4650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4650万円の住宅ローン｜期間・年数別
4650万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥91,874 | ¥55,124,645 | ¥8,624,645 |
| 50 | 0.80% | ¥94,056 | ¥56,433,646 | ¥9,933,646 |
| 50 | 0.90% | ¥96,269 | ¥57,761,696 | ¥11,261,696 |
| 50 | 1.00% | ¥98,515 | ¥59,108,711 | ¥12,608,711 |
| 50 | 1.10% | ¥100,791 | ¥60,474,600 | ¥13,974,600 |
| 50 | 1.20% | ¥103,099 | ¥61,859,263 | ¥15,359,263 |
| 50 | 1.30% | ¥105,438 | ¥63,262,589 | ¥16,762,589 |
| 50 | 1.40% | ¥107,807 | ¥64,684,462 | ¥18,184,462 |
| 50 | 1.50% | ¥110,208 | ¥66,124,756 | ¥19,624,756 |
| 50 | 1.60% | ¥112,639 | ¥67,583,336 | ¥21,083,336 |
| 50 | 1.70% | ¥115,100 | ¥69,060,062 | ¥22,560,062 |
| 50 | 1.80% | ¥117,591 | ¥70,554,785 | ¥24,054,785 |
| 50 | 1.90% | ¥120,112 | ¥72,067,347 | ¥25,567,347 |
| 50 | 2.00% | ¥122,663 | ¥73,597,586 | ¥27,097,586 |
| 50 | 2.10% | ¥125,242 | ¥75,145,330 | ¥28,645,330 |
| 50 | 2.20% | ¥127,851 | ¥76,710,404 | ¥30,210,404 |
| 50 | 2.30% | ¥130,488 | ¥78,292,625 | ¥31,792,625 |
| 50 | 2.40% | ¥133,153 | ¥79,891,803 | ¥33,391,803 |
| 50 | 2.50% | ¥135,846 | ¥81,507,744 | ¥35,007,744 |
| 50 | 2.60% | ¥138,567 | ¥83,140,248 | ¥36,640,248 |
| 50 | 2.70% | ¥141,315 | ¥84,789,109 | ¥38,289,109 |
| 50 | 2.80% | ¥144,090 | ¥86,454,119 | ¥39,954,119 |
| 50 | 2.90% | ¥146,892 | ¥88,135,063 | ¥41,635,063 |
| 50 | 3.00% | ¥149,720 | ¥89,831,722 | ¥43,331,722 |
4650万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥100,409 | ¥54,221,062 | ¥7,721,062 |
| 45 | 0.80% | ¥102,568 | ¥55,386,451 | ¥8,886,451 |
| 45 | 0.90% | ¥104,754 | ¥56,567,315 | ¥10,067,315 |
| 45 | 1.00% | ¥106,970 | ¥57,763,601 | ¥11,263,601 |
| 45 | 1.10% | ¥109,213 | ¥58,975,247 | ¥12,475,247 |
| 45 | 1.20% | ¥111,486 | ¥60,202,186 | ¥13,702,186 |
| 45 | 1.30% | ¥113,786 | ¥61,444,346 | ¥14,944,346 |
| 45 | 1.40% | ¥116,114 | ¥62,701,650 | ¥16,201,650 |
| 45 | 1.50% | ¥118,470 | ¥63,974,012 | ¥17,474,012 |
| 45 | 1.60% | ¥120,854 | ¥65,261,345 | ¥18,761,345 |
| 45 | 1.70% | ¥123,266 | ¥66,563,552 | ¥20,063,552 |
| 45 | 1.80% | ¥125,705 | ¥67,880,536 | ¥21,380,536 |
| 45 | 1.90% | ¥128,171 | ¥69,212,191 | ¥22,712,191 |
| 45 | 2.00% | ¥130,664 | ¥70,558,407 | ¥24,058,407 |
| 45 | 2.10% | ¥133,183 | ¥71,919,070 | ¥25,419,070 |
| 45 | 2.20% | ¥135,730 | ¥73,294,061 | ¥26,794,061 |
| 45 | 2.30% | ¥138,302 | ¥74,683,256 | ¥28,183,256 |
| 45 | 2.40% | ¥140,901 | ¥76,086,528 | ¥29,586,528 |
