4500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4500万円の住宅ローン｜期間・年数別
4500万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥88,911 | ¥53,346,430 | ¥8,346,430 |
| 50 | 0.80% | ¥91,022 | ¥54,613,206 | ¥9,613,206 |
| 50 | 0.90% | ¥93,164 | ¥55,898,416 | ¥10,898,416 |
| 50 | 1.00% | ¥95,337 | ¥57,201,979 | ¥12,201,979 |
| 50 | 1.10% | ¥97,540 | ¥58,523,807 | ¥13,523,807 |
| 50 | 1.20% | ¥99,773 | ¥59,863,802 | ¥14,863,802 |
| 50 | 1.30% | ¥102,036 | ¥61,221,860 | ¥16,221,860 |
| 50 | 1.40% | ¥104,330 | ¥62,597,866 | ¥17,597,866 |
| 50 | 1.50% | ¥106,653 | ¥63,991,699 | ¥18,991,699 |
| 50 | 1.60% | ¥109,005 | ¥65,403,229 | ¥20,403,229 |
| 50 | 1.70% | ¥111,387 | ¥66,832,318 | ¥21,832,318 |
| 50 | 1.80% | ¥113,798 | ¥68,278,824 | ¥23,278,824 |
| 50 | 1.90% | ¥116,238 | ¥69,742,594 | ¥24,742,594 |
| 50 | 2.00% | ¥118,706 | ¥71,223,470 | ¥26,223,470 |
| 50 | 2.10% | ¥121,202 | ¥72,721,287 | ¥27,721,287 |
| 50 | 2.20% | ¥123,726 | ¥74,235,875 | ¥29,235,875 |
| 50 | 2.30% | ¥126,278 | ¥75,767,056 | ¥30,767,056 |
| 50 | 2.40% | ¥128,858 | ¥77,314,648 | ¥32,314,648 |
| 50 | 2.50% | ¥131,464 | ¥78,878,462 | ¥33,878,462 |
| 50 | 2.60% | ¥134,097 | ¥80,458,304 | ¥35,458,304 |
| 50 | 2.70% | ¥136,757 | ¥82,053,977 | ¥37,053,977 |
| 50 | 2.80% | ¥139,442 | ¥83,665,277 | ¥38,665,277 |
| 50 | 2.90% | ¥142,153 | ¥85,291,996 | ¥40,291,996 |
| 50 | 3.00% | ¥144,890 | ¥86,933,924 | ¥41,933,924 |
4500万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥97,170 | ¥52,471,996 | ¥7,471,996 |
| 45 | 0.80% | ¥99,259 | ¥53,599,791 | ¥8,599,791 |
| 45 | 0.90% | ¥101,375 | ¥54,742,563 | ¥9,742,563 |
| 45 | 1.00% | ¥103,519 | ¥55,900,259 | ¥10,900,259 |
| 45 | 1.10% | ¥105,690 | ¥57,072,819 | ¥12,072,819 |
| 45 | 1.20% | ¥107,889 | ¥58,260,180 | ¥13,260,180 |
| 45 | 1.30% | ¥110,115 | ¥59,462,271 | ¥14,462,271 |
| 45 | 1.40% | ¥112,369 | ¥60,679,016 | ¥15,679,016 |
| 45 | 1.50% | ¥114,649 | ¥61,910,334 | ¥16,910,334 |
| 45 | 1.60% | ¥116,956 | ¥63,156,140 | ¥18,156,140 |
| 45 | 1.70% | ¥119,290 | ¥64,416,341 | ¥19,416,341 |
| 45 | 1.80% | ¥121,650 | ¥65,690,841 | ¥20,690,841 |
| 45 | 1.90% | ¥124,036 | ¥66,979,539 | ¥21,979,539 |
| 45 | 2.00% | ¥126,449 | ¥68,282,329 | ¥23,282,329 |
| 45 | 2.10% | ¥128,887 | ¥69,599,100 | ¥24,599,100 |
| 45 | 2.20% | ¥131,351 | ¥70,929,736 | ¥25,929,736 |
| 45 | 2.30% | ¥133,841 | ¥72,274,119 | ¥27,274,119 |
| 45 | 2.40% | ¥136,356 | ¥73,632,124 | ¥28,632,124 |
