4700万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4700万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4700万円の住宅ローン｜期間・年数別
4700万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥92,862 |
¥55,717,383 |
¥8,717,383 |
| 50 |
0.80% |
¥95,067 |
¥57,040,460 |
¥10,040,460 |
| 50 |
0.90% |
¥97,305 |
¥58,382,790 |
¥11,382,790 |
| 50 |
1.00% |
¥99,574 |
¥59,744,289 |
¥12,744,289 |
| 50 |
1.10% |
¥101,875 |
¥61,124,865 |
¥14,124,865 |
| 50 |
1.20% |
¥104,207 |
¥62,524,416 |
¥15,524,416 |
| 50 |
1.30% |
¥106,571 |
¥63,942,832 |
¥16,942,832 |
| 50 |
1.40% |
¥108,967 |
¥65,379,994 |
¥18,379,994 |
| 50 |
1.50% |
¥111,393 |
¥66,835,774 |
¥19,835,774 |
| 50 |
1.60% |
¥113,850 |
¥68,310,039 |
¥21,310,039 |
| 50 |
1.70% |
¥116,338 |
¥69,802,644 |
¥22,802,644 |
| 50 |
1.80% |
¥118,856 |
¥71,313,438 |
¥24,313,438 |
| 50 |
1.90% |
¥121,404 |
¥72,842,265 |
¥25,842,265 |
| 50 |
2.00% |
¥123,982 |
¥74,388,957 |
¥27,388,957 |
| 50 |
2.10% |
¥126,589 |
¥75,953,345 |
¥28,953,345 |
| 50 |
2.20% |
¥129,225 |
¥77,535,248 |
¥30,535,248 |
| 50 |
2.30% |
¥131,891 |
¥79,134,481 |
¥32,134,481 |
| 50 |
2.40% |
¥134,585 |
¥80,750,855 |
¥33,750,855 |
| 50 |
2.50% |
¥137,307 |
¥82,384,171 |
¥35,384,171 |
| 50 |
2.60% |
¥140,057 |
¥84,034,229 |
¥37,034,229 |
| 50 |
2.70% |
¥142,835 |
¥85,700,820 |
¥38,700,820 |
| 50 |
2.80% |
¥145,640 |
¥87,383,733 |
¥40,383,733 |
| 50 |
2.90% |
¥148,471 |
¥89,082,752 |
¥42,082,752 |
| 50 |
3.00% |
¥151,329 |
¥90,797,654 |
¥43,797,654 |
4700万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥101,489 |
¥54,804,084 |
¥7,804,084 |
| 45 |
0.80% |
¥103,670 |
¥55,982,004 |
¥8,982,004 |
| 45 |
0.90% |
¥105,881 |
¥57,175,566 |
¥10,175,566 |
| 45 |
1.00% |
¥108,120 |
¥58,384,715 |
¥11,384,715 |
| 45 |
1.10% |
¥110,388 |
¥59,609,389 |
¥12,609,389 |
| 45 |
1.20% |
¥112,684 |
¥60,849,521 |
¥13,849,521 |
| 45 |
1.30% |
¥115,009 |
¥62,105,038 |
¥15,105,038 |
| 45 |
1.40% |
¥117,363 |
¥63,375,861 |
¥16,375,861 |
| 45 |
1.50% |
¥119,744 |
¥64,661,905 |
¥17,661,905 |
| 45 |
1.60% |
¥122,154 |
¥65,963,079 |
¥18,963,079 |
| 45 |
1.70% |
¥124,591 |
¥67,279,290 |
¥20,279,290 |
| 45 |
1.80% |
¥127,056 |
¥68,610,434 |
¥21,610,434 |
| 45 |
1.90% |
¥129,549 |
¥69,956,408 |
¥22,956,408 |
| 45 |
2.00% |
¥132,069 |
¥71,317,099 |
¥24,317,099 |
| 45 |
2.10% |
¥134,616 |
¥72,692,393 |
¥25,692,393 |
| 45 |
2.20% |
¥137,189 |
¥74,082,169 |
¥27,082,169 |
| 45 |
2.30% |
¥139,789 |
¥75,486,302 |
