4550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4550万円の住宅ローン｜期間・年数別
4550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥89,899 | ¥53,939,169 | ¥8,439,169 |
| 50 | 0.80% | ¥92,033 | ¥55,220,019 | ¥9,720,019 |
| 50 | 0.90% | ¥94,199 | ¥56,519,509 | ¥11,019,509 |
| 50 | 1.00% | ¥96,396 | ¥57,837,556 | ¥12,337,556 |
| 50 | 1.10% | ¥98,623 | ¥59,174,071 | ¥13,674,071 |
| 50 | 1.20% | ¥100,882 | ¥60,528,956 | ¥15,028,956 |
| 50 | 1.30% | ¥103,170 | ¥61,902,103 | ¥16,402,103 |
| 50 | 1.40% | ¥105,489 | ¥63,293,398 | ¥17,793,398 |
| 50 | 1.50% | ¥107,838 | ¥64,702,718 | ¥19,202,718 |
| 50 | 1.60% | ¥110,217 | ¥66,129,931 | ¥20,629,931 |
| 50 | 1.70% | ¥112,625 | ¥67,574,900 | ¥22,074,900 |
| 50 | 1.80% | ¥115,062 | ¥69,037,477 | ¥23,537,477 |
| 50 | 1.90% | ¥117,529 | ¥70,517,511 | ¥25,017,511 |
| 50 | 2.00% | ¥120,025 | ¥72,014,842 | ¥26,514,842 |
| 50 | 2.10% | ¥122,549 | ¥73,529,302 | ¥28,029,302 |
| 50 | 2.20% | ¥125,101 | ¥75,060,718 | ¥29,560,718 |
| 50 | 2.30% | ¥127,682 | ¥76,608,913 | ¥31,108,913 |
| 50 | 2.40% | ¥130,289 | ¥78,173,700 | ¥32,673,700 |
| 50 | 2.50% | ¥132,925 | ¥79,754,889 | ¥34,254,889 |
| 50 | 2.60% | ¥135,587 | ¥81,352,285 | ¥35,852,285 |
| 50 | 2.70% | ¥138,276 | ¥82,965,688 | ¥37,465,688 |
| 50 | 2.80% | ¥140,991 | ¥84,594,891 | ¥39,094,891 |
| 50 | 2.90% | ¥143,733 | ¥86,239,685 | ¥40,739,685 |
| 50 | 3.00% | ¥146,500 | ¥87,899,857 | ¥42,399,857 |
4550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥98,250 | ¥53,055,018 | ¥7,555,018 |
| 45 | 0.80% | ¥100,362 | ¥54,195,344 | ¥8,695,344 |
| 45 | 0.90% | ¥102,502 | ¥55,350,814 | ¥9,850,814 |
| 45 | 1.00% | ¥104,669 | ¥56,521,373 | ¥11,021,373 |
| 45 | 1.10% | ¥106,865 | ¥57,706,962 | ¥12,206,962 |
| 45 | 1.20% | ¥109,088 | ¥58,907,515 | ¥13,407,515 |
| 45 | 1.30% | ¥111,339 | ¥60,122,963 | ¥14,622,963 |
| 45 | 1.40% | ¥113,617 | ¥61,353,227 | ¥15,853,227 |
| 45 | 1.50% | ¥115,923 | ¥62,598,227 | ¥17,098,227 |
| 45 | 1.60% | ¥118,255 | ¥63,857,875 | ¥18,357,875 |
| 45 | 1.70% | ¥120,615 | ¥65,132,078 | ¥19,632,078 |
| 45 | 1.80% | ¥123,001 | ¥66,420,740 | ¥20,920,740 |
| 45 | 1.90% | ¥125,414 | ¥67,723,757 | ¥22,223,757 |
| 45 | 2.00% | ¥127,854 | ¥69,041,022 | ¥23,541,022 |
| 45 | 2.10% | ¥130,319 | ¥70,372,423 | ¥24,872,423 |
| 45 | 2.20% | ¥132,811 | ¥71,717,844 | ¥26,217,844 |
| 45 | 2.30% | ¥135,328 | ¥73,077,165 | ¥27,577,165 |
| 45 | 2.40% | ¥137,871 | ¥74,450,259 | ¥28,950,259 |
