | 1.60% | ¥101,496 | ¥60,897,673 | ¥18,997,673 |
| 50 | 1.70% | ¥103,714 | ¥62,228,314 | ¥20,328,314 |
| 50 | 1.80% | ¥105,959 | ¥63,575,172 | ¥21,675,172 |
| 50 | 1.90% | ¥108,230 | ¥64,938,104 | ¥23,038,104 |
| 50 | 2.00% | ¥110,528 | ¥66,316,964 | ¥24,416,964 |
| 50 | 2.10% | ¥112,853 | ¥67,711,599 | ¥25,811,599 |
| 50 | 2.20% | ¥115,203 | ¥69,121,848 | ¥27,221,848 |
| 50 | 2.30% | ¥117,579 | ¥70,547,548 | ¥28,647,548 |
| 50 | 2.40% | ¥119,981 | ¥71,988,528 | ¥30,088,528 |
| 50 | 2.50% | ¥122,408 | ¥73,444,612 | ¥31,544,612 |
| 50 | 2.60% | ¥124,859 | ¥74,915,621 | ¥33,015,621 |
| 50 | 2.70% | ¥127,336 | ¥76,401,370 | ¥34,501,370 |
| 50 | 2.80% | ¥129,836 | ¥77,901,669 | ¥36,001,669 |
| 50 | 2.90% | ¥132,361 | ¥79,416,325 | ¥37,516,325 |
| 50 | 3.00% | ¥134,909 | ¥80,945,143 | ¥39,045,143 |
4190万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥90,476 | ¥48,857,258 | ¥6,957,258 |
| 45 | 0.80% | ¥92,421 | ¥49,907,361 | ¥8,007,361 |
| 45 | 0.90% | ¥94,391 | ¥50,971,409 | ¥9,071,409 |
| 45 | 1.00% | ¥96,388 | ¥52,049,352 | ¥10,149,352 |
| 45 | 1.10% | ¥98,410 | ¥53,141,136 | ¥11,241,136 |
| 45 | 1.20% | ¥100,457 | ¥54,246,701 | ¥12,346,701 |
| 45 | 1.30% | ¥102,530 | ¥55,365,981 | ¥13,465,981 |
| 45 | 1.40% | ¥104,628 | ¥56,498,906 | ¥14,598,906 |
| 45 | 1.50% | ¥106,751 | ¥57,645,400 | ¥15,745,400 |
| 45 | 1.60% | ¥108,899 | ¥58,805,384 | ¥16,905,384 |
| 45 | 1.70% | ¥111,072 | ¥59,978,771 | ¥18,078,771 |
| 45 | 1.80% | ¥113,269 | ¥61,165,472 | ¥19,265,472 |
| 45 | 1.90% | ¥115,491 | ¥62,365,393 | ¥20,465,393 |
| 45 | 2.00% | ¥117,738 | ¥63,578,435 | ¥21,678,435 |
| 45 | 2.10% | ¥120,008 | ¥64,804,495 | ¥22,904,495 |
| 45 | 2.20% | ¥122,303 | ¥66,043,466 | ¥24,143,466 |
| 45 | 2.30% | ¥124,621 | ¥67,295,235 | ¥25,395,235 |
| 45 | 2.40% | ¥126,962 | ¥68,559,689 | ¥26,659,689 |
| 45 | 2.50% | ¥129,327 | ¥69,836,708 | ¥27,936,708 |
| 45 | 2.60% | ¥131,715 | ¥71,126,169 | ¥29,226,169 |
| 45 | 2.70% | ¥134,126 | ¥72,427,948 | ¥30,527,948 |
| 45 | 2.80% | ¥136,559 | ¥73,741,914 | ¥31,841,914 |
| 45 | 2.90% | ¥139,015 | ¥75,067,935 | ¥33,167,935 |
| 45 | 3.00% | ¥141,492 | ¥76,405,877 | ¥34,505,877 |
4190万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥100,107 | ¥48,051,530 | ¥6,151,530 |
| 40 | 0.80% | ¥102,031 | ¥48,974,785 | ¥7,074,785 |
