4480万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4480万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4480万円の住宅ローン|期間・年数別
4480万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥88,516 |
¥53,109,335 |
¥8,309,335 |
| 50 |
0.80% |
¥90,617 |
¥54,370,481 |
¥9,570,481 |
| 50 |
0.90% |
¥92,750 |
¥55,649,978 |
¥10,849,978 |
| 50 |
1.00% |
¥94,913 |
¥56,947,748 |
¥12,147,748 |
| 50 |
1.10% |
¥97,106 |
¥58,263,701 |
¥13,463,701 |
| 50 |
1.20% |
¥99,330 |
¥59,597,741 |
¥14,797,741 |
| 50 |
1.30% |
¥101,583 |
¥60,949,763 |
¥16,149,763 |
| 50 |
1.40% |
¥103,866 |
¥62,319,654 |
¥17,519,654 |
| 50 |
1.50% |
¥106,179 |
¥63,707,291 |
¥18,907,291 |
| 50 |
1.60% |
¥108,521 |
¥65,112,548 |
¥20,312,548 |
| 50 |
1.70% |
¥110,892 |
¥66,535,286 |
¥21,735,286 |
| 50 |
1.80% |
¥113,292 |
¥67,975,362 |
¥23,175,362 |
| 50 |
1.90% |
¥115,721 |
¥69,432,627 |
¥24,632,627 |
| 50 |
2.00% |
¥118,178 |
¥70,906,921 |
¥26,106,921 |
| 50 |
2.10% |
¥120,663 |
¥72,398,082 |
¥27,598,082 |
| 50 |
2.20% |
¥123,177 |
¥73,905,938 |
¥29,105,938 |
| 50 |
2.30% |
¥125,717 |
¥75,430,314 |
¥30,630,314 |
| 50 |
2.40% |
¥128,285 |
¥76,971,027 |
¥32,171,027 |
| 50 |
2.50% |
¥130,880 |
¥78,527,891 |
¥33,727,891 |
| 50 |
2.60% |
¥133,501 |
¥80,100,712 |
¥35,300,712 |
| 50 |
2.70% |
¥136,149 |
¥81,689,292 |
¥36,889,292 |
| 50 |
2.80% |
¥138,822 |
¥83,293,431 |
¥38,493,431 |
| 50 |
2.90% |
¥141,522 |
¥84,912,921 |
¥40,112,921 |
| 50 |
3.00% |
¥144,246 |
¥86,547,551 |
¥41,747,551 |
4480万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥96,738 |
¥52,238,787 |
¥7,438,787 |
| 45 |
0.80% |
¥98,818 |
¥53,361,570 |
¥8,561,570 |
| 45 |
0.90% |
¥100,925 |
¥54,499,263 |
¥9,699,263 |
| 45 |
1.00% |
¥103,059 |
¥55,651,813 |
¥10,851,813 |
| 45 |
1.10% |
¥105,221 |
¥56,819,162 |
¥12,019,162 |
| 45 |
1.20% |
¥107,410 |
¥58,001,246 |
¥13,201,246 |
| 45 |
1.30% |
¥109,626 |
¥59,197,994 |
¥14,397,994 |
| 45 |
1.40% |
¥111,869 |
¥60,409,331 |
¥15,609,331 |
| 45 |
1.50% |
¥114,139 |
¥61,635,177 |
¥16,835,177 |
| 45 |
1.60% |
¥116,436 |
¥62,875,446 |
¥18,075,446 |
| 45 |
1.70% |
¥118,759 |
¥64,130,046 |
¥19,330,046 |
| 45 |
1.80% |
¥121,109 |
¥65,398,882 |
¥20,598,882 |
| 45 |
1.90% |
¥123,485 |
¥66,681,853 |
¥21,881,853 |
| 45 |
2.00% |
¥125,887 |
¥67,978,852 |
¥23,178,852 |
| 45 |
2.10% |
¥128,314 |
¥69,289,771 |
¥24,489,771 |
| 45 |
2.20% |
¥130,768 |
¥70,614,493 |
¥25,814,493 |
| 45 |
2.30% |
¥133,246 |
¥71,952,901 |
¥27,152,901 |
