4230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4230万円の住宅ローン｜期間・年数別
4230万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥83,576 |
¥50,145,645 |
¥7,845,645 |
| 50 |
0.80% |
¥85,561 |
¥51,336,414 |
¥9,036,414 |
| 50 |
0.90% |
¥87,574 |
¥52,544,511 |
¥10,244,511 |
| 50 |
1.00% |
¥89,616 |
¥53,769,860 |
¥11,469,860 |
| 50 |
1.10% |
¥91,687 |
¥55,012,378 |
¥12,712,378 |
| 50 |
1.20% |
¥93,787 |
¥56,271,974 |
¥13,971,974 |
| 50 |
1.30% |
¥95,914 |
¥57,548,549 |
¥15,248,549 |
| 50 |
1.40% |
¥98,070 |
¥58,841,994 |
¥16,541,994 |
| 50 |
1.50% |
¥100,254 |
¥60,152,197 |
¥17,852,197 |
| 50 |
1.60% |
¥102,465 |
¥61,479,035 |
¥19,179,035 |
| 50 |
1.70% |
¥104,704 |
¥62,822,379 |
¥20,522,379 |
| 50 |
1.80% |
¥106,970 |
¥64,182,094 |
¥21,882,094 |
| 50 |
1.90% |
¥109,263 |
¥65,558,038 |
¥23,258,038 |
| 50 |
2.00% |
¥111,583 |
¥66,950,062 |
¥24,650,062 |
| 50 |
2.10% |
¥113,930 |
¥68,358,010 |
¥26,058,010 |
| 50 |
2.20% |
¥116,303 |
¥69,781,723 |
¥27,481,723 |
| 50 |
2.30% |
¥118,702 |
¥71,221,033 |
¥28,921,033 |
| 50 |
2.40% |
¥121,126 |
¥72,675,769 |
¥30,375,769 |
| 50 |
2.50% |
¥123,576 |
¥74,145,754 |
¥31,845,754 |
| 50 |
2.60% |
¥126,051 |
¥75,630,806 |
¥33,330,806 |
| 50 |
2.70% |
¥128,551 |
¥77,130,738 |
¥34,830,738 |
| 50 |
2.80% |
¥131,076 |
¥78,645,360 |
¥36,345,360 |
| 50 |
2.90% |
¥133,624 |
¥80,174,476 |
¥37,874,476 |
| 50 |
3.00% |
¥136,196 |
¥81,717,889 |
¥39,417,889 |
4230万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥91,340 |
¥49,323,676 |
¥7,023,676 |
| 45 |
0.80% |
¥93,303 |
¥50,383,803 |
¥8,083,803 |
| 45 |
0.90% |
¥95,293 |
¥51,458,009 |
¥9,158,009 |
| 45 |
1.00% |
¥97,308 |
¥52,546,243 |
¥10,246,243 |
| 45 |
1.10% |
¥99,349 |
¥53,648,450 |
¥11,348,450 |
| 45 |
1.20% |
¥101,416 |
¥54,764,569 |
¥12,464,569 |
| 45 |
1.30% |
¥103,508 |
¥55,894,534 |
¥13,594,534 |
| 45 |
1.40% |
¥105,626 |
¥57,038,275 |
¥14,738,275 |
| 45 |
1.50% |
¥107,770 |
¥58,195,714 |
¥15,895,714 |
| 45 |
1.60% |
¥109,938 |
¥59,366,771 |
¥17,066,771 |
| 45 |
1.70% |
¥112,132 |
¥60,551,361 |
¥18,251,361 |
| 45 |
1.80% |
¥114,351 |
¥61,749,391 |
¥19,449,391 |
| 45 |
1.90% |
¥116,594 |
¥62,960,767 |
¥20,660,767 |
| 45 |
2.00% |
¥118,862 |
¥64,185,389 |
¥21,885,389 |
| 45 |
2.10% |
¥121,154 |
¥65,423,154 |
¥23,123,154 |
| 45 |
2.20% |
¥123,470 |
¥66,673,952 |
¥24,373,952 |
| 45 |
2.30% |
¥125,811 |
¥67,937,672 |
¥25,637,672 |
| 45 |
2.40% |
¥128,174 |
¥69,214,197 |
