4600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4600万円の住宅ローン|期間・年数別
4600万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥90,887 |
¥54,531,907 |
¥8,531,907 |
| 50 |
0.80% |
¥93,045 |
¥55,826,833 |
¥9,826,833 |
| 50 |
0.90% |
¥95,234 |
¥57,140,603 |
¥11,140,603 |
| 50 |
1.00% |
¥97,455 |
¥58,473,134 |
¥12,473,134 |
| 50 |
1.10% |
¥99,707 |
¥59,824,336 |
¥13,824,336 |
| 50 |
1.20% |
¥101,990 |
¥61,194,109 |
¥15,194,109 |
| 50 |
1.30% |
¥104,304 |
¥62,582,346 |
¥16,582,346 |
| 50 |
1.40% |
¥106,648 |
¥63,988,930 |
¥17,988,930 |
| 50 |
1.50% |
¥109,023 |
¥65,413,737 |
¥19,413,737 |
| 50 |
1.60% |
¥111,428 |
¥66,856,634 |
¥20,856,634 |
| 50 |
1.70% |
¥113,862 |
¥68,317,481 |
¥22,317,481 |
| 50 |
1.80% |
¥116,327 |
¥69,796,131 |
¥23,796,131 |
| 50 |
1.90% |
¥118,821 |
¥71,292,429 |
¥25,292,429 |
| 50 |
2.00% |
¥121,344 |
¥72,806,214 |
¥26,806,214 |
| 50 |
2.10% |
¥123,896 |
¥74,337,316 |
¥28,337,316 |
| 50 |
2.20% |
¥126,476 |
¥75,885,561 |
¥29,885,561 |
| 50 |
2.30% |
¥129,085 |
¥77,450,769 |
¥31,450,769 |
| 50 |
2.40% |
¥131,721 |
¥79,032,751 |
¥33,032,751 |
| 50 |
2.50% |
¥134,386 |
¥80,631,317 |
¥34,631,317 |
| 50 |
2.60% |
¥137,077 |
¥82,246,267 |
¥36,246,267 |
| 50 |
2.70% |
¥139,796 |
¥83,877,399 |
¥37,877,399 |
| 50 |
2.80% |
¥142,541 |
¥85,524,505 |
¥39,524,505 |
| 50 |
2.90% |
¥145,312 |
¥87,187,374 |
¥41,187,374 |
| 50 |
3.00% |
¥148,110 |
¥88,865,789 |
¥42,865,789 |
4600万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥99,330 |
¥53,638,040 |
¥7,638,040 |
| 45 |
0.80% |
¥101,465 |
¥54,790,897 |
¥8,790,897 |
| 45 |
0.90% |
¥103,628 |
¥55,959,064 |
¥9,959,064 |
| 45 |
1.00% |
¥105,819 |
¥57,142,487 |
¥11,142,487 |
| 45 |
1.10% |
¥108,039 |
¥58,341,104 |
¥12,341,104 |
| 45 |
1.20% |
¥110,287 |
¥59,554,851 |
¥13,554,851 |
| 45 |
1.30% |
¥112,562 |
¥60,783,654 |
¥14,783,654 |
| 45 |
1.40% |
¥114,866 |
¥62,027,438 |
¥16,027,438 |
| 45 |
1.50% |
¥117,197 |
¥63,286,120 |
¥17,286,120 |
| 45 |
1.60% |
¥119,555 |
¥64,559,610 |
¥18,559,610 |
| 45 |
1.70% |
¥121,940 |
¥65,847,815 |
¥19,847,815 |
| 45 |
1.80% |
¥124,353 |
¥67,150,638 |
¥21,150,638 |
| 45 |
1.90% |
¥126,793 |
¥68,467,974 |
¥22,467,974 |
| 45 |
2.00% |
¥129,259 |
¥69,799,714 |
¥23,799,714 |
| 45 |
2.10% |
¥131,751 |
¥71,145,747 |
¥25,145,747 |
| 45 |
2.20% |
¥134,270 |
¥72,505,953 |
¥26,505,953 |
| 45 |
2.30% |
¥136,815 |
¥73,880,210 |
¥27,880,210 |
| 45 |
2.40% |
¥139,386 |
¥75,268,393 |
