4720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。4720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
4720万円の住宅ローン｜期間・年数別
4720万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥93,257 |
¥55,954,478 |
¥8,754,478 |
| 50 |
0.80% |
¥95,472 |
¥57,283,185 |
¥10,083,185 |
| 50 |
0.90% |
¥97,719 |
¥58,631,227 |
¥11,431,227 |
| 50 |
1.00% |
¥99,998 |
¥59,998,520 |
¥12,798,520 |
| 50 |
1.10% |
¥102,308 |
¥61,384,971 |
¥14,184,971 |
| 50 |
1.20% |
¥104,651 |
¥62,790,477 |
¥15,590,477 |
| 50 |
1.30% |
¥107,025 |
¥64,214,929 |
¥17,014,929 |
| 50 |
1.40% |
¥109,430 |
¥65,658,206 |
¥18,458,206 |
| 50 |
1.50% |
¥111,867 |
¥67,120,182 |
¥19,920,182 |
| 50 |
1.60% |
¥114,335 |
¥68,600,720 |
¥21,400,720 |
| 50 |
1.70% |
¥116,833 |
¥70,099,676 |
¥22,899,676 |
| 50 |
1.80% |
¥119,361 |
¥71,616,900 |
¥24,416,900 |
| 50 |
1.90% |
¥121,920 |
¥73,152,232 |
¥25,952,232 |
| 50 |
2.00% |
¥124,509 |
¥74,705,506 |
¥27,505,506 |
| 50 |
2.10% |
¥127,128 |
¥76,276,550 |
¥29,076,550 |
| 50 |
2.20% |
¥129,775 |
¥77,865,185 |
¥30,665,185 |
| 50 |
2.30% |
¥132,452 |
¥79,471,224 |
¥32,271,224 |
| 50 |
2.40% |
¥135,157 |
¥81,094,475 |
¥33,894,475 |
| 50 |
2.50% |
¥137,891 |
¥82,734,742 |
¥35,534,742 |
| 50 |
2.60% |
¥140,653 |
¥84,391,821 |
¥37,191,821 |
| 50 |
2.70% |
¥143,443 |
¥86,065,505 |
¥38,865,505 |
| 50 |
2.80% |
¥146,259 |
¥87,755,579 |
¥40,555,579 |
| 50 |
2.90% |
¥149,103 |
¥89,461,827 |
¥42,261,827 |
| 50 |
3.00% |
¥151,973 |
¥91,184,027 |
¥43,984,027 |
4720万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥101,921 |
¥55,037,293 |
¥7,837,293 |
| 45 |
0.80% |
¥104,112 |
¥56,220,225 |
¥9,020,225 |
| 45 |
0.90% |
¥106,331 |
¥57,418,866 |
¥10,218,866 |
| 45 |
1.00% |
¥108,580 |
¥58,633,160 |
¥11,433,160 |
| 45 |
1.10% |
¥110,857 |
¥59,863,046 |
¥12,663,046 |
| 45 |
1.20% |
¥113,164 |
¥61,108,455 |
¥13,908,455 |
| 45 |
1.30% |
¥115,499 |
¥62,369,315 |
¥15,169,315 |
| 45 |
1.40% |
¥117,862 |
¥63,645,545 |
¥16,445,545 |
| 45 |
1.50% |
¥120,254 |
¥64,937,062 |
¥17,737,062 |
| 45 |
1.60% |
¥122,674 |
¥66,243,773 |
¥19,043,773 |
| 45 |
1.70% |
¥125,121 |
¥67,565,584 |
¥20,365,584 |
| 45 |
1.80% |
¥127,597 |
¥68,902,394 |
¥21,702,394 |
| 45 |
1.90% |
¥130,100 |
¥70,254,095 |
¥23,054,095 |
| 45 |
2.00% |
¥132,631 |
¥71,620,576 |
¥24,420,576 |
| 45 |
2.10% |
¥135,188 |
¥73,001,723 |
¥25,801,723 |
| 45 |
2.20% |
¥137,773 |
¥74,397,412 |
¥27,197,412 |
| 45 |
2.30% |
¥140,384 |
¥75,807,520 |
