4560万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4560万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4560万円の住宅ローン｜期間・年数別
4560万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥90,096 |
¥54,057,716 |
¥8,457,716 |
| 50 |
0.80% |
¥92,236 |
¥55,341,382 |
¥9,741,382 |
| 50 |
0.90% |
¥94,406 |
¥56,643,728 |
¥11,043,728 |
| 50 |
1.00% |
¥96,608 |
¥57,964,672 |
¥12,364,672 |
| 50 |
1.10% |
¥98,840 |
¥59,304,124 |
¥13,704,124 |
| 50 |
1.20% |
¥101,103 |
¥60,661,987 |
¥15,061,987 |
| 50 |
1.30% |
¥103,397 |
¥62,038,152 |
¥16,438,152 |
| 50 |
1.40% |
¥105,721 |
¥63,432,505 |
¥17,832,505 |
| 50 |
1.50% |
¥108,075 |
¥64,844,922 |
¥19,244,922 |
| 50 |
1.60% |
¥110,459 |
¥66,275,272 |
¥20,675,272 |
| 50 |
1.70% |
¥112,872 |
¥67,723,416 |
¥22,123,416 |
| 50 |
1.80% |
¥115,315 |
¥69,189,208 |
¥23,589,208 |
| 50 |
1.90% |
¥117,787 |
¥70,672,495 |
¥25,072,495 |
| 50 |
2.00% |
¥120,289 |
¥72,173,116 |
¥26,573,116 |
| 50 |
2.10% |
¥122,818 |
¥73,690,905 |
¥28,090,905 |
| 50 |
2.20% |
¥125,376 |
¥75,225,687 |
¥29,625,687 |
| 50 |
2.30% |
¥127,962 |
¥76,777,284 |
¥31,177,284 |
| 50 |
2.40% |
¥130,576 |
¥78,345,510 |
¥32,745,510 |
| 50 |
2.50% |
¥133,217 |
¥79,930,175 |
¥34,330,175 |
| 50 |
2.60% |
¥135,885 |
¥81,531,082 |
¥35,931,082 |
| 50 |
2.70% |
¥138,580 |
¥83,148,030 |
¥37,548,030 |
| 50 |
2.80% |
¥141,301 |
¥84,780,814 |
¥39,180,814 |
| 50 |
2.90% |
¥144,049 |
¥86,429,223 |
¥40,829,223 |
| 50 |
3.00% |
¥146,822 |
¥88,093,043 |
¥42,493,043 |
4560万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥98,466 |
¥53,171,622 |
¥7,571,622 |
| 45 |
0.80% |
¥100,582 |
¥54,314,455 |
¥8,714,455 |
| 45 |
0.90% |
¥102,727 |
¥55,472,464 |
¥9,872,464 |
| 45 |
1.00% |
¥104,899 |
¥56,645,596 |
¥11,045,596 |
| 45 |
1.10% |
¥107,100 |
¥57,833,790 |
¥12,233,790 |
| 45 |
1.20% |
¥109,328 |
¥59,036,982 |
¥13,436,982 |
| 45 |
1.30% |
¥111,584 |
¥60,255,101 |
¥14,655,101 |
| 45 |
1.40% |
¥113,867 |
¥61,488,069 |
¥15,888,069 |
| 45 |
1.50% |
¥116,177 |
¥62,735,805 |
¥17,135,805 |
| 45 |
1.60% |
¥118,515 |
¥63,998,222 |
¥18,398,222 |
| 45 |
1.70% |
¥120,880 |
¥65,275,226 |
¥19,675,226 |
| 45 |
1.80% |
¥123,272 |
¥66,566,719 |
¥20,966,719 |
| 45 |
1.90% |
¥125,690 |
¥67,872,600 |
¥22,272,600 |
| 45 |
2.00% |
¥128,135 |
¥69,192,760 |
¥23,592,760 |
| 45 |
2.10% |
¥130,606 |
¥70,527,088 |
¥24,927,088 |
| 45 |
2.20% |
¥133,103 |
¥71,875,466 |
¥26,275,466 |
| 45 |
2.30% |
¥135,626 |
¥73,237,774 |
¥27,637,774 |