¥28,486,302 |
| 45 |
2.40% |
¥142,416 |
¥76,904,663 |
¥29,904,663 |
| 45 |
2.50% |
¥145,069 |
¥78,337,118 |
¥31,337,118 |
| 45 |
2.60% |
¥147,747 |
¥79,783,531 |
¥32,783,531 |
| 45 |
2.70% |
¥150,451 |
¥81,243,760 |
¥34,243,760 |
| 45 |
2.80% |
¥153,181 |
¥82,717,660 |
¥35,717,660 |
| 45 |
2.90% |
¥155,935 |
¥84,205,083 |
¥37,205,083 |
| 45 |
3.00% |
¥158,715 |
¥85,705,877 |
¥38,705,877 |
4700万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥112,292 |
¥53,900,284 |
¥6,900,284 |
| 40 |
0.80% |
¥114,450 |
¥54,935,916 |
¥7,935,916 |
| 40 |
0.90% |
¥116,633 |
¥55,983,941 |
¥8,983,941 |
| 40 |
1.00% |
¥118,842 |
¥57,044,324 |
¥10,044,324 |
| 40 |
1.10% |
¥121,077 |
¥58,117,026 |
¥11,117,026 |
| 40 |
1.20% |
¥123,338 |
¥59,202,004 |
¥12,202,004 |
| 40 |
1.30% |
¥125,623 |
¥60,299,212 |
¥13,299,212 |
| 40 |
1.40% |
¥127,935 |
¥61,408,601 |
¥14,408,601 |
| 40 |
1.50% |
¥130,271 |
¥62,530,116 |
¥15,530,116 |
| 40 |
1.60% |
¥132,633 |
¥63,663,700 |
¥16,663,700 |
| 40 |
1.70% |
¥135,019 |
¥64,809,293 |
¥17,809,293 |
| 40 |
1.80% |
¥137,431 |
¥65,966,830 |
¥18,966,830 |
| 40 |
1.90% |
¥139,867 |
¥67,136,244 |
¥20,136,244 |
| 40 |
2.00% |
¥142,328 |
¥68,317,464 |
¥21,317,464 |
| 40 |
2.10% |
¥144,813 |
¥69,510,417 |
¥22,510,417 |
| 40 |
2.20% |
¥147,323 |
¥70,715,025 |
¥23,715,025 |
| 40 |
2.30% |
¥149,857 |
¥71,931,209 |
¥24,931,209 |
| 40 |
2.40% |
¥152,414 |
¥73,158,885 |
¥26,158,885 |
| 40 |
2.50% |
¥154,996 |
¥74,397,968 |
¥27,397,968 |
| 40 |
2.60% |
¥157,601 |
¥75,648,369 |
¥28,648,369 |
| 40 |
2.70% |
¥160,229 |
¥76,909,996 |
¥29,909,996 |
| 40 |
2.80% |
¥162,881 |
¥78,182,756 |
¥31,182,756 |
| 40 |
2.90% |
¥165,555 |
¥79,466,552 |
¥32,466,552 |
| 40 |
3.00% |
¥168,253 |
¥80,761,286 |
¥33,761,286 |
4700万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥126,205 |
¥53,006,002 |
¥6,006,002 |
| 35 |
0.80% |
¥128,339 |
¥53,902,229 |
¥6,902,229 |
| 35 |
0.90% |
¥130,495 |
¥54,807,968 |
¥7,807,968 |
| 35 |
1.00% |
¥132,674 |
¥55,723,197 |
¥8,723,197 |
| 35 |
1.10% |
¥134,876 |
¥56,647,893 |
¥9,647,893 |
| 35 |
1.20% |
¥137,100 |
¥57,582,031 |
¥10,582,031 |
| 35 |
1.30% |
¥139,347 |
¥58,525,583 |
¥11,525,583 |
| 35 |
1.40% |
¥141,616 |
¥59,478,520 |
¥12,478,520 |
| 35 |
1.50% |
¥143,907 |
¥60,440,808 |
¥13,440,808 |
| 35 |
1.60% |
¥146,220 |
¥61,412,415 |
¥14,412,415 |
| 35 |
1.70% |
¥148,555 |
¥62,393,304 |
¥15,393,304 |
| 35 |
1.80% |
¥150,913 |
¥63,383,437 |
¥16,383,437 |
| 35 |
