4620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4620万円の住宅ローン｜期間・年数別
4620万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥91,282 | ¥54,769,002 | ¥8,569,002 |
| 50 | 0.80% | ¥93,449 | ¥56,069,558 | ¥9,869,558 |
| 50 | 0.90% | ¥95,648 | ¥57,389,040 | ¥11,189,040 |
| 50 | 1.00% | ¥97,879 | ¥58,727,365 | ¥12,527,365 |
| 50 | 1.10% | ¥100,141 | ¥60,084,442 | ¥13,884,442 |
| 50 | 1.20% | ¥102,434 | ¥61,460,171 | ¥15,260,171 |
| 50 | 1.30% | ¥104,757 | ¥62,854,443 | ¥16,654,443 |
| 50 | 1.40% | ¥107,112 | ¥64,267,143 | ¥18,067,143 |
| 50 | 1.50% | ¥109,497 | ¥65,698,144 | ¥19,498,144 |
| 50 | 1.60% | ¥111,912 | ¥67,147,315 | ¥20,947,315 |
| 50 | 1.70% | ¥114,358 | ¥68,614,513 | ¥22,414,513 |
| 50 | 1.80% | ¥116,833 | ¥70,099,592 | ¥23,899,592 |
| 50 | 1.90% | ¥119,337 | ¥71,602,396 | ¥25,402,396 |
| 50 | 2.00% | ¥121,871 | ¥73,122,762 | ¥26,922,762 |
| 50 | 2.10% | ¥124,434 | ¥74,660,522 | ¥28,460,522 |
| 50 | 2.20% | ¥127,026 | ¥76,215,499 | ¥30,015,499 |
| 50 | 2.30% | ¥129,646 | ¥77,787,511 | ¥31,587,511 |
| 50 | 2.40% | ¥132,294 | ¥79,376,372 | ¥33,176,372 |
| 50 | 2.50% | ¥134,970 | ¥80,981,888 | ¥34,781,888 |
| 50 | 2.60% | ¥137,673 | ¥82,603,859 | ¥36,403,859 |
| 50 | 2.70% | ¥140,403 | ¥84,242,083 | ¥38,042,083 |
| 50 | 2.80% | ¥143,161 | ¥85,896,351 | ¥39,696,351 |
| 50 | 2.90% | ¥145,944 | ¥87,566,449 | ¥41,366,449 |
| 50 | 3.00% | ¥148,754 | ¥89,252,162 | ¥43,052,162 |
4620万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥99,762 | ¥53,871,249 | ¥7,671,249 |
| 45 | 0.80% | ¥101,906 | ¥55,029,119 | ¥8,829,119 |
| 45 | 0.90% | ¥104,078 | ¥56,202,365 | ¥10,002,365 |
| 45 | 1.00% | ¥106,280 | ¥57,390,932 | ¥11,190,932 |
| 45 | 1.10% | ¥108,509 | ¥58,594,761 | ¥12,394,761 |
| 45 | 1.20% | ¥110,766 | ¥59,813,785 | ¥13,613,785 |
| 45 | 1.30% | ¥113,052 | ¥61,047,931 | ¥14,847,931 |
| 45 | 1.40% | ¥115,365 | ¥62,297,123 | ¥16,097,123 |
| 45 | 1.50% | ¥117,706 | ¥63,561,277 | ¥17,361,277 |
| 45 | 1.60% | ¥120,075 | ¥64,840,304 | ¥18,640,304 |
| 45 | 1.70% | ¥122,471 | ¥66,134,110 | ¥19,934,110 |
| 45 | 1.80% | ¥124,894 | ¥67,442,597 | ¥21,242,597 |
| 45 | 1.90% | ¥127,344 | ¥68,765,660 | ¥22,565,660 |
| 45 | 2.00% | ¥129,821 | ¥70,103,191 | ¥23,903,191 |
| 45 | 2.10% | ¥132,324 | ¥71,455,076 | ¥25,255,076 |
| 45 | 2.20% | ¥134,854 | ¥72,821,196 | ¥26,621,196 |
| 45 | 2.30% | ¥137,410 | ¥74,201,429 | ¥28,001,429 |
| 45 | 2.40% | ¥139,992 | ¥75,595,647 | ¥29,395,647 |