| 45 | 2.50% | ¥143,525 | ¥77,503,745 | ¥31,003,745 |
| 45 | 2.60% | ¥146,176 | ¥78,934,770 | ¥32,434,770 |
| 45 | 2.70% | ¥148,851 | ¥80,379,465 | ¥33,879,465 |
| 45 | 2.80% | ¥151,551 | ¥81,837,685 | ¥35,337,685 |
| 45 | 2.90% | ¥154,276 | ¥83,309,284 | ¥36,809,284 |
| 45 | 3.00% | ¥157,026 | ¥84,794,112 | ¥38,294,112 |
4650万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥111,098 | ¥53,326,877 | ¥6,826,877 |
| 40 | 0.80% | ¥113,232 | ¥54,351,491 | ¥7,851,491 |
| 40 | 0.90% | ¥115,392 | ¥55,388,367 | ¥8,888,367 |
| 40 | 1.00% | ¥117,578 | ¥56,437,469 | ¥9,937,469 |
| 40 | 1.10% | ¥119,789 | ¥57,498,759 | ¥10,998,759 |
| 40 | 1.20% | ¥122,025 | ¥58,572,195 | ¥12,072,195 |
| 40 | 1.30% | ¥124,287 | ¥59,657,732 | ¥13,157,732 |
| 40 | 1.40% | ¥126,574 | ¥60,755,318 | ¥14,255,318 |
| 40 | 1.50% | ¥128,885 | ¥61,864,902 | ¥15,364,902 |
| 40 | 1.60% | ¥131,222 | ¥62,986,427 | ¥16,486,427 |
| 40 | 1.70% | ¥133,583 | ¥64,119,832 | ¥17,619,832 |
| 40 | 1.80% | ¥135,969 | ¥65,265,055 | ¥18,765,055 |
| 40 | 1.90% | ¥138,379 | ¥66,422,028 | ¥19,922,028 |
| 40 | 2.00% | ¥140,814 | ¥67,590,683 | ¥21,090,683 |
| 40 | 2.10% | ¥143,273 | ¥68,770,945 | ¥22,270,945 |
| 40 | 2.20% | ¥145,756 | ¥69,962,738 | ¥23,462,738 |
| 40 | 2.30% | ¥148,262 | ¥71,165,984 | ¥24,665,984 |
| 40 | 2.40% | ¥150,793 | ¥72,380,599 | ¥25,880,599 |
| 40 | 2.50% | ¥153,347 | ¥73,606,500 | ¥27,106,500 |
| 40 | 2.60% | ¥155,924 | ¥74,843,599 | ¥28,343,599 |
| 40 | 2.70% | ¥158,525 | ¥76,091,804 | ¥29,591,804 |
| 40 | 2.80% | ¥161,148 | ¥77,351,024 | ¥30,851,024 |
| 40 | 2.90% | ¥163,794 | ¥78,621,163 | ¥32,121,163 |
| 40 | 3.00% | ¥166,463 | ¥79,902,123 | ¥33,402,123 |
4650万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥124,862 | ¥52,442,108 | ¥5,942,108 |
| 35 | 0.80% | ¥126,973 | ¥53,328,801 | ¥6,828,801 |
| 35 | 0.90% | ¥129,107 | ¥54,224,904 | ¥7,724,904 |
| 35 | 1.00% | ¥131,263 | ¥55,130,397 | ¥8,630,397 |
| 35 | 1.10% | ¥133,441 | ¥56,045,256 | ¥9,545,256 |
| 35 | 1.20% | ¥135,642 | ¥56,969,456 | ¥10,469,456 |
| 35 | 1.30% | ¥137,864 | ¥57,902,971 | ¥11,402,971 |
| 35 | 1.40% | ¥140,109 | ¥58,845,769 | ¥12,345,769 |
| 35 | 1.50% | ¥142,376 | ¥59,797,821 | ¥13,297,821 |
| 35 | 1.60% | ¥144,665 | ¥60,759,092 | ¥14,259,092 |
| 35 | 1.70% | ¥146,975 | ¥61,729,546 | ¥15,229,546 |
| 35 | 1.80% | ¥149,307 | ¥62,709,145 | ¥16,209,145 |
| 35 | 1.90% | ¥151,662 | ¥63,697,850 | ¥17,197,850 |