| 45 | 2.50% | ¥140,439 | ¥75,836,998 | ¥30,336,998 |
| 45 | 2.60% | ¥143,032 | ¥77,237,248 | ¥31,737,248 |
| 45 | 2.70% | ¥145,650 | ¥78,650,874 | ¥33,150,874 |
| 45 | 2.80% | ¥148,292 | ¥80,077,735 | ¥34,577,735 |
| 45 | 2.90% | ¥150,959 | ¥81,517,686 | ¥36,017,686 |
| 45 | 3.00% | ¥153,649 | ¥82,970,583 | ¥37,470,583 |
4550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥108,708 | ¥52,180,062 | ¥6,680,062 |
| 40 | 0.80% | ¥110,797 | ¥53,182,642 | ¥7,682,642 |
| 40 | 0.90% | ¥112,911 | ¥54,197,219 | ¥8,697,219 |
| 40 | 1.00% | ¥115,050 | ¥55,223,760 | ¥9,723,760 |
| 40 | 1.10% | ¥117,213 | ¥56,262,227 | ¥10,762,227 |
| 40 | 1.20% | ¥119,401 | ¥57,312,578 | ¥11,812,578 |
| 40 | 1.30% | ¥121,614 | ¥58,374,770 | ¥12,874,770 |
| 40 | 1.40% | ¥123,852 | ¥59,448,752 | ¥13,948,752 |
| 40 | 1.50% | ¥126,113 | ¥60,534,474 | ¥15,034,474 |
| 40 | 1.60% | ¥128,400 | ¥61,631,880 | ¥16,131,880 |
| 40 | 1.70% | ¥130,710 | ¥62,740,911 | ¥17,240,911 |
| 40 | 1.80% | ¥133,045 | ¥63,861,505 | ¥18,361,505 |
| 40 | 1.90% | ¥135,403 | ¥64,993,598 | ¥19,493,598 |
| 40 | 2.00% | ¥137,786 | ¥66,137,120 | ¥20,637,120 |
| 40 | 2.10% | ¥140,192 | ¥67,292,000 | ¥21,792,000 |
| 40 | 2.20% | ¥142,621 | ¥68,458,163 | ¥22,958,163 |
| 40 | 2.30% | ¥145,074 | ¥69,635,532 | ¥24,135,532 |
| 40 | 2.40% | ¥147,550 | ¥70,824,027 | ¥25,324,027 |
| 40 | 2.50% | ¥150,049 | ¥72,023,565 | ¥26,523,565 |
| 40 | 2.60% | ¥152,571 | ¥73,234,059 | ¥27,734,059 |
| 40 | 2.70% | ¥155,115 | ¥74,455,422 | ¥28,955,422 |
| 40 | 2.80% | ¥157,682 | ¥75,687,561 | ¥30,187,561 |
| 40 | 2.90% | ¥160,272 | ¥76,930,385 | ¥31,430,385 |
| 40 | 3.00% | ¥162,883 | ¥78,183,798 | ¥32,683,798 |
4550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥122,177 | ¥51,314,321 | ¥5,814,321 |
| 35 | 0.80% | ¥124,243 | ¥52,181,945 | ¥6,681,945 |
| 35 | 0.90% | ¥126,330 | ¥53,058,777 | ¥7,558,777 |
| 35 | 1.00% | ¥128,440 | ¥53,944,797 | ¥8,444,797 |
| 35 | 1.10% | ¥130,571 | ¥54,839,982 | ¥9,339,982 |
| 35 | 1.20% | ¥132,725 | ¥55,744,307 | ¥10,244,307 |
| 35 | 1.30% | ¥134,899 | ¥56,657,745 | ¥11,157,745 |
| 35 | 1.40% | ¥137,096 | ¥57,580,269 | ¥12,080,269 |
| 35 | 1.50% | ¥139,314 | ¥58,511,846 | ¥13,011,846 |
| 35 | 1.60% | ¥141,553 | ¥59,452,445 | ¥13,952,445 |
| 35 | 1.70% | ¥143,814 | ¥60,402,029 | ¥14,902,029 |
| 35 | 1.80% | ¥146,097 | ¥61,360,562 | ¥15,860,562 |
| 35 | 1.90% | ¥148,400 | ¥62,328,004 | ¥16,828,004 |