| 40 | 0.90% | ¥103,977 | ¥49,909,088 | ¥8,009,088 |
| 40 | 1.00% | ¥105,947 | ¥50,854,408 | ¥8,954,408 |
| 40 | 1.10% | ¥107,939 | ¥51,810,710 | ¥9,910,710 |
| 40 | 1.20% | ¥109,954 | ¥52,777,957 | ¥10,877,957 |
| 40 | 1.30% | ¥111,992 | ¥53,756,106 | ¥11,856,106 |
| 40 | 1.40% | ¥114,052 | ¥54,745,114 | ¥12,845,114 |
| 40 | 1.50% | ¥116,135 | ¥55,744,933 | ¥13,844,933 |
| 40 | 1.60% | ¥118,241 | ¥56,755,511 | ¥14,855,511 |
| 40 | 1.70% | ¥120,368 | ¥57,776,795 | ¥15,876,795 |
| 40 | 1.80% | ¥122,518 | ¥58,808,727 | ¥16,908,727 |
| 40 | 1.90% | ¥124,690 | ¥59,851,247 | ¥17,951,247 |
| 40 | 2.00% | ¥126,884 | ¥60,904,293 | ¥19,004,293 |
| 40 | 2.10% | ¥129,100 | ¥61,967,797 | ¥20,067,797 |
| 40 | 2.20% | ¥131,337 | ¥63,041,693 | ¥21,141,693 |
| 40 | 2.30% | ¥133,596 | ¥64,125,908 | ¥22,225,908 |
| 40 | 2.40% | ¥135,876 | ¥65,220,368 | ¥23,320,368 |
| 40 | 2.50% | ¥138,177 | ¥66,324,997 | ¥24,424,997 |
| 40 | 2.60% | ¥140,499 | ¥67,439,716 | ¥25,539,716 |
| 40 | 2.70% | ¥142,843 | ¥68,564,443 | ¥26,664,443 |
| 40 | 2.80% | ¥145,206 | ¥69,699,095 | ¥27,799,095 |
| 40 | 2.90% | ¥147,591 | ¥70,843,586 | ¥28,943,586 |
| 40 | 3.00% | ¥149,995 | ¥71,997,827 | ¥30,097,827 |
4190万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥112,510 | ¥47,254,287 | ¥5,354,287 |
| 35 | 0.80% | ¥114,413 | ¥48,053,264 | ¥6,153,264 |
| 35 | 0.90% | ¥116,335 | ¥48,860,720 | ¥6,960,720 |
| 35 | 1.00% | ¥118,278 | ¥49,676,637 | ¥7,776,637 |
| 35 | 1.10% | ¥120,240 | ¥50,500,994 | ¥8,600,994 |
| 35 | 1.20% | ¥122,223 | ¥51,333,768 | ¥9,433,768 |
| 35 | 1.30% | ¥124,226 | ¥52,174,935 | ¥10,274,935 |
| 35 | 1.40% | ¥126,249 | ¥53,024,468 | ¥11,124,468 |
| 35 | 1.50% | ¥128,291 | ¥53,882,338 | ¥11,982,338 |
| 35 | 1.60% | ¥130,354 | ¥54,748,515 | ¥12,848,515 |
| 35 | 1.70% | ¥132,436 | ¥55,622,967 | ¥13,722,967 |
| 35 | 1.80% | ¥134,537 | ¥56,505,660 | ¥14,605,660 |
| 35 | 1.90% | ¥136,658 | ¥57,396,558 | ¥15,496,558 |
| 35 | 2.00% | ¥138,799 | ¥58,295,622 | ¥16,395,622 |
| 35 | 2.10% | ¥140,959 | ¥59,202,814 | ¥17,302,814 |
| 35 | 2.20% | ¥143,138 | ¥60,118,093 | ¥18,218,093 |
| 35 | 2.30% | ¥145,337 | ¥61,041,414 | ¥19,141,414 |
| 35 | 2.40% | ¥147,554 | ¥61,972,735 | ¥20,072,735 |
| 35 | 2.50% | ¥149,790 | ¥62,912,008 | ¥21,012,008 |
| 35 | 2.60% | ¥152,046 | ¥63,859,186 | ¥21,959,186 |