| 45 | 2.50% | ¥138,896 | ¥75,003,624 | ¥30,003,624 |
| 45 | 2.60% | ¥141,460 | ¥76,388,487 | ¥31,388,487 |
| 45 | 2.70% | ¥144,049 | ¥77,786,579 | ¥32,786,579 |
| 45 | 2.80% | ¥146,663 | ¥79,197,760 | ¥34,197,760 |
| 45 | 2.90% | ¥149,300 | ¥80,621,888 | ¥35,621,888 |
| 45 | 3.00% | ¥151,961 | ¥82,058,818 | ¥37,058,818 |
4500万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥107,514 | ¥51,606,655 | ¥6,606,655 |
| 40 | 0.80% | ¥109,580 | ¥52,598,217 | ¥7,598,217 |
| 40 | 0.90% | ¥111,670 | ¥53,601,645 | ¥8,601,645 |
| 40 | 1.00% | ¥113,785 | ¥54,616,906 | ¥9,616,906 |
| 40 | 1.10% | ¥115,925 | ¥55,643,961 | ¥10,643,961 |
| 40 | 1.20% | ¥118,089 | ¥56,682,770 | ¥11,682,770 |
| 40 | 1.30% | ¥120,278 | ¥57,733,289 | ¥12,733,289 |
| 40 | 1.40% | ¥122,491 | ¥58,795,469 | ¥13,795,469 |
| 40 | 1.50% | ¥124,728 | ¥59,869,260 | ¥14,869,260 |
| 40 | 1.60% | ¥126,989 | ¥60,954,606 | ¥15,954,606 |
| 40 | 1.70% | ¥129,274 | ¥62,051,450 | ¥17,051,450 |
| 40 | 1.80% | ¥131,583 | ¥63,159,730 | ¥18,159,730 |
| 40 | 1.90% | ¥133,915 | ¥64,279,382 | ¥19,279,382 |
| 40 | 2.00% | ¥136,272 | ¥65,410,338 | ¥20,410,338 |
| 40 | 2.10% | ¥138,651 | ¥66,552,527 | ¥21,552,527 |
| 40 | 2.20% | ¥141,054 | ¥67,705,875 | ¥22,705,875 |
| 40 | 2.30% | ¥143,480 | ¥68,870,307 | ¥23,870,307 |
| 40 | 2.40% | ¥145,929 | ¥70,045,741 | ¥25,045,741 |
| 40 | 2.50% | ¥148,400 | ¥71,232,097 | ¥26,232,097 |
| 40 | 2.60% | ¥150,894 | ¥72,429,289 | ¥27,429,289 |
| 40 | 2.70% | ¥153,411 | ¥73,637,230 | ¥28,637,230 |
| 40 | 2.80% | ¥155,950 | ¥74,855,830 | ¥29,855,830 |
| 40 | 2.90% | ¥158,510 | ¥76,084,997 | ¥31,084,997 |
| 40 | 3.00% | ¥161,093 | ¥77,324,635 | ¥32,324,635 |
4500万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥120,834 | ¥50,750,427 | ¥5,750,427 |
| 35 | 0.80% | ¥122,877 | ¥51,608,517 | ¥6,608,517 |
| 35 | 0.90% | ¥124,942 | ¥52,475,714 | ¥7,475,714 |
| 35 | 1.00% | ¥127,029 | ¥53,351,997 | ¥8,351,997 |
| 35 | 1.10% | ¥129,137 | ¥54,237,345 | ¥9,237,345 |
| 35 | 1.20% | ¥131,266 | ¥55,131,732 | ¥10,131,732 |
| 35 | 1.30% | ¥133,417 | ¥56,035,133 | ¥11,035,133 |
| 35 | 1.40% | ¥135,589 | ¥56,947,519 | ¥11,947,519 |
| 35 | 1.50% | ¥137,783 | ¥57,868,859 | ¥12,868,859 |
| 35 | 1.60% | ¥139,998 | ¥58,799,121 | ¥13,799,121 |
| 35 | 1.70% | ¥142,234 | ¥59,738,270 | ¥14,738,270 |
| 35 | 1.80% | ¥144,491 | ¥60,686,270 | ¥15,686,270 |
| 35 | 1.90% | ¥146,769 | ¥61,643,081 | ¥16,643,081 |