| 35 | 2.00% | ¥150,725 | ¥63,304,315 | ¥17,804,315 |
| 35 | 2.10% | ¥153,070 | ¥64,289,452 | ¥18,789,452 |
| 35 | 2.20% | ¥155,437 | ¥65,283,370 | ¥19,783,370 |
| 35 | 2.30% | ¥157,824 | ¥66,286,023 | ¥20,786,023 |
| 35 | 2.40% | ¥160,232 | ¥67,297,361 | ¥21,797,361 |
| 35 | 2.50% | ¥162,660 | ¥68,317,336 | ¥22,817,336 |
| 35 | 2.60% | ¥165,109 | ¥69,345,894 | ¥23,845,894 |
| 35 | 2.70% | ¥167,579 | ¥70,382,983 | ¥24,882,983 |
| 35 | 2.80% | ¥170,068 | ¥71,428,547 | ¥25,928,547 |
| 35 | 2.90% | ¥172,577 | ¥72,482,529 | ¥26,982,529 |
| 35 | 3.00% | ¥175,107 | ¥73,544,871 | ¥28,044,871 |
4550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥140,161 | ¥50,457,811 | ¥4,957,811 |
| 30 | 0.80% | ¥142,204 | ¥51,193,283 | ¥5,693,283 |
| 30 | 0.90% | ¥144,265 | ¥51,935,534 | ¥6,435,534 |
| 30 | 1.00% | ¥146,346 | ¥52,684,553 | ¥7,184,553 |
| 30 | 1.10% | ¥148,445 | ¥53,440,328 | ¥7,940,328 |
| 30 | 1.20% | ¥150,563 | ¥54,202,844 | ¥8,702,844 |
| 30 | 1.30% | ¥152,700 | ¥54,972,087 | ¥9,472,087 |
| 30 | 1.40% | ¥154,856 | ¥55,748,042 | ¥10,248,042 |
| 30 | 1.50% | ¥157,030 | ¥56,530,690 | ¥11,030,690 |
| 30 | 1.60% | ¥159,222 | ¥57,320,015 | ¥11,820,015 |
| 30 | 1.70% | ¥161,433 | ¥58,115,996 | ¥12,615,996 |
| 30 | 1.80% | ¥163,663 | ¥58,918,614 | ¥13,418,614 |
| 30 | 1.90% | ¥165,911 | ¥59,727,846 | ¥14,227,846 |
| 30 | 2.00% | ¥168,177 | ¥60,543,670 | ¥15,043,670 |
| 30 | 2.10% | ¥170,461 | ¥61,366,062 | ¥15,866,062 |
| 30 | 2.20% | ¥172,764 | ¥62,194,998 | ¥16,694,998 |
| 30 | 2.30% | ¥175,085 | ¥63,030,451 | ¥17,530,451 |
| 30 | 2.40% | ¥177,423 | ¥63,872,396 | ¥18,372,396 |
| 30 | 2.50% | ¥179,780 | ¥64,720,803 | ¥19,220,803 |
| 30 | 2.60% | ¥182,155 | ¥65,575,645 | ¥20,075,645 |
| 30 | 2.70% | ¥184,547 | ¥66,436,891 | ¥20,936,891 |
| 30 | 2.80% | ¥186,957 | ¥67,304,510 | ¥21,804,510 |
| 30 | 2.90% | ¥189,385 | ¥68,178,471 | ¥22,678,471 |
| 30 | 3.00% | ¥191,830 | ¥69,058,741 | ¥23,558,741 |
4550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥165,368 | ¥49,610,546 | ¥4,110,546 |
| 25 | 0.80% | ¥167,389 | ¥50,216,680 | ¥4,716,680 |
| 25 | 0.90% | ¥169,425 | ¥50,827,530 | ¥5,327,530 |
| 25 | 1.00% | ¥171,477 | ¥51,443,090 | ¥5,943,090 |
| 25 | 1.10% | ¥173,545 | ¥52,063,354 | ¥6,563,354 |
| 25 | 1.20% | ¥175,628 | ¥52,688,316 | ¥7,188,316 |
| 25 | 1.30% | ¥177,727 | ¥53,317,967 | ¥7,817,967 |
| 25 | 1.40% | ¥179,841 | ¥53,952,301 | ¥8,452,301 |
