4650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4650万円の住宅ローン｜期間・年数別
4650万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥91,874 |
¥55,124,645 |
¥8,624,645 |
| 50 |
0.80% |
¥94,056 |
¥56,433,646 |
¥9,933,646 |
| 50 |
0.90% |
¥96,269 |
¥57,761,696 |
¥11,261,696 |
| 50 |
1.00% |
¥98,515 |
¥59,108,711 |
¥12,608,711 |
| 50 |
1.10% |
¥100,791 |
¥60,474,600 |
¥13,974,600 |
| 50 |
1.20% |
¥103,099 |
¥61,859,263 |
¥15,359,263 |
| 50 |
1.30% |
¥105,438 |
¥63,262,589 |
¥16,762,589 |
| 50 |
1.40% |
¥107,807 |
¥64,684,462 |
¥18,184,462 |
| 50 |
1.50% |
¥110,208 |
¥66,124,756 |
¥19,624,756 |
| 50 |
1.60% |
¥112,639 |
¥67,583,336 |
¥21,083,336 |
| 50 |
1.70% |
¥115,100 |
¥69,060,062 |
¥22,560,062 |
| 50 |
1.80% |
¥117,591 |
¥70,554,785 |
¥24,054,785 |
| 50 |
1.90% |
¥120,112 |
¥72,067,347 |
¥25,567,347 |
| 50 |
2.00% |
¥122,663 |
¥73,597,586 |
¥27,097,586 |
| 50 |
2.10% |
¥125,242 |
¥75,145,330 |
¥28,645,330 |
| 50 |
2.20% |
¥127,851 |
¥76,710,404 |
¥30,210,404 |
| 50 |
2.30% |
¥130,488 |
¥78,292,625 |
¥31,792,625 |
| 50 |
2.40% |
¥133,153 |
¥79,891,803 |
¥33,391,803 |
| 50 |
2.50% |
¥135,846 |
¥81,507,744 |
¥35,007,744 |
| 50 |
2.60% |
¥138,567 |
¥83,140,248 |
¥36,640,248 |
| 50 |
2.70% |
¥141,315 |
¥84,789,109 |
¥38,289,109 |
| 50 |
2.80% |
¥144,090 |
¥86,454,119 |
¥39,954,119 |
| 50 |
2.90% |
¥146,892 |
¥88,135,063 |
¥41,635,063 |
| 50 |
3.00% |
¥149,720 |
¥89,831,722 |
¥43,331,722 |
4650万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥100,409 |
¥54,221,062 |
¥7,721,062 |
| 45 |
0.80% |
¥102,568 |
¥55,386,451 |
¥8,886,451 |
| 45 |
0.90% |
¥104,754 |
¥56,567,315 |
¥10,067,315 |
| 45 |
1.00% |
¥106,970 |
¥57,763,601 |
¥11,263,601 |
| 45 |
1.10% |
¥109,213 |
¥58,975,247 |
¥12,475,247 |
| 45 |
1.20% |
¥111,486 |
¥60,202,186 |
¥13,702,186 |
| 45 |
1.30% |
¥113,786 |
¥61,444,346 |
¥14,944,346 |
| 45 |
1.40% |
¥116,114 |
¥62,701,650 |
¥16,201,650 |
| 45 |
1.50% |
¥118,470 |
¥63,974,012 |
¥17,474,012 |
| 45 |
1.60% |
¥120,854 |
¥65,261,345 |
¥18,761,345 |
| 45 |
1.70% |
¥123,266 |
¥66,563,552 |
¥20,063,552 |
| 45 |
1.80% |
¥125,705 |
¥67,880,536 |
¥21,380,536 |
| 45 |
1.90% |
¥128,171 |
¥69,212,191 |
¥22,712,191 |
| 45 |
2.00% |
¥130,664 |
¥70,558,407 |
¥24,058,407 |
| 45 |
2.10% |
¥133,183 |
¥71,919,070 |
¥25,419,070 |
| 45 |
2.20% |
¥135,730 |
¥73,294,061 |
¥26,794,061 |
| 45 |
2.30% |
¥138,302 |
¥74,683,256 |
¥28,183,256 |
| 45 |
2.40% |
¥140,901 |
¥76,086,528 |
