4520万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4520万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4520万円の住宅ローン｜期間・年数別
4520万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥89,306 |
¥53,583,526 |
¥8,383,526 |
| 50 |
0.80% |
¥91,427 |
¥54,855,931 |
¥9,655,931 |
| 50 |
0.90% |
¥93,578 |
¥56,146,853 |
¥10,946,853 |
| 50 |
1.00% |
¥95,760 |
¥57,456,210 |
¥12,256,210 |
| 50 |
1.10% |
¥97,973 |
¥58,783,913 |
¥13,583,913 |
| 50 |
1.20% |
¥100,216 |
¥60,129,864 |
¥14,929,864 |
| 50 |
1.30% |
¥102,490 |
¥61,493,957 |
¥16,293,957 |
| 50 |
1.40% |
¥104,793 |
¥62,876,079 |
¥17,676,079 |
| 50 |
1.50% |
¥107,127 |
¥64,276,106 |
¥19,076,106 |
| 50 |
1.60% |
¥109,490 |
¥65,693,910 |
¥20,493,910 |
| 50 |
1.70% |
¥111,882 |
¥67,129,351 |
¥21,929,351 |
| 50 |
1.80% |
¥114,304 |
¥68,582,285 |
¥23,382,285 |
| 50 |
1.90% |
¥116,754 |
¥70,052,561 |
¥24,852,561 |
| 50 |
2.00% |
¥119,233 |
¥71,540,019 |
¥26,340,019 |
| 50 |
2.10% |
¥121,741 |
¥73,044,493 |
¥27,844,493 |
| 50 |
2.20% |
¥124,276 |
¥74,565,813 |
¥29,365,813 |
| 50 |
2.30% |
¥126,840 |
¥76,103,799 |
¥30,903,799 |
| 50 |
2.40% |
¥129,430 |
¥77,658,269 |
¥32,458,269 |
| 50 |
2.50% |
¥132,048 |
¥79,229,033 |
¥34,029,033 |
| 50 |
2.60% |
¥134,693 |
¥80,815,897 |
¥35,615,897 |
| 50 |
2.70% |
¥137,364 |
¥82,418,661 |
¥37,218,661 |
| 50 |
2.80% |
¥140,062 |
¥84,037,122 |
¥38,837,122 |
| 50 |
2.90% |
¥142,785 |
¥85,671,072 |
¥40,471,072 |
| 50 |
3.00% |
¥145,534 |
¥87,320,297 |
¥42,120,297 |
4520万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥97,602 |
¥52,705,204 |
¥7,505,204 |
| 45 |
0.80% |
¥99,700 |
¥53,838,012 |
¥8,638,012 |
| 45 |
0.90% |
¥101,826 |
¥54,985,863 |
¥9,785,863 |
| 45 |
1.00% |
¥103,979 |
¥56,148,704 |
¥10,948,704 |
| 45 |
1.10% |
¥106,160 |
¥57,326,476 |
¥12,126,476 |
| 45 |
1.20% |
¥108,369 |
¥58,519,114 |
¥13,319,114 |
| 45 |
1.30% |
¥110,605 |
¥59,726,547 |
¥14,526,547 |
| 45 |
1.40% |
¥112,868 |
¥60,948,700 |
¥15,748,700 |
| 45 |
1.50% |
¥115,158 |
¥62,185,491 |
¥16,985,491 |
| 45 |
1.60% |
¥117,476 |
¥63,436,834 |
¥18,236,834 |
| 45 |
1.70% |
¥119,820 |
¥64,702,636 |
¥19,502,636 |
| 45 |
1.80% |
¥122,190 |
¥65,982,801 |
¥20,782,801 |
| 45 |
1.90% |
¥124,587 |
¥67,277,226 |
¥22,077,226 |
| 45 |
2.00% |
¥127,011 |
¥68,585,806 |
¥23,385,806 |
| 45 |
2.10% |
¥129,460 |
¥69,908,429 |
¥24,708,429 |
| 45 |
2.20% |
¥131,935 |
¥71,244,980 |
¥26,044,980 |
| 45 |
2.30% |
¥134,436 |
¥72,595,337 |
¥27,395,337 |
