4640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4640万円の住宅ローン｜期間・年数別
4640万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥91,677 | ¥55,006,097 | ¥8,606,097 |
| 50 | 0.80% | ¥93,854 | ¥56,312,284 | ¥9,912,284 |
| 50 | 0.90% | ¥96,062 | ¥57,637,477 | ¥11,237,477 |
| 50 | 1.00% | ¥98,303 | ¥58,981,596 | ¥12,581,596 |
| 50 | 1.10% | ¥100,574 | ¥60,344,547 | ¥13,944,547 |
| 50 | 1.20% | ¥102,877 | ¥61,726,232 | ¥15,326,232 |
| 50 | 1.30% | ¥105,211 | ¥63,126,540 | ¥16,726,540 |
| 50 | 1.40% | ¥107,576 | ¥64,545,355 | ¥18,145,355 |
| 50 | 1.50% | ¥109,971 | ¥65,982,552 | ¥19,582,552 |
| 50 | 1.60% | ¥112,397 | ¥67,437,996 | ¥21,037,996 |
| 50 | 1.70% | ¥114,853 | ¥68,911,546 | ¥22,511,546 |
| 50 | 1.80% | ¥117,338 | ¥70,403,054 | ¥24,003,054 |
| 50 | 1.90% | ¥119,854 | ¥71,912,363 | ¥25,512,363 |
| 50 | 2.00% | ¥122,399 | ¥73,439,311 | ¥27,039,311 |
| 50 | 2.10% | ¥124,973 | ¥74,983,727 | ¥28,583,727 |
| 50 | 2.20% | ¥127,576 | ¥76,545,436 | ¥30,145,436 |
| 50 | 2.30% | ¥130,207 | ¥78,124,254 | ¥31,724,254 |
| 50 | 2.40% | ¥132,867 | ¥79,719,993 | ¥33,319,993 |
| 50 | 2.50% | ¥135,554 | ¥81,332,458 | ¥34,932,458 |
| 50 | 2.60% | ¥138,269 | ¥82,961,451 | ¥36,561,451 |
| 50 | 2.70% | ¥141,011 | ¥84,606,767 | ¥38,206,767 |
| 50 | 2.80% | ¥143,780 | ¥86,268,196 | ¥39,868,196 |
| 50 | 2.90% | ¥146,576 | ¥87,945,525 | ¥41,545,525 |
| 50 | 3.00% | ¥149,398 | ¥89,638,535 | ¥43,238,535 |
4640万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥100,193 | ¥54,104,458 | ¥7,704,458 |
| 45 | 0.80% | ¥102,347 | ¥55,267,340 | ¥8,867,340 |
| 45 | 0.90% | ¥104,529 | ¥56,445,665 | ¥10,045,665 |
| 45 | 1.00% | ¥106,740 | ¥57,639,378 | ¥11,239,378 |
| 45 | 1.10% | ¥108,979 | ¥58,848,418 | ¥12,448,418 |
| 45 | 1.20% | ¥111,246 | ¥60,072,719 | ¥13,672,719 |
| 45 | 1.30% | ¥113,541 | ¥61,312,208 | ¥14,912,208 |
| 45 | 1.40% | ¥115,864 | ¥62,566,807 | ¥16,166,807 |
| 45 | 1.50% | ¥118,216 | ¥63,836,434 | ¥17,436,434 |
| 45 | 1.60% | ¥120,594 | ¥65,120,998 | ¥18,720,998 |
| 45 | 1.70% | ¥123,001 | ¥66,420,405 | ¥20,020,405 |
| 45 | 1.80% | ¥125,434 | ¥67,734,556 | ¥21,334,556 |
| 45 | 1.90% | ¥127,895 | ¥69,063,347 | ¥22,663,347 |
| 45 | 2.00% | ¥130,383 | ¥70,406,668 | ¥24,006,668 |
| 45 | 2.10% | ¥132,897 | ¥71,764,405 | ¥25,364,405 |
| 45 | 2.20% | ¥135,438 | ¥73,136,439 | ¥26,736,439 |
| 45 | 2.30% | ¥138,005 | ¥74,522,647 | ¥28,122,647 |
| 45 | 2.40% | ¥140,598 | ¥75,922,901 | ¥29,522,901 |
