4310万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4310万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4310万円の住宅ローン｜期間・年数別
4310万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥85,157 |
¥51,094,026 |
¥7,994,026 |
| 50 |
0.80% |
¥87,179 |
¥52,307,315 |
¥9,207,315 |
| 50 |
0.90% |
¥89,230 |
¥53,538,260 |
¥10,438,260 |
| 50 |
1.00% |
¥91,311 |
¥54,786,784 |
¥11,686,784 |
| 50 |
1.10% |
¥93,421 |
¥56,052,802 |
¥12,952,802 |
| 50 |
1.20% |
¥95,560 |
¥57,336,220 |
¥14,236,220 |
| 50 |
1.30% |
¥97,728 |
¥58,636,937 |
¥15,536,937 |
| 50 |
1.40% |
¥99,925 |
¥59,954,845 |
¥16,854,845 |
| 50 |
1.50% |
¥102,150 |
¥61,289,827 |
¥18,189,827 |
| 50 |
1.60% |
¥104,403 |
¥62,641,759 |
¥19,541,759 |
| 50 |
1.70% |
¥106,684 |
¥64,010,509 |
¥20,910,509 |
| 50 |
1.80% |
¥108,993 |
¥65,395,940 |
¥22,295,940 |
| 50 |
1.90% |
¥111,330 |
¥66,797,906 |
¥23,697,906 |
| 50 |
2.00% |
¥113,694 |
¥68,216,257 |
¥25,116,257 |
| 50 |
2.10% |
¥116,085 |
¥69,650,833 |
¥26,550,833 |
| 50 |
2.20% |
¥118,502 |
¥71,101,472 |
¥28,001,472 |
| 50 |
2.30% |
¥120,947 |
¥72,568,003 |
¥29,468,003 |
| 50 |
2.40% |
¥123,417 |
¥74,050,252 |
¥30,950,252 |
| 50 |
2.50% |
¥125,913 |
¥75,548,038 |
¥32,448,038 |
| 50 |
2.60% |
¥128,435 |
¥77,061,176 |
¥33,961,176 |
| 50 |
2.70% |
¥130,982 |
¥78,589,476 |
¥35,489,476 |
| 50 |
2.80% |
¥133,555 |
¥80,132,743 |
¥37,032,743 |
| 50 |
2.90% |
¥136,151 |
¥81,690,779 |
¥38,590,779 |
| 50 |
3.00% |
¥138,772 |
¥83,263,381 |
¥40,163,381 |
4310万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥93,068 |
¥50,256,511 |
¥7,156,511 |
| 45 |
0.80% |
¥95,068 |
¥51,336,689 |
¥8,236,689 |
| 45 |
0.90% |
¥97,095 |
¥52,431,210 |
¥9,331,210 |
| 45 |
1.00% |
¥99,148 |
¥53,540,026 |
¥10,440,026 |
| 45 |
1.10% |
¥101,228 |
¥54,663,078 |
¥11,563,078 |
| 45 |
1.20% |
¥103,334 |
¥55,800,306 |
¥12,700,306 |
| 45 |
1.30% |
¥105,466 |
¥56,951,641 |
¥13,851,641 |
| 45 |
1.40% |
¥107,624 |
¥58,117,013 |
¥15,017,013 |
| 45 |
1.50% |
¥109,808 |
¥59,296,342 |
¥16,196,342 |
| 45 |
1.60% |
¥112,018 |
¥60,489,547 |
¥17,389,547 |
| 45 |
1.70% |
¥114,253 |
¥61,696,540 |
¥18,596,540 |
| 45 |
1.80% |
¥116,513 |
¥62,917,228 |
¥19,817,228 |
| 45 |
1.90% |
¥118,799 |
¥64,151,514 |
¥21,051,514 |
| 45 |
2.00% |
¥121,110 |
¥65,399,297 |
¥22,299,297 |
| 45 |
2.10% |
¥123,445 |
¥66,660,471 |
¥23,560,471 |
| 45 |
2.20% |
¥125,805 |
¥67,934,925 |
¥24,834,925 |
| 45 |
2.30% |
¥128,190 |
¥69,222,545 |
¥26,122,545 |
