4220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4220万円の住宅ローン｜期間・年数別
4220万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥83,378 |
¥50,027,097 |
¥7,827,097 |
| 50 |
0.80% |
¥85,358 |
¥51,215,051 |
¥9,015,051 |
| 50 |
0.90% |
¥87,367 |
¥52,420,292 |
¥10,220,292 |
| 50 |
1.00% |
¥89,405 |
¥53,642,744 |
¥11,442,744 |
| 50 |
1.10% |
¥91,471 |
¥54,882,325 |
¥12,682,325 |
| 50 |
1.20% |
¥93,565 |
¥56,138,944 |
¥13,938,944 |
| 50 |
1.30% |
¥95,688 |
¥57,412,500 |
¥15,212,500 |
| 50 |
1.40% |
¥97,838 |
¥58,702,888 |
¥16,502,888 |
| 50 |
1.50% |
¥100,017 |
¥60,009,993 |
¥17,809,993 |
| 50 |
1.60% |
¥102,223 |
¥61,333,694 |
¥19,133,694 |
| 50 |
1.70% |
¥104,456 |
¥62,673,863 |
¥20,473,863 |
| 50 |
1.80% |
¥106,717 |
¥64,030,364 |
¥21,830,364 |
| 50 |
1.90% |
¥109,005 |
¥65,403,055 |
¥23,203,055 |
| 50 |
2.00% |
¥111,320 |
¥66,791,787 |
¥24,591,787 |
| 50 |
2.10% |
¥113,661 |
¥68,196,407 |
¥25,996,407 |
| 50 |
2.20% |
¥116,028 |
¥69,616,754 |
¥27,416,754 |
| 50 |
2.30% |
¥118,421 |
¥71,052,662 |
¥28,852,662 |
| 50 |
2.40% |
¥120,840 |
¥72,503,959 |
¥30,303,959 |
| 50 |
2.50% |
¥123,284 |
¥73,970,469 |
¥31,770,469 |
| 50 |
2.60% |
¥125,753 |
¥75,452,010 |
¥33,252,010 |
| 50 |
2.70% |
¥128,247 |
¥76,948,396 |
¥34,748,396 |
| 50 |
2.80% |
¥130,766 |
¥78,459,437 |
¥36,259,437 |
| 50 |
2.90% |
¥133,308 |
¥79,984,939 |
¥37,784,939 |
| 50 |
3.00% |
¥135,875 |
¥81,524,702 |
¥39,324,702 |
4220万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥91,124 |
¥49,207,071 |
¥7,007,071 |
| 45 |
0.80% |
¥93,083 |
¥50,264,693 |
¥8,064,693 |
| 45 |
0.90% |
¥95,067 |
¥51,336,359 |
¥9,136,359 |
| 45 |
1.00% |
¥97,078 |
¥52,422,020 |
¥10,222,020 |
| 45 |
1.10% |
¥99,114 |
¥53,521,622 |
¥11,321,622 |
| 45 |
1.20% |
¥101,176 |
¥54,635,102 |
¥12,435,102 |
| 45 |
1.30% |
¥103,264 |
¥55,762,396 |
¥13,562,396 |
| 45 |
1.40% |
¥105,377 |
¥56,903,433 |
¥14,703,433 |
| 45 |
1.50% |
¥107,515 |
¥58,058,136 |
¥15,858,136 |
| 45 |
1.60% |
¥109,679 |
¥59,226,424 |
¥17,026,424 |
| 45 |
1.70% |
¥111,867 |
¥60,408,213 |
¥18,208,213 |
| 45 |
1.80% |
¥114,080 |
¥61,603,411 |
¥19,403,411 |
| 45 |
1.90% |
¥116,318 |
¥62,811,924 |
¥20,611,924 |
| 45 |
2.00% |
¥118,581 |
¥64,033,651 |
¥21,833,651 |
| 45 |
2.10% |
¥120,868 |
¥65,268,489 |
¥23,068,489 |
| 45 |
2.20% |
¥123,178 |
¥66,516,330 |
¥24,316,330 |
| 45 |
2.30% |
¥125,513 |
¥67,777,063 |
¥25,577,063 |
| 45 |
2.40% |
¥127,871 |
¥69,050,570 |
