4680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4680万円の住宅ローン｜期間・年数別
4680万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥92,467 |
¥55,480,288 |
¥8,680,288 |
| 50 |
0.80% |
¥94,663 |
¥56,797,734 |
¥9,997,734 |
| 50 |
0.90% |
¥96,891 |
¥58,134,352 |
¥11,334,352 |
| 50 |
1.00% |
¥99,150 |
¥59,490,058 |
¥12,690,058 |
| 50 |
1.10% |
¥101,441 |
¥60,864,759 |
¥14,064,759 |
| 50 |
1.20% |
¥103,764 |
¥62,258,355 |
¥15,458,355 |
| 50 |
1.30% |
¥106,118 |
¥63,670,735 |
¥16,870,735 |
| 50 |
1.40% |
¥108,503 |
¥65,101,781 |
¥18,301,781 |
| 50 |
1.50% |
¥110,919 |
¥66,551,367 |
¥19,751,367 |
| 50 |
1.60% |
¥113,366 |
¥68,019,358 |
¥21,219,358 |
| 50 |
1.70% |
¥115,843 |
¥69,505,611 |
¥22,705,611 |
| 50 |
1.80% |
¥118,350 |
¥71,009,977 |
¥24,209,977 |
| 50 |
1.90% |
¥120,887 |
¥72,532,297 |
¥25,732,297 |
| 50 |
2.00% |
¥123,454 |
¥74,072,409 |
¥27,272,409 |
| 50 |
2.10% |
¥126,050 |
¥75,630,139 |
¥28,830,139 |
| 50 |
2.20% |
¥128,676 |
¥77,205,310 |
¥30,405,310 |
| 50 |
2.30% |
¥131,330 |
¥78,797,739 |
¥31,997,739 |
| 50 |
2.40% |
¥134,012 |
¥80,407,234 |
¥33,607,234 |
| 50 |
2.50% |
¥136,723 |
¥82,033,600 |
¥35,233,600 |
| 50 |
2.60% |
¥139,461 |
¥83,676,636 |
¥36,876,636 |
| 50 |
2.70% |
¥142,227 |
¥85,336,136 |
¥38,536,136 |
| 50 |
2.80% |
¥145,020 |
¥87,011,888 |
¥40,211,888 |
| 50 |
2.90% |
¥147,839 |
¥88,703,676 |
¥41,903,676 |
| 50 |
3.00% |
¥150,685 |
¥90,411,281 |
¥43,611,281 |
4680万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥101,057 |
¥54,570,875 |
¥7,770,875 |
| 45 |
0.80% |
¥103,229 |
¥55,743,783 |
¥8,943,783 |
| 45 |
0.90% |
¥105,430 |
¥56,932,266 |
¥10,132,266 |
| 45 |
1.00% |
¥107,660 |
¥58,136,269 |
¥11,336,269 |
| 45 |
1.10% |
¥109,918 |
¥59,355,732 |
¥12,555,732 |
| 45 |
1.20% |
¥112,205 |
¥60,590,587 |
¥13,790,587 |
| 45 |
1.30% |
¥114,520 |
¥61,840,762 |
¥15,040,762 |
| 45 |
1.40% |
¥116,863 |
¥63,106,176 |
¥16,306,176 |
| 45 |
1.50% |
¥119,235 |
¥64,386,748 |
¥17,586,748 |
| 45 |
1.60% |
¥121,634 |
¥65,682,385 |
¥18,882,385 |
| 45 |
1.70% |
¥124,061 |
¥66,992,995 |
¥20,192,995 |
| 45 |
1.80% |
¥126,516 |
¥68,318,475 |
¥21,518,475 |
| 45 |
1.90% |
¥128,998 |
¥69,658,721 |
¥22,858,721 |
| 45 |
2.00% |
¥131,507 |
¥71,013,622 |
¥24,213,622 |
| 45 |
2.10% |
¥134,043 |
¥72,383,064 |
¥25,583,064 |
| 45 |
2.20% |
¥136,605 |
¥73,766,926 |
¥26,966,926 |
| 45 |
2.30% |
¥139,195 |
¥75,165,084 |
¥28,365,084 |
| 45 |
2.40% |
¥141,810 |
¥76,577,409 |
