4280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4280万円の住宅ローン｜期間・年数別
4280万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥84,564 | ¥50,738,383 | ¥7,938,383 |
| 50 | 0.80% | ¥86,572 | ¥51,943,227 | ¥9,143,227 |
| 50 | 0.90% | ¥88,609 | ¥53,165,604 | ¥10,365,604 |
| 50 | 1.00% | ¥90,676 | ¥54,405,437 | ¥11,605,437 |
| 50 | 1.10% | ¥92,771 | ¥55,662,643 | ¥12,862,643 |
| 50 | 1.20% | ¥94,895 | ¥56,937,128 | ¥14,137,128 |
| 50 | 1.30% | ¥97,048 | ¥58,228,792 | ¥15,428,792 |
| 50 | 1.40% | ¥99,229 | ¥59,537,526 | ¥16,737,526 |
| 50 | 1.50% | ¥101,439 | ¥60,863,216 | ¥18,063,216 |
| 50 | 1.60% | ¥103,676 | ¥62,205,737 | ¥19,405,737 |
| 50 | 1.70% | ¥105,942 | ¥63,564,961 | ¥20,764,961 |
| 50 | 1.80% | ¥108,235 | ¥64,940,748 | ¥22,140,748 |
| 50 | 1.90% | ¥110,555 | ¥66,332,956 | ¥23,532,956 |
| 50 | 2.00% | ¥112,902 | ¥67,741,434 | ¥24,941,434 |
| 50 | 2.10% | ¥115,277 | ¥69,166,024 | ¥26,366,024 |
| 50 | 2.20% | ¥117,678 | ¥70,606,566 | ¥27,806,566 |
| 50 | 2.30% | ¥120,105 | ¥72,062,889 | ¥29,262,889 |
| 50 | 2.40% | ¥122,558 | ¥73,534,821 | ¥30,734,821 |
| 50 | 2.50% | ¥125,037 | ¥75,022,181 | ¥32,222,181 |
| 50 | 2.60% | ¥127,541 | ¥76,524,787 | ¥33,724,787 |
| 50 | 2.70% | ¥130,071 | ¥78,042,449 | ¥35,242,449 |
| 50 | 2.80% | ¥132,625 | ¥79,574,974 | ¥36,774,974 |
| 50 | 2.90% | ¥135,204 | ¥81,122,165 | ¥38,322,165 |
| 50 | 3.00% | ¥137,806 | ¥82,683,821 | ¥39,883,821 |
4280万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥92,420 | ¥49,906,698 | ¥7,106,698 |
| 45 | 0.80% | ¥94,406 | ¥50,979,357 | ¥8,179,357 |
| 45 | 0.90% | ¥96,419 | ¥52,066,260 | ¥9,266,260 |
| 45 | 1.00% | ¥98,458 | ¥53,167,357 | ¥10,367,357 |
| 45 | 1.10% | ¥100,523 | ¥54,282,593 | ¥11,482,593 |
| 45 | 1.20% | ¥102,615 | ¥55,411,904 | ¥12,611,904 |
| 45 | 1.30% | ¥104,732 | ¥56,555,226 | ¥13,755,226 |
| 45 | 1.40% | ¥106,875 | ¥57,712,486 | ¥14,912,486 |
| 45 | 1.50% | ¥109,044 | ¥58,883,607 | ¥16,083,607 |
| 45 | 1.60% | ¥111,238 | ¥60,068,506 | ¥17,268,506 |
| 45 | 1.70% | ¥113,458 | ¥61,267,098 | ¥18,467,098 |
| 45 | 1.80% | ¥115,702 | ¥62,479,289 | ¥19,679,289 |
| 45 | 1.90% | ¥117,972 | ¥63,704,984 | ¥20,904,984 |
| 45 | 2.00% | ¥120,267 | ¥64,944,082 | ¥22,144,082 |
| 45 | 2.10% | ¥122,586 | ¥66,196,477 | ¥23,396,477 |
| 45 | 2.20% | ¥124,930 | ¥67,462,060 | ¥24,662,060 |
| 45 | 2.30% | ¥127,298 | ¥68,740,717 | ¥25,940,717 |
| 45 | 2.40% | ¥129,690 | ¥70,032,331 | ¥27,232,331 |
