4350万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4350万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4350万円の住宅ローン｜期間・年数別
4350万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥85,947 |
¥51,568,216 |
¥8,068,216 |
| 50 |
0.80% |
¥87,988 |
¥52,792,766 |
¥9,292,766 |
| 50 |
0.90% |
¥90,059 |
¥54,035,135 |
¥10,535,135 |
| 50 |
1.00% |
¥92,159 |
¥55,295,246 |
¥11,795,246 |
| 50 |
1.10% |
¥94,288 |
¥56,573,013 |
¥13,073,013 |
| 50 |
1.20% |
¥96,447 |
¥57,868,342 |
¥14,368,342 |
| 50 |
1.30% |
¥98,635 |
¥59,181,132 |
¥15,681,132 |
| 50 |
1.40% |
¥100,852 |
¥60,511,271 |
¥17,011,271 |
| 50 |
1.50% |
¥103,098 |
¥61,858,642 |
¥18,358,642 |
| 50 |
1.60% |
¥105,372 |
¥63,223,121 |
¥19,723,121 |
| 50 |
1.70% |
¥107,674 |
¥64,604,574 |
¥21,104,574 |
| 50 |
1.80% |
¥110,005 |
¥66,002,863 |
¥22,502,863 |
| 50 |
1.90% |
¥112,363 |
¥67,417,841 |
¥23,917,841 |
| 50 |
2.00% |
¥114,749 |
¥68,849,354 |
¥25,349,354 |
| 50 |
2.10% |
¥117,162 |
¥70,297,244 |
¥26,797,244 |
| 50 |
2.20% |
¥119,602 |
¥71,761,346 |
¥28,261,346 |
| 50 |
2.30% |
¥122,069 |
¥73,241,488 |
¥29,741,488 |
| 50 |
2.40% |
¥124,562 |
¥74,737,493 |
¥31,237,493 |
| 50 |
2.50% |
¥127,082 |
¥76,249,180 |
¥32,749,180 |
| 50 |
2.60% |
¥129,627 |
¥77,776,361 |
¥34,276,361 |
| 50 |
2.70% |
¥132,198 |
¥79,318,844 |
¥35,818,844 |
| 50 |
2.80% |
¥134,794 |
¥80,876,434 |
¥37,376,434 |
| 50 |
2.90% |
¥137,415 |
¥82,448,930 |
¥38,948,930 |
| 50 |
3.00% |
¥140,060 |
¥84,036,127 |
¥40,536,127 |
4350万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥93,931 |
¥50,722,929 |
¥7,222,929 |
| 45 |
0.80% |
¥95,950 |
¥51,813,131 |
¥8,313,131 |
| 45 |
0.90% |
¥97,996 |
¥52,917,811 |
¥9,417,811 |
| 45 |
1.00% |
¥100,068 |
¥54,036,917 |
¥10,536,917 |
| 45 |
1.10% |
¥102,167 |
¥55,170,392 |
¥11,670,392 |
| 45 |
1.20% |
¥104,293 |
¥56,318,174 |
¥12,818,174 |
| 45 |
1.30% |
¥106,445 |
¥57,480,195 |
¥13,980,195 |
| 45 |
1.40% |
¥108,623 |
¥58,656,382 |
¥15,156,382 |
| 45 |
1.50% |
¥110,827 |
¥59,846,656 |
¥16,346,656 |
| 45 |
1.60% |
¥113,057 |
¥61,050,935 |
¥17,550,935 |
| 45 |
1.70% |
¥115,313 |
¥62,269,130 |
¥18,769,130 |
| 45 |
1.80% |
¥117,595 |
¥63,501,147 |
¥20,001,147 |
| 45 |
1.90% |
¥119,902 |
¥64,746,888 |
¥21,246,888 |
| 45 |
2.00% |
¥122,234 |
¥66,006,252 |
¥22,506,252 |
| 45 |
2.10% |
¥124,591 |
¥67,279,130 |
¥23,779,130 |
| 45 |
2.20% |
¥126,973 |
¥68,565,412 |
¥25,065,412 |
| 45 |
2.30% |
¥129,380 |
¥69,864,982 |
¥26,364,982 |