| 45 | 2.50% | ¥142,599 | ¥77,003,721 | ¥30,803,721 |
| 45 | 2.60% | ¥145,232 | ¥78,425,514 | ¥32,225,514 |
| 45 | 2.70% | ¥147,891 | ¥79,860,887 | ¥33,660,887 |
| 45 | 2.80% | ¥150,574 | ¥81,309,700 | ¥35,109,700 |
| 45 | 2.90% | ¥153,281 | ¥82,771,805 | ¥36,571,805 |
| 45 | 3.00% | ¥156,013 | ¥84,247,053 | ¥38,047,053 |
4620万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥110,381 | ¥52,982,832 | ¥6,782,832 |
| 40 | 0.80% | ¥112,502 | ¥54,000,836 | ¥7,800,836 |
| 40 | 0.90% | ¥114,648 | ¥55,031,023 | ¥8,831,023 |
| 40 | 1.00% | ¥116,819 | ¥56,073,356 | ¥9,873,356 |
| 40 | 1.10% | ¥119,016 | ¥57,127,800 | ¥10,927,800 |
| 40 | 1.20% | ¥121,238 | ¥58,194,310 | ¥11,994,310 |
| 40 | 1.30% | ¥123,485 | ¥59,272,843 | ¥13,072,843 |
| 40 | 1.40% | ¥125,757 | ¥60,363,348 | ¥14,163,348 |
| 40 | 1.50% | ¥128,054 | ¥61,465,773 | ¥15,265,773 |
| 40 | 1.60% | ¥130,375 | ¥62,580,062 | ¥16,380,062 |
| 40 | 1.70% | ¥132,721 | ¥63,706,156 | ¥17,506,156 |
| 40 | 1.80% | ¥135,092 | ¥64,843,990 | ¥18,643,990 |
| 40 | 1.90% | ¥137,486 | ¥65,993,499 | ¥19,793,499 |
| 40 | 2.00% | ¥139,905 | ¥67,154,614 | ¥20,954,614 |
| 40 | 2.10% | ¥142,348 | ¥68,327,261 | ¥22,127,261 |
| 40 | 2.20% | ¥144,815 | ¥69,511,365 | ¥23,311,365 |
| 40 | 2.30% | ¥147,306 | ¥70,706,848 | ¥24,506,848 |
| 40 | 2.40% | ¥149,820 | ¥71,913,628 | ¥25,713,628 |
| 40 | 2.50% | ¥152,358 | ¥73,131,620 | ¥26,931,620 |
| 40 | 2.60% | ¥154,918 | ¥74,360,737 | ¥28,160,737 |
| 40 | 2.70% | ¥157,502 | ¥75,600,890 | ¥29,400,890 |
| 40 | 2.80% | ¥160,108 | ¥76,851,986 | ¥30,651,986 |
| 40 | 2.90% | ¥162,737 | ¥78,113,930 | ¥31,913,930 |
| 40 | 3.00% | ¥165,389 | ¥79,386,625 | ¥33,186,625 |
4620万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥124,057 | ¥52,103,772 | ¥5,903,772 |
| 35 | 0.80% | ¥126,154 | ¥52,984,744 | ¥6,784,744 |
| 35 | 0.90% | ¥128,274 | ¥53,875,066 | ¥7,675,066 |
| 35 | 1.00% | ¥130,416 | ¥54,774,717 | ¥8,574,717 |
| 35 | 1.10% | ¥132,580 | ¥55,683,674 | ¥9,483,674 |
| 35 | 1.20% | ¥134,766 | ¥56,601,911 | ¥10,401,911 |
| 35 | 1.30% | ¥136,975 | ¥57,529,403 | ¥11,329,403 |
| 35 | 1.40% | ¥139,205 | ¥58,466,119 | ¥12,266,119 |
| 35 | 1.50% | ¥141,457 | ¥59,412,029 | ¥13,212,029 |
| 35 | 1.60% | ¥143,731 | ¥60,367,098 | ¥14,167,098 |
| 35 | 1.70% | ¥146,027 | ¥61,331,291 | ¥15,131,291 |
| 35 | 1.80% | ¥148,344 | ¥62,304,570 | ¥16,104,570 |
| 35 | 1.90% | ¥150,683 | ¥63,286,896 | ¥17,086,896 |