| 45 | 2.50% | ¥132,105 | ¥71,336,780 | ¥28,536,780 |
| 45 | 2.60% | ¥134,544 | ¥72,653,939 | ¥29,853,939 |
| 45 | 2.70% | ¥137,007 | ¥73,983,679 | ¥31,183,679 |
| 45 | 2.80% | ¥139,492 | ¥75,325,869 | ¥32,525,869 |
| 45 | 2.90% | ¥142,001 | ¥76,680,373 | ¥33,880,373 |
| 45 | 3.00% | ¥144,532 | ¥78,047,054 | ¥35,247,054 |
4280万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥102,258 | ¥49,083,663 | ¥6,283,663 |
| 40 | 0.80% | ¥104,222 | ¥50,026,749 | ¥7,226,749 |
| 40 | 0.90% | ¥106,211 | ¥50,981,120 | ¥8,181,120 |
| 40 | 1.00% | ¥108,222 | ¥51,946,746 | ¥9,146,746 |
| 40 | 1.10% | ¥110,257 | ¥52,923,589 | ¥10,123,589 |
| 40 | 1.20% | ¥112,316 | ¥53,911,612 | ¥11,111,612 |
| 40 | 1.30% | ¥114,397 | ¥54,910,772 | ¥12,110,772 |
| 40 | 1.40% | ¥116,502 | ¥55,921,024 | ¥13,121,024 |
| 40 | 1.50% | ¥118,630 | ¥56,942,318 | ¥14,142,318 |
| 40 | 1.60% | ¥120,780 | ¥57,974,603 | ¥15,174,603 |
| 40 | 1.70% | ¥122,954 | ¥59,017,824 | ¥16,217,824 |
| 40 | 1.80% | ¥125,150 | ¥60,071,921 | ¥17,271,921 |
| 40 | 1.90% | ¥127,368 | ¥61,136,835 | ¥18,336,835 |
| 40 | 2.00% | ¥129,609 | ¥62,212,499 | ¥19,412,499 |
| 40 | 2.10% | ¥131,873 | ¥63,298,848 | ¥20,498,848 |
| 40 | 2.20% | ¥134,158 | ¥64,395,810 | ¥21,595,810 |
| 40 | 2.30% | ¥136,465 | ¥65,503,314 | ¥22,703,314 |
| 40 | 2.40% | ¥138,794 | ¥66,621,283 | ¥23,821,283 |
| 40 | 2.50% | ¥141,145 | ¥67,749,639 | ¥24,949,639 |
| 40 | 2.60% | ¥143,517 | ¥68,888,302 | ¥26,088,302 |
| 40 | 2.70% | ¥145,911 | ¥70,037,188 | ¥27,237,188 |
| 40 | 2.80% | ¥148,325 | ¥71,196,212 | ¥28,396,212 |
| 40 | 2.90% | ¥150,761 | ¥72,365,286 | ¥29,565,286 |
| 40 | 3.00% | ¥153,217 | ¥73,544,320 | ¥30,744,320 |
4280万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥114,927 | ¥48,269,295 | ¥5,469,295 |
| 35 | 0.80% | ¥116,870 | ¥49,085,434 | ¥6,285,434 |
| 35 | 0.90% | ¥118,834 | ¥49,910,235 | ¥7,110,235 |
| 35 | 1.00% | ¥120,818 | ¥50,743,677 | ¥7,943,677 |
| 35 | 1.10% | ¥122,823 | ¥51,585,741 | ¥8,785,741 |
| 35 | 1.20% | ¥124,849 | ¥52,436,403 | ¥9,636,403 |
| 35 | 1.30% | ¥126,894 | ¥53,295,637 | ¥10,495,637 |
| 35 | 1.40% | ¥128,961 | ¥54,163,418 | ¥11,363,418 |
| 35 | 1.50% | ¥131,047 | ¥55,039,715 | ¥12,239,715 |
| 35 | 1.60% | ¥133,154 | ¥55,924,497 | ¥13,124,497 |
| 35 | 1.70% | ¥135,280 | ¥56,817,733 | ¥14,017,733 |
| 35 | 1.80% | ¥137,427 | ¥57,719,385 | ¥14,919,385 |
| 35 | 1.90% | ¥139,594 | ¥58,629,419 | ¥15,829,419 |
