4490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4490万円の住宅ローン｜期間・年数別
4490万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥88,713 |
¥53,227,883 |
¥8,327,883 |
| 50 |
0.80% |
¥90,820 |
¥54,491,843 |
¥9,591,843 |
| 50 |
0.90% |
¥92,957 |
¥55,774,197 |
¥10,874,197 |
| 50 |
1.00% |
¥95,125 |
¥57,074,863 |
¥12,174,863 |
| 50 |
1.10% |
¥97,323 |
¥58,393,754 |
¥13,493,754 |
| 50 |
1.20% |
¥99,551 |
¥59,730,772 |
¥14,830,772 |
| 50 |
1.30% |
¥101,810 |
¥61,085,812 |
¥16,185,812 |
| 50 |
1.40% |
¥104,098 |
¥62,458,760 |
¥17,558,760 |
| 50 |
1.50% |
¥106,416 |
¥63,849,495 |
¥18,949,495 |
| 50 |
1.60% |
¥108,763 |
¥65,257,888 |
¥20,357,888 |
| 50 |
1.70% |
¥111,140 |
¥66,683,802 |
¥21,783,802 |
| 50 |
1.80% |
¥113,545 |
¥68,127,093 |
¥23,227,093 |
| 50 |
1.90% |
¥115,979 |
¥69,587,610 |
¥24,687,610 |
| 50 |
2.00% |
¥118,442 |
¥71,065,195 |
¥26,165,195 |
| 50 |
2.10% |
¥120,933 |
¥72,559,685 |
¥27,659,685 |
| 50 |
2.20% |
¥123,452 |
¥74,070,907 |
¥29,170,907 |
| 50 |
2.30% |
¥125,998 |
¥75,598,685 |
¥30,698,685 |
| 50 |
2.40% |
¥128,571 |
¥77,142,838 |
¥32,242,838 |
| 50 |
2.50% |
¥131,172 |
¥78,703,176 |
¥33,803,176 |
| 50 |
2.60% |
¥133,799 |
¥80,279,508 |
¥35,379,508 |
| 50 |
2.70% |
¥136,453 |
¥81,871,635 |
¥36,971,635 |
| 50 |
2.80% |
¥139,132 |
¥83,479,354 |
¥38,579,354 |
| 50 |
2.90% |
¥141,837 |
¥85,102,458 |
¥40,202,458 |
| 50 |
3.00% |
¥144,568 |
¥86,740,738 |
¥41,840,738 |
4490万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥96,954 |
¥52,355,391 |
¥7,455,391 |
| 45 |
0.80% |
¥99,038 |
¥53,480,680 |
¥8,580,680 |
| 45 |
0.90% |
¥101,150 |
¥54,620,913 |
¥9,720,913 |
| 45 |
1.00% |
¥103,289 |
¥55,776,036 |
¥10,876,036 |
| 45 |
1.10% |
¥105,456 |
¥56,945,991 |
¥12,045,991 |
| 45 |
1.20% |
¥107,649 |
¥58,130,713 |
¥13,230,713 |
| 45 |
1.30% |
¥109,871 |
¥59,330,132 |
¥14,430,132 |
| 45 |
1.40% |
¥112,119 |
¥60,544,174 |
¥15,644,174 |
| 45 |
1.50% |
¥114,394 |
¥61,772,756 |
¥16,872,756 |
| 45 |
1.60% |
¥116,696 |
¥63,015,793 |
¥18,115,793 |
| 45 |
1.70% |
¥119,024 |
¥64,273,194 |
¥19,373,194 |
| 45 |
1.80% |
¥121,379 |
¥65,544,862 |
¥20,644,862 |
| 45 |
1.90% |
¥123,761 |
¥66,830,696 |
¥21,930,696 |
| 45 |
2.00% |
¥126,168 |
¥68,130,591 |
¥23,230,591 |
| 45 |
2.10% |
¥128,601 |
¥69,444,435 |
¥24,544,435 |
| 45 |
2.20% |
¥131,059 |
¥70,772,115 |
¥25,872,115 |
| 45 |
2.30% |
¥133,544 |
¥72,113,510 |
¥27,213,510 |
| 45 |
2.40% |
¥136,053 |
¥73,468,497 |