| 45 |
2.40% |
¥131,811 |
¥71,177,720 |
¥27,677,720 |
| 45 |
2.50% |
¥134,266 |
¥72,503,503 |
¥29,003,503 |
| 45 |
2.60% |
¥136,745 |
¥73,842,204 |
¥30,342,204 |
| 45 |
2.70% |
¥139,248 |
¥75,193,693 |
¥31,693,693 |
| 45 |
2.80% |
¥141,774 |
¥76,557,834 |
¥33,057,834 |
| 45 |
2.90% |
¥144,323 |
¥77,934,491 |
¥34,434,491 |
| 45 |
3.00% |
¥146,895 |
¥79,323,524 |
¥35,823,524 |
4350万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥103,930 |
¥49,886,433 |
¥6,386,433 |
| 40 |
0.80% |
¥105,927 |
¥50,844,943 |
¥7,344,943 |
| 40 |
0.90% |
¥107,948 |
¥51,814,924 |
¥8,314,924 |
| 40 |
1.00% |
¥109,992 |
¥52,796,342 |
¥9,296,342 |
| 40 |
1.10% |
¥112,061 |
¥53,789,162 |
¥10,289,162 |
| 40 |
1.20% |
¥114,153 |
¥54,793,344 |
¥11,293,344 |
| 40 |
1.30% |
¥116,268 |
¥55,808,846 |
¥12,308,846 |
| 40 |
1.40% |
¥118,408 |
¥56,835,620 |
¥13,335,620 |
| 40 |
1.50% |
¥120,570 |
¥57,873,618 |
¥14,373,618 |
| 40 |
1.60% |
¥122,756 |
¥58,922,786 |
¥15,422,786 |
| 40 |
1.70% |
¥124,965 |
¥59,983,069 |
¥16,483,069 |
| 40 |
1.80% |
¥127,197 |
¥61,054,406 |
¥17,554,406 |
| 40 |
1.90% |
¥129,452 |
¥62,136,736 |
¥18,636,736 |
| 40 |
2.00% |
¥131,729 |
¥63,229,993 |
¥19,729,993 |
| 40 |
2.10% |
¥134,029 |
¥64,334,109 |
¥20,834,109 |
| 40 |
2.20% |
¥136,352 |
¥65,449,013 |
¥21,949,013 |
| 40 |
2.30% |
¥138,697 |
¥66,574,630 |
¥23,074,630 |
| 40 |
2.40% |
¥141,064 |
¥67,710,883 |
¥24,210,883 |
| 40 |
2.50% |
¥143,454 |
¥68,857,694 |
¥25,357,694 |
| 40 |
2.60% |
¥145,865 |
¥70,014,980 |
¥26,514,980 |
| 40 |
2.70% |
¥148,297 |
¥71,182,656 |
¥27,682,656 |
| 40 |
2.80% |
¥150,751 |
¥72,360,636 |
¥28,860,636 |
| 40 |
2.90% |
¥153,227 |
¥73,548,830 |
¥30,048,830 |
| 40 |
3.00% |
¥155,723 |
¥74,747,147 |
¥31,247,147 |
4350万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥116,807 |
¥49,058,746 |
¥5,558,746 |
| 35 |
0.80% |
¥118,782 |
¥49,888,233 |
¥6,388,233 |
| 35 |
0.90% |
¥120,777 |
¥50,726,523 |
¥7,226,523 |
| 35 |
1.00% |
¥122,794 |
¥51,573,597 |
¥8,073,597 |
| 35 |
1.10% |
¥124,832 |
¥52,429,433 |
¥8,929,433 |
| 35 |
1.20% |
¥126,890 |
¥53,294,008 |
¥9,794,008 |
| 35 |
1.30% |
¥128,970 |
¥54,167,295 |
¥10,667,295 |
| 35 |
1.40% |
¥131,070 |
¥55,049,268 |
¥11,549,268 |
| 35 |
1.50% |
¥133,190 |
¥55,939,897 |
¥12,439,897 |
| 35 |
1.60% |
¥135,331 |
¥56,839,150 |
¥13,339,150 |
| 35 |
1.70% |
¥137,493 |
¥57,746,995 |
¥14,246,995 |
| 35 |
1.80% |
¥139,675 |
¥58,663,394 |
¥15,163,394 |
| 35 |
1.90% |