| 35 | 2.00% | ¥141,780 | ¥59,547,795 | ¥16,747,795 |
| 35 | 2.10% | ¥143,987 | ¥60,474,474 | ¥17,674,474 |
| 35 | 2.20% | ¥146,213 | ¥61,409,412 | ¥18,609,412 |
| 35 | 2.30% | ¥148,458 | ¥62,352,567 | ¥19,552,567 |
| 35 | 2.40% | ¥150,724 | ¥63,303,892 | ¥20,503,892 |
| 35 | 2.50% | ¥153,008 | ¥64,263,340 | ¥21,463,340 |
| 35 | 2.60% | ¥155,312 | ¥65,230,863 | ¥22,430,863 |
| 35 | 2.70% | ¥157,634 | ¥66,206,410 | ¥23,406,410 |
| 35 | 2.80% | ¥159,976 | ¥67,189,930 | ¥24,389,930 |
| 35 | 2.90% | ¥162,337 | ¥68,181,368 | ¥25,381,368 |
| 35 | 3.00% | ¥164,716 | ¥69,180,670 | ¥26,380,670 |
4280万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥131,843 | ¥47,463,611 | ¥4,663,611 |
| 30 | 0.80% | ¥133,765 | ¥48,155,440 | ¥5,355,440 |
| 30 | 0.90% | ¥135,705 | ¥48,853,646 | ¥6,053,646 |
| 30 | 1.00% | ¥137,662 | ¥49,558,217 | ¥6,758,217 |
| 30 | 1.10% | ¥139,637 | ¥50,269,144 | ¥7,469,144 |
| 30 | 1.20% | ¥141,629 | ¥50,986,412 | ¥8,186,412 |
| 30 | 1.30% | ¥143,639 | ¥51,710,007 | ¥8,910,007 |
| 30 | 1.40% | ¥145,666 | ¥52,439,916 | ¥9,639,916 |
| 30 | 1.50% | ¥147,711 | ¥53,176,122 | ¥10,376,122 |
| 30 | 1.60% | ¥149,774 | ¥53,918,608 | ¥11,118,608 |
| 30 | 1.70% | ¥151,854 | ¥54,667,355 | ¥11,867,355 |
| 30 | 1.80% | ¥153,951 | ¥55,422,344 | ¥12,622,344 |
| 30 | 1.90% | ¥156,065 | ¥56,183,556 | ¥13,383,556 |
| 30 | 2.00% | ¥158,197 | ¥56,950,968 | ¥14,150,968 |
| 30 | 2.10% | ¥160,346 | ¥57,724,559 | ¥14,924,559 |
| 30 | 2.20% | ¥162,512 | ¥58,504,306 | ¥15,704,306 |
| 30 | 2.30% | ¥164,695 | ¥59,290,183 | ¥16,490,183 |
| 30 | 2.40% | ¥166,895 | ¥60,082,166 | ¥17,282,166 |
| 30 | 2.50% | ¥169,112 | ¥60,880,228 | ¥18,080,228 |
| 30 | 2.60% | ¥171,345 | ¥61,684,343 | ¥18,884,343 |
| 30 | 2.70% | ¥173,596 | ¥62,494,482 | ¥19,694,482 |
| 30 | 2.80% | ¥175,863 | ¥63,310,616 | ¥20,510,616 |
| 30 | 2.90% | ¥178,146 | ¥64,132,715 | ¥21,332,715 |
| 30 | 3.00% | ¥180,447 | ¥64,960,750 | ¥22,160,750 |
4280万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥155,555 | ¥46,666,624 | ¥3,866,624 |
| 25 | 0.80% | ¥157,456 | ¥47,236,789 | ¥4,436,789 |
| 25 | 0.90% | ¥159,371 | ¥47,811,391 | ¥5,011,391 |
| 25 | 1.00% | ¥161,301 | ¥48,390,423 | ¥5,590,423 |
| 25 | 1.10% | ¥163,246 | ¥48,973,880 | ¥6,173,880 |
| 25 | 1.20% | ¥165,206 | ¥49,561,756 | ¥6,761,756 |
| 25 | 1.30% | ¥167,180 | ¥50,154,044 | ¥7,354,044 |
| 25 | 1.40% | ¥169,169 | ¥50,750,736 | ¥7,950,736 |
