4620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4620万円の住宅ローン｜期間・年数別
4620万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥91,282 |
¥54,769,002 |
¥8,569,002 |
| 50 |
0.80% |
¥93,449 |
¥56,069,558 |
¥9,869,558 |
| 50 |
0.90% |
¥95,648 |
¥57,389,040 |
¥11,189,040 |
| 50 |
1.00% |
¥97,879 |
¥58,727,365 |
¥12,527,365 |
| 50 |
1.10% |
¥100,141 |
¥60,084,442 |
¥13,884,442 |
| 50 |
1.20% |
¥102,434 |
¥61,460,171 |
¥15,260,171 |
| 50 |
1.30% |
¥104,757 |
¥62,854,443 |
¥16,654,443 |
| 50 |
1.40% |
¥107,112 |
¥64,267,143 |
¥18,067,143 |
| 50 |
1.50% |
¥109,497 |
¥65,698,144 |
¥19,498,144 |
| 50 |
1.60% |
¥111,912 |
¥67,147,315 |
¥20,947,315 |
| 50 |
1.70% |
¥114,358 |
¥68,614,513 |
¥22,414,513 |
| 50 |
1.80% |
¥116,833 |
¥70,099,592 |
¥23,899,592 |
| 50 |
1.90% |
¥119,337 |
¥71,602,396 |
¥25,402,396 |
| 50 |
2.00% |
¥121,871 |
¥73,122,762 |
¥26,922,762 |
| 50 |
2.10% |
¥124,434 |
¥74,660,522 |
¥28,460,522 |
| 50 |
2.20% |
¥127,026 |
¥76,215,499 |
¥30,015,499 |
| 50 |
2.30% |
¥129,646 |
¥77,787,511 |
¥31,587,511 |
| 50 |
2.40% |
¥132,294 |
¥79,376,372 |
¥33,176,372 |
| 50 |
2.50% |
¥134,970 |
¥80,981,888 |
¥34,781,888 |
| 50 |
2.60% |
¥137,673 |
¥82,603,859 |
¥36,403,859 |
| 50 |
2.70% |
¥140,403 |
¥84,242,083 |
¥38,042,083 |
| 50 |
2.80% |
¥143,161 |
¥85,896,351 |
¥39,696,351 |
| 50 |
2.90% |
¥145,944 |
¥87,566,449 |
¥41,366,449 |
| 50 |
3.00% |
¥148,754 |
¥89,252,162 |
¥43,052,162 |
4620万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥99,762 |
¥53,871,249 |
¥7,671,249 |
| 45 |
0.80% |
¥101,906 |
¥55,029,119 |
¥8,829,119 |
| 45 |
0.90% |
¥104,078 |
¥56,202,365 |
¥10,002,365 |
| 45 |
1.00% |
¥106,280 |
¥57,390,932 |
¥11,190,932 |
| 45 |
1.10% |
¥108,509 |
¥58,594,761 |
¥12,394,761 |
| 45 |
1.20% |
¥110,766 |
¥59,813,785 |
¥13,613,785 |
| 45 |
1.30% |
¥113,052 |
¥61,047,931 |
¥14,847,931 |
| 45 |
1.40% |
¥115,365 |
¥62,297,123 |
¥16,097,123 |
| 45 |
1.50% |
¥117,706 |
¥63,561,277 |
¥17,361,277 |
| 45 |
1.60% |
¥120,075 |
¥64,840,304 |
¥18,640,304 |
| 45 |
1.70% |
¥122,471 |
¥66,134,110 |
¥19,934,110 |
| 45 |
1.80% |
¥124,894 |
¥67,442,597 |
¥21,242,597 |
| 45 |
1.90% |
¥127,344 |
¥68,765,660 |
¥22,565,660 |
| 45 |
2.00% |
¥129,821 |
¥70,103,191 |
¥23,903,191 |
| 45 |
2.10% |
¥132,324 |
¥71,455,076 |
¥25,255,076 |
| 45 |
2.20% |
¥134,854 |
¥72,821,196 |
¥26,621,196 |
| 45 |
2.30% |
¥137,410 |
¥74,201,429 |
¥28,001,429 |
| 45 |
2.40% |
¥139,992 |
¥75,595,647 |