¥28,568,497 |
| 45 |
2.50% |
¥138,587 |
¥74,836,949 |
¥29,936,949 |
| 45 |
2.60% |
¥141,146 |
¥76,218,735 |
¥31,318,735 |
| 45 |
2.70% |
¥143,729 |
¥77,613,720 |
¥32,713,720 |
| 45 |
2.80% |
¥146,337 |
¥79,021,764 |
¥34,121,764 |
| 45 |
2.90% |
¥148,968 |
¥80,442,728 |
¥35,542,728 |
| 45 |
3.00% |
¥151,623 |
¥81,876,465 |
¥36,976,465 |
4490万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥107,275 |
¥51,491,973 |
¥6,591,973 |
| 40 |
0.80% |
¥109,336 |
¥52,481,332 |
¥7,581,332 |
| 40 |
0.90% |
¥111,422 |
¥53,482,531 |
¥8,582,531 |
| 40 |
1.00% |
¥113,532 |
¥54,495,535 |
¥9,595,535 |
| 40 |
1.10% |
¥115,667 |
¥55,520,307 |
¥10,620,307 |
| 40 |
1.20% |
¥117,827 |
¥56,556,808 |
¥11,656,808 |
| 40 |
1.30% |
¥120,010 |
¥57,604,992 |
¥12,704,992 |
| 40 |
1.40% |
¥122,218 |
¥58,664,812 |
¥13,764,812 |
| 40 |
1.50% |
¥124,450 |
¥59,736,217 |
¥14,836,217 |
| 40 |
1.60% |
¥126,707 |
¥60,819,152 |
¥15,919,152 |
| 40 |
1.70% |
¥128,987 |
¥61,913,558 |
¥17,013,558 |
| 40 |
1.80% |
¥131,290 |
¥63,019,376 |
¥18,119,376 |
| 40 |
1.90% |
¥133,618 |
¥64,136,539 |
¥19,236,539 |
| 40 |
2.00% |
¥135,969 |
¥65,264,982 |
¥20,364,982 |
| 40 |
2.10% |
¥138,343 |
¥66,404,633 |
¥21,504,633 |
| 40 |
2.20% |
¥140,740 |
¥67,555,418 |
¥22,655,418 |
| 40 |
2.30% |
¥143,161 |
¥68,717,262 |
¥23,817,262 |
| 40 |
2.40% |
¥145,604 |
¥69,890,084 |
¥24,990,084 |
| 40 |
2.50% |
¥148,070 |
¥71,073,804 |
¥26,173,804 |
| 40 |
2.60% |
¥150,559 |
¥72,268,335 |
¥27,368,335 |
| 40 |
2.70% |
¥153,070 |
¥73,473,592 |
¥28,573,592 |
| 40 |
2.80% |
¥155,603 |
¥74,689,484 |
¥29,789,484 |
| 40 |
2.90% |
¥158,158 |
¥75,915,919 |
¥31,015,919 |
| 40 |
3.00% |
¥160,735 |
¥77,152,803 |
¥32,252,803 |
4490万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥120,566 |
¥50,637,648 |
¥5,737,648 |
| 35 |
0.80% |
¥122,604 |
¥51,493,832 |
¥6,593,832 |
| 35 |
0.90% |
¥124,665 |
¥52,359,101 |
¥7,459,101 |
| 35 |
1.00% |
¥126,746 |
¥53,233,437 |
¥8,333,437 |
| 35 |
1.10% |
¥128,850 |
¥54,116,817 |
¥9,216,817 |
| 35 |
1.20% |
¥130,974 |
¥55,009,217 |
¥10,109,217 |
| 35 |
1.30% |
¥133,121 |
¥55,910,610 |
¥11,010,610 |
| 35 |
1.40% |
¥135,288 |
¥56,820,969 |
¥11,920,969 |
| 35 |
1.50% |
¥137,477 |
¥57,740,262 |
¥12,840,262 |
| 35 |
1.60% |
¥139,687 |
¥58,668,456 |
¥13,768,456 |
| 35 |
1.70% |
¥141,918 |
¥59,605,519 |
¥14,705,519 |
| 35 |
1.80% |
¥144,170 |
¥60,551,411 |
¥15,651,411 |
| 35 |
1.90% |
¥146,443 |
¥61,506,096 |
¥16,606,096 |