¥26,850,570 |
| 45 |
2.50% |
¥130,253 |
¥70,336,732 |
¥28,136,732 |
| 45 |
2.60% |
¥132,658 |
¥71,635,426 |
¥29,435,426 |
| 45 |
2.70% |
¥135,086 |
¥72,946,525 |
¥30,746,525 |
| 45 |
2.80% |
¥137,537 |
¥74,269,899 |
¥32,069,899 |
| 45 |
2.90% |
¥140,010 |
¥75,605,415 |
¥33,405,415 |
| 45 |
3.00% |
¥142,505 |
¥76,952,936 |
¥34,752,936 |
4220万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥100,824 |
¥48,395,574 |
¥6,195,574 |
| 40 |
0.80% |
¥102,761 |
¥49,325,439 |
¥7,125,439 |
| 40 |
0.90% |
¥104,722 |
¥50,266,432 |
¥8,066,432 |
| 40 |
1.00% |
¥106,705 |
¥51,218,520 |
¥9,018,520 |
| 40 |
1.10% |
¥108,712 |
¥52,181,670 |
¥9,981,670 |
| 40 |
1.20% |
¥110,741 |
¥53,155,842 |
¥10,955,842 |
| 40 |
1.30% |
¥112,794 |
¥54,140,995 |
¥11,940,995 |
| 40 |
1.40% |
¥114,869 |
¥55,137,084 |
¥12,937,084 |
| 40 |
1.50% |
¥116,967 |
¥56,144,061 |
¥13,944,061 |
| 40 |
1.60% |
¥119,087 |
¥57,161,875 |
¥14,961,875 |
| 40 |
1.70% |
¥121,230 |
¥58,190,471 |
¥15,990,471 |
| 40 |
1.80% |
¥123,395 |
¥59,229,792 |
¥17,029,792 |
| 40 |
1.90% |
¥125,583 |
¥60,279,776 |
¥18,079,776 |
| 40 |
2.00% |
¥127,792 |
¥61,340,361 |
¥19,140,361 |
| 40 |
2.10% |
¥130,024 |
¥62,411,481 |
¥20,211,481 |
| 40 |
2.20% |
¥132,277 |
¥63,493,065 |
¥21,293,065 |
| 40 |
2.30% |
¥134,552 |
¥64,585,043 |
¥22,385,043 |
| 40 |
2.40% |
¥136,849 |
¥65,687,340 |
¥23,487,340 |
| 40 |
2.50% |
¥139,166 |
¥66,799,878 |
¥24,599,878 |
| 40 |
2.60% |
¥141,505 |
¥67,922,578 |
¥25,722,578 |
| 40 |
2.70% |
¥143,865 |
¥69,055,358 |
¥26,855,358 |
| 40 |
2.80% |
¥146,246 |
¥70,198,134 |
¥27,998,134 |
| 40 |
2.90% |
¥148,648 |
¥71,350,819 |
¥29,150,819 |
| 40 |
3.00% |
¥151,069 |
¥72,513,325 |
¥30,313,325 |
4220万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥113,316 |
¥47,592,623 |
¥5,392,623 |
| 35 |
0.80% |
¥115,232 |
¥48,397,321 |
¥6,197,321 |
| 35 |
0.90% |
¥117,168 |
¥49,210,558 |
¥7,010,558 |
| 35 |
1.00% |
¥119,125 |
¥50,032,317 |
¥7,832,317 |
| 35 |
1.10% |
¥121,101 |
¥50,862,576 |
¥8,662,576 |
| 35 |
1.20% |
¥123,098 |
¥51,701,313 |
¥9,501,313 |
| 35 |
1.30% |
¥125,115 |
¥52,548,502 |
¥10,348,502 |
| 35 |
1.40% |
¥127,153 |
¥53,404,118 |
¥11,204,118 |
| 35 |
1.50% |
¥129,210 |
¥54,268,130 |
¥12,068,130 |
| 35 |
1.60% |
¥131,287 |
¥55,140,509 |
¥12,940,509 |
| 35 |
1.70% |
¥133,384 |
¥56,021,222 |
¥13,821,222 |
| 35 |
1.80% |
¥135,501 |
¥56,910,235 |
¥14,710,235 |
| 35 |
1.90% |
¥137,637 |
¥57,807,511 |
¥15,607,511 |