1.90% |
¥153,292 |
¥64,382,773 |
¥17,382,773 |
| 35 |
2.00% |
¥155,694 |
¥65,391,271 |
¥18,391,271 |
| 35 |
2.10% |
¥158,116 |
¥66,408,885 |
¥19,408,885 |
| 35 |
2.20% |
¥160,561 |
¥67,435,569 |
¥20,435,569 |
| 35 |
2.30% |
¥163,027 |
¥68,471,276 |
¥21,471,276 |
| 35 |
2.40% |
¥165,514 |
¥69,515,956 |
¥22,515,956 |
| 35 |
2.50% |
¥168,023 |
¥70,569,556 |
¥23,569,556 |
| 35 |
2.60% |
¥170,552 |
¥71,632,022 |
¥24,632,022 |
| 35 |
2.70% |
¥173,103 |
¥72,703,301 |
¥25,703,301 |
| 35 |
2.80% |
¥175,675 |
¥73,783,334 |
¥26,783,334 |
| 35 |
2.90% |
¥178,267 |
¥74,872,063 |
¥27,872,063 |
| 35 |
3.00% |
¥180,880 |
¥75,969,427 |
¥28,969,427 |
4700万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥144,781 |
¥52,121,255 |
¥5,121,255 |
| 30 |
0.80% |
¥146,892 |
¥52,880,974 |
¥5,880,974 |
| 30 |
0.90% |
¥149,021 |
¥53,647,695 |
¥6,647,695 |
| 30 |
1.00% |
¥151,171 |
¥54,421,407 |
¥7,421,407 |
| 30 |
1.10% |
¥153,339 |
¥55,202,097 |
¥8,202,097 |
| 30 |
1.20% |
¥155,527 |
¥55,989,751 |
¥8,989,751 |
| 30 |
1.30% |
¥157,734 |
¥56,784,354 |
¥9,784,354 |
| 30 |
1.40% |
¥159,961 |
¥57,585,889 |
¥10,585,889 |
| 30 |
1.50% |
¥162,206 |
¥58,394,340 |
¥11,394,340 |
| 30 |
1.60% |
¥164,471 |
¥59,209,686 |
¥12,209,686 |
| 30 |
1.70% |
¥166,755 |
¥60,031,908 |
¥13,031,908 |
| 30 |
1.80% |
¥169,058 |
¥60,860,985 |
¥13,860,985 |
| 30 |
1.90% |
¥171,380 |
¥61,696,895 |
¥14,696,895 |
| 30 |
2.00% |
¥173,721 |
¥62,539,615 |
¥15,539,615 |
| 30 |
2.10% |
¥176,081 |
¥63,389,119 |
¥16,389,119 |
| 30 |
2.20% |
¥178,459 |
¥64,245,382 |
¥17,245,382 |
| 30 |
2.30% |
¥180,857 |
¥65,108,378 |
¥18,108,378 |
| 30 |
2.40% |
¥183,272 |
¥65,978,079 |
¥18,978,079 |
| 30 |
2.50% |
¥185,707 |
¥66,854,456 |
¥19,854,456 |
| 30 |
2.60% |
¥188,160 |
¥67,737,479 |
¥20,737,479 |
| 30 |
2.70% |
¥190,631 |
¥68,627,118 |
¥21,627,118 |
| 30 |
2.80% |
¥193,120 |
¥69,523,340 |
¥22,523,340 |
| 30 |
2.90% |
¥195,628 |
¥70,426,113 |
¥23,426,113 |
| 30 |
3.00% |
¥198,154 |
¥71,335,403 |
¥24,335,403 |
4700万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥170,820 |
¥51,246,059 |
¥4,246,059 |
| 25 |
0.80% |
¥172,907 |
¥51,872,175 |
¥4,872,175 |
| 25 |
0.90% |
¥175,011 |
¥52,503,163 |
¥5,503,163 |
| 25 |
1.00% |
¥177,130 |
¥53,139,016 |
¥6,139,016 |
| 25 |
1.10% |
¥179,266 |
¥53,779,728 |
¥6,779,728 |
| 25 |
1.20% |
¥181,418 |
¥54,425,293 |
¥7,425,293 |
| 25 |
1.30% |
¥183,586 |
¥55,075,702 |
¥8,075,702 |
| 25 |
1.40% |
¥185,770 |
¥55,730,948 |