| 35 | 2.00% | ¥153,043 | ¥64,278,228 | ¥18,078,228 |
| 35 | 2.10% | ¥155,425 | ¥65,278,521 | ¥19,078,521 |
| 35 | 2.20% | ¥157,828 | ¥66,287,730 | ¥20,087,730 |
| 35 | 2.30% | ¥160,252 | ¥67,305,808 | ¥21,105,808 |
| 35 | 2.40% | ¥162,697 | ¥68,332,705 | ¥22,132,705 |
| 35 | 2.50% | ¥165,163 | ¥69,368,372 | ¥23,168,372 |
| 35 | 2.60% | ¥167,649 | ¥70,412,754 | ¥24,212,754 |
| 35 | 2.70% | ¥170,157 | ¥71,465,798 | ¥25,265,798 |
| 35 | 2.80% | ¥172,684 | ¥72,527,447 | ¥26,327,447 |
| 35 | 2.90% | ¥175,232 | ¥73,597,645 | ¥27,397,645 |
| 35 | 3.00% | ¥177,801 | ¥74,676,331 | ¥28,476,331 |
4620万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥142,317 | ¥51,234,085 | ¥5,034,085 |
| 30 | 0.80% | ¥144,391 | ¥51,980,872 | ¥5,780,872 |
| 30 | 0.90% | ¥146,485 | ¥52,734,543 | ¥6,534,543 |
| 30 | 1.00% | ¥148,597 | ¥53,495,085 | ¥7,295,085 |
| 30 | 1.10% | ¥150,729 | ¥54,262,487 | ¥8,062,487 |
| 30 | 1.20% | ¥152,880 | ¥55,036,734 | ¥8,836,734 |
| 30 | 1.30% | ¥155,049 | ¥55,817,812 | ¥9,617,812 |
| 30 | 1.40% | ¥157,238 | ¥56,605,704 | ¥10,405,704 |
| 30 | 1.50% | ¥159,446 | ¥57,400,393 | ¥11,200,393 |
| 30 | 1.60% | ¥161,672 | ¥58,201,861 | ¥12,001,861 |
| 30 | 1.70% | ¥163,917 | ¥59,010,088 | ¥12,810,088 |
| 30 | 1.80% | ¥166,181 | ¥59,825,054 | ¥13,625,054 |
| 30 | 1.90% | ¥168,463 | ¥60,646,736 | ¥14,446,736 |
| 30 | 2.00% | ¥170,764 | ¥61,475,111 | ¥15,275,111 |
| 30 | 2.10% | ¥173,084 | ¥62,310,155 | ¥16,110,155 |
| 30 | 2.20% | ¥175,422 | ¥63,151,844 | ¥16,951,844 |
| 30 | 2.30% | ¥177,778 | ¥64,000,151 | ¥17,800,151 |
| 30 | 2.40% | ¥180,153 | ¥64,855,048 | ¥18,655,048 |
| 30 | 2.50% | ¥182,546 | ¥65,716,508 | ¥19,516,508 |
| 30 | 2.60% | ¥184,957 | ¥66,584,501 | ¥20,384,501 |
| 30 | 2.70% | ¥187,386 | ¥67,458,997 | ¥21,258,997 |
| 30 | 2.80% | ¥189,833 | ¥68,339,964 | ¥22,139,964 |
| 30 | 2.90% | ¥192,298 | ¥69,227,370 | ¥23,027,370 |
| 30 | 3.00% | ¥194,781 | ¥70,121,183 | ¥23,921,183 |
4620万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥167,913 | ¥50,373,785 | ¥4,173,785 |
| 25 | 0.80% | ¥169,964 | ¥50,989,245 | ¥4,789,245 |
| 25 | 0.90% | ¥172,032 | ¥51,609,492 | ¥5,409,492 |
| 25 | 1.00% | ¥174,115 | ¥52,234,522 | ¥6,034,522 |
| 25 | 1.10% | ¥176,214 | ¥52,864,329 | ¥6,664,329 |
| 25 | 1.20% | ¥178,330 | ¥53,498,905 | ¥7,298,905 |
| 25 | 1.30% | ¥180,461 | ¥54,138,244 | ¥7,938,244 |
| 25 | 1.40% | ¥182,608 | ¥54,782,336 | ¥8,582,336 |