¥29,586,528 |
| 45 |
2.50% |
¥143,525 |
¥77,503,745 |
¥31,003,745 |
| 45 |
2.60% |
¥146,176 |
¥78,934,770 |
¥32,434,770 |
| 45 |
2.70% |
¥148,851 |
¥80,379,465 |
¥33,879,465 |
| 45 |
2.80% |
¥151,551 |
¥81,837,685 |
¥35,337,685 |
| 45 |
2.90% |
¥154,276 |
¥83,309,284 |
¥36,809,284 |
| 45 |
3.00% |
¥157,026 |
¥84,794,112 |
¥38,294,112 |
4650万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥111,098 |
¥53,326,877 |
¥6,826,877 |
| 40 |
0.80% |
¥113,232 |
¥54,351,491 |
¥7,851,491 |
| 40 |
0.90% |
¥115,392 |
¥55,388,367 |
¥8,888,367 |
| 40 |
1.00% |
¥117,578 |
¥56,437,469 |
¥9,937,469 |
| 40 |
1.10% |
¥119,789 |
¥57,498,759 |
¥10,998,759 |
| 40 |
1.20% |
¥122,025 |
¥58,572,195 |
¥12,072,195 |
| 40 |
1.30% |
¥124,287 |
¥59,657,732 |
¥13,157,732 |
| 40 |
1.40% |
¥126,574 |
¥60,755,318 |
¥14,255,318 |
| 40 |
1.50% |
¥128,885 |
¥61,864,902 |
¥15,364,902 |
| 40 |
1.60% |
¥131,222 |
¥62,986,427 |
¥16,486,427 |
| 40 |
1.70% |
¥133,583 |
¥64,119,832 |
¥17,619,832 |
| 40 |
1.80% |
¥135,969 |
¥65,265,055 |
¥18,765,055 |
| 40 |
1.90% |
¥138,379 |
¥66,422,028 |
¥19,922,028 |
| 40 |
2.00% |
¥140,814 |
¥67,590,683 |
¥21,090,683 |
| 40 |
2.10% |
¥143,273 |
¥68,770,945 |
¥22,270,945 |
| 40 |
2.20% |
¥145,756 |
¥69,962,738 |
¥23,462,738 |
| 40 |
2.30% |
¥148,262 |
¥71,165,984 |
¥24,665,984 |
| 40 |
2.40% |
¥150,793 |
¥72,380,599 |
¥25,880,599 |
| 40 |
2.50% |
¥153,347 |
¥73,606,500 |
¥27,106,500 |
| 40 |
2.60% |
¥155,924 |
¥74,843,599 |
¥28,343,599 |
| 40 |
2.70% |
¥158,525 |
¥76,091,804 |
¥29,591,804 |
| 40 |
2.80% |
¥161,148 |
¥77,351,024 |
¥30,851,024 |
| 40 |
2.90% |
¥163,794 |
¥78,621,163 |
¥32,121,163 |
| 40 |
3.00% |
¥166,463 |
¥79,902,123 |
¥33,402,123 |
4650万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥124,862 |
¥52,442,108 |
¥5,942,108 |
| 35 |
0.80% |
¥126,973 |
¥53,328,801 |
¥6,828,801 |
| 35 |
0.90% |
¥129,107 |
¥54,224,904 |
¥7,724,904 |
| 35 |
1.00% |
¥131,263 |
¥55,130,397 |
¥8,630,397 |
| 35 |
1.10% |
¥133,441 |
¥56,045,256 |
¥9,545,256 |
| 35 |
1.20% |
¥135,642 |
¥56,969,456 |
¥10,469,456 |
| 35 |
1.30% |
¥137,864 |
¥57,902,971 |
¥11,402,971 |
| 35 |
1.40% |
¥140,109 |
¥58,845,769 |
¥12,345,769 |
| 35 |
1.50% |
¥142,376 |
¥59,797,821 |
¥13,297,821 |
| 35 |
1.60% |
¥144,665 |
¥60,759,092 |
¥14,259,092 |
| 35 |
1.70% |
¥146,975 |
¥61,729,546 |
¥15,229,546 |
| 35 |
1.80% |
¥149,307 |
¥62,709,145 |
¥16,209,145 |
| 35 |
1.90% |
¥151,662 |
¥63,697,850 |