| 35 |
2.00% |
¥148,737 |
¥62,469,533 |
¥17,569,533 |
| 35 |
2.10% |
¥151,052 |
¥63,441,679 |
¥18,541,679 |
| 35 |
2.20% |
¥153,387 |
¥64,422,491 |
¥19,522,491 |
| 35 |
2.30% |
¥155,743 |
¥65,411,921 |
¥20,511,921 |
| 35 |
2.40% |
¥158,119 |
¥66,409,924 |
¥21,509,924 |
| 35 |
2.50% |
¥160,515 |
¥67,416,448 |
¥22,516,448 |
| 35 |
2.60% |
¥162,932 |
¥68,431,443 |
¥23,531,443 |
| 35 |
2.70% |
¥165,369 |
¥69,454,855 |
¥24,554,855 |
| 35 |
2.80% |
¥167,825 |
¥70,486,632 |
¥25,586,632 |
| 35 |
2.90% |
¥170,302 |
¥71,526,715 |
¥26,626,715 |
| 35 |
3.00% |
¥172,798 |
¥72,575,049 |
¥27,675,049 |
4490万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥138,312 |
¥49,792,433 |
¥4,892,433 |
| 30 |
0.80% |
¥140,328 |
¥50,518,207 |
¥5,618,207 |
| 30 |
0.90% |
¥142,363 |
¥51,250,670 |
¥6,350,670 |
| 30 |
1.00% |
¥144,416 |
¥51,989,812 |
¥7,089,812 |
| 30 |
1.10% |
¥146,488 |
¥52,735,620 |
¥7,835,620 |
| 30 |
1.20% |
¥148,578 |
¥53,488,081 |
¥8,588,081 |
| 30 |
1.30% |
¥150,687 |
¥54,247,181 |
¥9,347,181 |
| 30 |
1.40% |
¥152,814 |
¥55,012,903 |
¥10,112,903 |
| 30 |
1.50% |
¥154,959 |
¥55,785,231 |
¥10,885,231 |
| 30 |
1.60% |
¥157,123 |
¥56,564,147 |
¥11,664,147 |
| 30 |
1.70% |
¥159,305 |
¥57,349,631 |
¥12,449,631 |
| 30 |
1.80% |
¥161,505 |
¥58,141,665 |
¥13,241,665 |
| 30 |
1.90% |
¥163,723 |
¥58,940,226 |
¥14,040,226 |
| 30 |
2.00% |
¥165,959 |
¥59,745,292 |
¥14,845,292 |
| 30 |
2.10% |
¥168,213 |
¥60,556,839 |
¥15,656,839 |
| 30 |
2.20% |
¥170,486 |
¥61,374,844 |
¥16,474,844 |
| 30 |
2.30% |
¥172,776 |
¥62,199,281 |
¥17,299,281 |
| 30 |
2.40% |
¥175,084 |
¥63,030,122 |
¥18,130,122 |
| 30 |
2.50% |
¥177,409 |
¥63,867,342 |
¥18,967,342 |
| 30 |
2.60% |
¥179,753 |
¥64,710,911 |
¥19,810,911 |
| 30 |
2.70% |
¥182,113 |
¥65,560,800 |
¥20,660,800 |
| 30 |
2.80% |
¥184,492 |
¥66,416,978 |
¥21,516,978 |
| 30 |
2.90% |
¥186,887 |
¥67,279,414 |
¥22,379,414 |
| 30 |
3.00% |
¥189,300 |
¥68,148,076 |
¥23,248,076 |
4490万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥163,188 |
¥48,956,341 |
¥4,056,341 |
| 25 |
0.80% |
¥165,182 |
¥49,554,482 |
¥4,654,482 |
| 25 |
0.90% |
¥167,191 |
¥50,157,277 |
¥5,257,277 |
| 25 |
1.00% |
¥169,216 |
¥50,764,720 |
¥5,864,720 |
| 25 |
1.10% |
¥171,256 |
¥51,376,804 |
¥6,476,804 |
| 25 |
1.20% |
¥173,312 |
¥51,993,525 |
¥7,093,525 |
| 25 |
1.30% |
¥175,383 |
¥52,614,873 |
¥7,714,873 |
| 25 |
1.40% |
¥177,469 |
¥53,240,842 |
¥8,340,842 |
| 25 |