| 45 |
2.40% |
¥136,962 |
¥73,959,378 |
¥28,759,378 |
| 45 |
2.50% |
¥139,513 |
¥75,336,973 |
¥30,136,973 |
| 45 |
2.60% |
¥142,089 |
¥76,727,992 |
¥31,527,992 |
| 45 |
2.70% |
¥144,689 |
¥78,132,297 |
¥32,932,297 |
| 45 |
2.80% |
¥147,314 |
¥79,549,750 |
¥34,349,750 |
| 45 |
2.90% |
¥149,963 |
¥80,980,207 |
¥35,780,207 |
| 45 |
3.00% |
¥152,636 |
¥82,423,524 |
¥37,223,524 |
4520万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥107,992 |
¥51,836,018 |
¥6,636,018 |
| 40 |
0.80% |
¥110,067 |
¥52,831,987 |
¥7,631,987 |
| 40 |
0.90% |
¥112,166 |
¥53,839,875 |
¥8,639,875 |
| 40 |
1.00% |
¥114,291 |
¥54,859,647 |
¥9,659,647 |
| 40 |
1.10% |
¥116,440 |
¥55,891,267 |
¥10,691,267 |
| 40 |
1.20% |
¥118,614 |
¥56,934,693 |
¥11,734,693 |
| 40 |
1.30% |
¥120,812 |
¥57,989,881 |
¥12,789,881 |
| 40 |
1.40% |
¥123,035 |
¥59,056,782 |
¥13,856,782 |
| 40 |
1.50% |
¥125,282 |
¥60,135,345 |
¥14,935,345 |
| 40 |
1.60% |
¥127,553 |
¥61,225,516 |
¥16,025,516 |
| 40 |
1.70% |
¥129,848 |
¥62,327,235 |
¥17,127,235 |
| 40 |
1.80% |
¥132,168 |
¥63,440,440 |
¥18,240,440 |
| 40 |
1.90% |
¥134,511 |
¥64,565,068 |
¥19,365,068 |
| 40 |
2.00% |
¥136,877 |
¥65,701,051 |
¥20,501,051 |
| 40 |
2.10% |
¥139,267 |
¥66,848,316 |
¥21,648,316 |
| 40 |
2.20% |
¥141,681 |
¥68,006,790 |
¥22,806,790 |
| 40 |
2.30% |
¥144,117 |
¥69,176,397 |
¥23,976,397 |
| 40 |
2.40% |
¥146,577 |
¥70,357,056 |
¥25,157,056 |
| 40 |
2.50% |
¥149,060 |
¥71,548,684 |
¥26,348,684 |
| 40 |
2.60% |
¥151,565 |
¥72,751,197 |
¥27,551,197 |
| 40 |
2.70% |
¥154,093 |
¥73,964,507 |
¥28,764,507 |
| 40 |
2.80% |
¥156,643 |
¥75,188,523 |
¥29,988,523 |
| 40 |
2.90% |
¥159,215 |
¥76,423,152 |
¥31,223,152 |
| 40 |
3.00% |
¥161,809 |
¥77,668,300 |
¥32,468,300 |
4520万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥121,371 |
¥50,975,985 |
¥5,775,985 |
| 35 |
0.80% |
¥123,424 |
¥51,837,889 |
¥6,637,889 |
| 35 |
0.90% |
¥125,497 |
¥52,708,939 |
¥7,508,939 |
| 35 |
1.00% |
¥127,593 |
¥53,589,117 |
¥8,389,117 |
| 35 |
1.10% |
¥129,710 |
¥54,478,399 |
¥9,278,399 |
| 35 |
1.20% |
¥131,849 |
¥55,376,762 |
¥10,176,762 |
| 35 |
1.30% |
¥134,010 |
¥56,284,178 |
¥11,084,178 |
| 35 |
1.40% |
¥136,192 |
¥57,200,619 |
¥12,000,619 |
| 35 |
1.50% |
¥138,395 |
¥58,126,054 |
¥12,926,054 |
| 35 |
1.60% |
¥140,620 |
¥59,060,451 |
¥13,860,451 |
| 35 |
1.70% |
¥142,866 |
¥60,003,774 |
¥14,803,774 |
| 35 |
1.80% |
¥145,133 |
¥60,955,986 |
¥15,755,986 |
| 35 |
1.90% |
