4530万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4530万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4530万円の住宅ローン｜期間・年数別
4530万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥89,503 |
¥53,702,073 |
¥8,402,073 |
| 50 |
0.80% |
¥91,629 |
¥54,977,294 |
¥9,677,294 |
| 50 |
0.90% |
¥93,785 |
¥56,271,072 |
¥10,971,072 |
| 50 |
1.00% |
¥95,972 |
¥57,583,325 |
¥12,283,325 |
| 50 |
1.10% |
¥98,190 |
¥58,913,965 |
¥13,613,965 |
| 50 |
1.20% |
¥100,438 |
¥60,262,894 |
¥14,962,894 |
| 50 |
1.30% |
¥102,717 |
¥61,630,006 |
¥16,330,006 |
| 50 |
1.40% |
¥105,025 |
¥63,015,185 |
¥17,715,185 |
| 50 |
1.50% |
¥107,364 |
¥64,418,310 |
¥19,118,310 |
| 50 |
1.60% |
¥109,732 |
¥65,839,250 |
¥20,539,250 |
| 50 |
1.70% |
¥112,130 |
¥67,277,867 |
¥21,977,867 |
| 50 |
1.80% |
¥114,557 |
¥68,734,016 |
¥23,434,016 |
| 50 |
1.90% |
¥117,013 |
¥70,207,544 |
¥24,907,544 |
| 50 |
2.00% |
¥119,497 |
¥71,698,293 |
¥26,398,293 |
| 50 |
2.10% |
¥122,010 |
¥73,206,096 |
¥27,906,096 |
| 50 |
2.20% |
¥124,551 |
¥74,730,781 |
¥29,430,781 |
| 50 |
2.30% |
¥127,120 |
¥76,272,170 |
¥30,972,170 |
| 50 |
2.40% |
¥129,717 |
¥77,830,079 |
¥32,530,079 |
| 50 |
2.50% |
¥132,341 |
¥79,404,318 |
¥34,104,318 |
| 50 |
2.60% |
¥134,991 |
¥80,994,693 |
¥35,694,693 |
| 50 |
2.70% |
¥137,668 |
¥82,601,003 |
¥37,301,003 |
| 50 |
2.80% |
¥140,372 |
¥84,223,045 |
¥38,923,045 |
| 50 |
2.90% |
¥143,101 |
¥85,860,610 |
¥40,560,610 |
| 50 |
3.00% |
¥145,856 |
¥87,513,484 |
¥42,213,484 |
4530万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥97,818 |
¥52,821,809 |
¥7,521,809 |
| 45 |
0.80% |
¥99,921 |
¥53,957,123 |
¥8,657,123 |
| 45 |
0.90% |
¥102,051 |
¥55,107,513 |
¥9,807,513 |
| 45 |
1.00% |
¥104,209 |
¥56,272,927 |
¥10,972,927 |
| 45 |
1.10% |
¥106,395 |
¥57,453,305 |
¥12,153,305 |
| 45 |
1.20% |
¥108,608 |
¥58,648,581 |
¥13,348,581 |
| 45 |
1.30% |
¥110,849 |
¥59,858,686 |
¥14,558,686 |
| 45 |
1.40% |
¥113,118 |
¥61,083,543 |
¥15,783,543 |
| 45 |
1.50% |
¥115,413 |
¥62,323,070 |
¥17,023,070 |
| 45 |
1.60% |
¥117,736 |
¥63,577,181 |
¥18,277,181 |
| 45 |
1.70% |
¥120,085 |
¥64,845,783 |
¥19,545,783 |
| 45 |
1.80% |
¥122,461 |
¥66,128,780 |
¥20,828,780 |
| 45 |
1.90% |
¥124,863 |
¥67,426,070 |
¥22,126,070 |
| 45 |
2.00% |
¥127,292 |
¥68,737,545 |
¥23,437,545 |
| 45 |
2.10% |
¥129,746 |
¥70,063,094 |
¥24,763,094 |
| 45 |
2.20% |
¥132,227 |
¥71,402,601 |
¥26,102,601 |
| 45 |
2.30% |
¥134,733 |
¥72,755,946 |
¥27,455,946 |