| 35 |
2.00% |
¥139,793 |
¥58,713,013 |
¥16,513,013 |
| 35 |
2.10% |
¥141,968 |
¥59,626,701 |
¥17,426,701 |
| 35 |
2.20% |
¥144,163 |
¥60,548,533 |
¥18,348,533 |
| 35 |
2.30% |
¥146,377 |
¥61,478,465 |
¥19,278,465 |
| 35 |
2.40% |
¥148,611 |
¥62,416,454 |
¥20,216,454 |
| 35 |
2.50% |
¥150,863 |
¥63,362,452 |
¥21,162,452 |
| 35 |
2.60% |
¥153,134 |
¥64,316,412 |
¥22,116,412 |
| 35 |
2.70% |
¥155,424 |
¥65,278,283 |
¥23,078,283 |
| 35 |
2.80% |
¥157,733 |
¥66,248,015 |
¥24,048,015 |
| 35 |
2.90% |
¥160,061 |
¥67,225,554 |
¥25,025,554 |
| 35 |
3.00% |
¥162,407 |
¥68,210,848 |
¥26,010,848 |
4220万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥129,995 |
¥46,798,233 |
¥4,598,233 |
| 30 |
0.80% |
¥131,890 |
¥47,480,364 |
¥5,280,364 |
| 30 |
0.90% |
¥133,802 |
¥48,168,781 |
¥5,968,781 |
| 30 |
1.00% |
¥135,732 |
¥48,863,476 |
¥6,663,476 |
| 30 |
1.10% |
¥137,679 |
¥49,564,436 |
¥7,364,436 |
| 30 |
1.20% |
¥139,643 |
¥50,271,649 |
¥8,071,649 |
| 30 |
1.30% |
¥141,625 |
¥50,985,101 |
¥8,785,101 |
| 30 |
1.40% |
¥143,624 |
¥51,704,777 |
¥9,504,777 |
| 30 |
1.50% |
¥145,641 |
¥52,430,662 |
¥10,230,662 |
| 30 |
1.60% |
¥147,674 |
¥53,162,739 |
¥10,962,739 |
| 30 |
1.70% |
¥149,725 |
¥53,900,990 |
¥11,700,990 |
| 30 |
1.80% |
¥151,793 |
¥54,645,395 |
¥12,445,395 |
| 30 |
1.90% |
¥153,878 |
¥55,395,936 |
¥13,195,936 |
| 30 |
2.00% |
¥155,979 |
¥56,152,590 |
¥13,952,590 |
| 30 |
2.10% |
¥158,098 |
¥56,915,337 |
¥14,715,337 |
| 30 |
2.20% |
¥160,234 |
¥57,684,152 |
¥15,484,152 |
| 30 |
2.30% |
¥162,386 |
¥58,459,012 |
¥16,259,012 |
| 30 |
2.40% |
¥164,555 |
¥59,239,892 |
¥17,039,892 |
| 30 |
2.50% |
¥166,741 |
¥60,026,767 |
¥17,826,767 |
| 30 |
2.60% |
¥168,943 |
¥60,819,609 |
¥18,619,609 |
| 30 |
2.70% |
¥171,162 |
¥61,618,391 |
¥19,418,391 |
| 30 |
2.80% |
¥173,397 |
¥62,423,084 |
¥20,223,084 |
| 30 |
2.90% |
¥175,649 |
¥63,233,659 |
¥21,033,659 |
| 30 |
3.00% |
¥177,917 |
¥64,050,085 |
¥21,850,085 |
4220万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥153,375 |
¥46,012,419 |
¥3,812,419 |
| 25 |
0.80% |
¥155,249 |
¥46,574,591 |
¥4,374,591 |
| 25 |
0.90% |
¥157,137 |
¥47,141,138 |
¥4,941,138 |
| 25 |
1.00% |
¥159,040 |
¥47,712,053 |
¥5,512,053 |
| 25 |
1.10% |
¥160,958 |
¥48,287,331 |
¥6,087,331 |
| 25 |
1.20% |
¥162,890 |
¥48,866,965 |
¥6,666,965 |
| 25 |
1.30% |
¥164,836 |
¥49,450,950 |
¥7,250,950 |
| 25 |
1.40% |
¥166,798 |
¥50,039,277 |
¥7,839,277 |
| 25 |
