4320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4320万円の住宅ローン｜期間・年数別
4320万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥85,354 | ¥51,212,573 | ¥8,012,573 |
| 50 | 0.80% | ¥87,381 | ¥52,428,678 | ¥9,228,678 |
| 50 | 0.90% | ¥89,437 | ¥53,662,479 | ¥10,462,479 |
| 50 | 1.00% | ¥91,523 | ¥54,913,900 | ¥11,713,900 |
| 50 | 1.10% | ¥93,638 | ¥56,182,854 | ¥12,982,854 |
| 50 | 1.20% | ¥95,782 | ¥57,469,250 | ¥14,269,250 |
| 50 | 1.30% | ¥97,955 | ¥58,772,986 | ¥15,572,986 |
| 50 | 1.40% | ¥100,157 | ¥60,093,952 | ¥16,893,952 |
| 50 | 1.50% | ¥102,387 | ¥61,432,031 | ¥18,232,031 |
| 50 | 1.60% | ¥104,645 | ¥62,787,099 | ¥19,587,099 |
| 50 | 1.70% | ¥106,932 | ¥64,159,026 | ¥20,959,026 |
| 50 | 1.80% | ¥109,246 | ¥65,547,671 | ¥22,347,671 |
| 50 | 1.90% | ¥111,588 | ¥66,952,890 | ¥23,752,890 |
| 50 | 2.00% | ¥113,958 | ¥68,374,531 | ¥25,174,531 |
| 50 | 2.10% | ¥116,354 | ¥69,812,436 | ¥26,612,436 |
| 50 | 2.20% | ¥118,777 | ¥71,266,440 | ¥28,066,440 |
| 50 | 2.30% | ¥121,227 | ¥72,736,374 | ¥29,536,374 |
| 50 | 2.40% | ¥123,703 | ¥74,222,062 | ¥31,022,062 |
| 50 | 2.50% | ¥126,206 | ¥75,723,323 | ¥32,523,323 |
| 50 | 2.60% | ¥128,733 | ¥77,239,972 | ¥34,039,972 |
| 50 | 2.70% | ¥131,286 | ¥78,771,818 | ¥35,571,818 |
| 50 | 2.80% | ¥133,864 | ¥80,318,666 | ¥37,118,666 |
| 50 | 2.90% | ¥136,467 | ¥81,880,316 | ¥38,680,316 |
| 50 | 3.00% | ¥139,094 | ¥83,456,567 | ¥40,256,567 |
4320万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥93,284 | ¥50,373,116 | ¥7,173,116 |
| 45 | 0.80% | ¥95,289 | ¥51,455,799 | ¥8,255,799 |
| 45 | 0.90% | ¥97,320 | ¥52,552,860 | ¥9,352,860 |
| 45 | 1.00% | ¥99,378 | ¥53,664,248 | ¥10,464,248 |
| 45 | 1.10% | ¥101,463 | ¥54,789,906 | ¥11,589,906 |
| 45 | 1.20% | ¥103,574 | ¥55,929,773 | ¥12,729,773 |
| 45 | 1.30% | ¥105,711 | ¥57,083,780 | ¥13,883,780 |
| 45 | 1.40% | ¥107,874 | ¥58,251,855 | ¥15,051,855 |
| 45 | 1.50% | ¥110,063 | ¥59,433,921 | ¥16,233,921 |
| 45 | 1.60% | ¥112,278 | ¥60,629,894 | ¥17,429,894 |
| 45 | 1.70% | ¥114,518 | ¥61,839,687 | ¥18,639,687 |
| 45 | 1.80% | ¥116,784 | ¥63,063,208 | ¥19,863,208 |
| 45 | 1.90% | ¥119,075 | ¥64,300,358 | ¥21,100,358 |
| 45 | 2.00% | ¥121,391 | ¥65,551,036 | ¥22,351,036 |
| 45 | 2.10% | ¥123,732 | ¥66,815,136 | ¥23,615,136 |
| 45 | 2.20% | ¥126,097 | ¥68,092,547 | ¥24,892,547 |
| 45 | 2.30% | ¥128,487 | ¥69,383,154 | ¥26,183,154 |
| 45 | 2.40% | ¥130,902 | ¥70,686,839 | ¥27,486,839 |