| 45 |
2.40% |
¥137,265 |
¥74,123,005 |
¥28,823,005 |
| 45 |
2.50% |
¥139,822 |
¥75,503,648 |
¥30,203,648 |
| 45 |
2.60% |
¥142,403 |
¥76,897,744 |
¥31,597,744 |
| 45 |
2.70% |
¥145,010 |
¥78,305,156 |
¥33,005,156 |
| 45 |
2.80% |
¥147,640 |
¥79,725,745 |
¥34,425,745 |
| 45 |
2.90% |
¥150,295 |
¥81,159,367 |
¥35,859,367 |
| 45 |
3.00% |
¥152,974 |
¥82,605,877 |
¥37,305,877 |
4530万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥108,231 |
¥51,950,699 |
¥6,650,699 |
| 40 |
0.80% |
¥110,310 |
¥52,948,872 |
¥7,648,872 |
| 40 |
0.90% |
¥112,415 |
¥53,958,990 |
¥8,658,990 |
| 40 |
1.00% |
¥114,544 |
¥54,981,018 |
¥9,681,018 |
| 40 |
1.10% |
¥116,698 |
¥56,014,920 |
¥10,714,920 |
| 40 |
1.20% |
¥118,876 |
¥57,060,655 |
¥11,760,655 |
| 40 |
1.30% |
¥121,080 |
¥58,118,177 |
¥12,818,177 |
| 40 |
1.40% |
¥123,307 |
¥59,187,439 |
¥13,887,439 |
| 40 |
1.50% |
¥125,559 |
¥60,268,388 |
¥14,968,388 |
| 40 |
1.60% |
¥127,835 |
¥61,360,970 |
¥16,060,970 |
| 40 |
1.70% |
¥130,136 |
¥62,465,127 |
¥17,165,127 |
| 40 |
1.80% |
¥132,460 |
¥63,580,795 |
¥18,280,795 |
| 40 |
1.90% |
¥134,808 |
¥64,707,912 |
¥19,407,912 |
| 40 |
2.00% |
¥137,180 |
¥65,846,407 |
¥20,546,407 |
| 40 |
2.10% |
¥139,575 |
¥66,996,211 |
¥21,696,211 |
| 40 |
2.20% |
¥141,994 |
¥68,157,248 |
¥22,857,248 |
| 40 |
2.30% |
¥144,436 |
¥69,329,442 |
¥24,029,442 |
| 40 |
2.40% |
¥146,901 |
¥70,512,713 |
¥25,212,713 |
| 40 |
2.50% |
¥149,390 |
¥71,706,978 |
¥26,406,978 |
| 40 |
2.60% |
¥151,900 |
¥72,912,151 |
¥27,612,151 |
| 40 |
2.70% |
¥154,434 |
¥74,128,145 |
¥28,828,145 |
| 40 |
2.80% |
¥156,989 |
¥75,354,869 |
¥30,054,869 |
| 40 |
2.90% |
¥159,567 |
¥76,592,230 |
¥31,292,230 |
| 40 |
3.00% |
¥162,167 |
¥77,840,133 |
¥32,540,133 |
4530万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥121,640 |
¥51,088,763 |
¥5,788,763 |
| 35 |
0.80% |
¥123,697 |
¥51,952,574 |
¥6,652,574 |
| 35 |
0.90% |
¥125,775 |
¥52,825,552 |
¥7,525,552 |
| 35 |
1.00% |
¥127,875 |
¥53,707,677 |
¥8,407,677 |
| 35 |
1.10% |
¥129,997 |
¥54,598,927 |
¥9,298,927 |
| 35 |
1.20% |
¥132,141 |
¥55,499,277 |
¥10,199,277 |
| 35 |
1.30% |
¥134,306 |
¥56,408,700 |
¥11,108,700 |
| 35 |
1.40% |
¥136,493 |
¥57,327,169 |
¥12,027,169 |
| 35 |
1.50% |
¥138,702 |
¥58,254,651 |
¥12,954,651 |
| 35 |
1.60% |
¥140,931 |
¥59,191,115 |
¥13,891,115 |
| 35 |
1.70% |
¥143,182 |
¥60,136,525 |
¥14,836,525 |
| 35 |
1.80% |
¥145,454 |
¥61,090,845 |
¥15,790,845 |
| 35 |
1.90% |