| 45 |
2.40% |
¥130,599 |
¥70,523,212 |
¥27,423,212 |
| 45 |
2.50% |
¥133,031 |
¥71,836,804 |
¥28,736,804 |
| 45 |
2.60% |
¥135,487 |
¥73,163,196 |
¥30,063,196 |
| 45 |
2.70% |
¥137,967 |
¥74,502,256 |
¥31,402,256 |
| 45 |
2.80% |
¥140,470 |
¥75,853,854 |
¥32,753,854 |
| 45 |
2.90% |
¥142,996 |
¥77,217,852 |
¥34,117,852 |
| 45 |
3.00% |
¥145,545 |
¥78,594,112 |
¥35,494,112 |
4310万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥102,974 |
¥49,427,707 |
¥6,327,707 |
| 40 |
0.80% |
¥104,953 |
¥50,377,404 |
¥7,277,404 |
| 40 |
0.90% |
¥106,955 |
¥51,338,465 |
¥8,238,465 |
| 40 |
1.00% |
¥108,981 |
¥52,310,858 |
¥9,210,858 |
| 40 |
1.10% |
¥111,030 |
¥53,294,549 |
¥10,194,549 |
| 40 |
1.20% |
¥113,103 |
¥54,289,497 |
¥11,189,497 |
| 40 |
1.30% |
¥115,199 |
¥55,295,661 |
¥12,195,661 |
| 40 |
1.40% |
¥117,319 |
¥56,312,994 |
¥13,212,994 |
| 40 |
1.50% |
¥119,461 |
¥57,341,447 |
¥14,241,447 |
| 40 |
1.60% |
¥121,627 |
¥58,380,967 |
¥15,280,967 |
| 40 |
1.70% |
¥123,816 |
¥59,431,500 |
¥16,331,500 |
| 40 |
1.80% |
¥126,027 |
¥60,492,986 |
¥17,392,986 |
| 40 |
1.90% |
¥128,261 |
¥61,565,364 |
¥18,465,364 |
| 40 |
2.00% |
¥130,518 |
¥62,648,568 |
¥19,548,568 |
| 40 |
2.10% |
¥132,797 |
¥63,742,531 |
¥20,642,531 |
| 40 |
2.20% |
¥135,098 |
¥64,847,183 |
¥21,747,183 |
| 40 |
2.30% |
¥137,422 |
¥65,962,449 |
¥22,862,449 |
| 40 |
2.40% |
¥139,767 |
¥67,088,254 |
¥23,988,254 |
| 40 |
2.50% |
¥142,134 |
¥68,224,520 |
¥25,124,520 |
| 40 |
2.60% |
¥144,523 |
¥69,371,164 |
¥26,271,164 |
| 40 |
2.70% |
¥146,934 |
¥70,528,103 |
¥27,428,103 |
| 40 |
2.80% |
¥149,365 |
¥71,695,251 |
¥28,595,251 |
| 40 |
2.90% |
¥151,818 |
¥72,872,519 |
¥29,772,519 |
| 40 |
3.00% |
¥154,291 |
¥74,059,817 |
¥30,959,817 |
4310万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥115,732 |
¥48,607,631 |
¥5,507,631 |
| 35 |
0.80% |
¥117,689 |
¥49,429,491 |
¥6,329,491 |
| 35 |
0.90% |
¥119,667 |
¥50,260,073 |
¥7,160,073 |
| 35 |
1.00% |
¥121,665 |
¥51,099,357 |
¥7,999,357 |
| 35 |
1.10% |
¥123,684 |
¥51,947,323 |
¥8,847,323 |
| 35 |
1.20% |
¥125,724 |
¥52,803,948 |
¥9,703,948 |
| 35 |
1.30% |
¥127,784 |
¥53,669,205 |
¥10,569,205 |
| 35 |
1.40% |
¥129,864 |
¥54,543,068 |
¥11,443,068 |
| 35 |
1.50% |
¥131,965 |
¥55,425,507 |
¥12,325,507 |
| 35 |
1.60% |
¥134,087 |
¥56,316,492 |
¥13,216,492 |
| 35 |
1.70% |
¥136,229 |
¥57,215,988 |
¥14,115,988 |
| 35 |
1.80% |
¥138,390 |
¥58,123,961 |
¥15,023,961 |
| 35 |
1.90% |