| 35 | 2.00% | ¥154,037 | ¥64,695,619 | ¥18,195,619 |
| 35 | 2.10% | ¥156,434 | ¥65,702,407 | ¥19,202,407 |
| 35 | 2.20% | ¥158,853 | ¥66,718,170 | ¥20,218,170 |
| 35 | 2.30% | ¥161,293 | ¥67,742,858 | ¥21,242,858 |
| 35 | 2.40% | ¥163,753 | ¥68,776,424 | ¥22,276,424 |
| 35 | 2.50% | ¥166,235 | ¥69,818,816 | ¥23,318,816 |
| 35 | 2.60% | ¥168,738 | ¥70,869,980 | ¥24,369,980 |
| 35 | 2.70% | ¥171,262 | ¥71,929,861 | ¥25,429,861 |
| 35 | 2.80% | ¥173,806 | ¥72,998,405 | ¥26,498,405 |
| 35 | 2.90% | ¥176,370 | ¥74,075,552 | ¥27,575,552 |
| 35 | 3.00% | ¥178,955 | ¥75,161,242 | ¥28,661,242 |
4650万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥143,241 | ¥51,566,773 | ¥5,066,773 |
| 30 | 0.80% | ¥145,329 | ¥52,318,410 | ¥5,818,410 |
| 30 | 0.90% | ¥147,436 | ¥53,076,975 | ¥6,576,975 |
| 30 | 1.00% | ¥149,562 | ¥53,842,456 | ¥7,342,456 |
| 30 | 1.10% | ¥151,708 | ¥54,614,841 | ¥8,114,841 |
| 30 | 1.20% | ¥153,873 | ¥55,394,115 | ¥8,894,115 |
| 30 | 1.30% | ¥156,056 | ¥56,180,265 | ¥9,680,265 |
| 30 | 1.40% | ¥158,259 | ¥56,973,274 | ¥10,473,274 |
| 30 | 1.50% | ¥160,481 | ¥57,773,123 | ¥11,273,123 |
| 30 | 1.60% | ¥162,722 | ¥58,579,796 | ¥12,079,796 |
| 30 | 1.70% | ¥164,981 | ¥59,393,271 | ¥12,893,271 |
| 30 | 1.80% | ¥167,260 | ¥60,213,528 | ¥13,713,528 |
| 30 | 1.90% | ¥169,557 | ¥61,040,545 | ¥14,540,545 |
| 30 | 2.00% | ¥171,873 | ¥61,874,300 | ¥15,374,300 |
| 30 | 2.10% | ¥174,208 | ¥62,714,767 | ¥16,214,767 |
| 30 | 2.20% | ¥176,561 | ¥63,561,921 | ¥17,061,921 |
| 30 | 2.30% | ¥178,933 | ¥64,415,736 | ¥17,915,736 |
| 30 | 2.40% | ¥181,323 | ¥65,276,185 | ¥18,776,185 |
| 30 | 2.50% | ¥183,731 | ¥66,143,238 | ¥19,643,238 |
| 30 | 2.60% | ¥186,158 | ¥67,016,868 | ¥20,516,868 |
| 30 | 2.70% | ¥188,603 | ¥67,897,042 | ¥21,397,042 |
| 30 | 2.80% | ¥191,066 | ¥68,783,730 | ¥22,283,730 |
| 30 | 2.90% | ¥193,547 | ¥69,676,899 | ¥23,176,899 |
| 30 | 3.00% | ¥196,046 | ¥70,576,515 | ¥24,076,515 |
4650万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥169,003 | ¥50,700,888 | ¥4,200,888 |
| 25 | 0.80% | ¥171,068 | ¥51,320,344 | ¥4,820,344 |
| 25 | 0.90% | ¥173,149 | ¥51,944,619 | ¥5,444,619 |
| 25 | 1.00% | ¥175,246 | ¥52,573,707 | ¥6,073,707 |
| 25 | 1.10% | ¥177,359 | ¥53,207,604 | ¥6,707,604 |
| 25 | 1.20% | ¥179,488 | ¥53,846,301 | ¥7,346,301 |
| 25 | 1.30% | ¥181,633 | ¥54,489,791 | ¥7,989,791 |
| 25 | 1.40% | ¥183,794 | ¥55,138,066 | ¥8,638,066 |