¥29,395,647 |
| 45 |
2.50% |
¥142,599 |
¥77,003,721 |
¥30,803,721 |
| 45 |
2.60% |
¥145,232 |
¥78,425,514 |
¥32,225,514 |
| 45 |
2.70% |
¥147,891 |
¥79,860,887 |
¥33,660,887 |
| 45 |
2.80% |
¥150,574 |
¥81,309,700 |
¥35,109,700 |
| 45 |
2.90% |
¥153,281 |
¥82,771,805 |
¥36,571,805 |
| 45 |
3.00% |
¥156,013 |
¥84,247,053 |
¥38,047,053 |
4620万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥110,381 |
¥52,982,832 |
¥6,782,832 |
| 40 |
0.80% |
¥112,502 |
¥54,000,836 |
¥7,800,836 |
| 40 |
0.90% |
¥114,648 |
¥55,031,023 |
¥8,831,023 |
| 40 |
1.00% |
¥116,819 |
¥56,073,356 |
¥9,873,356 |
| 40 |
1.10% |
¥119,016 |
¥57,127,800 |
¥10,927,800 |
| 40 |
1.20% |
¥121,238 |
¥58,194,310 |
¥11,994,310 |
| 40 |
1.30% |
¥123,485 |
¥59,272,843 |
¥13,072,843 |
| 40 |
1.40% |
¥125,757 |
¥60,363,348 |
¥14,163,348 |
| 40 |
1.50% |
¥128,054 |
¥61,465,773 |
¥15,265,773 |
| 40 |
1.60% |
¥130,375 |
¥62,580,062 |
¥16,380,062 |
| 40 |
1.70% |
¥132,721 |
¥63,706,156 |
¥17,506,156 |
| 40 |
1.80% |
¥135,092 |
¥64,843,990 |
¥18,643,990 |
| 40 |
1.90% |
¥137,486 |
¥65,993,499 |
¥19,793,499 |
| 40 |
2.00% |
¥139,905 |
¥67,154,614 |
¥20,954,614 |
| 40 |
2.10% |
¥142,348 |
¥68,327,261 |
¥22,127,261 |
| 40 |
2.20% |
¥144,815 |
¥69,511,365 |
¥23,311,365 |
| 40 |
2.30% |
¥147,306 |
¥70,706,848 |
¥24,506,848 |
| 40 |
2.40% |
¥149,820 |
¥71,913,628 |
¥25,713,628 |
| 40 |
2.50% |
¥152,358 |
¥73,131,620 |
¥26,931,620 |
| 40 |
2.60% |
¥154,918 |
¥74,360,737 |
¥28,160,737 |
| 40 |
2.70% |
¥157,502 |
¥75,600,890 |
¥29,400,890 |
| 40 |
2.80% |
¥160,108 |
¥76,851,986 |
¥30,651,986 |
| 40 |
2.90% |
¥162,737 |
¥78,113,930 |
¥31,913,930 |
| 40 |
3.00% |
¥165,389 |
¥79,386,625 |
¥33,186,625 |
4620万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥124,057 |
¥52,103,772 |
¥5,903,772 |
| 35 |
0.80% |
¥126,154 |
¥52,984,744 |
¥6,784,744 |
| 35 |
0.90% |
¥128,274 |
¥53,875,066 |
¥7,675,066 |
| 35 |
1.00% |
¥130,416 |
¥54,774,717 |
¥8,574,717 |
| 35 |
1.10% |
¥132,580 |
¥55,683,674 |
¥9,483,674 |
| 35 |
1.20% |
¥134,766 |
¥56,601,911 |
¥10,401,911 |
| 35 |
1.30% |
¥136,975 |
¥57,529,403 |
¥11,329,403 |
| 35 |
1.40% |
¥139,205 |
¥58,466,119 |
¥12,266,119 |
| 35 |
1.50% |
¥141,457 |
¥59,412,029 |
¥13,212,029 |
| 35 |
1.60% |
¥143,731 |
¥60,367,098 |
¥14,167,098 |
| 35 |
1.70% |
¥146,027 |
¥61,331,291 |
¥15,131,291 |
| 35 |
1.80% |
¥148,344 |
¥62,304,570 |
¥16,104,570 |
| 35 |
1.90% |
¥150,683 |
¥63,286,896 |
