4450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4450万円の住宅ローン｜期間・年数別
4450万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥87,923 |
¥52,753,692 |
¥8,253,692 |
| 50 |
0.80% |
¥90,011 |
¥54,006,393 |
¥9,506,393 |
| 50 |
0.90% |
¥92,129 |
¥55,277,322 |
¥10,777,322 |
| 50 |
1.00% |
¥94,277 |
¥56,566,401 |
¥12,066,401 |
| 50 |
1.10% |
¥96,456 |
¥57,873,542 |
¥13,373,542 |
| 50 |
1.20% |
¥98,664 |
¥59,198,649 |
¥14,698,649 |
| 50 |
1.30% |
¥100,903 |
¥60,541,617 |
¥16,041,617 |
| 50 |
1.40% |
¥103,171 |
¥61,902,334 |
¥17,402,334 |
| 50 |
1.50% |
¥105,468 |
¥63,280,680 |
¥18,780,680 |
| 50 |
1.60% |
¥107,794 |
¥64,676,526 |
¥20,176,526 |
| 50 |
1.70% |
¥110,150 |
¥66,089,737 |
¥21,589,737 |
| 50 |
1.80% |
¥112,534 |
¥67,520,170 |
¥23,020,170 |
| 50 |
1.90% |
¥114,946 |
¥68,967,676 |
¥24,467,676 |
| 50 |
2.00% |
¥117,387 |
¥70,432,098 |
¥25,932,098 |
| 50 |
2.10% |
¥119,855 |
¥71,913,273 |
¥27,413,273 |
| 50 |
2.20% |
¥122,352 |
¥73,411,032 |
¥28,911,032 |
| 50 |
2.30% |
¥124,875 |
¥74,925,200 |
¥30,425,200 |
| 50 |
2.40% |
¥127,426 |
¥76,455,596 |
¥31,955,596 |
| 50 |
2.50% |
¥130,003 |
¥78,002,034 |
¥33,502,034 |
| 50 |
2.60% |
¥132,607 |
¥79,564,323 |
¥35,064,323 |
| 50 |
2.70% |
¥135,237 |
¥81,142,266 |
¥36,642,266 |
| 50 |
2.80% |
¥137,893 |
¥82,735,662 |
¥38,235,662 |
| 50 |
2.90% |
¥140,574 |
¥84,344,307 |
¥39,844,307 |
| 50 |
3.00% |
¥143,280 |
¥85,967,992 |
¥41,467,992 |
4450万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥96,091 |
¥51,888,973 |
¥7,388,973 |
| 45 |
0.80% |
¥98,156 |
¥53,004,238 |
¥8,504,238 |
| 45 |
0.90% |
¥100,249 |
¥54,134,312 |
¥9,634,312 |
| 45 |
1.00% |
¥102,369 |
¥55,279,145 |
¥10,779,145 |
| 45 |
1.10% |
¥104,516 |
¥56,438,677 |
¥11,938,677 |
| 45 |
1.20% |
¥106,690 |
¥57,612,845 |
¥13,112,845 |
| 45 |
1.30% |
¥108,892 |
¥58,801,579 |
¥14,301,579 |
| 45 |
1.40% |
¥111,120 |
¥60,004,805 |
¥15,504,805 |
| 45 |
1.50% |
¥113,375 |
¥61,222,442 |
¥16,722,442 |
| 45 |
1.60% |
¥115,656 |
¥62,454,405 |
¥17,954,405 |
| 45 |
1.70% |
¥117,964 |
¥63,700,604 |
¥19,200,604 |
| 45 |
1.80% |
¥120,298 |
¥64,960,943 |
¥20,460,943 |
| 45 |
1.90% |
¥122,658 |
¥66,235,322 |
¥21,735,322 |
| 45 |
2.00% |
¥125,044 |
¥67,523,637 |
¥23,023,637 |
| 45 |
2.10% |
¥127,455 |
¥68,825,777 |
¥24,325,777 |
| 45 |
2.20% |
¥129,892 |
¥70,141,628 |
¥25,641,628 |
| 45 |
2.30% |
¥132,354 |
¥71,471,073 |
¥26,971,073 |
| 45 |
2.40% |
¥134,841 |
¥72,813,989 |