| 35 | 2.70% | ¥154,320 | ¥64,814,219 | ¥22,914,219 |
| 35 | 2.80% | ¥156,612 | ¥65,777,057 | ¥23,877,057 |
| 35 | 2.90% | ¥158,923 | ¥66,747,647 | ¥24,847,647 |
| 35 | 3.00% | ¥161,252 | ¥67,725,936 | ¥25,825,936 |
4190万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥129,071 | ¥46,465,544 | ¥4,565,544 |
| 30 | 0.80% | ¥130,952 | ¥47,142,825 | ¥5,242,825 |
| 30 | 0.90% | ¥132,851 | ¥47,826,349 | ¥5,926,349 |
| 30 | 1.00% | ¥134,767 | ¥48,516,105 | ¥6,616,105 |
| 30 | 1.10% | ¥136,700 | ¥49,212,082 | ¥7,312,082 |
| 30 | 1.20% | ¥138,651 | ¥49,914,267 | ¥8,014,267 |
| 30 | 1.30% | ¥140,618 | ¥50,622,648 | ¥8,722,648 |
| 30 | 1.40% | ¥142,603 | ¥51,337,208 | ¥9,437,208 |
| 30 | 1.50% | ¥144,605 | ¥52,057,933 | ¥10,157,933 |
| 30 | 1.60% | ¥146,624 | ¥52,784,805 | ¥10,884,805 |
| 30 | 1.70% | ¥148,661 | ¥53,517,807 | ¥11,617,807 |
| 30 | 1.80% | ¥150,714 | ¥54,256,921 | ¥12,356,921 |
| 30 | 1.90% | ¥152,784 | ¥55,002,126 | ¥13,102,126 |
| 30 | 2.00% | ¥154,871 | ¥55,753,401 | ¥13,853,401 |
| 30 | 2.10% | ¥156,974 | ¥56,510,725 | ¥14,610,725 |
| 30 | 2.20% | ¥159,095 | ¥57,274,075 | ¥15,374,075 |
| 30 | 2.30% | ¥161,232 | ¥58,043,427 | ¥16,143,427 |
| 30 | 2.40% | ¥163,385 | ¥58,818,756 | ¥16,918,756 |
| 30 | 2.50% | ¥165,556 | ¥59,600,036 | ¥17,700,036 |
| 30 | 2.60% | ¥167,742 | ¥60,387,242 | ¥18,487,242 |
| 30 | 2.70% | ¥169,945 | ¥61,180,345 | ¥19,280,345 |
| 30 | 2.80% | ¥172,165 | ¥61,979,318 | ¥20,079,318 |
| 30 | 2.90% | ¥174,400 | ¥62,784,130 | ¥20,884,130 |
| 30 | 3.00% | ¥176,652 | ¥63,594,752 | ¥21,694,752 |
4190万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥152,284 | ¥45,685,316 | ¥3,785,316 |
| 25 | 0.80% | ¥154,145 | ¥46,243,492 | ¥4,343,492 |
| 25 | 0.90% | ¥156,020 | ¥46,806,011 | ¥4,906,011 |
| 25 | 1.00% | ¥157,910 | ¥47,372,867 | ¥5,472,867 |
| 25 | 1.10% | ¥159,814 | ¥47,944,056 | ¥6,044,056 |
| 25 | 1.20% | ¥161,732 | ¥48,519,570 | ¥6,619,570 |
| 25 | 1.30% | ¥163,665 | ¥49,099,403 | ¥7,199,403 |
| 25 | 1.40% | ¥165,612 | ¥49,683,548 | ¥7,783,548 |
| 25 | 1.50% | ¥167,573 | ¥50,271,996 | ¥8,371,996 |
| 25 | 1.60% | ¥169,549 | ¥50,864,741 | ¥8,964,741 |
| 25 | 1.70% | ¥171,539 | ¥51,461,772 | ¥9,561,772 |
| 25 | 1.80% | ¥173,544 | ¥52,063,080 | ¥10,163,080 |
| 25 | 1.90% | ¥175,562 | ¥52,668,657 | ¥10,768,657 |
