4700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4700万円の住宅ローン｜期間・年数別
4700万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥92,862 | ¥55,717,383 | ¥8,717,383 |
| 50 | 0.80% | ¥95,067 | ¥57,040,460 | ¥10,040,460 |
| 50 | 0.90% | ¥97,305 | ¥58,382,790 | ¥11,382,790 |
| 50 | 1.00% | ¥99,574 | ¥59,744,289 | ¥12,744,289 |
| 50 | 1.10% | ¥101,875 | ¥61,124,865 | ¥14,124,865 |
| 50 | 1.20% | ¥104,207 | ¥62,524,416 | ¥15,524,416 |
| 50 | 1.30% | ¥106,571 | ¥63,942,832 | ¥16,942,832 |
| 50 | 1.40% | ¥108,967 | ¥65,379,994 | ¥18,379,994 |
| 50 | 1.50% | ¥111,393 | ¥66,835,774 | ¥19,835,774 |
| 50 | 1.60% | ¥113,850 | ¥68,310,039 | ¥21,310,039 |
| 50 | 1.70% | ¥116,338 | ¥69,802,644 | ¥22,802,644 |
| 50 | 1.80% | ¥118,856 | ¥71,313,438 | ¥24,313,438 |
| 50 | 1.90% | ¥121,404 | ¥72,842,265 | ¥25,842,265 |
| 50 | 2.00% | ¥123,982 | ¥74,388,957 | ¥27,388,957 |
| 50 | 2.10% | ¥126,589 | ¥75,953,345 | ¥28,953,345 |
| 50 | 2.20% | ¥129,225 | ¥77,535,248 | ¥30,535,248 |
| 50 | 2.30% | ¥131,891 | ¥79,134,481 | ¥32,134,481 |
| 50 | 2.40% | ¥134,585 | ¥80,750,855 | ¥33,750,855 |
| 50 | 2.50% | ¥137,307 | ¥82,384,171 | ¥35,384,171 |
| 50 | 2.60% | ¥140,057 | ¥84,034,229 | ¥37,034,229 |
| 50 | 2.70% | ¥142,835 | ¥85,700,820 | ¥38,700,820 |
| 50 | 2.80% | ¥145,640 | ¥87,383,733 | ¥40,383,733 |
| 50 | 2.90% | ¥148,471 | ¥89,082,752 | ¥42,082,752 |
| 50 | 3.00% | ¥151,329 | ¥90,797,654 | ¥43,797,654 |
4700万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥101,489 | ¥54,804,084 | ¥7,804,084 |
| 45 | 0.80% | ¥103,670 | ¥55,982,004 | ¥8,982,004 |
| 45 | 0.90% | ¥105,881 | ¥57,175,566 | ¥10,175,566 |
| 45 | 1.00% | ¥108,120 | ¥58,384,715 | ¥11,384,715 |
| 45 | 1.10% | ¥110,388 | ¥59,609,389 | ¥12,609,389 |
| 45 | 1.20% | ¥112,684 | ¥60,849,521 | ¥13,849,521 |
| 45 | 1.30% | ¥115,009 | ¥62,105,038 | ¥15,105,038 |
| 45 | 1.40% | ¥117,363 | ¥63,375,861 | ¥16,375,861 |
| 45 | 1.50% | ¥119,744 | ¥64,661,905 | ¥17,661,905 |
| 45 | 1.60% | ¥122,154 | ¥65,963,079 | ¥18,963,079 |
| 45 | 1.70% | ¥124,591 | ¥67,279,290 | ¥20,279,290 |
| 45 | 1.80% | ¥127,056 | ¥68,610,434 | ¥21,610,434 |
| 45 | 1.90% | ¥129,549 | ¥69,956,408 | ¥22,956,408 |
| 45 | 2.00% | ¥132,069 | ¥71,317,099 | ¥24,317,099 |
| 45 | 2.10% | ¥134,616 | ¥72,692,393 | ¥25,692,393 |
| 45 | 2.20% | ¥137,189 | ¥74,082,169 | ¥27,082,169 |
| 45 | 2.30% | ¥139,789 | ¥75,486,302 | ¥28,486,302 |
| 45 | 2.40% | ¥142,416 | ¥76,904,663 | ¥29,904,663 |