| 45 | 2.50% | ¥133,340 | ¥72,003,479 | ¥28,803,479 |
| 45 | 2.60% | ¥135,802 | ¥73,332,948 | ¥30,132,948 |
| 45 | 2.70% | ¥138,287 | ¥74,675,116 | ¥31,475,116 |
| 45 | 2.80% | ¥140,796 | ¥76,029,849 | ¥32,829,849 |
| 45 | 2.90% | ¥143,328 | ¥77,397,012 | ¥34,197,012 |
| 45 | 3.00% | ¥145,882 | ¥78,776,465 | ¥35,576,465 |
4320万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥103,213 | ¥49,542,389 | ¥6,342,389 |
| 40 | 0.80% | ¥105,196 | ¥50,494,289 | ¥7,294,289 |
| 40 | 0.90% | ¥107,203 | ¥51,457,580 | ¥8,257,580 |
| 40 | 1.00% | ¥109,234 | ¥52,432,229 | ¥9,232,229 |
| 40 | 1.10% | ¥111,288 | ¥53,418,202 | ¥10,218,202 |
| 40 | 1.20% | ¥113,366 | ¥54,415,459 | ¥11,215,459 |
| 40 | 1.30% | ¥115,467 | ¥55,423,957 | ¥12,223,957 |
| 40 | 1.40% | ¥117,591 | ¥56,443,650 | ¥13,243,650 |
| 40 | 1.50% | ¥119,739 | ¥57,474,489 | ¥14,274,489 |
| 40 | 1.60% | ¥121,909 | ¥58,516,422 | ¥15,316,422 |
| 40 | 1.70% | ¥124,103 | ¥59,569,392 | ¥16,369,392 |
| 40 | 1.80% | ¥126,319 | ¥60,633,341 | ¥17,433,341 |
| 40 | 1.90% | ¥128,559 | ¥61,708,207 | ¥18,508,207 |
| 40 | 2.00% | ¥130,821 | ¥62,793,925 | ¥19,593,925 |
| 40 | 2.10% | ¥133,105 | ¥63,890,426 | ¥20,690,426 |
| 40 | 2.20% | ¥135,412 | ¥64,997,640 | ¥21,797,640 |
| 40 | 2.30% | ¥137,741 | ¥66,115,494 | ¥22,915,494 |
| 40 | 2.40% | ¥140,091 | ¥67,243,912 | ¥24,043,912 |
| 40 | 2.50% | ¥142,464 | ¥68,382,813 | ¥25,182,813 |
| 40 | 2.60% | ¥144,859 | ¥69,532,118 | ¥26,332,118 |
| 40 | 2.70% | ¥147,274 | ¥70,691,741 | ¥27,491,741 |
| 40 | 2.80% | ¥149,712 | ¥71,861,597 | ¥28,661,597 |
| 40 | 2.90% | ¥152,170 | ¥73,041,597 | ¥29,841,597 |
| 40 | 3.00% | ¥154,649 | ¥74,231,650 | ¥31,031,650 |
4320万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥116,001 | ¥48,720,410 | ¥5,520,410 |
| 35 | 0.80% | ¥117,962 | ¥49,544,177 | ¥6,344,177 |
| 35 | 0.90% | ¥119,944 | ¥50,376,685 | ¥7,176,685 |
| 35 | 1.00% | ¥121,947 | ¥51,217,917 | ¥8,017,917 |
| 35 | 1.10% | ¥123,971 | ¥52,067,851 | ¥8,867,851 |
| 35 | 1.20% | ¥126,015 | ¥52,926,463 | ¥9,726,463 |
| 35 | 1.30% | ¥128,080 | ¥53,793,728 | ¥10,593,728 |
| 35 | 1.40% | ¥130,166 | ¥54,669,618 | ¥11,469,618 |
| 35 | 1.50% | ¥132,272 | ¥55,554,105 | ¥12,354,105 |
| 35 | 1.60% | ¥134,398 | ¥56,447,156 | ¥13,247,156 |
| 35 | 1.70% | ¥136,545 | ¥57,348,739 | ¥14,148,739 |
| 35 | 1.80% | ¥138,711 | ¥58,258,819 | ¥15,058,819 |
| 35 | 1.90% | ¥140,898 | ¥59,177,358 | ¥15,977,358 |