¥141,877 |
¥59,588,312 |
¥16,088,312 |
| 35 |
2.00% |
¥144,099 |
¥60,521,708 |
¥17,021,708 |
| 35 |
2.10% |
¥146,342 |
¥61,463,542 |
¥17,963,542 |
| 35 |
2.20% |
¥148,604 |
¥62,413,772 |
¥18,913,772 |
| 35 |
2.30% |
¥150,887 |
¥63,372,351 |
¥19,872,351 |
| 35 |
2.40% |
¥153,189 |
¥64,339,236 |
¥20,839,236 |
| 35 |
2.50% |
¥155,510 |
¥65,314,376 |
¥21,814,376 |
| 35 |
2.60% |
¥157,852 |
¥66,297,723 |
¥22,797,723 |
| 35 |
2.70% |
¥160,212 |
¥67,289,225 |
¥23,789,225 |
| 35 |
2.80% |
¥162,592 |
¥68,288,830 |
¥24,788,830 |
| 35 |
2.90% |
¥164,992 |
¥69,296,484 |
¥25,796,484 |
| 35 |
3.00% |
¥167,410 |
¥70,312,130 |
¥26,812,130 |
4350万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥134,000 |
¥48,239,885 |
¥4,739,885 |
| 30 |
0.80% |
¥135,953 |
¥48,943,029 |
¥5,443,029 |
| 30 |
0.90% |
¥137,924 |
¥49,652,654 |
¥6,152,654 |
| 30 |
1.00% |
¥139,913 |
¥50,368,749 |
¥6,868,749 |
| 30 |
1.10% |
¥141,920 |
¥51,091,302 |
¥7,591,302 |
| 30 |
1.20% |
¥143,945 |
¥51,820,301 |
¥8,320,301 |
| 30 |
1.30% |
¥145,988 |
¥52,555,732 |
¥9,055,732 |
| 30 |
1.40% |
¥148,049 |
¥53,297,578 |
¥9,797,578 |
| 30 |
1.50% |
¥150,127 |
¥54,045,825 |
¥10,545,825 |
| 30 |
1.60% |
¥152,223 |
¥54,800,454 |
¥11,300,454 |
| 30 |
1.70% |
¥154,337 |
¥55,561,447 |
¥12,061,447 |
| 30 |
1.80% |
¥156,469 |
¥56,328,784 |
¥12,828,784 |
| 30 |
1.90% |
¥158,618 |
¥57,102,446 |
¥13,602,446 |
| 30 |
2.00% |
¥160,784 |
¥57,882,409 |
¥14,382,409 |
| 30 |
2.10% |
¥162,968 |
¥58,668,653 |
¥15,168,653 |
| 30 |
2.20% |
¥165,170 |
¥59,461,152 |
¥15,961,152 |
| 30 |
2.30% |
¥167,389 |
¥60,259,882 |
¥16,759,882 |
| 30 |
2.40% |
¥169,624 |
¥61,064,818 |
¥17,564,818 |
| 30 |
2.50% |
¥171,878 |
¥61,875,933 |
¥18,375,933 |
| 30 |
2.60% |
¥174,148 |
¥62,693,199 |
¥19,193,199 |
| 30 |
2.70% |
¥176,435 |
¥63,516,588 |
¥20,016,588 |
| 30 |
2.80% |
¥178,739 |
¥64,346,070 |
¥20,846,070 |
| 30 |
2.90% |
¥181,060 |
¥65,181,615 |
¥21,681,615 |
| 30 |
3.00% |
¥183,398 |
¥66,023,192 |
¥22,523,192 |
4350万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥158,100 |
¥47,429,863 |
¥3,929,863 |
| 25 |
0.80% |
¥160,031 |
¥48,009,354 |
¥4,509,354 |
| 25 |
0.90% |
¥161,978 |
¥48,593,353 |
¥5,093,353 |
| 25 |
1.00% |
¥163,940 |
¥49,181,855 |
¥5,681,855 |
| 25 |
1.10% |
¥165,916 |
¥49,774,855 |
¥6,274,855 |
| 25 |
1.20% |
¥167,908 |
¥50,372,346 |
¥6,872,346 |
| 25 |
1.30% |
¥169,914 |
¥50,974,320 |
¥7,474,320 |
| 25 |
1.40% |
¥171,936 |
¥51,580,771 |
