4680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4680万円の住宅ローン｜期間・年数別
4680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥92,467 | ¥55,480,288 | ¥8,680,288 |
| 50 | 0.80% | ¥94,663 | ¥56,797,734 | ¥9,997,734 |
| 50 | 0.90% | ¥96,891 | ¥58,134,352 | ¥11,334,352 |
| 50 | 1.00% | ¥99,150 | ¥59,490,058 | ¥12,690,058 |
| 50 | 1.10% | ¥101,441 | ¥60,864,759 | ¥14,064,759 |
| 50 | 1.20% | ¥103,764 | ¥62,258,355 | ¥15,458,355 |
| 50 | 1.30% | ¥106,118 | ¥63,670,735 | ¥16,870,735 |
| 50 | 1.40% | ¥108,503 | ¥65,101,781 | ¥18,301,781 |
| 50 | 1.50% | ¥110,919 | ¥66,551,367 | ¥19,751,367 |
| 50 | 1.60% | ¥113,366 | ¥68,019,358 | ¥21,219,358 |
| 50 | 1.70% | ¥115,843 | ¥69,505,611 | ¥22,705,611 |
| 50 | 1.80% | ¥118,350 | ¥71,009,977 | ¥24,209,977 |
| 50 | 1.90% | ¥120,887 | ¥72,532,297 | ¥25,732,297 |
| 50 | 2.00% | ¥123,454 | ¥74,072,409 | ¥27,272,409 |
| 50 | 2.10% | ¥126,050 | ¥75,630,139 | ¥28,830,139 |
| 50 | 2.20% | ¥128,676 | ¥77,205,310 | ¥30,405,310 |
| 50 | 2.30% | ¥131,330 | ¥78,797,739 | ¥31,997,739 |
| 50 | 2.40% | ¥134,012 | ¥80,407,234 | ¥33,607,234 |
| 50 | 2.50% | ¥136,723 | ¥82,033,600 | ¥35,233,600 |
| 50 | 2.60% | ¥139,461 | ¥83,676,636 | ¥36,876,636 |
| 50 | 2.70% | ¥142,227 | ¥85,336,136 | ¥38,536,136 |
| 50 | 2.80% | ¥145,020 | ¥87,011,888 | ¥40,211,888 |
| 50 | 2.90% | ¥147,839 | ¥88,703,676 | ¥41,903,676 |
| 50 | 3.00% | ¥150,685 | ¥90,411,281 | ¥43,611,281 |
4680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥101,057 | ¥54,570,875 | ¥7,770,875 |
| 45 | 0.80% | ¥103,229 | ¥55,743,783 | ¥8,943,783 |
| 45 | 0.90% | ¥105,430 | ¥56,932,266 | ¥10,132,266 |
| 45 | 1.00% | ¥107,660 | ¥58,136,269 | ¥11,336,269 |
| 45 | 1.10% | ¥109,918 | ¥59,355,732 | ¥12,555,732 |
| 45 | 1.20% | ¥112,205 | ¥60,590,587 | ¥13,790,587 |
| 45 | 1.30% | ¥114,520 | ¥61,840,762 | ¥15,040,762 |
| 45 | 1.40% | ¥116,863 | ¥63,106,176 | ¥16,306,176 |
| 45 | 1.50% | ¥119,235 | ¥64,386,748 | ¥17,586,748 |
| 45 | 1.60% | ¥121,634 | ¥65,682,385 | ¥18,882,385 |
| 45 | 1.70% | ¥124,061 | ¥66,992,995 | ¥20,192,995 |
| 45 | 1.80% | ¥126,516 | ¥68,318,475 | ¥21,518,475 |
| 45 | 1.90% | ¥128,998 | ¥69,658,721 | ¥22,858,721 |
| 45 | 2.00% | ¥131,507 | ¥71,013,622 | ¥24,213,622 |
| 45 | 2.10% | ¥134,043 | ¥72,383,064 | ¥25,583,064 |
| 45 | 2.20% | ¥136,605 | ¥73,766,926 | ¥26,966,926 |
| 45 | 2.30% | ¥139,195 | ¥75,165,084 | ¥28,365,084 |
| 45 | 2.40% | ¥141,810 | ¥76,577,409 | ¥29,777,409 |