¥17,197,850 |
| 35 |
2.00% |
¥154,037 |
¥64,695,619 |
¥18,195,619 |
| 35 |
2.10% |
¥156,434 |
¥65,702,407 |
¥19,202,407 |
| 35 |
2.20% |
¥158,853 |
¥66,718,170 |
¥20,218,170 |
| 35 |
2.30% |
¥161,293 |
¥67,742,858 |
¥21,242,858 |
| 35 |
2.40% |
¥163,753 |
¥68,776,424 |
¥22,276,424 |
| 35 |
2.50% |
¥166,235 |
¥69,818,816 |
¥23,318,816 |
| 35 |
2.60% |
¥168,738 |
¥70,869,980 |
¥24,369,980 |
| 35 |
2.70% |
¥171,262 |
¥71,929,861 |
¥25,429,861 |
| 35 |
2.80% |
¥173,806 |
¥72,998,405 |
¥26,498,405 |
| 35 |
2.90% |
¥176,370 |
¥74,075,552 |
¥27,575,552 |
| 35 |
3.00% |
¥178,955 |
¥75,161,242 |
¥28,661,242 |
4650万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥143,241 |
¥51,566,773 |
¥5,066,773 |
| 30 |
0.80% |
¥145,329 |
¥52,318,410 |
¥5,818,410 |
| 30 |
0.90% |
¥147,436 |
¥53,076,975 |
¥6,576,975 |
| 30 |
1.00% |
¥149,562 |
¥53,842,456 |
¥7,342,456 |
| 30 |
1.10% |
¥151,708 |
¥54,614,841 |
¥8,114,841 |
| 30 |
1.20% |
¥153,873 |
¥55,394,115 |
¥8,894,115 |
| 30 |
1.30% |
¥156,056 |
¥56,180,265 |
¥9,680,265 |
| 30 |
1.40% |
¥158,259 |
¥56,973,274 |
¥10,473,274 |
| 30 |
1.50% |
¥160,481 |
¥57,773,123 |
¥11,273,123 |
| 30 |
1.60% |
¥162,722 |
¥58,579,796 |
¥12,079,796 |
| 30 |
1.70% |
¥164,981 |
¥59,393,271 |
¥12,893,271 |
| 30 |
1.80% |
¥167,260 |
¥60,213,528 |
¥13,713,528 |
| 30 |
1.90% |
¥169,557 |
¥61,040,545 |
¥14,540,545 |
| 30 |
2.00% |
¥171,873 |
¥61,874,300 |
¥15,374,300 |
| 30 |
2.10% |
¥174,208 |
¥62,714,767 |
¥16,214,767 |
| 30 |
2.20% |
¥176,561 |
¥63,561,921 |
¥17,061,921 |
| 30 |
2.30% |
¥178,933 |
¥64,415,736 |
¥17,915,736 |
| 30 |
2.40% |
¥181,323 |
¥65,276,185 |
¥18,776,185 |
| 30 |
2.50% |
¥183,731 |
¥66,143,238 |
¥19,643,238 |
| 30 |
2.60% |
¥186,158 |
¥67,016,868 |
¥20,516,868 |
| 30 |
2.70% |
¥188,603 |
¥67,897,042 |
¥21,397,042 |
| 30 |
2.80% |
¥191,066 |
¥68,783,730 |
¥22,283,730 |
| 30 |
2.90% |
¥193,547 |
¥69,676,899 |
¥23,176,899 |
| 30 |
3.00% |
¥196,046 |
¥70,576,515 |
¥24,076,515 |
4650万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥169,003 |
¥50,700,888 |
¥4,200,888 |
| 25 |
0.80% |
¥171,068 |
¥51,320,344 |
¥4,820,344 |
| 25 |
0.90% |
¥173,149 |
¥51,944,619 |
¥5,444,619 |
| 25 |
1.00% |
¥175,246 |
¥52,573,707 |
¥6,073,707 |
| 25 |
1.10% |
¥177,359 |
¥53,207,604 |
¥6,707,604 |
| 25 |
1.20% |
¥179,488 |
¥53,846,301 |
¥7,346,301 |
| 25 |
1.30% |
¥181,633 |
¥54,489,791 |
¥7,989,791 |
| 25 |
1.40% |
¥183,794 |
¥55,138,066 |
¥8,638,066 |
| 25 |