| 35 | 2.00% | ¥143,106 | ¥60,104,317 | ¥16,904,317 |
| 35 | 2.10% | ¥145,333 | ¥61,039,656 | ¥17,839,656 |
| 35 | 2.20% | ¥147,579 | ¥61,983,332 | ¥18,783,332 |
| 35 | 2.30% | ¥149,846 | ¥62,935,301 | ¥19,735,301 |
| 35 | 2.40% | ¥152,132 | ¥63,895,517 | ¥20,695,517 |
| 35 | 2.50% | ¥154,438 | ¥64,863,932 | ¥21,663,932 |
| 35 | 2.60% | ¥156,763 | ¥65,840,497 | ¥22,640,497 |
| 35 | 2.70% | ¥159,108 | ¥66,825,162 | ¥23,625,162 |
| 35 | 2.80% | ¥161,471 | ¥67,817,873 | ¥24,617,873 |
| 35 | 2.90% | ¥163,854 | ¥68,818,577 | ¥25,618,577 |
| 35 | 3.00% | ¥166,255 | ¥69,827,218 | ¥26,627,218 |
4320万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥133,076 | ¥47,907,196 | ¥4,707,196 |
| 30 | 0.80% | ¥135,015 | ¥48,605,491 | ¥5,405,491 |
| 30 | 0.90% | ¥136,973 | ¥49,310,222 | ¥6,110,222 |
| 30 | 1.00% | ¥138,948 | ¥50,021,378 | ¥6,821,378 |
| 30 | 1.10% | ¥140,942 | ¥50,738,949 | ¥7,538,949 |
| 30 | 1.20% | ¥142,953 | ¥51,462,920 | ¥8,262,920 |
| 30 | 1.30% | ¥144,981 | ¥52,193,279 | ¥8,993,279 |
| 30 | 1.40% | ¥147,028 | ¥52,930,009 | ¥9,730,009 |
| 30 | 1.50% | ¥149,092 | ¥53,673,095 | ¥10,473,095 |
| 30 | 1.60% | ¥151,174 | ¥54,422,520 | ¥11,222,520 |
| 30 | 1.70% | ¥153,273 | ¥55,178,265 | ¥11,978,265 |
| 30 | 1.80% | ¥155,390 | ¥55,940,310 | ¥12,740,310 |
| 30 | 1.90% | ¥157,524 | ¥56,708,636 | ¥13,508,636 |
| 30 | 2.00% | ¥159,676 | ¥57,483,220 | ¥14,283,220 |
| 30 | 2.10% | ¥161,845 | ¥58,264,041 | ¥15,064,041 |
| 30 | 2.20% | ¥164,031 | ¥59,051,075 | ¥15,851,075 |
| 30 | 2.30% | ¥166,234 | ¥59,844,297 | ¥16,644,297 |
| 30 | 2.40% | ¥168,455 | ¥60,643,681 | ¥17,443,681 |
| 30 | 2.50% | ¥170,692 | ¥61,449,202 | ¥18,249,202 |
| 30 | 2.60% | ¥172,947 | ¥62,260,832 | ¥19,060,832 |
| 30 | 2.70% | ¥175,218 | ¥63,078,542 | ¥19,878,542 |
| 30 | 2.80% | ¥177,506 | ¥63,902,304 | ¥20,702,304 |
| 30 | 2.90% | ¥179,811 | ¥64,732,087 | ¥21,532,087 |
| 30 | 3.00% | ¥182,133 | ¥65,567,859 | ¥22,367,859 |
4320万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥157,009 | ¥47,102,760 | ¥3,902,760 |
| 25 | 0.80% | ¥158,928 | ¥47,678,255 | ¥4,478,255 |
| 25 | 0.90% | ¥160,861 | ¥48,258,226 | ¥5,058,226 |
| 25 | 1.00% | ¥162,809 | ¥48,842,670 | ¥5,642,670 |
| 25 | 1.10% | ¥164,772 | ¥49,431,580 | ¥6,231,580 |
| 25 | 1.20% | ¥166,750 | ¥50,024,950 | ¥6,824,950 |
| 25 | 1.30% | ¥168,743 | ¥50,622,773 | ¥7,422,773 |
| 25 | 1.40% | ¥170,750 | ¥51,225,042 | ¥8,025,042 |