¥29,777,409 |
| 45 |
2.50% |
¥144,451 |
¥78,003,769 |
¥31,203,769 |
| 45 |
2.60% |
¥147,119 |
¥79,444,027 |
¥32,644,027 |
| 45 |
2.70% |
¥149,811 |
¥80,898,042 |
¥34,098,042 |
| 45 |
2.80% |
¥152,529 |
¥82,365,670 |
¥35,565,670 |
| 45 |
2.90% |
¥155,272 |
¥83,846,763 |
¥37,046,763 |
| 45 |
3.00% |
¥158,039 |
¥85,341,171 |
¥38,541,171 |
4680万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥111,814 |
¥53,670,921 |
¥6,870,921 |
| 40 |
0.80% |
¥113,963 |
¥54,702,146 |
¥7,902,146 |
| 40 |
0.90% |
¥116,137 |
¥55,745,711 |
¥8,945,711 |
| 40 |
1.00% |
¥118,337 |
¥56,801,582 |
¥10,001,582 |
| 40 |
1.10% |
¥120,562 |
¥57,869,719 |
¥11,069,719 |
| 40 |
1.20% |
¥122,813 |
¥58,950,081 |
¥12,150,081 |
| 40 |
1.30% |
¥125,089 |
¥60,042,620 |
¥13,242,620 |
| 40 |
1.40% |
¥127,390 |
¥61,147,288 |
¥14,347,288 |
| 40 |
1.50% |
¥129,717 |
¥62,264,030 |
¥15,464,030 |
| 40 |
1.60% |
¥132,068 |
¥63,392,791 |
¥16,592,791 |
| 40 |
1.70% |
¥134,445 |
¥64,533,508 |
¥17,733,508 |
| 40 |
1.80% |
¥136,846 |
¥65,686,120 |
¥18,886,120 |
| 40 |
1.90% |
¥139,272 |
¥66,850,558 |
¥20,050,558 |
| 40 |
2.00% |
¥141,722 |
¥68,026,752 |
¥21,226,752 |
| 40 |
2.10% |
¥144,197 |
¥69,214,628 |
¥22,414,628 |
| 40 |
2.20% |
¥146,696 |
¥70,414,110 |
¥23,614,110 |
| 40 |
2.30% |
¥149,219 |
¥71,625,119 |
¥24,825,119 |
| 40 |
2.40% |
¥151,766 |
¥72,847,571 |
¥26,047,571 |
| 40 |
2.50% |
¥154,336 |
¥74,081,381 |
¥27,281,381 |
| 40 |
2.60% |
¥156,930 |
¥75,326,461 |
¥28,526,461 |
| 40 |
2.70% |
¥159,547 |
¥76,582,719 |
¥29,782,719 |
| 40 |
2.80% |
¥162,188 |
¥77,850,063 |
¥31,050,063 |
| 40 |
2.90% |
¥164,851 |
¥79,128,396 |
¥32,328,396 |
| 40 |
3.00% |
¥167,537 |
¥80,417,621 |
¥33,617,621 |
4680万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥125,668 |
¥52,780,444 |
¥5,980,444 |
| 35 |
0.80% |
¥127,793 |
¥53,672,858 |
¥6,872,858 |
| 35 |
0.90% |
¥129,940 |
¥54,574,743 |
¥7,774,743 |
| 35 |
1.00% |
¥132,110 |
¥55,486,077 |
¥8,686,077 |
| 35 |
1.10% |
¥134,302 |
¥56,406,838 |
¥9,606,838 |
| 35 |
1.20% |
¥136,517 |
¥57,337,001 |
¥10,537,001 |
| 35 |
1.30% |
¥138,754 |
¥58,276,538 |
¥11,476,538 |
| 35 |
1.40% |
¥141,013 |
¥59,225,420 |
¥12,425,420 |
| 35 |
1.50% |
¥143,294 |
¥60,183,613 |
¥13,383,613 |
| 35 |
1.60% |
¥145,598 |
¥61,151,086 |
¥14,351,086 |
| 35 |
1.70% |
¥147,923 |
¥62,127,801 |
¥15,327,801 |
| 35 |
1.80% |
¥150,271 |
¥63,113,720 |
¥16,313,720 |
| 35 |
1.90% |
¥152,640 |
¥64,108,804 |