¥147,748 |
¥62,054,035 |
¥16,754,035 |
| 35 |
2.00% |
¥150,062 |
¥63,026,055 |
¥17,726,055 |
| 35 |
2.10% |
¥152,397 |
¥64,006,861 |
¥18,706,861 |
| 35 |
2.20% |
¥154,753 |
¥64,996,410 |
¥19,696,410 |
| 35 |
2.30% |
¥157,130 |
¥65,994,656 |
¥20,694,656 |
| 35 |
2.40% |
¥159,527 |
¥67,001,549 |
¥21,701,549 |
| 35 |
2.50% |
¥161,945 |
¥68,017,040 |
¥22,717,040 |
| 35 |
2.60% |
¥164,384 |
¥69,041,077 |
¥23,741,077 |
| 35 |
2.70% |
¥166,842 |
¥70,073,607 |
¥24,773,607 |
| 35 |
2.80% |
¥169,320 |
¥71,114,575 |
¥25,814,575 |
| 35 |
2.90% |
¥171,819 |
¥72,163,924 |
¥26,863,924 |
| 35 |
3.00% |
¥174,337 |
¥73,221,597 |
¥27,921,597 |
4530万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥139,544 |
¥50,236,018 |
¥4,936,018 |
| 30 |
0.80% |
¥141,578 |
¥50,968,258 |
¥5,668,258 |
| 30 |
0.90% |
¥143,631 |
¥51,707,246 |
¥6,407,246 |
| 30 |
1.00% |
¥145,703 |
¥52,452,973 |
¥7,152,973 |
| 30 |
1.10% |
¥147,793 |
¥53,205,425 |
¥7,905,425 |
| 30 |
1.20% |
¥149,902 |
¥53,964,590 |
¥8,664,590 |
| 30 |
1.30% |
¥152,029 |
¥54,730,452 |
¥9,430,452 |
| 30 |
1.40% |
¥154,175 |
¥55,502,996 |
¥10,202,996 |
| 30 |
1.50% |
¥156,339 |
¥56,282,204 |
¥10,982,204 |
| 30 |
1.60% |
¥158,522 |
¥57,068,059 |
¥11,768,059 |
| 30 |
1.70% |
¥160,724 |
¥57,860,541 |
¥12,560,541 |
| 30 |
1.80% |
¥162,943 |
¥58,659,631 |
¥13,359,631 |
| 30 |
1.90% |
¥165,181 |
¥59,465,306 |
¥14,165,306 |
| 30 |
2.00% |
¥167,438 |
¥60,277,544 |
¥14,977,544 |
| 30 |
2.10% |
¥169,712 |
¥61,096,321 |
¥15,796,321 |
| 30 |
2.20% |
¥172,004 |
¥61,921,613 |
¥16,621,613 |
| 30 |
2.30% |
¥174,315 |
¥62,753,394 |
¥17,453,394 |
| 30 |
2.40% |
¥176,643 |
¥63,591,638 |
¥18,291,638 |
| 30 |
2.50% |
¥178,990 |
¥64,436,316 |
¥19,136,316 |
| 30 |
2.60% |
¥181,354 |
¥65,287,400 |
¥19,987,400 |
| 30 |
2.70% |
¥183,736 |
¥66,144,860 |
¥20,844,860 |
| 30 |
2.80% |
¥186,135 |
¥67,008,666 |
¥21,708,666 |
| 30 |
2.90% |
¥188,552 |
¥67,878,785 |
¥22,578,785 |
| 30 |
3.00% |
¥190,987 |
¥68,755,186 |
¥23,455,186 |
4530万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥164,642 |
¥49,392,478 |
¥4,092,478 |
| 25 |
0.80% |
¥166,653 |
¥49,995,948 |
¥4,695,948 |
| 25 |
0.90% |
¥168,680 |
¥50,604,112 |
¥5,304,112 |
| 25 |
1.00% |
¥170,723 |
¥51,216,967 |
¥5,916,967 |
| 25 |
1.10% |
¥172,782 |
¥51,834,504 |
¥6,534,504 |
| 25 |
1.20% |
¥174,856 |
¥52,456,719 |
¥7,156,719 |
| 25 |
1.30% |
¥176,945 |
¥53,083,603 |
¥7,783,603 |
| 25 |
1.40% |
¥179,050 |
¥53,715,148 |