| 25 | 1.50% | ¥172,772 | ¥51,831,748 | ¥8,631,748 |
| 25 | 1.60% | ¥174,810 | ¥52,442,883 | ¥9,242,883 |
| 25 | 1.70% | ¥176,861 | ¥53,058,438 | ¥9,858,438 |
| 25 | 1.80% | ¥178,928 | ¥53,678,403 | ¥10,478,403 |
| 25 | 1.90% | ¥181,009 | ¥54,302,768 | ¥11,102,768 |
| 25 | 2.00% | ¥183,105 | ¥54,931,522 | ¥11,731,522 |
| 25 | 2.10% | ¥185,216 | ¥55,564,655 | ¥12,364,655 |
| 25 | 2.20% | ¥187,341 | ¥56,202,155 | ¥13,002,155 |
| 25 | 2.30% | ¥189,480 | ¥56,844,009 | ¥13,644,009 |
| 25 | 2.40% | ¥191,634 | ¥57,490,204 | ¥14,290,204 |
| 25 | 2.50% | ¥193,802 | ¥58,140,729 | ¥14,940,729 |
| 25 | 2.60% | ¥195,985 | ¥58,795,568 | ¥15,595,568 |
| 25 | 2.70% | ¥198,182 | ¥59,454,708 | ¥16,254,708 |
| 25 | 2.80% | ¥200,394 | ¥60,118,135 | ¥16,918,135 |
| 25 | 2.90% | ¥202,619 | ¥60,785,833 | ¥17,585,833 |
| 25 | 3.00% | ¥204,859 | ¥61,457,786 | ¥18,257,786 |
4320万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥192,946 | ¥46,307,115 | ¥3,107,115 |
| 20 | 0.80% | ¥194,844 | ¥46,762,488 | ¥3,562,488 |
| 20 | 0.90% | ¥196,753 | ¥47,220,731 | ¥4,020,731 |
| 20 | 1.00% | ¥198,674 | ¥47,681,842 | ¥4,481,842 |
| 20 | 1.10% | ¥200,608 | ¥48,145,817 | ¥4,945,817 |
| 20 | 1.20% | ¥202,553 | ¥48,612,654 | ¥5,412,654 |
| 20 | 1.30% | ¥204,510 | ¥49,082,351 | ¥5,882,351 |
| 20 | 1.40% | ¥206,479 | ¥49,554,903 | ¥6,354,903 |
| 20 | 1.50% | ¥208,460 | ¥50,030,308 | ¥6,830,308 |
| 20 | 1.60% | ¥210,452 | ¥50,508,562 | ¥7,308,562 |
| 20 | 1.70% | ¥212,457 | ¥50,989,660 | ¥7,789,660 |
| 20 | 1.80% | ¥214,473 | ¥51,473,600 | ¥8,273,600 |
| 20 | 1.90% | ¥216,502 | ¥51,960,376 | ¥8,760,376 |
| 20 | 2.00% | ¥218,542 | ¥52,449,984 | ¥9,249,984 |
| 20 | 2.10% | ¥220,593 | ¥52,942,420 | ¥9,742,420 |
| 20 | 2.20% | ¥222,657 | ¥53,437,677 | ¥10,237,677 |
| 20 | 2.30% | ¥224,732 | ¥53,935,752 | ¥10,735,752 |
| 20 | 2.40% | ¥226,819 | ¥54,436,639 | ¥11,236,639 |
| 20 | 2.50% | ¥228,918 | ¥54,940,332 | ¥11,740,332 |
| 20 | 2.60% | ¥231,028 | ¥55,446,825 | ¥12,246,825 |
| 20 | 2.70% | ¥233,150 | ¥55,956,113 | ¥12,756,113 |
| 20 | 2.80% | ¥235,284 | ¥56,468,189 | ¥13,268,189 |
| 20 | 2.90% | ¥237,429 | ¥56,983,046 | ¥13,783,046 |
| 20 | 3.00% | ¥239,586 | ¥57,500,679 | ¥14,300,679 |
4320万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥252,890 | ¥45,520,270 | ¥2,320,270 |
| 15 | 0.80% | ¥254,768 | ¥45,858,209 | ¥2,658,209 |
| 15 | 0.90% | ¥256,654 | ¥46,197,763 | ¥2,997,763 |