| 25 | 2.00% | ¥177,595 | ¥53,278,490 | ¥11,378,490 |
| 25 | 2.10% | ¥179,642 | ¥53,892,571 | ¥11,992,571 |
| 25 | 2.20% | ¥181,703 | ¥54,510,886 | ¥12,610,886 |
| 25 | 2.30% | ¥183,778 | ¥55,133,425 | ¥13,233,425 |
| 25 | 2.40% | ¥185,867 | ¥55,760,175 | ¥13,860,175 |
| 25 | 2.50% | ¥187,970 | ¥56,391,123 | ¥14,491,123 |
| 25 | 2.60% | ¥190,088 | ¥57,026,257 | ¥15,126,257 |
| 25 | 2.70% | ¥192,219 | ¥57,665,562 | ¥15,765,562 |
| 25 | 2.80% | ¥194,363 | ¥58,309,024 | ¥16,409,024 |
| 25 | 2.90% | ¥196,522 | ¥58,956,629 | ¥17,056,629 |
| 25 | 3.00% | ¥198,695 | ¥59,608,362 | ¥17,708,362 |
4190万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥187,140 | ¥44,913,614 | ¥3,013,614 |
| 20 | 0.80% | ¥188,980 | ¥45,355,284 | ¥3,455,284 |
| 20 | 0.90% | ¥190,832 | ¥45,799,737 | ¥3,899,737 |
| 20 | 1.00% | ¥192,696 | ¥46,246,972 | ¥4,346,972 |
| 20 | 1.10% | ¥194,571 | ¥46,696,985 | ¥4,796,985 |
| 20 | 1.20% | ¥196,457 | ¥47,149,773 | ¥5,249,773 |
| 20 | 1.30% | ¥198,356 | ¥47,605,336 | ¥5,705,336 |
| 20 | 1.40% | ¥200,265 | ¥48,063,668 | ¥6,163,668 |
| 20 | 1.50% | ¥202,187 | ¥48,524,766 | ¥6,624,766 |
| 20 | 1.60% | ¥204,119 | ¥48,988,628 | ¥7,088,628 |
| 20 | 1.70% | ¥206,064 | ¥49,455,249 | ¥7,555,249 |
| 20 | 1.80% | ¥208,019 | ¥49,924,626 | ¥8,024,626 |
| 20 | 1.90% | ¥209,986 | ¥50,396,754 | ¥8,496,754 |
| 20 | 2.00% | ¥211,965 | ¥50,871,628 | ¥8,971,628 |
| 20 | 2.10% | ¥213,955 | ¥51,349,245 | ¥9,449,245 |
| 20 | 2.20% | ¥215,957 | ¥51,829,599 | ¥9,929,599 |
| 20 | 2.30% | ¥217,970 | ¥52,312,686 | ¥10,412,686 |
| 20 | 2.40% | ¥219,994 | ¥52,798,499 | ¥10,898,499 |
| 20 | 2.50% | ¥222,029 | ¥53,287,035 | ¥11,387,035 |
| 20 | 2.60% | ¥224,076 | ¥53,778,287 | ¥11,878,287 |
| 20 | 2.70% | ¥226,134 | ¥54,272,248 | ¥12,372,248 |
| 20 | 2.80% | ¥228,204 | ¥54,768,915 | ¥12,868,915 |
| 20 | 2.90% | ¥230,284 | ¥55,268,279 | ¥13,368,279 |
| 20 | 3.00% | ¥232,376 | ¥55,770,334 | ¥13,870,334 |
4190万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥245,280 | ¥44,150,447 | ¥2,250,447 |
| 15 | 0.80% | ¥247,101 | ¥44,478,216 | ¥2,578,216 |
| 15 | 0.90% | ¥248,931 | ¥44,807,553 | ¥2,907,553 |
| 15 | 1.00% | ¥250,769 | ¥45,138,456 | ¥3,238,456 |
| 15 | 1.10% | ¥252,616 | ¥45,470,925 | ¥3,570,925 |
| 15 | 1.20% | ¥254,472 | ¥45,804,959 | ¥3,904,959 |