¥26,914,197 |
| 45 |
2.50% |
¥130,562 |
¥70,503,407 |
¥28,203,407 |
| 45 |
2.60% |
¥132,973 |
¥71,805,178 |
¥29,505,178 |
| 45 |
2.70% |
¥135,406 |
¥73,119,384 |
¥30,819,384 |
| 45 |
2.80% |
¥137,863 |
¥74,445,894 |
¥32,145,894 |
| 45 |
2.90% |
¥140,342 |
¥75,784,574 |
¥33,484,574 |
| 45 |
3.00% |
¥142,843 |
¥77,135,289 |
¥34,835,289 |
4230万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥101,063 |
¥48,510,256 |
¥6,210,256 |
| 40 |
0.80% |
¥103,005 |
¥49,442,324 |
¥7,142,324 |
| 40 |
0.90% |
¥104,970 |
¥50,385,547 |
¥8,085,547 |
| 40 |
1.00% |
¥106,958 |
¥51,339,891 |
¥9,039,891 |
| 40 |
1.10% |
¥108,969 |
¥52,305,323 |
¥10,005,323 |
| 40 |
1.20% |
¥111,004 |
¥53,281,804 |
¥10,981,804 |
| 40 |
1.30% |
¥113,061 |
¥54,269,291 |
¥11,969,291 |
| 40 |
1.40% |
¥115,141 |
¥55,267,741 |
¥12,967,741 |
| 40 |
1.50% |
¥117,244 |
¥56,277,104 |
¥13,977,104 |
| 40 |
1.60% |
¥119,369 |
¥57,297,330 |
¥14,997,330 |
| 40 |
1.70% |
¥121,517 |
¥58,328,363 |
¥16,028,363 |
| 40 |
1.80% |
¥123,688 |
¥59,370,147 |
¥17,070,147 |
| 40 |
1.90% |
¥125,880 |
¥60,422,619 |
¥18,122,619 |
| 40 |
2.00% |
¥128,095 |
¥61,485,718 |
¥19,185,718 |
| 40 |
2.10% |
¥130,332 |
¥62,559,375 |
¥20,259,375 |
| 40 |
2.20% |
¥132,591 |
¥63,643,523 |
¥21,343,523 |
| 40 |
2.30% |
¥134,871 |
¥64,738,088 |
¥22,438,088 |
| 40 |
2.40% |
¥137,173 |
¥65,842,997 |
¥23,542,997 |
| 40 |
2.50% |
¥139,496 |
¥66,958,171 |
¥24,658,171 |
| 40 |
2.60% |
¥141,841 |
¥68,083,532 |
¥25,783,532 |
| 40 |
2.70% |
¥144,206 |
¥69,218,996 |
¥26,918,996 |
| 40 |
2.80% |
¥146,593 |
¥70,364,480 |
¥28,064,480 |
| 40 |
2.90% |
¥149,000 |
¥71,519,897 |
¥29,219,897 |
| 40 |
3.00% |
¥151,427 |
¥72,685,157 |
¥30,385,157 |
4230万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥113,584 |
¥47,705,402 |
¥5,405,402 |
| 35 |
0.80% |
¥115,505 |
¥48,512,006 |
¥6,212,006 |
| 35 |
0.90% |
¥117,446 |
¥49,327,171 |
¥7,027,171 |
| 35 |
1.00% |
¥119,407 |
¥50,150,877 |
¥7,850,877 |
| 35 |
1.10% |
¥121,388 |
¥50,983,104 |
¥8,683,104 |
| 35 |
1.20% |
¥123,390 |
¥51,823,828 |
¥9,523,828 |
| 35 |
1.30% |
¥125,412 |
¥52,673,025 |
¥10,373,025 |
| 35 |
1.40% |
¥127,454 |
¥53,530,668 |
¥11,230,668 |
| 35 |
1.50% |
¥129,516 |
¥54,396,728 |
¥12,096,728 |
| 35 |
1.60% |
¥131,598 |
¥55,271,174 |
¥12,971,174 |
| 35 |
1.70% |
¥133,700 |
¥56,153,974 |
¥13,853,974 |
| 35 |
1.80% |
¥135,822 |
¥57,045,094 |
¥14,745,094 |
| 35 |
1.90% |
¥137,963 |
¥57,944,496 |
¥15,644,496 |