¥140,572 |
¥59,040,373 |
¥15,940,373 |
| 35 |
2.00% |
¥142,774 |
¥59,965,187 |
¥16,865,187 |
| 35 |
2.10% |
¥144,996 |
¥60,898,360 |
¥17,798,360 |
| 35 |
2.20% |
¥147,238 |
¥61,839,852 |
¥18,739,852 |
| 35 |
2.30% |
¥149,499 |
¥62,789,617 |
¥19,689,617 |
| 35 |
2.40% |
¥151,780 |
¥63,747,610 |
¥20,647,610 |
| 35 |
2.50% |
¥154,080 |
¥64,713,784 |
¥21,613,784 |
| 35 |
2.60% |
¥156,400 |
¥65,688,089 |
¥22,588,089 |
| 35 |
2.70% |
¥158,739 |
¥66,670,474 |
¥23,570,474 |
| 35 |
2.80% |
¥161,097 |
¥67,660,887 |
¥24,560,887 |
| 35 |
2.90% |
¥163,474 |
¥68,659,275 |
¥25,559,275 |
| 35 |
3.00% |
¥165,870 |
¥69,665,581 |
¥26,565,581 |
4310万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥132,767 |
¥47,796,300 |
¥4,696,300 |
| 30 |
0.80% |
¥134,703 |
¥48,492,978 |
¥5,392,978 |
| 30 |
0.90% |
¥136,656 |
¥49,196,078 |
¥6,096,078 |
| 30 |
1.00% |
¥138,627 |
¥49,905,588 |
¥6,805,588 |
| 30 |
1.10% |
¥140,615 |
¥50,621,497 |
¥7,521,497 |
| 30 |
1.20% |
¥142,622 |
¥51,343,793 |
¥8,243,793 |
| 30 |
1.30% |
¥144,646 |
¥52,072,461 |
¥8,972,461 |
| 30 |
1.40% |
¥146,687 |
¥52,807,486 |
¥9,707,486 |
| 30 |
1.50% |
¥148,747 |
¥53,548,852 |
¥10,448,852 |
| 30 |
1.60% |
¥150,824 |
¥54,296,542 |
¥11,196,542 |
| 30 |
1.70% |
¥152,918 |
¥55,050,537 |
¥11,950,537 |
| 30 |
1.80% |
¥155,030 |
¥55,810,819 |
¥12,710,819 |
| 30 |
1.90% |
¥157,159 |
¥56,577,366 |
¥13,477,366 |
| 30 |
2.00% |
¥159,306 |
¥57,350,157 |
¥14,250,157 |
| 30 |
2.10% |
¥161,470 |
¥58,129,171 |
¥15,029,171 |
| 30 |
2.20% |
¥163,651 |
¥58,914,383 |
¥15,814,383 |
| 30 |
2.30% |
¥165,849 |
¥59,705,768 |
¥16,605,768 |
| 30 |
2.40% |
¥168,065 |
¥60,503,302 |
¥17,403,302 |
| 30 |
2.50% |
¥170,297 |
¥61,306,959 |
¥18,206,959 |
| 30 |
2.60% |
¥172,546 |
¥62,116,710 |
¥19,016,710 |
| 30 |
2.70% |
¥174,813 |
¥62,932,527 |
¥19,832,527 |
| 30 |
2.80% |
¥177,096 |
¥63,754,382 |
¥20,654,382 |
| 30 |
2.90% |
¥179,395 |
¥64,582,244 |
¥21,482,244 |
| 30 |
3.00% |
¥181,711 |
¥65,416,082 |
¥22,316,082 |
4310万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥156,646 |
¥46,993,726 |
¥3,893,726 |
| 25 |
0.80% |
¥158,560 |
¥47,567,888 |
¥4,467,888 |
| 25 |
0.90% |
¥160,488 |
¥48,146,517 |
¥5,046,517 |
| 25 |
1.00% |
¥162,432 |
¥48,729,608 |
¥5,629,608 |
| 25 |
1.10% |
¥164,391 |
¥49,317,155 |
¥6,217,155 |
| 25 |
1.20% |
¥166,364 |
¥49,909,152 |
¥6,809,152 |
| 25 |
1.30% |
¥168,352 |
¥50,505,591 |
¥7,405,591 |
| 25 |
1.40% |
¥170,355 |
¥51,106,465 |