| 25 | 1.50% | ¥185,970 | ¥55,791,118 | ¥9,291,118 |
| 25 | 1.60% | ¥188,163 | ¥56,448,936 | ¥9,948,936 |
| 25 | 1.70% | ¥190,372 | ¥57,111,513 | ¥10,611,513 |
| 25 | 1.80% | ¥192,596 | ¥57,778,836 | ¥11,278,836 |
| 25 | 1.90% | ¥194,836 | ¥58,450,896 | ¥11,950,896 |
| 25 | 2.00% | ¥197,092 | ¥59,127,680 | ¥12,627,680 |
| 25 | 2.10% | ¥199,364 | ¥59,809,177 | ¥13,309,177 |
| 25 | 2.20% | ¥201,651 | ¥60,495,375 | ¥13,995,375 |
| 25 | 2.30% | ¥203,954 | ¥61,186,259 | ¥14,686,259 |
| 25 | 2.40% | ¥206,273 | ¥61,881,817 | ¥15,381,817 |
| 25 | 2.50% | ¥208,607 | ¥62,582,034 | ¥16,082,034 |
| 25 | 2.60% | ¥210,956 | ¥63,286,896 | ¥16,786,896 |
| 25 | 2.70% | ¥213,321 | ¥63,996,388 | ¥17,496,388 |
| 25 | 2.80% | ¥215,702 | ¥64,710,493 | ¥18,210,493 |
| 25 | 2.90% | ¥218,097 | ¥65,429,195 | ¥18,929,195 |
| 25 | 3.00% | ¥220,508 | ¥66,152,478 | ¥19,652,478 |
4650万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥207,685 | ¥49,844,464 | ¥3,344,464 |
| 20 | 0.80% | ¥209,728 | ¥50,334,623 | ¥3,834,623 |
| 20 | 0.90% | ¥211,783 | ¥50,827,871 | ¥4,327,871 |
| 20 | 1.00% | ¥213,851 | ¥51,324,205 | ¥4,824,205 |
| 20 | 1.10% | ¥215,932 | ¥51,823,622 | ¥5,323,622 |
| 20 | 1.20% | ¥218,026 | ¥52,326,121 | ¥5,826,121 |
| 20 | 1.30% | ¥220,132 | ¥52,831,697 | ¥6,331,697 |
| 20 | 1.40% | ¥222,251 | ¥53,340,347 | ¥6,840,347 |
| 20 | 1.50% | ¥224,384 | ¥53,852,068 | ¥7,352,068 |
| 20 | 1.60% | ¥226,529 | ¥54,366,855 | ¥7,866,855 |
| 20 | 1.70% | ¥228,686 | ¥54,884,704 | ¥8,384,704 |
| 20 | 1.80% | ¥230,857 | ¥55,405,611 | ¥8,905,611 |
| 20 | 1.90% | ¥233,040 | ¥55,929,571 | ¥9,429,571 |
| 20 | 2.00% | ¥235,236 | ¥56,456,580 | ¥9,956,580 |
| 20 | 2.10% | ¥237,444 | ¥56,986,632 | ¥10,486,632 |
| 20 | 2.20% | ¥239,666 | ¥57,519,722 | ¥11,019,722 |
| 20 | 2.30% | ¥241,899 | ¥58,055,845 | ¥11,555,845 |
| 20 | 2.40% | ¥244,146 | ¥58,594,993 | ¥12,094,993 |
| 20 | 2.50% | ¥246,405 | ¥59,137,163 | ¥12,637,163 |
| 20 | 2.60% | ¥248,676 | ¥59,682,347 | ¥13,182,347 |
| 20 | 2.70% | ¥250,961 | ¥60,230,538 | ¥13,730,538 |
| 20 | 2.80% | ¥253,257 | ¥60,781,731 | ¥14,281,731 |
| 20 | 2.90% | ¥255,566 | ¥61,335,918 | ¥14,835,918 |
| 20 | 3.00% | ¥257,888 | ¥61,893,092 | ¥15,393,092 |
4650万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥272,208 | ¥48,997,513 | ¥2,497,513 |
| 15 | 0.80% | ¥274,229 | ¥49,361,266 | ¥2,861,266 |
| 15 | 0.90% | ¥276,260 | ¥49,726,759 | ¥3,226,759 |