¥28,313,989 |
| 45 |
2.50% |
¥137,352 |
¥74,170,250 |
¥29,670,250 |
| 45 |
2.60% |
¥139,888 |
¥75,539,726 |
¥31,039,726 |
| 45 |
2.70% |
¥142,449 |
¥76,922,283 |
¥32,422,283 |
| 45 |
2.80% |
¥145,033 |
¥78,317,784 |
¥33,817,784 |
| 45 |
2.90% |
¥147,641 |
¥79,726,089 |
¥35,226,089 |
| 45 |
3.00% |
¥150,272 |
¥81,147,053 |
¥36,647,053 |
4450万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥106,319 |
¥51,033,248 |
¥6,533,248 |
| 40 |
0.80% |
¥108,362 |
¥52,013,793 |
¥7,513,793 |
| 40 |
0.90% |
¥110,429 |
¥53,006,072 |
¥8,506,072 |
| 40 |
1.00% |
¥112,521 |
¥54,010,051 |
¥9,510,051 |
| 40 |
1.10% |
¥114,637 |
¥55,025,694 |
¥10,525,694 |
| 40 |
1.20% |
¥116,777 |
¥56,052,961 |
¥11,552,961 |
| 40 |
1.30% |
¥118,941 |
¥57,091,808 |
¥12,591,808 |
| 40 |
1.40% |
¥121,130 |
¥58,142,186 |
¥13,642,186 |
| 40 |
1.50% |
¥123,342 |
¥59,204,046 |
¥14,704,046 |
| 40 |
1.60% |
¥125,578 |
¥60,277,333 |
¥15,777,333 |
| 40 |
1.70% |
¥127,837 |
¥61,361,990 |
¥16,861,990 |
| 40 |
1.80% |
¥130,121 |
¥62,457,956 |
¥17,957,956 |
| 40 |
1.90% |
¥132,427 |
¥63,565,167 |
¥19,065,167 |
| 40 |
2.00% |
¥134,757 |
¥64,683,557 |
¥20,183,557 |
| 40 |
2.10% |
¥137,111 |
¥65,813,054 |
¥21,313,054 |
| 40 |
2.20% |
¥139,487 |
¥66,953,588 |
¥22,453,588 |
| 40 |
2.30% |
¥141,886 |
¥68,105,081 |
¥23,605,081 |
| 40 |
2.40% |
¥144,307 |
¥69,267,455 |
¥24,767,455 |
| 40 |
2.50% |
¥146,751 |
¥70,440,629 |
¥25,940,629 |
| 40 |
2.60% |
¥149,218 |
¥71,624,519 |
¥27,124,519 |
| 40 |
2.70% |
¥151,706 |
¥72,819,039 |
¥28,319,039 |
| 40 |
2.80% |
¥154,217 |
¥74,024,099 |
¥29,524,099 |
| 40 |
2.90% |
¥156,749 |
¥75,239,608 |
¥30,739,608 |
| 40 |
3.00% |
¥159,303 |
¥76,465,473 |
¥31,965,473 |
4450万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥119,492 |
¥50,186,534 |
¥5,686,534 |
| 35 |
0.80% |
¥121,512 |
¥51,035,089 |
¥6,535,089 |
| 35 |
0.90% |
¥123,554 |
¥51,892,650 |
¥7,392,650 |
| 35 |
1.00% |
¥125,617 |
¥52,759,197 |
¥8,259,197 |
| 35 |
1.10% |
¥127,702 |
¥53,634,707 |
¥9,134,707 |
| 35 |
1.20% |
¥129,808 |
¥54,519,157 |
¥10,019,157 |
| 35 |
1.30% |
¥131,935 |
¥55,412,520 |
¥10,912,520 |
| 35 |
1.40% |
¥134,083 |
¥56,314,769 |
¥11,814,769 |
| 35 |
1.50% |
¥136,252 |
¥57,225,872 |
¥12,725,872 |
| 35 |
1.60% |
¥138,442 |
¥58,145,798 |
¥13,645,798 |
| 35 |
1.70% |
¥140,654 |
¥59,074,512 |
¥14,574,512 |
| 35 |
1.80% |
¥142,886 |
¥60,011,978 |
¥15,511,978 |
| 35 |
1.90% |
¥145,138 |
¥60,958,158 |
¥16,458,158 |