¥8,730,948 |
| 25 |
1.50% |
¥187,970 |
¥56,391,022 |
¥9,391,022 |
| 25 |
1.60% |
¥190,186 |
¥57,055,914 |
¥10,055,914 |
| 25 |
1.70% |
¥192,419 |
¥57,725,615 |
¥10,725,615 |
| 25 |
1.80% |
¥194,667 |
¥58,400,114 |
¥11,400,114 |
| 25 |
1.90% |
¥196,931 |
¥59,079,400 |
¥12,079,400 |
| 25 |
2.00% |
¥199,212 |
¥59,763,462 |
¥12,763,462 |
| 25 |
2.10% |
¥201,508 |
¥60,452,287 |
¥13,452,287 |
| 25 |
2.20% |
¥203,820 |
¥61,145,863 |
¥14,145,863 |
| 25 |
2.30% |
¥206,147 |
¥61,844,176 |
¥14,844,176 |
| 25 |
2.40% |
¥208,491 |
¥62,547,213 |
¥15,547,213 |
| 25 |
2.50% |
¥210,850 |
¥63,254,960 |
¥16,254,960 |
| 25 |
2.60% |
¥213,225 |
¥63,967,401 |
¥16,967,401 |
| 25 |
2.70% |
¥215,615 |
¥64,684,521 |
¥17,684,521 |
| 25 |
2.80% |
¥218,021 |
¥65,406,304 |
¥18,406,304 |
| 25 |
2.90% |
¥220,442 |
¥66,132,735 |
¥19,132,735 |
| 25 |
3.00% |
¥222,879 |
¥66,863,795 |
¥19,863,795 |
4700万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥209,918 |
¥50,380,426 |
¥3,380,426 |
| 20 |
0.80% |
¥211,983 |
¥50,875,855 |
¥3,875,855 |
| 20 |
0.90% |
¥214,060 |
¥51,374,407 |
¥4,374,407 |
| 20 |
1.00% |
¥216,150 |
¥51,876,078 |
¥4,876,078 |
| 20 |
1.10% |
¥218,254 |
¥52,380,866 |
¥5,380,866 |
| 20 |
1.20% |
¥220,370 |
¥52,888,767 |
¥5,888,767 |
| 20 |
1.30% |
¥222,499 |
¥53,399,780 |
¥6,399,780 |
| 20 |
1.40% |
¥224,641 |
¥53,913,899 |
¥6,913,899 |
| 20 |
1.50% |
¥226,796 |
¥54,431,122 |
¥7,431,122 |
| 20 |
1.60% |
¥228,964 |
¥54,951,444 |
¥7,951,444 |
| 20 |
1.70% |
¥231,145 |
¥55,474,862 |
¥8,474,862 |
| 20 |
1.80% |
¥233,339 |
¥56,001,370 |
¥9,001,370 |
| 20 |
1.90% |
¥235,546 |
¥56,530,965 |
¥9,530,965 |
| 20 |
2.00% |
¥237,765 |
¥57,063,640 |
¥10,063,640 |
| 20 |
2.10% |
¥239,997 |
¥57,599,392 |
¥10,599,392 |
| 20 |
2.20% |
¥242,243 |
¥58,138,214 |
¥11,138,214 |
| 20 |
2.30% |
¥244,500 |
¥58,680,101 |
¥11,680,101 |
| 20 |
2.40% |
¥246,771 |
¥59,225,047 |
¥12,225,047 |
| 20 |
2.50% |
¥249,054 |
¥59,773,046 |
¥12,773,046 |
| 20 |
2.60% |
¥251,350 |
¥60,324,092 |
¥13,324,092 |
| 20 |
2.70% |
¥253,659 |
¥60,878,178 |
¥13,878,178 |
| 20 |
2.80% |
¥255,980 |
¥61,435,298 |
¥14,435,298 |
| 20 |
2.90% |
¥258,314 |
¥61,995,444 |
¥14,995,444 |
| 20 |
3.00% |
¥260,661 |
¥62,558,609 |
¥15,558,609 |
4700万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥275,135 |
¥49,524,368 |
¥2,524,368 |
| 15 |
0.80% |
¥277,178 |
¥49,892,033 |
¥2,892,033 |
| 15 |
0.90% |
¥279,230 |
¥50,261,456 |
¥3,261,456 |
| 15 |
1.00% |