¥29,268,393 |
| 45 |
2.50% |
¥141,982 |
¥76,670,371 |
¥30,670,371 |
| 45 |
2.60% |
¥144,604 |
¥78,086,009 |
¥32,086,009 |
| 45 |
2.70% |
¥147,250 |
¥79,515,169 |
¥33,515,169 |
| 45 |
2.80% |
¥149,922 |
¥80,957,710 |
¥34,957,710 |
| 45 |
2.90% |
¥152,618 |
¥82,413,485 |
¥36,413,485 |
| 45 |
3.00% |
¥155,338 |
¥83,882,347 |
¥37,882,347 |
4600万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥109,903 |
¥52,753,469 |
¥6,753,469 |
| 40 |
0.80% |
¥112,015 |
¥53,767,067 |
¥7,767,067 |
| 40 |
0.90% |
¥114,152 |
¥54,792,793 |
¥8,792,793 |
| 40 |
1.00% |
¥116,314 |
¥55,830,615 |
¥9,830,615 |
| 40 |
1.10% |
¥118,501 |
¥56,880,493 |
¥10,880,493 |
| 40 |
1.20% |
¥120,713 |
¥57,942,387 |
¥11,942,387 |
| 40 |
1.30% |
¥122,951 |
¥59,016,251 |
¥13,016,251 |
| 40 |
1.40% |
¥125,213 |
¥60,102,035 |
¥14,102,035 |
| 40 |
1.50% |
¥127,499 |
¥61,199,688 |
¥15,199,688 |
| 40 |
1.60% |
¥129,811 |
¥62,309,153 |
¥16,309,153 |
| 40 |
1.70% |
¥132,147 |
¥63,430,371 |
¥17,430,371 |
| 40 |
1.80% |
¥134,507 |
¥64,563,280 |
¥18,563,280 |
| 40 |
1.90% |
¥136,891 |
¥65,707,813 |
¥19,707,813 |
| 40 |
2.00% |
¥139,300 |
¥66,863,901 |
¥20,863,901 |
| 40 |
2.10% |
¥141,732 |
¥68,031,472 |
¥22,031,472 |
| 40 |
2.20% |
¥144,188 |
¥69,210,450 |
¥23,210,450 |
| 40 |
2.30% |
¥146,668 |
¥70,400,758 |
¥24,400,758 |
| 40 |
2.40% |
¥149,171 |
¥71,602,313 |
¥25,602,313 |
| 40 |
2.50% |
¥151,698 |
¥72,815,033 |
¥26,815,033 |
| 40 |
2.60% |
¥154,248 |
¥74,038,829 |
¥28,038,829 |
| 40 |
2.70% |
¥156,820 |
¥75,273,613 |
¥29,273,613 |
| 40 |
2.80% |
¥159,415 |
¥76,519,293 |
¥30,519,293 |
| 40 |
2.90% |
¥162,033 |
¥77,775,774 |
¥31,775,774 |
| 40 |
3.00% |
¥164,673 |
¥79,042,960 |
¥33,042,960 |
4600万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥123,520 |
¥51,878,214 |
¥5,878,214 |
| 35 |
0.80% |
¥125,608 |
¥52,755,373 |
¥6,755,373 |
| 35 |
0.90% |
¥127,719 |
¥53,641,841 |
¥7,641,841 |
| 35 |
1.00% |
¥129,851 |
¥54,537,597 |
¥8,537,597 |
| 35 |
1.10% |
¥132,006 |
¥55,442,619 |
¥9,442,619 |
| 35 |
1.20% |
¥134,183 |
¥56,356,882 |
¥10,356,882 |
| 35 |
1.30% |
¥136,382 |
¥57,280,358 |
¥11,280,358 |
| 35 |
1.40% |
¥138,602 |
¥58,213,019 |
¥12,213,019 |
| 35 |
1.50% |
¥140,845 |
¥59,154,834 |
¥13,154,834 |
| 35 |
1.60% |
¥143,109 |
¥60,105,768 |
¥14,105,768 |
| 35 |
1.70% |
¥145,395 |
¥61,065,787 |
¥15,065,787 |
| 35 |
1.80% |
¥147,702 |
¥62,034,853 |
¥16,034,853 |
| 35 |
1.90% |
¥150,031 |
¥63,012,927 |
¥17,012,927 |
