4580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4580万円の住宅ローン｜期間・年数別
4580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥90,491 | ¥54,294,811 | ¥8,494,811 |
| 50 | 0.80% | ¥92,640 | ¥55,584,108 | ¥9,784,108 |
| 50 | 0.90% | ¥94,820 | ¥56,892,165 | ¥11,092,165 |
| 50 | 1.00% | ¥97,032 | ¥58,218,903 | ¥12,418,903 |
| 50 | 1.10% | ¥99,274 | ¥59,564,230 | ¥13,764,230 |
| 50 | 1.20% | ¥101,547 | ¥60,928,048 | ¥15,128,048 |
| 50 | 1.30% | ¥103,850 | ¥62,310,249 | ¥16,510,249 |
| 50 | 1.40% | ¥106,185 | ¥63,710,717 | ¥17,910,717 |
| 50 | 1.50% | ¥108,549 | ¥65,129,329 | ¥19,329,329 |
| 50 | 1.60% | ¥110,943 | ¥66,565,953 | ¥20,765,953 |
| 50 | 1.70% | ¥113,367 | ¥68,020,448 | ¥22,220,448 |
| 50 | 1.80% | ¥115,821 | ¥69,492,670 | ¥23,692,670 |
| 50 | 1.90% | ¥118,304 | ¥70,982,462 | ¥25,182,462 |
| 50 | 2.00% | ¥120,816 | ¥72,489,665 | ¥26,689,665 |
| 50 | 2.10% | ¥123,357 | ¥74,014,110 | ¥28,214,110 |
| 50 | 2.20% | ¥125,926 | ¥75,555,624 | ¥29,755,624 |
| 50 | 2.30% | ¥128,523 | ¥77,114,026 | ¥31,314,026 |
| 50 | 2.40% | ¥131,149 | ¥78,689,131 | ¥32,889,131 |
| 50 | 2.50% | ¥133,801 | ¥80,280,746 | ¥34,480,746 |
| 50 | 2.60% | ¥136,481 | ¥81,888,674 | ¥36,088,674 |
| 50 | 2.70% | ¥139,188 | ¥83,512,714 | ¥37,712,714 |
| 50 | 2.80% | ¥141,921 | ¥85,152,659 | ¥39,352,659 |
| 50 | 2.90% | ¥144,680 | ¥86,808,298 | ¥41,008,298 |
| 50 | 3.00% | ¥147,466 | ¥88,479,416 | ¥42,679,416 |
4580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥98,898 | ¥53,404,831 | ¥7,604,831 |
| 45 | 0.80% | ¥101,023 | ¥54,552,676 | ¥8,752,676 |
| 45 | 0.90% | ¥103,177 | ¥55,715,764 | ¥9,915,764 |
| 45 | 1.00% | ¥105,359 | ¥56,894,041 | ¥11,094,041 |
| 45 | 1.10% | ¥107,569 | ¥58,087,447 | ¥12,287,447 |
| 45 | 1.20% | ¥109,807 | ¥59,295,916 | ¥13,495,916 |
| 45 | 1.30% | ¥112,073 | ¥60,519,378 | ¥14,719,378 |
| 45 | 1.40% | ¥114,366 | ¥61,757,754 | ¥15,957,754 |
| 45 | 1.50% | ¥116,687 | ¥63,010,962 | ¥17,210,962 |
| 45 | 1.60% | ¥119,035 | ¥64,278,916 | ¥18,478,916 |
| 45 | 1.70% | ¥121,410 | ¥65,561,520 | ¥19,761,520 |
| 45 | 1.80% | ¥123,812 | ¥66,858,679 | ¥21,058,679 |
| 45 | 1.90% | ¥126,241 | ¥68,170,287 | ¥22,370,287 |
| 45 | 2.00% | ¥128,697 | ¥69,496,237 | ¥23,696,237 |
| 45 | 2.10% | ¥131,179 | ¥70,836,417 | ¥25,036,417 |
| 45 | 2.20% | ¥133,686 | ¥72,190,709 | ¥26,390,709 |
| 45 | 2.30% | ¥136,220 | ¥73,558,992 | ¥27,758,992 |
| 45 | 2.40% | ¥138,780 | ¥74,941,140 | ¥29,141,140 |