| 25 | 1.50% | ¥181,971 | ¥54,591,309 | ¥9,091,309 |
| 25 | 1.60% | ¥184,117 | ¥55,234,981 | ¥9,734,981 |
| 25 | 1.70% | ¥186,278 | ¥55,883,308 | ¥10,383,308 |
| 25 | 1.80% | ¥188,454 | ¥56,536,281 | ¥11,036,281 |
| 25 | 1.90% | ¥190,646 | ¥57,193,887 | ¥11,693,887 |
| 25 | 2.00% | ¥192,854 | ¥57,856,117 | ¥12,356,117 |
| 25 | 2.10% | ¥195,077 | ¥58,522,959 | ¥13,022,959 |
| 25 | 2.20% | ¥197,315 | ¥59,194,399 | ¥13,694,399 |
| 25 | 2.30% | ¥199,568 | ¥59,870,426 | ¥14,370,426 |
| 25 | 2.40% | ¥201,837 | ¥60,551,025 | ¥15,051,025 |
| 25 | 2.50% | ¥204,121 | ¥61,236,184 | ¥15,736,184 |
| 25 | 2.60% | ¥206,420 | ¥61,925,888 | ¥16,425,888 |
| 25 | 2.70% | ¥208,734 | ¥62,620,121 | ¥17,120,121 |
| 25 | 2.80% | ¥211,063 | ¥63,318,869 | ¥17,818,869 |
| 25 | 2.90% | ¥213,407 | ¥64,022,116 | ¥18,522,116 |
| 25 | 3.00% | ¥215,766 | ¥64,729,844 | ¥19,229,844 |
4550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥203,219 | ¥48,772,540 | ¥3,272,540 |
| 20 | 0.80% | ¥205,217 | ¥49,252,158 | ¥3,752,158 |
| 20 | 0.90% | ¥207,228 | ¥49,734,798 | ¥4,234,798 |
| 20 | 1.00% | ¥209,252 | ¥50,220,458 | ¥4,720,458 |
| 20 | 1.10% | ¥211,288 | ¥50,709,136 | ¥5,209,136 |
| 20 | 1.20% | ¥213,337 | ¥51,200,828 | ¥5,700,828 |
| 20 | 1.30% | ¥215,398 | ¥51,695,531 | ¥6,195,531 |
| 20 | 1.40% | ¥217,472 | ¥52,193,243 | ¥6,693,243 |
| 20 | 1.50% | ¥219,558 | ¥52,693,959 | ¥7,193,959 |
| 20 | 1.60% | ¥221,657 | ¥53,197,675 | ¥7,697,675 |
| 20 | 1.70% | ¥223,768 | ¥53,704,388 | ¥8,204,388 |
| 20 | 1.80% | ¥225,892 | ¥54,214,093 | ¥8,714,093 |
| 20 | 1.90% | ¥228,028 | ¥54,726,785 | ¥9,226,785 |
| 20 | 2.00% | ¥230,177 | ¥55,242,460 | ¥9,742,460 |
| 20 | 2.10% | ¥232,338 | ¥55,761,113 | ¥10,261,113 |
| 20 | 2.20% | ¥234,511 | ¥56,282,739 | ¥10,782,739 |
| 20 | 2.30% | ¥236,697 | ¥56,807,332 | ¥11,307,332 |
| 20 | 2.40% | ¥238,895 | ¥57,334,886 | ¥11,834,886 |
| 20 | 2.50% | ¥241,106 | ¥57,865,396 | ¥12,365,396 |
| 20 | 2.60% | ¥243,329 | ¥58,398,855 | ¥12,898,855 |
| 20 | 2.70% | ¥245,564 | ¥58,935,258 | ¥13,435,258 |
| 20 | 2.80% | ¥247,811 | ¥59,474,597 | ¥13,974,597 |
| 20 | 2.90% | ¥250,070 | ¥60,016,866 | ¥14,516,866 |
| 20 | 3.00% | ¥252,342 | ¥60,562,058 | ¥15,062,058 |
4550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥266,354 | ¥47,943,803 | ¥2,443,803 |
| 15 | 0.80% | ¥268,332 | ¥48,299,734 | ¥2,799,734 |
| 15 | 0.90% | ¥270,319 | ¥48,657,367 | ¥3,157,367 |