¥28,607,520 |
| 45 |
2.40% |
¥143,022 |
¥77,231,917 |
¥30,031,917 |
| 45 |
2.50% |
¥145,686 |
¥78,670,468 |
¥31,470,468 |
| 45 |
2.60% |
¥148,376 |
¥80,123,036 |
¥32,923,036 |
| 45 |
2.70% |
¥151,092 |
¥81,589,478 |
¥34,389,478 |
| 45 |
2.80% |
¥153,833 |
¥83,069,650 |
¥35,869,650 |
| 45 |
2.90% |
¥156,599 |
¥84,563,402 |
¥37,363,402 |
| 45 |
3.00% |
¥159,390 |
¥86,070,582 |
¥38,870,582 |
4720万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥112,770 |
¥54,129,647 |
¥6,929,647 |
| 40 |
0.80% |
¥114,937 |
¥55,169,686 |
¥7,969,686 |
| 40 |
0.90% |
¥117,130 |
¥56,222,170 |
¥9,022,170 |
| 40 |
1.00% |
¥119,348 |
¥57,287,065 |
¥10,087,065 |
| 40 |
1.10% |
¥121,592 |
¥58,364,332 |
¥11,164,332 |
| 40 |
1.20% |
¥123,862 |
¥59,453,927 |
¥12,253,927 |
| 40 |
1.30% |
¥126,158 |
¥60,555,805 |
¥13,355,805 |
| 40 |
1.40% |
¥128,479 |
¥61,669,914 |
¥14,469,914 |
| 40 |
1.50% |
¥130,825 |
¥62,796,201 |
¥15,596,201 |
| 40 |
1.60% |
¥133,197 |
¥63,934,609 |
¥16,734,609 |
| 40 |
1.70% |
¥135,594 |
¥65,085,077 |
¥17,885,077 |
| 40 |
1.80% |
¥138,016 |
¥66,247,540 |
¥19,047,540 |
| 40 |
1.90% |
¥140,462 |
¥67,421,930 |
¥20,221,930 |
| 40 |
2.00% |
¥142,934 |
¥68,608,177 |
¥21,408,177 |
| 40 |
2.10% |
¥145,430 |
¥69,806,206 |
¥22,606,206 |
| 40 |
2.20% |
¥147,950 |
¥71,015,940 |
¥23,815,940 |
| 40 |
2.30% |
¥150,494 |
¥72,237,299 |
¥25,037,299 |
| 40 |
2.40% |
¥153,063 |
¥73,470,200 |
¥26,270,200 |
| 40 |
2.50% |
¥155,655 |
¥74,714,555 |
¥27,514,555 |
| 40 |
2.60% |
¥158,271 |
¥75,970,277 |
¥28,770,277 |
| 40 |
2.70% |
¥160,911 |
¥77,237,273 |
¥30,037,273 |
| 40 |
2.80% |
¥163,574 |
¥78,515,448 |
¥31,315,448 |
| 40 |
2.90% |
¥166,260 |
¥79,804,708 |
¥32,604,708 |
| 40 |
3.00% |
¥168,969 |
¥81,104,951 |
¥33,904,951 |
4720万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥126,742 |
¥53,231,559 |
¥6,031,559 |
| 35 |
0.80% |
¥128,885 |
¥54,131,600 |
¥6,931,600 |
| 35 |
0.90% |
¥131,050 |
¥55,041,193 |
¥7,841,193 |
| 35 |
1.00% |
¥133,239 |
¥55,960,317 |
¥8,760,317 |
| 35 |
1.10% |
¥135,450 |
¥56,888,948 |
¥9,688,948 |
| 35 |
1.20% |
¥137,683 |
¥57,827,061 |
¥10,627,061 |
| 35 |
1.30% |
¥139,940 |
¥58,774,628 |
¥11,574,628 |
| 35 |
1.40% |
¥142,218 |
¥59,731,620 |
¥12,531,620 |
| 35 |
1.50% |
¥144,519 |
¥60,698,003 |
¥13,498,003 |
| 35 |
1.60% |
¥146,842 |
¥61,673,745 |
¥14,473,745 |
| 35 |
1.70% |
¥149,188 |
¥62,658,808 |
¥15,458,808 |
| 35 |
1.80% |
¥151,555 |
¥63,653,154 |
¥16,453,154 |
| 35 |