| 35 | 2.00% | ¥149,068 | ¥62,608,663 | ¥17,608,663 |
| 35 | 2.10% | ¥151,388 | ¥63,582,975 | ¥18,582,975 |
| 35 | 2.20% | ¥153,729 | ¥64,565,971 | ¥19,565,971 |
| 35 | 2.30% | ¥156,090 | ¥65,557,605 | ¥20,557,605 |
| 35 | 2.40% | ¥158,471 | ¥66,557,830 | ¥21,557,830 |
| 35 | 2.50% | ¥160,873 | ¥67,566,596 | ¥22,566,596 |
| 35 | 2.60% | ¥163,295 | ¥68,583,851 | ¥23,583,851 |
| 35 | 2.70% | ¥165,737 | ¥69,609,543 | ¥24,609,543 |
| 35 | 2.80% | ¥168,199 | ¥70,643,617 | ¥25,643,617 |
| 35 | 2.90% | ¥170,681 | ¥71,686,018 | ¥26,686,018 |
| 35 | 3.00% | ¥173,183 | ¥72,736,686 | ¥27,736,686 |
4500万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥138,620 | ¥49,903,329 | ¥4,903,329 |
| 30 | 0.80% | ¥140,641 | ¥50,630,719 | ¥5,630,719 |
| 30 | 0.90% | ¥142,680 | ¥51,364,814 | ¥6,364,814 |
| 30 | 1.00% | ¥144,738 | ¥52,105,602 | ¥7,105,602 |
| 30 | 1.10% | ¥146,814 | ¥52,853,072 | ¥7,853,072 |
| 30 | 1.20% | ¥148,909 | ¥53,607,208 | ¥8,607,208 |
| 30 | 1.30% | ¥151,022 | ¥54,367,999 | ¥9,367,999 |
| 30 | 1.40% | ¥153,154 | ¥55,135,426 | ¥10,135,426 |
| 30 | 1.50% | ¥155,304 | ¥55,909,474 | ¥10,909,474 |
| 30 | 1.60% | ¥157,473 | ¥56,690,125 | ¥11,690,125 |
| 30 | 1.70% | ¥159,659 | ¥57,477,359 | ¥12,477,359 |
| 30 | 1.80% | ¥161,864 | ¥58,271,156 | ¥13,271,156 |
| 30 | 1.90% | ¥164,087 | ¥59,071,496 | ¥14,071,496 |
| 30 | 2.00% | ¥166,329 | ¥59,878,355 | ¥14,878,355 |
| 30 | 2.10% | ¥168,588 | ¥60,691,710 | ¥15,691,710 |
| 30 | 2.20% | ¥170,865 | ¥61,511,536 | ¥16,511,536 |
| 30 | 2.30% | ¥173,161 | ¥62,337,809 | ¥17,337,809 |
| 30 | 2.40% | ¥175,474 | ¥63,170,501 | ¥18,170,501 |
| 30 | 2.50% | ¥177,804 | ¥64,009,586 | ¥19,009,586 |
| 30 | 2.60% | ¥180,153 | ¥64,855,033 | ¥19,855,033 |
| 30 | 2.70% | ¥182,519 | ¥65,706,815 | ¥20,706,815 |
| 30 | 2.80% | ¥184,902 | ¥66,564,900 | ¥21,564,900 |
| 30 | 2.90% | ¥187,303 | ¥67,429,257 | ¥22,429,257 |
| 30 | 3.00% | ¥189,722 | ¥68,299,853 | ¥23,299,853 |
4500万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥163,551 | ¥49,065,375 | ¥4,065,375 |
| 25 | 0.80% | ¥165,549 | ¥49,664,849 | ¥4,664,849 |
| 25 | 0.90% | ¥167,563 | ¥50,268,986 | ¥5,268,986 |
| 25 | 1.00% | ¥169,593 | ¥50,877,781 | ¥5,877,781 |
| 25 | 1.10% | ¥171,637 | ¥51,491,229 | ¥6,491,229 |
| 25 | 1.20% | ¥173,698 | ¥52,109,323 | ¥7,109,323 |
| 25 | 1.30% | ¥175,774 | ¥52,732,056 | ¥7,732,056 |
| 25 | 1.40% | ¥177,865 | ¥53,359,419 | ¥8,359,419 |