| 15 | 1.00% | ¥272,315 | ¥49,016,701 | ¥3,516,701 |
| 15 | 1.10% | ¥274,321 | ¥49,377,735 | ¥3,877,735 |
| 15 | 1.20% | ¥276,336 | ¥49,740,469 | ¥4,240,469 |
| 15 | 1.30% | ¥278,361 | ¥50,104,900 | ¥4,604,900 |
| 15 | 1.40% | ¥280,395 | ¥50,471,029 | ¥4,971,029 |
| 15 | 1.50% | ¥282,438 | ¥50,838,853 | ¥5,338,853 |
| 15 | 1.60% | ¥284,491 | ¥51,208,372 | ¥5,708,372 |
| 15 | 1.70% | ¥286,553 | ¥51,579,584 | ¥6,079,584 |
| 15 | 1.80% | ¥288,625 | ¥51,952,487 | ¥6,452,487 |
| 15 | 1.90% | ¥290,706 | ¥52,327,081 | ¥6,827,081 |
| 15 | 2.00% | ¥292,796 | ¥52,703,363 | ¥7,203,363 |
| 15 | 2.10% | ¥294,896 | ¥53,081,331 | ¥7,581,331 |
| 15 | 2.20% | ¥297,005 | ¥53,460,985 | ¥7,960,985 |
| 15 | 2.30% | ¥299,124 | ¥53,842,321 | ¥8,342,321 |
| 15 | 2.40% | ¥301,252 | ¥54,225,339 | ¥8,725,339 |
| 15 | 2.50% | ¥303,389 | ¥54,610,036 | ¥9,110,036 |
| 15 | 2.60% | ¥305,536 | ¥54,996,411 | ¥9,496,411 |
| 15 | 2.70% | ¥307,691 | ¥55,384,460 | ¥9,884,460 |
| 15 | 2.80% | ¥309,857 | ¥55,774,182 | ¥10,274,182 |
| 15 | 2.90% | ¥312,031 | ¥56,165,575 | ¥10,665,575 |
| 15 | 3.00% | ¥314,215 | ¥56,558,636 | ¥11,058,636 |
4550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥392,703 | ¥47,124,342 | ¥1,624,342 |
| 10 | 0.80% | ¥394,662 | ¥47,359,421 | ¥1,859,421 |
| 10 | 0.90% | ¥396,627 | ¥47,595,257 | ¥2,095,257 |
| 10 | 1.00% | ¥398,599 | ¥47,831,850 | ¥2,331,850 |
| 10 | 1.10% | ¥400,577 | ¥48,069,200 | ¥2,569,200 |
| 10 | 1.20% | ¥402,561 | ¥48,307,306 | ¥2,807,306 |
| 10 | 1.30% | ¥404,551 | ¥48,546,168 | ¥3,046,168 |
| 10 | 1.40% | ¥406,548 | ¥48,785,786 | ¥3,285,786 |
| 10 | 1.50% | ¥408,551 | ¥49,026,159 | ¥3,526,159 |
| 10 | 1.60% | ¥410,561 | ¥49,267,287 | ¥3,767,287 |
| 10 | 1.70% | ¥412,576 | ¥49,509,171 | ¥4,009,171 |
| 10 | 1.80% | ¥414,598 | ¥49,751,808 | ¥4,251,808 |
| 10 | 1.90% | ¥416,627 | ¥49,995,200 | ¥4,495,200 |
| 10 | 2.00% | ¥418,661 | ¥50,239,346 | ¥4,739,346 |
| 10 | 2.10% | ¥420,702 | ¥50,484,245 | ¥4,984,245 |
| 10 | 2.20% | ¥422,749 | ¥50,729,897 | ¥5,229,897 |
| 10 | 2.30% | ¥424,803 | ¥50,976,301 | ¥5,476,301 |
| 10 | 2.40% | ¥426,862 | ¥51,223,458 | ¥5,723,458 |
| 10 | 2.50% | ¥428,928 | ¥51,471,366 | ¥5,971,366 |
| 10 | 2.60% | ¥431,000 | ¥51,720,026 | ¥6,220,026 |
| 10 | 2.70% | ¥433,079 | ¥51,969,436 | ¥6,469,436 |
| 10 | 2.80% | ¥435,163 | ¥52,219,597 | ¥6,719,597 |
| 10 | 2.90% | ¥437,254 | ¥52,470,507 | ¥6,970,507 |
| 10 | 3.00% | ¥439,351 | ¥52,722,167 | ¥7,222,167 |