| 45 | 2.50% | ¥144,451 | ¥78,003,769 | ¥31,203,769 |
| 45 | 2.60% | ¥147,119 | ¥79,444,027 | ¥32,644,027 |
| 45 | 2.70% | ¥149,811 | ¥80,898,042 | ¥34,098,042 |
| 45 | 2.80% | ¥152,529 | ¥82,365,670 | ¥35,565,670 |
| 45 | 2.90% | ¥155,272 | ¥83,846,763 | ¥37,046,763 |
| 45 | 3.00% | ¥158,039 | ¥85,341,171 | ¥38,541,171 |
4680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥111,814 | ¥53,670,921 | ¥6,870,921 |
| 40 | 0.80% | ¥113,963 | ¥54,702,146 | ¥7,902,146 |
| 40 | 0.90% | ¥116,137 | ¥55,745,711 | ¥8,945,711 |
| 40 | 1.00% | ¥118,337 | ¥56,801,582 | ¥10,001,582 |
| 40 | 1.10% | ¥120,562 | ¥57,869,719 | ¥11,069,719 |
| 40 | 1.20% | ¥122,813 | ¥58,950,081 | ¥12,150,081 |
| 40 | 1.30% | ¥125,089 | ¥60,042,620 | ¥13,242,620 |
| 40 | 1.40% | ¥127,390 | ¥61,147,288 | ¥14,347,288 |
| 40 | 1.50% | ¥129,717 | ¥62,264,030 | ¥15,464,030 |
| 40 | 1.60% | ¥132,068 | ¥63,392,791 | ¥16,592,791 |
| 40 | 1.70% | ¥134,445 | ¥64,533,508 | ¥17,733,508 |
| 40 | 1.80% | ¥136,846 | ¥65,686,120 | ¥18,886,120 |
| 40 | 1.90% | ¥139,272 | ¥66,850,558 | ¥20,050,558 |
| 40 | 2.00% | ¥141,722 | ¥68,026,752 | ¥21,226,752 |
| 40 | 2.10% | ¥144,197 | ¥69,214,628 | ¥22,414,628 |
| 40 | 2.20% | ¥146,696 | ¥70,414,110 | ¥23,614,110 |
| 40 | 2.30% | ¥149,219 | ¥71,625,119 | ¥24,825,119 |
| 40 | 2.40% | ¥151,766 | ¥72,847,571 | ¥26,047,571 |
| 40 | 2.50% | ¥154,336 | ¥74,081,381 | ¥27,281,381 |
| 40 | 2.60% | ¥156,930 | ¥75,326,461 | ¥28,526,461 |
| 40 | 2.70% | ¥159,547 | ¥76,582,719 | ¥29,782,719 |
| 40 | 2.80% | ¥162,188 | ¥77,850,063 | ¥31,050,063 |
| 40 | 2.90% | ¥164,851 | ¥79,128,396 | ¥32,328,396 |
| 40 | 3.00% | ¥167,537 | ¥80,417,621 | ¥33,617,621 |
4680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥125,668 | ¥52,780,444 | ¥5,980,444 |
| 35 | 0.80% | ¥127,793 | ¥53,672,858 | ¥6,872,858 |
| 35 | 0.90% | ¥129,940 | ¥54,574,743 | ¥7,774,743 |
| 35 | 1.00% | ¥132,110 | ¥55,486,077 | ¥8,686,077 |
| 35 | 1.10% | ¥134,302 | ¥56,406,838 | ¥9,606,838 |
| 35 | 1.20% | ¥136,517 | ¥57,337,001 | ¥10,537,001 |
| 35 | 1.30% | ¥138,754 | ¥58,276,538 | ¥11,476,538 |
| 35 | 1.40% | ¥141,013 | ¥59,225,420 | ¥12,425,420 |
| 35 | 1.50% | ¥143,294 | ¥60,183,613 | ¥13,383,613 |
| 35 | 1.60% | ¥145,598 | ¥61,151,086 | ¥14,351,086 |
| 35 | 1.70% | ¥147,923 | ¥62,127,801 | ¥15,327,801 |
| 35 | 1.80% | ¥150,271 | ¥63,113,720 | ¥16,313,720 |
| 35 | 1.90% | ¥152,640 | ¥64,108,804 | ¥17,308,804 |