| 25 | 1.50% | ¥179,971 | ¥53,991,404 | ¥8,991,404 |
| 25 | 1.60% | ¥182,093 | ¥54,628,003 | ¥9,628,003 |
| 25 | 1.70% | ¥184,231 | ¥55,269,206 | ¥10,269,206 |
| 25 | 1.80% | ¥186,383 | ¥55,915,003 | ¥10,915,003 |
| 25 | 1.90% | ¥188,551 | ¥56,565,383 | ¥11,565,383 |
| 25 | 2.00% | ¥190,734 | ¥57,220,336 | ¥12,220,336 |
| 25 | 2.10% | ¥192,933 | ¥57,879,849 | ¥12,879,849 |
| 25 | 2.20% | ¥195,146 | ¥58,543,911 | ¥13,543,911 |
| 25 | 2.30% | ¥197,375 | ¥59,212,509 | ¥14,212,509 |
| 25 | 2.40% | ¥199,619 | ¥59,885,630 | ¥14,885,630 |
| 25 | 2.50% | ¥201,878 | ¥60,563,259 | ¥15,563,259 |
| 25 | 2.60% | ¥204,151 | ¥61,245,383 | ¥16,245,383 |
| 25 | 2.70% | ¥206,440 | ¥61,931,988 | ¥16,931,988 |
| 25 | 2.80% | ¥208,744 | ¥62,623,057 | ¥17,623,057 |
| 25 | 2.90% | ¥211,062 | ¥63,318,576 | ¥18,318,576 |
| 25 | 3.00% | ¥213,395 | ¥64,018,527 | ¥19,018,527 |
4500万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥200,986 | ¥48,236,578 | ¥3,236,578 |
| 20 | 0.80% | ¥202,962 | ¥48,710,925 | ¥3,710,925 |
| 20 | 0.90% | ¥204,951 | ¥49,188,262 | ¥4,188,262 |
| 20 | 1.00% | ¥206,952 | ¥49,668,585 | ¥4,668,585 |
| 20 | 1.10% | ¥208,966 | ¥50,151,893 | ¥5,151,893 |
| 20 | 1.20% | ¥210,992 | ¥50,638,182 | ¥5,638,182 |
| 20 | 1.30% | ¥213,031 | ¥51,127,449 | ¥6,127,449 |
| 20 | 1.40% | ¥215,082 | ¥51,619,691 | ¥6,619,691 |
| 20 | 1.50% | ¥217,145 | ¥52,114,904 | ¥7,114,904 |
| 20 | 1.60% | ¥219,221 | ¥52,613,085 | ¥7,613,085 |
| 20 | 1.70% | ¥221,309 | ¥53,114,230 | ¥8,114,230 |
| 20 | 1.80% | ¥223,410 | ¥53,618,333 | ¥8,618,333 |
| 20 | 1.90% | ¥225,522 | ¥54,125,392 | ¥9,125,392 |
| 20 | 2.00% | ¥227,648 | ¥54,635,400 | ¥9,635,400 |
| 20 | 2.10% | ¥229,785 | ¥55,148,354 | ¥10,148,354 |
| 20 | 2.20% | ¥231,934 | ¥55,664,247 | ¥10,664,247 |
| 20 | 2.30% | ¥234,096 | ¥56,183,075 | ¥11,183,075 |
| 20 | 2.40% | ¥236,270 | ¥56,704,832 | ¥11,704,832 |
| 20 | 2.50% | ¥238,456 | ¥57,229,512 | ¥12,229,512 |
| 20 | 2.60% | ¥240,655 | ¥57,757,110 | ¥12,757,110 |
| 20 | 2.70% | ¥242,865 | ¥58,287,618 | ¥13,287,618 |
| 20 | 2.80% | ¥245,088 | ¥58,821,030 | ¥13,821,030 |
| 20 | 2.90% | ¥247,322 | ¥59,357,340 | ¥14,357,340 |
| 20 | 3.00% | ¥249,569 | ¥59,896,541 | ¥14,896,541 |
4500万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥263,427 | ¥47,416,948 | ¥2,416,948 |
| 15 | 0.80% | ¥265,383 | ¥47,768,967 | ¥2,768,967 |
| 15 | 0.90% | ¥267,348 | ¥48,122,670 | ¥3,122,670 |