| 45 |
2.40% |
¥138,174 |
¥74,613,886 |
¥29,013,886 |
| 45 |
2.50% |
¥140,748 |
¥76,003,672 |
¥30,403,672 |
| 45 |
2.60% |
¥143,346 |
¥77,407,000 |
¥31,807,000 |
| 45 |
2.70% |
¥145,970 |
¥78,823,733 |
¥33,223,733 |
| 45 |
2.80% |
¥148,618 |
¥80,253,730 |
¥34,653,730 |
| 45 |
2.90% |
¥151,290 |
¥81,696,846 |
¥36,096,846 |
| 45 |
3.00% |
¥153,987 |
¥83,152,936 |
¥37,552,936 |
4560万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥108,947 |
¥52,294,744 |
¥6,694,744 |
| 40 |
0.80% |
¥111,041 |
¥53,299,527 |
¥7,699,527 |
| 40 |
0.90% |
¥113,159 |
¥54,316,334 |
¥8,716,334 |
| 40 |
1.00% |
¥115,302 |
¥55,345,131 |
¥9,745,131 |
| 40 |
1.10% |
¥117,471 |
¥56,385,880 |
¥10,785,880 |
| 40 |
1.20% |
¥119,664 |
¥57,438,540 |
¥11,838,540 |
| 40 |
1.30% |
¥121,881 |
¥58,503,066 |
¥12,903,066 |
| 40 |
1.40% |
¥124,124 |
¥59,579,409 |
¥13,979,409 |
| 40 |
1.50% |
¥126,391 |
¥60,667,517 |
¥15,067,517 |
| 40 |
1.60% |
¥128,682 |
¥61,767,334 |
¥16,167,334 |
| 40 |
1.70% |
¥130,998 |
¥62,878,803 |
¥17,278,803 |
| 40 |
1.80% |
¥133,337 |
¥64,001,860 |
¥18,401,860 |
| 40 |
1.90% |
¥135,701 |
¥65,136,441 |
¥19,536,441 |
| 40 |
2.00% |
¥138,088 |
¥66,282,476 |
¥20,682,476 |
| 40 |
2.10% |
¥140,500 |
¥67,439,894 |
¥21,839,894 |
| 40 |
2.20% |
¥142,935 |
¥68,608,620 |
¥23,008,620 |
| 40 |
2.30% |
¥145,393 |
¥69,788,577 |
¥24,188,577 |
| 40 |
2.40% |
¥147,874 |
¥70,979,685 |
¥25,379,685 |
| 40 |
2.50% |
¥150,379 |
¥72,181,858 |
¥26,581,858 |
| 40 |
2.60% |
¥152,906 |
¥73,395,013 |
¥27,795,013 |
| 40 |
2.70% |
¥155,456 |
¥74,619,060 |
¥29,019,060 |
| 40 |
2.80% |
¥158,029 |
¥75,853,908 |
¥30,253,908 |
| 40 |
2.90% |
¥160,624 |
¥77,099,463 |
¥31,499,463 |
| 40 |
3.00% |
¥163,241 |
¥78,355,630 |
¥32,755,630 |
4560万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥122,445 |
¥51,427,100 |
¥5,827,100 |
| 35 |
0.80% |
¥124,516 |
¥52,296,631 |
¥6,696,631 |
| 35 |
0.90% |
¥126,608 |
¥53,175,390 |
¥7,575,390 |
| 35 |
1.00% |
¥128,722 |
¥54,063,357 |
¥8,463,357 |
| 35 |
1.10% |
¥130,858 |
¥54,960,509 |
¥9,360,509 |
| 35 |
1.20% |
¥133,016 |
¥55,866,822 |
¥10,266,822 |
| 35 |
1.30% |
¥135,196 |
¥56,782,268 |
¥11,182,268 |
| 35 |
1.40% |
¥137,397 |
¥57,706,819 |
¥12,106,819 |
| 35 |
1.50% |
¥139,620 |
¥58,640,444 |
¥13,040,444 |
| 35 |
1.60% |
¥141,865 |
¥59,583,109 |
¥13,983,109 |
| 35 |
1.70% |
¥144,130 |
¥60,534,780 |
¥14,934,780 |
| 35 |
1.80% |
¥146,418 |
¥61,495,420 |
¥15,895,420 |
| 35 |
1.90% |