| 45 | 2.50% | ¥145,069 | ¥78,337,118 | ¥31,337,118 |
| 45 | 2.60% | ¥147,747 | ¥79,783,531 | ¥32,783,531 |
| 45 | 2.70% | ¥150,451 | ¥81,243,760 | ¥34,243,760 |
| 45 | 2.80% | ¥153,181 | ¥82,717,660 | ¥35,717,660 |
| 45 | 2.90% | ¥155,935 | ¥84,205,083 | ¥37,205,083 |
| 45 | 3.00% | ¥158,715 | ¥85,705,877 | ¥38,705,877 |
4700万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥112,292 | ¥53,900,284 | ¥6,900,284 |
| 40 | 0.80% | ¥114,450 | ¥54,935,916 | ¥7,935,916 |
| 40 | 0.90% | ¥116,633 | ¥55,983,941 | ¥8,983,941 |
| 40 | 1.00% | ¥118,842 | ¥57,044,324 | ¥10,044,324 |
| 40 | 1.10% | ¥121,077 | ¥58,117,026 | ¥11,117,026 |
| 40 | 1.20% | ¥123,338 | ¥59,202,004 | ¥12,202,004 |
| 40 | 1.30% | ¥125,623 | ¥60,299,212 | ¥13,299,212 |
| 40 | 1.40% | ¥127,935 | ¥61,408,601 | ¥14,408,601 |
| 40 | 1.50% | ¥130,271 | ¥62,530,116 | ¥15,530,116 |
| 40 | 1.60% | ¥132,633 | ¥63,663,700 | ¥16,663,700 |
| 40 | 1.70% | ¥135,019 | ¥64,809,293 | ¥17,809,293 |
| 40 | 1.80% | ¥137,431 | ¥65,966,830 | ¥18,966,830 |
| 40 | 1.90% | ¥139,867 | ¥67,136,244 | ¥20,136,244 |
| 40 | 2.00% | ¥142,328 | ¥68,317,464 | ¥21,317,464 |
| 40 | 2.10% | ¥144,813 | ¥69,510,417 | ¥22,510,417 |
| 40 | 2.20% | ¥147,323 | ¥70,715,025 | ¥23,715,025 |
| 40 | 2.30% | ¥149,857 | ¥71,931,209 | ¥24,931,209 |
| 40 | 2.40% | ¥152,414 | ¥73,158,885 | ¥26,158,885 |
| 40 | 2.50% | ¥154,996 | ¥74,397,968 | ¥27,397,968 |
| 40 | 2.60% | ¥157,601 | ¥75,648,369 | ¥28,648,369 |
| 40 | 2.70% | ¥160,229 | ¥76,909,996 | ¥29,909,996 |
| 40 | 2.80% | ¥162,881 | ¥78,182,756 | ¥31,182,756 |
| 40 | 2.90% | ¥165,555 | ¥79,466,552 | ¥32,466,552 |
| 40 | 3.00% | ¥168,253 | ¥80,761,286 | ¥33,761,286 |
4700万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥126,205 | ¥53,006,002 | ¥6,006,002 |
| 35 | 0.80% | ¥128,339 | ¥53,902,229 | ¥6,902,229 |
| 35 | 0.90% | ¥130,495 | ¥54,807,968 | ¥7,807,968 |
| 35 | 1.00% | ¥132,674 | ¥55,723,197 | ¥8,723,197 |
| 35 | 1.10% | ¥134,876 | ¥56,647,893 | ¥9,647,893 |
| 35 | 1.20% | ¥137,100 | ¥57,582,031 | ¥10,582,031 |
| 35 | 1.30% | ¥139,347 | ¥58,525,583 | ¥11,525,583 |
| 35 | 1.40% | ¥141,616 | ¥59,478,520 | ¥12,478,520 |
| 35 | 1.50% | ¥143,907 | ¥60,440,808 | ¥13,440,808 |
| 35 | 1.60% | ¥146,220 | ¥61,412,415 | ¥14,412,415 |
| 35 | 1.70% | ¥148,555 | ¥62,393,304 | ¥15,393,304 |
| 35 | 1.80% | ¥150,913 | ¥63,383,437 | ¥16,383,437 |
| 35 | 1.90% | ¥153,292 | ¥64,382,773 | ¥17,382,773 |