1.90% |
¥153,945 |
¥64,656,743 |
¥17,456,743 |
| 35 |
2.00% |
¥156,356 |
¥65,669,531 |
¥18,469,531 |
| 35 |
2.10% |
¥158,789 |
¥66,691,476 |
¥19,491,476 |
| 35 |
2.20% |
¥161,244 |
¥67,722,529 |
¥20,522,529 |
| 35 |
2.30% |
¥163,721 |
¥68,762,643 |
¥21,562,643 |
| 35 |
2.40% |
¥166,218 |
¥69,811,768 |
¥22,611,768 |
| 35 |
2.50% |
¥168,738 |
¥70,869,851 |
¥23,669,851 |
| 35 |
2.60% |
¥171,278 |
¥71,936,839 |
¥24,736,839 |
| 35 |
2.70% |
¥173,840 |
¥73,012,677 |
¥25,812,677 |
| 35 |
2.80% |
¥176,422 |
¥74,097,305 |
¥26,897,305 |
| 35 |
2.90% |
¥179,025 |
¥75,190,667 |
¥27,990,667 |
| 35 |
3.00% |
¥181,649 |
¥76,292,702 |
¥29,092,702 |
4720万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥145,397 |
¥52,343,048 |
¥5,143,048 |
| 30 |
0.80% |
¥147,517 |
¥53,105,999 |
¥5,905,999 |
| 30 |
0.90% |
¥149,656 |
¥53,875,983 |
¥6,675,983 |
| 30 |
1.00% |
¥151,814 |
¥54,652,987 |
¥7,452,987 |
| 30 |
1.10% |
¥153,992 |
¥55,436,999 |
¥8,236,999 |
| 30 |
1.20% |
¥156,189 |
¥56,228,005 |
¥9,028,005 |
| 30 |
1.30% |
¥158,406 |
¥57,025,990 |
¥9,825,990 |
| 30 |
1.40% |
¥160,641 |
¥57,830,936 |
¥10,630,936 |
| 30 |
1.50% |
¥162,897 |
¥58,642,826 |
¥11,442,826 |
| 30 |
1.60% |
¥165,171 |
¥59,461,642 |
¥12,261,642 |
| 30 |
1.70% |
¥167,465 |
¥60,287,363 |
¥13,087,363 |
| 30 |
1.80% |
¥169,778 |
¥61,119,968 |
¥13,919,968 |
| 30 |
1.90% |
¥172,110 |
¥61,959,435 |
¥14,759,435 |
| 30 |
2.00% |
¥174,460 |
¥62,805,741 |
¥15,605,741 |
| 30 |
2.10% |
¥176,830 |
¥63,658,860 |
¥16,458,860 |
| 30 |
2.20% |
¥179,219 |
¥64,518,767 |
¥17,318,767 |
| 30 |
2.30% |
¥181,626 |
¥65,385,435 |
¥18,185,435 |
| 30 |
2.40% |
¥184,052 |
¥66,258,837 |
¥19,058,837 |
| 30 |
2.50% |
¥186,497 |
¥67,138,943 |
¥19,938,943 |
| 30 |
2.60% |
¥188,960 |
¥68,025,724 |
¥20,825,724 |
| 30 |
2.70% |
¥191,442 |
¥68,919,148 |
¥21,719,148 |
| 30 |
2.80% |
¥193,942 |
¥69,819,184 |
¥22,619,184 |
| 30 |
2.90% |
¥196,461 |
¥70,725,798 |
¥23,525,798 |
| 30 |
3.00% |
¥198,997 |
¥71,638,957 |
¥24,438,957 |
4720万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥171,547 |
¥51,464,127 |
¥4,264,127 |
| 25 |
0.80% |
¥173,643 |
¥52,092,908 |
¥4,892,908 |
| 25 |
0.90% |
¥175,755 |
¥52,726,581 |
¥5,526,581 |
| 25 |
1.00% |
¥177,884 |
¥53,365,140 |
¥6,165,140 |
| 25 |
1.10% |
¥180,029 |
¥54,008,578 |
¥6,808,578 |
| 25 |
1.20% |
¥182,190 |
¥54,656,890 |
¥7,456,890 |
| 25 |
1.30% |
¥184,367 |
¥55,310,067 |
¥8,110,067 |
| 25 |
1.40% |
¥186,560 |
¥55,968,101 |