| 45 | 2.50% | ¥143,217 | ¥77,337,070 | ¥30,937,070 |
| 45 | 2.60% | ¥145,861 | ¥78,765,018 | ¥32,365,018 |
| 45 | 2.70% | ¥148,531 | ¥80,206,606 | ¥33,806,606 |
| 45 | 2.80% | ¥151,225 | ¥81,661,690 | ¥35,261,690 |
| 45 | 2.90% | ¥153,945 | ¥83,130,124 | ¥36,730,124 |
| 45 | 3.00% | ¥156,688 | ¥84,611,759 | ¥38,211,759 |
4640万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥110,859 | ¥53,212,195 | ¥6,812,195 |
| 40 | 0.80% | ¥112,989 | ¥54,234,606 | ¥7,834,606 |
| 40 | 0.90% | ¥115,144 | ¥55,269,252 | ¥8,869,252 |
| 40 | 1.00% | ¥117,325 | ¥56,316,098 | ¥9,916,098 |
| 40 | 1.10% | ¥119,531 | ¥57,375,106 | ¥10,975,106 |
| 40 | 1.20% | ¥121,763 | ¥58,446,234 | ¥12,046,234 |
| 40 | 1.30% | ¥124,020 | ¥59,529,435 | ¥13,129,435 |
| 40 | 1.40% | ¥126,301 | ¥60,624,661 | ¥14,224,661 |
| 40 | 1.50% | ¥128,608 | ¥61,731,859 | ¥15,331,859 |
| 40 | 1.60% | ¥130,940 | ¥62,850,972 | ¥16,450,972 |
| 40 | 1.70% | ¥133,296 | ¥63,981,940 | ¥17,581,940 |
| 40 | 1.80% | ¥135,676 | ¥65,124,700 | ¥18,724,700 |
| 40 | 1.90% | ¥138,082 | ¥66,279,185 | ¥19,879,185 |
| 40 | 2.00% | ¥140,511 | ¥67,445,326 | ¥21,045,326 |
| 40 | 2.10% | ¥142,965 | ¥68,623,050 | ¥22,223,050 |
| 40 | 2.20% | ¥145,442 | ¥69,812,280 | ¥23,412,280 |
| 40 | 2.30% | ¥147,944 | ¥71,012,938 | ¥24,612,938 |
| 40 | 2.40% | ¥150,469 | ¥72,224,942 | ¥25,824,942 |
| 40 | 2.50% | ¥153,017 | ¥73,448,207 | ¥27,048,207 |
| 40 | 2.60% | ¥155,589 | ¥74,682,645 | ¥28,282,645 |
| 40 | 2.70% | ¥158,184 | ¥75,928,166 | ¥29,528,166 |
| 40 | 2.80% | ¥160,801 | ¥77,184,678 | ¥30,784,678 |
| 40 | 2.90% | ¥163,442 | ¥78,452,085 | ¥32,052,085 |
| 40 | 3.00% | ¥166,105 | ¥79,730,290 | ¥33,330,290 |
4640万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥124,594 | ¥52,329,329 | ¥5,929,329 |
| 35 | 0.80% | ¥126,700 | ¥53,214,116 | ¥6,814,116 |
| 35 | 0.90% | ¥128,829 | ¥54,108,292 | ¥7,708,292 |
| 35 | 1.00% | ¥130,981 | ¥55,011,837 | ¥8,611,837 |
| 35 | 1.10% | ¥133,154 | ¥55,924,729 | ¥9,524,729 |
| 35 | 1.20% | ¥135,350 | ¥56,846,941 | ¥10,446,941 |
| 35 | 1.30% | ¥137,568 | ¥57,778,448 | ¥11,378,448 |
| 35 | 1.40% | ¥139,808 | ¥58,719,219 | ¥12,319,219 |
| 35 | 1.50% | ¥142,070 | ¥59,669,224 | ¥13,269,224 |
| 35 | 1.60% | ¥144,353 | ¥60,628,427 | ¥14,228,427 |
| 35 | 1.70% | ¥146,659 | ¥61,596,794 | ¥15,196,794 |
| 35 | 1.80% | ¥148,986 | ¥62,574,287 | ¥16,174,287 |
| 35 | 1.90% | ¥151,335 | ¥63,560,866 | ¥17,160,866 |