| 25 | 1.50% | ¥171,173 | ¥51,351,824 | ¥8,551,824 |
| 25 | 1.60% | ¥173,191 | ¥51,957,301 | ¥9,157,301 |
| 25 | 1.70% | ¥175,224 | ¥52,567,156 | ¥9,767,156 |
| 25 | 1.80% | ¥177,271 | ¥53,181,380 | ¥10,381,380 |
| 25 | 1.90% | ¥179,333 | ¥53,799,964 | ¥10,999,964 |
| 25 | 2.00% | ¥181,410 | ¥54,422,897 | ¥11,622,897 |
| 25 | 2.10% | ¥183,501 | ¥55,050,168 | ¥12,250,168 |
| 25 | 2.20% | ¥185,606 | ¥55,681,764 | ¥12,881,764 |
| 25 | 2.30% | ¥187,726 | ¥56,317,675 | ¥13,517,675 |
| 25 | 2.40% | ¥189,860 | ¥56,957,888 | ¥14,157,888 |
| 25 | 2.50% | ¥192,008 | ¥57,602,389 | ¥14,802,389 |
| 25 | 2.60% | ¥194,171 | ¥58,251,165 | ¥15,451,165 |
| 25 | 2.70% | ¥196,347 | ¥58,904,202 | ¥16,104,202 |
| 25 | 2.80% | ¥198,538 | ¥59,561,486 | ¥16,761,486 |
| 25 | 2.90% | ¥200,743 | ¥60,223,001 | ¥17,423,001 |
| 25 | 3.00% | ¥202,962 | ¥60,888,733 | ¥18,088,733 |
4280万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥191,160 | ¥45,878,346 | ¥3,078,346 |
| 20 | 0.80% | ¥193,040 | ¥46,329,502 | ¥3,529,502 |
| 20 | 0.90% | ¥194,931 | ¥46,783,502 | ¥3,983,502 |
| 20 | 1.00% | ¥196,835 | ¥47,240,343 | ¥4,440,343 |
| 20 | 1.10% | ¥198,750 | ¥47,700,022 | ¥4,900,022 |
| 20 | 1.20% | ¥200,677 | ¥48,162,537 | ¥5,362,537 |
| 20 | 1.30% | ¥202,616 | ¥48,627,885 | ¥5,827,885 |
| 20 | 1.40% | ¥204,567 | ¥49,096,061 | ¥6,296,061 |
| 20 | 1.50% | ¥206,529 | ¥49,567,064 | ¥6,767,064 |
| 20 | 1.60% | ¥208,504 | ¥50,040,890 | ¥7,240,890 |
| 20 | 1.70% | ¥210,490 | ¥50,517,534 | ¥7,717,534 |
| 20 | 1.80% | ¥212,487 | ¥50,996,993 | ¥8,196,993 |
| 20 | 1.90% | ¥214,497 | ¥51,479,261 | ¥8,679,261 |
| 20 | 2.00% | ¥216,518 | ¥51,964,336 | ¥9,164,336 |
| 20 | 2.10% | ¥218,551 | ¥52,452,212 | ¥9,652,212 |
| 20 | 2.20% | ¥220,595 | ¥52,942,884 | ¥10,142,884 |
| 20 | 2.30% | ¥222,651 | ¥53,436,347 | ¥10,636,347 |
| 20 | 2.40% | ¥224,719 | ¥53,932,596 | ¥11,132,596 |
| 20 | 2.50% | ¥226,798 | ¥54,431,625 | ¥11,631,625 |
| 20 | 2.60% | ¥228,889 | ¥54,933,429 | ¥12,133,429 |
| 20 | 2.70% | ¥230,992 | ¥55,438,001 | ¥12,638,001 |
| 20 | 2.80% | ¥233,106 | ¥55,945,335 | ¥13,145,335 |
| 20 | 2.90% | ¥235,231 | ¥56,455,425 | ¥13,655,425 |
| 20 | 3.00% | ¥237,368 | ¥56,968,265 | ¥14,168,265 |
4280万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥250,549 | ¥45,098,786 | ¥2,298,786 |
| 15 | 0.80% | ¥252,409 | ¥45,433,596 | ¥2,633,596 |
| 15 | 0.90% | ¥254,278 | ¥45,770,006 | ¥2,970,006 |