¥148,726 |
¥62,464,989 |
¥16,864,989 |
| 35 |
2.00% |
¥151,056 |
¥63,443,446 |
¥17,843,446 |
| 35 |
2.10% |
¥153,407 |
¥64,430,748 |
¥18,830,748 |
| 35 |
2.20% |
¥155,778 |
¥65,426,850 |
¥19,826,850 |
| 35 |
2.30% |
¥158,171 |
¥66,431,706 |
¥20,831,706 |
| 35 |
2.40% |
¥160,584 |
¥67,445,268 |
¥21,845,268 |
| 35 |
2.50% |
¥163,018 |
¥68,467,484 |
¥22,867,484 |
| 35 |
2.60% |
¥165,472 |
¥69,498,303 |
¥23,898,303 |
| 35 |
2.70% |
¥167,947 |
¥70,537,671 |
¥24,937,671 |
| 35 |
2.80% |
¥170,442 |
¥71,585,532 |
¥25,985,532 |
| 35 |
2.90% |
¥172,957 |
¥72,641,831 |
¥27,041,831 |
| 35 |
3.00% |
¥175,492 |
¥73,706,508 |
¥28,106,508 |
4560万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥140,469 |
¥50,568,707 |
¥4,968,707 |
| 30 |
0.80% |
¥142,516 |
¥51,305,796 |
¥5,705,796 |
| 30 |
0.90% |
¥144,582 |
¥52,049,678 |
¥6,449,678 |
| 30 |
1.00% |
¥146,668 |
¥52,800,344 |
¥7,200,344 |
| 30 |
1.10% |
¥148,772 |
¥53,557,779 |
¥7,957,779 |
| 30 |
1.20% |
¥150,894 |
¥54,321,971 |
¥8,721,971 |
| 30 |
1.30% |
¥153,036 |
¥55,092,905 |
¥9,492,905 |
| 30 |
1.40% |
¥155,196 |
¥55,870,565 |
¥10,270,565 |
| 30 |
1.50% |
¥157,375 |
¥56,654,934 |
¥11,054,934 |
| 30 |
1.60% |
¥159,572 |
¥57,445,993 |
¥11,845,993 |
| 30 |
1.70% |
¥161,788 |
¥58,243,724 |
¥12,643,724 |
| 30 |
1.80% |
¥164,023 |
¥59,048,105 |
¥13,448,105 |
| 30 |
1.90% |
¥166,275 |
¥59,859,116 |
¥14,259,116 |
| 30 |
2.00% |
¥168,546 |
¥60,676,733 |
¥15,076,733 |
| 30 |
2.10% |
¥170,836 |
¥61,500,932 |
¥15,900,932 |
| 30 |
2.20% |
¥173,144 |
¥62,331,690 |
¥16,731,690 |
| 30 |
2.30% |
¥175,469 |
¥63,168,980 |
¥17,568,980 |
| 30 |
2.40% |
¥177,813 |
¥64,012,775 |
¥18,412,775 |
| 30 |
2.50% |
¥180,175 |
¥64,863,047 |
¥19,263,047 |
| 30 |
2.60% |
¥182,555 |
¥65,719,767 |
¥20,119,767 |
| 30 |
2.70% |
¥184,953 |
¥66,582,906 |
¥20,982,906 |
| 30 |
2.80% |
¥187,368 |
¥67,452,432 |
¥21,852,432 |
| 30 |
2.90% |
¥189,801 |
¥68,328,314 |
¥22,728,314 |
| 30 |
3.00% |
¥192,251 |
¥69,210,518 |
¥23,610,518 |
4560万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥165,732 |
¥49,719,580 |
¥4,119,580 |
| 25 |
0.80% |
¥167,757 |
¥50,327,047 |
¥4,727,047 |
| 25 |
0.90% |
¥169,797 |
¥50,939,239 |
¥5,339,239 |
| 25 |
1.00% |
¥171,854 |
¥51,556,152 |
¥5,956,152 |
| 25 |
1.10% |
¥173,926 |
¥52,177,779 |
¥6,577,779 |
| 25 |
1.20% |
¥176,014 |
¥52,804,114 |
¥7,204,114 |
| 25 |
1.30% |
¥178,117 |
¥53,435,150 |
¥7,835,150 |
| 25 |
1.40% |
¥180,236 |
¥54,070,878 |