¥17,308,804 |
| 35 |
2.00% |
¥155,031 |
¥65,113,010 |
¥18,313,010 |
| 35 |
2.10% |
¥157,444 |
¥66,126,294 |
¥19,326,294 |
| 35 |
2.20% |
¥159,878 |
¥67,148,610 |
¥20,348,610 |
| 35 |
2.30% |
¥162,333 |
¥68,179,909 |
¥21,379,909 |
| 35 |
2.40% |
¥164,810 |
¥69,220,143 |
¥22,420,143 |
| 35 |
2.50% |
¥167,308 |
¥70,269,260 |
¥23,469,260 |
| 35 |
2.60% |
¥169,827 |
¥71,327,205 |
¥24,527,205 |
| 35 |
2.70% |
¥172,366 |
¥72,393,925 |
¥25,593,925 |
| 35 |
2.80% |
¥174,927 |
¥73,469,362 |
¥26,669,362 |
| 35 |
2.90% |
¥177,508 |
¥74,553,458 |
¥27,753,458 |
| 35 |
3.00% |
¥180,110 |
¥75,646,153 |
¥28,846,153 |
4680万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥144,165 |
¥51,899,462 |
¥5,099,462 |
| 30 |
0.80% |
¥146,267 |
¥52,655,948 |
¥5,855,948 |
| 30 |
0.90% |
¥148,387 |
¥53,419,407 |
¥6,619,407 |
| 30 |
1.00% |
¥150,527 |
¥54,189,826 |
¥7,389,826 |
| 30 |
1.10% |
¥152,687 |
¥54,967,194 |
¥8,167,194 |
| 30 |
1.20% |
¥154,865 |
¥55,751,497 |
¥8,951,497 |
| 30 |
1.30% |
¥157,063 |
¥56,542,718 |
¥9,742,718 |
| 30 |
1.40% |
¥159,280 |
¥57,340,843 |
¥10,540,843 |
| 30 |
1.50% |
¥161,516 |
¥58,145,853 |
¥11,345,853 |
| 30 |
1.60% |
¥163,771 |
¥58,957,730 |
¥12,157,730 |
| 30 |
1.70% |
¥166,046 |
¥59,776,453 |
¥12,976,453 |
| 30 |
1.80% |
¥168,339 |
¥60,602,003 |
¥13,802,003 |
| 30 |
1.90% |
¥170,651 |
¥61,434,355 |
¥14,634,355 |
| 30 |
2.00% |
¥172,982 |
¥62,273,489 |
¥15,473,489 |
| 30 |
2.10% |
¥175,332 |
¥63,119,378 |
¥16,319,378 |
| 30 |
2.20% |
¥177,700 |
¥63,971,998 |
¥17,171,998 |
| 30 |
2.30% |
¥180,087 |
¥64,831,321 |
¥18,031,321 |
| 30 |
2.40% |
¥182,493 |
¥65,697,321 |
¥18,897,321 |
| 30 |
2.50% |
¥184,917 |
¥66,569,969 |
¥19,769,969 |
| 30 |
2.60% |
¥187,359 |
¥67,449,235 |
¥20,649,235 |
| 30 |
2.70% |
¥189,820 |
¥68,335,087 |
¥21,535,087 |
| 30 |
2.80% |
¥192,299 |
¥69,227,496 |
¥22,427,496 |
| 30 |
2.90% |
¥194,796 |
¥70,126,427 |
¥23,326,427 |
| 30 |
3.00% |
¥197,311 |
¥71,031,848 |
¥24,231,848 |
4680万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥170,093 |
¥51,027,990 |
¥4,227,990 |
| 25 |
0.80% |
¥172,171 |
¥51,651,442 |
¥4,851,442 |
| 25 |
0.90% |
¥174,266 |
¥52,279,745 |
¥5,479,745 |
| 25 |
1.00% |
¥176,376 |
¥52,912,893 |
¥6,112,893 |
| 25 |
1.10% |
¥178,503 |
¥53,550,879 |
¥6,750,879 |
| 25 |
1.20% |
¥180,646 |
¥54,193,696 |
¥7,393,696 |
| 25 |
1.30% |
¥182,804 |
¥54,841,338 |
¥8,041,338 |
| 25 |
1.40% |
¥184,979 |
¥55,493,795 |
¥8,693,795 |
| 25 |