| 35 | 2.00% | ¥153,706 | ¥64,556,489 | ¥18,156,489 |
| 35 | 2.10% | ¥156,098 | ¥65,561,112 | ¥19,161,112 |
| 35 | 2.20% | ¥158,511 | ¥66,574,690 | ¥20,174,690 |
| 35 | 2.30% | ¥160,946 | ¥67,597,175 | ¥21,197,175 |
| 35 | 2.40% | ¥163,401 | ¥68,628,518 | ¥22,228,518 |
| 35 | 2.50% | ¥165,878 | ¥69,668,668 | ¥23,268,668 |
| 35 | 2.60% | ¥168,375 | ¥70,717,571 | ¥24,317,571 |
| 35 | 2.70% | ¥170,893 | ¥71,775,174 | ¥25,375,174 |
| 35 | 2.80% | ¥173,432 | ¥72,841,419 | ¥26,441,419 |
| 35 | 2.90% | ¥175,991 | ¥73,916,249 | ¥27,516,249 |
| 35 | 3.00% | ¥178,570 | ¥74,999,605 | ¥28,599,605 |
4640万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥142,933 | ¥51,455,877 | ¥5,055,877 |
| 30 | 0.80% | ¥145,016 | ¥52,205,897 | ¥5,805,897 |
| 30 | 0.90% | ¥147,119 | ¥52,962,831 | ¥6,562,831 |
| 30 | 1.00% | ¥149,241 | ¥53,726,665 | ¥7,326,665 |
| 30 | 1.10% | ¥151,382 | ¥54,497,389 | ¥8,097,389 |
| 30 | 1.20% | ¥153,542 | ¥55,274,988 | ¥8,874,988 |
| 30 | 1.30% | ¥155,721 | ¥56,059,447 | ¥9,659,447 |
| 30 | 1.40% | ¥157,919 | ¥56,850,750 | ¥10,450,750 |
| 30 | 1.50% | ¥160,136 | ¥57,648,880 | ¥11,248,880 |
| 30 | 1.60% | ¥162,372 | ¥58,453,818 | ¥12,053,818 |
| 30 | 1.70% | ¥164,627 | ¥59,265,543 | ¥12,865,543 |
| 30 | 1.80% | ¥166,900 | ¥60,084,037 | ¥13,684,037 |
| 30 | 1.90% | ¥169,192 | ¥60,909,276 | ¥14,509,276 |
| 30 | 2.00% | ¥171,503 | ¥61,741,237 | ¥15,341,237 |
| 30 | 2.10% | ¥173,833 | ¥62,579,896 | ¥16,179,896 |
| 30 | 2.20% | ¥176,181 | ¥63,425,229 | ¥17,025,229 |
| 30 | 2.30% | ¥178,548 | ¥64,277,208 | ¥17,877,208 |
| 30 | 2.40% | ¥180,933 | ¥65,135,806 | ¥18,735,806 |
| 30 | 2.50% | ¥183,336 | ¥66,000,995 | ¥19,600,995 |
| 30 | 2.60% | ¥185,758 | ¥66,872,745 | ¥20,472,745 |
| 30 | 2.70% | ¥188,197 | ¥67,751,027 | ¥21,351,027 |
| 30 | 2.80% | ¥190,655 | ¥68,635,808 | ¥22,235,808 |
| 30 | 2.90% | ¥193,131 | ¥69,527,056 | ¥23,127,056 |
| 30 | 3.00% | ¥195,624 | ¥70,424,738 | ¥24,024,738 |
4640万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥168,640 | ¥50,591,854 | ¥4,191,854 |
| 25 | 0.80% | ¥170,700 | ¥51,209,977 | ¥4,809,977 |
| 25 | 0.90% | ¥172,776 | ¥51,832,910 | ¥5,432,910 |
| 25 | 1.00% | ¥174,869 | ¥52,460,646 | ¥6,060,646 |
| 25 | 1.10% | ¥176,977 | ¥53,093,179 | ¥6,693,179 |
| 25 | 1.20% | ¥179,102 | ¥53,730,502 | ¥7,330,502 |
| 25 | 1.30% | ¥181,242 | ¥54,372,608 | ¥7,972,608 |
| 25 | 1.40% | ¥183,398 | ¥55,019,489 | ¥8,619,489 |