| 45 |
2.40% |
¥135,750 |
¥73,304,870 |
¥28,504,870 |
| 45 |
2.50% |
¥138,278 |
¥74,670,275 |
¥29,870,275 |
| 45 |
2.60% |
¥140,831 |
¥76,048,983 |
¥31,248,983 |
| 45 |
2.70% |
¥143,409 |
¥77,440,861 |
¥32,640,861 |
| 45 |
2.80% |
¥146,011 |
¥78,845,769 |
¥34,045,769 |
| 45 |
2.90% |
¥148,636 |
¥80,263,568 |
¥35,463,568 |
| 45 |
3.00% |
¥151,285 |
¥81,694,112 |
¥36,894,112 |
4480万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥107,036 |
¥51,377,292 |
¥6,577,292 |
| 40 |
0.80% |
¥109,093 |
¥52,364,447 |
¥7,564,447 |
| 40 |
0.90% |
¥111,174 |
¥53,363,416 |
¥8,563,416 |
| 40 |
1.00% |
¥113,280 |
¥54,374,164 |
¥9,574,164 |
| 40 |
1.10% |
¥115,410 |
¥55,396,654 |
¥10,596,654 |
| 40 |
1.20% |
¥117,564 |
¥56,430,846 |
¥11,630,846 |
| 40 |
1.30% |
¥119,743 |
¥57,476,696 |
¥12,676,696 |
| 40 |
1.40% |
¥121,946 |
¥58,534,156 |
¥13,734,156 |
| 40 |
1.50% |
¥124,173 |
¥59,603,174 |
¥14,803,174 |
| 40 |
1.60% |
¥126,424 |
¥60,683,697 |
¥15,883,697 |
| 40 |
1.70% |
¥128,699 |
¥61,775,666 |
¥16,975,666 |
| 40 |
1.80% |
¥130,998 |
¥62,879,021 |
¥18,079,021 |
| 40 |
1.90% |
¥133,320 |
¥63,993,696 |
¥19,193,696 |
| 40 |
2.00% |
¥135,666 |
¥65,119,625 |
¥20,319,625 |
| 40 |
2.10% |
¥138,035 |
¥66,256,738 |
¥21,456,738 |
| 40 |
2.20% |
¥140,427 |
¥67,404,960 |
¥22,604,960 |
| 40 |
2.30% |
¥142,842 |
¥68,564,216 |
¥23,764,216 |
| 40 |
2.40% |
¥145,280 |
¥69,734,427 |
¥24,934,427 |
| 40 |
2.50% |
¥147,741 |
¥70,915,510 |
¥26,115,510 |
| 40 |
2.60% |
¥150,224 |
¥72,107,381 |
¥27,307,381 |
| 40 |
2.70% |
¥152,729 |
¥73,309,954 |
¥28,509,954 |
| 40 |
2.80% |
¥155,257 |
¥74,523,137 |
¥29,723,137 |
| 40 |
2.90% |
¥157,806 |
¥75,746,841 |
¥30,946,841 |
| 40 |
3.00% |
¥160,377 |
¥76,980,970 |
¥32,180,970 |
4480万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥120,297 |
¥50,524,870 |
¥5,724,870 |
| 35 |
0.80% |
¥122,331 |
¥51,379,146 |
¥6,579,146 |
| 35 |
0.90% |
¥124,387 |
¥52,242,489 |
¥7,442,489 |
| 35 |
1.00% |
¥126,464 |
¥53,114,877 |
¥8,314,877 |
| 35 |
1.10% |
¥128,563 |
¥53,996,290 |
¥9,196,290 |
| 35 |
1.20% |
¥130,683 |
¥54,886,702 |
¥10,086,702 |
| 35 |
1.30% |
¥132,824 |
¥55,786,088 |
¥10,986,088 |
| 35 |
1.40% |
¥134,987 |
¥56,694,419 |
¥11,894,419 |
| 35 |
1.50% |
¥137,171 |
¥57,611,664 |
¥12,811,664 |
| 35 |
1.60% |
¥139,376 |
¥58,537,792 |
¥13,737,792 |
| 35 |
1.70% |
¥141,602 |
¥59,472,767 |
¥14,672,767 |
| 35 |
1.80% |
¥143,849 |
¥60,416,553 |
¥15,616,553 |
| 35 |
1.90% |