| 35 | 2.00% | ¥155,031 | ¥65,113,010 | ¥18,313,010 |
| 35 | 2.10% | ¥157,444 | ¥66,126,294 | ¥19,326,294 |
| 35 | 2.20% | ¥159,878 | ¥67,148,610 | ¥20,348,610 |
| 35 | 2.30% | ¥162,333 | ¥68,179,909 | ¥21,379,909 |
| 35 | 2.40% | ¥164,810 | ¥69,220,143 | ¥22,420,143 |
| 35 | 2.50% | ¥167,308 | ¥70,269,260 | ¥23,469,260 |
| 35 | 2.60% | ¥169,827 | ¥71,327,205 | ¥24,527,205 |
| 35 | 2.70% | ¥172,366 | ¥72,393,925 | ¥25,593,925 |
| 35 | 2.80% | ¥174,927 | ¥73,469,362 | ¥26,669,362 |
| 35 | 2.90% | ¥177,508 | ¥74,553,458 | ¥27,753,458 |
| 35 | 3.00% | ¥180,110 | ¥75,646,153 | ¥28,846,153 |
4680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥144,165 | ¥51,899,462 | ¥5,099,462 |
| 30 | 0.80% | ¥146,267 | ¥52,655,948 | ¥5,855,948 |
| 30 | 0.90% | ¥148,387 | ¥53,419,407 | ¥6,619,407 |
| 30 | 1.00% | ¥150,527 | ¥54,189,826 | ¥7,389,826 |
| 30 | 1.10% | ¥152,687 | ¥54,967,194 | ¥8,167,194 |
| 30 | 1.20% | ¥154,865 | ¥55,751,497 | ¥8,951,497 |
| 30 | 1.30% | ¥157,063 | ¥56,542,718 | ¥9,742,718 |
| 30 | 1.40% | ¥159,280 | ¥57,340,843 | ¥10,540,843 |
| 30 | 1.50% | ¥161,516 | ¥58,145,853 | ¥11,345,853 |
| 30 | 1.60% | ¥163,771 | ¥58,957,730 | ¥12,157,730 |
| 30 | 1.70% | ¥166,046 | ¥59,776,453 | ¥12,976,453 |
| 30 | 1.80% | ¥168,339 | ¥60,602,003 | ¥13,802,003 |
| 30 | 1.90% | ¥170,651 | ¥61,434,355 | ¥14,634,355 |
| 30 | 2.00% | ¥172,982 | ¥62,273,489 | ¥15,473,489 |
| 30 | 2.10% | ¥175,332 | ¥63,119,378 | ¥16,319,378 |
| 30 | 2.20% | ¥177,700 | ¥63,971,998 | ¥17,171,998 |
| 30 | 2.30% | ¥180,087 | ¥64,831,321 | ¥18,031,321 |
| 30 | 2.40% | ¥182,493 | ¥65,697,321 | ¥18,897,321 |
| 30 | 2.50% | ¥184,917 | ¥66,569,969 | ¥19,769,969 |
| 30 | 2.60% | ¥187,359 | ¥67,449,235 | ¥20,649,235 |
| 30 | 2.70% | ¥189,820 | ¥68,335,087 | ¥21,535,087 |
| 30 | 2.80% | ¥192,299 | ¥69,227,496 | ¥22,427,496 |
| 30 | 2.90% | ¥194,796 | ¥70,126,427 | ¥23,326,427 |
| 30 | 3.00% | ¥197,311 | ¥71,031,848 | ¥24,231,848 |
4680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥170,093 | ¥51,027,990 | ¥4,227,990 |
| 25 | 0.80% | ¥172,171 | ¥51,651,442 | ¥4,851,442 |
| 25 | 0.90% | ¥174,266 | ¥52,279,745 | ¥5,479,745 |
| 25 | 1.00% | ¥176,376 | ¥52,912,893 | ¥6,112,893 |
| 25 | 1.10% | ¥178,503 | ¥53,550,879 | ¥6,750,879 |
| 25 | 1.20% | ¥180,646 | ¥54,193,696 | ¥7,393,696 |
| 25 | 1.30% | ¥182,804 | ¥54,841,338 | ¥8,041,338 |
| 25 | 1.40% | ¥184,979 | ¥55,493,795 | ¥8,693,795 |