¥8,768,101 |
| 25 |
1.50% |
¥188,770 |
¥56,630,984 |
¥9,430,984 |
| 25 |
1.60% |
¥190,996 |
¥57,298,705 |
¥10,098,705 |
| 25 |
1.70% |
¥193,238 |
¥57,971,256 |
¥10,771,256 |
| 25 |
1.80% |
¥195,495 |
¥58,648,625 |
¥11,448,625 |
| 25 |
1.90% |
¥197,769 |
¥59,330,802 |
¥12,130,802 |
| 25 |
2.00% |
¥200,059 |
¥60,017,774 |
¥12,817,774 |
| 25 |
2.10% |
¥202,365 |
¥60,709,531 |
¥13,509,531 |
| 25 |
2.20% |
¥204,687 |
¥61,406,058 |
¥14,206,058 |
| 25 |
2.30% |
¥207,024 |
¥62,107,343 |
¥14,907,343 |
| 25 |
2.40% |
¥209,378 |
¥62,813,371 |
¥15,613,371 |
| 25 |
2.50% |
¥211,747 |
¥63,524,130 |
¥16,324,130 |
| 25 |
2.60% |
¥214,132 |
¥64,239,602 |
¥17,039,602 |
| 25 |
2.70% |
¥216,533 |
¥64,959,774 |
¥17,759,774 |
| 25 |
2.80% |
¥218,949 |
¥65,684,629 |
¥18,484,629 |
| 25 |
2.90% |
¥221,381 |
¥66,414,151 |
¥19,214,151 |
| 25 |
3.00% |
¥223,828 |
¥67,148,322 |
¥19,948,322 |
4720万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥210,812 |
¥50,594,811 |
¥3,394,811 |
| 20 |
0.80% |
¥212,885 |
¥51,092,348 |
¥3,892,348 |
| 20 |
0.90% |
¥214,971 |
¥51,593,021 |
¥4,393,021 |
| 20 |
1.00% |
¥217,070 |
¥52,096,827 |
¥4,896,827 |
| 20 |
1.10% |
¥219,182 |
¥52,603,763 |
¥5,403,763 |
| 20 |
1.20% |
¥221,308 |
¥53,113,826 |
¥5,913,826 |
| 20 |
1.30% |
¥223,446 |
¥53,627,013 |
¥6,427,013 |
| 20 |
1.40% |
¥225,597 |
¥54,143,320 |
¥6,943,320 |
| 20 |
1.50% |
¥227,761 |
¥54,662,744 |
¥7,462,744 |
| 20 |
1.60% |
¥229,939 |
¥55,185,280 |
¥7,985,280 |
| 20 |
1.70% |
¥232,129 |
¥55,710,925 |
¥8,510,925 |
| 20 |
1.80% |
¥234,332 |
¥56,239,674 |
¥9,039,674 |
| 20 |
1.90% |
¥236,548 |
¥56,771,522 |
¥9,571,522 |
| 20 |
2.00% |
¥238,777 |
¥57,306,464 |
¥10,106,464 |
| 20 |
2.10% |
¥241,019 |
¥57,844,496 |
¥10,644,496 |
| 20 |
2.20% |
¥243,273 |
¥58,385,610 |
¥11,185,610 |
| 20 |
2.30% |
¥245,541 |
¥58,929,803 |
¥11,729,803 |
| 20 |
2.40% |
¥247,821 |
¥59,477,069 |
¥12,277,069 |
| 20 |
2.50% |
¥250,114 |
¥60,027,400 |
¥12,827,400 |
| 20 |
2.60% |
¥252,420 |
¥60,580,791 |
¥13,380,791 |
| 20 |
2.70% |
¥254,738 |
¥61,137,234 |
¥13,937,234 |
| 20 |
2.80% |
¥257,070 |
¥61,696,725 |
¥14,496,725 |
| 20 |
2.90% |
¥259,414 |
¥62,259,254 |
¥15,059,254 |
| 20 |
3.00% |
¥261,770 |
¥62,824,816 |
¥15,624,816 |
4720万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥276,306 |
¥49,735,110 |
¥2,535,110 |
| 15 |
0.80% |
¥278,357 |
¥50,104,339 |
¥2,904,339 |
| 15 |
0.90% |
¥280,419 |
¥50,475,334 |
¥3,275,334 |
| 15 |
1.00% |