¥17,086,896 |
| 35 |
2.00% |
¥153,043 |
¥64,278,228 |
¥18,078,228 |
| 35 |
2.10% |
¥155,425 |
¥65,278,521 |
¥19,078,521 |
| 35 |
2.20% |
¥157,828 |
¥66,287,730 |
¥20,087,730 |
| 35 |
2.30% |
¥160,252 |
¥67,305,808 |
¥21,105,808 |
| 35 |
2.40% |
¥162,697 |
¥68,332,705 |
¥22,132,705 |
| 35 |
2.50% |
¥165,163 |
¥69,368,372 |
¥23,168,372 |
| 35 |
2.60% |
¥167,649 |
¥70,412,754 |
¥24,212,754 |
| 35 |
2.70% |
¥170,157 |
¥71,465,798 |
¥25,265,798 |
| 35 |
2.80% |
¥172,684 |
¥72,527,447 |
¥26,327,447 |
| 35 |
2.90% |
¥175,232 |
¥73,597,645 |
¥27,397,645 |
| 35 |
3.00% |
¥177,801 |
¥74,676,331 |
¥28,476,331 |
4620万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥142,317 |
¥51,234,085 |
¥5,034,085 |
| 30 |
0.80% |
¥144,391 |
¥51,980,872 |
¥5,780,872 |
| 30 |
0.90% |
¥146,485 |
¥52,734,543 |
¥6,534,543 |
| 30 |
1.00% |
¥148,597 |
¥53,495,085 |
¥7,295,085 |
| 30 |
1.10% |
¥150,729 |
¥54,262,487 |
¥8,062,487 |
| 30 |
1.20% |
¥152,880 |
¥55,036,734 |
¥8,836,734 |
| 30 |
1.30% |
¥155,049 |
¥55,817,812 |
¥9,617,812 |
| 30 |
1.40% |
¥157,238 |
¥56,605,704 |
¥10,405,704 |
| 30 |
1.50% |
¥159,446 |
¥57,400,393 |
¥11,200,393 |
| 30 |
1.60% |
¥161,672 |
¥58,201,861 |
¥12,001,861 |
| 30 |
1.70% |
¥163,917 |
¥59,010,088 |
¥12,810,088 |
| 30 |
1.80% |
¥166,181 |
¥59,825,054 |
¥13,625,054 |
| 30 |
1.90% |
¥168,463 |
¥60,646,736 |
¥14,446,736 |
| 30 |
2.00% |
¥170,764 |
¥61,475,111 |
¥15,275,111 |
| 30 |
2.10% |
¥173,084 |
¥62,310,155 |
¥16,110,155 |
| 30 |
2.20% |
¥175,422 |
¥63,151,844 |
¥16,951,844 |
| 30 |
2.30% |
¥177,778 |
¥64,000,151 |
¥17,800,151 |
| 30 |
2.40% |
¥180,153 |
¥64,855,048 |
¥18,655,048 |
| 30 |
2.50% |
¥182,546 |
¥65,716,508 |
¥19,516,508 |
| 30 |
2.60% |
¥184,957 |
¥66,584,501 |
¥20,384,501 |
| 30 |
2.70% |
¥187,386 |
¥67,458,997 |
¥21,258,997 |
| 30 |
2.80% |
¥189,833 |
¥68,339,964 |
¥22,139,964 |
| 30 |
2.90% |
¥192,298 |
¥69,227,370 |
¥23,027,370 |
| 30 |
3.00% |
¥194,781 |
¥70,121,183 |
¥23,921,183 |
4620万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥167,913 |
¥50,373,785 |
¥4,173,785 |
| 25 |
0.80% |
¥169,964 |
¥50,989,245 |
¥4,789,245 |
| 25 |
0.90% |
¥172,032 |
¥51,609,492 |
¥5,409,492 |
| 25 |
1.00% |
¥174,115 |
¥52,234,522 |
¥6,034,522 |
| 25 |
1.10% |
¥176,214 |
¥52,864,329 |
¥6,664,329 |
| 25 |
1.20% |
¥178,330 |
¥53,498,905 |
¥7,298,905 |
| 25 |
1.30% |
¥180,461 |
¥54,138,244 |
¥7,938,244 |
| 25 |
1.40% |
¥182,608 |
¥54,782,336 |
¥8,582,336 |
| 25 |