| 25 | 1.50% | ¥185,570 | ¥55,671,137 | ¥9,271,137 |
| 25 | 1.60% | ¥187,758 | ¥56,327,541 | ¥9,927,541 |
| 25 | 1.70% | ¥189,962 | ¥56,988,692 | ¥10,588,692 |
| 25 | 1.80% | ¥192,182 | ¥57,654,581 | ¥11,254,581 |
| 25 | 1.90% | ¥194,417 | ¥58,325,195 | ¥11,925,195 |
| 25 | 2.00% | ¥196,668 | ¥59,000,524 | ¥12,600,524 |
| 25 | 2.10% | ¥198,935 | ¥59,680,556 | ¥13,280,556 |
| 25 | 2.20% | ¥201,218 | ¥60,365,277 | ¥13,965,277 |
| 25 | 2.30% | ¥203,516 | ¥61,054,676 | ¥14,654,676 |
| 25 | 2.40% | ¥205,829 | ¥61,748,738 | ¥15,348,738 |
| 25 | 2.50% | ¥208,158 | ¥62,447,449 | ¥16,047,449 |
| 25 | 2.60% | ¥210,503 | ¥63,150,795 | ¥16,750,795 |
| 25 | 2.70% | ¥212,863 | ¥63,858,761 | ¥17,458,761 |
| 25 | 2.80% | ¥215,238 | ¥64,571,330 | ¥18,171,330 |
| 25 | 2.90% | ¥217,628 | ¥65,288,487 | ¥18,888,487 |
| 25 | 3.00% | ¥220,034 | ¥66,010,215 | ¥19,610,215 |
4640万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥207,239 | ¥49,737,272 | ¥3,337,272 |
| 20 | 0.80% | ¥209,277 | ¥50,226,376 | ¥3,826,376 |
| 20 | 0.90% | ¥211,327 | ¥50,718,563 | ¥4,318,563 |
| 20 | 1.00% | ¥213,391 | ¥51,213,830 | ¥4,813,830 |
| 20 | 1.10% | ¥215,467 | ¥51,712,174 | ¥5,312,174 |
| 20 | 1.20% | ¥217,557 | ¥52,213,592 | ¥5,813,592 |
| 20 | 1.30% | ¥219,659 | ¥52,718,080 | ¥6,318,080 |
| 20 | 1.40% | ¥221,773 | ¥53,225,637 | ¥6,825,637 |
| 20 | 1.50% | ¥223,901 | ¥53,736,257 | ¥7,336,257 |
| 20 | 1.60% | ¥226,041 | ¥54,249,937 | ¥7,849,937 |
| 20 | 1.70% | ¥228,194 | ¥54,766,672 | ¥8,366,672 |
| 20 | 1.80% | ¥230,360 | ¥55,286,459 | ¥8,886,459 |
| 20 | 1.90% | ¥232,539 | ¥55,809,293 | ¥9,409,293 |
| 20 | 2.00% | ¥234,730 | ¥56,335,168 | ¥9,935,168 |
| 20 | 2.10% | ¥236,934 | ¥56,864,080 | ¥10,464,080 |
| 20 | 2.20% | ¥239,150 | ¥57,396,024 | ¥10,996,024 |
| 20 | 2.30% | ¥241,379 | ¥57,930,993 | ¥11,530,993 |
| 20 | 2.40% | ¥243,621 | ¥58,468,983 | ¥12,068,983 |
| 20 | 2.50% | ¥245,875 | ¥59,009,986 | ¥12,609,986 |
| 20 | 2.60% | ¥248,142 | ¥59,553,997 | ¥13,153,997 |
| 20 | 2.70% | ¥250,421 | ¥60,101,010 | ¥13,701,010 |
| 20 | 2.80% | ¥252,713 | ¥60,651,018 | ¥14,251,018 |
| 20 | 2.90% | ¥255,017 | ¥61,204,013 | ¥14,804,013 |
| 20 | 3.00% | ¥257,333 | ¥61,759,988 | ¥15,359,988 |
4640万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥271,623 | ¥48,892,142 | ¥2,492,142 |
| 15 | 0.80% | ¥273,640 | ¥49,255,113 | ¥2,855,113 |
| 15 | 0.90% | ¥275,666 | ¥49,619,820 | ¥3,219,820 |