¥8,080,771 |
| 25 |
1.50% |
¥173,972 |
¥52,191,691 |
¥8,691,691 |
| 25 |
1.60% |
¥176,024 |
¥52,807,070 |
¥9,307,070 |
| 25 |
1.70% |
¥178,090 |
¥53,426,899 |
¥9,926,899 |
| 25 |
1.80% |
¥180,171 |
¥54,051,169 |
¥10,551,169 |
| 25 |
1.90% |
¥182,266 |
¥54,679,870 |
¥11,179,870 |
| 25 |
2.00% |
¥184,377 |
¥55,312,991 |
¥11,812,991 |
| 25 |
2.10% |
¥186,502 |
¥55,950,521 |
¥12,450,521 |
| 25 |
2.20% |
¥188,641 |
¥56,592,447 |
¥13,092,447 |
| 25 |
2.30% |
¥190,796 |
¥57,238,759 |
¥13,738,759 |
| 25 |
2.40% |
¥192,965 |
¥57,889,442 |
¥14,389,442 |
| 25 |
2.50% |
¥195,148 |
¥58,544,484 |
¥15,044,484 |
| 25 |
2.60% |
¥197,346 |
¥59,203,871 |
¥15,703,871 |
| 25 |
2.70% |
¥199,559 |
¥59,867,588 |
¥16,367,588 |
| 25 |
2.80% |
¥201,785 |
¥60,535,622 |
¥17,035,622 |
| 25 |
2.90% |
¥204,027 |
¥61,207,957 |
¥17,707,957 |
| 25 |
3.00% |
¥206,282 |
¥61,884,576 |
¥18,384,576 |
4350万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥194,286 |
¥46,628,692 |
¥3,128,692 |
| 20 |
0.80% |
¥196,197 |
¥47,087,228 |
¥3,587,228 |
| 20 |
0.90% |
¥198,119 |
¥47,548,653 |
¥4,048,653 |
| 20 |
1.00% |
¥200,054 |
¥48,012,966 |
¥4,512,966 |
| 20 |
1.10% |
¥202,001 |
¥48,480,163 |
¥4,980,163 |
| 20 |
1.20% |
¥203,959 |
¥48,950,242 |
¥5,450,242 |
| 20 |
1.30% |
¥205,930 |
¥49,423,200 |
¥5,923,200 |
| 20 |
1.40% |
¥207,913 |
¥49,899,034 |
¥6,399,034 |
| 20 |
1.50% |
¥209,907 |
¥50,377,741 |
¥6,877,741 |
| 20 |
1.60% |
¥211,914 |
¥50,859,316 |
¥7,359,316 |
| 20 |
1.70% |
¥213,932 |
¥51,343,755 |
¥7,843,755 |
| 20 |
1.80% |
¥215,963 |
¥51,831,055 |
¥8,331,055 |
| 20 |
1.90% |
¥218,005 |
¥52,321,212 |
¥8,821,212 |
| 20 |
2.00% |
¥220,059 |
¥52,814,220 |
¥9,314,220 |
| 20 |
2.10% |
¥222,125 |
¥53,310,075 |
¥9,810,075 |
| 20 |
2.20% |
¥224,203 |
¥53,808,772 |
¥10,308,772 |
| 20 |
2.30% |
¥226,293 |
¥54,310,306 |
¥10,810,306 |
| 20 |
2.40% |
¥228,394 |
¥54,814,671 |
¥11,314,671 |
| 20 |
2.50% |
¥230,508 |
¥55,321,862 |
¥11,821,862 |
| 20 |
2.60% |
¥232,633 |
¥55,831,873 |
¥12,331,873 |
| 20 |
2.70% |
¥234,770 |
¥56,344,697 |
¥12,844,697 |
| 20 |
2.80% |
¥236,918 |
¥56,860,329 |
¥13,360,329 |
| 20 |
2.90% |
¥239,078 |
¥57,378,762 |
¥13,878,762 |
| 20 |
3.00% |
¥241,250 |
¥57,899,989 |
¥14,399,989 |
4350万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥254,647 |
¥45,836,383 |
¥2,336,383 |
| 15 |
0.80% |
¥256,537 |
¥46,176,668 |
¥2,676,668 |
| 15 |
0.90% |
¥258,437 |
¥46,518,581 |
¥3,018,581 |
| 15 |
1.00% |