| 35 | 2.00% | ¥155,694 | ¥65,391,271 | ¥18,391,271 |
| 35 | 2.10% | ¥158,116 | ¥66,408,885 | ¥19,408,885 |
| 35 | 2.20% | ¥160,561 | ¥67,435,569 | ¥20,435,569 |
| 35 | 2.30% | ¥163,027 | ¥68,471,276 | ¥21,471,276 |
| 35 | 2.40% | ¥165,514 | ¥69,515,956 | ¥22,515,956 |
| 35 | 2.50% | ¥168,023 | ¥70,569,556 | ¥23,569,556 |
| 35 | 2.60% | ¥170,552 | ¥71,632,022 | ¥24,632,022 |
| 35 | 2.70% | ¥173,103 | ¥72,703,301 | ¥25,703,301 |
| 35 | 2.80% | ¥175,675 | ¥73,783,334 | ¥26,783,334 |
| 35 | 2.90% | ¥178,267 | ¥74,872,063 | ¥27,872,063 |
| 35 | 3.00% | ¥180,880 | ¥75,969,427 | ¥28,969,427 |
4700万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥144,781 | ¥52,121,255 | ¥5,121,255 |
| 30 | 0.80% | ¥146,892 | ¥52,880,974 | ¥5,880,974 |
| 30 | 0.90% | ¥149,021 | ¥53,647,695 | ¥6,647,695 |
| 30 | 1.00% | ¥151,171 | ¥54,421,407 | ¥7,421,407 |
| 30 | 1.10% | ¥153,339 | ¥55,202,097 | ¥8,202,097 |
| 30 | 1.20% | ¥155,527 | ¥55,989,751 | ¥8,989,751 |
| 30 | 1.30% | ¥157,734 | ¥56,784,354 | ¥9,784,354 |
| 30 | 1.40% | ¥159,961 | ¥57,585,889 | ¥10,585,889 |
| 30 | 1.50% | ¥162,206 | ¥58,394,340 | ¥11,394,340 |
| 30 | 1.60% | ¥164,471 | ¥59,209,686 | ¥12,209,686 |
| 30 | 1.70% | ¥166,755 | ¥60,031,908 | ¥13,031,908 |
| 30 | 1.80% | ¥169,058 | ¥60,860,985 | ¥13,860,985 |
| 30 | 1.90% | ¥171,380 | ¥61,696,895 | ¥14,696,895 |
| 30 | 2.00% | ¥173,721 | ¥62,539,615 | ¥15,539,615 |
| 30 | 2.10% | ¥176,081 | ¥63,389,119 | ¥16,389,119 |
| 30 | 2.20% | ¥178,459 | ¥64,245,382 | ¥17,245,382 |
| 30 | 2.30% | ¥180,857 | ¥65,108,378 | ¥18,108,378 |
| 30 | 2.40% | ¥183,272 | ¥65,978,079 | ¥18,978,079 |
| 30 | 2.50% | ¥185,707 | ¥66,854,456 | ¥19,854,456 |
| 30 | 2.60% | ¥188,160 | ¥67,737,479 | ¥20,737,479 |
| 30 | 2.70% | ¥190,631 | ¥68,627,118 | ¥21,627,118 |
| 30 | 2.80% | ¥193,120 | ¥69,523,340 | ¥22,523,340 |
| 30 | 2.90% | ¥195,628 | ¥70,426,113 | ¥23,426,113 |
| 30 | 3.00% | ¥198,154 | ¥71,335,403 | ¥24,335,403 |
4700万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥170,820 | ¥51,246,059 | ¥4,246,059 |
| 25 | 0.80% | ¥172,907 | ¥51,872,175 | ¥4,872,175 |
| 25 | 0.90% | ¥175,011 | ¥52,503,163 | ¥5,503,163 |
| 25 | 1.00% | ¥177,130 | ¥53,139,016 | ¥6,139,016 |
| 25 | 1.10% | ¥179,266 | ¥53,779,728 | ¥6,779,728 |
| 25 | 1.20% | ¥181,418 | ¥54,425,293 | ¥7,425,293 |
| 25 | 1.30% | ¥183,586 | ¥55,075,702 | ¥8,075,702 |
| 25 | 1.40% | ¥185,770 | ¥55,730,948 | ¥8,730,948 |