¥8,415,148 |
| 25 |
1.50% |
¥181,171 |
¥54,351,347 |
¥9,051,347 |
| 25 |
1.60% |
¥183,307 |
¥54,992,190 |
¥9,692,190 |
| 25 |
1.70% |
¥185,459 |
¥55,637,667 |
¥10,337,667 |
| 25 |
1.80% |
¥187,626 |
¥56,287,769 |
¥10,987,769 |
| 25 |
1.90% |
¥189,808 |
¥56,942,486 |
¥11,642,486 |
| 25 |
2.00% |
¥192,006 |
¥57,601,805 |
¥12,301,805 |
| 25 |
2.10% |
¥194,219 |
¥58,265,715 |
¥12,965,715 |
| 25 |
2.20% |
¥196,447 |
¥58,934,204 |
¥13,634,204 |
| 25 |
2.30% |
¥198,691 |
¥59,607,259 |
¥14,307,259 |
| 25 |
2.40% |
¥200,950 |
¥60,284,867 |
¥14,984,867 |
| 25 |
2.50% |
¥203,223 |
¥60,967,014 |
¥15,667,014 |
| 25 |
2.60% |
¥205,512 |
¥61,653,686 |
¥16,353,686 |
| 25 |
2.70% |
¥207,816 |
¥62,344,868 |
¥17,044,868 |
| 25 |
2.80% |
¥210,135 |
¥63,040,544 |
¥17,740,544 |
| 25 |
2.90% |
¥212,469 |
¥63,740,700 |
¥18,440,700 |
| 25 |
3.00% |
¥214,818 |
¥64,445,318 |
¥19,145,318 |
4530万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥202,326 |
¥48,558,156 |
¥3,258,156 |
| 20 |
0.80% |
¥204,315 |
¥49,035,665 |
¥3,735,665 |
| 20 |
0.90% |
¥206,317 |
¥49,516,184 |
¥4,216,184 |
| 20 |
1.00% |
¥208,332 |
¥49,999,709 |
¥4,699,709 |
| 20 |
1.10% |
¥210,359 |
¥50,486,239 |
¥5,186,239 |
| 20 |
1.20% |
¥212,399 |
¥50,975,769 |
¥5,675,769 |
| 20 |
1.30% |
¥214,451 |
¥51,468,298 |
¥6,168,298 |
| 20 |
1.40% |
¥216,516 |
¥51,963,822 |
¥6,663,822 |
| 20 |
1.50% |
¥218,593 |
¥52,462,337 |
¥7,162,337 |
| 20 |
1.60% |
¥220,683 |
¥52,963,839 |
¥7,663,839 |
| 20 |
1.70% |
¥222,785 |
¥53,468,324 |
¥8,168,324 |
| 20 |
1.80% |
¥224,899 |
¥53,975,789 |
¥8,675,789 |
| 20 |
1.90% |
¥227,026 |
¥54,486,228 |
¥9,186,228 |
| 20 |
2.00% |
¥229,165 |
¥54,999,636 |
¥9,699,636 |
| 20 |
2.10% |
¥231,317 |
¥55,516,009 |
¥10,216,009 |
| 20 |
2.20% |
¥233,481 |
¥56,035,342 |
¥10,735,342 |
| 20 |
2.30% |
¥235,657 |
¥56,557,629 |
¥11,257,629 |
| 20 |
2.40% |
¥237,845 |
¥57,082,865 |
¥11,782,865 |
| 20 |
2.50% |
¥240,046 |
¥57,611,043 |
¥12,311,043 |
| 20 |
2.60% |
¥242,259 |
¥58,142,157 |
¥12,842,157 |
| 20 |
2.70% |
¥244,484 |
¥58,676,202 |
¥13,376,202 |
| 20 |
2.80% |
¥246,722 |
¥59,213,170 |
¥13,913,170 |
| 20 |
2.90% |
¥248,971 |
¥59,753,055 |
¥14,453,055 |
| 20 |
3.00% |
¥251,233 |
¥60,295,851 |
¥14,995,851 |
4530万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥265,184 |
¥47,733,061 |
¥2,433,061 |
| 15 |
0.80% |
¥267,152 |
¥48,087,427 |
¥2,787,427 |
| 15 |
0.90% |
¥269,130 |
¥48,443,488 |
¥3,143,488 |
| 15 |
1.00% |