| 35 |
2.00% |
¥147,412 |
¥61,913,012 |
¥17,413,012 |
| 35 |
2.10% |
¥149,706 |
¥62,876,497 |
¥18,376,497 |
| 35 |
2.20% |
¥152,020 |
¥63,848,571 |
¥19,348,571 |
| 35 |
2.30% |
¥154,355 |
¥64,829,187 |
¥20,329,187 |
| 35 |
2.40% |
¥156,710 |
¥65,818,298 |
¥21,318,298 |
| 35 |
2.50% |
¥159,085 |
¥66,815,856 |
¥22,315,856 |
| 35 |
2.60% |
¥161,480 |
¥67,821,808 |
¥23,321,808 |
| 35 |
2.70% |
¥163,895 |
¥68,836,104 |
¥24,336,104 |
| 35 |
2.80% |
¥166,330 |
¥69,858,688 |
¥25,358,688 |
| 35 |
2.90% |
¥168,785 |
¥70,889,506 |
¥26,389,506 |
| 35 |
3.00% |
¥171,258 |
¥71,928,500 |
¥27,428,500 |
4450万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥137,080 |
¥49,348,848 |
¥4,848,848 |
| 30 |
0.80% |
¥139,078 |
¥50,068,156 |
¥5,568,156 |
| 30 |
0.90% |
¥141,095 |
¥50,794,094 |
¥6,294,094 |
| 30 |
1.00% |
¥143,130 |
¥51,526,651 |
¥7,026,651 |
| 30 |
1.10% |
¥145,183 |
¥52,265,815 |
¥7,765,815 |
| 30 |
1.20% |
¥147,254 |
¥53,011,573 |
¥8,511,573 |
| 30 |
1.30% |
¥149,344 |
¥53,763,910 |
¥9,263,910 |
| 30 |
1.40% |
¥151,452 |
¥54,522,810 |
¥10,022,810 |
| 30 |
1.50% |
¥153,578 |
¥55,288,258 |
¥10,788,258 |
| 30 |
1.60% |
¥155,723 |
¥56,060,234 |
¥11,560,234 |
| 30 |
1.70% |
¥157,885 |
¥56,838,722 |
¥12,338,722 |
| 30 |
1.80% |
¥160,066 |
¥57,623,699 |
¥13,123,699 |
| 30 |
1.90% |
¥162,264 |
¥58,415,146 |
¥13,915,146 |
| 30 |
2.00% |
¥164,481 |
¥59,213,040 |
¥14,713,040 |
| 30 |
2.10% |
¥166,715 |
¥60,017,357 |
¥15,517,357 |
| 30 |
2.20% |
¥168,967 |
¥60,828,075 |
¥16,328,075 |
| 30 |
2.30% |
¥171,237 |
¥61,645,167 |
¥17,145,167 |
| 30 |
2.40% |
¥173,524 |
¥62,468,607 |
¥17,968,607 |
| 30 |
2.50% |
¥175,829 |
¥63,298,368 |
¥18,798,368 |
| 30 |
2.60% |
¥178,151 |
¥64,134,422 |
¥19,634,422 |
| 30 |
2.70% |
¥180,491 |
¥64,976,739 |
¥20,476,739 |
| 30 |
2.80% |
¥182,848 |
¥65,825,290 |
¥21,325,290 |
| 30 |
2.90% |
¥185,222 |
¥66,680,043 |
¥22,180,043 |
| 30 |
3.00% |
¥187,614 |
¥67,540,966 |
¥23,040,966 |
4450万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥161,734 |
¥48,520,205 |
¥4,020,205 |
| 25 |
0.80% |
¥163,710 |
¥49,113,017 |
¥4,613,017 |
| 25 |
0.90% |
¥165,701 |
¥49,710,441 |
¥5,210,441 |
| 25 |
1.00% |
¥167,708 |
¥50,312,473 |
¥5,812,473 |
| 25 |
1.10% |
¥169,730 |
¥50,919,105 |
¥6,419,105 |
| 25 |
1.20% |
¥171,768 |
¥51,530,331 |
¥7,030,331 |
| 25 |
1.30% |
¥173,820 |
¥52,146,144 |
¥7,646,144 |
| 25 |
1.40% |
¥175,888 |
¥52,766,536 |
¥8,266,536 |
| 25 |