| 15 | 1.00% | ¥278,300 | ¥50,093,991 | ¥3,593,991 |
| 15 | 1.10% | ¥280,350 | ¥50,462,960 | ¥3,962,960 |
| 15 | 1.20% | ¥282,409 | ¥50,833,666 | ¥4,333,666 |
| 15 | 1.30% | ¥284,478 | ¥51,206,107 | ¥4,706,107 |
| 15 | 1.40% | ¥286,557 | ¥51,580,282 | ¥5,080,282 |
| 15 | 1.50% | ¥288,646 | ¥51,956,191 | ¥5,456,191 |
| 15 | 1.60% | ¥290,744 | ¥52,333,831 | ¥5,833,831 |
| 15 | 1.70% | ¥292,851 | ¥52,713,201 | ¥6,213,201 |
| 15 | 1.80% | ¥294,968 | ¥53,094,300 | ¥6,594,300 |
| 15 | 1.90% | ¥297,095 | ¥53,477,126 | ¥6,977,126 |
| 15 | 2.00% | ¥299,232 | ¥53,861,678 | ¥7,361,678 |
| 15 | 2.10% | ¥301,378 | ¥54,247,954 | ¥7,747,954 |
| 15 | 2.20% | ¥303,533 | ¥54,635,951 | ¥8,135,951 |
| 15 | 2.30% | ¥305,698 | ¥55,025,669 | ¥8,525,669 |
| 15 | 2.40% | ¥307,873 | ¥55,417,105 | ¥8,917,105 |
| 15 | 2.50% | ¥310,057 | ¥55,810,257 | ¥9,310,257 |
| 15 | 2.60% | ¥312,251 | ¥56,205,123 | ¥9,705,123 |
| 15 | 2.70% | ¥314,454 | ¥56,601,701 | ¥10,101,701 |
| 15 | 2.80% | ¥316,667 | ¥56,999,988 | ¥10,499,988 |
| 15 | 2.90% | ¥318,889 | ¥57,399,983 | ¥10,899,983 |
| 15 | 3.00% | ¥321,120 | ¥57,801,683 | ¥11,301,683 |
4650万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥401,334 | ¥48,160,042 | ¥1,660,042 |
| 10 | 0.80% | ¥403,336 | ¥48,400,287 | ¥1,900,287 |
| 10 | 0.90% | ¥405,344 | ¥48,641,307 | ¥2,141,307 |
| 10 | 1.00% | ¥407,359 | ¥48,883,100 | ¥2,383,100 |
| 10 | 1.10% | ¥409,381 | ¥49,125,666 | ¥2,625,666 |
| 10 | 1.20% | ¥411,408 | ¥49,369,005 | ¥2,869,005 |
| 10 | 1.30% | ¥413,443 | ¥49,613,117 | ¥3,113,117 |
| 10 | 1.40% | ¥415,483 | ¥49,858,001 | ¥3,358,001 |
| 10 | 1.50% | ¥417,530 | ¥50,103,657 | ¥3,603,657 |
| 10 | 1.60% | ¥419,584 | ¥50,350,085 | ¥3,850,085 |
| 10 | 1.70% | ¥421,644 | ¥50,597,284 | ¥4,097,284 |
| 10 | 1.80% | ¥423,710 | ¥50,845,255 | ¥4,345,255 |
| 10 | 1.90% | ¥425,783 | ¥51,093,996 | ¥4,593,996 |
| 10 | 2.00% | ¥427,863 | ¥51,343,507 | ¥4,843,507 |
| 10 | 2.10% | ¥429,948 | ¥51,593,789 | ¥5,093,789 |
| 10 | 2.20% | ¥432,040 | ¥51,844,840 | ¥5,344,840 |
| 10 | 2.30% | ¥434,139 | ¥52,096,660 | ¥5,596,660 |
| 10 | 2.40% | ¥436,244 | ¥52,349,248 | ¥5,849,248 |
| 10 | 2.50% | ¥438,355 | ¥52,602,605 | ¥6,102,605 |
| 10 | 2.60% | ¥440,473 | ¥52,856,730 | ¥6,356,730 |
| 10 | 2.70% | ¥442,597 | ¥53,111,622 | ¥6,611,622 |
| 10 | 2.80% | ¥444,727 | ¥53,367,280 | ¥6,867,280 |
| 10 | 2.90% | ¥446,864 | ¥53,623,705 | ¥7,123,705 |
| 10 | 3.00% | ¥449,007 | ¥53,880,896 | ¥7,380,896 |