| 15 | 1.30% | ¥256,336 | ¥46,140,557 | ¥4,240,557 |
| 15 | 1.40% | ¥258,210 | ¥46,477,717 | ¥4,577,717 |
| 15 | 1.50% | ¥260,091 | ¥46,816,439 | ¥4,916,439 |
| 15 | 1.60% | ¥261,982 | ¥47,156,721 | ¥5,256,721 |
| 15 | 1.70% | ¥263,881 | ¥47,498,562 | ¥5,598,562 |
| 15 | 1.80% | ¥265,789 | ¥47,841,961 | ¥5,941,961 |
| 15 | 1.90% | ¥267,705 | ¥48,186,916 | ¥6,286,916 |
| 15 | 2.00% | ¥269,630 | ¥48,533,426 | ¥6,633,426 |
| 15 | 2.10% | ¥271,564 | ¥48,881,490 | ¥6,981,490 |
| 15 | 2.20% | ¥273,506 | ¥49,231,105 | ¥7,331,105 |
| 15 | 2.30% | ¥275,457 | ¥49,582,269 | ¥7,682,269 |
| 15 | 2.40% | ¥277,417 | ¥49,934,983 | ¥8,034,983 |
| 15 | 2.50% | ¥279,385 | ¥50,289,242 | ¥8,389,242 |
| 15 | 2.60% | ¥281,361 | ¥50,645,046 | ¥8,745,046 |
| 15 | 2.70% | ¥283,347 | ¥51,002,393 | ¥9,102,393 |
| 15 | 2.80% | ¥285,340 | ¥51,361,280 | ¥9,461,280 |
| 15 | 2.90% | ¥287,343 | ¥51,721,705 | ¥9,821,705 |
| 15 | 3.00% | ¥289,354 | ¥52,083,667 | ¥10,183,667 |
4190万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥361,632 | ¥43,395,822 | ¥1,495,822 |
| 10 | 0.80% | ¥363,436 | ¥43,612,302 | ¥1,712,302 |
| 10 | 0.90% | ¥365,246 | ¥43,829,479 | ¥1,929,479 |
| 10 | 1.00% | ¥367,061 | ¥44,047,352 | ¥2,147,352 |
| 10 | 1.10% | ¥368,883 | ¥44,265,923 | ¥2,365,923 |
| 10 | 1.20% | ¥370,710 | ¥44,485,189 | ¥2,585,189 |
| 10 | 1.30% | ¥372,543 | ¥44,705,152 | ¥2,805,152 |
| 10 | 1.40% | ¥374,382 | ¥44,925,811 | ¥3,025,811 |
| 10 | 1.50% | ¥376,226 | ¥45,147,166 | ¥3,247,166 |
| 10 | 1.60% | ¥378,077 | ¥45,369,216 | ¥3,469,216 |
| 10 | 1.70% | ¥379,933 | ¥45,591,961 | ¥3,691,961 |
| 10 | 1.80% | ¥381,795 | ¥45,815,401 | ¥3,915,401 |
| 10 | 1.90% | ¥383,663 | ¥46,039,536 | ¥4,139,536 |
| 10 | 2.00% | ¥385,536 | ¥46,264,365 | ¥4,364,365 |
| 10 | 2.10% | ¥387,416 | ¥46,489,887 | ¥4,589,887 |
| 10 | 2.20% | ¥389,301 | ¥46,716,103 | ¥4,816,103 |
| 10 | 2.30% | ¥391,192 | ¥46,943,012 | ¥5,043,012 |
| 10 | 2.40% | ¥393,088 | ¥47,170,613 | ¥5,270,613 |
| 10 | 2.50% | ¥394,991 | ¥47,398,907 | ¥5,498,907 |
| 10 | 2.60% | ¥396,899 | ¥47,627,892 | ¥5,727,892 |
| 10 | 2.70% | ¥398,813 | ¥47,857,569 | ¥5,957,569 |
| 10 | 2.80% | ¥400,733 | ¥48,087,936 | ¥6,187,936 |
| 10 | 2.90% | ¥402,658 | ¥48,318,994 | ¥6,418,994 |
| 10 | 3.00% | ¥404,590 | ¥48,550,742 | ¥6,650,742 |