1.50% |
¥168,773 |
¥50,631,939 |
¥8,431,939 |
| 25 |
1.60% |
¥170,763 |
¥51,228,927 |
¥9,028,927 |
| 25 |
1.70% |
¥172,767 |
¥51,830,233 |
¥9,630,233 |
| 25 |
1.80% |
¥174,786 |
¥52,435,847 |
¥10,235,847 |
| 25 |
1.90% |
¥176,819 |
¥53,045,759 |
¥10,845,759 |
| 25 |
2.00% |
¥178,867 |
¥53,659,959 |
¥11,459,959 |
| 25 |
2.10% |
¥180,928 |
¥54,278,436 |
¥12,078,436 |
| 25 |
2.20% |
¥183,004 |
¥54,901,179 |
¥12,701,179 |
| 25 |
2.30% |
¥185,094 |
¥55,528,175 |
¥13,328,175 |
| 25 |
2.40% |
¥187,198 |
¥56,159,413 |
¥13,959,413 |
| 25 |
2.50% |
¥189,316 |
¥56,794,879 |
¥14,594,879 |
| 25 |
2.60% |
¥191,449 |
¥57,434,560 |
¥15,234,560 |
| 25 |
2.70% |
¥193,595 |
¥58,078,442 |
¥15,878,442 |
| 25 |
2.80% |
¥195,755 |
¥58,726,511 |
¥16,526,511 |
| 25 |
2.90% |
¥197,929 |
¥59,378,753 |
¥17,178,753 |
| 25 |
3.00% |
¥200,117 |
¥60,035,152 |
¥17,835,152 |
4220万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥188,480 |
¥45,235,191 |
¥3,035,191 |
| 20 |
0.80% |
¥190,333 |
¥45,680,023 |
¥3,480,023 |
| 20 |
0.90% |
¥192,199 |
¥46,127,659 |
¥3,927,659 |
| 20 |
1.00% |
¥194,075 |
¥46,578,095 |
¥4,378,095 |
| 20 |
1.10% |
¥195,964 |
¥47,031,330 |
¥4,831,330 |
| 20 |
1.20% |
¥197,864 |
¥47,487,361 |
¥5,287,361 |
| 20 |
1.30% |
¥199,776 |
¥47,946,185 |
¥5,746,185 |
| 20 |
1.40% |
¥201,699 |
¥48,407,799 |
¥6,207,799 |
| 20 |
1.50% |
¥203,634 |
¥48,872,199 |
¥6,672,199 |
| 20 |
1.60% |
¥205,581 |
¥49,339,382 |
¥7,139,382 |
| 20 |
1.70% |
¥207,539 |
¥49,809,344 |
¥7,609,344 |
| 20 |
1.80% |
¥209,509 |
¥50,282,081 |
¥8,082,081 |
| 20 |
1.90% |
¥211,490 |
¥50,757,590 |
¥8,557,590 |
| 20 |
2.00% |
¥213,483 |
¥51,235,864 |
¥9,035,864 |
| 20 |
2.10% |
¥215,487 |
¥51,716,901 |
¥9,516,901 |
| 20 |
2.20% |
¥217,503 |
¥52,200,694 |
¥10,000,694 |
| 20 |
2.30% |
¥219,530 |
¥52,687,240 |
¥10,487,240 |
| 20 |
2.40% |
¥221,569 |
¥53,176,532 |
¥10,976,532 |
| 20 |
2.50% |
¥223,619 |
¥53,668,565 |
¥11,468,565 |
| 20 |
2.60% |
¥225,681 |
¥54,163,334 |
¥11,963,334 |
| 20 |
2.70% |
¥227,753 |
¥54,660,833 |
¥12,460,833 |
| 20 |
2.80% |
¥229,838 |
¥55,161,055 |
¥12,961,055 |
| 20 |
2.90% |
¥231,933 |
¥55,663,994 |
¥13,463,994 |
| 20 |
3.00% |
¥234,040 |
¥56,169,645 |
¥13,969,645 |
4220万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥247,036 |
¥44,466,560 |
¥2,266,560 |
| 15 |
0.80% |
¥248,870 |
¥44,796,676 |
¥2,596,676 |
| 15 |
0.90% |
¥250,713 |
¥45,128,371 |
¥2,928,371 |
| 15 |
1.00% |
¥252,565 |