1.50% |
¥185,970 |
¥55,791,118 |
¥9,291,118 |
| 25 |
1.60% |
¥188,163 |
¥56,448,936 |
¥9,948,936 |
| 25 |
1.70% |
¥190,372 |
¥57,111,513 |
¥10,611,513 |
| 25 |
1.80% |
¥192,596 |
¥57,778,836 |
¥11,278,836 |
| 25 |
1.90% |
¥194,836 |
¥58,450,896 |
¥11,950,896 |
| 25 |
2.00% |
¥197,092 |
¥59,127,680 |
¥12,627,680 |
| 25 |
2.10% |
¥199,364 |
¥59,809,177 |
¥13,309,177 |
| 25 |
2.20% |
¥201,651 |
¥60,495,375 |
¥13,995,375 |
| 25 |
2.30% |
¥203,954 |
¥61,186,259 |
¥14,686,259 |
| 25 |
2.40% |
¥206,273 |
¥61,881,817 |
¥15,381,817 |
| 25 |
2.50% |
¥208,607 |
¥62,582,034 |
¥16,082,034 |
| 25 |
2.60% |
¥210,956 |
¥63,286,896 |
¥16,786,896 |
| 25 |
2.70% |
¥213,321 |
¥63,996,388 |
¥17,496,388 |
| 25 |
2.80% |
¥215,702 |
¥64,710,493 |
¥18,210,493 |
| 25 |
2.90% |
¥218,097 |
¥65,429,195 |
¥18,929,195 |
| 25 |
3.00% |
¥220,508 |
¥66,152,478 |
¥19,652,478 |
4650万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥207,685 |
¥49,844,464 |
¥3,344,464 |
| 20 |
0.80% |
¥209,728 |
¥50,334,623 |
¥3,834,623 |
| 20 |
0.90% |
¥211,783 |
¥50,827,871 |
¥4,327,871 |
| 20 |
1.00% |
¥213,851 |
¥51,324,205 |
¥4,824,205 |
| 20 |
1.10% |
¥215,932 |
¥51,823,622 |
¥5,323,622 |
| 20 |
1.20% |
¥218,026 |
¥52,326,121 |
¥5,826,121 |
| 20 |
1.30% |
¥220,132 |
¥52,831,697 |
¥6,331,697 |
| 20 |
1.40% |
¥222,251 |
¥53,340,347 |
¥6,840,347 |
| 20 |
1.50% |
¥224,384 |
¥53,852,068 |
¥7,352,068 |
| 20 |
1.60% |
¥226,529 |
¥54,366,855 |
¥7,866,855 |
| 20 |
1.70% |
¥228,686 |
¥54,884,704 |
¥8,384,704 |
| 20 |
1.80% |
¥230,857 |
¥55,405,611 |
¥8,905,611 |
| 20 |
1.90% |
¥233,040 |
¥55,929,571 |
¥9,429,571 |
| 20 |
2.00% |
¥235,236 |
¥56,456,580 |
¥9,956,580 |
| 20 |
2.10% |
¥237,444 |
¥56,986,632 |
¥10,486,632 |
| 20 |
2.20% |
¥239,666 |
¥57,519,722 |
¥11,019,722 |
| 20 |
2.30% |
¥241,899 |
¥58,055,845 |
¥11,555,845 |
| 20 |
2.40% |
¥244,146 |
¥58,594,993 |
¥12,094,993 |
| 20 |
2.50% |
¥246,405 |
¥59,137,163 |
¥12,637,163 |
| 20 |
2.60% |
¥248,676 |
¥59,682,347 |
¥13,182,347 |
| 20 |
2.70% |
¥250,961 |
¥60,230,538 |
¥13,730,538 |
| 20 |
2.80% |
¥253,257 |
¥60,781,731 |
¥14,281,731 |
| 20 |
2.90% |
¥255,566 |
¥61,335,918 |
¥14,835,918 |
| 20 |
3.00% |
¥257,888 |
¥61,893,092 |
¥15,393,092 |
4650万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥272,208 |
¥48,997,513 |
¥2,497,513 |
| 15 |
0.80% |
¥274,229 |
¥49,361,266 |
¥2,861,266 |
| 15 |
0.90% |
¥276,260 |
¥49,726,759 |
¥3,226,759 |
| 15 |
1.00% |
¥278,300 |