| 35 |
2.00% |
¥140,124 |
¥58,852,144 |
¥16,552,144 |
| 35 |
2.10% |
¥142,305 |
¥59,767,996 |
¥17,467,996 |
| 35 |
2.20% |
¥144,505 |
¥60,692,012 |
¥18,392,012 |
| 35 |
2.30% |
¥146,724 |
¥61,624,149 |
¥19,324,149 |
| 35 |
2.40% |
¥148,963 |
¥62,564,360 |
¥20,264,360 |
| 35 |
2.50% |
¥151,220 |
¥63,512,600 |
¥21,212,600 |
| 35 |
2.60% |
¥153,497 |
¥64,468,820 |
¥22,168,820 |
| 35 |
2.70% |
¥155,793 |
¥65,432,971 |
¥23,132,971 |
| 35 |
2.80% |
¥158,107 |
¥66,405,000 |
¥24,105,000 |
| 35 |
2.90% |
¥160,440 |
¥67,384,857 |
¥25,084,857 |
| 35 |
3.00% |
¥162,792 |
¥68,372,485 |
¥26,072,485 |
4230万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥130,303 |
¥46,909,129 |
¥4,609,129 |
| 30 |
0.80% |
¥132,202 |
¥47,592,876 |
¥5,292,876 |
| 30 |
0.90% |
¥134,119 |
¥48,282,925 |
¥5,982,925 |
| 30 |
1.00% |
¥136,054 |
¥48,979,266 |
¥6,679,266 |
| 30 |
1.10% |
¥138,005 |
¥49,681,887 |
¥7,381,887 |
| 30 |
1.20% |
¥139,974 |
¥50,390,776 |
¥8,090,776 |
| 30 |
1.30% |
¥141,961 |
¥51,105,919 |
¥8,805,919 |
| 30 |
1.40% |
¥143,965 |
¥51,827,300 |
¥9,527,300 |
| 30 |
1.50% |
¥145,986 |
¥52,554,906 |
¥10,254,906 |
| 30 |
1.60% |
¥148,024 |
¥53,288,717 |
¥10,988,717 |
| 30 |
1.70% |
¥150,080 |
¥54,028,717 |
¥11,728,717 |
| 30 |
1.80% |
¥152,152 |
¥54,774,887 |
¥12,474,887 |
| 30 |
1.90% |
¥154,242 |
¥55,527,206 |
¥13,227,206 |
| 30 |
2.00% |
¥156,349 |
¥56,285,653 |
¥13,985,653 |
| 30 |
2.10% |
¥158,473 |
¥57,050,207 |
¥14,750,207 |
| 30 |
2.20% |
¥160,613 |
¥57,820,844 |
¥15,520,844 |
| 30 |
2.30% |
¥162,771 |
¥58,597,541 |
¥16,297,541 |
| 30 |
2.40% |
¥164,945 |
¥59,380,271 |
¥17,080,271 |
| 30 |
2.50% |
¥167,136 |
¥60,169,010 |
¥17,869,010 |
| 30 |
2.60% |
¥169,344 |
¥60,963,731 |
¥18,663,731 |
| 30 |
2.70% |
¥171,568 |
¥61,764,406 |
¥19,464,406 |
| 30 |
2.80% |
¥173,808 |
¥62,571,006 |
¥20,271,006 |
| 30 |
2.90% |
¥176,065 |
¥63,383,501 |
¥21,083,501 |
| 30 |
3.00% |
¥178,339 |
¥64,201,862 |
¥21,901,862 |
4230万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥153,738 |
¥46,121,453 |
¥3,821,453 |
| 25 |
0.80% |
¥155,617 |
¥46,684,958 |
¥4,384,958 |
| 25 |
0.90% |
¥157,509 |
¥47,252,847 |
¥4,952,847 |
| 25 |
1.00% |
¥159,417 |
¥47,825,114 |
¥5,525,114 |
| 25 |
1.10% |
¥161,339 |
¥48,401,756 |
¥6,101,756 |
| 25 |
1.20% |
¥163,276 |
¥48,982,764 |
¥6,682,764 |
| 25 |
1.30% |
¥165,227 |
¥49,568,132 |
¥7,268,132 |
| 25 |
1.40% |
¥167,193 |
¥50,157,853 |
¥7,857,853 |
| 25 |