¥45,461,643 |
¥3,261,643 |
| 15 |
1.10% |
¥254,425 |
¥45,796,493 |
¥3,596,493 |
| 15 |
1.20% |
¥256,294 |
¥46,132,918 |
¥3,932,918 |
| 15 |
1.30% |
¥258,172 |
¥46,470,919 |
¥4,270,919 |
| 15 |
1.40% |
¥260,058 |
¥46,810,493 |
¥4,610,493 |
| 15 |
1.50% |
¥261,954 |
¥47,151,640 |
¥4,951,640 |
| 15 |
1.60% |
¥263,858 |
¥47,494,358 |
¥5,294,358 |
| 15 |
1.70% |
¥265,770 |
¥47,838,647 |
¥5,638,647 |
| 15 |
1.80% |
¥267,692 |
¥48,184,505 |
¥5,984,505 |
| 15 |
1.90% |
¥269,622 |
¥48,531,930 |
¥6,331,930 |
| 15 |
2.00% |
¥271,561 |
¥48,880,921 |
¥6,680,921 |
| 15 |
2.10% |
¥273,508 |
¥49,231,476 |
¥7,031,476 |
| 15 |
2.20% |
¥275,464 |
¥49,583,595 |
¥7,383,595 |
| 15 |
2.30% |
¥277,429 |
¥49,937,274 |
¥7,737,274 |
| 15 |
2.40% |
¥279,403 |
¥50,292,512 |
¥8,092,512 |
| 15 |
2.50% |
¥281,385 |
¥50,649,308 |
¥8,449,308 |
| 15 |
2.60% |
¥283,376 |
¥51,007,660 |
¥8,807,660 |
| 15 |
2.70% |
¥285,375 |
¥51,367,565 |
¥9,167,565 |
| 15 |
2.80% |
¥287,383 |
¥51,729,022 |
¥9,529,022 |
| 15 |
2.90% |
¥289,400 |
¥52,092,028 |
¥9,892,028 |
| 15 |
3.00% |
¥291,425 |
¥52,456,581 |
¥10,256,581 |
4220万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥364,221 |
¥43,706,532 |
¥1,506,532 |
| 10 |
0.80% |
¥366,038 |
¥43,924,562 |
¥1,724,562 |
| 10 |
0.90% |
¥367,861 |
¥44,143,294 |
¥1,943,294 |
| 10 |
1.00% |
¥369,689 |
¥44,362,727 |
¥2,162,727 |
| 10 |
1.10% |
¥371,524 |
¥44,582,862 |
¥2,382,862 |
| 10 |
1.20% |
¥373,364 |
¥44,803,699 |
¥2,603,699 |
| 10 |
1.30% |
¥375,210 |
¥45,025,237 |
¥2,825,237 |
| 10 |
1.40% |
¥377,062 |
¥45,247,476 |
¥3,047,476 |
| 10 |
1.50% |
¥378,920 |
¥45,470,415 |
¥3,270,415 |
| 10 |
1.60% |
¥380,784 |
¥45,694,055 |
¥3,494,055 |
| 10 |
1.70% |
¥382,653 |
¥45,918,396 |
¥3,718,396 |
| 10 |
1.80% |
¥384,529 |
¥46,143,435 |
¥3,943,435 |
| 10 |
1.90% |
¥386,410 |
¥46,369,175 |
¥4,169,175 |
| 10 |
2.00% |
¥388,297 |
¥46,595,613 |
¥4,395,613 |
| 10 |
2.10% |
¥390,190 |
¥46,822,750 |
¥4,622,750 |
| 10 |
2.20% |
¥392,088 |
¥47,050,586 |
¥4,850,586 |
| 10 |
2.30% |
¥393,993 |
¥47,279,119 |
¥5,079,119 |
| 10 |
2.40% |
¥395,903 |
¥47,508,350 |
¥5,308,350 |
| 10 |
2.50% |
¥397,819 |
¥47,738,278 |
¥5,538,278 |
| 10 |
2.60% |
¥399,741 |
¥47,968,903 |
¥5,768,903 |
| 10 |
2.70% |
¥401,669 |
¥48,200,224 |
¥6,000,224 |
| 10 |
2.80% |
¥403,602 |
¥48,432,241 |
¥6,232,241 |
| 10 |
2.90% |
¥405,541 |
¥48,664,954 |
¥6,464,954 |
| 10 |
3.00% |
¥407,486 |
¥48,898,361 |
¥6,698,361 |