| 25 | 1.50% | ¥187,170 | ¥56,151,060 | ¥9,351,060 |
| 25 | 1.60% | ¥189,377 | ¥56,813,123 | ¥10,013,123 |
| 25 | 1.70% | ¥191,600 | ¥57,479,974 | ¥10,679,974 |
| 25 | 1.80% | ¥193,839 | ¥58,151,603 | ¥11,351,603 |
| 25 | 1.90% | ¥196,093 | ¥58,827,998 | ¥12,027,998 |
| 25 | 2.00% | ¥198,364 | ¥59,509,149 | ¥12,709,149 |
| 25 | 2.10% | ¥200,650 | ¥60,195,043 | ¥13,395,043 |
| 25 | 2.20% | ¥202,952 | ¥60,885,668 | ¥14,085,668 |
| 25 | 2.30% | ¥205,270 | ¥61,581,009 | ¥14,781,009 |
| 25 | 2.40% | ¥207,604 | ¥62,281,055 | ¥15,481,055 |
| 25 | 2.50% | ¥209,953 | ¥62,985,789 | ¥16,185,789 |
| 25 | 2.60% | ¥212,317 | ¥63,695,199 | ¥16,895,199 |
| 25 | 2.70% | ¥214,698 | ¥64,409,267 | ¥17,609,267 |
| 25 | 2.80% | ¥217,093 | ¥65,127,980 | ¥18,327,980 |
| 25 | 2.90% | ¥219,504 | ¥65,851,319 | ¥19,051,319 |
| 25 | 3.00% | ¥221,931 | ¥66,579,268 | ¥19,779,268 |
4680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥209,025 | ¥50,166,041 | ¥3,366,041 |
| 20 | 0.80% | ¥211,081 | ¥50,659,362 | ¥3,859,362 |
| 20 | 0.90% | ¥213,149 | ¥51,155,792 | ¥4,355,792 |
| 20 | 1.00% | ¥215,231 | ¥51,655,329 | ¥4,855,329 |
| 20 | 1.10% | ¥217,325 | ¥52,157,968 | ¥5,357,968 |
| 20 | 1.20% | ¥219,432 | ¥52,663,709 | ¥5,863,709 |
| 20 | 1.30% | ¥221,552 | ¥53,172,547 | ¥6,372,547 |
| 20 | 1.40% | ¥223,685 | ¥53,684,478 | ¥6,884,478 |
| 20 | 1.50% | ¥225,831 | ¥54,199,500 | ¥7,399,500 |
| 20 | 1.60% | ¥227,990 | ¥54,717,609 | ¥7,917,609 |
| 20 | 1.70% | ¥230,162 | ¥55,238,799 | ¥8,438,799 |
| 20 | 1.80% | ¥232,346 | ¥55,763,067 | ¥8,963,067 |
| 20 | 1.90% | ¥234,543 | ¥56,290,407 | ¥9,490,407 |
| 20 | 2.00% | ¥236,753 | ¥56,820,816 | ¥10,020,816 |
| 20 | 2.10% | ¥238,976 | ¥57,354,288 | ¥10,554,288 |
| 20 | 2.20% | ¥241,212 | ¥57,890,817 | ¥11,090,817 |
| 20 | 2.30% | ¥243,460 | ¥58,430,398 | ¥11,630,398 |
| 20 | 2.40% | ¥245,721 | ¥58,973,026 | ¥12,173,026 |
| 20 | 2.50% | ¥247,995 | ¥59,518,693 | ¥12,718,693 |
| 20 | 2.60% | ¥250,281 | ¥60,067,394 | ¥13,267,394 |
| 20 | 2.70% | ¥252,580 | ¥60,619,122 | ¥13,819,122 |
| 20 | 2.80% | ¥254,891 | ¥61,173,871 | ¥14,373,871 |
| 20 | 2.90% | ¥257,215 | ¥61,731,633 | ¥14,931,633 |
| 20 | 3.00% | ¥259,552 | ¥62,292,402 | ¥15,492,402 |
4680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥273,965 | ¥49,313,626 | ¥2,513,626 |
| 15 | 0.80% | ¥275,998 | ¥49,679,726 | ¥2,879,726 |
| 15 | 0.90% | ¥278,042 | ¥50,047,577 | ¥3,247,577 |