1.50% |
¥179,571 |
¥53,871,423 |
¥8,971,423 |
| 25 |
1.60% |
¥181,689 |
¥54,506,607 |
¥9,606,607 |
| 25 |
1.70% |
¥183,821 |
¥55,146,385 |
¥10,246,385 |
| 25 |
1.80% |
¥185,969 |
¥55,790,747 |
¥10,890,747 |
| 25 |
1.90% |
¥188,132 |
¥56,439,682 |
¥11,539,682 |
| 25 |
2.00% |
¥190,311 |
¥57,093,179 |
¥12,193,179 |
| 25 |
2.10% |
¥192,504 |
¥57,751,227 |
¥12,851,227 |
| 25 |
2.20% |
¥194,713 |
¥58,413,814 |
¥13,513,814 |
| 25 |
2.30% |
¥196,936 |
¥59,080,926 |
¥14,180,926 |
| 25 |
2.40% |
¥199,175 |
¥59,752,550 |
¥14,852,550 |
| 25 |
2.50% |
¥201,429 |
¥60,428,674 |
¥15,528,674 |
| 25 |
2.60% |
¥203,698 |
¥61,109,283 |
¥16,209,283 |
| 25 |
2.70% |
¥205,981 |
¥61,794,361 |
¥16,894,361 |
| 25 |
2.80% |
¥208,280 |
¥62,483,895 |
¥17,583,895 |
| 25 |
2.90% |
¥210,593 |
¥63,177,868 |
¥18,277,868 |
| 25 |
3.00% |
¥212,921 |
¥63,876,264 |
¥18,976,264 |
4490万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥200,539 |
¥48,129,386 |
¥3,229,386 |
| 20 |
0.80% |
¥202,511 |
¥48,602,679 |
¥3,702,679 |
| 20 |
0.90% |
¥204,496 |
¥49,078,955 |
¥4,178,955 |
| 20 |
1.00% |
¥206,493 |
¥49,558,211 |
¥4,658,211 |
| 20 |
1.10% |
¥208,502 |
¥50,040,444 |
¥5,140,444 |
| 20 |
1.20% |
¥210,524 |
¥50,525,652 |
¥5,625,652 |
| 20 |
1.30% |
¥212,558 |
¥51,013,832 |
¥6,113,832 |
| 20 |
1.40% |
¥214,604 |
¥51,504,980 |
¥6,604,980 |
| 20 |
1.50% |
¥216,663 |
¥51,999,093 |
¥7,099,093 |
| 20 |
1.60% |
¥218,734 |
¥52,496,167 |
¥7,596,167 |
| 20 |
1.70% |
¥220,817 |
¥52,996,198 |
¥8,096,198 |
| 20 |
1.80% |
¥222,913 |
¥53,499,181 |
¥8,599,181 |
| 20 |
1.90% |
¥225,021 |
¥54,005,113 |
¥9,105,113 |
| 20 |
2.00% |
¥227,142 |
¥54,513,988 |
¥9,613,988 |
| 20 |
2.10% |
¥229,274 |
¥55,025,802 |
¥10,125,802 |
| 20 |
2.20% |
¥231,419 |
¥55,540,549 |
¥10,640,549 |
| 20 |
2.30% |
¥233,576 |
¥56,058,224 |
¥11,158,224 |
| 20 |
2.40% |
¥235,745 |
¥56,578,822 |
¥11,678,822 |
| 20 |
2.50% |
¥237,926 |
¥57,102,336 |
¥12,202,336 |
| 20 |
2.60% |
¥240,120 |
¥57,628,760 |
¥12,728,760 |
| 20 |
2.70% |
¥242,325 |
¥58,158,090 |
¥13,258,090 |
| 20 |
2.80% |
¥244,543 |
¥58,690,317 |
¥13,790,317 |
| 20 |
2.90% |
¥246,773 |
¥59,225,435 |
¥14,325,435 |
| 20 |
3.00% |
¥249,014 |
¥59,763,437 |
¥14,863,437 |
4490万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥262,842 |
¥47,311,577 |
¥2,411,577 |
| 15 |
0.80% |
¥264,793 |
¥47,662,814 |
¥2,762,814 |
| 15 |
0.90% |
¥266,754 |
¥48,015,731 |
¥3,115,731 |
| 15 |
1.00% |
¥268,724 |