1.50% |
¥169,173 |
¥50,751,920 |
¥8,451,920 |
| 25 |
1.60% |
¥171,168 |
¥51,350,323 |
¥9,050,323 |
| 25 |
1.70% |
¥173,177 |
¥51,953,053 |
¥9,653,053 |
| 25 |
1.80% |
¥175,200 |
¥52,560,103 |
¥10,260,103 |
| 25 |
1.90% |
¥177,238 |
¥53,171,460 |
¥10,871,460 |
| 25 |
2.00% |
¥179,290 |
¥53,787,116 |
¥11,487,116 |
| 25 |
2.10% |
¥181,357 |
¥54,407,058 |
¥12,107,058 |
| 25 |
2.20% |
¥183,438 |
¥55,031,276 |
¥12,731,276 |
| 25 |
2.30% |
¥185,533 |
¥55,659,758 |
¥13,359,758 |
| 25 |
2.40% |
¥187,642 |
¥56,292,492 |
¥13,992,492 |
| 25 |
2.50% |
¥189,765 |
¥56,929,464 |
¥14,629,464 |
| 25 |
2.60% |
¥191,902 |
¥57,570,660 |
¥15,270,660 |
| 25 |
2.70% |
¥194,054 |
¥58,216,069 |
¥15,916,069 |
| 25 |
2.80% |
¥196,219 |
¥58,865,674 |
¥16,565,674 |
| 25 |
2.90% |
¥198,398 |
¥59,519,461 |
¥17,219,461 |
| 25 |
3.00% |
¥200,591 |
¥60,177,416 |
¥17,877,416 |
4230万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥188,927 |
¥45,342,384 |
¥3,042,384 |
| 20 |
0.80% |
¥190,784 |
¥45,788,270 |
¥3,488,270 |
| 20 |
0.90% |
¥192,654 |
¥46,236,966 |
¥3,936,966 |
| 20 |
1.00% |
¥194,535 |
¥46,688,470 |
¥4,388,470 |
| 20 |
1.10% |
¥196,428 |
¥47,142,779 |
¥4,842,779 |
| 20 |
1.20% |
¥198,333 |
¥47,599,891 |
¥5,299,891 |
| 20 |
1.30% |
¥200,249 |
¥48,059,802 |
¥5,759,802 |
| 20 |
1.40% |
¥202,177 |
¥48,522,509 |
¥6,222,509 |
| 20 |
1.50% |
¥204,117 |
¥48,988,010 |
¥6,688,010 |
| 20 |
1.60% |
¥206,068 |
¥49,456,300 |
¥7,156,300 |
| 20 |
1.70% |
¥208,031 |
¥49,927,376 |
¥7,627,376 |
| 20 |
1.80% |
¥210,005 |
¥50,401,233 |
¥8,101,233 |
| 20 |
1.90% |
¥211,991 |
¥50,877,868 |
¥8,577,868 |
| 20 |
2.00% |
¥213,989 |
¥51,357,276 |
¥9,057,276 |
| 20 |
2.10% |
¥215,998 |
¥51,839,453 |
¥9,539,453 |
| 20 |
2.20% |
¥218,018 |
¥52,324,392 |
¥10,024,392 |
| 20 |
2.30% |
¥220,050 |
¥52,812,091 |
¥10,512,091 |
| 20 |
2.40% |
¥222,094 |
¥53,302,542 |
¥11,002,542 |
| 20 |
2.50% |
¥224,149 |
¥53,795,742 |
¥11,495,742 |
| 20 |
2.60% |
¥226,215 |
¥54,291,683 |
¥11,991,683 |
| 20 |
2.70% |
¥228,293 |
¥54,790,361 |
¥12,490,361 |
| 20 |
2.80% |
¥230,382 |
¥55,291,768 |
¥12,991,768 |
| 20 |
2.90% |
¥232,483 |
¥55,795,899 |
¥13,495,899 |
| 20 |
3.00% |
¥234,595 |
¥56,302,748 |
¥14,002,748 |
4230万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥247,622 |
¥44,571,931 |
¥2,271,931 |
| 15 |
0.80% |
¥249,460 |
¥44,902,829 |
¥2,602,829 |
| 15 |
0.90% |
¥251,307 |
¥45,235,310 |
¥2,935,310 |
| 15 |
1.00% |
¥253,163 |