¥146,117 |
¥61,369,112 |
¥16,569,112 |
| 35 |
2.00% |
¥148,406 |
¥62,330,403 |
¥17,530,403 |
| 35 |
2.10% |
¥150,715 |
¥63,300,384 |
¥18,500,384 |
| 35 |
2.20% |
¥153,045 |
¥64,279,011 |
¥19,479,011 |
| 35 |
2.30% |
¥155,396 |
¥65,266,238 |
¥20,466,238 |
| 35 |
2.40% |
¥157,767 |
¥66,262,017 |
¥21,462,017 |
| 35 |
2.50% |
¥160,158 |
¥67,266,300 |
¥22,466,300 |
| 35 |
2.60% |
¥162,569 |
¥68,279,034 |
¥23,479,034 |
| 35 |
2.70% |
¥165,000 |
¥69,300,168 |
¥24,500,168 |
| 35 |
2.80% |
¥167,452 |
¥70,329,646 |
¥25,529,646 |
| 35 |
2.90% |
¥169,922 |
¥71,367,413 |
¥26,567,413 |
| 35 |
3.00% |
¥172,413 |
¥72,413,412 |
¥27,613,412 |
4480万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥138,004 |
¥49,681,537 |
¥4,881,537 |
| 30 |
0.80% |
¥140,016 |
¥50,405,694 |
¥5,605,694 |
| 30 |
0.90% |
¥142,046 |
¥51,136,526 |
¥6,336,526 |
| 30 |
1.00% |
¥144,095 |
¥51,874,022 |
¥7,074,022 |
| 30 |
1.10% |
¥146,162 |
¥52,618,169 |
¥7,818,169 |
| 30 |
1.20% |
¥148,247 |
¥53,368,954 |
¥8,568,954 |
| 30 |
1.30% |
¥150,351 |
¥54,126,363 |
¥9,326,363 |
| 30 |
1.40% |
¥152,473 |
¥54,890,380 |
¥10,090,380 |
| 30 |
1.50% |
¥154,614 |
¥55,660,988 |
¥10,860,988 |
| 30 |
1.60% |
¥156,773 |
¥56,438,169 |
¥11,638,169 |
| 30 |
1.70% |
¥158,950 |
¥57,221,904 |
¥12,421,904 |
| 30 |
1.80% |
¥161,145 |
¥58,012,173 |
¥13,212,173 |
| 30 |
1.90% |
¥163,358 |
¥58,808,956 |
¥14,008,956 |
| 30 |
2.00% |
¥165,590 |
¥59,612,229 |
¥14,812,229 |
| 30 |
2.10% |
¥167,839 |
¥60,421,969 |
¥15,621,969 |
| 30 |
2.20% |
¥170,106 |
¥61,238,152 |
¥16,438,152 |
| 30 |
2.30% |
¥172,391 |
¥62,060,752 |
¥17,260,752 |
| 30 |
2.40% |
¥174,694 |
¥62,889,744 |
¥18,089,744 |
| 30 |
2.50% |
¥177,014 |
¥63,725,099 |
¥18,925,099 |
| 30 |
2.60% |
¥179,352 |
¥64,566,789 |
¥19,766,789 |
| 30 |
2.70% |
¥181,708 |
¥65,414,785 |
¥20,614,785 |
| 30 |
2.80% |
¥184,081 |
¥66,269,056 |
¥21,469,056 |
| 30 |
2.90% |
¥186,471 |
¥67,129,571 |
¥22,329,571 |
| 30 |
3.00% |
¥188,879 |
¥67,996,299 |
¥23,196,299 |
4480万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥162,824 |
¥48,847,307 |
¥4,047,307 |
| 25 |
0.80% |
¥164,814 |
¥49,444,116 |
¥4,644,116 |
| 25 |
0.90% |
¥166,819 |
¥50,045,568 |
¥5,245,568 |
| 25 |
1.00% |
¥168,839 |
¥50,651,658 |
¥5,851,658 |
| 25 |
1.10% |
¥170,875 |
¥51,262,379 |
¥6,462,379 |
| 25 |
1.20% |
¥172,926 |
¥51,877,726 |
¥7,077,726 |
| 25 |
1.30% |
¥174,992 |
¥52,497,691 |
¥7,697,691 |
| 25 |
1.40% |
¥177,074 |
¥53,122,266 |