| 45 | 2.50% | ¥141,365 | ¥76,337,022 | ¥30,537,022 |
| 45 | 2.60% | ¥143,975 | ¥77,746,505 | ¥31,946,505 |
| 45 | 2.70% | ¥146,610 | ¥79,169,451 | ¥33,369,451 |
| 45 | 2.80% | ¥149,270 | ¥80,605,720 | ¥34,805,720 |
| 45 | 2.90% | ¥151,954 | ¥82,055,166 | ¥36,255,166 |
| 45 | 3.00% | ¥154,662 | ¥83,517,641 | ¥37,717,641 |
4580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥109,425 | ¥52,524,107 | ¥6,724,107 |
| 40 | 0.80% | ¥111,528 | ¥53,533,297 | ¥7,733,297 |
| 40 | 0.90% | ¥113,655 | ¥54,554,564 | ¥8,754,564 |
| 40 | 1.00% | ¥115,808 | ¥55,587,873 | ¥9,787,873 |
| 40 | 1.10% | ¥117,986 | ¥56,633,187 | ¥10,833,187 |
| 40 | 1.20% | ¥120,188 | ¥57,690,463 | ¥11,890,463 |
| 40 | 1.30% | ¥122,416 | ¥58,759,658 | ¥12,959,658 |
| 40 | 1.40% | ¥124,668 | ¥59,840,722 | ¥14,040,722 |
| 40 | 1.50% | ¥126,945 | ¥60,933,602 | ¥15,133,602 |
| 40 | 1.60% | ¥129,246 | ¥62,038,244 | ¥16,238,244 |
| 40 | 1.70% | ¥131,572 | ¥63,154,587 | ¥17,354,587 |
| 40 | 1.80% | ¥133,922 | ¥64,282,570 | ¥18,482,570 |
| 40 | 1.90% | ¥136,296 | ¥65,422,127 | ¥19,622,127 |
| 40 | 2.00% | ¥138,694 | ¥66,573,189 | ¥20,773,189 |
| 40 | 2.10% | ¥141,116 | ¥67,735,683 | ¥21,935,683 |
| 40 | 2.20% | ¥143,562 | ¥68,909,535 | ¥23,109,535 |
| 40 | 2.30% | ¥146,031 | ¥70,094,668 | ¥24,294,668 |
| 40 | 2.40% | ¥148,523 | ¥71,290,999 | ¥25,490,999 |
| 40 | 2.50% | ¥151,038 | ¥72,498,445 | ¥26,698,445 |
| 40 | 2.60% | ¥153,577 | ¥73,716,921 | ¥27,916,921 |
| 40 | 2.70% | ¥156,138 | ¥74,946,336 | ¥29,146,336 |
| 40 | 2.80% | ¥158,722 | ¥76,186,600 | ¥30,386,600 |
| 40 | 2.90% | ¥161,328 | ¥77,437,619 | ¥31,637,619 |
| 40 | 3.00% | ¥163,957 | ¥78,699,295 | ¥32,899,295 |
4580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥122,983 | ¥51,652,657 | ¥5,852,657 |
| 35 | 0.80% | ¥125,062 | ¥52,526,002 | ¥6,726,002 |
| 35 | 0.90% | ¥127,163 | ¥53,408,616 | ¥7,608,616 |
| 35 | 1.00% | ¥129,287 | ¥54,300,477 | ¥8,500,477 |
| 35 | 1.10% | ¥131,432 | ¥55,201,564 | ¥9,401,564 |
| 35 | 1.20% | ¥133,600 | ¥56,111,852 | ¥10,311,852 |
| 35 | 1.30% | ¥135,789 | ¥57,031,313 | ¥11,231,313 |
| 35 | 1.40% | ¥138,000 | ¥57,959,919 | ¥12,159,919 |
| 35 | 1.50% | ¥140,232 | ¥58,897,639 | ¥13,097,639 |
| 35 | 1.60% | ¥142,487 | ¥59,844,439 | ¥14,044,439 |
| 35 | 1.70% | ¥144,763 | ¥60,800,284 | ¥15,000,284 |
| 35 | 1.80% | ¥147,060 | ¥61,765,137 | ¥15,965,137 |
| 35 | 1.90% | ¥149,378 | ¥62,738,958 | ¥16,938,958 |