¥8,470,878 |
| 25 |
1.50% |
¥182,371 |
¥54,711,289 |
¥9,111,289 |
| 25 |
1.60% |
¥184,521 |
¥55,356,376 |
¥9,756,376 |
| 25 |
1.70% |
¥186,687 |
¥56,006,129 |
¥10,406,129 |
| 25 |
1.80% |
¥188,868 |
¥56,660,536 |
¥11,060,536 |
| 25 |
1.90% |
¥191,065 |
¥57,319,588 |
¥11,719,588 |
| 25 |
2.00% |
¥193,278 |
¥57,983,274 |
¥12,383,274 |
| 25 |
2.10% |
¥195,505 |
¥58,651,580 |
¥13,051,580 |
| 25 |
2.20% |
¥197,748 |
¥59,324,497 |
¥13,724,497 |
| 25 |
2.30% |
¥200,007 |
¥60,002,009 |
¥14,402,009 |
| 25 |
2.40% |
¥202,280 |
¥60,684,105 |
¥15,084,105 |
| 25 |
2.50% |
¥204,569 |
¥61,370,769 |
¥15,770,769 |
| 25 |
2.60% |
¥206,873 |
¥62,061,989 |
¥16,461,989 |
| 25 |
2.70% |
¥209,192 |
¥62,757,748 |
¥17,157,748 |
| 25 |
2.80% |
¥211,527 |
¥63,458,031 |
¥17,858,031 |
| 25 |
2.90% |
¥213,876 |
¥64,162,823 |
¥18,562,823 |
| 25 |
3.00% |
¥216,240 |
¥64,872,108 |
¥19,272,108 |
4560万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥203,666 |
¥48,879,733 |
¥3,279,733 |
| 20 |
0.80% |
¥205,668 |
¥49,360,404 |
¥3,760,404 |
| 20 |
0.90% |
¥207,684 |
¥49,844,105 |
¥4,244,105 |
| 20 |
1.00% |
¥209,712 |
¥50,330,833 |
¥4,730,833 |
| 20 |
1.10% |
¥211,752 |
¥50,820,585 |
¥5,220,585 |
| 20 |
1.20% |
¥213,806 |
¥51,313,357 |
¥5,713,357 |
| 20 |
1.30% |
¥215,871 |
¥51,809,148 |
¥6,209,148 |
| 20 |
1.40% |
¥217,950 |
¥52,307,953 |
¥6,707,953 |
| 20 |
1.50% |
¥220,041 |
¥52,809,770 |
¥7,209,770 |
| 20 |
1.60% |
¥222,144 |
¥53,314,593 |
¥7,714,593 |
| 20 |
1.70% |
¥224,260 |
¥53,822,419 |
¥8,222,419 |
| 20 |
1.80% |
¥226,389 |
¥54,333,244 |
¥8,733,244 |
| 20 |
1.90% |
¥228,529 |
¥54,847,064 |
¥9,247,064 |
| 20 |
2.00% |
¥230,683 |
¥55,363,872 |
¥9,763,872 |
| 20 |
2.10% |
¥232,849 |
¥55,883,665 |
¥10,283,665 |
| 20 |
2.20% |
¥235,027 |
¥56,406,437 |
¥10,806,437 |
| 20 |
2.30% |
¥237,217 |
¥56,932,183 |
¥11,332,183 |
| 20 |
2.40% |
¥239,420 |
¥57,460,897 |
¥11,860,897 |
| 20 |
2.50% |
¥241,636 |
¥57,992,573 |
¥12,392,573 |
| 20 |
2.60% |
¥243,863 |
¥58,527,204 |
¥12,927,204 |
| 20 |
2.70% |
¥246,103 |
¥59,064,786 |
¥13,464,786 |
| 20 |
2.80% |
¥248,355 |
¥59,605,310 |
¥14,005,310 |
| 20 |
2.90% |
¥250,620 |
¥60,148,771 |
¥14,548,771 |
| 20 |
3.00% |
¥252,897 |
¥60,695,161 |
¥15,095,161 |
4560万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥266,940 |
¥48,049,174 |
¥2,449,174 |
| 15 |
0.80% |
¥268,922 |
¥48,405,887 |
¥2,805,887 |
| 15 |
0.90% |
¥270,913 |
¥48,764,306 |
¥3,164,306 |
| 15 |
1.00% |