¥48,370,327 |
¥3,470,327 |
| 15 |
1.10% |
¥270,703 |
¥48,726,600 |
¥3,826,600 |
| 15 |
1.20% |
¥272,692 |
¥49,084,550 |
¥4,184,550 |
| 15 |
1.30% |
¥274,690 |
¥49,444,176 |
¥4,544,176 |
| 15 |
1.40% |
¥276,697 |
¥49,805,477 |
¥4,905,477 |
| 15 |
1.50% |
¥278,714 |
¥50,168,451 |
¥5,268,451 |
| 15 |
1.60% |
¥280,739 |
¥50,533,097 |
¥5,633,097 |
| 15 |
1.70% |
¥282,775 |
¥50,899,414 |
¥5,999,414 |
| 15 |
1.80% |
¥284,819 |
¥51,267,400 |
¥6,367,400 |
| 15 |
1.90% |
¥286,873 |
¥51,637,053 |
¥6,737,053 |
| 15 |
2.00% |
¥288,935 |
¥52,008,373 |
¥7,108,373 |
| 15 |
2.10% |
¥291,008 |
¥52,381,358 |
¥7,481,358 |
| 15 |
2.20% |
¥293,089 |
¥52,756,005 |
¥7,856,005 |
| 15 |
2.30% |
¥295,180 |
¥53,132,313 |
¥8,232,313 |
| 15 |
2.40% |
¥297,279 |
¥53,510,280 |
¥8,610,280 |
| 15 |
2.50% |
¥299,388 |
¥53,889,904 |
¥8,989,904 |
| 15 |
2.60% |
¥301,507 |
¥54,271,183 |
¥9,371,183 |
| 15 |
2.70% |
¥303,634 |
¥54,654,115 |
¥9,754,115 |
| 15 |
2.80% |
¥305,771 |
¥55,038,698 |
¥10,138,698 |
| 15 |
2.90% |
¥307,916 |
¥55,424,930 |
¥10,524,930 |
| 15 |
3.00% |
¥310,071 |
¥55,812,808 |
¥10,912,808 |
4490万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥387,524 |
¥46,502,922 |
¥1,602,922 |
| 10 |
0.80% |
¥389,458 |
¥46,734,901 |
¥1,834,901 |
| 10 |
0.90% |
¥391,397 |
¥46,967,627 |
¥2,067,627 |
| 10 |
1.00% |
¥393,343 |
¥47,201,101 |
¥2,301,101 |
| 10 |
1.10% |
¥395,294 |
¥47,435,320 |
¥2,535,320 |
| 10 |
1.20% |
¥397,252 |
¥47,670,286 |
¥2,770,286 |
| 10 |
1.30% |
¥399,217 |
¥47,905,999 |
¥3,005,999 |
| 10 |
1.40% |
¥401,187 |
¥48,142,457 |
¥3,242,457 |
| 10 |
1.50% |
¥403,164 |
¥48,379,660 |
¥3,479,660 |
| 10 |
1.60% |
¥405,147 |
¥48,617,609 |
¥3,717,609 |
| 10 |
1.70% |
¥407,136 |
¥48,856,302 |
¥3,956,302 |
| 10 |
1.80% |
¥409,131 |
¥49,095,740 |
¥4,195,740 |
| 10 |
1.90% |
¥411,133 |
¥49,335,923 |
¥4,435,923 |
| 10 |
2.00% |
¥413,140 |
¥49,576,849 |
¥4,676,849 |
| 10 |
2.10% |
¥415,154 |
¥49,818,519 |
¥4,918,519 |
| 10 |
2.20% |
¥417,174 |
¥50,060,931 |
¥5,160,931 |
| 10 |
2.30% |
¥419,201 |
¥50,304,086 |
¥5,404,086 |
| 10 |
2.40% |
¥421,233 |
¥50,547,984 |
¥5,647,984 |
| 10 |
2.50% |
¥423,272 |
¥50,792,623 |
¥5,892,623 |
| 10 |
2.60% |
¥425,317 |
¥51,038,004 |
¥6,138,004 |
| 10 |
2.70% |
¥427,368 |
¥51,284,125 |
¥6,384,125 |
| 10 |
2.80% |
¥429,425 |
¥51,530,987 |
¥6,630,987 |
| 10 |
2.90% |
¥431,488 |
¥51,778,588 |
¥6,878,588 |
| 10 |
3.00% |
¥433,558 |
¥52,026,929 |
¥7,126,929 |