| 35 | 2.00% | ¥151,718 | ¥63,721,706 | ¥17,921,706 |
| 35 | 2.10% | ¥154,079 | ¥64,713,339 | ¥18,913,339 |
| 35 | 2.20% | ¥156,461 | ¥65,713,810 | ¥19,913,810 |
| 35 | 2.30% | ¥158,864 | ¥66,723,074 | ¥20,923,074 |
| 35 | 2.40% | ¥161,288 | ¥67,741,080 | ¥21,941,080 |
| 35 | 2.50% | ¥163,733 | ¥68,767,780 | ¥22,967,780 |
| 35 | 2.60% | ¥166,198 | ¥69,803,120 | ¥24,003,120 |
| 35 | 2.70% | ¥168,683 | ¥70,847,046 | ¥25,047,046 |
| 35 | 2.80% | ¥171,189 | ¥71,899,504 | ¥26,099,504 |
| 35 | 2.90% | ¥173,715 | ¥72,960,436 | ¥27,160,436 |
| 35 | 3.00% | ¥176,261 | ¥74,029,783 | ¥28,229,783 |
4580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥141,085 | ¥50,790,499 | ¥4,990,499 |
| 30 | 0.80% | ¥143,141 | ¥51,530,821 | ¥5,730,821 |
| 30 | 0.90% | ¥145,217 | ¥52,277,966 | ¥6,477,966 |
| 30 | 1.00% | ¥147,311 | ¥53,031,924 | ¥7,231,924 |
| 30 | 1.10% | ¥149,424 | ¥53,792,682 | ¥7,992,682 |
| 30 | 1.20% | ¥151,556 | ¥54,560,225 | ¥8,760,225 |
| 30 | 1.30% | ¥153,707 | ¥55,334,541 | ¥9,534,541 |
| 30 | 1.40% | ¥155,877 | ¥56,115,611 | ¥10,315,611 |
| 30 | 1.50% | ¥158,065 | ¥56,903,420 | ¥11,103,420 |
| 30 | 1.60% | ¥160,272 | ¥57,697,949 | ¥11,897,949 |
| 30 | 1.70% | ¥162,498 | ¥58,499,179 | ¥12,699,179 |
| 30 | 1.80% | ¥164,742 | ¥59,307,088 | ¥13,507,088 |
| 30 | 1.90% | ¥167,005 | ¥60,121,656 | ¥14,321,656 |
| 30 | 2.00% | ¥169,286 | ¥60,942,859 | ¥15,142,859 |
| 30 | 2.10% | ¥171,585 | ¥61,770,673 | ¥15,970,673 |
| 30 | 2.20% | ¥173,903 | ¥62,605,075 | ¥16,805,075 |
| 30 | 2.30% | ¥176,239 | ¥63,446,037 | ¥17,646,037 |
| 30 | 2.40% | ¥178,593 | ¥64,293,532 | ¥18,493,532 |
| 30 | 2.50% | ¥180,965 | ¥65,147,534 | ¥19,347,534 |
| 30 | 2.60% | ¥183,356 | ¥66,008,012 | ¥20,208,012 |
| 30 | 2.70% | ¥185,764 | ¥66,874,936 | ¥21,074,936 |
| 30 | 2.80% | ¥188,190 | ¥67,748,276 | ¥21,948,276 |
| 30 | 2.90% | ¥190,633 | ¥68,627,999 | ¥22,827,999 |
| 30 | 3.00% | ¥193,095 | ¥69,514,073 | ¥23,714,073 |
4580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥166,459 | ¥49,937,649 | ¥4,137,649 |
| 25 | 0.80% | ¥168,493 | ¥50,547,779 | ¥4,747,779 |
| 25 | 0.90% | ¥170,542 | ¥51,162,657 | ¥5,362,657 |
| 25 | 1.00% | ¥172,608 | ¥51,782,275 | ¥5,982,275 |
| 25 | 1.10% | ¥174,689 | ¥52,406,629 | ¥6,606,629 |
| 25 | 1.20% | ¥176,786 | ¥53,035,711 | ¥7,235,711 |
| 25 | 1.30% | ¥178,898 | ¥53,669,514 | ¥7,869,514 |
| 25 | 1.40% | ¥181,027 | ¥54,308,030 | ¥8,508,030 |