¥8,322,266 |
| 25 |
1.50% |
¥179,171 |
¥53,751,442 |
¥8,951,442 |
| 25 |
1.60% |
¥181,284 |
¥54,385,212 |
¥9,585,212 |
| 25 |
1.70% |
¥183,412 |
¥55,023,565 |
¥10,223,565 |
| 25 |
1.80% |
¥185,555 |
¥55,666,492 |
¥10,866,492 |
| 25 |
1.90% |
¥187,713 |
¥56,313,981 |
¥11,513,981 |
| 25 |
2.00% |
¥189,887 |
¥56,966,023 |
¥12,166,023 |
| 25 |
2.10% |
¥192,075 |
¥57,622,605 |
¥12,822,605 |
| 25 |
2.20% |
¥194,279 |
¥58,283,716 |
¥13,483,716 |
| 25 |
2.30% |
¥196,498 |
¥58,949,342 |
¥14,149,342 |
| 25 |
2.40% |
¥198,732 |
¥59,619,471 |
¥14,819,471 |
| 25 |
2.50% |
¥200,980 |
¥60,294,089 |
¥15,494,089 |
| 25 |
2.60% |
¥203,244 |
¥60,973,182 |
¥16,173,182 |
| 25 |
2.70% |
¥205,522 |
¥61,656,735 |
¥16,856,735 |
| 25 |
2.80% |
¥207,816 |
¥62,344,733 |
¥17,544,733 |
| 25 |
2.90% |
¥210,124 |
¥63,037,160 |
¥18,237,160 |
| 25 |
3.00% |
¥212,447 |
¥63,734,001 |
¥18,934,001 |
4480万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥200,092 |
¥48,022,194 |
¥3,222,194 |
| 20 |
0.80% |
¥202,060 |
¥48,494,432 |
¥3,694,432 |
| 20 |
0.90% |
¥204,040 |
¥48,969,647 |
¥4,169,647 |
| 20 |
1.00% |
¥206,033 |
¥49,447,836 |
¥4,647,836 |
| 20 |
1.10% |
¥208,037 |
¥49,928,995 |
¥5,128,995 |
| 20 |
1.20% |
¥210,055 |
¥50,413,123 |
¥5,613,123 |
| 20 |
1.30% |
¥212,084 |
¥50,900,216 |
¥6,100,216 |
| 20 |
1.40% |
¥214,126 |
¥51,390,270 |
¥6,590,270 |
| 20 |
1.50% |
¥216,180 |
¥51,883,282 |
¥7,083,282 |
| 20 |
1.60% |
¥218,247 |
¥52,379,249 |
¥7,579,249 |
| 20 |
1.70% |
¥220,326 |
¥52,878,166 |
¥8,078,166 |
| 20 |
1.80% |
¥222,417 |
¥53,380,030 |
¥8,580,030 |
| 20 |
1.90% |
¥224,520 |
¥53,884,834 |
¥9,084,834 |
| 20 |
2.00% |
¥226,636 |
¥54,392,576 |
¥9,592,576 |
| 20 |
2.10% |
¥228,764 |
¥54,903,250 |
¥10,103,250 |
| 20 |
2.20% |
¥230,904 |
¥55,416,851 |
¥10,616,851 |
| 20 |
2.30% |
¥233,056 |
¥55,933,373 |
¥11,133,373 |
| 20 |
2.40% |
¥235,220 |
¥56,452,811 |
¥11,652,811 |
| 20 |
2.50% |
¥237,396 |
¥56,975,159 |
¥12,175,159 |
| 20 |
2.60% |
¥239,585 |
¥57,500,411 |
¥12,700,411 |
| 20 |
2.70% |
¥241,786 |
¥58,028,562 |
¥13,228,562 |
| 20 |
2.80% |
¥243,998 |
¥58,559,603 |
¥13,759,603 |
| 20 |
2.90% |
¥246,223 |
¥59,093,529 |
¥14,293,529 |
| 20 |
3.00% |
¥248,460 |
¥59,630,334 |
¥14,830,334 |
4480万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥262,257 |
¥47,206,206 |
¥2,406,206 |
| 15 |
0.80% |
¥264,204 |
¥47,556,661 |
¥2,756,661 |
| 15 |
0.90% |
¥266,160 |
¥47,908,792 |
¥3,108,792 |
| 15 |
1.00% |