| 15 | 1.00% | ¥258,550 | ¥46,538,933 | ¥3,338,933 |
| 15 | 1.10% | ¥260,454 | ¥46,881,718 | ¥3,681,718 |
| 15 | 1.20% | ¥262,367 | ¥47,226,115 | ¥4,026,115 |
| 15 | 1.30% | ¥264,290 | ¥47,572,125 | ¥4,372,125 |
| 15 | 1.40% | ¥266,221 | ¥47,919,746 | ¥4,719,746 |
| 15 | 1.50% | ¥268,161 | ¥48,268,977 | ¥5,068,977 |
| 15 | 1.60% | ¥270,110 | ¥48,619,817 | ¥5,419,817 |
| 15 | 1.70% | ¥272,068 | ¥48,972,264 | ¥5,772,264 |
| 15 | 1.80% | ¥274,035 | ¥49,326,318 | ¥6,126,318 |
| 15 | 1.90% | ¥276,011 | ¥49,681,976 | ¥6,481,976 |
| 15 | 2.00% | ¥277,996 | ¥50,039,237 | ¥6,839,237 |
| 15 | 2.10% | ¥279,989 | ¥50,398,099 | ¥7,198,099 |
| 15 | 2.20% | ¥281,992 | ¥50,758,561 | ¥7,558,561 |
| 15 | 2.30% | ¥284,003 | ¥51,120,621 | ¥7,920,621 |
| 15 | 2.40% | ¥286,024 | ¥51,484,278 | ¥8,284,278 |
| 15 | 2.50% | ¥288,053 | ¥51,849,529 | ¥8,649,529 |
| 15 | 2.60% | ¥290,091 | ¥52,216,372 | ¥9,016,372 |
| 15 | 2.70% | ¥292,138 | ¥52,584,806 | ¥9,384,806 |
| 15 | 2.80% | ¥294,193 | ¥52,954,828 | ¥9,754,828 |
| 15 | 2.90% | ¥296,258 | ¥53,326,436 | ¥10,126,436 |
| 15 | 3.00% | ¥298,331 | ¥53,699,628 | ¥10,499,628 |
4320万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥372,852 | ¥44,742,232 | ¥1,542,232 |
| 10 | 0.80% | ¥374,712 | ¥44,965,428 | ¥1,765,428 |
| 10 | 0.90% | ¥376,578 | ¥45,189,343 | ¥1,989,343 |
| 10 | 1.00% | ¥378,450 | ¥45,413,977 | ¥2,213,977 |
| 10 | 1.10% | ¥380,328 | ¥45,639,328 | ¥2,439,328 |
| 10 | 1.20% | ¥382,212 | ¥45,865,398 | ¥2,665,398 |
| 10 | 1.30% | ¥384,102 | ¥46,092,186 | ¥2,892,186 |
| 10 | 1.40% | ¥385,997 | ¥46,319,691 | ¥3,119,691 |
| 10 | 1.50% | ¥387,899 | ¥46,547,913 | ¥3,347,913 |
| 10 | 1.60% | ¥389,807 | ¥46,776,853 | ¥3,576,853 |
| 10 | 1.70% | ¥391,721 | ¥47,006,509 | ¥3,806,509 |
| 10 | 1.80% | ¥393,641 | ¥47,236,882 | ¥4,036,882 |
| 10 | 1.90% | ¥395,566 | ¥47,467,970 | ¥4,267,970 |
| 10 | 2.00% | ¥397,498 | ¥47,699,774 | ¥4,499,774 |
| 10 | 2.10% | ¥399,436 | ¥47,932,294 | ¥4,732,294 |
| 10 | 2.20% | ¥401,379 | ¥48,165,528 | ¥4,965,528 |
| 10 | 2.30% | ¥403,329 | ¥48,399,477 | ¥5,199,477 |
| 10 | 2.40% | ¥405,285 | ¥48,634,140 | ¥5,434,140 |
| 10 | 2.50% | ¥407,246 | ¥48,869,517 | ¥5,669,517 |
| 10 | 2.60% | ¥409,213 | ¥49,105,607 | ¥5,905,607 |
| 10 | 2.70% | ¥411,187 | ¥49,342,410 | ¥6,142,410 |
| 10 | 2.80% | ¥413,166 | ¥49,579,925 | ¥6,379,925 |
| 10 | 2.90% | ¥415,151 | ¥49,818,152 | ¥6,618,152 |
| 10 | 3.00% | ¥417,142 | ¥50,057,090 | ¥6,857,090 |