| 25 | 1.50% | ¥184,771 | ¥55,431,175 | ¥9,231,175 |
| 25 | 1.60% | ¥186,949 | ¥56,084,750 | ¥9,884,750 |
| 25 | 1.70% | ¥189,144 | ¥56,743,051 | ¥10,543,051 |
| 25 | 1.80% | ¥191,354 | ¥57,406,069 | ¥11,206,069 |
| 25 | 1.90% | ¥193,579 | ¥58,073,793 | ¥11,873,793 |
| 25 | 2.00% | ¥195,821 | ¥58,746,211 | ¥12,546,211 |
| 25 | 2.10% | ¥198,078 | ¥59,423,312 | ¥13,223,312 |
| 25 | 2.20% | ¥200,350 | ¥60,105,082 | ¥13,905,082 |
| 25 | 2.30% | ¥202,638 | ¥60,791,509 | ¥14,591,509 |
| 25 | 2.40% | ¥204,942 | ¥61,482,580 | ¥15,282,580 |
| 25 | 2.50% | ¥207,261 | ¥62,178,279 | ¥15,978,279 |
| 25 | 2.60% | ¥209,595 | ¥62,878,594 | ¥16,678,594 |
| 25 | 2.70% | ¥211,945 | ¥63,583,508 | ¥17,383,508 |
| 25 | 2.80% | ¥214,310 | ¥64,293,005 | ¥18,093,005 |
| 25 | 2.90% | ¥216,690 | ¥65,007,071 | ¥18,807,071 |
| 25 | 3.00% | ¥219,086 | ¥65,725,688 | ¥19,525,688 |
4620万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥206,345 | ¥49,522,887 | ¥3,322,887 |
| 20 | 0.80% | ¥208,375 | ¥50,009,883 | ¥3,809,883 |
| 20 | 0.90% | ¥210,416 | ¥50,499,949 | ¥4,299,949 |
| 20 | 1.00% | ¥212,471 | ¥50,993,081 | ¥4,793,081 |
| 20 | 1.10% | ¥214,539 | ¥51,489,276 | ¥5,289,276 |
| 20 | 1.20% | ¥216,619 | ¥51,988,533 | ¥5,788,533 |
| 20 | 1.30% | ¥218,712 | ¥52,490,847 | ¥6,290,847 |
| 20 | 1.40% | ¥220,818 | ¥52,996,216 | ¥6,796,216 |
| 20 | 1.50% | ¥222,936 | ¥53,504,635 | ¥7,304,635 |
| 20 | 1.60% | ¥225,067 | ¥54,016,101 | ¥7,816,101 |
| 20 | 1.70% | ¥227,211 | ¥54,530,609 | ¥8,330,609 |
| 20 | 1.80% | ¥229,367 | ¥55,048,155 | ¥8,848,155 |
| 20 | 1.90% | ¥231,536 | ¥55,568,735 | ¥9,368,735 |
| 20 | 2.00% | ¥233,718 | ¥56,092,344 | ¥9,892,344 |
| 20 | 2.10% | ¥235,912 | ¥56,618,977 | ¥10,418,977 |
| 20 | 2.20% | ¥238,119 | ¥57,148,627 | ¥10,948,627 |
| 20 | 2.30% | ¥240,339 | ¥57,681,291 | ¥11,481,291 |
| 20 | 2.40% | ¥242,571 | ¥58,216,961 | ¥12,016,961 |
| 20 | 2.50% | ¥244,815 | ¥58,755,633 | ¥12,555,633 |
| 20 | 2.60% | ¥247,072 | ¥59,297,299 | ¥13,097,299 |
| 20 | 2.70% | ¥249,341 | ¥59,841,954 | ¥13,641,954 |
| 20 | 2.80% | ¥251,623 | ¥60,389,591 | ¥14,189,591 |
| 20 | 2.90% | ¥253,918 | ¥60,940,202 | ¥14,740,202 |
| 20 | 3.00% | ¥256,224 | ¥61,493,782 | ¥15,293,782 |
4620万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥270,452 | ¥48,681,400 | ¥2,481,400 |
| 15 | 0.80% | ¥272,460 | ¥49,042,807 | ¥2,842,807 |
| 15 | 0.90% | ¥274,477 | ¥49,405,942 | ¥3,205,942 |