| 15 | 1.00% | ¥269,323 | ¥48,478,056 | ¥3,478,056 |
| 15 | 1.10% | ¥271,306 | ¥48,835,123 | ¥3,835,123 |
| 15 | 1.20% | ¥273,299 | ¥49,193,870 | ¥4,193,870 |
| 15 | 1.30% | ¥275,302 | ¥49,554,297 | ¥4,554,297 |
| 15 | 1.40% | ¥277,313 | ¥49,916,402 | ¥4,916,402 |
| 15 | 1.50% | ¥279,334 | ¥50,280,185 | ¥5,280,185 |
| 15 | 1.60% | ¥281,365 | ¥50,645,643 | ¥5,645,643 |
| 15 | 1.70% | ¥283,404 | ¥51,012,775 | ¥6,012,775 |
| 15 | 1.80% | ¥285,453 | ¥51,381,581 | ¥6,381,581 |
| 15 | 1.90% | ¥287,511 | ¥51,752,058 | ¥6,752,058 |
| 15 | 2.00% | ¥289,579 | ¥52,124,205 | ¥7,124,205 |
| 15 | 2.10% | ¥291,656 | ¥52,498,020 | ¥7,498,020 |
| 15 | 2.20% | ¥293,742 | ¥52,873,501 | ¥7,873,501 |
| 15 | 2.30% | ¥295,837 | ¥53,250,647 | ¥8,250,647 |
| 15 | 2.40% | ¥297,941 | ¥53,629,456 | ¥8,629,456 |
| 15 | 2.50% | ¥300,055 | ¥54,009,926 | ¥9,009,926 |
| 15 | 2.60% | ¥302,178 | ¥54,392,054 | ¥9,392,054 |
| 15 | 2.70% | ¥304,310 | ¥54,775,839 | ¥9,775,839 |
| 15 | 2.80% | ¥306,452 | ¥55,161,279 | ¥10,161,279 |
| 15 | 2.90% | ¥308,602 | ¥55,548,371 | ¥10,548,371 |
| 15 | 3.00% | ¥310,762 | ¥55,937,113 | ¥10,937,113 |
4500万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥388,387 | ¥46,606,492 | ¥1,606,492 |
| 10 | 0.80% | ¥390,325 | ¥46,838,988 | ¥1,838,988 |
| 10 | 0.90% | ¥392,269 | ¥47,072,232 | ¥2,072,232 |
| 10 | 1.00% | ¥394,219 | ¥47,306,226 | ¥2,306,226 |
| 10 | 1.10% | ¥396,175 | ¥47,540,967 | ¥2,540,967 |
| 10 | 1.20% | ¥398,137 | ¥47,776,456 | ¥2,776,456 |
| 10 | 1.30% | ¥400,106 | ¥48,012,693 | ¥3,012,693 |
| 10 | 1.40% | ¥402,081 | ¥48,249,678 | ¥3,249,678 |
| 10 | 1.50% | ¥404,062 | ¥48,487,410 | ¥3,487,410 |
| 10 | 1.60% | ¥406,049 | ¥48,725,889 | ¥3,725,889 |
| 10 | 1.70% | ¥408,043 | ¥48,965,114 | ¥3,965,114 |
| 10 | 1.80% | ¥410,042 | ¥49,205,085 | ¥4,205,085 |
| 10 | 1.90% | ¥412,048 | ¥49,445,802 | ¥4,445,802 |
| 10 | 2.00% | ¥414,061 | ¥49,687,265 | ¥4,687,265 |
| 10 | 2.10% | ¥416,079 | ¥49,929,473 | ¥4,929,473 |
| 10 | 2.20% | ¥418,104 | ¥50,172,425 | ¥5,172,425 |
| 10 | 2.30% | ¥420,134 | ¥50,416,122 | ¥5,416,122 |
| 10 | 2.40% | ¥422,171 | ¥50,660,563 | ¥5,660,563 |
| 10 | 2.50% | ¥424,215 | ¥50,905,747 | ¥5,905,747 |
| 10 | 2.60% | ¥426,264 | ¥51,151,674 | ¥6,151,674 |
| 10 | 2.70% | ¥428,320 | ¥51,398,343 | ¥6,398,343 |
| 10 | 2.80% | ¥430,381 | ¥51,645,755 | ¥6,645,755 |
| 10 | 2.90% | ¥432,449 | ¥51,893,908 | ¥6,893,908 |
| 10 | 3.00% | ¥434,523 | ¥52,142,802 | ¥7,142,802 |