| 35 |
2.00% |
¥152,381 |
¥63,999,967 |
¥17,999,967 |
| 35 |
2.10% |
¥154,752 |
¥64,995,930 |
¥18,995,930 |
| 35 |
2.20% |
¥157,145 |
¥66,000,770 |
¥20,000,770 |
| 35 |
2.30% |
¥159,558 |
¥67,014,441 |
¥21,014,441 |
| 35 |
2.40% |
¥161,993 |
¥68,036,893 |
¥22,036,893 |
| 35 |
2.50% |
¥164,448 |
¥69,068,076 |
¥23,068,076 |
| 35 |
2.60% |
¥166,924 |
¥70,107,937 |
¥24,107,937 |
| 35 |
2.70% |
¥169,420 |
¥71,156,422 |
¥25,156,422 |
| 35 |
2.80% |
¥171,937 |
¥72,213,476 |
¥26,213,476 |
| 35 |
2.90% |
¥174,474 |
¥73,279,040 |
¥27,279,040 |
| 35 |
3.00% |
¥177,031 |
¥74,353,057 |
¥28,353,057 |
4600万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥141,701 |
¥51,012,292 |
¥5,012,292 |
| 30 |
0.80% |
¥143,766 |
¥51,755,847 |
¥5,755,847 |
| 30 |
0.90% |
¥145,851 |
¥52,506,255 |
¥6,506,255 |
| 30 |
1.00% |
¥147,954 |
¥53,263,505 |
¥7,263,505 |
| 30 |
1.10% |
¥150,077 |
¥54,027,584 |
¥8,027,584 |
| 30 |
1.20% |
¥152,218 |
¥54,798,480 |
¥8,798,480 |
| 30 |
1.30% |
¥154,378 |
¥55,576,176 |
¥9,576,176 |
| 30 |
1.40% |
¥156,557 |
¥56,360,658 |
¥10,360,658 |
| 30 |
1.50% |
¥158,755 |
¥57,151,907 |
¥11,151,907 |
| 30 |
1.60% |
¥160,972 |
¥57,949,905 |
¥11,949,905 |
| 30 |
1.70% |
¥163,207 |
¥58,754,634 |
¥12,754,634 |
| 30 |
1.80% |
¥165,461 |
¥59,566,071 |
¥13,566,071 |
| 30 |
1.90% |
¥167,734 |
¥60,384,196 |
¥14,384,196 |
| 30 |
2.00% |
¥170,025 |
¥61,208,985 |
¥15,208,985 |
| 30 |
2.10% |
¥172,334 |
¥62,040,414 |
¥16,040,414 |
| 30 |
2.20% |
¥174,662 |
¥62,878,459 |
¥16,878,459 |
| 30 |
2.30% |
¥177,009 |
¥63,723,094 |
¥17,723,094 |
| 30 |
2.40% |
¥179,373 |
¥64,574,290 |
¥18,574,290 |
| 30 |
2.50% |
¥181,756 |
¥65,432,021 |
¥19,432,021 |
| 30 |
2.60% |
¥184,156 |
¥66,296,256 |
¥20,296,256 |
| 30 |
2.70% |
¥186,575 |
¥67,166,966 |
¥21,166,966 |
| 30 |
2.80% |
¥189,011 |
¥68,044,120 |
¥22,044,120 |
| 30 |
2.90% |
¥191,466 |
¥68,927,685 |
¥22,927,685 |
| 30 |
3.00% |
¥193,938 |
¥69,817,628 |
¥23,817,628 |
4600万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥167,186 |
¥50,155,717 |
¥4,155,717 |
| 25 |
0.80% |
¥169,228 |
¥50,768,512 |
¥4,768,512 |
| 25 |
0.90% |
¥171,287 |
¥51,386,074 |
¥5,386,074 |
| 25 |
1.00% |
¥173,361 |
¥52,008,399 |
¥6,008,399 |
| 25 |
1.10% |
¥175,452 |
¥52,635,479 |
¥6,635,479 |
| 25 |
1.20% |
¥177,558 |
¥53,267,308 |
¥7,267,308 |
| 25 |
1.30% |
¥179,680 |
¥53,903,879 |
¥7,903,879 |
| 25 |
1.40% |
¥181,817 |
¥54,545,183 |
¥8,545,183 |
| 25 |