¥50,093,991 |
¥3,593,991 |
| 15 |
1.10% |
¥280,350 |
¥50,462,960 |
¥3,962,960 |
| 15 |
1.20% |
¥282,409 |
¥50,833,666 |
¥4,333,666 |
| 15 |
1.30% |
¥284,478 |
¥51,206,107 |
¥4,706,107 |
| 15 |
1.40% |
¥286,557 |
¥51,580,282 |
¥5,080,282 |
| 15 |
1.50% |
¥288,646 |
¥51,956,191 |
¥5,456,191 |
| 15 |
1.60% |
¥290,744 |
¥52,333,831 |
¥5,833,831 |
| 15 |
1.70% |
¥292,851 |
¥52,713,201 |
¥6,213,201 |
| 15 |
1.80% |
¥294,968 |
¥53,094,300 |
¥6,594,300 |
| 15 |
1.90% |
¥297,095 |
¥53,477,126 |
¥6,977,126 |
| 15 |
2.00% |
¥299,232 |
¥53,861,678 |
¥7,361,678 |
| 15 |
2.10% |
¥301,378 |
¥54,247,954 |
¥7,747,954 |
| 15 |
2.20% |
¥303,533 |
¥54,635,951 |
¥8,135,951 |
| 15 |
2.30% |
¥305,698 |
¥55,025,669 |
¥8,525,669 |
| 15 |
2.40% |
¥307,873 |
¥55,417,105 |
¥8,917,105 |
| 15 |
2.50% |
¥310,057 |
¥55,810,257 |
¥9,310,257 |
| 15 |
2.60% |
¥312,251 |
¥56,205,123 |
¥9,705,123 |
| 15 |
2.70% |
¥314,454 |
¥56,601,701 |
¥10,101,701 |
| 15 |
2.80% |
¥316,667 |
¥56,999,988 |
¥10,499,988 |
| 15 |
2.90% |
¥318,889 |
¥57,399,983 |
¥10,899,983 |
| 15 |
3.00% |
¥321,120 |
¥57,801,683 |
¥11,301,683 |
4650万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥401,334 |
¥48,160,042 |
¥1,660,042 |
| 10 |
0.80% |
¥403,336 |
¥48,400,287 |
¥1,900,287 |
| 10 |
0.90% |
¥405,344 |
¥48,641,307 |
¥2,141,307 |
| 10 |
1.00% |
¥407,359 |
¥48,883,100 |
¥2,383,100 |
| 10 |
1.10% |
¥409,381 |
¥49,125,666 |
¥2,625,666 |
| 10 |
1.20% |
¥411,408 |
¥49,369,005 |
¥2,869,005 |
| 10 |
1.30% |
¥413,443 |
¥49,613,117 |
¥3,113,117 |
| 10 |
1.40% |
¥415,483 |
¥49,858,001 |
¥3,358,001 |
| 10 |
1.50% |
¥417,530 |
¥50,103,657 |
¥3,603,657 |
| 10 |
1.60% |
¥419,584 |
¥50,350,085 |
¥3,850,085 |
| 10 |
1.70% |
¥421,644 |
¥50,597,284 |
¥4,097,284 |
| 10 |
1.80% |
¥423,710 |
¥50,845,255 |
¥4,345,255 |
| 10 |
1.90% |
¥425,783 |
¥51,093,996 |
¥4,593,996 |
| 10 |
2.00% |
¥427,863 |
¥51,343,507 |
¥4,843,507 |
| 10 |
2.10% |
¥429,948 |
¥51,593,789 |
¥5,093,789 |
| 10 |
2.20% |
¥432,040 |
¥51,844,840 |
¥5,344,840 |
| 10 |
2.30% |
¥434,139 |
¥52,096,660 |
¥5,596,660 |
| 10 |
2.40% |
¥436,244 |
¥52,349,248 |
¥5,849,248 |
| 10 |
2.50% |
¥438,355 |
¥52,602,605 |
¥6,102,605 |
| 10 |
2.60% |
¥440,473 |
¥52,856,730 |
¥6,356,730 |
| 10 |
2.70% |
¥442,597 |
¥53,111,622 |
¥6,611,622 |
| 10 |
2.80% |
¥444,727 |
¥53,367,280 |
¥6,867,280 |
| 10 |
2.90% |
¥446,864 |
¥53,623,705 |
¥7,123,705 |
| 10 |
3.00% |
¥449,007 |
¥53,880,896 |
¥7,380,896 |