¥282,489 |
¥50,848,094 |
¥3,648,094 |
| 15 |
1.10% |
¥284,570 |
¥51,222,617 |
¥4,022,617 |
| 15 |
1.20% |
¥286,661 |
¥51,598,904 |
¥4,398,904 |
| 15 |
1.30% |
¥288,761 |
¥51,976,952 |
¥4,776,952 |
| 15 |
1.40% |
¥290,871 |
¥52,356,760 |
¥5,156,760 |
| 15 |
1.50% |
¥292,991 |
¥52,738,327 |
¥5,538,327 |
| 15 |
1.60% |
¥295,120 |
¥53,121,652 |
¥5,921,652 |
| 15 |
1.70% |
¥297,260 |
¥53,506,733 |
¥6,306,733 |
| 15 |
1.80% |
¥299,409 |
¥53,893,569 |
¥6,693,569 |
| 15 |
1.90% |
¥301,568 |
¥54,282,159 |
¥7,082,159 |
| 15 |
2.00% |
¥303,736 |
¥54,672,499 |
¥7,472,499 |
| 15 |
2.10% |
¥305,914 |
¥55,064,590 |
¥7,864,590 |
| 15 |
2.20% |
¥308,102 |
¥55,458,428 |
¥8,258,428 |
| 15 |
2.30% |
¥310,300 |
¥55,854,012 |
¥8,654,012 |
| 15 |
2.40% |
¥312,507 |
¥56,251,341 |
¥9,051,341 |
| 15 |
2.50% |
¥314,725 |
¥56,650,411 |
¥9,450,411 |
| 15 |
2.60% |
¥316,951 |
¥57,051,221 |
¥9,851,221 |
| 15 |
2.70% |
¥319,188 |
¥57,453,769 |
¥10,253,769 |
| 15 |
2.80% |
¥321,434 |
¥57,858,053 |
¥10,658,053 |
| 15 |
2.90% |
¥323,689 |
¥58,264,069 |
¥11,064,069 |
| 15 |
3.00% |
¥325,955 |
¥58,671,816 |
¥11,471,816 |
4720万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥407,375 |
¥48,885,031 |
¥1,685,031 |
| 10 |
0.80% |
¥409,407 |
¥49,128,894 |
¥1,928,894 |
| 10 |
0.90% |
¥411,446 |
¥49,373,542 |
¥2,173,542 |
| 10 |
1.00% |
¥413,491 |
¥49,618,974 |
¥2,418,974 |
| 10 |
1.10% |
¥415,543 |
¥49,865,192 |
¥2,665,192 |
| 10 |
1.20% |
¥417,602 |
¥50,112,194 |
¥2,912,194 |
| 10 |
1.30% |
¥419,667 |
¥50,359,981 |
¥3,159,981 |
| 10 |
1.40% |
¥421,738 |
¥50,608,551 |
¥3,408,551 |
| 10 |
1.50% |
¥423,816 |
¥50,857,905 |
¥3,657,905 |
| 10 |
1.60% |
¥425,900 |
¥51,108,043 |
¥3,908,043 |
| 10 |
1.70% |
¥427,991 |
¥51,358,964 |
¥4,158,964 |
| 10 |
1.80% |
¥430,089 |
¥51,610,667 |
¥4,410,667 |
| 10 |
1.90% |
¥432,193 |
¥51,863,153 |
¥4,663,153 |
| 10 |
2.00% |
¥434,304 |
¥52,116,420 |
¥4,916,420 |
| 10 |
2.10% |
¥436,421 |
¥52,370,469 |
¥5,170,469 |
| 10 |
2.20% |
¥438,544 |
¥52,625,300 |
¥5,425,300 |
| 10 |
2.30% |
¥440,674 |
¥52,880,910 |
¥5,680,910 |
| 10 |
2.40% |
¥442,811 |
¥53,137,301 |
¥5,937,301 |
| 10 |
2.50% |
¥444,954 |
¥53,394,472 |
¥6,194,472 |
| 10 |
2.60% |
¥447,104 |
¥53,652,422 |
¥6,452,422 |
| 10 |
2.70% |
¥449,260 |
¥53,911,151 |
¥6,711,151 |
| 10 |
2.80% |
¥451,422 |
¥54,170,659 |
¥6,970,659 |
| 10 |
2.90% |
¥453,591 |
¥54,430,944 |
¥7,230,944 |
| 10 |
3.00% |
¥455,767 |
¥54,692,006 |
¥7,492,006 |