1.50% |
¥183,971 |
¥55,191,213 |
¥9,191,213 |
| 25 |
1.60% |
¥186,140 |
¥55,841,959 |
¥9,841,959 |
| 25 |
1.70% |
¥188,325 |
¥56,497,410 |
¥10,497,410 |
| 25 |
1.80% |
¥190,525 |
¥57,157,558 |
¥11,157,558 |
| 25 |
1.90% |
¥192,741 |
¥57,822,392 |
¥11,822,392 |
| 25 |
2.00% |
¥194,973 |
¥58,491,899 |
¥12,491,899 |
| 25 |
2.10% |
¥197,220 |
¥59,166,068 |
¥13,166,068 |
| 25 |
2.20% |
¥199,483 |
¥59,844,887 |
¥13,844,887 |
| 25 |
2.30% |
¥201,761 |
¥60,528,342 |
¥14,528,342 |
| 25 |
2.40% |
¥204,055 |
¥61,216,421 |
¥15,216,421 |
| 25 |
2.50% |
¥206,364 |
¥61,909,109 |
¥15,909,109 |
| 25 |
2.60% |
¥208,688 |
¥62,606,392 |
¥16,606,392 |
| 25 |
2.70% |
¥211,028 |
¥63,308,254 |
¥17,308,254 |
| 25 |
2.80% |
¥213,382 |
¥64,014,681 |
¥18,014,681 |
| 25 |
2.90% |
¥215,752 |
¥64,725,655 |
¥18,725,655 |
| 25 |
3.00% |
¥218,137 |
¥65,441,161 |
¥19,441,161 |
4600万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥205,452 |
¥49,308,502 |
¥3,308,502 |
| 20 |
0.80% |
¥207,472 |
¥49,793,390 |
¥3,793,390 |
| 20 |
0.90% |
¥209,506 |
¥50,281,334 |
¥4,281,334 |
| 20 |
1.00% |
¥211,551 |
¥50,772,331 |
¥4,772,331 |
| 20 |
1.10% |
¥213,610 |
¥51,266,379 |
¥5,266,379 |
| 20 |
1.20% |
¥215,681 |
¥51,763,474 |
¥5,763,474 |
| 20 |
1.30% |
¥217,765 |
¥52,263,614 |
¥6,263,614 |
| 20 |
1.40% |
¥219,862 |
¥52,766,795 |
¥6,766,795 |
| 20 |
1.50% |
¥221,971 |
¥53,273,013 |
¥7,273,013 |
| 20 |
1.60% |
¥224,093 |
¥53,782,265 |
¥7,782,265 |
| 20 |
1.70% |
¥226,227 |
¥54,294,546 |
¥8,294,546 |
| 20 |
1.80% |
¥228,374 |
¥54,809,852 |
¥8,809,852 |
| 20 |
1.90% |
¥230,534 |
¥55,328,178 |
¥9,328,178 |
| 20 |
2.00% |
¥232,706 |
¥55,849,520 |
¥9,849,520 |
| 20 |
2.10% |
¥234,891 |
¥56,373,873 |
¥10,373,873 |
| 20 |
2.20% |
¥237,088 |
¥56,901,231 |
¥10,901,231 |
| 20 |
2.30% |
¥239,298 |
¥57,431,588 |
¥11,431,588 |
| 20 |
2.40% |
¥241,521 |
¥57,964,940 |
¥11,964,940 |
| 20 |
2.50% |
¥243,755 |
¥58,501,279 |
¥12,501,279 |
| 20 |
2.60% |
¥246,003 |
¥59,040,601 |
¥13,040,601 |
| 20 |
2.70% |
¥248,262 |
¥59,582,898 |
¥13,582,898 |
| 20 |
2.80% |
¥250,534 |
¥60,128,164 |
¥14,128,164 |
| 20 |
2.90% |
¥252,818 |
¥60,676,392 |
¥14,676,392 |
| 20 |
3.00% |
¥255,115 |
¥61,227,575 |
¥15,227,575 |
4600万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥269,281 |
¥48,470,658 |
¥2,470,658 |
| 15 |
0.80% |
¥271,281 |
¥48,830,500 |
¥2,830,500 |
| 15 |
0.90% |
¥273,289 |
¥49,192,063 |
¥3,192,063 |
| 15 |
1.00% |
¥275,307 |