¥272,913 |
¥49,124,430 |
¥3,524,430 |
| 15 |
1.10% |
¥274,924 |
¥49,486,258 |
¥3,886,258 |
| 15 |
1.20% |
¥276,943 |
¥49,849,788 |
¥4,249,788 |
| 15 |
1.30% |
¥278,972 |
¥50,215,021 |
¥4,615,021 |
| 15 |
1.40% |
¥281,011 |
¥50,581,954 |
¥4,981,954 |
| 15 |
1.50% |
¥283,059 |
¥50,950,587 |
¥5,350,587 |
| 15 |
1.60% |
¥285,116 |
¥51,320,918 |
¥5,720,918 |
| 15 |
1.70% |
¥287,183 |
¥51,692,946 |
¥6,092,946 |
| 15 |
1.80% |
¥289,259 |
¥52,066,669 |
¥6,466,669 |
| 15 |
1.90% |
¥291,345 |
¥52,442,085 |
¥6,842,085 |
| 15 |
2.00% |
¥293,440 |
¥52,819,194 |
¥7,219,194 |
| 15 |
2.10% |
¥295,544 |
¥53,197,993 |
¥7,597,993 |
| 15 |
2.20% |
¥297,658 |
¥53,578,481 |
¥7,978,481 |
| 15 |
2.30% |
¥299,781 |
¥53,960,656 |
¥8,360,656 |
| 15 |
2.40% |
¥301,914 |
¥54,344,516 |
¥8,744,516 |
| 15 |
2.50% |
¥304,056 |
¥54,730,058 |
¥9,130,058 |
| 15 |
2.60% |
¥306,207 |
¥55,117,282 |
¥9,517,282 |
| 15 |
2.70% |
¥308,368 |
¥55,506,184 |
¥9,906,184 |
| 15 |
2.80% |
¥310,538 |
¥55,896,763 |
¥10,296,763 |
| 15 |
2.90% |
¥312,717 |
¥56,289,016 |
¥10,689,016 |
| 15 |
3.00% |
¥314,905 |
¥56,682,941 |
¥11,082,941 |
4560万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥393,566 |
¥47,227,912 |
¥1,627,912 |
| 10 |
0.80% |
¥395,529 |
¥47,463,508 |
¥1,863,508 |
| 10 |
0.90% |
¥397,499 |
¥47,699,862 |
¥2,099,862 |
| 10 |
1.00% |
¥399,475 |
¥47,936,975 |
¥2,336,975 |
| 10 |
1.10% |
¥401,457 |
¥48,174,846 |
¥2,574,846 |
| 10 |
1.20% |
¥403,446 |
¥48,413,476 |
¥2,813,476 |
| 10 |
1.30% |
¥405,441 |
¥48,652,863 |
¥3,052,863 |
| 10 |
1.40% |
¥407,442 |
¥48,893,007 |
¥3,293,007 |
| 10 |
1.50% |
¥409,449 |
¥49,133,909 |
¥3,533,909 |
| 10 |
1.60% |
¥411,463 |
¥49,375,567 |
¥3,775,567 |
| 10 |
1.70% |
¥413,483 |
¥49,617,982 |
¥4,017,982 |
| 10 |
1.80% |
¥415,510 |
¥49,861,153 |
¥4,261,153 |
| 10 |
1.90% |
¥417,542 |
¥50,105,080 |
¥4,505,080 |
| 10 |
2.00% |
¥419,581 |
¥50,349,762 |
¥4,749,762 |
| 10 |
2.10% |
¥421,627 |
¥50,595,199 |
¥4,995,199 |
| 10 |
2.20% |
¥423,678 |
¥50,841,391 |
¥5,241,391 |
| 10 |
2.30% |
¥425,736 |
¥51,088,337 |
¥5,488,337 |
| 10 |
2.40% |
¥427,800 |
¥51,336,037 |
¥5,736,037 |
| 10 |
2.50% |
¥429,871 |
¥51,584,490 |
¥5,984,490 |
| 10 |
2.60% |
¥431,947 |
¥51,833,696 |
¥6,233,696 |
| 10 |
2.70% |
¥434,030 |
¥52,083,655 |
¥6,483,655 |
| 10 |
2.80% |
¥436,120 |
¥52,334,365 |
¥6,734,365 |
| 10 |
2.90% |
¥438,215 |
¥52,585,827 |
¥6,985,827 |
| 10 |
3.00% |
¥440,317 |
¥52,838,039 |
¥7,238,039 |