1.50% |
¥187,170 |
¥56,151,060 |
¥9,351,060 |
| 25 |
1.60% |
¥189,377 |
¥56,813,123 |
¥10,013,123 |
| 25 |
1.70% |
¥191,600 |
¥57,479,974 |
¥10,679,974 |
| 25 |
1.80% |
¥193,839 |
¥58,151,603 |
¥11,351,603 |
| 25 |
1.90% |
¥196,093 |
¥58,827,998 |
¥12,027,998 |
| 25 |
2.00% |
¥198,364 |
¥59,509,149 |
¥12,709,149 |
| 25 |
2.10% |
¥200,650 |
¥60,195,043 |
¥13,395,043 |
| 25 |
2.20% |
¥202,952 |
¥60,885,668 |
¥14,085,668 |
| 25 |
2.30% |
¥205,270 |
¥61,581,009 |
¥14,781,009 |
| 25 |
2.40% |
¥207,604 |
¥62,281,055 |
¥15,481,055 |
| 25 |
2.50% |
¥209,953 |
¥62,985,789 |
¥16,185,789 |
| 25 |
2.60% |
¥212,317 |
¥63,695,199 |
¥16,895,199 |
| 25 |
2.70% |
¥214,698 |
¥64,409,267 |
¥17,609,267 |
| 25 |
2.80% |
¥217,093 |
¥65,127,980 |
¥18,327,980 |
| 25 |
2.90% |
¥219,504 |
¥65,851,319 |
¥19,051,319 |
| 25 |
3.00% |
¥221,931 |
¥66,579,268 |
¥19,779,268 |
4680万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥209,025 |
¥50,166,041 |
¥3,366,041 |
| 20 |
0.80% |
¥211,081 |
¥50,659,362 |
¥3,859,362 |
| 20 |
0.90% |
¥213,149 |
¥51,155,792 |
¥4,355,792 |
| 20 |
1.00% |
¥215,231 |
¥51,655,329 |
¥4,855,329 |
| 20 |
1.10% |
¥217,325 |
¥52,157,968 |
¥5,357,968 |
| 20 |
1.20% |
¥219,432 |
¥52,663,709 |
¥5,863,709 |
| 20 |
1.30% |
¥221,552 |
¥53,172,547 |
¥6,372,547 |
| 20 |
1.40% |
¥223,685 |
¥53,684,478 |
¥6,884,478 |
| 20 |
1.50% |
¥225,831 |
¥54,199,500 |
¥7,399,500 |
| 20 |
1.60% |
¥227,990 |
¥54,717,609 |
¥7,917,609 |
| 20 |
1.70% |
¥230,162 |
¥55,238,799 |
¥8,438,799 |
| 20 |
1.80% |
¥232,346 |
¥55,763,067 |
¥8,963,067 |
| 20 |
1.90% |
¥234,543 |
¥56,290,407 |
¥9,490,407 |
| 20 |
2.00% |
¥236,753 |
¥56,820,816 |
¥10,020,816 |
| 20 |
2.10% |
¥238,976 |
¥57,354,288 |
¥10,554,288 |
| 20 |
2.20% |
¥241,212 |
¥57,890,817 |
¥11,090,817 |
| 20 |
2.30% |
¥243,460 |
¥58,430,398 |
¥11,630,398 |
| 20 |
2.40% |
¥245,721 |
¥58,973,026 |
¥12,173,026 |
| 20 |
2.50% |
¥247,995 |
¥59,518,693 |
¥12,718,693 |
| 20 |
2.60% |
¥250,281 |
¥60,067,394 |
¥13,267,394 |
| 20 |
2.70% |
¥252,580 |
¥60,619,122 |
¥13,819,122 |
| 20 |
2.80% |
¥254,891 |
¥61,173,871 |
¥14,373,871 |
| 20 |
2.90% |
¥257,215 |
¥61,731,633 |
¥14,931,633 |
| 20 |
3.00% |
¥259,552 |
¥62,292,402 |
¥15,492,402 |
4680万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥273,965 |
¥49,313,626 |
¥2,513,626 |
| 15 |
0.80% |
¥275,998 |
¥49,679,726 |
¥2,879,726 |
| 15 |
0.90% |
¥278,042 |
¥50,047,577 |
¥3,247,577 |
| 15 |
1.00% |
¥280,095 |