¥260,345 |
¥46,862,120 |
¥3,362,120 |
| 15 |
1.10% |
¥262,263 |
¥47,207,285 |
¥3,707,285 |
| 15 |
1.20% |
¥264,189 |
¥47,554,074 |
¥4,054,074 |
| 15 |
1.30% |
¥266,125 |
¥47,902,487 |
¥4,402,487 |
| 15 |
1.40% |
¥268,070 |
¥48,252,522 |
¥4,752,522 |
| 15 |
1.50% |
¥270,023 |
¥48,604,178 |
¥5,104,178 |
| 15 |
1.60% |
¥271,986 |
¥48,957,455 |
¥5,457,455 |
| 15 |
1.70% |
¥273,957 |
¥49,312,350 |
¥5,812,350 |
| 15 |
1.80% |
¥275,938 |
¥49,668,862 |
¥6,168,862 |
| 15 |
1.90% |
¥277,928 |
¥50,026,989 |
¥6,526,989 |
| 15 |
2.00% |
¥279,926 |
¥50,386,731 |
¥6,886,731 |
| 15 |
2.10% |
¥281,934 |
¥50,748,086 |
¥7,248,086 |
| 15 |
2.20% |
¥283,950 |
¥51,111,051 |
¥7,611,051 |
| 15 |
2.30% |
¥285,976 |
¥51,475,626 |
¥7,975,626 |
| 15 |
2.40% |
¥288,010 |
¥51,841,808 |
¥8,341,808 |
| 15 |
2.50% |
¥290,053 |
¥52,209,595 |
¥8,709,595 |
| 15 |
2.60% |
¥292,105 |
¥52,578,986 |
¥9,078,986 |
| 15 |
2.70% |
¥294,167 |
¥52,949,978 |
¥9,449,978 |
| 15 |
2.80% |
¥296,236 |
¥53,322,570 |
¥9,822,570 |
| 15 |
2.90% |
¥298,315 |
¥53,696,759 |
¥10,196,759 |
| 15 |
3.00% |
¥300,403 |
¥54,072,542 |
¥10,572,542 |
4350万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥375,441 |
¥45,052,942 |
¥1,552,942 |
| 10 |
0.80% |
¥377,314 |
¥45,277,688 |
¥1,777,688 |
| 10 |
0.90% |
¥379,193 |
¥45,503,158 |
¥2,003,158 |
| 10 |
1.00% |
¥381,078 |
¥45,729,351 |
¥2,229,351 |
| 10 |
1.10% |
¥382,969 |
¥45,956,268 |
¥2,456,268 |
| 10 |
1.20% |
¥384,866 |
¥46,183,908 |
¥2,683,908 |
| 10 |
1.30% |
¥386,769 |
¥46,412,270 |
¥2,912,270 |
| 10 |
1.40% |
¥388,678 |
¥46,641,355 |
¥3,141,355 |
| 10 |
1.50% |
¥390,593 |
¥46,871,163 |
¥3,371,163 |
| 10 |
1.60% |
¥392,514 |
¥47,101,692 |
¥3,601,692 |
| 10 |
1.70% |
¥394,441 |
¥47,332,943 |
¥3,832,943 |
| 10 |
1.80% |
¥396,374 |
¥47,564,916 |
¥4,064,916 |
| 10 |
1.90% |
¥398,313 |
¥47,797,609 |
¥4,297,609 |
| 10 |
2.00% |
¥400,259 |
¥48,031,023 |
¥4,531,023 |
| 10 |
2.10% |
¥402,210 |
¥48,265,157 |
¥4,765,157 |
| 10 |
2.20% |
¥404,167 |
¥48,500,011 |
¥5,000,011 |
| 10 |
2.30% |
¥406,130 |
¥48,735,585 |
¥5,235,585 |
| 10 |
2.40% |
¥408,099 |
¥48,971,877 |
¥5,471,877 |
| 10 |
2.50% |
¥410,074 |
¥49,208,889 |
¥5,708,889 |
| 10 |
2.60% |
¥412,055 |
¥49,446,618 |
¥5,946,618 |
| 10 |
2.70% |
¥414,042 |
¥49,685,065 |
¥6,185,065 |
| 10 |
2.80% |
¥416,035 |
¥49,924,230 |
¥6,424,230 |
| 10 |
2.90% |
¥418,034 |
¥50,164,111 |
¥6,664,111 |
| 10 |
3.00% |
¥420,039 |
¥50,404,709 |
¥6,904,709 |