| 15 | 1.00% | ¥256,156 | ¥46,108,017 | ¥3,308,017 |
| 15 | 1.10% | ¥258,042 | ¥46,447,628 | ¥3,647,628 |
| 15 | 1.20% | ¥259,938 | ¥46,788,836 | ¥3,988,836 |
| 15 | 1.30% | ¥261,842 | ¥47,131,643 | ¥4,331,643 |
| 15 | 1.40% | ¥263,756 | ¥47,476,045 | ¥4,676,045 |
| 15 | 1.50% | ¥265,678 | ¥47,822,042 | ¥5,022,042 |
| 15 | 1.60% | ¥267,609 | ¥48,169,634 | ¥5,369,634 |
| 15 | 1.70% | ¥269,549 | ¥48,518,817 | ¥5,718,817 |
| 15 | 1.80% | ¥271,498 | ¥48,869,593 | ¥6,069,593 |
| 15 | 1.90% | ¥273,455 | ¥49,221,957 | ¥6,421,957 |
| 15 | 2.00% | ¥275,422 | ¥49,575,910 | ¥6,775,910 |
| 15 | 2.10% | ¥277,397 | ¥49,931,450 | ¥7,131,450 |
| 15 | 2.20% | ¥279,381 | ¥50,288,575 | ¥7,488,575 |
| 15 | 2.30% | ¥281,374 | ¥50,647,282 | ¥7,847,282 |
| 15 | 2.40% | ¥283,375 | ¥51,007,572 | ¥8,207,572 |
| 15 | 2.50% | ¥285,386 | ¥51,369,441 | ¥8,569,441 |
| 15 | 2.60% | ¥287,405 | ¥51,732,887 | ¥8,932,887 |
| 15 | 2.70% | ¥289,433 | ¥52,097,910 | ¥9,297,910 |
| 15 | 2.80% | ¥291,469 | ¥52,464,505 | ¥9,664,505 |
| 15 | 2.90% | ¥293,515 | ¥52,832,673 | ¥10,032,673 |
| 15 | 3.00% | ¥295,569 | ¥53,202,410 | ¥10,402,410 |
4280万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥369,400 | ¥44,327,952 | ¥1,527,952 |
| 10 | 0.80% | ¥371,242 | ¥44,549,082 | ¥1,749,082 |
| 10 | 0.90% | ¥373,091 | ¥44,770,923 | ¥1,970,923 |
| 10 | 1.00% | ¥374,946 | ¥44,993,477 | ¥2,193,477 |
| 10 | 1.10% | ¥376,806 | ¥45,216,742 | ¥2,416,742 |
| 10 | 1.20% | ¥378,673 | ¥45,440,718 | ¥2,640,718 |
| 10 | 1.30% | ¥380,545 | ¥45,665,406 | ¥2,865,406 |
| 10 | 1.40% | ¥382,423 | ¥45,890,805 | ¥3,090,805 |
| 10 | 1.50% | ¥384,308 | ¥46,116,914 | ¥3,316,914 |
| 10 | 1.60% | ¥386,198 | ¥46,343,734 | ¥3,543,734 |
| 10 | 1.70% | ¥388,094 | ¥46,571,264 | ¥3,771,264 |
| 10 | 1.80% | ¥389,996 | ¥46,799,503 | ¥3,999,503 |
| 10 | 1.90% | ¥391,904 | ¥47,028,452 | ¥4,228,452 |
| 10 | 2.00% | ¥393,818 | ¥47,258,110 | ¥4,458,110 |
| 10 | 2.10% | ¥395,737 | ¥47,488,476 | ¥4,688,476 |
| 10 | 2.20% | ¥397,663 | ¥47,719,551 | ¥4,919,551 |
| 10 | 2.30% | ¥399,594 | ¥47,951,334 | ¥5,151,334 |
| 10 | 2.40% | ¥401,532 | ¥48,183,824 | ¥5,383,824 |
| 10 | 2.50% | ¥403,475 | ¥48,417,022 | ¥5,617,022 |
| 10 | 2.60% | ¥405,424 | ¥48,650,925 | ¥5,850,925 |
| 10 | 2.70% | ¥407,379 | ¥48,885,536 | ¥6,085,536 |
| 10 | 2.80% | ¥409,340 | ¥49,120,851 | ¥6,320,851 |
| 10 | 2.90% | ¥411,307 | ¥49,356,873 | ¥6,556,873 |
| 10 | 3.00% | ¥413,280 | ¥49,593,598 | ¥6,793,598 |