1.50% |
¥177,972 |
¥53,391,500 |
¥8,891,500 |
| 25 |
1.60% |
¥180,070 |
¥54,021,025 |
¥9,521,025 |
| 25 |
1.70% |
¥182,184 |
¥54,655,104 |
¥10,155,104 |
| 25 |
1.80% |
¥184,312 |
¥55,293,725 |
¥10,793,725 |
| 25 |
1.90% |
¥186,456 |
¥55,936,879 |
¥11,436,879 |
| 25 |
2.00% |
¥188,615 |
¥56,584,554 |
¥12,084,554 |
| 25 |
2.10% |
¥190,789 |
¥57,236,740 |
¥12,736,740 |
| 25 |
2.20% |
¥192,978 |
¥57,893,423 |
¥13,393,423 |
| 25 |
2.30% |
¥195,182 |
¥58,554,592 |
¥14,054,592 |
| 25 |
2.40% |
¥197,401 |
¥59,220,234 |
¥14,720,234 |
| 25 |
2.50% |
¥199,634 |
¥59,890,334 |
¥15,390,334 |
| 25 |
2.60% |
¥201,883 |
¥60,564,879 |
¥16,064,879 |
| 25 |
2.70% |
¥204,146 |
¥61,243,855 |
¥16,743,855 |
| 25 |
2.80% |
¥206,424 |
¥61,927,246 |
¥17,427,246 |
| 25 |
2.90% |
¥208,717 |
¥62,615,036 |
¥18,115,036 |
| 25 |
3.00% |
¥211,024 |
¥63,307,210 |
¥18,807,210 |
4450万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥198,753 |
¥47,700,616 |
¥3,200,616 |
| 20 |
0.80% |
¥200,707 |
¥48,169,693 |
¥3,669,693 |
| 20 |
0.90% |
¥202,674 |
¥48,641,726 |
¥4,141,726 |
| 20 |
1.00% |
¥204,653 |
¥49,116,712 |
¥4,616,712 |
| 20 |
1.10% |
¥206,644 |
¥49,594,649 |
¥5,094,649 |
| 20 |
1.20% |
¥208,648 |
¥50,075,535 |
¥5,575,535 |
| 20 |
1.30% |
¥210,664 |
¥50,559,366 |
¥6,059,366 |
| 20 |
1.40% |
¥212,692 |
¥51,046,139 |
¥6,546,139 |
| 20 |
1.50% |
¥214,733 |
¥51,535,850 |
¥7,035,850 |
| 20 |
1.60% |
¥216,785 |
¥52,028,495 |
¥7,528,495 |
| 20 |
1.70% |
¥218,850 |
¥52,524,071 |
¥8,024,071 |
| 20 |
1.80% |
¥220,927 |
¥53,022,574 |
¥8,522,574 |
| 20 |
1.90% |
¥223,017 |
¥53,523,998 |
¥9,023,998 |
| 20 |
2.00% |
¥225,118 |
¥54,028,340 |
¥9,528,340 |
| 20 |
2.10% |
¥227,232 |
¥54,535,594 |
¥10,035,594 |
| 20 |
2.20% |
¥229,357 |
¥55,045,756 |
¥10,545,756 |
| 20 |
2.30% |
¥231,495 |
¥55,558,819 |
¥11,058,819 |
| 20 |
2.40% |
¥233,645 |
¥56,074,779 |
¥11,574,779 |
| 20 |
2.50% |
¥235,807 |
¥56,593,629 |
¥12,093,629 |
| 20 |
2.60% |
¥237,981 |
¥57,115,364 |
¥12,615,364 |
| 20 |
2.70% |
¥240,167 |
¥57,639,977 |
¥13,139,977 |
| 20 |
2.80% |
¥242,364 |
¥58,167,463 |
¥13,667,463 |
| 20 |
2.90% |
¥244,574 |
¥58,697,814 |
¥14,197,814 |
| 20 |
3.00% |
¥246,796 |
¥59,231,023 |
¥14,731,023 |
4450万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥260,501 |
¥46,890,093 |
¥2,390,093 |
| 15 |
0.80% |
¥262,434 |
¥47,238,201 |
¥2,738,201 |
| 15 |
0.90% |
¥264,378 |
¥47,587,974 |
¥3,087,974 |
| 15 |
1.00% |
¥266,330 |