¥8,006,465 |
| 25 |
1.50% |
¥172,373 |
¥51,711,767 |
¥8,611,767 |
| 25 |
1.60% |
¥174,405 |
¥52,321,487 |
¥9,221,487 |
| 25 |
1.70% |
¥176,452 |
¥52,935,617 |
¥9,835,617 |
| 25 |
1.80% |
¥178,514 |
¥53,554,147 |
¥10,454,147 |
| 25 |
1.90% |
¥180,590 |
¥54,177,067 |
¥11,077,067 |
| 25 |
2.00% |
¥182,681 |
¥54,804,366 |
¥11,704,366 |
| 25 |
2.10% |
¥184,787 |
¥55,436,033 |
¥12,336,033 |
| 25 |
2.20% |
¥186,907 |
¥56,072,057 |
¥12,972,057 |
| 25 |
2.30% |
¥189,041 |
¥56,712,425 |
¥13,612,425 |
| 25 |
2.40% |
¥191,190 |
¥57,357,125 |
¥14,257,125 |
| 25 |
2.50% |
¥193,354 |
¥58,006,144 |
¥14,906,144 |
| 25 |
2.60% |
¥195,532 |
¥58,659,467 |
¥15,559,467 |
| 25 |
2.70% |
¥197,724 |
¥59,317,082 |
¥16,217,082 |
| 25 |
2.80% |
¥199,930 |
¥59,978,973 |
¥16,878,973 |
| 25 |
2.90% |
¥202,150 |
¥60,645,125 |
¥17,545,125 |
| 25 |
3.00% |
¥204,385 |
¥61,315,523 |
¥18,215,523 |
4310万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥192,500 |
¥46,199,923 |
¥3,099,923 |
| 20 |
0.80% |
¥194,393 |
¥46,654,242 |
¥3,554,242 |
| 20 |
0.90% |
¥196,298 |
¥47,111,424 |
¥4,011,424 |
| 20 |
1.00% |
¥198,214 |
¥47,571,467 |
¥4,471,467 |
| 20 |
1.10% |
¥200,143 |
¥48,034,368 |
¥4,934,368 |
| 20 |
1.20% |
¥202,084 |
¥48,500,125 |
¥5,400,125 |
| 20 |
1.30% |
¥204,036 |
¥48,968,734 |
¥5,868,734 |
| 20 |
1.40% |
¥206,001 |
¥49,440,193 |
¥6,340,193 |
| 20 |
1.50% |
¥207,977 |
¥49,914,497 |
¥6,814,497 |
| 20 |
1.60% |
¥209,965 |
¥50,391,644 |
¥7,291,644 |
| 20 |
1.70% |
¥211,965 |
¥50,871,629 |
¥7,771,629 |
| 20 |
1.80% |
¥213,977 |
¥51,354,448 |
¥8,254,448 |
| 20 |
1.90% |
¥216,000 |
¥51,840,097 |
¥8,740,097 |
| 20 |
2.00% |
¥218,036 |
¥52,328,572 |
¥9,228,572 |
| 20 |
2.10% |
¥220,083 |
¥52,819,868 |
¥9,719,868 |
| 20 |
2.20% |
¥222,142 |
¥53,313,979 |
¥10,213,979 |
| 20 |
2.30% |
¥224,212 |
¥53,810,901 |
¥10,710,901 |
| 20 |
2.40% |
¥226,294 |
¥54,310,628 |
¥11,210,628 |
| 20 |
2.50% |
¥228,388 |
¥54,813,155 |
¥11,713,155 |
| 20 |
2.60% |
¥230,494 |
¥55,318,476 |
¥12,218,476 |
| 20 |
2.70% |
¥232,611 |
¥55,826,585 |
¥12,726,585 |
| 20 |
2.80% |
¥234,739 |
¥56,337,475 |
¥13,237,475 |
| 20 |
2.90% |
¥236,880 |
¥56,851,141 |
¥13,751,141 |
| 20 |
3.00% |
¥239,032 |
¥57,367,576 |
¥14,267,576 |
4310万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥252,305 |
¥45,414,899 |
¥2,314,899 |
| 15 |
0.80% |
¥254,178 |
¥45,752,055 |
¥2,652,055 |
| 15 |
0.90% |
¥256,060 |
¥46,090,824 |
¥2,990,824 |
| 15 |
1.00% |