| 15 | 1.00% | ¥280,095 | ¥50,417,178 | ¥3,617,178 |
| 15 | 1.10% | ¥282,158 | ¥50,788,528 | ¥3,988,528 |
| 15 | 1.20% | ¥284,231 | ¥51,161,625 | ¥4,361,625 |
| 15 | 1.30% | ¥286,314 | ¥51,536,469 | ¥4,736,469 |
| 15 | 1.40% | ¥288,406 | ¥51,913,058 | ¥5,113,058 |
| 15 | 1.50% | ¥290,508 | ¥52,291,392 | ¥5,491,392 |
| 15 | 1.60% | ¥292,619 | ¥52,671,469 | ¥5,871,469 |
| 15 | 1.70% | ¥294,740 | ¥53,053,286 | ¥6,253,286 |
| 15 | 1.80% | ¥296,871 | ¥53,436,844 | ¥6,636,844 |
| 15 | 1.90% | ¥299,012 | ¥53,822,140 | ¥7,022,140 |
| 15 | 2.00% | ¥301,162 | ¥54,209,173 | ¥7,409,173 |
| 15 | 2.10% | ¥303,322 | ¥54,597,941 | ¥7,797,941 |
| 15 | 2.20% | ¥305,491 | ¥54,988,441 | ¥8,188,441 |
| 15 | 2.30% | ¥307,670 | ¥55,380,673 | ¥8,580,673 |
| 15 | 2.40% | ¥309,859 | ¥55,774,635 | ¥8,974,635 |
| 15 | 2.50% | ¥312,057 | ¥56,170,323 | ¥9,370,323 |
| 15 | 2.60% | ¥314,265 | ¥56,567,737 | ¥9,767,737 |
| 15 | 2.70% | ¥316,483 | ¥56,966,873 | ¥10,166,873 |
| 15 | 2.80% | ¥318,710 | ¥57,367,730 | ¥10,567,730 |
| 15 | 2.90% | ¥320,946 | ¥57,770,306 | ¥10,970,306 |
| 15 | 3.00% | ¥323,192 | ¥58,174,597 | ¥11,374,597 |
4680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥403,923 | ¥48,470,752 | ¥1,670,752 |
| 10 | 0.80% | ¥405,938 | ¥48,712,547 | ¥1,912,547 |
| 10 | 0.90% | ¥407,959 | ¥48,955,122 | ¥2,155,122 |
| 10 | 1.00% | ¥409,987 | ¥49,198,475 | ¥2,398,475 |
| 10 | 1.10% | ¥412,022 | ¥49,442,606 | ¥2,642,606 |
| 10 | 1.20% | ¥414,063 | ¥49,687,515 | ¥2,887,515 |
| 10 | 1.30% | ¥416,110 | ¥49,933,201 | ¥3,133,201 |
| 10 | 1.40% | ¥418,164 | ¥50,179,665 | ¥3,379,665 |
| 10 | 1.50% | ¥420,224 | ¥50,426,906 | ¥3,626,906 |
| 10 | 1.60% | ¥422,291 | ¥50,674,924 | ¥3,874,924 |
| 10 | 1.70% | ¥424,364 | ¥50,923,718 | ¥4,123,718 |
| 10 | 1.80% | ¥426,444 | ¥51,173,289 | ¥4,373,289 |
| 10 | 1.90% | ¥428,530 | ¥51,423,634 | ¥4,623,634 |
| 10 | 2.00% | ¥430,623 | ¥51,674,756 | ¥4,874,756 |
| 10 | 2.10% | ¥432,722 | ¥51,926,652 | ¥5,126,652 |
| 10 | 2.20% | ¥434,828 | ¥52,179,322 | ¥5,379,322 |
| 10 | 2.30% | ¥436,940 | ¥52,432,767 | ¥5,632,767 |
| 10 | 2.40% | ¥439,058 | ¥52,686,985 | ¥5,886,985 |
| 10 | 2.50% | ¥441,183 | ¥52,941,977 | ¥6,141,977 |
| 10 | 2.60% | ¥443,315 | ¥53,197,741 | ¥6,397,741 |
| 10 | 2.70% | ¥445,452 | ¥53,454,277 | ¥6,654,277 |
| 10 | 2.80% | ¥447,597 | ¥53,711,585 | ¥6,911,585 |
| 10 | 2.90% | ¥449,747 | ¥53,969,664 | ¥7,169,664 |
| 10 | 3.00% | ¥451,904 | ¥54,228,514 | ¥7,428,514 |