¥268,126 |
¥48,262,598 |
¥3,462,598 |
| 15 |
1.10% |
¥270,100 |
¥48,618,078 |
¥3,818,078 |
| 15 |
1.20% |
¥272,085 |
¥48,975,231 |
¥4,175,231 |
| 15 |
1.30% |
¥274,078 |
¥49,334,056 |
¥4,534,056 |
| 15 |
1.40% |
¥276,081 |
¥49,694,552 |
¥4,894,552 |
| 15 |
1.50% |
¥278,093 |
¥50,056,717 |
¥5,256,717 |
| 15 |
1.60% |
¥280,114 |
¥50,420,551 |
¥5,620,551 |
| 15 |
1.70% |
¥282,145 |
¥50,786,052 |
¥5,986,052 |
| 15 |
1.80% |
¥284,185 |
¥51,153,218 |
¥6,353,218 |
| 15 |
1.90% |
¥286,234 |
¥51,522,049 |
¥6,722,049 |
| 15 |
2.00% |
¥288,292 |
¥51,892,542 |
¥7,092,542 |
| 15 |
2.10% |
¥290,359 |
¥52,264,695 |
¥7,464,695 |
| 15 |
2.20% |
¥292,436 |
¥52,638,508 |
¥7,838,508 |
| 15 |
2.30% |
¥294,522 |
¥53,013,978 |
¥8,213,978 |
| 15 |
2.40% |
¥296,617 |
¥53,391,103 |
¥8,591,103 |
| 15 |
2.50% |
¥298,722 |
¥53,769,882 |
¥8,969,882 |
| 15 |
2.60% |
¥300,835 |
¥54,150,312 |
¥9,350,312 |
| 15 |
2.70% |
¥302,958 |
¥54,532,391 |
¥9,732,391 |
| 15 |
2.80% |
¥305,090 |
¥54,916,118 |
¥10,116,118 |
| 15 |
2.90% |
¥307,230 |
¥55,301,489 |
¥10,501,489 |
| 15 |
3.00% |
¥309,381 |
¥55,688,503 |
¥10,888,503 |
4480万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥386,661 |
¥46,399,352 |
¥1,599,352 |
| 10 |
0.80% |
¥388,590 |
¥46,630,815 |
¥1,830,815 |
| 10 |
0.90% |
¥390,525 |
¥46,863,022 |
¥2,063,022 |
| 10 |
1.00% |
¥392,466 |
¥47,095,976 |
¥2,295,976 |
| 10 |
1.10% |
¥394,414 |
¥47,329,674 |
¥2,529,674 |
| 10 |
1.20% |
¥396,368 |
¥47,564,117 |
¥2,764,117 |
| 10 |
1.30% |
¥398,328 |
¥47,799,304 |
¥2,999,304 |
| 10 |
1.40% |
¥400,294 |
¥48,035,235 |
¥3,235,235 |
| 10 |
1.50% |
¥402,266 |
¥48,271,910 |
¥3,471,910 |
| 10 |
1.60% |
¥404,244 |
¥48,509,329 |
¥3,709,329 |
| 10 |
1.70% |
¥406,229 |
¥48,747,491 |
¥3,947,491 |
| 10 |
1.80% |
¥408,220 |
¥48,986,396 |
¥4,186,396 |
| 10 |
1.90% |
¥410,217 |
¥49,226,043 |
¥4,426,043 |
| 10 |
2.00% |
¥412,220 |
¥49,466,433 |
¥4,666,433 |
| 10 |
2.10% |
¥414,230 |
¥49,707,564 |
¥4,907,564 |
| 10 |
2.20% |
¥416,245 |
¥49,949,437 |
¥5,149,437 |
| 10 |
2.30% |
¥418,267 |
¥50,192,051 |
¥5,392,051 |
| 10 |
2.40% |
¥420,295 |
¥50,435,405 |
¥5,635,405 |
| 10 |
2.50% |
¥422,329 |
¥50,679,499 |
¥5,879,499 |
| 10 |
2.60% |
¥424,369 |
¥50,924,333 |
¥6,124,333 |
| 10 |
2.70% |
¥426,416 |
¥51,169,906 |
¥6,369,906 |
| 10 |
2.80% |
¥428,468 |
¥51,416,218 |
¥6,616,218 |
| 10 |
2.90% |
¥430,527 |
¥51,663,268 |
¥6,863,268 |
| 10 |
3.00% |
¥432,592 |
¥51,911,056 |
¥7,111,056 |