1.50% |
¥184,771 |
¥55,431,175 |
¥9,231,175 |
| 25 |
1.60% |
¥186,949 |
¥56,084,750 |
¥9,884,750 |
| 25 |
1.70% |
¥189,144 |
¥56,743,051 |
¥10,543,051 |
| 25 |
1.80% |
¥191,354 |
¥57,406,069 |
¥11,206,069 |
| 25 |
1.90% |
¥193,579 |
¥58,073,793 |
¥11,873,793 |
| 25 |
2.00% |
¥195,821 |
¥58,746,211 |
¥12,546,211 |
| 25 |
2.10% |
¥198,078 |
¥59,423,312 |
¥13,223,312 |
| 25 |
2.20% |
¥200,350 |
¥60,105,082 |
¥13,905,082 |
| 25 |
2.30% |
¥202,638 |
¥60,791,509 |
¥14,591,509 |
| 25 |
2.40% |
¥204,942 |
¥61,482,580 |
¥15,282,580 |
| 25 |
2.50% |
¥207,261 |
¥62,178,279 |
¥15,978,279 |
| 25 |
2.60% |
¥209,595 |
¥62,878,594 |
¥16,678,594 |
| 25 |
2.70% |
¥211,945 |
¥63,583,508 |
¥17,383,508 |
| 25 |
2.80% |
¥214,310 |
¥64,293,005 |
¥18,093,005 |
| 25 |
2.90% |
¥216,690 |
¥65,007,071 |
¥18,807,071 |
| 25 |
3.00% |
¥219,086 |
¥65,725,688 |
¥19,525,688 |
4620万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥206,345 |
¥49,522,887 |
¥3,322,887 |
| 20 |
0.80% |
¥208,375 |
¥50,009,883 |
¥3,809,883 |
| 20 |
0.90% |
¥210,416 |
¥50,499,949 |
¥4,299,949 |
| 20 |
1.00% |
¥212,471 |
¥50,993,081 |
¥4,793,081 |
| 20 |
1.10% |
¥214,539 |
¥51,489,276 |
¥5,289,276 |
| 20 |
1.20% |
¥216,619 |
¥51,988,533 |
¥5,788,533 |
| 20 |
1.30% |
¥218,712 |
¥52,490,847 |
¥6,290,847 |
| 20 |
1.40% |
¥220,818 |
¥52,996,216 |
¥6,796,216 |
| 20 |
1.50% |
¥222,936 |
¥53,504,635 |
¥7,304,635 |
| 20 |
1.60% |
¥225,067 |
¥54,016,101 |
¥7,816,101 |
| 20 |
1.70% |
¥227,211 |
¥54,530,609 |
¥8,330,609 |
| 20 |
1.80% |
¥229,367 |
¥55,048,155 |
¥8,848,155 |
| 20 |
1.90% |
¥231,536 |
¥55,568,735 |
¥9,368,735 |
| 20 |
2.00% |
¥233,718 |
¥56,092,344 |
¥9,892,344 |
| 20 |
2.10% |
¥235,912 |
¥56,618,977 |
¥10,418,977 |
| 20 |
2.20% |
¥238,119 |
¥57,148,627 |
¥10,948,627 |
| 20 |
2.30% |
¥240,339 |
¥57,681,291 |
¥11,481,291 |
| 20 |
2.40% |
¥242,571 |
¥58,216,961 |
¥12,016,961 |
| 20 |
2.50% |
¥244,815 |
¥58,755,633 |
¥12,555,633 |
| 20 |
2.60% |
¥247,072 |
¥59,297,299 |
¥13,097,299 |
| 20 |
2.70% |
¥249,341 |
¥59,841,954 |
¥13,641,954 |
| 20 |
2.80% |
¥251,623 |
¥60,389,591 |
¥14,189,591 |
| 20 |
2.90% |
¥253,918 |
¥60,940,202 |
¥14,740,202 |
| 20 |
3.00% |
¥256,224 |
¥61,493,782 |
¥15,293,782 |
4620万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥270,452 |
¥48,681,400 |
¥2,481,400 |
| 15 |
0.80% |
¥272,460 |
¥49,042,807 |
¥2,842,807 |
| 15 |
0.90% |
¥274,477 |
¥49,405,942 |
¥3,205,942 |
| 15 |
1.00% |
¥276,504 |