| 15 | 1.00% | ¥277,701 | ¥49,986,262 | ¥3,586,262 |
| 15 | 1.10% | ¥279,747 | ¥50,354,438 | ¥3,954,438 |
| 15 | 1.20% | ¥281,802 | ¥50,724,346 | ¥4,324,346 |
| 15 | 1.30% | ¥283,867 | ¥51,095,986 | ¥4,695,986 |
| 15 | 1.40% | ¥285,941 | ¥51,469,357 | ¥5,069,357 |
| 15 | 1.50% | ¥288,025 | ¥51,844,457 | ¥5,444,457 |
| 15 | 1.60% | ¥290,118 | ¥52,221,285 | ¥5,821,285 |
| 15 | 1.70% | ¥292,221 | ¥52,599,839 | ¥6,199,839 |
| 15 | 1.80% | ¥294,334 | ¥52,980,119 | ¥6,580,119 |
| 15 | 1.90% | ¥296,456 | ¥53,362,122 | ¥6,962,122 |
| 15 | 2.00% | ¥298,588 | ¥53,745,847 | ¥7,345,847 |
| 15 | 2.10% | ¥300,729 | ¥54,131,292 | ¥7,731,292 |
| 15 | 2.20% | ¥302,880 | ¥54,518,455 | ¥8,118,455 |
| 15 | 2.30% | ¥305,041 | ¥54,907,334 | ¥8,507,334 |
| 15 | 2.40% | ¥307,211 | ¥55,297,928 | ¥8,897,928 |
| 15 | 2.50% | ¥309,390 | ¥55,690,235 | ¥9,290,235 |
| 15 | 2.60% | ¥311,579 | ¥56,084,252 | ¥9,684,252 |
| 15 | 2.70% | ¥313,778 | ¥56,479,977 | ¥10,079,977 |
| 15 | 2.80% | ¥315,986 | ¥56,877,408 | ¥10,477,408 |
| 15 | 2.90% | ¥318,203 | ¥57,276,543 | ¥10,876,543 |
| 15 | 3.00% | ¥320,430 | ¥57,677,379 | ¥11,277,379 |
4640万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥400,471 | ¥48,056,472 | ¥1,656,472 |
| 10 | 0.80% | ¥402,468 | ¥48,296,201 | ¥1,896,201 |
| 10 | 0.90% | ¥404,473 | ¥48,536,702 | ¥2,136,702 |
| 10 | 1.00% | ¥406,483 | ¥48,777,975 | ¥2,377,975 |
| 10 | 1.10% | ¥408,500 | ¥49,020,019 | ¥2,620,019 |
| 10 | 1.20% | ¥410,524 | ¥49,262,835 | ¥2,862,835 |
| 10 | 1.30% | ¥412,554 | ¥49,506,422 | ¥3,106,422 |
| 10 | 1.40% | ¥414,590 | ¥49,750,779 | ¥3,350,779 |
| 10 | 1.50% | ¥416,633 | ¥49,995,907 | ¥3,595,907 |
| 10 | 1.60% | ¥418,682 | ¥50,241,805 | ¥3,841,805 |
| 10 | 1.70% | ¥420,737 | ¥50,488,473 | ¥4,088,473 |
| 10 | 1.80% | ¥422,799 | ¥50,735,910 | ¥4,335,910 |
| 10 | 1.90% | ¥424,868 | ¥50,984,116 | ¥4,584,116 |
| 10 | 2.00% | ¥426,942 | ¥51,233,091 | ¥4,833,091 |
| 10 | 2.10% | ¥429,024 | ¥51,482,834 | ¥5,082,834 |
| 10 | 2.20% | ¥431,111 | ¥51,733,345 | ¥5,333,345 |
| 10 | 2.30% | ¥433,205 | ¥51,984,624 | ¥5,584,624 |
| 10 | 2.40% | ¥435,306 | ¥52,236,669 | ¥5,836,669 |
| 10 | 2.50% | ¥437,412 | ¥52,489,481 | ¥6,089,481 |
| 10 | 2.60% | ¥439,525 | ¥52,743,059 | ¥6,343,059 |
| 10 | 2.70% | ¥441,645 | ¥52,997,403 | ¥6,597,403 |
| 10 | 2.80% | ¥443,771 | ¥53,252,512 | ¥6,852,512 |
| 10 | 2.90% | ¥445,903 | ¥53,508,385 | ¥7,108,385 |
| 10 | 3.00% | ¥448,042 | ¥53,765,023 | ¥7,365,023 |