¥147,422 |
¥61,917,050 |
¥16,717,050 |
| 35 |
2.00% |
¥149,731 |
¥62,886,924 |
¥17,686,924 |
| 35 |
2.10% |
¥152,061 |
¥63,865,566 |
¥18,665,566 |
| 35 |
2.20% |
¥154,412 |
¥64,852,931 |
¥19,652,931 |
| 35 |
2.30% |
¥156,783 |
¥65,848,972 |
¥20,648,972 |
| 35 |
2.40% |
¥159,175 |
¥66,853,642 |
¥21,653,642 |
| 35 |
2.50% |
¥161,588 |
¥67,866,892 |
¥22,666,892 |
| 35 |
2.60% |
¥164,021 |
¥68,888,668 |
¥23,688,668 |
| 35 |
2.70% |
¥166,474 |
¥69,918,919 |
¥24,718,919 |
| 35 |
2.80% |
¥168,947 |
¥70,957,589 |
¥25,757,589 |
| 35 |
2.90% |
¥171,440 |
¥72,004,622 |
¥26,804,622 |
| 35 |
3.00% |
¥173,952 |
¥73,059,960 |
¥27,859,960 |
4520万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥139,236 |
¥50,125,122 |
¥4,925,122 |
| 30 |
0.80% |
¥141,266 |
¥50,855,745 |
¥5,655,745 |
| 30 |
0.90% |
¥143,314 |
¥51,593,102 |
¥6,393,102 |
| 30 |
1.00% |
¥145,381 |
¥52,337,183 |
¥7,137,183 |
| 30 |
1.10% |
¥147,467 |
¥53,087,974 |
¥7,887,974 |
| 30 |
1.20% |
¥149,571 |
¥53,845,463 |
¥8,645,463 |
| 30 |
1.30% |
¥151,693 |
¥54,609,634 |
¥9,409,634 |
| 30 |
1.40% |
¥153,835 |
¥55,380,472 |
¥10,180,472 |
| 30 |
1.50% |
¥155,994 |
¥56,157,961 |
¥10,957,961 |
| 30 |
1.60% |
¥158,172 |
¥56,942,081 |
¥11,742,081 |
| 30 |
1.70% |
¥160,369 |
¥57,732,814 |
¥12,532,814 |
| 30 |
1.80% |
¥162,584 |
¥58,530,139 |
¥13,330,139 |
| 30 |
1.90% |
¥164,817 |
¥59,334,036 |
¥14,134,036 |
| 30 |
2.00% |
¥167,068 |
¥60,144,481 |
¥14,944,481 |
| 30 |
2.10% |
¥169,337 |
¥60,961,451 |
¥15,761,451 |
| 30 |
2.20% |
¥171,625 |
¥61,784,921 |
¥16,584,921 |
| 30 |
2.30% |
¥173,930 |
¥62,614,866 |
¥17,414,866 |
| 30 |
2.40% |
¥176,253 |
¥63,451,259 |
¥18,251,259 |
| 30 |
2.50% |
¥178,595 |
¥64,294,073 |
¥19,094,073 |
| 30 |
2.60% |
¥180,954 |
¥65,143,278 |
¥19,943,278 |
| 30 |
2.70% |
¥183,330 |
¥65,998,845 |
¥20,798,845 |
| 30 |
2.80% |
¥185,724 |
¥66,860,744 |
¥21,660,744 |
| 30 |
2.90% |
¥188,136 |
¥67,728,942 |
¥22,528,942 |
| 30 |
3.00% |
¥190,565 |
¥68,603,408 |
¥23,403,408 |
4520万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥164,278 |
¥49,283,444 |
¥4,083,444 |
| 25 |
0.80% |
¥166,285 |
¥49,885,581 |
¥4,685,581 |
| 25 |
0.90% |
¥168,308 |
¥50,492,403 |
¥5,292,403 |
| 25 |
1.00% |
¥170,346 |
¥51,103,905 |
¥5,903,905 |
| 25 |
1.10% |
¥172,400 |
¥51,720,079 |
¥6,520,079 |
| 25 |
1.20% |
¥174,470 |
¥52,340,920 |
¥7,140,920 |
| 25 |
1.30% |
¥176,555 |
¥52,966,420 |
¥7,766,420 |
| 25 |
1.40% |
¥178,655 |
¥53,596,572 |