| 25 | 1.50% | ¥187,970 | ¥56,391,022 | ¥9,391,022 |
| 25 | 1.60% | ¥190,186 | ¥57,055,914 | ¥10,055,914 |
| 25 | 1.70% | ¥192,419 | ¥57,725,615 | ¥10,725,615 |
| 25 | 1.80% | ¥194,667 | ¥58,400,114 | ¥11,400,114 |
| 25 | 1.90% | ¥196,931 | ¥59,079,400 | ¥12,079,400 |
| 25 | 2.00% | ¥199,212 | ¥59,763,462 | ¥12,763,462 |
| 25 | 2.10% | ¥201,508 | ¥60,452,287 | ¥13,452,287 |
| 25 | 2.20% | ¥203,820 | ¥61,145,863 | ¥14,145,863 |
| 25 | 2.30% | ¥206,147 | ¥61,844,176 | ¥14,844,176 |
| 25 | 2.40% | ¥208,491 | ¥62,547,213 | ¥15,547,213 |
| 25 | 2.50% | ¥210,850 | ¥63,254,960 | ¥16,254,960 |
| 25 | 2.60% | ¥213,225 | ¥63,967,401 | ¥16,967,401 |
| 25 | 2.70% | ¥215,615 | ¥64,684,521 | ¥17,684,521 |
| 25 | 2.80% | ¥218,021 | ¥65,406,304 | ¥18,406,304 |
| 25 | 2.90% | ¥220,442 | ¥66,132,735 | ¥19,132,735 |
| 25 | 3.00% | ¥222,879 | ¥66,863,795 | ¥19,863,795 |
4700万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥209,918 | ¥50,380,426 | ¥3,380,426 |
| 20 | 0.80% | ¥211,983 | ¥50,875,855 | ¥3,875,855 |
| 20 | 0.90% | ¥214,060 | ¥51,374,407 | ¥4,374,407 |
| 20 | 1.00% | ¥216,150 | ¥51,876,078 | ¥4,876,078 |
| 20 | 1.10% | ¥218,254 | ¥52,380,866 | ¥5,380,866 |
| 20 | 1.20% | ¥220,370 | ¥52,888,767 | ¥5,888,767 |
| 20 | 1.30% | ¥222,499 | ¥53,399,780 | ¥6,399,780 |
| 20 | 1.40% | ¥224,641 | ¥53,913,899 | ¥6,913,899 |
| 20 | 1.50% | ¥226,796 | ¥54,431,122 | ¥7,431,122 |
| 20 | 1.60% | ¥228,964 | ¥54,951,444 | ¥7,951,444 |
| 20 | 1.70% | ¥231,145 | ¥55,474,862 | ¥8,474,862 |
| 20 | 1.80% | ¥233,339 | ¥56,001,370 | ¥9,001,370 |
| 20 | 1.90% | ¥235,546 | ¥56,530,965 | ¥9,530,965 |
| 20 | 2.00% | ¥237,765 | ¥57,063,640 | ¥10,063,640 |
| 20 | 2.10% | ¥239,997 | ¥57,599,392 | ¥10,599,392 |
| 20 | 2.20% | ¥242,243 | ¥58,138,214 | ¥11,138,214 |
| 20 | 2.30% | ¥244,500 | ¥58,680,101 | ¥11,680,101 |
| 20 | 2.40% | ¥246,771 | ¥59,225,047 | ¥12,225,047 |
| 20 | 2.50% | ¥249,054 | ¥59,773,046 | ¥12,773,046 |
| 20 | 2.60% | ¥251,350 | ¥60,324,092 | ¥13,324,092 |
| 20 | 2.70% | ¥253,659 | ¥60,878,178 | ¥13,878,178 |
| 20 | 2.80% | ¥255,980 | ¥61,435,298 | ¥14,435,298 |
| 20 | 2.90% | ¥258,314 | ¥61,995,444 | ¥14,995,444 |
| 20 | 3.00% | ¥260,661 | ¥62,558,609 | ¥15,558,609 |
4700万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥275,135 | ¥49,524,368 | ¥2,524,368 |
| 15 | 0.80% | ¥277,178 | ¥49,892,033 | ¥2,892,033 |
| 15 | 0.90% | ¥279,230 | ¥50,261,456 | ¥3,261,456 |