¥49,770,804 |
¥3,570,804 |
| 15 |
1.10% |
¥278,541 |
¥50,137,393 |
¥3,937,393 |
| 15 |
1.20% |
¥280,587 |
¥50,505,707 |
¥4,305,707 |
| 15 |
1.30% |
¥282,643 |
¥50,875,745 |
¥4,675,745 |
| 15 |
1.40% |
¥284,708 |
¥51,247,506 |
¥5,047,506 |
| 15 |
1.50% |
¥286,783 |
¥51,620,990 |
¥5,420,990 |
| 15 |
1.60% |
¥288,868 |
¥51,996,193 |
¥5,796,193 |
| 15 |
1.70% |
¥290,962 |
¥52,373,116 |
¥6,173,116 |
| 15 |
1.80% |
¥293,065 |
¥52,751,756 |
¥6,551,756 |
| 15 |
1.90% |
¥295,178 |
¥53,132,113 |
¥6,932,113 |
| 15 |
2.00% |
¥297,301 |
¥53,514,184 |
¥7,314,184 |
| 15 |
2.10% |
¥299,433 |
¥53,897,967 |
¥7,697,967 |
| 15 |
2.20% |
¥301,575 |
¥54,283,461 |
¥8,083,461 |
| 15 |
2.30% |
¥303,726 |
¥54,670,665 |
¥8,470,665 |
| 15 |
2.40% |
¥305,887 |
¥55,059,575 |
¥8,859,575 |
| 15 |
2.50% |
¥308,057 |
¥55,450,191 |
¥9,250,191 |
| 15 |
2.60% |
¥310,236 |
¥55,842,509 |
¥9,642,509 |
| 15 |
2.70% |
¥312,425 |
¥56,236,529 |
¥10,036,529 |
| 15 |
2.80% |
¥314,624 |
¥56,632,247 |
¥10,432,247 |
| 15 |
2.90% |
¥316,831 |
¥57,029,661 |
¥10,829,661 |
| 15 |
3.00% |
¥319,049 |
¥57,428,769 |
¥11,228,769 |
4620万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥398,744 |
¥47,849,332 |
¥1,649,332 |
| 10 |
0.80% |
¥400,734 |
¥48,088,027 |
¥1,888,027 |
| 10 |
0.90% |
¥402,729 |
¥48,327,492 |
¥2,127,492 |
| 10 |
1.00% |
¥404,731 |
¥48,567,725 |
¥2,367,725 |
| 10 |
1.10% |
¥406,739 |
¥48,808,726 |
¥2,608,726 |
| 10 |
1.20% |
¥408,754 |
¥49,050,495 |
¥2,850,495 |
| 10 |
1.30% |
¥410,775 |
¥49,293,032 |
¥3,093,032 |
| 10 |
1.40% |
¥412,803 |
¥49,536,336 |
¥3,336,336 |
| 10 |
1.50% |
¥414,837 |
¥49,780,407 |
¥3,580,407 |
| 10 |
1.60% |
¥416,877 |
¥50,025,246 |
¥3,825,246 |
| 10 |
1.70% |
¥418,924 |
¥50,270,850 |
¥4,070,850 |
| 10 |
1.80% |
¥420,977 |
¥50,517,221 |
¥4,317,221 |
| 10 |
1.90% |
¥423,036 |
¥50,764,357 |
¥4,564,357 |
| 10 |
2.00% |
¥425,102 |
¥51,012,259 |
¥4,812,259 |
| 10 |
2.10% |
¥427,174 |
¥51,260,925 |
¥5,060,925 |
| 10 |
2.20% |
¥429,253 |
¥51,510,357 |
¥5,310,357 |
| 10 |
2.30% |
¥431,338 |
¥51,760,552 |
¥5,560,552 |
| 10 |
2.40% |
¥433,429 |
¥52,011,511 |
¥5,811,511 |
| 10 |
2.50% |
¥435,527 |
¥52,263,234 |
¥6,063,234 |
| 10 |
2.60% |
¥437,631 |
¥52,515,719 |
¥6,315,719 |
| 10 |
2.70% |
¥439,741 |
¥52,768,966 |
¥6,568,966 |
| 10 |
2.80% |
¥441,858 |
¥53,022,975 |
¥6,822,975 |
| 10 |
2.90% |
¥443,981 |
¥53,277,746 |
¥7,077,746 |
| 10 |
3.00% |
¥446,111 |
¥53,533,277 |
¥7,333,277 |