¥8,396,572 |
| 25 |
1.50% |
¥180,771 |
¥54,231,366 |
¥9,031,366 |
| 25 |
1.60% |
¥182,903 |
¥54,870,794 |
¥9,670,794 |
| 25 |
1.70% |
¥185,049 |
¥55,514,847 |
¥10,314,847 |
| 25 |
1.80% |
¥187,212 |
¥56,163,514 |
¥10,963,514 |
| 25 |
1.90% |
¥189,389 |
¥56,816,785 |
¥11,616,785 |
| 25 |
2.00% |
¥191,582 |
¥57,474,648 |
¥12,274,648 |
| 25 |
2.10% |
¥193,790 |
¥58,137,093 |
¥12,937,093 |
| 25 |
2.20% |
¥196,014 |
¥58,804,106 |
¥13,604,106 |
| 25 |
2.30% |
¥198,252 |
¥59,475,676 |
¥14,275,676 |
| 25 |
2.40% |
¥200,506 |
¥60,151,788 |
¥14,951,788 |
| 25 |
2.50% |
¥202,775 |
¥60,832,429 |
¥15,632,429 |
| 25 |
2.60% |
¥205,059 |
¥61,517,585 |
¥16,317,585 |
| 25 |
2.70% |
¥207,357 |
¥62,207,241 |
¥17,007,241 |
| 25 |
2.80% |
¥209,671 |
¥62,901,382 |
¥17,701,382 |
| 25 |
2.90% |
¥212,000 |
¥63,599,992 |
¥18,399,992 |
| 25 |
3.00% |
¥214,344 |
¥64,303,054 |
¥19,103,054 |
4520万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥201,879 |
¥48,450,963 |
¥3,250,963 |
| 20 |
0.80% |
¥203,864 |
¥48,927,418 |
¥3,727,418 |
| 20 |
0.90% |
¥205,862 |
¥49,406,876 |
¥4,206,876 |
| 20 |
1.00% |
¥207,872 |
¥49,889,334 |
¥4,689,334 |
| 20 |
1.10% |
¥209,895 |
¥50,374,790 |
¥5,174,790 |
| 20 |
1.20% |
¥211,930 |
¥50,863,240 |
¥5,663,240 |
| 20 |
1.30% |
¥213,978 |
¥51,354,682 |
¥6,154,682 |
| 20 |
1.40% |
¥216,038 |
¥51,849,112 |
¥6,649,112 |
| 20 |
1.50% |
¥218,111 |
¥52,346,526 |
¥7,146,526 |
| 20 |
1.60% |
¥220,196 |
¥52,846,921 |
¥7,646,921 |
| 20 |
1.70% |
¥222,293 |
¥53,350,293 |
¥8,150,293 |
| 20 |
1.80% |
¥224,403 |
¥53,856,637 |
¥8,656,637 |
| 20 |
1.90% |
¥226,525 |
¥54,365,949 |
¥9,165,949 |
| 20 |
2.00% |
¥228,659 |
¥54,878,224 |
¥9,678,224 |
| 20 |
2.10% |
¥230,806 |
¥55,393,458 |
¥10,193,458 |
| 20 |
2.20% |
¥232,965 |
¥55,911,644 |
¥10,711,644 |
| 20 |
2.30% |
¥235,137 |
¥56,432,778 |
¥11,232,778 |
| 20 |
2.40% |
¥237,320 |
¥56,956,854 |
¥11,756,854 |
| 20 |
2.50% |
¥239,516 |
¥57,483,866 |
¥12,283,866 |
| 20 |
2.60% |
¥241,724 |
¥58,013,808 |
¥12,813,808 |
| 20 |
2.70% |
¥243,944 |
¥58,546,674 |
¥13,346,674 |
| 20 |
2.80% |
¥246,177 |
¥59,082,457 |
¥13,882,457 |
| 20 |
2.90% |
¥248,421 |
¥59,621,150 |
¥14,421,150 |
| 20 |
3.00% |
¥250,678 |
¥60,162,747 |
¥14,962,747 |
4520万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥264,598 |
¥47,627,690 |
¥2,427,690 |
| 15 |
0.80% |
¥266,563 |
¥47,981,274 |
¥2,781,274 |
| 15 |
0.90% |
¥268,536 |
¥48,336,549 |
¥3,136,549 |
| 15 |
1.00% |