¥257,951 |
¥46,431,204 |
¥3,331,204 |
| 15 |
1.10% |
¥259,851 |
¥46,773,195 |
¥3,673,195 |
| 15 |
1.20% |
¥261,760 |
¥47,116,796 |
¥4,016,796 |
| 15 |
1.30% |
¥263,678 |
¥47,462,004 |
¥4,362,004 |
| 15 |
1.40% |
¥265,605 |
¥47,808,821 |
¥4,708,821 |
| 15 |
1.50% |
¥267,540 |
¥48,157,244 |
¥5,057,244 |
| 15 |
1.60% |
¥269,485 |
¥48,507,271 |
¥5,407,271 |
| 15 |
1.70% |
¥271,438 |
¥48,858,903 |
¥5,758,903 |
| 15 |
1.80% |
¥273,401 |
¥49,212,136 |
¥6,112,136 |
| 15 |
1.90% |
¥275,372 |
¥49,566,971 |
¥6,466,971 |
| 15 |
2.00% |
¥277,352 |
¥49,923,405 |
¥6,823,405 |
| 15 |
2.10% |
¥279,341 |
¥50,281,437 |
¥7,181,437 |
| 15 |
2.20% |
¥281,339 |
¥50,641,065 |
¥7,541,065 |
| 15 |
2.30% |
¥283,346 |
¥51,002,287 |
¥7,902,287 |
| 15 |
2.40% |
¥285,362 |
¥51,365,101 |
¥8,265,101 |
| 15 |
2.50% |
¥287,386 |
¥51,729,507 |
¥8,629,507 |
| 15 |
2.60% |
¥289,419 |
¥52,095,501 |
¥8,995,501 |
| 15 |
2.70% |
¥291,462 |
¥52,463,082 |
¥9,363,082 |
| 15 |
2.80% |
¥293,512 |
¥52,832,247 |
¥9,732,247 |
| 15 |
2.90% |
¥295,572 |
¥53,202,995 |
¥10,102,995 |
| 15 |
3.00% |
¥297,641 |
¥53,575,324 |
¥10,475,324 |
4310万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥371,989 |
¥44,638,662 |
¥1,538,662 |
| 10 |
0.80% |
¥373,845 |
¥44,861,342 |
¥1,761,342 |
| 10 |
0.90% |
¥375,706 |
¥45,084,738 |
¥1,984,738 |
| 10 |
1.00% |
¥377,574 |
¥45,308,852 |
¥2,208,852 |
| 10 |
1.10% |
¥379,447 |
¥45,533,682 |
¥2,433,682 |
| 10 |
1.20% |
¥381,327 |
¥45,759,228 |
¥2,659,228 |
| 10 |
1.30% |
¥383,212 |
¥45,985,491 |
¥2,885,491 |
| 10 |
1.40% |
¥385,104 |
¥46,212,469 |
¥3,112,469 |
| 10 |
1.50% |
¥387,001 |
¥46,440,164 |
¥3,340,164 |
| 10 |
1.60% |
¥388,905 |
¥46,668,573 |
¥3,568,573 |
| 10 |
1.70% |
¥390,814 |
¥46,897,698 |
¥3,797,698 |
| 10 |
1.80% |
¥392,729 |
¥47,127,537 |
¥4,027,537 |
| 10 |
1.90% |
¥394,651 |
¥47,358,091 |
¥4,258,091 |
| 10 |
2.00% |
¥396,578 |
¥47,589,358 |
¥4,489,358 |
| 10 |
2.10% |
¥398,511 |
¥47,821,340 |
¥4,721,340 |
| 10 |
2.20% |
¥400,450 |
¥48,054,034 |
¥4,954,034 |
| 10 |
2.30% |
¥402,395 |
¥48,287,441 |
¥5,187,441 |
| 10 |
2.40% |
¥404,346 |
¥48,521,561 |
¥5,421,561 |
| 10 |
2.50% |
¥406,303 |
¥48,756,393 |
¥5,656,393 |
| 10 |
2.60% |
¥408,266 |
¥48,991,937 |
¥5,891,937 |
| 10 |
2.70% |
¥410,235 |
¥49,228,191 |
¥6,128,191 |
| 10 |
2.80% |
¥412,210 |
¥49,465,156 |
¥6,365,156 |
| 10 |
2.90% |
¥414,190 |
¥49,702,832 |
¥6,602,832 |
| 10 |
3.00% |
¥416,177 |
¥49,941,217 |
¥6,841,217 |