| 15 | 1.00% | ¥281,292 | ¥50,632,636 | ¥3,632,636 |
| 15 | 1.10% | ¥283,364 | ¥51,005,572 | ¥4,005,572 |
| 15 | 1.20% | ¥285,446 | ¥51,380,264 | ¥4,380,264 |
| 15 | 1.30% | ¥287,537 | ¥51,756,710 | ¥4,756,710 |
| 15 | 1.40% | ¥289,638 | ¥52,134,909 | ¥5,134,909 |
| 15 | 1.50% | ¥291,749 | ¥52,514,860 | ¥5,514,860 |
| 15 | 1.60% | ¥293,870 | ¥52,896,560 | ¥5,896,560 |
| 15 | 1.70% | ¥296,000 | ¥53,280,010 | ¥6,280,010 |
| 15 | 1.80% | ¥298,140 | ¥53,665,207 | ¥6,665,207 |
| 15 | 1.90% | ¥300,290 | ¥54,052,149 | ¥7,052,149 |
| 15 | 2.00% | ¥302,449 | ¥54,440,836 | ¥7,440,836 |
| 15 | 2.10% | ¥304,618 | ¥54,831,265 | ¥7,831,265 |
| 15 | 2.20% | ¥306,797 | ¥55,223,435 | ¥8,223,435 |
| 15 | 2.30% | ¥308,985 | ¥55,617,343 | ¥8,617,343 |
| 15 | 2.40% | ¥311,183 | ¥56,012,988 | ¥9,012,988 |
| 15 | 2.50% | ¥313,391 | ¥56,410,367 | ¥9,410,367 |
| 15 | 2.60% | ¥315,608 | ¥56,809,479 | ¥9,809,479 |
| 15 | 2.70% | ¥317,835 | ¥57,210,321 | ¥10,210,321 |
| 15 | 2.80% | ¥320,072 | ¥57,612,892 | ¥10,612,892 |
| 15 | 2.90% | ¥322,318 | ¥58,017,188 | ¥11,017,188 |
| 15 | 3.00% | ¥324,573 | ¥58,423,207 | ¥11,423,207 |
4700万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥405,649 | ¥48,677,892 | ¥1,677,892 |
| 10 | 0.80% | ¥407,673 | ¥48,920,721 | ¥1,920,721 |
| 10 | 0.90% | ¥409,703 | ¥49,164,332 | ¥2,164,332 |
| 10 | 1.00% | ¥411,739 | ¥49,408,724 | ¥2,408,724 |
| 10 | 1.10% | ¥413,782 | ¥49,653,899 | ¥2,653,899 |
| 10 | 1.20% | ¥415,832 | ¥49,899,854 | ¥2,899,854 |
| 10 | 1.30% | ¥417,888 | ¥50,146,591 | ¥3,146,591 |
| 10 | 1.40% | ¥419,951 | ¥50,394,108 | ¥3,394,108 |
| 10 | 1.50% | ¥422,020 | ¥50,642,406 | ¥3,642,406 |
| 10 | 1.60% | ¥424,096 | ¥50,891,484 | ¥3,891,484 |
| 10 | 1.70% | ¥426,178 | ¥51,141,341 | ¥4,141,341 |
| 10 | 1.80% | ¥428,266 | ¥51,391,978 | ¥4,391,978 |
| 10 | 1.90% | ¥430,362 | ¥51,643,394 | ¥4,643,394 |
| 10 | 2.00% | ¥432,463 | ¥51,895,588 | ¥4,895,588 |
| 10 | 2.10% | ¥434,571 | ¥52,148,561 | ¥5,148,561 |
| 10 | 2.20% | ¥436,686 | ¥52,402,311 | ¥5,402,311 |
| 10 | 2.30% | ¥438,807 | ¥52,656,839 | ¥5,656,839 |
| 10 | 2.40% | ¥440,935 | ¥52,912,143 | ¥5,912,143 |
| 10 | 2.50% | ¥443,069 | ¥53,168,225 | ¥6,168,225 |
| 10 | 2.60% | ¥445,209 | ¥53,425,082 | ¥6,425,082 |
| 10 | 2.70% | ¥447,356 | ¥53,682,714 | ¥6,682,714 |
| 10 | 2.80% | ¥449,509 | ¥53,941,122 | ¥6,941,122 |
| 10 | 2.90% | ¥451,669 | ¥54,200,304 | ¥7,200,304 |
| 10 | 3.00% | ¥453,836 | ¥54,460,260 | ¥7,460,260 |