| 25 | 1.50% | ¥183,171 | ¥54,951,251 | ¥9,151,251 |
| 25 | 1.60% | ¥185,331 | ¥55,599,167 | ¥9,799,167 |
| 25 | 1.70% | ¥187,506 | ¥56,251,769 | ¥10,451,769 |
| 25 | 1.80% | ¥189,697 | ¥56,909,047 | ¥11,109,047 |
| 25 | 1.90% | ¥191,903 | ¥57,570,990 | ¥11,770,990 |
| 25 | 2.00% | ¥194,125 | ¥58,237,586 | ¥12,437,586 |
| 25 | 2.10% | ¥196,363 | ¥58,908,824 | ¥13,108,824 |
| 25 | 2.20% | ¥198,616 | ¥59,584,692 | ¥13,784,692 |
| 25 | 2.30% | ¥200,884 | ¥60,265,176 | ¥14,465,176 |
| 25 | 2.40% | ¥203,168 | ¥60,950,263 | ¥15,150,263 |
| 25 | 2.50% | ¥205,466 | ¥61,639,939 | ¥15,839,939 |
| 25 | 2.60% | ¥207,781 | ¥62,334,190 | ¥16,534,190 |
| 25 | 2.70% | ¥210,110 | ¥63,033,001 | ¥17,233,001 |
| 25 | 2.80% | ¥212,455 | ¥63,736,356 | ¥17,936,356 |
| 25 | 2.90% | ¥214,814 | ¥64,444,239 | ¥18,644,239 |
| 25 | 3.00% | ¥217,189 | ¥65,156,635 | ¥19,356,635 |
4580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥204,559 | ¥49,094,117 | ¥3,294,117 |
| 20 | 0.80% | ¥206,570 | ¥49,576,897 | ¥3,776,897 |
| 20 | 0.90% | ¥208,595 | ¥50,062,720 | ¥4,262,720 |
| 20 | 1.00% | ¥210,632 | ¥50,551,582 | ¥4,751,582 |
| 20 | 1.10% | ¥212,681 | ¥51,043,482 | ¥5,243,482 |
| 20 | 1.20% | ¥214,743 | ¥51,538,416 | ¥5,738,416 |
| 20 | 1.30% | ¥216,818 | ¥52,036,381 | ¥6,236,381 |
| 20 | 1.40% | ¥218,906 | ¥52,537,374 | ¥6,737,374 |
| 20 | 1.50% | ¥221,006 | ¥53,041,391 | ¥7,241,391 |
| 20 | 1.60% | ¥223,118 | ¥53,548,429 | ¥7,748,429 |
| 20 | 1.70% | ¥225,244 | ¥54,058,483 | ¥8,258,483 |
| 20 | 1.80% | ¥227,381 | ¥54,571,548 | ¥8,771,548 |
| 20 | 1.90% | ¥229,532 | ¥55,087,621 | ¥9,287,621 |
| 20 | 2.00% | ¥231,695 | ¥55,606,696 | ¥9,806,696 |
| 20 | 2.10% | ¥233,870 | ¥56,128,769 | ¥10,328,769 |
| 20 | 2.20% | ¥236,058 | ¥56,653,834 | ¥10,853,834 |
| 20 | 2.30% | ¥238,258 | ¥57,181,886 | ¥11,381,886 |
| 20 | 2.40% | ¥240,470 | ¥57,712,918 | ¥11,912,918 |
| 20 | 2.50% | ¥242,696 | ¥58,246,926 | ¥12,446,926 |
| 20 | 2.60% | ¥244,933 | ¥58,783,903 | ¥12,983,903 |
| 20 | 2.70% | ¥247,183 | ¥59,323,842 | ¥13,523,842 |
| 20 | 2.80% | ¥249,445 | ¥59,866,737 | ¥14,066,737 |
| 20 | 2.90% | ¥251,719 | ¥60,412,581 | ¥14,612,581 |
| 20 | 3.00% | ¥254,006 | ¥60,961,368 | ¥15,161,368 |
4580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥268,111 | ¥48,259,916 | ¥2,459,916 |
| 15 | 0.80% | ¥270,101 | ¥48,618,193 | ¥2,818,193 |
| 15 | 0.90% | ¥272,101 | ¥48,978,184 | ¥3,178,184 |