¥45,569,372 |
¥3,269,372 |
| 15 |
1.10% |
¥255,028 |
¥45,905,015 |
¥3,605,015 |
| 15 |
1.20% |
¥256,901 |
¥46,242,238 |
¥3,942,238 |
| 15 |
1.30% |
¥258,784 |
¥46,581,039 |
¥4,281,039 |
| 15 |
1.40% |
¥260,675 |
¥46,921,418 |
¥4,621,418 |
| 15 |
1.50% |
¥262,574 |
¥47,263,374 |
¥4,963,374 |
| 15 |
1.60% |
¥264,483 |
¥47,606,904 |
¥5,306,904 |
| 15 |
1.70% |
¥266,400 |
¥47,952,009 |
¥5,652,009 |
| 15 |
1.80% |
¥268,326 |
¥48,298,686 |
¥5,998,686 |
| 15 |
1.90% |
¥270,261 |
¥48,646,934 |
¥6,346,934 |
| 15 |
2.00% |
¥272,204 |
¥48,996,752 |
¥6,696,752 |
| 15 |
2.10% |
¥274,156 |
¥49,348,139 |
¥7,048,139 |
| 15 |
2.20% |
¥276,117 |
¥49,701,091 |
¥7,401,091 |
| 15 |
2.30% |
¥278,087 |
¥50,055,609 |
¥7,755,609 |
| 15 |
2.40% |
¥280,065 |
¥50,411,689 |
¥8,111,689 |
| 15 |
2.50% |
¥282,052 |
¥50,769,330 |
¥8,469,330 |
| 15 |
2.60% |
¥284,047 |
¥51,128,531 |
¥8,828,531 |
| 15 |
2.70% |
¥286,052 |
¥51,489,289 |
¥9,189,289 |
| 15 |
2.80% |
¥288,064 |
¥51,851,602 |
¥9,551,602 |
| 15 |
2.90% |
¥290,086 |
¥52,215,469 |
¥9,915,469 |
| 15 |
3.00% |
¥292,116 |
¥52,580,886 |
¥10,280,886 |
4230万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥365,084 |
¥43,810,102 |
¥1,510,102 |
| 10 |
0.80% |
¥366,905 |
¥44,028,649 |
¥1,728,649 |
| 10 |
0.90% |
¥368,732 |
¥44,247,898 |
¥1,947,898 |
| 10 |
1.00% |
¥370,565 |
¥44,467,852 |
¥2,167,852 |
| 10 |
1.10% |
¥372,404 |
¥44,688,509 |
¥2,388,509 |
| 10 |
1.20% |
¥374,249 |
¥44,909,869 |
¥2,609,869 |
| 10 |
1.30% |
¥376,099 |
¥45,131,932 |
¥2,831,932 |
| 10 |
1.40% |
¥377,956 |
¥45,354,697 |
¥3,054,697 |
| 10 |
1.50% |
¥379,818 |
¥45,578,165 |
¥3,278,165 |
| 10 |
1.60% |
¥381,686 |
¥45,802,335 |
¥3,502,335 |
| 10 |
1.70% |
¥383,560 |
¥46,027,207 |
¥3,727,207 |
| 10 |
1.80% |
¥385,440 |
¥46,252,780 |
¥3,952,780 |
| 10 |
1.90% |
¥387,325 |
¥46,479,054 |
¥4,179,054 |
| 10 |
2.00% |
¥389,217 |
¥46,706,029 |
¥4,406,029 |
| 10 |
2.10% |
¥391,114 |
¥46,933,705 |
¥4,633,705 |
| 10 |
2.20% |
¥393,017 |
¥47,162,080 |
¥4,862,080 |
| 10 |
2.30% |
¥394,926 |
¥47,391,155 |
¥5,091,155 |
| 10 |
2.40% |
¥396,841 |
¥47,620,929 |
¥5,320,929 |
| 10 |
2.50% |
¥398,762 |
¥47,851,402 |
¥5,551,402 |
| 10 |
2.60% |
¥400,688 |
¥48,082,574 |
¥5,782,574 |
| 10 |
2.70% |
¥402,620 |
¥48,314,443 |
¥6,014,443 |
| 10 |
2.80% |
¥404,558 |
¥48,547,010 |
¥6,247,010 |
| 10 |
2.90% |
¥406,502 |
¥48,780,274 |
¥6,480,274 |
| 10 |
3.00% |
¥408,452 |
¥49,014,234 |
¥6,714,234 |