| 15 | 1.00% | ¥276,504 | ¥49,770,804 | ¥3,570,804 |
| 15 | 1.10% | ¥278,541 | ¥50,137,393 | ¥3,937,393 |
| 15 | 1.20% | ¥280,587 | ¥50,505,707 | ¥4,305,707 |
| 15 | 1.30% | ¥282,643 | ¥50,875,745 | ¥4,675,745 |
| 15 | 1.40% | ¥284,708 | ¥51,247,506 | ¥5,047,506 |
| 15 | 1.50% | ¥286,783 | ¥51,620,990 | ¥5,420,990 |
| 15 | 1.60% | ¥288,868 | ¥51,996,193 | ¥5,796,193 |
| 15 | 1.70% | ¥290,962 | ¥52,373,116 | ¥6,173,116 |
| 15 | 1.80% | ¥293,065 | ¥52,751,756 | ¥6,551,756 |
| 15 | 1.90% | ¥295,178 | ¥53,132,113 | ¥6,932,113 |
| 15 | 2.00% | ¥297,301 | ¥53,514,184 | ¥7,314,184 |
| 15 | 2.10% | ¥299,433 | ¥53,897,967 | ¥7,697,967 |
| 15 | 2.20% | ¥301,575 | ¥54,283,461 | ¥8,083,461 |
| 15 | 2.30% | ¥303,726 | ¥54,670,665 | ¥8,470,665 |
| 15 | 2.40% | ¥305,887 | ¥55,059,575 | ¥8,859,575 |
| 15 | 2.50% | ¥308,057 | ¥55,450,191 | ¥9,250,191 |
| 15 | 2.60% | ¥310,236 | ¥55,842,509 | ¥9,642,509 |
| 15 | 2.70% | ¥312,425 | ¥56,236,529 | ¥10,036,529 |
| 15 | 2.80% | ¥314,624 | ¥56,632,247 | ¥10,432,247 |
| 15 | 2.90% | ¥316,831 | ¥57,029,661 | ¥10,829,661 |
| 15 | 3.00% | ¥319,049 | ¥57,428,769 | ¥11,228,769 |
4620万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥398,744 | ¥47,849,332 | ¥1,649,332 |
| 10 | 0.80% | ¥400,734 | ¥48,088,027 | ¥1,888,027 |
| 10 | 0.90% | ¥402,729 | ¥48,327,492 | ¥2,127,492 |
| 10 | 1.00% | ¥404,731 | ¥48,567,725 | ¥2,367,725 |
| 10 | 1.10% | ¥406,739 | ¥48,808,726 | ¥2,608,726 |
| 10 | 1.20% | ¥408,754 | ¥49,050,495 | ¥2,850,495 |
| 10 | 1.30% | ¥410,775 | ¥49,293,032 | ¥3,093,032 |
| 10 | 1.40% | ¥412,803 | ¥49,536,336 | ¥3,336,336 |
| 10 | 1.50% | ¥414,837 | ¥49,780,407 | ¥3,580,407 |
| 10 | 1.60% | ¥416,877 | ¥50,025,246 | ¥3,825,246 |
| 10 | 1.70% | ¥418,924 | ¥50,270,850 | ¥4,070,850 |
| 10 | 1.80% | ¥420,977 | ¥50,517,221 | ¥4,317,221 |
| 10 | 1.90% | ¥423,036 | ¥50,764,357 | ¥4,564,357 |
| 10 | 2.00% | ¥425,102 | ¥51,012,259 | ¥4,812,259 |
| 10 | 2.10% | ¥427,174 | ¥51,260,925 | ¥5,060,925 |
| 10 | 2.20% | ¥429,253 | ¥51,510,357 | ¥5,310,357 |
| 10 | 2.30% | ¥431,338 | ¥51,760,552 | ¥5,560,552 |
| 10 | 2.40% | ¥433,429 | ¥52,011,511 | ¥5,811,511 |
| 10 | 2.50% | ¥435,527 | ¥52,263,234 | ¥6,063,234 |
| 10 | 2.60% | ¥437,631 | ¥52,515,719 | ¥6,315,719 |
| 10 | 2.70% | ¥439,741 | ¥52,768,966 | ¥6,568,966 |
| 10 | 2.80% | ¥441,858 | ¥53,022,975 | ¥6,822,975 |
| 10 | 2.90% | ¥443,981 | ¥53,277,746 | ¥7,077,746 |
| 10 | 3.00% | ¥446,111 | ¥53,533,277 | ¥7,333,277 |