¥47,939,411 |
¥3,439,411 |
| 15 |
1.10% |
¥268,292 |
¥48,292,510 |
¥3,792,510 |
| 15 |
1.20% |
¥270,263 |
¥48,647,272 |
¥4,147,272 |
| 15 |
1.30% |
¥272,243 |
¥49,003,694 |
¥4,503,694 |
| 15 |
1.40% |
¥274,232 |
¥49,361,776 |
¥4,861,776 |
| 15 |
1.50% |
¥276,231 |
¥49,721,516 |
¥5,221,516 |
| 15 |
1.60% |
¥278,238 |
¥50,082,913 |
¥5,582,913 |
| 15 |
1.70% |
¥280,255 |
¥50,445,967 |
¥5,945,967 |
| 15 |
1.80% |
¥282,282 |
¥50,810,674 |
¥6,310,674 |
| 15 |
1.90% |
¥284,317 |
¥51,177,035 |
¥6,677,035 |
| 15 |
2.00% |
¥286,361 |
¥51,545,047 |
¥7,045,047 |
| 15 |
2.10% |
¥288,415 |
¥51,914,708 |
¥7,414,708 |
| 15 |
2.20% |
¥290,478 |
¥52,286,018 |
¥7,786,018 |
| 15 |
2.30% |
¥292,550 |
¥52,658,974 |
¥8,158,974 |
| 15 |
2.40% |
¥294,631 |
¥53,033,573 |
¥8,533,573 |
| 15 |
2.50% |
¥296,721 |
¥53,409,816 |
¥8,909,816 |
| 15 |
2.60% |
¥298,821 |
¥53,787,698 |
¥9,287,698 |
| 15 |
2.70% |
¥300,929 |
¥54,167,219 |
¥9,667,219 |
| 15 |
2.80% |
¥303,047 |
¥54,548,376 |
¥10,048,376 |
| 15 |
2.90% |
¥305,173 |
¥54,931,167 |
¥10,431,167 |
| 15 |
3.00% |
¥307,309 |
¥55,315,589 |
¥10,815,589 |
4450万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥384,072 |
¥46,088,642 |
¥1,588,642 |
| 10 |
0.80% |
¥385,988 |
¥46,318,555 |
¥1,818,555 |
| 10 |
0.90% |
¥387,910 |
¥46,549,208 |
¥2,049,208 |
| 10 |
1.00% |
¥389,838 |
¥46,780,601 |
¥2,280,601 |
| 10 |
1.10% |
¥391,773 |
¥47,012,734 |
¥2,512,734 |
| 10 |
1.20% |
¥393,713 |
¥47,245,607 |
¥2,745,607 |
| 10 |
1.30% |
¥395,660 |
¥47,479,219 |
¥2,979,219 |
| 10 |
1.40% |
¥397,613 |
¥47,713,571 |
¥3,213,571 |
| 10 |
1.50% |
¥399,572 |
¥47,948,661 |
¥3,448,661 |
| 10 |
1.60% |
¥401,537 |
¥48,184,490 |
¥3,684,490 |
| 10 |
1.70% |
¥403,509 |
¥48,421,057 |
¥3,921,057 |
| 10 |
1.80% |
¥405,486 |
¥48,658,362 |
¥4,158,362 |
| 10 |
1.90% |
¥407,470 |
¥48,896,405 |
¥4,396,405 |
| 10 |
2.00% |
¥409,460 |
¥49,135,184 |
¥4,635,184 |
| 10 |
2.10% |
¥411,456 |
¥49,374,701 |
¥4,874,701 |
| 10 |
2.20% |
¥413,458 |
¥49,614,954 |
¥5,114,954 |
| 10 |
2.30% |
¥415,466 |
¥49,855,943 |
¥5,355,943 |
| 10 |
2.40% |
¥417,481 |
¥50,097,668 |
¥5,597,668 |
| 10 |
2.50% |
¥419,501 |
¥50,340,128 |
¥5,840,128 |
| 10 |
2.60% |
¥421,528 |
¥50,583,322 |
¥6,083,322 |
| 10 |
2.70% |
¥423,560 |
¥50,827,251 |
¥6,327,251 |
| 10 |
2.80% |
¥425,599 |
¥51,071,913 |
¥6,571,913 |
| 10 |
2.90% |
¥427,644 |
¥51,317,309 |
¥6,817,309 |
| 10 |
3.00% |
¥429,695 |
¥51,563,438 |
¥7,063,438 |