¥49,555,346 |
¥3,555,346 |
| 15 |
1.10% |
¥277,335 |
¥49,920,348 |
¥3,920,348 |
| 15 |
1.20% |
¥279,373 |
¥50,287,067 |
¥4,287,067 |
| 15 |
1.30% |
¥281,419 |
¥50,655,504 |
¥4,655,504 |
| 15 |
1.40% |
¥283,476 |
¥51,025,656 |
¥5,025,656 |
| 15 |
1.50% |
¥285,542 |
¥51,397,522 |
¥5,397,522 |
| 15 |
1.60% |
¥287,617 |
¥51,771,102 |
¥5,771,102 |
| 15 |
1.70% |
¥289,702 |
¥52,146,393 |
¥6,146,393 |
| 15 |
1.80% |
¥291,797 |
¥52,523,394 |
¥6,523,394 |
| 15 |
1.90% |
¥293,901 |
¥52,902,104 |
¥6,902,104 |
| 15 |
2.00% |
¥296,014 |
¥53,282,520 |
¥7,282,520 |
| 15 |
2.10% |
¥298,137 |
¥53,664,642 |
¥7,664,642 |
| 15 |
2.20% |
¥300,269 |
¥54,048,468 |
¥8,048,468 |
| 15 |
2.30% |
¥302,411 |
¥54,433,995 |
¥8,433,995 |
| 15 |
2.40% |
¥304,562 |
¥54,821,222 |
¥8,821,222 |
| 15 |
2.50% |
¥306,723 |
¥55,210,147 |
¥9,210,147 |
| 15 |
2.60% |
¥308,893 |
¥55,600,767 |
¥9,600,767 |
| 15 |
2.70% |
¥311,073 |
¥55,993,080 |
¥9,993,080 |
| 15 |
2.80% |
¥313,262 |
¥56,387,085 |
¥10,387,085 |
| 15 |
2.90% |
¥315,460 |
¥56,782,779 |
¥10,782,779 |
| 15 |
3.00% |
¥317,668 |
¥57,180,160 |
¥11,180,160 |
4600万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥397,018 |
¥47,642,192 |
¥1,642,192 |
| 10 |
0.80% |
¥398,999 |
¥47,879,854 |
¥1,879,854 |
| 10 |
0.90% |
¥400,986 |
¥48,118,282 |
¥2,118,282 |
| 10 |
1.00% |
¥402,979 |
¥48,357,475 |
¥2,357,475 |
| 10 |
1.10% |
¥404,979 |
¥48,597,433 |
¥2,597,433 |
| 10 |
1.20% |
¥406,985 |
¥48,838,155 |
¥2,838,155 |
| 10 |
1.30% |
¥408,997 |
¥49,079,642 |
¥3,079,642 |
| 10 |
1.40% |
¥411,016 |
¥49,321,893 |
¥3,321,893 |
| 10 |
1.50% |
¥413,041 |
¥49,564,908 |
¥3,564,908 |
| 10 |
1.60% |
¥415,072 |
¥49,808,686 |
¥3,808,686 |
| 10 |
1.70% |
¥417,110 |
¥50,053,227 |
¥4,053,227 |
| 10 |
1.80% |
¥419,154 |
¥50,298,531 |
¥4,298,531 |
| 10 |
1.90% |
¥421,205 |
¥50,544,598 |
¥4,544,598 |
| 10 |
2.00% |
¥423,262 |
¥50,791,427 |
¥4,791,427 |
| 10 |
2.10% |
¥425,325 |
¥51,039,017 |
¥5,039,017 |
| 10 |
2.20% |
¥427,395 |
¥51,287,368 |
¥5,287,368 |
| 10 |
2.30% |
¥429,471 |
¥51,536,480 |
¥5,536,480 |
| 10 |
2.40% |
¥431,553 |
¥51,786,353 |
¥5,786,353 |
| 10 |
2.50% |
¥433,642 |
¥52,036,986 |
¥6,036,986 |
| 10 |
2.60% |
¥435,736 |
¥52,288,378 |
¥6,288,378 |
| 10 |
2.70% |
¥437,838 |
¥52,540,529 |
¥6,540,529 |
| 10 |
2.80% |
¥439,945 |
¥52,793,438 |
¥6,793,438 |
| 10 |
2.90% |
¥442,059 |
¥53,047,106 |
¥7,047,106 |
| 10 |
3.00% |
¥444,179 |
¥53,301,531 |
¥7,301,531 |