¥50,417,178 |
¥3,617,178 |
| 15 |
1.10% |
¥282,158 |
¥50,788,528 |
¥3,988,528 |
| 15 |
1.20% |
¥284,231 |
¥51,161,625 |
¥4,361,625 |
| 15 |
1.30% |
¥286,314 |
¥51,536,469 |
¥4,736,469 |
| 15 |
1.40% |
¥288,406 |
¥51,913,058 |
¥5,113,058 |
| 15 |
1.50% |
¥290,508 |
¥52,291,392 |
¥5,491,392 |
| 15 |
1.60% |
¥292,619 |
¥52,671,469 |
¥5,871,469 |
| 15 |
1.70% |
¥294,740 |
¥53,053,286 |
¥6,253,286 |
| 15 |
1.80% |
¥296,871 |
¥53,436,844 |
¥6,636,844 |
| 15 |
1.90% |
¥299,012 |
¥53,822,140 |
¥7,022,140 |
| 15 |
2.00% |
¥301,162 |
¥54,209,173 |
¥7,409,173 |
| 15 |
2.10% |
¥303,322 |
¥54,597,941 |
¥7,797,941 |
| 15 |
2.20% |
¥305,491 |
¥54,988,441 |
¥8,188,441 |
| 15 |
2.30% |
¥307,670 |
¥55,380,673 |
¥8,580,673 |
| 15 |
2.40% |
¥309,859 |
¥55,774,635 |
¥8,974,635 |
| 15 |
2.50% |
¥312,057 |
¥56,170,323 |
¥9,370,323 |
| 15 |
2.60% |
¥314,265 |
¥56,567,737 |
¥9,767,737 |
| 15 |
2.70% |
¥316,483 |
¥56,966,873 |
¥10,166,873 |
| 15 |
2.80% |
¥318,710 |
¥57,367,730 |
¥10,567,730 |
| 15 |
2.90% |
¥320,946 |
¥57,770,306 |
¥10,970,306 |
| 15 |
3.00% |
¥323,192 |
¥58,174,597 |
¥11,374,597 |
4680万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥403,923 |
¥48,470,752 |
¥1,670,752 |
| 10 |
0.80% |
¥405,938 |
¥48,712,547 |
¥1,912,547 |
| 10 |
0.90% |
¥407,959 |
¥48,955,122 |
¥2,155,122 |
| 10 |
1.00% |
¥409,987 |
¥49,198,475 |
¥2,398,475 |
| 10 |
1.10% |
¥412,022 |
¥49,442,606 |
¥2,642,606 |
| 10 |
1.20% |
¥414,063 |
¥49,687,515 |
¥2,887,515 |
| 10 |
1.30% |
¥416,110 |
¥49,933,201 |
¥3,133,201 |
| 10 |
1.40% |
¥418,164 |
¥50,179,665 |
¥3,379,665 |
| 10 |
1.50% |
¥420,224 |
¥50,426,906 |
¥3,626,906 |
| 10 |
1.60% |
¥422,291 |
¥50,674,924 |
¥3,874,924 |
| 10 |
1.70% |
¥424,364 |
¥50,923,718 |
¥4,123,718 |
| 10 |
1.80% |
¥426,444 |
¥51,173,289 |
¥4,373,289 |
| 10 |
1.90% |
¥428,530 |
¥51,423,634 |
¥4,623,634 |
| 10 |
2.00% |
¥430,623 |
¥51,674,756 |
¥4,874,756 |
| 10 |
2.10% |
¥432,722 |
¥51,926,652 |
¥5,126,652 |
| 10 |
2.20% |
¥434,828 |
¥52,179,322 |
¥5,379,322 |
| 10 |
2.30% |
¥436,940 |
¥52,432,767 |
¥5,632,767 |
| 10 |
2.40% |
¥439,058 |
¥52,686,985 |
¥5,886,985 |
| 10 |
2.50% |
¥441,183 |
¥52,941,977 |
¥6,141,977 |
| 10 |
2.60% |
¥443,315 |
¥53,197,741 |
¥6,397,741 |
| 10 |
2.70% |
¥445,452 |
¥53,454,277 |
¥6,654,277 |
| 10 |
2.80% |
¥447,597 |
¥53,711,585 |
¥6,911,585 |
| 10 |
2.90% |
¥449,747 |
¥53,969,664 |
¥7,169,664 |
| 10 |
3.00% |
¥451,904 |
¥54,228,514 |
¥7,428,514 |