¥270,520 |
¥48,693,514 |
¥3,493,514 |
| 15 |
1.10% |
¥272,512 |
¥49,052,168 |
¥3,852,168 |
| 15 |
1.20% |
¥274,514 |
¥49,412,510 |
¥4,212,510 |
| 15 |
1.30% |
¥276,525 |
¥49,774,538 |
¥4,574,538 |
| 15 |
1.40% |
¥278,546 |
¥50,138,253 |
¥4,938,253 |
| 15 |
1.50% |
¥280,576 |
¥50,503,652 |
¥5,303,652 |
| 15 |
1.60% |
¥282,615 |
¥50,870,735 |
¥5,670,735 |
| 15 |
1.70% |
¥284,664 |
¥51,239,499 |
¥6,039,499 |
| 15 |
1.80% |
¥286,722 |
¥51,609,943 |
¥6,409,943 |
| 15 |
1.90% |
¥288,789 |
¥51,982,067 |
¥6,782,067 |
| 15 |
2.00% |
¥290,866 |
¥52,355,868 |
¥7,155,868 |
| 15 |
2.10% |
¥292,952 |
¥52,731,344 |
¥7,531,344 |
| 15 |
2.20% |
¥295,047 |
¥53,108,495 |
¥7,908,495 |
| 15 |
2.30% |
¥297,152 |
¥53,487,317 |
¥8,287,317 |
| 15 |
2.40% |
¥299,266 |
¥53,867,809 |
¥8,667,809 |
| 15 |
2.50% |
¥301,389 |
¥54,249,970 |
¥9,049,970 |
| 15 |
2.60% |
¥303,521 |
¥54,633,797 |
¥9,433,797 |
| 15 |
2.70% |
¥305,663 |
¥55,019,288 |
¥9,819,288 |
| 15 |
2.80% |
¥307,814 |
¥55,406,440 |
¥10,206,440 |
| 15 |
2.90% |
¥309,974 |
¥55,795,253 |
¥10,595,253 |
| 15 |
3.00% |
¥312,143 |
¥56,185,722 |
¥10,985,722 |
4520万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥390,114 |
¥46,813,632 |
¥1,613,632 |
| 10 |
0.80% |
¥392,060 |
¥47,047,161 |
¥1,847,161 |
| 10 |
0.90% |
¥394,012 |
¥47,281,442 |
¥2,081,442 |
| 10 |
1.00% |
¥395,971 |
¥47,516,475 |
¥2,316,475 |
| 10 |
1.10% |
¥397,936 |
¥47,752,260 |
¥2,552,260 |
| 10 |
1.20% |
¥399,907 |
¥47,988,796 |
¥2,788,796 |
| 10 |
1.30% |
¥401,884 |
¥48,226,083 |
¥3,026,083 |
| 10 |
1.40% |
¥403,868 |
¥48,464,121 |
¥3,264,121 |
| 10 |
1.50% |
¥405,858 |
¥48,702,909 |
¥3,502,909 |
| 10 |
1.60% |
¥407,854 |
¥48,942,448 |
¥3,742,448 |
| 10 |
1.70% |
¥409,856 |
¥49,182,736 |
¥3,982,736 |
| 10 |
1.80% |
¥411,865 |
¥49,423,774 |
¥4,223,774 |
| 10 |
1.90% |
¥413,880 |
¥49,665,561 |
¥4,465,561 |
| 10 |
2.00% |
¥415,901 |
¥49,908,097 |
¥4,708,097 |
| 10 |
2.10% |
¥417,928 |
¥50,151,382 |
¥4,951,382 |
| 10 |
2.20% |
¥419,962 |
¥50,395,414 |
¥5,195,414 |
| 10 |
2.30% |
¥422,002 |
¥50,640,194 |
¥5,440,194 |
| 10 |
2.40% |
¥424,048 |
¥50,885,721 |
¥5,685,721 |
| 10 |
2.50% |
¥426,100 |
¥51,131,995 |
¥5,931,995 |
| 10 |
2.60% |
¥428,158 |
¥51,379,015 |
¥6,179,015 |
| 10 |
2.70% |
¥430,223 |
¥51,626,781 |
¥6,426,781 |
| 10 |
2.80% |
¥432,294 |
¥51,875,292 |
¥6,675,292 |
| 10 |
2.90% |
¥434,371 |
¥52,124,548 |
¥6,924,548 |
| 10 |
3.00% |
¥436,455 |
¥52,374,548 |
¥7,174,548 |