| 15 | 1.00% | ¥274,110 | ¥49,339,888 | ¥3,539,888 |
| 15 | 1.10% | ¥276,129 | ¥49,703,303 | ¥3,903,303 |
| 15 | 1.20% | ¥278,158 | ¥50,068,428 | ¥4,268,428 |
| 15 | 1.30% | ¥280,196 | ¥50,435,262 | ¥4,635,262 |
| 15 | 1.40% | ¥282,243 | ¥50,803,805 | ¥5,003,805 |
| 15 | 1.50% | ¥284,300 | ¥51,174,055 | ¥5,374,055 |
| 15 | 1.60% | ¥286,367 | ¥51,546,010 | ¥5,746,010 |
| 15 | 1.70% | ¥288,443 | ¥51,919,669 | ¥6,119,669 |
| 15 | 1.80% | ¥290,528 | ¥52,295,031 | ¥6,495,031 |
| 15 | 1.90% | ¥292,623 | ¥52,672,094 | ¥6,872,094 |
| 15 | 2.00% | ¥294,727 | ¥53,050,857 | ¥7,250,857 |
| 15 | 2.10% | ¥296,841 | ¥53,431,318 | ¥7,631,318 |
| 15 | 2.20% | ¥298,964 | ¥53,813,475 | ¥8,013,475 |
| 15 | 2.30% | ¥301,096 | ¥54,197,326 | ¥8,397,326 |
| 15 | 2.40% | ¥303,238 | ¥54,582,869 | ¥8,782,869 |
| 15 | 2.50% | ¥305,389 | ¥54,970,102 | ¥9,170,102 |
| 15 | 2.60% | ¥307,550 | ¥55,359,024 | ¥9,559,024 |
| 15 | 2.70% | ¥309,720 | ¥55,749,632 | ¥9,949,632 |
| 15 | 2.80% | ¥311,900 | ¥56,141,924 | ¥10,341,924 |
| 15 | 2.90% | ¥314,088 | ¥56,535,898 | ¥10,735,898 |
| 15 | 3.00% | ¥316,286 | ¥56,931,550 | ¥11,131,550 |
4580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥395,292 | ¥47,435,052 | ¥1,635,052 |
| 10 | 0.80% | ¥397,264 | ¥47,671,681 | ¥1,871,681 |
| 10 | 0.90% | ¥399,242 | ¥47,909,072 | ¥2,109,072 |
| 10 | 1.00% | ¥401,227 | ¥48,147,225 | ¥2,347,225 |
| 10 | 1.10% | ¥403,218 | ¥48,386,140 | ¥2,586,140 |
| 10 | 1.20% | ¥405,215 | ¥48,625,816 | ¥2,825,816 |
| 10 | 1.30% | ¥407,219 | ¥48,866,252 | ¥3,066,252 |
| 10 | 1.40% | ¥409,229 | ¥49,107,450 | ¥3,307,450 |
| 10 | 1.50% | ¥411,245 | ¥49,349,408 | ¥3,549,408 |
| 10 | 1.60% | ¥413,268 | ¥49,592,127 | ¥3,792,127 |
| 10 | 1.70% | ¥415,297 | ¥49,835,605 | ¥4,035,605 |
| 10 | 1.80% | ¥417,332 | ¥50,079,842 | ¥4,279,842 |
| 10 | 1.90% | ¥419,374 | ¥50,324,839 | ¥4,524,839 |
| 10 | 2.00% | ¥421,422 | ¥50,570,594 | ¥4,770,594 |
| 10 | 2.10% | ¥423,476 | ¥50,817,108 | ¥5,017,108 |
| 10 | 2.20% | ¥425,536 | ¥51,064,380 | ¥5,264,380 |
| 10 | 2.30% | ¥427,603 | ¥51,312,409 | ¥5,512,409 |
| 10 | 2.40% | ¥429,677 | ¥51,561,195 | ¥5,761,195 |
| 10 | 2.50% | ¥431,756 | ¥51,810,738 | ¥6,010,738 |
| 10 | 2.60% | ¥433,842 | ¥52,061,037 | ¥6,261,037 |
| 10 | 2.70% | ¥435,934 | ¥52,312,092 | ¥6,512,092 |
| 10 | 2.80% | ¥438,033 | ¥52,563,902 | ¥6,763,902 |
| 10 | 2.90% | ¥440,137 | ¥52,816,466 | ¥7,016,466 |
| 10 | 3.00% | ¥442,248 | ¥53,069,785 | ¥7,269,785 |