¥281,292 |
¥50,632,636 |
¥3,632,636 |
| 15 |
1.10% |
¥283,364 |
¥51,005,572 |
¥4,005,572 |
| 15 |
1.20% |
¥285,446 |
¥51,380,264 |
¥4,380,264 |
| 15 |
1.30% |
¥287,537 |
¥51,756,710 |
¥4,756,710 |
| 15 |
1.40% |
¥289,638 |
¥52,134,909 |
¥5,134,909 |
| 15 |
1.50% |
¥291,749 |
¥52,514,860 |
¥5,514,860 |
| 15 |
1.60% |
¥293,870 |
¥52,896,560 |
¥5,896,560 |
| 15 |
1.70% |
¥296,000 |
¥53,280,010 |
¥6,280,010 |
| 15 |
1.80% |
¥298,140 |
¥53,665,207 |
¥6,665,207 |
| 15 |
1.90% |
¥300,290 |
¥54,052,149 |
¥7,052,149 |
| 15 |
2.00% |
¥302,449 |
¥54,440,836 |
¥7,440,836 |
| 15 |
2.10% |
¥304,618 |
¥54,831,265 |
¥7,831,265 |
| 15 |
2.20% |
¥306,797 |
¥55,223,435 |
¥8,223,435 |
| 15 |
2.30% |
¥308,985 |
¥55,617,343 |
¥8,617,343 |
| 15 |
2.40% |
¥311,183 |
¥56,012,988 |
¥9,012,988 |
| 15 |
2.50% |
¥313,391 |
¥56,410,367 |
¥9,410,367 |
| 15 |
2.60% |
¥315,608 |
¥56,809,479 |
¥9,809,479 |
| 15 |
2.70% |
¥317,835 |
¥57,210,321 |
¥10,210,321 |
| 15 |
2.80% |
¥320,072 |
¥57,612,892 |
¥10,612,892 |
| 15 |
2.90% |
¥322,318 |
¥58,017,188 |
¥11,017,188 |
| 15 |
3.00% |
¥324,573 |
¥58,423,207 |
¥11,423,207 |
4700万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥405,649 |
¥48,677,892 |
¥1,677,892 |
| 10 |
0.80% |
¥407,673 |
¥48,920,721 |
¥1,920,721 |
| 10 |
0.90% |
¥409,703 |
¥49,164,332 |
¥2,164,332 |
| 10 |
1.00% |
¥411,739 |
¥49,408,724 |
¥2,408,724 |
| 10 |
1.10% |
¥413,782 |
¥49,653,899 |
¥2,653,899 |
| 10 |
1.20% |
¥415,832 |
¥49,899,854 |
¥2,899,854 |
| 10 |
1.30% |
¥417,888 |
¥50,146,591 |
¥3,146,591 |
| 10 |
1.40% |
¥419,951 |
¥50,394,108 |
¥3,394,108 |
| 10 |
1.50% |
¥422,020 |
¥50,642,406 |
¥3,642,406 |
| 10 |
1.60% |
¥424,096 |
¥50,891,484 |
¥3,891,484 |
| 10 |
1.70% |
¥426,178 |
¥51,141,341 |
¥4,141,341 |
| 10 |
1.80% |
¥428,266 |
¥51,391,978 |
¥4,391,978 |
| 10 |
1.90% |
¥430,362 |
¥51,643,394 |
¥4,643,394 |
| 10 |
2.00% |
¥432,463 |
¥51,895,588 |
¥4,895,588 |
| 10 |
2.10% |
¥434,571 |
¥52,148,561 |
¥5,148,561 |
| 10 |
2.20% |
¥436,686 |
¥52,402,311 |
¥5,402,311 |
| 10 |
2.30% |
¥438,807 |
¥52,656,839 |
¥5,656,839 |
| 10 |
2.40% |
¥440,935 |
¥52,912,143 |
¥5,912,143 |
| 10 |
2.50% |
¥443,069 |
¥53,168,225 |
¥6,168,225 |
| 10 |
2.60% |
¥445,209 |
¥53,425,082 |
¥6,425,082 |
| 10 |
2.70% |
¥447,356 |
¥53,682,714 |
¥6,682,714 |
| 10 |
2.80% |
¥449,509 |
¥53,941,122 |
¥6,941,122 |
| 10 |
2.90% |
¥451,669 |
¥54,200,304 |
¥7,200,304 |
| 10 |
3.00% |
¥453,836 |
¥54,460,260 |
¥7,460,260 |