¥271,118 |
¥48,801,243 |
¥3,501,243 |
| 15 |
1.10% |
¥273,115 |
¥49,160,690 |
¥3,860,690 |
| 15 |
1.20% |
¥275,121 |
¥49,521,829 |
¥4,221,829 |
| 15 |
1.30% |
¥277,137 |
¥49,884,659 |
¥4,584,659 |
| 15 |
1.40% |
¥279,162 |
¥50,249,178 |
¥4,949,178 |
| 15 |
1.50% |
¥281,197 |
¥50,615,386 |
¥5,315,386 |
| 15 |
1.60% |
¥283,240 |
¥50,983,280 |
¥5,683,280 |
| 15 |
1.70% |
¥285,294 |
¥51,352,861 |
¥6,052,861 |
| 15 |
1.80% |
¥287,356 |
¥51,724,125 |
¥6,424,125 |
| 15 |
1.90% |
¥289,428 |
¥52,097,072 |
¥6,797,072 |
| 15 |
2.00% |
¥291,509 |
¥52,471,699 |
¥7,171,699 |
| 15 |
2.10% |
¥293,600 |
¥52,848,007 |
¥7,548,007 |
| 15 |
2.20% |
¥295,700 |
¥53,225,991 |
¥7,925,991 |
| 15 |
2.30% |
¥297,809 |
¥53,605,652 |
¥8,305,652 |
| 15 |
2.40% |
¥299,928 |
¥53,986,986 |
¥8,686,986 |
| 15 |
2.50% |
¥302,056 |
¥54,369,992 |
¥9,069,992 |
| 15 |
2.60% |
¥304,193 |
¥54,754,668 |
¥9,454,668 |
| 15 |
2.70% |
¥306,339 |
¥55,141,012 |
¥9,841,012 |
| 15 |
2.80% |
¥308,495 |
¥55,529,021 |
¥10,229,021 |
| 15 |
2.90% |
¥310,659 |
¥55,918,693 |
¥10,618,693 |
| 15 |
3.00% |
¥312,833 |
¥56,310,027 |
¥11,010,027 |
4530万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥390,977 |
¥46,917,202 |
¥1,617,202 |
| 10 |
0.80% |
¥392,927 |
¥47,151,248 |
¥1,851,248 |
| 10 |
0.90% |
¥394,884 |
¥47,386,047 |
¥2,086,047 |
| 10 |
1.00% |
¥396,847 |
¥47,621,600 |
¥2,321,600 |
| 10 |
1.10% |
¥398,816 |
¥47,857,907 |
¥2,557,907 |
| 10 |
1.20% |
¥400,791 |
¥48,094,966 |
¥2,794,966 |
| 10 |
1.30% |
¥402,773 |
¥48,332,778 |
¥3,032,778 |
| 10 |
1.40% |
¥404,761 |
¥48,571,343 |
¥3,271,343 |
| 10 |
1.50% |
¥406,755 |
¥48,810,659 |
¥3,510,659 |
| 10 |
1.60% |
¥408,756 |
¥49,050,728 |
¥3,750,728 |
| 10 |
1.70% |
¥410,763 |
¥49,291,548 |
¥3,991,548 |
| 10 |
1.80% |
¥412,776 |
¥49,533,119 |
¥4,233,119 |
| 10 |
1.90% |
¥414,795 |
¥49,775,441 |
¥4,475,441 |
| 10 |
2.00% |
¥416,821 |
¥50,018,514 |
¥4,718,514 |
| 10 |
2.10% |
¥418,853 |
¥50,262,336 |
¥4,962,336 |
| 10 |
2.20% |
¥420,891 |
¥50,506,908 |
¥5,206,908 |
| 10 |
2.30% |
¥422,935 |
¥50,752,230 |
¥5,452,230 |
| 10 |
2.40% |
¥424,986 |
¥50,998,300 |
¥5,698,300 |
| 10 |
2.50% |
¥427,043 |
¥51,245,119 |
¥5,945,119 |
| 10 |
2.60% |
¥429,106 |
¥51,492,685 |
¥6,192,685 |
| 10 |
2.70% |
¥431,175 |
¥51,740,999 |
¥6,440,999 |
| 10 |
2.80% |
¥433,251 |
¥51,990,060 |
¥6,690,060 |
| 10 |
2.90% |
¥435,332 |
¥52,239,867 |
¥6,939,867 |
| 10 |
3.00% |
¥437,420 |
¥52,490,421 |
¥7,190,421 |
